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                    <title><![CDATA[ Latest from Kiplinger in Reverse-mortgages ]]></title>
                <link>https://www.kiplinger.com/real-estate/reverse-mortgages</link>
        <description><![CDATA[ All the latest reverse-mortgages content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Tue, 07 Apr 2026 09:40:00 +0000</lastBuildDate>
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                                <item>
                                                            <title><![CDATA[ Does Your Retirement Plan Ignore Half of Your Net Worth? Here's How You Can Tap Your Housing Wealth for a More Robust Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/how-to-tap-housing-wealth-for-a-more-robust-retirement</link>
                                                                            <description>
                            <![CDATA[ Including your housing wealth in your retirement plan can lead to higher lifetime income and a larger legacy than a plan based on selling the home for the cash. ]]>
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                                                                        <pubDate>Tue, 07 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Inheritance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nFgsjAztz6XwzAXjAaFVbZ-1280-80.jpg">
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                                <media:title type="plain"><![CDATA[An older couple walk down the front walk outside their home, looking happy together.]]></media:title>
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                                                            <title><![CDATA[ Financial Fact vs Fiction: The Truth About Social Security Entitlement (and Reverse Mortgages' Bad Rap) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/the-truth-about-social-security-entitlement-and-reverse-mortgages</link>
                                                                            <description>
                            <![CDATA[ Despite the 'entitlement' moniker, Social Security and Medicare are both benefits that workers earn. And reverse mortgages can be a strategic tool for certain people. Plus, we're setting the record straight on three other myths. ]]>
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                                                                        <pubDate>Thu, 16 Oct 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Social Security]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Life Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ scott.mcclatchey@ballastrockpw.com (Scott McClatchey, CFP®) ]]></author>                    <dc:creator><![CDATA[ Scott McClatchey, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3hmAdwafq2UYYDeQQFJ5XJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[&quot;Myth&quot; written on a red arrow and &quot;true&quot; written on a green arrow.]]></media:description>                                                            <media:text><![CDATA[&quot;Myth&quot; written on a red arrow and &quot;true&quot; written on a green arrow.]]></media:text>
                                <media:title type="plain"><![CDATA[&quot;Myth&quot; written on a red arrow and &quot;true&quot; written on a green arrow.]]></media:title>
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                                                            <title><![CDATA[ A Guide to Personalizing Your Retirement Plan for Maximum Impact ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/personalizing-your-retirement-plan-for-maximum-impact</link>
                                                                            <description>
                            <![CDATA[ This strategy challenges conventional retirement rules of thumb by combining traditional savings, home equity and annuities to provide higher income and liquid savings and help cover long-term care costs. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Tue, 22 Jul 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Long-term Care Insurance]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QhbC6NrnDbMrcCTqT4W9gA-1280-80.jpg">
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                                                            <title><![CDATA[ Home Equity Evolution: A Fresh Approach to Funding Life's Biggest Needs ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/shared-equity-model-a-fresh-approach-to-funding-lifes-biggest-needs</link>
                                                                            <description>
                            <![CDATA[ Homeowners leverage their home equity through various strategies, such as HELOCs or reverse mortgages. A newer option: Shared equity models. How do those work, and what are the pros and cons? ]]>
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                                                                        <pubDate>Tue, 01 Jul 2025 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Home Equity Loans]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                <author><![CDATA[ ccorn@cheifs.com (Craig Corn) ]]></author>                    <dc:creator><![CDATA[ Craig Corn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/q8cbNdREpupXUUxsaqRRWJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A toy home sits on top of scattered hundred-dollar bills.]]></media:description>                                                            <media:text><![CDATA[A toy home sits on top of scattered hundred-dollar bills.]]></media:text>
                                <media:title type="plain"><![CDATA[A toy home sits on top of scattered hundred-dollar bills.]]></media:title>
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                                                            <title><![CDATA[ Your Home + Your IRA = Your Long-Term Care Solution ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/your-home-plus-your-ira-equals-your-long-term-care-solution</link>
                                                                            <description>
                            <![CDATA[ If you're worried that long-term care costs will drain your retirement savings, consider a personalized retirement plan that could solve your problem. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Sat, 28 Jun 2025 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Home Equity Loans]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yGZ96GmRZeTp8o5EE2E2WX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A piggy bank inside the frame of a house against a purple background.]]></media:description>                                                            <media:text><![CDATA[A piggy bank inside the frame of a house against a purple background.]]></media:text>
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                                                            <title><![CDATA[ What if You Could Increase Your Retirement Income by 50% to 75%? Here's How ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/what-if-you-could-increase-your-retirement-income</link>
