1100 13th Street, NW, Suite 750Washington, DC 20005202.887.6400Toll-free: 800.544.0155
All Contents © 2018The Kiplinger Washington Editors
See All Authors »
Blue Ocean Global Wealth
Marguerita M. Cheng is the Chief Executive Officer at Blue Ocean Global Wealth. She is often featured in national publications. Cheng is a CFPÂ® professional, a Chartered Retirement Planning Counselorâ„ , Retirement Income Certified Professional and a Certified Divorce Financial Analyst. She helps educate the public, policymakers and media about the benefits of competent, ethical financial planning. She serves as a subject matter expert for the CFP Board, contributing to the development of examination questions for the CFPÂ® Certification Examination. Cheng also volunteers for CFP Board Disciplinary and Ethics Commission (DEC) hearings. She is a past FPA National Board Member and a frequent speaker on financial planning, Social Security, diversity, elder care and retirement.
Budgeting, saving and getting out of debt probably donâ€™t sound like a lot of fun, but app designers are trying to change that with an array of mobile apps to help people better manage their money. Some ...
See More From: Budgeting
Yes, learning about money management can be fun! Here are 10 apps that can help you teach your kids to save and spend wisely.
See More From: Building Wealth
Managing money takes know-how, discipline and motivation. Traditional apps can help, but some new apps also use gamification to bring behavioral finance to life.
From Zelle to Venmo and TransferWise, after comparing the options, here are some of the top choices, based on fees, ease of use and transaction time.
Early, late or right on time? Those are the three Social Security claiming options. Here are three different people who chose three different strategies, and why. Perhaps their decisions could help guide yours.
You're probably aware that investing in bitcoin is risky in general, but let's take a look at the specific reasons why you could get burned.
In the crowded new world of cryptocurrencies, there are over a thousand altcoin options to consider (if you are the risk-taking type, that is). Here are seven worth watching.
Before you take the plunge, take the time to do a series of background checks on the exchange you're thinking of using. Some have much stronger protections and better reputations than others.
To help get a better grip on where your money is going, recommit to a budget or jump-start your savings plan, these handy apps are just a swipe away.
Roses on Valentine's Day are a romantic classic, but what's even better for a strong, happy marriage? Money harmony. And it all starts with an honest talk and shared strategy.
As we ring in the Chinese New Year, take a moment to reflect on what the Year of the Dog might mean for your finances.
From new tax rates to changes in saving for your child's education, here are four things to try to improve your finances in 2018.
Creative solutions are out there to cut the high price parents pay to make sure their little ones are cared for while theyâ€™re hard at work, bringing home the bacon. Nanny sharing, anyone?
Doing the most good with your donation starts with following your heart, and then doing your due diligence.
Everyone needs to take precautions in todayâ€™s world of constant data breaches. Here are six steps to protect yourself.
The government may be shutting down its investment program, but donâ€™t let that stop you from saving for retirement. There are lots of tax-friendly Roth IRA possibilities, even for those with just $50 a month to spare.
Donâ€™t let emotions steer you into buying things you donâ€™t need or canâ€™t afford. Know the warning signs and follow these tips.