Kiplinger’s Personal Finance

Kiplinger's Personal Finance

July 2012

July issue of KPFM

Cover Story

Wipe Out Pesky Fees

Tired of extra charges for travel, banking, cell phone and other services? We show you how to save on and avoid fees of all kinds.


Table of Contents


From The Editor

The U.S. still offers better opportunities for job-seekers and investors, by Janet Bodnar

Why Investors Should Turn Away From Europe

Your odds are better in emerging markets (and the U.S.).

Why Gross Domestic Income Is a Better Barometer of the U.S. Economy

Using income as a yardstick puts a different spin on the economy.

Money & Ethics

Is my husband hiding money from me?, by Knight Kiplinger

An Expiring Tax Break on Home Short Sales

Time is running out for homeowners to take advantage of a tax break on short sales.

JOBS Act Makes It Easier to Invest in Startups

But think twice before signing on to be a venture capitalist.

Opening Shot

8 stocks with star potential, by James K. Glassman

Real Money

How to save for retirement and higher education at the same time.

Your Mind Your Money

How money on the mind changes our behavior, by Robert Frick


Where to Invest in the Second Half of 2012

You'll find plenty of good stocks at favorable prices, but also a lot of risks both here and abroad.

Rev Up Your Portfolio

Profit from the aging car fleet by investing in GM, dealers, and parts chains.

5 Spinoff Stocks to Cash In On

You can often find bargains when companies spin off a division.

Practical Investing

Why You Need REITs, by Kathy Kristof

An Old Tech Lion Roars Back

Disk-drive maker Seagate Technology is making money hand over fist. But how long can it keep it up?

Investors Spending Less on Fund Fees

But it's not because fund companies are lowering the charges.

Promised Land

Subtle signals to sell stocks, by Andrew Feinberg

ETF Spotlight

SPDR S&P China ETF is ideal for riding what remains one of the world's fastest-growing economies.

Cash In Hand

Find good yields with triple-B bonds, by Jeffrey R. Kosnett

Mixed Reviews on Angie’s List

The online forum for business reviews may be your go-to site for company recommendations. But the stock may not be so reliable.

Fund Spotlight

The manager of CSC Small Cap Value Fund pays homage to both Warren Buffett and Benjamin Graham.


Wipe Out Pesky Fees

Tired of extra charges for travel, banking, cell phone and other services? We show you how to save on and avoid fees of all kinds.

Fighting for a Better 403(b)

Why teacher retirement plans often flunk -- and how to raise the grade.

How to Lease Your Own Home Solar Power System

Leasing a home solar power system can deliver savings on your electric bill immediately -- if you live in the right place.

5 Costly Retirement Surprises

Budget for these realities, and you won't be caught off guard.

Rethinking Retirement

A prescription to pay retiree health costs, by Susan Garland

Ask Kim

Kimberly Lankford tells you how to protect your stuff when you're away from home.

10 Insurance Mistakes to Avoid

Don't pay more than you have to for protection.

7 Solutions for Student Debt

Create a strategy to repay student loans.

3 Rewards Credit Cards for Big Spenders

You can rack up points quickly with these cards.


Making It in America

The U.S. is still the land of opportunity for immigrants who are passionate about hard work, personal initiative, and thrift.

Drive Time

Your fuel mileage may vary -- and here’s why, by Jessica Anderson

4 Big-Screen Smart Phones Worth a Look

These screens may make sense for you, if you don't mind the doofus factor.

11 Great Apps for Road Trips

The days of navigating a family road trip with just a map and your wits are over.

The Lowdown

6 things you need to know about streaming video.

My Story

An airport app takes flight.