                                                                            <description>
                            <![CDATA[ Combining IRA investments, lifetime income annuities and a HECM into one plan could significantly increase your retirement income and liquid savings compared to traditional planning. ]]>
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                                                                        <pubDate>Wed, 18 Jun 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[IRAs]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PhQdEDj7WehsAdFFKqat7W-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[An older man outside looks into the distance, thinking.]]></media:description>                                                            <media:text><![CDATA[An older man outside looks into the distance, thinking.]]></media:text>
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                                                            <title><![CDATA[ What the HECM? Combine It With a QLAC and See What Happens ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/reverse-mortgages/combine-hecm-with-a-qlac-for-retirement-security</link>
                                                                            <description>
                            <![CDATA[ Combining a reverse mortgage known as a HECM with a QLAC (qualifying longevity annuity contract) can provide longevity protection, tax savings and liquidity for unplanned expenses. ]]>
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                                                                        <pubDate>Fri, 06 Jun 2025 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uMrh9kEdSMvCNKfsdE5JRQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Rolls of cash sits on one end of a balance scale and a house on the other. ]]></media:description>                                                            <media:text><![CDATA[Rolls of cash sits on one end of a balance scale and a house on the other. ]]></media:text>
                                <media:title type="plain"><![CDATA[Rolls of cash sits on one end of a balance scale and a house on the other. ]]></media:title>
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                                                            <title><![CDATA[ How to Create a Retirement Plan That Checks All Your Boxes ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/how-to-create-a-retirement-plan-that-checks-all-your-boxes</link>
                                                                            <description>
                            <![CDATA[ You might consider starting with a model retirement plan that has already been assembled and is ready to be refined to meet your objectives. ]]>
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                                                                        <pubDate>Wed, 09 Oct 2024 09:40:28 +0000</pubDate>                                                                                                                                <updated>Tue, 15 Oct 2024 15:03:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Home Equity Loans]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bA338EE7PEuM49X3GBx8E6-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A retired couple do yoga poses on a beach.]]></media:description>                                                            <media:text><![CDATA[A retired couple do yoga poses on a beach.]]></media:text>
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                                                            <title><![CDATA[ A Different Way to Approach Your Mortgage in Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/different-approach-to-your-mortgage-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Conventional wisdom says don't carry any mortgage into retirement, and if you can manage that debt-free feat, good for you. But there are other options. ]]>
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                                                                        <pubDate>Wed, 28 Aug 2024 09:35:58 +0000</pubDate>                                                                                                                                <updated>Fri, 30 Aug 2024 19:22:45 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/soEf5HGa3tdRVRc6DUyDAf-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An aerial view of an older woman hanging laundry outside to dry.]]></media:description>                                                            <media:text><![CDATA[An aerial view of an older woman hanging laundry outside to dry.]]></media:text>
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                                                            <title><![CDATA[ Would a Reverse Mortgage Work for You in a Gray Divorce? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/reverse-mortgage-and-gray-divorce</link>
                                                                            <description>
                            <![CDATA[ If you're getting a divorce but are reluctant to sell your home or can't afford to buy out your spouse's half, a reverse mortgage could be a solution. ]]>
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                                                                        <pubDate>Wed, 21 Aug 2024 08:35:48 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Home Equity Loans]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Andrew@hatherleycapital.com (Andrew Hatherley, CDFA®, CRPC®) ]]></author>                    <dc:creator><![CDATA[ Andrew Hatherley, CDFA®, CRPC® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/R5jXmJ9EL8umhso3GkUkUA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[The words reverse mortgage are written on the page of a spiral notebook next to some cash and a calculator.]]></media:description>                                                            <media:text><![CDATA[The words reverse mortgage are written on the page of a spiral notebook next to some cash and a calculator.]]></media:text>
                                <media:title type="plain"><![CDATA[The words reverse mortgage are written on the page of a spiral notebook next to some cash and a calculator.]]></media:title>
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                                                            <title><![CDATA[ 10 Things You Should Know About Reverse Mortgages ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/reverse-mortgages/things-you-should-know-about-reverse-mortgages</link>
                                                                            <description>
