Bio Lisa Gerstner

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Lisa Gerstner

Contributing Editor
Kiplinger's Personal Finance

Lisa joined Kiplinger's Personal Finance in July 2007, shortly after her stint with Kiplinger as an American Society of Magazine Editors intern in the summer of 2006. She covers credit and banking, along with occasional stories on mobile technology and other money-related topics. She graduated from Ball State University with a degree in magazine journalism and history.

Latest Features

Credit Cards
August 2019

Credit Card Perks Are Being Squeezed

It pays to shop around to find which companies still offer the best perks.

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Financial Planning
August 2019

What Your Financial Adviser Isn't Telling You

This consumer advocate says new rules to protect investors don’t go far enough.

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Credit Cards
August 2019

Capital One Data Breach: 5 Steps to Avoid Identity Theft, Fraud

Be proactive to protect your sensitive personal information from scammers.

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Credit Reports & Scores
July 2019

Equifax Data Breach Settlement: What You Need to Know

Answers to consumers' most pressing questions about preventing identity theft and protecting their credit reports after the massive credit-bureau hack.

See More From: Credit Reports & Scores

Credit Cards
July 2019

How to Opt Out of Forced Arbitration

Some Chase credit card holders will have a binding arbitration clause added to their card agreement. Here's what you need to know.

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Banking
July 2019

The Best Bank for You, 2019

We’ve identified the banks and credit unions that offer the best combination of high rates, low fees and a customer-friendly focus.

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SLIDE SHOW
July 2019

Best National Banks, 2019

Large nationwide banks offer customers extensive networks of branches, a range of advisory and wealth-management services, and digital tools for account management. Here’s a look at our top picks ...

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SLIDE SHOW
July 2019

Best Regional Banks, 2019

Many regional banks (by our definition, those with branches in fewer than 15 states) offer accounts and services that are just as robust as those of nationwide institutions—and they may be more involved ...

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Ask Kip
June 2019

What Grandparents Need to Know About Using Savings Bonds for a Grandchild’s Education

It’s not easy, but grandparents can avoid a tax bill when redeeming savings bonds to pay for a grandchild’s college costs.

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SLIDE SHOW
July 2019

Best Banks for High-Net-Worth Families, 2019

Banks court customers who can keep big balances by dangling lots of free and discounted benefits, preferred rates on loans and deposit accounts, and financial guidance, such as investment and wealth-management ...

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SLIDE SHOW
July 2019

Best Banks for Retirees, 2019

Retirees can find a lot to like about these accounts and institutions—low or no minimums, free checks and paper statements, and ample access to financial advice and investment options, to name a few. Here’s ...

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Banking
June 2019

Better Protections for Prepaid Debit Cards

Register your card to ensure you’re covered.

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SLIDE SHOW
June 2019

How to Boost Your Credit Score -- Fast

Is your credit score in the doldrums? If you're in the market for a loan, you need your score to rise – fast. Good news: You may indeed be able to give your score a quick lift, depending on why ...

See More From: Credit Reports & Scores

Paying for College
June 2019

Your Boss May Help You Save for College

Some employers allow payroll deduction into 529 plans.

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SLIDE SHOW
November 2017

10 Best Financial Benefits for Military Families

Members of the military have a lot of special financial challenges that most people don’t encounter. However, they have access to many special benefits, tax breaks and legal protections that can make ...

See More From: Family Finances

Ask Kip
May 2019

How to Add Treasury Bonds, Bills and Notes to an IRA

While you can't use the government's TreasuryDirect website to buy Treasury securities for your IRA, there are other ways to get the securities online.

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Ask Kip
May 2019

Why Your Credit Score May Drop When You Shop for a New Phone Plan

Wireless carriers often use a scoring system that differs from the traditional credit score when it reviews new mobile customers.

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