Kiplinger’s Personal Finance

Kiplinger's Personal Finance

June 2019

June issue of KPFM

Cover Story

33 Ways to Get Higher Yields

What could increase your yield these days? Being a little more adventurous when it comes to credit quality.

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Table of Contents

AHEAD

From the Editor

The real struggle for a deal is often waged in the finance and insurance office.

Medicare for All: Promise and Perils

Incremental reforms are more likely than a complete overhaul.

2019 College Graduates Have a Healthy Job Market

They can expect multiple offers as boomers retire and the economy chugs along.

Cash-Back Card Coming for Apple Fans

But rival rewards cards are a better deal for non-Apple purchases.

Put Your 5G Upgrade on Pause

Don’t get your hopes up too soon. Widespread rollout of the faster wireless service could take years.

Is a Recession on the Way?

The recent dip in long-term bond yields below short-term yields isn't cause for panic.

Car Lease Ending? Expect to Pay More

Now may be a good time to buy a certified used car.

Opening Shot

Emerging-markets stocks have been beaten up so badly that they are a good value now.

Rethinking Retirement

Some retirees work part time or take a class to maintain social connections.

Millennial Money

Branching out and investing in a mix of funds can give you a portfolio that’s cheaper, better diversified and more in line with your needs.

Your Mind, Your Money

Being a snowplow parent who removes obstacles is not the way to raise emotionally healthy, money-smart kids.

MONEY

The Best Rewards Cards for You, 2019

We’ve picked the cards that will give you the biggest payback for the way you spend.

What to Do If You Have to Retire Early

Life throws you a curveball, and you end up leaving the workforce earlier than planned. Here’s what to do next.

Retiring to Become a Caregiver

Know your options and resources to help you in your new role.

Ask Kim

You don’t have to be college-age to use the money tax-free, but there are stipulations.

Fixing an RMD

When your brokerage firm miscalculates your required minimum distributions, you have recourse.

Covering a Learning Driver

Adding a teen driver to your plan will raise premiums, but there are things you can do to help reduce them.

All Credit Report Errors Matter

Don't dismiss a minor error. It could be the sign of something more serious.

Financial Rules of Thumb to Consider Breaking

We found five rules that you may want to bend—or ignore.

Make the Most of Steady Interest Rates

The Fed is putting a pause on rate hikes. Here’s what borrowers and savers should do now.

INVESTING

33 Ways to Get Higher Yields

What could increase your yield these days? Being a little more adventurous when it comes to credit quality.

The Case for Investing in Chinese Stocks

Long-term economic growth should pay off for patient investors who can withstand market swings.

Stock Buybacks Surge

Buybacks have been getting some political attention. Done right, though, they can be a good deal for shareholders.

Income Investing

Preferred stocks are having a great year. Here are six investments to buy into the category.

Fund Watch

Primecap Odyssey Growth’s return trails the competition as well as the Standard & Poor’s 500-stock index, which returned 9.4%. What gives?

Fund Watch

Two ETFs are offering zero fees. A fund that pays you to invest? That’s coming, too.

A Promising New Manager for Janus Henderson Contrarian

For this mid-cap fund, a new approach is paying off.

LIVING

Where to Go for the Best Off-Season Travel

You can save money and avoid the crowds by visiting popular vacation spots at unpopular times.

Drive Time

For new-car shoppers, the quest to find a fair, fixed price—and complete the transaction online—remains elusive.