<![CDATA[ Latest from Kiplinger in Retirement-plans ]]> https://www.kiplinger.com/retirement/retirement-plans Wed, 08 Apr 2026 10:05:00 +0000 en <![CDATA[ We're 59 and Retired With $5.3 Million. We Want to Spend $250,000 a Year Until Medicare and Social Security Start. Are We Nuts? ]]> https://www.kiplinger.com/retirement/retirement-planning/were-59-and-retired-with-usd5-3-million-we-want-to-spend-usd250-000-a-year-until-medicare-and-social-security-start cH4qTbTUo8tmB9hcCHLo5 Wed, 08 Apr 2026 10:05:00 +0000 Wed, 08 Apr 2026 21:58:10 +0000 <![CDATA[ 7 Assets to Leave Out of Your Roth IRA, From a Financial Planner ]]> https://www.kiplinger.com/retirement/roth-iras/assets-to-leave-out-of-your-roth-ira FE7XB9NTWVsuGE8HWdxM84 Mon, 06 Apr 2026 09:40:00 +0000 <![CDATA[ The Average Gen X 401(k) Balance Kind of Bites ]]> https://www.kiplinger.com/retirement/retirement-planning/the-average-gen-x-401-k-balance UU2zXt6zmXa8Ud66UhoMZj Wed, 01 Apr 2026 14:50:50 +0000 Wed, 01 Apr 2026 20:02:02 +0000 <![CDATA[ I Am 55 With a $1.5 Million 401(k). Should I Take a 401(k) Loan to Pay for a Home Improvement Project? ]]> https://www.kiplinger.com/retirement/retirement-planning/i-am-55-with-a-usd1-5-million-401-k-should-i-take-a-401-k-loan-to-pay-for-a-home-improvement-project vpvcVKxYkqtbprDun6WiEM Wed, 01 Apr 2026 10:05:00 +0000 Fri, 03 Apr 2026 16:21:54 +0000 <![CDATA[ Are You Getting Vague Advice About Roth Conversions? ]]> https://www.kiplinger.com/retirement/roth-iras/are-you-getting-vague-advice-about-roth-conversions SwsFowukhYK5nxhZv8A4F5 Sun, 29 Mar 2026 08:35:00 +0000 <![CDATA[ Is Your IRA Rollover Stuck in Neutral? This Simple Mistake Can Cost You a Lot of Money ]]> https://www.kiplinger.com/retirement/retirement-plans/this-ira-rollover-mistake-can-cost-you-a-lot-of-money Bytss9Rx6k35BcxPMzGX4b Sat, 28 Mar 2026 09:30:00 +0000 <![CDATA[ How Alternative Assets Are Reshaping the IRA: The Rise of Self-Directed Retirement Investing ]]> https://www.kiplinger.com/retirement/retirement-plans/alternative-assets-impact-on-self-directed-iras xmUJgUwngcY3bBicH5Tswf Thu, 12 Mar 2026 09:30:00 +0000 <![CDATA[ If You're in or Near Retirement, You Need to Know These 4 Recent Tax Changes ]]> https://www.kiplinger.com/taxes/tax-planning/in-or-near-retirement-recent-tax-changes-to-know ALQXYbJteeP5QHNxirL4BQ Sun, 08 Mar 2026 09:30:00 +0000 <![CDATA[ Safe or Seizable?: The IRA & Bankruptcy Protection Quiz ]]> https://www.kiplinger.com/puzzles/quizzes/safe-or-seizable-the-ira-and-bankruptcy-protection-quiz 9kshucq9PMSTzcKMWeXvae Tue, 03 Mar 2026 18:36:43 +0000 <![CDATA[ How to Turn a $1 Million Nest Egg Into a Lifetime Income Machine ]]> https://www.kiplinger.com/retirement/retirement-plans/how-to-turn-a-usd1-million-nest-egg-into-a-lifetime-income-machine pSrn2tADh3xauJGirS5E4G Tue, 03 Mar 2026 11:05:00 +0000 <![CDATA[ Missed Your RMD? 4 Ways to Avoid Doing That Again (and Skip the IRS Penalties), From a Financial Planner ]]> https://www.kiplinger.com/retirement/required-minimum-distributions-rmds/missed-rmd-what-to-do 8A6Pmmbg5AoqLxLXjQnEVR Sun, 01 Mar 2026 10:40:00 +0000 <![CDATA[ Small Splurges That Won't Derail Your Retirement ]]> https://www.kiplinger.com/retirement/retirement-plans/small-splurges-that-wont-derail-your-retirement uSoBEqB8fiAK3xrzJodXRg Sat, 28 Feb 2026 10:55:00 +0000 <![CDATA[ How Much Do You Need to Join the 1% Club in Your State? ]]> https://www.kiplinger.com/retirement/retirement-plans/the-1-percent-club-in-these-states-a-usd743-000-income-isnt-enough-to-join ckyGYG2rDV4eMadq5mgpGc Fri, 27 Feb 2026 11:05:00 +0000 Thu, 05 Mar 2026 18:56:18 +0000 <![CDATA[ Private Capital Wants In on Your Retirement Account ]]> https://www.kiplinger.com/retirement/401ks/private-capital-wants-in-on-your-retirement-account QoRi5BeDdNW93rtu1aGP6 Tue, 24 Feb 2026 11:05:00 +0000 Tue, 24 Feb 2026 20:23:22 +0000 <![CDATA[ The Little-Known Tool to Protect Your Retirement Savings in a Divorce ]]> https://www.kiplinger.com/retirement/retirement-planning/qdro-the-tool-you-need-to-avoid-a-post-divorce-nightmare sesobUDvZxhhCpvAi2ezpW Thu, 19 Feb 2026 11:15:00 +0000 Tue, 03 Mar 2026 22:58:08 +0000 <![CDATA[ We're 78 and Want to Use Our 2026 RMD to Treat Our Kids and Grandkids to a Vacation. How Should We Approach This? ]]> https://www.kiplinger.com/retirement/retirement-planning/were-78-and-want-to-use-our-rmd-to-treat-our-kids-and-grandkids-to-a-vacation-how-should-we-approach-this qNsMarMtVxo6iN2puSyqPQ Sun, 15 Feb 2026 11:05:00 +0000 Mon, 16 Feb 2026 19:48:39 +0000 <![CDATA[ Should You Jump on the Roth Conversion Bandwagon? A Financial Adviser Weighs In ]]> https://www.kiplinger.com/retirement/roth-conversion-bandwagon-should-you-jump-on DPLMS9t5Lddvm7TZuHX686 Sun, 15 Feb 2026 10:40:00 +0000 <![CDATA[ Ask the Editor, February 13: More Questions on IRAs ]]> https://www.kiplinger.com/taxes/ask-the-editor-february-13-questions-on-iras CgS2ViQgVweMiSsLzUDfxS Fri, 13 Feb 2026 13:00:00 +0000 <![CDATA[ Quiz: Are You Ready for the 2026 401(k) Catch-Up Shakeup? ]]> https://www.kiplinger.com/puzzles/quizzes/quiz-2026-401-k-catch-up-shakeup Useof8pzsPUegpCMiYnwq Tue, 03 Feb 2026 15:00:00 +0000 Tue, 03 Feb 2026 15:27:18 +0000 <![CDATA[ 65 or Older? 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I'm Worried About RMDs and Taxes. What Should I Do? ]]> https://www.kiplinger.com/retirement/required-minimum-distributions-rmds/im-retiring-at-67-with-usd2-6-million-most-of-which-is-in-a-traditional-ira-im-worried-about-rmds-and-taxes-what-should-i-do Xq2dGYEaWoEATSquRzg7ub Wed, 21 Jan 2026 11:05:00 +0000 Mon, 02 Feb 2026 18:34:48 +0000 <![CDATA[ Roth IRA Conversion Quiz: Would You Benefit from the Switch? ]]> https://www.kiplinger.com/puzzles/quizzes/roth-ira-conversion-quiz-would-you-benefit-from-the-switch rBh4wzDe5xcLMLtGJVTsei Tue, 20 Jan 2026 20:00:00 +0000 Wed, 21 Jan 2026 15:05:32 +0000 <![CDATA[ How to Avoid Being