                            <![CDATA[ A look at what to know about reverse mortgages, and why caution around them is warranted. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Mon, 24 Jun 2024 12:40:49 +0000</pubDate>                                                                                                                                <updated>Thu, 18 Jul 2024 03:06:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (David Rodeck) ]]></author>                    <dc:creator><![CDATA[ David Rodeck ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SthJFroS8km5ubcAtBxJpW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A bag of money next to a toy house with a pile of coins in front of it, representing a mortgage. ]]></media:description>                                                            <media:text><![CDATA[A bag of money next to a toy house with a pile of coins in front of it, representing a mortgage. ]]></media:text>
                                <media:title type="plain"><![CDATA[A bag of money next to a toy house with a pile of coins in front of it, representing a mortgage. ]]></media:title>
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                                <item>
                                                            <title><![CDATA[ How to Add Home Equity to Your Retirement Income Planning ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/how-to-add-home-equity-to-retirement-income-planning</link>
                                                                            <description>
                            <![CDATA[ Home equity is sometimes overlooked as a viable resource in retirement. You don’t have to sell your home to find income and liquidity. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Wed, 05 Jun 2024 09:45:00 +0000</pubDate>                                                                                                                                <updated>Thu, 06 Jun 2024 14:01:31 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MwrXdZSehVHKhg9Uthf4nQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A smiling older couple dance together in their kitchen.]]></media:description>                                                            <media:text><![CDATA[A smiling older couple dance together in their kitchen.]]></media:text>
                                <media:title type="plain"><![CDATA[A smiling older couple dance together in their kitchen.]]></media:title>
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                                                                                        </item>
                                <item>
                                                            <title><![CDATA[ Is Your Retirement Solution Hiding in Plain Sight? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/home-equity-retirement-solution-hiding-in-plain-sight</link>
                                                                            <description>
                            <![CDATA[ Here’s how to use your home equity in combination with an annuity contract to produce late-in-life income. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Thu, 25 Apr 2024 09:45:17 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Home Equity Loans]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BbfoiUaxik3xiL9L4pnXf3-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A man stands in front of his house with his hands in his pockets.]]></media:description>                                                            <media:text><![CDATA[A man stands in front of his house with his hands in his pockets.]]></media:text>
                                <media:title type="plain"><![CDATA[A man stands in front of his house with his hands in his pockets.]]></media:title>
                                                    </media:content>
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                                                                                        </item>
                                <item>
                                                            <title><![CDATA[ How Your Home Can Fill Gaps in Your Retirement Plan ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-how-your-home-can-fill-gaps-in-your-plan</link>
                                                                            <description>
                            <![CDATA[ If you have gaps in your plan for retirement income, you might consider adding the value of your home to your planning. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Wed, 20 Mar 2024 09:30:29 +0000</pubDate>                                                                                                                                <updated>Thu, 21 Mar 2024 13:40:14 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Home Equity Loans]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hqSPoQMYh9uT73SCkHA4xN-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple smile as they come through the front door of their home after shopping.]]></media:description>                                                            <media:text><![CDATA[An older couple smile as they come through the front door of their home after shopping.]]></media:text>
                                <media:title type="plain"><![CDATA[An older couple smile as they come through the front door of their home after shopping.]]></media:title>
                                                    </media:content>
                                                    <media:thumbnail url="https://cdn.mos.cms.futurecdn.net/hqSPoQMYh9uT73SCkHA4xN-1280-80.jpg" />
                                                                                        </item>
                                <item>
                                                            <title><![CDATA[ Should I Get a Reverse Mortgage? Six Questions to Ask First ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/kiplinger-advisor-collective/should-i-get-a-reverse-mortgage-questions-to-ask</link>
                                                                            <description>
                            <![CDATA[ The secret to your retirement income could live in your home’s equity. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Wed, 06 Mar 2024 13:15:10 +0000</pubDate>                                                                                                                                <updated>Wed, 26 Mar 2025 17:10:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Kiplinger Advisor Collective]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kiplinger Advisor Collective ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HakeGjT7cWz5bqfvHUhEW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A small model house sits next to three stacks of coins and a white piggy bank.]]></media:description>                                                            <media:text><![CDATA[A small model house sits next to three stacks of coins and a white piggy bank.]]></media:text>
                                <media:title type="plain"><![CDATA[A small model house sits next to three stacks of coins and a white piggy bank.]]></media:title>
