<![CDATA[ Latest from Kiplinger in Retirement-planning ]]> https://www.kiplinger.com/retirement/retirement-planning Thu, 30 Apr 2026 10:05:00 +0000 en <![CDATA[ The 'Wait-to-Win' Rule of Retirement Spending ]]> https://www.kiplinger.com/retirement/social-security/the-wait-to-win-rule-of-retirement-spending oyMPhfbNN5pRknjh6YMnhn Thu, 30 Apr 2026 10:05:00 +0000 Thu, 30 Apr 2026 23:32:53 +0000 <![CDATA[ How Smart Is Your Gifting Strategy? Take Our Grandparents' Legacy Quiz ]]> https://www.kiplinger.com/puzzles/quizzes/how-smart-is-your-gifting-strategy-a-grandparents-legacy-quiz GNf6UhSky7Bd5Df9QiiGN4 Wed, 29 Apr 2026 17:00:00 +0000 <![CDATA[ Should You Relocate to a New State for Retirement? The Ultimate Checklist for Those With a Pension and $1 Million-Plus ]]> https://www.kiplinger.com/retirement/retirement-planning/should-you-relocate-to-a-new-state-for-retirement-a-checklist MtnaSL7sy6c5PAvNg7J6YC Wed, 29 Apr 2026 09:40:00 +0000 Thu, 30 Apr 2026 14:04:11 +0000 <![CDATA[ I'm a Financial Planner: These 4 Spending Mistakes Can Derail Your Retirement Plan ]]> https://www.kiplinger.com/retirement/retirement-planning/spending-mistakes-that-can-derail-your-retirement-plan whkg87tooSfCWrGsYAKSX6 Wed, 29 Apr 2026 09:35:00 +0000 <![CDATA[ The Average Millennial 401(k) Balance is Not 'Superbad' ]]> https://www.kiplinger.com/retirement/retirement-planning/the-average-millennial-401-k-balance eYFmtYFWeM44NJpKFSfjsE Tue, 28 Apr 2026 10:05:00 +0000 Thu, 30 Apr 2026 13:25:31 +0000 <![CDATA[ The 9% Solution: An Expert Guide to Retirement Tax Breaks That Could Cut Your Tax Rate Nearly in Half ]]> https://www.kiplinger.com/retirement/retirement-planning/expert-guide-to-retirement-tax-breaks-to-cut-your-tax-rate yAzcue6pSnNpKKgKsUN8on Tue, 28 Apr 2026 09:40:00 +0000 <![CDATA[ We Are 65 With $2.6 Million. One of Our Two Daughters Struggles Financially. Is It Fair if We Only Help Her? ]]> https://www.kiplinger.com/retirement/retirement-planning/we-are-65-with-usd2-6-million-one-of-our-two-daughters-struggles-financially-is-it-fair-if-we-help-her-and-not-the-other g95sAiDxpZnsVSBeVXc6CX Sun, 26 Apr 2026 10:05:00 +0000 Mon, 27 Apr 2026 20:10:52 +0000 <![CDATA[ I'm a Financial Planner: If You're a Wealthy Retiree Who Ignores These 3 Retirement To-Dos, You're Courting Significant Financial Risk ]]> https://www.kiplinger.com/retirement/retirement-planning/retirement-tasks-wealthy-retirees-often-overlook sECsTAFxHwvJcQPARQS2hF Sun, 26 Apr 2026 09:40:00 +0000 <![CDATA[ Is Lifestyle Creep Delaying Your Retirement Timeline? Here's How to Enjoy Life Now Without Paying for It Later, From a Financial Planner ]]> https://www.kiplinger.com/retirement/retirement-planning/is-lifestyle-creep-delaying-your-retirement-timeline Nf5ymwkYe5RPqKUkmQdjZh Sun, 26 Apr 2026 09:35:00 +0000 <![CDATA[ Are Your Retirement Savings on Track at Ages 60 to 65? Take Our