<![CDATA[ Latest from Kiplinger in Savings-accounts ]]> https://www.kiplinger.com/personal-finance/banking/savings/savings-accounts Mon, 06 Apr 2026 09:35:00 +0000 en <![CDATA[ How to De-Risk Your Portfolio in 5 Different Scenarios ]]> https://www.kiplinger.com/investing/how-to-de-risk-your-portfolio-in-different-scenarios afLAV3aSZXbhvyjtpJ79dw Mon, 06 Apr 2026 09:35:00 +0000 Wed, 08 Apr 2026 19:07:42 +0000 <![CDATA[ Money Market Accounts vs No-Penalty CDs: Which Is the Best Way to Grow My Cash? ]]> https://www.kiplinger.com/personal-finance/savings-accounts/money-market-accounts-vs-no-penalty-cds RasdJ5Vizdowm6Bh7sGvrE Thu, 02 Apr 2026 14:00:00 +0000 <![CDATA[ The Best Savings Accounts for Retirees to Maximize Your Cash ]]> https://www.kiplinger.com/personal-finance/savings-accounts/the-best-savings-accounts-for-retirees mfroGYsMabnS7Mhg2HyhZM Mon, 30 Mar 2026 10:00:00 +0000 Mon, 30 Mar 2026 18:38:42 +0000 <![CDATA[ Jumbo CD vs High-Yield Savings: Which is the Best Place to Store $100k? ]]> https://www.kiplinger.com/personal-finance/savings-accounts/jumbo-cd-vs-high-yield-savings-100k i9GJm7RJTpQp2S4XDnXsED Fri, 20 Mar 2026 14:54:06 +0000 Mon, 30 Mar 2026 18:23:04 +0000 <![CDATA[ What Your Tax Refund Could Earn Instead of Sitting With the IRS ]]> https://www.kiplinger.com/personal-finance/how-much-your-tax-refund-could-earn e6PT6qqtnQezxEVnaNZKRK Sat, 14 Mar 2026 10:45:00 +0000 <![CDATA[ Women Are Strong Savers. So, Why Do Their Balances Often Lag Behind? ]]> https://www.kiplinger.com/personal-finance/women-are-strong-savers-so-why-do-their-balances-often-lag-behind UUYjtBDWMeDBk3jWfJ47wc Thu, 05 Mar 2026 11:40:00 +0000 <![CDATA[ The Best Short-Term CD for Your Cash in 2026 ]]> https://www.kiplinger.com/personal-finance/savings-accounts/the-best-short-term-cd-for-your-cash-in-2026 KBwp6TJ9MKTYztyLNmHQNZ Thu, 26 Feb 2026 10:30:00 +0000 <![CDATA[ 3 Reasons to Use a 5-Year CD As You Approach Retirement ]]> https://www.kiplinger.com/personal-finance/savings-accounts/reasons-to-use-a-5-year-cd-as-you-approach-retirement Q8LajuqfZndJZdKQUY7tdC Thu, 05 Feb 2026 11:15:00 +0000 Wed, 11 Feb 2026 20:35:24 +0000 <![CDATA[ The Cost of Leaving Your Money in a Low-Rate Account ]]> https://www.kiplinger.com/personal-finance/savings-accounts/the-cost-of-low-rate-savings-accounts 4no5JWXrpoYtWSDMfbP8UL Wed, 04 Feb 2026 12:05:00 +0000 <![CDATA[ 4 Psychological Tricks to Save More in 2026 ]]> https://www.kiplinger.com/personal-finance/savings-accounts/psychological-tricks-to-save-more-this-year r4iq2oWgVzuGYrbFsNKuHa Sat, 31 Jan 2026 13:30:00 +0000 Mon, 02 Feb 2026 19:18:05 +0000 <![CDATA[ Trump Nominates Kevin Warsh to Fed Chair. How Will This Impact Savers? ]]> https://www.kiplinger.com/personal-finance/savings-accounts/warsh-nomination-fed-impact-on-savers ycePs5Skh6MAEcPdSvdM97 Fri, 30 Jan 2026 16:07:42 +0000 <![CDATA[ Why Your Bank Suddenly Lowered Your APY — And What to Do Next ]]> https://www.kiplinger.com/personal-finance/savings-accounts/why-your-bank-suddenly-lowered-your-apy-and-what-to-do-next BDr89qvEzpFTqap4ZKxnTU Thu, 08 Jan 2026 13:10:00 +0000 <![CDATA[ Where to Stash Cash as Yields Fall, According to Advisers ]]> https://www.kiplinger.com/personal-finance/savings/where-to-stash-cash-as-yields-fall-according-to-advisers