Kiplinger’s Personal Finance

Kiplinger's Personal Finance

August 2019

August issue of KPFM

Cover Story

Smart Places to Retire

Moving to a college town for retirement can give you access to concerts, interesting lectures and sports.

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Table of Contents

AHEAD

From the Editor

We are committed to our mission—delivering accurate, accessible and actionable financial advice in a monthly magazine.

How to Dodge Tech-Stock Drama

Regulatory and trade risks mean investors must tread carefully.

A 401(k) Plan Personalized for You

New retirement plan options seek to improve on standard target-date funds.

Raid the College Fund to Pay for K-12 Tuition?

Before you start using your 529 plan to pay private-school tuition, check with your state’s plan.

Surviving Surprise Medical Bills

Unexpected charges are on the rise as insurers shrink their provider networks.

Maximize Your Travel Perks

Get more points by signing up for reward-program partnerships.

States Step in to Boost 401(k) Savings

Some states are providing a savings option for workers without an employer-sponsored plan.

Should I Buy Title-Fraud Insurance?

You don’t need to pay a company to protect you from criminals who put their names on your home title. You can protect yourself for free with these steps.

Do I Really Need Travel Insurance?

Many credit cards offer travel insurance as a perk, but the limited coverage may not be adequate if you are taking an expensive trip.

How to Find the Right Online Bank for You

The higher interest rates offered by online banks sure are tempting, but do your research first.

INVESTING

8 Health-Care Stocks for Your Portfolio

Part defense, part offense and all bargain, health care stocks should thrive.

How the Dow Jones Index Dodges Obsolescence

The Dow seems to prove that a reasonably diversified portfolio of 30 stocks will perform close to the broad market.

Good Funds in Bad Markets

These managers have stellar track records, delivering strong gains in weak categories.

My All-Time Favorite Bond Funds

Few stock-fund managers match the S&P 500, but most fixed-income managers beat their index.

Two Dividend Payers That Beat the S&P 500

The average yield for the favored 15 is 3.7%, exceeding both the S&P 500 and the bellwether 10-year Treasury note.

Grandeur Peak Goes International to Acclaim

This new-ish international fund continues Grandeur Peak’s winning ways.

Mairs & Power Hangs Tough

Mairs & Power Growth favors firms that are headquartered in the upper Midwest, on the theory that proximity gives them an edge.

MONEY

The Best Bank for You, 2019

We’ve identified the banks and credit unions that offer the best combination of high rates, low fees and a customer-friendly focus.

When to Fire Your Adviser

Here are six signs that the relationship with your financial professional is not working.

How to Opt Out of Forced Arbitration

Some Chase credit card holders will have a binding arbitration clause added to their card agreement. Here's what you need to know.

RETIREMENT

12 Smart Places to Retire

These college towns aren't just for students. Along with a mix of classes, culture and community, they offer first-class healht care and modest taxes.

Rethinking Retirement

Before buying in a new place, rent for at least one year, or one season, to see if you like it.

FUNDAMENTALS

How to Stay the Course

The best returns come from time in the market, not timing the market.

Wipe Out Debt, One Step at a Time

Pay off debt with the highest interest first, stick to a schedule and automate payments.

REWARDS

Home Solar Systems Attract More Buyers

With falling costs and hefty tax credits for solar systems, more homeowners are harnessing the sun to save money.