Quiz ]]> https://www.kiplinger.com/puzzles/quizzes/are-your-retirement-savings-on-track-at-ages-60-to-65-take-our-quiz YGCjvV3LeDeRTW2kojHxMQ Sat, 25 Apr 2026 10:10:00 +0000 <![CDATA[ Combating Loneliness in Retirement: Why Strengthening Your Connections Could Lengthen Your Life ]]> https://www.kiplinger.com/retirement/happy-retirement/combating-loneliness-in-retirement-strengthening-connections ccjXGZMyY3RLtcG5tfYqYQ Sat, 25 Apr 2026 09:40:00 +0000 <![CDATA[ The 4 Money Scripts We Learn in Childhood (Which One is Silently Threatening Your Retirement?) ]]> https://www.kiplinger.com/retirement/retirement-planning/are-childhood-money-scripts-silently-threatening-your-retirement Wr2vABuKve3kHBBe4hqeFb Sat, 25 Apr 2026 09:30:00 +0000 <![CDATA[ Investing When the World Feels Crazy: Expert Strategies ]]> https://www.kiplinger.com/investing/investing-when-the-world-feels-crazy-expert-strategies m84BRbhCA3yjQ6ukbaRE9L Sat, 25 Apr 2026 09:25:00 +0000 <![CDATA[ The Fiduciary Rule is Gone (Again): Why Your Retirement Safety Net Just Shrank ]]> https://www.kiplinger.com/retirement/retirement-planning/fiduciary-rule-and-your-retirement-safety-net 2hsLR73XxnNcKjza7iM5FH Fri, 24 Apr 2026 09:40:00 +0000 <![CDATA[ When Your Financial Life Looks Blurred, One Document Will Pull It Into Focus ]]> https://www.kiplinger.com/retirement/retirement-planning/personal-financial-statement-helps-focus-finances Qm5trwxRgrLNk52TgUG8s8 Fri, 24 Apr 2026 09:35:00 +0000 <![CDATA[ The RMD & QCD Quiz: Master Your Retirement Timeline ]]> https://www.kiplinger.com/puzzles/quizzes/quiz-managing-rmds-qcds Bw9kvfnpWmjz5tMd2mWt2b Wed, 22 Apr 2026 14:00:00 +0000 <![CDATA[ We're 57 With $7 Million. We Want to Spend $800K Traveling the World for Two Years. Are We Crazy? ]]> https://www.kiplinger.com/retirement/retirement-planning/were-57-with-usd7-million-we-want-to-spend-usd800k-traveling-the-world-for-two-years-are-we-crazy crQk2vdWSMgPrMUZuCU7aE Wed, 22 Apr 2026 10:05:00 +0000 <![CDATA[ I'm 74 With a Beloved Dog, But I Don't Trust My Adult Kids to Care for My 'Third Child' If I Die. What Should I Do? ]]> https://www.kiplinger.com/retirement/estate-planning/im-74-with-a-beloved-dog-i-dont-trust-my-adult-kids-to-care-for-my-third-child-if-i-die c6J7VfxS633QmneanYNcc9 Tue, 21 Apr 2026 10:05:00 +0000 <![CDATA[ We're 67 With $5.8 Million. I Want to Spend $300K on Home Renovations and a New Car. My Wife Is Nervous About Spending So Much. ]]> https://www.kiplinger.com/retirement/were-67-with-usd5-8-million-i-want-to-spend-usd300k-on-home-renovations-and-a-new-car-my-wife-is-opposed bL9DN2kS3MXUeENgCM9Mqd Sun, 19 Apr 2026 10:05:00 +0000 Mon, 20 Apr 2026 13:21:17 +0000 <![CDATA[ I'm a Financial Adviser: When Managing Your Wealth Feels Like a Pain, Simplify ]]> https://www.kiplinger.com/retirement/retirement-planning/when-managing-your-wealth-feels-like-a-pain-simplify