Buried by the Tax Avalanche in Retirement: Tips From a Wealth Adviser ]]> https://www.kiplinger.com/taxes/tax-planning/tips-to-avoid-taxes-in-retirement Rq6FP5XqmYwSybLe5wg6gN Sun, 18 Jan 2026 10:45:00 +0000 <![CDATA[ Are Roth Conversions for Retirees Dead in 2026 Because of the New Tax Law? ]]> https://www.kiplinger.com/retirement/roth-iras/are-roth-conversions-for-retirees-dead-in-2026 iUHktpLZnbpfxxYsy9FXz6 Sat, 17 Jan 2026 10:40:00 +0000 <![CDATA[ What to Do If You Plan to Make Catch-Up Contributions in 2026 ]]> https://www.kiplinger.com/retirement/retirement-planning/what-to-do-if-you-plan-to-make-catch-up-contributions-in-2026 SRgYeg2NbFbaxZSjEhafym Thu, 01 Jan 2026 13:10:00 +0000 <![CDATA[ How to Max Out Your 401(k) in 2026 (New Limits are Higher) ]]> https://www.kiplinger.com/retirement/401ks/how-to-max-out-your-401k-in-2026 ySzLVWbaYAqdf65XpAUfR Thu, 01 Jan 2026 11:30:00 +0000 <![CDATA[ I'm a Financial Pro: You Really Can Make New Year's Money Resolutions That Stick (and Just Smile as Quitter's Day Goes By) ]]> https://www.kiplinger.com/retirement/retirement-plans/new-years-money-resolutions-that-stick 4gV3DjWG9ssdP8D46zBVQi Tue, 30 Dec 2025 10:35:00 +0000 <![CDATA[ How to Make 2026 Your Best Year Yet for Retirement Savings ]]> https://www.kiplinger.com/retirement/how-to-make-2026-your-best-year-yet-for-retirement-savings Wmiz6RQuDs9Sr5K2P9roE5 Sun, 28 Dec 2025 14:00:00 +0000 Tue, 20 Jan 2026 22:09:50 +0000 <![CDATA[ Could a Cash Balance Plan Be Your Key to a Wealthy Retirement? ]]> https://www.kiplinger.com/business/small-business/could-a-cash-balance-plan-be-your-key-to-a-wealthy-retirement mXT96y8xGAbbxrxkJxRFg4 Fri, 26 Dec 2025 10:30:00 +0000 <![CDATA[ 7 Retirement Planning Trends in 2025: What They Mean for Your Wealth in 2026 ]]> https://www.kiplinger.com/retirement/retirement-planning/retirement-planning-trends-2025 DMLovQj3yYPPTi7qB9v6U9 Thu, 25 Dec 2025 10:40:00 +0000 <![CDATA[ Vesting, Catch-Ups and Roths: The 401(k) Knowledge Quiz ]]> https://www.kiplinger.com/puzzles/quizzes/vesting-catch-ups-and-roths-the-401-k-knowledge-quiz NpTBaMfawkmNANrw85YbG Tue, 23 Dec 2025 14:15:00 +0000 <![CDATA[ The 2026 Retirement Catch-Up Curveball: What High Earners 50 and Older Need to Know Now ]]> https://www.kiplinger.com/retirement/retirement-planning/2026-retirement-catch-up-curveball-what-high-earners-over-50-need-to-know oUhHbnhLoZ6VkxtQqKQrTa Mon, 22 Dec 2025 21:00:00 +0000 Mon, 29 Dec 2025 19:59:46 +0000 <![CDATA[ A Wealth Adviser Explains: 4 Times I'd Give the Green Light for a Roth Conversion (and 4 Times I'd Say It's a No-Go) ]]> https://www.kiplinger.com/retirement/roth-iras/times-to-say-yes-to-a-roth-conversion-and-times-to-say-no MXsCpDNQwMpgzQZHMqUQ5o Sun, 21 Dec 2025 10:35:00 +0000 <![CDATA[ The $183,000 RMD Shock: Why Roth Conversions in Your 70s Can Be Risky ]]> https://www.kiplinger.com/retirement/roth-iras/rmd-shocks-why-roth-conversions-in-your-70s-can-be-risky