XLoC8soH6rA6vjQ6ZVtcxX Tue, 30 Dec 2025 15:05:00 +0000 <![CDATA[ Do You Have a CD Maturing Soon? Here's What to Do Next ]]> https://www.kiplinger.com/personal-finance/savings-accounts/cd-maturing-soon-what-to-do-next mmPKnCotjsdkeNywk75X33 Sun, 28 Dec 2025 15:10:00 +0000 Wed, 31 Dec 2025 00:29:56 +0000 <![CDATA[ How to Open and Maintain an Online Savings Account Safely ]]> https://www.kiplinger.com/personal-finance/savings-accounts/how-to-open-and-maintain-an-online-savings-account uy8JrDhtxMizHhAvTZKN3V Sat, 27 Dec 2025 11:30:00 +0000 Mon, 05 Jan 2026 19:37:39 +0000 <![CDATA[ Here's How Much You Can Earn with a $100,000 Jumbo CD ]]> https://www.kiplinger.com/personal-finance/savings-accounts/how-much-you-can-earn-with-a-usd100-000-jumbo-cd jHrQN2hLfNeeZg8TEsAm2R Mon, 22 Dec 2025 13:21:51 +0000 Mon, 22 Dec 2025 22:01:15 +0000 <![CDATA[ Online Banks Still Lead on Rates, But Is Switching Worth it Now? ]]> https://www.kiplinger.com/personal-finance/online-banking/online-banks-rates-worth-switching BqKHFeWcX8LmWca9qZcMMU Thu, 18 Dec 2025 14:30:45 +0000 Thu, 05 Mar 2026 21:20:27 +0000 <![CDATA[ Should You Renew Your CD? ]]> https://www.kiplinger.com/personal-finance/savings-accounts/should-you-renew-your-cd JBZhcTkgn6dEptfpvKxUeS Tue, 16 Dec 2025 15:25:38 +0000 Mon, 22 Dec 2025 14:57:50 +0000 <![CDATA[ Where to Store Your Cash in 2026 ]]> https://www.kiplinger.com/personal-finance/savings-accounts/where-to-store-your-cash-in-2026 Dwnr5cUyNiCu4vcHeQ6yRD Tue, 16 Dec 2025 12:10:00 +0000 Mon, 22 Dec 2025 16:03:28 +0000 <![CDATA[ CD vs. Money Market: Where to Put Your Year-End Bonus Now ]]> https://www.kiplinger.com/personal-finance/savings-accounts/year-end-bonus-cd-vs-money-market KM6WeMRZoigzncnK3YCowX Tue, 09 Dec 2025 14:28:55 +0000 <![CDATA[ Want to Change Banks? Try This 'Soft' Strategy ]]> https://www.kiplinger.com/personal-finance/savings-accounts/want-to-change-banks-try-soft-switching-strategy jiUDdrc25mEUFK8ZhducBT Thu, 20 Nov 2025 11:14:00 +0000 Mon, 01 Dec 2025 16:47:55 +0000 <![CDATA[ No-Penalty CD or High-Yield Savings? What Works Best Now ]]> https://www.kiplinger.com/personal-finance/savings-accounts/no-penalty-cd-or-high-yield-savings 8zZMpqKdxBjyeMRcxgcaoU Wed, 12 Nov 2025 11:33:00 +0000 Thu, 13 Nov 2025 18:36:10 +0000 <![CDATA[ I Inherited $50,000, and My Retirement is Fully Funded. Where's the Best Place to Store It for Maximum Growth? ]]> https://www.kiplinger.com/personal-finance/savings-accounts/i-inherited-usd50-000-and-my-retirement-is-fully-funded-wheres-the-best-place-to-store-it-for-maximum-growth UJENRYbY2fNKRjLgFrYVWU Thu, 06 Nov 2025 21:03:59 +0000 Mon, 17 Nov 2025 20:26:44 +0000 <![CDATA[ Where You Choose to Stash $100k Now Comes with a Big Opportunity Cost ]]> https://www.kiplinger.com/personal-finance/savings-accounts/where-to-stash-100k-now-before-you-could-lose-thousands aayuzJWXN3jGezU8h498rN Wed, 29 Oct 2025 19:51:50 +0000 <![CDATA[ Where to Deposit Your Social Security Check ]]> https://www.kiplinger.com/personal-finance/savings-accounts/where-to-deposit-your-social-security-check FheJMjqNGTZchLLVxuPHAU Thu, 23 Oct 2025 10:30:00 +0000 <![CDATA[ Top Places to Park $10K (or More) as Rates Start to Fall ]]> https://www.kiplinger.com/personal-finance/savings-accounts/top-places-to-park-10k-or-more-as-rates-start-to-fall SkSwR3ee6sc2D7XBqSha5V Thu, 16 Oct 2025 18:00:00 +0000 <![CDATA[ Savvy Savings Moves to Make Now – Or You Could Lose Thousands ]]> https://www.kiplinger.com/personal-finance/savings-accounts/savvy-savings-moves-to-make-now XuFGFQjgYzLaNjmjiYisFF Mon, 06 Oct 2025 16:11:49 +0000 <![CDATA[ I Have $150,000 That I Don’t Need Anytime Soon, but I Don’t Want To Put It in the Market. What Should I Do? ]]> https://www.kiplinger.com/personal-finance/savings-accounts/what-to-do-with-150k-not-in-the-market zkeUVVVCeGwL5XnwEddLHa Thu, 25 Sep 2025 10:07:00 +0000 Tue, 28 Oct 2025 21:14:57 +0000 <![CDATA[ Falling Interest Rates: What They Mean for Homeowners, Savers and Investors ]]> https://www.kiplinger.com/personal-finance/interest-rates/rate-drop-winners-and-losers 92Pjc7XHGjpW4qZH26BBYM Thu, 18 Sep 2025 18:29:42 +0000 <![CDATA[ $40,000 CD vs. $40,000 High-Yield Savings Account: 3 Things Savers Should Consider Now ]]> https://www.kiplinger.com/personal-finance/savings-accounts/40k-cd-vs-high-yield-savings yz5g7KQSQ2cuKFRhp62DYR Wed, 17 Sep 2025 10:23:00 +0000 Fri, 19 Sep 2025 18:54:18 +0000 <![CDATA[ The Smartest Places to Keep Your Cash If Rates Drop in 2025 ]]> https://www.kiplinger.com/personal-finance/savings-accounts/the-smartest-places-to-keep-your-cash-if-rates-drop 8akrSMuMfnYDCsYpokBVMm Wed, 10 Sep 2025 10:27:00 +0000 <![CDATA[ Are High-Yield Savings Accounts Still Outpacing Inflation? ]]> https://www.kiplinger.com/personal-finance/savings-accounts/are-high-yield-savings-accounts-still-outpacing-inflation yguH2dR2JSLLuvppUasH2d Thu, 04 Sep 2025 10:00:00 +0000 Mon, 16 Mar 2026 22:29:44 +0000 <![CDATA[ Retirees, Make These Financial Moves Before the Fed Cuts Rates ]]> https://www.kiplinger.com/retirement/retirement-planning/retirees-make-these-financial-before-the-fed-cuts-rates z6Mco6Fz3G45DuFtGGGVmJ Thu, 28 Aug 2025 10:05:00 +0000 Tue, 02 Sep 2025 16:03:08 +0000 <![CDATA[ I've Got $50,000 Burning A Hole in My Pocket. Where Do I Park It Amid Rate Cuts So I Don't Lose Ground? ]]> https://www.kiplinger.com/personal-finance/savings-accounts/cd-strategy-for-50000-before-rate-cuts prUM8ev38ByN5W578jSbrH Wed, 27 Aug 2025 10:00:00 +0000 Mon, 16 Mar 2026 22:32:01 +0000 <![CDATA[ How Grandparents Can Help with Education Expenses ]]> https://www.kiplinger.com/personal-finance/college/how-grandparents-can-help-with-education-expenses 7DdR4Y3fQmCKehgQgDh2rN Mon, 25 Aug 2025 10:00:00 +0000 <![CDATA[ Where I'm Stashing My Emergency Fund Before Rates Change ]]> https://www.kiplinger.com/personal-finance/savings-accounts/where-im-stashing-my-emergency-fund-before-rates-change PppbYjYa4wxziVtFVG4b2V Wed, 20 Aug 2025 10:00:00 +0000 Tue, 26 Aug 2025 18:26:29 +0000 <![CDATA[ For Savers Who Hate Surprises, This Strategy Delivers ]]> https://www.kiplinger.com/personal-finance/savings-accounts/lock-in-cd-rate-before-fed-cuts 3kPvZXqxCdqxQpo2YWPVaQ Tue, 12 Aug 2025 10:00:00 +0000 Wed, 13 Aug 2025 21:53:22 +0000 <![CDATA[ High-Yield Saving Options Before Rate Cuts Hit ]]> https://www.kiplinger.com/personal-finance/how-to-save-money/high-yield-saving-options-before-rate-cuts-hit H9MLqCZCcGf9QfSzBMCAja Mon, 28 Jul 2025 20:00:00 +0000 Fri, 12 Sep 2025 17:38:51 +0000 <![CDATA[ You'll Kick Yourself in the Summer if You Don't Make This Savings Move Now ]]> https://www.kiplinger.com/personal-finance/savings-accounts/do-long-term-cds-make-sense-amid-rising-inflation BDMRSg956k3M9e4uUqZu4W Thu, 24 Jul 2025 10:00:00 +0000 Thu, 12 Mar 2026 18:03:52 +0000 <![CDATA[ The Rules of 'Revenge Saving' to Take Control of Your Finances ]]> https://www.kiplinger.com/personal-finance/savings/revenge-saving-explained 7NSFtvcnNyAKgJeDEBiqC9 Wed, 23 Jul 2025 10:00:00 +0000 Wed, 23 Jul 2025 18:14:53 +0000 <![CDATA[ Money for Your Kids? Three Ways Trump's ‘Big Beautiful Bill’ Impacts Your Child's Finances ]]> https://www.kiplinger.com/taxes/key-ways-the-big-beautiful-bill-impacts-your-childs-finances Y8z3mtXPis9r33fTgvqhXA Tue, 22 Jul 2025 14:17:00 +0000 Thu, 04 Sep 2025 14:51:10 +0000 <![CDATA[ Key 2025 Tax Changes for Parents in Trump's Megabill ]]> https://www.kiplinger.com/taxes/trump-megabill-changes-for-parents C5g56JfJY7J5GcZHVa4Jfa Tue, 15 Jul 2025 14:07:00 +0000 Thu, 04 Sep 2025 14:40:02 +0000 <![CDATA[ Cord Cutting Could Help You Save Over $10,000 in 10 Years ]]> https://www.kiplinger.com/personal-finance/leisure/cord-cutting-could-help-you-save-over-time 8yhfdUfZSkg8mRmihbbisJ Sun, 29 Jun 2025 12:00:00 +0000 Wed, 02 Jul 2025 13:55:04 +0000 <![CDATA[ This Savings Account Earns You More Than $4,000. Here's How ]]> https://www.kiplinger.com/personal-finance/savings-accounts/this-savings-account-earns-you-more-than-usd4-000-heres-how WXUpRffarva857eHAhLGnh Thu, 26 Jun 2025 10:00:00 +0000 Fri, 27 Jun 2025 20:31:34 +0000 <![CDATA[ All That Cash in Your Checking Account Might Be Holding You Back ]]> https://www.kiplinger.com/personal-finance/stacked-but-stagnant-all-that-cash-in-your-checking-account-might-be-holding-you-back wA7fbNZ96R6XSGPkEo7yGC Mon, 26 May 2025 10:45:00 +0000 Wed, 07 Jan 2026 21:00:09 +0000 <![CDATA[ A Smart Way to Combat Economic Rollercoasters: CD Ladders ]]> https://www.kiplinger.com/personal-finance/cd-rates/smart-way-to-combat-economic-rollercoasters-cd-ladders MfjqN5BQJvJ2p5YF6JCgMD Tue, 20 May 2025 19:00:20 +0000 <![CDATA[ Rich, Single and Saving Smart: How to Maximize Your Money ]]> https://www.kiplinger.com/personal-finance/rich-single-and-saving-smart-how-to-maximize-your-money 5w2DhvzAzmEaYZXjtNMFZ8 Fri, 09 May 2025 10:00:00 +0000 Fri, 16 May 2025 08:57:59 +0000 <![CDATA[ What Happens To Mortgage and Savings Rates If Trump Fires Federal Reserve Governors? ]]> https://www.kiplinger.com/personal-finance/savings-accounts/what-happens-to-mortgage-and-savings-rates-if-trump-fires-jerome-powell mpCih7xwZEKVitkHSRVebY Fri, 18 Apr 2025 20:29:10 +0000 Wed, 27 Aug 2025 14:11:06 +0000 <![CDATA[ Use This One-Year CD if You’ll Owe Taxes Next Year ]]> https://www.kiplinger.com/personal-finance/savings-accounts/use-this-1-year-cd-if-youll-owe-taxes-next-year NpkZQxhYxDNrRLiuoQimF3 Wed, 09 Apr 2025 10:00:20 +0000 Tue, 29 Apr 2025 13:47:34 +0000 <![CDATA[ What Happens If You Bet $1,100 on the NCAA Men’s Championship Instead of Saving It? ]]> https://www.kiplinger.com/personal-finance/savings/what-happens-if-you-bet-1-100-dollars-on-the-ncaa-mens-championship-instead-of-saving-it 6dA54jb4xqmSUoDrMLrycU Mon, 07 Apr 2025 16:58:55 +0000 Fri, 16 May 2025 09:01:06 +0000