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Senior Partner and Founder,
Creative Financial Group
John Culpepper is a financial adviser and insurance professional as well as a senior partner and founder of Creative Financial Group. John holds a bachelor's degree in business. He began working in the financial services industry in 1997 and has acquired the kind of in-depth knowledge that comes from many years of experience guiding clients through the ups and downs of the economy. John is happily married and raising three children. In his free time, he enjoys saltwater fish tanks, golf, fantasy football, Colts football, fishing, watching movies and spending time with family and friends.
Even if you've saved every penny you need to retire, you're nowhere near being done preparing for retirement. Here are some critical issues other than saving that every potential retiree needs to address.
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Careful plans can go haywire quickly if you don’t have strategies in place for these common hurdles.
Diversification means more than a mix stocks and bonds: It means tax diversification, too. Roth IRAs can help with that.