S9ND4CYxBDMFJsGAhbheAH Sun, 19 Apr 2026 09:40:00 +0000 <![CDATA[ The Retirement Spending Mistake Even Careful Savers Make (and What to Do Instead) ]]> https://www.kiplinger.com/retirement/retirement-planning/the-retirement-spending-mistake-even-careful-savers-make-and-what-to-do-instead 4DR2tw5QU5BkxCNCMAYwWM Sun, 19 Apr 2026 09:30:00 +0000 <![CDATA[ Are Your Retirement Savings on Track at Ages 55 to 60? Take Our Quiz ]]> https://www.kiplinger.com/puzzles/quizzes/is-your-retirement-savings-on-track-at-age-55-to-60-take-our-quiz 7dqfJ8Zfc6TirRLM4xQ5Ym Fri, 17 Apr 2026 17:20:45 +0000 Fri, 17 Apr 2026 17:42:38 +0000 <![CDATA[ 3 Questions to Ask Before Deciding if a Roth Conversion Is Right for You ]]> https://www.kiplinger.com/retirement/retirement-planning/questions-to-ask-before-deciding-on-a-roth-conversion NkyUGZG9wt9Td8Pa7N99JX Fri, 17 Apr 2026 10:15:00 +0000 Mon, 20 Apr 2026 20:28:11 +0000 <![CDATA[ 4 Retirement Risks Business Owners Often Overlook ]]> https://www.kiplinger.com/retirement/retirement-planning/retirement-risks-business-owners-often-overlook KsfRx4DvfbYuh3Nvks4Jm7 Fri, 17 Apr 2026 09:30:00 +0000 <![CDATA[ We're 68 With $6.8 million. I Give Our 'Kids' $1K a Month, Though They Earn a Good Living. My Husband Wants Me to Stop. ]]> https://www.kiplinger.com/retirement/retirement-planning/were-68-with-usd6-8-million-i-give-our-kids-usd1k-a-month-though-they-earn-a-good-living-my-husband-wants-me-to-stop UBkZnWaHhLHoVD8RdNu9KE Wed, 15 Apr 2026 10:05:00 +0000 Wed, 29 Apr 2026 20:22:37 +0000 <![CDATA[ Estate Planning Quiz: Are You Making These 10 Common Errors? ]]> https://www.kiplinger.com/puzzles/quizzes/estate-planning-quiz-are-you-making-these-10-common-errors a2PLnC5hzXsA8xx9u6GiAc Tue, 14 Apr 2026 18:20:35 +0000 <![CDATA[ Why I’m 'Phone-Proofing' My Life Before I Retire ]]> https://www.kiplinger.com/retirement/happy-retirement/i-spend-more-time-with-my-phone-than-my-family-will-retirement-fix-that preei4EHeAoN2mTmBE2BUG Tue, 14 Apr 2026 10:05:00 +0000 Thu, 30 Apr 2026 19:37:06 +0000 <![CDATA[ The Middle Wealthy Are the Goldilocks of Retirement, But Where Do You Find the Financial Advice That's 'Just Right'? ]]> https://www.kiplinger.com/retirement/retirement-planning/middle-wealthy-retirees-how-to-find-financial-advice-that-works aqVcm2Q3QZZ4m7XzBJGGVo Tue, 14 Apr 2026 09:40:00 +0000 <![CDATA[ 6 Scary Retirement Risks (and How to Vanquish Them) ]]> https://www.kiplinger.com/retirement/retirement-planning/scary-retirement-risks-and-how-to-vanquish-them DrUHCGvX6WLfDogU8RY6GA Mon, 13 Apr 2026 09:35:00 +0000 <![CDATA[ We're 75 With $3.2 Million. Our Grandchild Needs Help Paying for College, but It's Not Our Fault She Picked a School That's $90k a Year! ]]> https://www.kiplinger.com/retirement/retirement-planning/were-75-with-usd3-2-million-our-grandchild-needs-help-paying-for-college-but-its-not-our-fault-she-picked-a-school-thats-usd90k-a-year