Kiplinger’s Personal Finance

Kiplinger's Personal Finance

August 2014

August issue of KPFM

Cover Story

Retire to a College Town

Our top ten towns for retirees offer intellectual sizzle, cultural spice and plenty of team spirit.


Table of Contents


From the Editor

Our top places to retire, by Janet Bodnar

The Price of Staying Home with Kids

Trading a job to raise children may cost more than you think.

How to Save Enough to Retire

Setting the right priorities (hint: pay yourself first) helps, says Carrie Schwab-Pomerantz.

Student Loan Rates Inch Up

But don't panic. The increase won't dent your budget much.

Fix-It Services Help Consumers Fight Back

But you may do better on your own.

Curbside Service for Groceries

Order online, and pick up your bags for less than the cost of home delivery.

Money & Ethics

Should new residents contribute equally to community funds?, by Knight Kiplinger

Opening Shot

Playing a soft housing market, by James K. Glassman

Your Mind, Your Money

When inertia pays off, by Anne Kates Smith

Success Story

Bored at the shore, a former dental hygienist launches a booming beach business.


7 Great Growth Stocks

Our eclectic picks share one common trait: Their profits are expanding faster than those of the overall market.

Going Long

The conversion of Bill Gross, by Jeremy Siegel

20 ETF Picks to Fill Gaps in Your Portfolio

Meet all your investing goals with these low-cost stock and bond funds.

What's Driving the Boom in Bonds

We answer eight key questions to help you understand the bond market's surprising resilience.

Practical Investing

7 smart investing tips from Kiplinger readers, by Kathy Kristof

How to Survive a 10% Correction

Stocks are overdue for a pullback. Here's how to get ready.

Cash in Hand

More power to utility stocks, by Jeffrey R. Kosnett

Kiplinger 25 Update

A socially screened fund joins our list of favorite no-load mutual funds.

Fund Spotlight

After many lean years, Matrix Advisors Value Fund is posting healthy gains.


9 Secrets to Better Credit

We help you navigate the blind curves of the credit world.

Insurance to Protect Your College Student

As your child leaves the nest, make sure there's a safety net in place.

Rethinking Retirement

How much you really need to retire, by Jane Bennett Clark

Where to Get Free Checking

Some of these no-strings-attached accounts even pay you interest.


The Pitfalls and Profits of Collecting Cars, Wine, Art

Four successful collectors reveal their passion for collecting.

High-Tech Cycling Gear

These gadgets can make your ride safer and more fun.

Dodging Airline Fees the Hard Way

Our travel writer faced the ultimate challenge: Fly Spirit Airlines without paying a single fee.

Drive Time

What's behind all the car recalls, by Jessica Anderson


6 things you must know about timeshares.

3 Simple Steps

Make the most of your 401(k).