Kiplinger’s Personal Finance

Kiplinger's Personal Finance

March 2016

March issue of KPFM

Cover Story

Retire Rich

Follow our six steps to a carefree retirement.


Table of Contents


From the Editor

Big changes in our rankings of top-performing mutual funds, by Janet Bodnar

Claim Your Tax Refund ASAP to Thwart ID Thieves

Tighter security means you could have to wait for a check.

How to Invest for Climate Change

Be selective about new technology, and don't write off fossil fuels yet.

3 New High-Tech Ways to Shop

These gadgets will help you check out faster at the register, make secure payments online and more.

New Workplace Perk: Help Paying Off College Debt

Some employers lend workers a hand paying off their student loans.

Make the Most of Your Airline Miles

With some carriers, it's not how far you fly, it's how much you spend that counts.

Money & Ethics

Is it ethical to split your time between states to pay less tax?, by Knight Kiplinger

Opening Shot

16 smart picks for income investors, by James K. Glassman

Success Story

This Army veteran built a million-dollar business selling electric-assisted bicycles.


7 Great Load Funds Without the Load

You can buy these funds at discount brokers without having to pay sales charges.

Funds That Let You Ride Trends

The time is ripe for managed futures funds, which can profit when stocks and bonds wipe out.

Practical Investing

More lessons on selling your stocks, by Kathy Kristof

Mutual Fund Rankings, 2016

Discover the top-performing funds in 11 categories.

When a Fund Won't Give Your Money Back

Investors get a rude awakening when an imploding junk-bond fund suspends redemptions.

Kiplinger 25 Update

Ups and downs of the Davenport Equity Opportunities fund.

Income Investing

Income investors, focus on quality, not the Fed, by Jeffrey R. Kosnett


Retire Rich

Follow our six steps to a carefree retirement.

Best Ways to Pay Off Every Type of Loan

Hanging on to some kinds of loans makes more sense than paying them off.

How to Replace Vital Documents and Records

Birth certificate, marriage certificate, will, passport, Social Security card or divorce decree lost or missing? Here's what to do.

Social Security Tips for Surviving Spouses

Knowing the rules can lead to a bigger benefit later.

Money Manners

How to handle money issues between friends.

4 Ways to Save on Gym Memberships

Find the right facility to shape up in time for beach season.

Free Tools to Assess Your Financial Health

There's more to managing your finances than just knowing your credit score.


Get a Great Deal on a New Car in 2016

Whether you're buying a hot new crossover or a serviceable sedan, our strategies will help you trim the sticker price.

Microsoft Surface Pro 4 vs. Apple iPad Pro: Which Is the Better Laptop Replacement?

High-end, multifunctional tablets are bridging the gap between work and play.


5 things you must know about hotel rewards.

Then and Now

Life after a season in the spotlight for the Watersmeet Nimrods.