mfbnYVwoLg5nTo5cQjKh4N Sat, 20 Dec 2025 10:40:00 +0000 <![CDATA[ The Retirement Donor's Checklist: Key Deadlines by Gift Type ]]> https://www.kiplinger.com/retirement/retirement-planning/retirement-donors-checklist-key-deadlines-by-gift-type bCmVLc7etUq6MddCTNnxpD Thu, 18 Dec 2025 21:15:00 +0000 <![CDATA[ Could Target-Date Funds With Built-In Income Guarantees Be the Next Evolution in Retirement Planning? ]]> https://www.kiplinger.com/retirement/retirement-planning/target-date-funds-and-built-in-income-guarantees 62GTq9ZQkzJvnBjGqCbpHQ Wed, 17 Dec 2025 10:30:00 +0000 <![CDATA[ I'm Retired and Want to Give My 3 Grandkids $5,000 Each for Christmas, But Their Parents Don't Want Them to Spend It All. ]]> https://www.kiplinger.com/retirement/happy-retirement/im-retired-and-want-to-give-my-3-grandkids-usd5-000-each-for-christmas-but-their-parents-dont-want-them-to-spend-it-all Hzski5XGyFKbe8dMYgvDRX Sun, 14 Dec 2025 11:10:00 +0000 Wed, 17 Dec 2025 22:47:38 +0000 <![CDATA[ I'm a Financial Planner: If You're Not Doing Roth Conversions, You Need to Read This ]]> https://www.kiplinger.com/retirement/roth-iras/if-youre-not-doing-roth-conversions-you-need-to-read-this oRsUts2Bxu6LW2MWuTJMzE Sun, 14 Dec 2025 10:40:00 +0000 Fri, 09 Jan 2026 22:00:07 +0000 <![CDATA[ Ask the Editor, December 12: IRAs, 401(k)s and RMDs ]]> https://www.kiplinger.com/taxes/ask-the-editor-december-12-iras-401k-rmds 8XDNukynFSs6XRVzmAYhTW Fri, 12 Dec 2025 13:40:00 +0000 <![CDATA[ I'm a Tax Attorney: These Are the Year-End Tax Moves You Can't Afford to Miss ]]> https://www.kiplinger.com/taxes/tax-planning/year-end-tax-moves-you-cant-afford-to-miss ixDQfn4skCEVd5CX2RChFC Thu, 11 Dec 2025 10:35:00 +0000 <![CDATA[ 5 RMD Mistakes That Could Cost You Big-Time: Even Seasoned Retirees Slip Up ]]> https://www.kiplinger.com/retirement/required-minimum-distributions-rmds/rmd-mistakes-that-even-seasoned-retirees-can-make J4Tv8iQWBLjk3zkepCoPQi Sun, 07 Dec 2025 10:40:00 +0000 <![CDATA[ If You're Retired or Soon-to-Be Retired, You Won't Want to Miss Out on These 3 OBBB Tax Breaks ]]> https://www.kiplinger.com/taxes/tax-planning/retired-or-soon-to-be-dont-miss-these-obbb-tax-breaks LoEpUEQq4bXzmFs6jUEUa Sat, 06 Dec 2025 10:40:00 +0000 Mon, 12 Jan 2026 19:56:52 +0000 <![CDATA[ Average Retirement Income by Age and State ]]> https://www.kiplinger.com/retirement/average-retirement-income-by-age-and-state MoszpqYQj7wQXVeYrSkUXX Wed, 03 Dec 2025 14:30:00 +0000 Tue, 09 Dec 2025 21:42:07 +0000 <![CDATA[ Should You Max Out Your 401(k)? We've Got Answers ]]> https://www.kiplinger.com/retirement/401ks/should-you-max-out-your-401-k-weve-got-answers rpcyaHMJcFBerGmkqaacH9 Sun, 30 Nov 2025 10:50:00 +0000 Tue, 02 Dec 2025 18:49:24 +0000 <![CDATA[ Ask the Editor, November 28: Roth Conversions and Tax Planning ]]> https://www.kiplinger.com/taxes/tax-planning/ask-the-editor-november-28-roth-conversions-and-tax-planning RU5Hka2ZjpVESfDzzAUbvN Fri, 28 Nov 2025 13:24:00 +0000