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Rachel L. Sheedy

Editor
Kiplinger's Retirement Report

Latest Features

SLIDE SHOW
November 2018

5 Last-Minute Tax Moves Fit for Retirees

The clock is ticking to make tax-saving moves by year-end. Whether you’ve been procrastinating or strategically waiting to fine-tune your 2018 tax planning, the time to act is now. Consider these last-minute ...

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Medicare
November 2018

Medicare Premiums to Rise Slightly in 2019

A possible workaround: See if you qualify for a Medicare surcharge waiver.

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Required Minimum Distributions (RMDs)
October 2018

How to Handle Taking a Final RMD After Death

Heirs are responsible for the last required minimum distribution when someone dies. Here's how it works.

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SLIDE SHOW
October 2018

Retirees, Year-End Moves to Trim Your Tax Tab

The coming tax-filing season will be full of twists and turns. New tax forms should be in place. Old, familiar tax breaks are gone, replaced by new breaks and new tax-saving opportunities. And the new, ...

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SLIDE SHOW
August 2017

What You Must Know About Social Security

For many Americans, Social Security benefits are the bedrock of retirement income. Maximizing that stream of income is critical to funding your retirement dreams. The rules for claiming Social Security ...

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Roth IRAs
September 2018

Last Chance to Undo a Roth Conversion

The window is closing fast to ask your IRA custodian to put that Roth money back into a traditional IRA before the break disappears for good.

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SLIDE SHOW
August 2018

6 Ways to Build a Roth Retirement Nest Egg

Building up a Roth nest egg can pay off in spades for retirees. Money in a Roth IRA grows tax-free, and the account doesn’t have required minimum distributions—so you withdraw the money only when you ...

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Social Security
August 2018

Maximize Social Security Benefits for Surviving Spouses

Strategies for getting the most money by timing your claims.

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SLIDE SHOW
July 2018

FAQS About Passing an IRA to Your Heirs

How to best leave IRA assets to heirs has long been a popular topic among Kiplinger's Retirement Report readers. And the response to our recent cover story, "How Heirs Can Maximize an IRA", left no doubt ...

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SLIDE SHOW
June 2018

Midyear Moves for Retirees to Rein In Tax Tabs

Halfway through the tax year is always a good time to assess where you stand with Uncle Sam. You can see how the year’s tax bill is taking shape while you still have plenty of time to make tax-saving ...

See More From: Making Your Money Last

Medicare
May 2018

Medicare Part D Drug Coverage Gap Closing at Faster Clip

Retirees should spend less on brand-name prescriptions in 2019, but it's still a good idea to compare Part D options during open enrollment this fall.

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Tax Planning
May 2018

Tax Reform Blunts the Bite of the AMT

Taxpayers, including high-income retirees, who've been snared by the AMT before have a better chance of being spared in 2018 and beyond.

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Estate Planning
May 2018

How Heirs Can Maximize an Inherited IRA

Knowing the rules for inheriting IRAs can help avoid simple mistakes that come with big consequences.

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Social Security
April 2018

Social Security Survivors Benefit: Plan for Loss of a Spouse

Plot a Social Security claiming strategy now to ensure the surviving wife or husband will be eligible for the most Social Security income later.

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Medicare
March 2018

Hefty Income Hikes Medicare Costs as Surcharges Kick In

Medicare premiums for Part B and Part D can increase significantly for beneficiaries with high earnings. Here's how to avoid income-based Medicare surcharges.

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Estate Planning
March 2018

State Death Taxes Continue to Die Out

Only 17 states, plus Washington, D.C., still have estate taxes or inheritance taxes (or both) on the books.

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Social Security
February 2018

Passing the Social Security Benefits Earnings Test

Bone up on strategies that will get you the maximum Social Security benefits you've earned.

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