W8jB7xzELkBdGPXafFND2G Sun, 12 Apr 2026 10:05:00 +0000 <![CDATA[ Concentrated Company Stock in Your ESOP? Waiting to Diversify Could Tank Your Retirement ]]> https://www.kiplinger.com/retirement/retirement-planning/concentrated-company-stock-in-your-esop-how-to-diversify kjMhaxCuFiqhrKoLD6uq2i Fri, 10 Apr 2026 09:30:00 +0000 <![CDATA[ Retirement Mistakes My Boomer Parents Made That I'll Avoid ]]> https://www.kiplinger.com/retirement/retirement-planning/retirement-mistakes-my-boomer-parents-made-that-ill-avoid g8nr7KbWHhXfv3vSswGWaM Thu, 09 Apr 2026 10:05:00 +0000 Thu, 09 Apr 2026 18:18:18 +0000 <![CDATA[ Quiz: Could You Age in Place Today? Test Your Readiness ]]> https://www.kiplinger.com/puzzles/quizzes/quiz-could-you-age-in-place-today-test-your-readiness vcXXfNna9HJzp9ogm59VxP Wed, 08 Apr 2026 16:36:00 +0000 <![CDATA[ We're 59 and Retired With $5.3 Million. We Want to Spend $250,000 a Year Until Medicare and Social Security Start. Are We Nuts? ]]> https://www.kiplinger.com/retirement/retirement-planning/were-59-and-retired-with-usd5-3-million-we-want-to-spend-usd250-000-a-year-until-medicare-and-social-security-start cH4qTbTUo8tmB9hcCHLo5 Wed, 08 Apr 2026 10:05:00 +0000 Wed, 08 Apr 2026 21:58:10 +0000 <![CDATA[ This One's for You (and Barry Manilow Fans) if You're Asking, 'Am I Really on the Right Financial Track?' ]]> https://www.kiplinger.com/retirement/retirement-planning/this-ones-for-you-if-youre-asking-am-i-really-on-the-right-financial-track rZo8iSns8drgniFc4CPAJ8 Wed, 08 Apr 2026 09:40:00 +0000 <![CDATA[ I'm a Financial Adviser: This Is How to Ensure Your Kids Never Hear, 'We Might Lose the House' ]]> https://www.kiplinger.com/retirement/retirement-planning/how-to-ensure-your-kids-never-hear-we-might-lose-the-house TrCearaR4SSGZXXvsamjKK Wed, 08 Apr 2026 09:35:00 +0000 Wed, 29 Apr 2026 18:24:48 +0000 <![CDATA[ Oregon Could Be the Retirement Haven You Don't Know About: 13 Facts to Consider, From a Financial Planner Who Lives There ]]> https://www.kiplinger.com/retirement/retirement-planning/oregon-as-a-retirement-haven-facts-from-financial-planner-who-lives-there GtXLbG89URcTGRDEMf5Gy3 Wed, 08 Apr 2026 09:30:00 +0000 <![CDATA[ We thought our retirement budget was set, but these 6 'spring surprises' are costing us a fortune ]]> https://www.kiplinger.com/retirement/retirement-planning/spring-surprises-are-costing-us-a-fortune aKmDqGE2RkzhjTusMAMg6L Tue, 07 Apr 2026 10:15:00 +0000 Tue, 07 Apr 2026 14:26:20 +0000 <![CDATA[ Does Your Retirement Plan Ignore Half of Your Net Worth? Here's How You Can Tap Your Housing Wealth for a More Robust Retirement ]]> https://www.kiplinger.com/retirement/retirement-planning/how-to-tap-housing-wealth-for-a-more-robust-retirement wTYB7uxEjrAwNyqHAit68k Tue, 07 Apr 2026 09:40:00 +0000 <![CDATA[ 7 Assets to Leave Out of Your Roth IRA, From a