Kiplinger’s Personal Finance

Kiplinger's Personal Finance

January 2018

January issue of KPFM

Cover Story

Where to Invest in 2018

As the bull climbs on and optimism rises, this market is getting closer to its peak.


Table of Contents


From the Editor

How does a personal-finance magazine appeal to a new generation in need of a solid education in the fundamentals?, by Mark Solheim

Your State Tax Bill May Go Up in 2018

States are searching for ways to close yawning deficits. But there’s good news: State estate taxes are on their death bed.

How to Be a Smarter Investor

Raife Giovinazzo, a partner and portfolio manager at a firm that invests based on behavioral finance principles, tells investors not to overreact to new information or let your biases impair your decisions.

Higher Inflation Has Advantages

Modest cost-of-living increases will benefit seniors and savers in 2018.

Pay Less to Get Fit in the New Year

If your goals for the new year include getting into better shape, you’ll find plenty of free and low-cost ways to shed a few pounds without thinning out your wallet.

A New Military Savings Option

Service members who joined armed forces in recent years must decide whether to stay in the military’s old retirement system or join the new one. Here’s how to choose the system that’s best for you.

Money & Ethics

Are incentives to lure new businesses fair to current employers?, by Knight Kiplinger

Expect Higher Rates for Home Insurance

Losses in states hard hit by natural disasters are pushing up premiums.

Opening Shot

My top 10 stock picks for 2018, by James K. Glassman

Success Story

Nine policemen buy a doughnut shop and help revive their hometown's main street.

Millennial Money

How to tame your student loans, by Lisa Gerstner


How 401(k) Plans Changed the Way Americans Save for Retirement

Happy birthday, 401(k)! A few lines in the tax code 40 years ago dramatically changed the way Americans save for retirement.

How to Shop for a Continuing Care Retirement Community

A CCRC will handle all your needs for the rest of your life -- at a hefty price.

Airline Rewards Cards Without the Fee

You can take advantage of new no-fee card offerings from Delta and United to buy plane tickets with miles or credits.


Income Investing

Prepare for a mild pullback in bonds, by Jeffrey R. Kosnett

The Perks of a Portfolio Review

The New Year is the perfect time to make sure your investments are on the right track.

5 Great REITs to Buy Now

In a field facing challenges, these five stand out.

Practical Investing

How I can afford semi-retirement, by Kathy Kristof

Fund Spotlight

Managers at Matthews China wait for reasonable prices before they buy.

Kiplinger 25 Update

Pimco Income's managers have tremendous latitude to invest wherever the yield is.


5 Bargain Vacation Destinations Off the Beaten Path

We picked five adventures that are just as good as their pricey, crowded, touristy counterparts.

How to Solve the Password Problem

Forget sign-ons that look like hieroglyphics. You can beat hackers with simple words and phrases.