                                                    </media:content>
                                                    <media:thumbnail url="https://cdn.mos.cms.futurecdn.net/HakeGjT7cWz5bqfvHUhEW-1280-80.jpg" />
                                                                                        </item>
                                <item>
                                                            <title><![CDATA[ Reverse Mortgages: 10 Things You Must Know  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/602488/reverse-mortgages-10-things-you-must-know</link>
                                                                            <description>
                            <![CDATA[ Reverse mortgages can be complicated so it’s imperative that you understand how the loan is repaid, the monthly costs and potential scams to look out for. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Fri, 26 Mar 2021 16:33:00 +0000</pubDate>                                                                                                                                <updated>Mon, 03 Mar 2025 12:29:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XFqCgQijdjoW2reZ8ubhkX-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A couple relaxing on their porch]]></media:description>                                                            <media:text><![CDATA[A couple relaxing on their porch]]></media:text>
                                <media:title type="plain"><![CDATA[A couple relaxing on their porch]]></media:title>
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                                                                                        </item>
                                <item>
                                                            <title><![CDATA[ Reverse Mortgages ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/reverse-mortgages</link>
                                                                            <description>
                            <![CDATA[ Reverse mortgages can be complicated so it’s imperative that you understand how the loan is repaid, the monthly costs and potential scams to look out for. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Fri, 26 Mar 2021 16:33:00 +0000</pubDate>                                                                                                                                <updated>Tue, 30 Sep 2025 15:56:09 +0000</updated>
                                                                                                                                            <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jackie Stewart ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XFqCgQijdjoW2reZ8ubhkX-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A couple relaxing on their porch]]></media:description>                                                            <media:text><![CDATA[A couple relaxing on their porch]]></media:text>
                                <media:title type="plain"><![CDATA[A couple relaxing on their porch]]></media:title>
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                                                                                        </item>
                                <item>
                                                            <title><![CDATA[ Reverse Mortgages That Work ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t040-c000-s002-reverse-mortgages-that-work.html</link>
                                                                            <description>
                            <![CDATA[ A path to provide retirees with financial flexibility and security. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Thu, 24 Aug 2017 10:59:10 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Patricia Mertz Esswein ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/FqcBhvfYfUdC6uTZZmYmGc-1280-80.jpg">
                                                            <media:credit><![CDATA[Debbi Smirnoff]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A hand putting money into a piggy bank]]></media:description>                                                            <media:text><![CDATA[A hand putting money into a piggy bank]]></media:text>
                                <media:title type="plain"><![CDATA[A hand putting money into a piggy bank]]></media:title>
                                                    </media:content>
                                                    <media:thumbnail url="https://cdn.mos.cms.futurecdn.net/FqcBhvfYfUdC6uTZZmYmGc-1280-80.jpg" />
                                                                                        </item>
                                <item>
                                                            <title><![CDATA[ Reverse Mortgage Borrowers Face New Financial Test ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/retirement/t037-c000-s004-reverse-mortgage-borrowers-face-new-financial-test.html</link>
                                                                            <description>
                            <![CDATA[ For the first time, borrowers will have to prove they can handle the ongoing property costs to qualify for a reverse mortgage. ]]>
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                                                                        <pubDate>Wed, 04 Mar 2015 00:00:01 +0000</pubDate>                                                                                                                                <updated>Tue, 11 Jun 2019 13:54:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachel L. Sheedy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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                                                            <title><![CDATA[ Reverse Mortgages: Risky for Boomers? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/retirement/t035-c000-s001-reverse-mortgages-risky-for-boomers.html</link>
                                                                            <description>
                            <![CDATA[ Baby boomers have more choices in today's reverse mortgage market, but younger borrowers need to carefully do their homework before taking a loan. ]]>
                                                                                                            </description>
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                                                                                                                            <pubDate>Sat, 01 Sep 2012 00:00:01 +0000</pubDate>                                                                                                                                <updated>Tue, 29 Mar 2016 17:33:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachel L. Sheedy ]]></dc:creator>                                                                                                </item>
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