The 25 Best Web Sites - Slide Show
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THE 25 BEST WEB SITES

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There's something on the Web to help with every aspect of your financial life from investing to money management to spending wisely.

Our list of favorites includes the best sources for stock market commentary, insurance quotes, prescription drug prices, travel deals and more. Take a look.
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BEST INVESTING INFORMANT

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SeekingAlpha.com
The site's large roster of contributors includes traders, bloggers and money managers. Nifty extras: a comprehensive section on exchange-traded funds and Q&As with CEOs.
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BEST FOR BONDS

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Pimco.com
At this leading fixed-income specialist's site, fund managers and bond analysts, including the highly regarded Bill Gross, opine on the big picture and what to expect in every area of the bond market, from Treasuries to municipals to high-yield, or "junk," bonds.
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BEST PORTFOLIO TRACKER

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Quotestream.com
For $15 a month, you get unlimited real-time quotes for all U.S.-traded stocks (except those on the pink sheets), plus interactive charts and news alerts.
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BEST FREE CREDIT REPORT

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AnnualCreditReport.com
Get a report from each of the three major credit bureaus at one sitting. You'll need to answer a few questions to verify your identity, but you have to enter the information just once.
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BEST PLACE TO GET YOUR CREDIT SCORE

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myFICO.com
A crystal ball isn't necessary to find this magic number. It costs $15.95 to get your FICO score from Fair Isaac, the company that compiles the most widely used credit score. The site includes advice on boosting your score.

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BEST FREE BUDGETING

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Wesabe.com
Keep tabs on your expenses while you share your financial know-how with others and benefit from the group's collective expertise. We like the site's ease of use and emphasis on security.

See Kiplinger.com's primer Build Your Budget to learn the basics of budgeting.
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BEST TAX CALCULATOR

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kiplinger.com/taxes/
If you regularly get an income-tax refund, you're paying Uncle Sam too much. Give yourself a pay raise with our oh-so-simple tax-withholding calculator.
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BEST PERSONAL-FINANCE BLOG

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PFBlog.com
The author, a married 31-year-old financial controller who works for Microsoft, shares his detailed plan for accumulating a $1-million portfolio by 2012.
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BEST STUDENT-LOAN TOOL

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SimpleTuition.com
This easy-to-use calculator lets you compare lender discounts on federal student loans as well as private-loan options. The site labels sponsoring lenders.

Get Kiplinger's advice on how to get the Best Deals on Student Loans.
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BEST QUICK LIFE INSURANCE QUOTES

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Insure.com
Get accurate price quotes from up to 30 top insurers, along with detailed criteria you must meet to qualify for those rates.

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BEST FOR PERSONALIZED LIFE INSURANCE

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AccuQuote.com
Offers personalized help in finding coverage, especially if you have a medical condition. Call 800-442-9899 to speak with an agent.
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BEST FOR AUTO INSURANCE

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InsWeb.com
Get price quotes from several (the number varies by state) large companies at this site. For personalized attention, contact an agent through the Independent Insurance Agents & Brokers of America (www.iiaba.org).

Read our Smart Shopper's Guide to Auto Insurance before you shop.
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BEST FOR HOMEOWNER'S INSURANCE

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AccuCoverage.com
Take about ten minutes to answer questions about your home, such as age, size and building materials, and you'll get an estimate of its replacement cost. The service costs $7.95.

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BEST FOR HEALTH INSURANCE

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eHealthInsurance.com
This comprehensive site provides immediate quotes for many insurers in your area, plus consumer reviews. For personalized help, call 800-977-8860 or find a broker through www.nahu.org.

Before you shop, see our guide to Understanding Your Health Insurance Options.
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BEST MEDICARE INFO

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Medicare.gov
In addition to providing detailed information on Medicare, this site will help you choose a medigap supplement and a prescription-drug plan tailored to your specific medications.

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BEST INSURANCECUSTOMER SERVICE

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Naic.org/cis
Check out this site to get a company's complaint ratio -- the number of complaints for every dollar it collects in premiums. The lower the ratio, the better.
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BEST PHONE SERVICE

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OneSuite.com
This site delivers great rates on long-distance and international calls for a starting balance of just $10. There are no connection charges or monthly fees.
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BEST CONSUMER BLOG

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Consumerist.com
Part of Gawker Media, a network of niche blogs known for their biting wit, this site captures the angst of the everyday shopper.
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BEST ONLINE COUPON SITE

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RetailMeNot.com
Unlike others of its ilk, this site is organized and easy to use. Just type in the Web address of an online merchant, and a neat list of codes appears.
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BEST CHARITY WATCHDOG

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CharityNavigator.org
More than 5,300 of the largest U.S. charities are rated, based on how effectively they use their money and how they develop their programs.

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BEST DRUG INFORMATION

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CRBestBuyDrugs.org
Read free, detailed reports on drugs that treat 19 ailments. Reports discuss price and effectiveness and give recommendations for low-cost generics.
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BEST CUSTOMER SERVICE RESOURCE

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Gethuman.com
Customer-service numbers for 500 large companies and government agencies are listed, along with the codes that will hook you up with live help beyond the phone tree.
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BEST GUIDE FOR ENTREPRENEURS

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Bizstarters.com
Entrepreneurs age 50 and older can get help developing and launching their own businesses (there's an emphasis on Web-based enterprises). Business start-up courses begin at $200.

For more self-employment strategies, see our Entrepreneur's Guide to Success and Six Steps to Starting Your Own Business.
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BEST LAST-MINUTE TRAVEL DEALS

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LastMinute.com
Using this site is an easy way to get travel deals, whether your trip is in two weeks or in three hours. Search by destination and date, or get a newsletter targeted to your home base.

See our complete list of the 25 Best Travel Sites.
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BEST TRAVEL BOOKING

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Kayak.com
The site is comprehensive, simple to use and compares its results with those of other top sites so you don't have to sift through complex screens.

Check out our complete list of the 25 Best Travel Sites.

SEE ALSO:

Kiplinger's The Best of Everything
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