Financial Planner ]]> https://www.kiplinger.com/retirement/roth-iras/assets-to-leave-out-of-your-roth-ira FE7XB9NTWVsuGE8HWdxM84 Mon, 06 Apr 2026 09:40:00 +0000 <![CDATA[ Is Your Financial Adviser's Fee Model as Outdated as a Flip Phone? ]]> https://www.kiplinger.com/retirement/retirement-planning/why-your-financial-advisers-fee-model-may-be-outdated GEdxDrxSxeHboBEWcEWrTJ Mon, 06 Apr 2026 09:30:00 +0000 <![CDATA[ We're 60 with $550K saved and will inherit $3 million. Can we retire now, even if we can't afford it? ]]> https://www.kiplinger.com/retirement/we-will-inherit-usd3-million-can-we-retire-now cN5s6cGnLeUNYueZ5rBQBD Sun, 05 Apr 2026 10:05:00 +0000 Sun, 05 Apr 2026 12:21:13 +0000 <![CDATA[ How to Tackle the Nowhere-to-Be Thing in Retirement and Make a Winning Play With Your Time ]]> https://www.kiplinger.com/retirement/happy-retirement/how-to-make-good-use-of-your-free-time-in-retirement 7YzJzDKjbYZ9jocpCnCwk3 Sun, 05 Apr 2026 09:40:00 +0000 <![CDATA[ 3 Questions That Reveal if You’re Actually Ready to Age in Place ]]> https://www.kiplinger.com/retirement/3-questions-that-reveal-if-youre-actually-ready-to-age-in-place 9FypqUCUeYZ5T4vJpGKSXU Sat, 04 Apr 2026 10:05:00 +0000 <![CDATA[ Quiz: Is Your Retirement Savings on Track at Age 50 to 55? ]]> https://www.kiplinger.com/puzzles/quizzes/quiz-is-your-retirement-savings-on-track-at-age-50-to-55 NUcs82VbmpVfcH5ZXPKTTQ Fri, 03 Apr 2026 20:00:21 +0000 <![CDATA[ We just retired at 67 with $4.1 million. My husband insists on keeping half our portfolio in stocks. I say it's not worth the risk. Who's right? ]]> https://www.kiplinger.com/retirement/should-we-invest-50-percent-of-our-retirement-portfolio-in-stocks rHyPHz4GGrwQLWkMRKyu3e Fri, 03 Apr 2026 10:05:00 +0000 Mon, 06 Apr 2026 20:48:54 +0000 <![CDATA[ Are You Ready to Go Upmarket? What Advisers Need to Know ]]> https://www.kiplinger.com/business/small-business/going-upmarket-what-financial-advisers-need-to-know h3cio2bRuyqWUkdVtEJ5YL Fri, 03 Apr 2026 09:35:00 +0000 <![CDATA[ Are You Looking for Financial Advice or Just Validation? ]]> https://www.kiplinger.com/retirement/retirement-planning/are-you-looking-for-financial-advice-or-just-validation iq67zkDsA9itWFcHwTdZyX Thu, 02 Apr 2026 09:45:00 +0000 Thu, 23 Apr 2026 18:34:08 +0000 <![CDATA[ The Average Gen X 401(k) Balance Kind of Bites ]]> https://www.kiplinger.com/retirement/retirement-planning/the-average-gen-x-401-k-balance UU2zXt6zmXa8Ud66UhoMZj Wed, 01 Apr 2026 14:50:50 +0000 Wed, 01 Apr 2026 20:02:02 +0000 <![CDATA[ I Am 55 With a $1.5 Million 401(k). Should I Take a 401(k) Loan to Pay for a Home Improvement Project? ]]> https://www.kiplinger.com/retirement/retirement-planning/i-am-55-with-a-usd1-5-million-401-k-should-i-take-a-401-k-loan-to-pay-for-a-home-improvement-project vpvcVKxYkqtbprDun6WiEM Wed, 01 Apr 2026 10:05:00 +0000 Fri, 03 Apr 2026 16:21:54 +0000