Kiplinger’s Personal Finance

Kiplinger's Personal Finance

April 2012

April issue of KPFM

Cover Story

50 Top Money-Saving Tips

Our best advice on budgeting and saving, credit, investing, spending, more.


Table of Contents


From the Editor

Now available on the iPad, our new app is so cool I can hardly stand it, by Janet Bodnar

Election Years Bring Stock Gains

Or is it that stock market gains bring election wins?

New Rules Will Clarify 401(k) Fees

Phyllis Borzi from the Employee Benefits Security Administration explains how employees will be able to zero in on cost-effective savings options.

Money & Ethics

Is your pension’s fund hypocritical?, by Knight Kiplinger

Protect Your Online Privacy With Unique Passwords

Keep a single breach from spreading.

How to Invest Like Mitt

You can get in on private equity, too, but you won't make as much.

Opening Shot

Better yields from 4 top junk bond funds, by James K. Glassman

My Point of View

Straight talk on tax reform, by Knight Kiplinger

Your Mind Your Money

Why your credit-card debt won't die, by Robert Frick


4 Stocks That Mimic Buffet and Berkshire Hathaway

These four Berkshire Hathaway lookalikes may deserve a spot in your portfolio.

Practical Investing

Individual investor Kathy Kristof now finds herself tempted to check returns against her benchmarks several times a day.

ETF Spotlight

WisdomTree MidCap Earnings is a bargain hunter.

Going Long

Private equity produces stronger and more-resilient companies, by Jeremy J. Siegel

Value Added

American Funds bounce back (sort of), by Steven Goldberg

Fund Spotlight

Artisan Small Cap stalks companies with big potential.

Cash In Hand

How to score 13% with Annaly Capital Management, by Jeffrey R. Kosnett


50 Top Money-Saving Tips

Our best advice on budgeting and saving, credit, investing, spending, more.

7 Tips for Filing Your 2011 Taxes

Every filing year is a little different.

The Fees and Shortcomings of Celebrity-Endorsed Prepaid Debit Cards

Packing a prepaid card often has more cons than pros.

Ask Kim

Kim Lankford tackles readers' questions about personal liability umbrella insurance policies, required minimum distributions, and more.


How to Avoid Unnecessary Rental Car Fees

You could end up doubling the daily rate unless you just say no at the counter.

The Lowdown

6 things you need to know about daily deals.

My Story

Last November, Svante Myrick was elected Ithaca, N.Y.’s youngest mayor at 24. Here’s how he managed his own finances, and how he plans to deal with the city’s.