Kiplinger’s Personal Finance

Kiplinger's Personal Finance

September 2015

September issue of KPFM

Cover Story

Money Made Simple

Finances too complicated? We've solved the puzzle with easy moves that will save you time and money.


Table of Contents


From the Editor

ETFs -- an easy way to invest, by Janet Bodnar

Money-Smart Tactics to Prosper in This Hot Housing Market

With home sales on the rise again this year and next, buyers and sellers may need to adjust their strategies.

How to Fix Student Loan Foul-ups

A phone call could help track down payments that have gone astray.

River Cruises Offer More Scenery, Fewer Crowds

Considering a vacation on the water? River cruises provide a calmer, more intimate experience than mega-liners.

How to Fix 3 Retirement-Saving Flaws

By avoiding these common mistakes, you'll make the most of your savings.

New Competition for Amazon Prime

Other retailers are offering fast, free shipping, so Amazon is upping the ante.

Money & Ethics

Should tear-down plans be disclosed by home buyers?, by Knight Kiplinger

Opening Shot

The case for owning fewer stocks in your portfolio, by James K. Glassman

Success Story

A retired entrepreneur starts a new business making baseball bats.

Rethinking Retirement

Retirees, should you rent or buy your home?, by Jane Bennett Clark


The Kiplinger ETF 20

Our picks cover all of the basic asset groups. We also include funds that add spice to your portfolio.

Vanguard's Best 401(k) Funds

We rank the actively managed Vanguard funds most likely to show up in your 401(k) plan.

Mutual Fund Rankings, 2015

Mutual funds loaded with health care stocks rise to the top of our annual rankings.

Practical Investing

How to design the right portfolio for you, by Kathy Kristof

Why Stock Gains Will Shrink in the Years Ahead

Returns over the next decade or two will be less generous than the historical average. Plus: our long-term outlooks for bonds and cash.

Promised Land

Know when to sell a stock, by Andrew Feinberg

Kiplinger 25 Update

A pair of T.Rowe Price small-cap funds go their own way.

Income Investing

Bond funds that make sense, by Jeffrey R. Kosnett


Money Made Simple

Finances too complicated? We've solved the puzzle with easy moves that will save you time and money.

Ask Kim

Move cash from an IRA to a health savings account to pay medical bills, by Kimberly Lankford

Money Manners

Modern-day tipping dilemmas.

Inside Scoop

Savvy ways to save on your next restaurant meal.

Hold Off on Buying Savings Bonds

Low interest rates mean low yields.


15 Outsourcing Services to Make Your Life Easier

Simplify your hectic life by contracting out your to-do list, from clothing shopping to yard work to jingle writing.

Then and Now

How one investor's socially responsible portfolio has fared.