<![CDATA[ Latest from Kiplinger in Retirement-planning ]]> https://www.kiplinger.com/retirement/retirement-planning Fri, 10 Apr 2026 09:30:00 +0000 en <![CDATA[ Concentrated Company Stock in Your ESOP? Waiting to Diversify Could Tank Your Retirement ]]> https://www.kiplinger.com/retirement/retirement-planning/concentrated-company-stock-in-your-esop-how-to-diversify kjMhaxCuFiqhrKoLD6uq2i Fri, 10 Apr 2026 09:30:00 +0000 <![CDATA[ Retirement Mistakes My Boomer Parents Made That I'll Avoid ]]> https://www.kiplinger.com/retirement/retirement-planning/retirement-mistakes-my-boomer-parents-made-that-ill-avoid g8nr7KbWHhXfv3vSswGWaM Thu, 09 Apr 2026 10:05:00 +0000 Thu, 09 Apr 2026 18:18:18 +0000 <![CDATA[ Quiz: Could You Age in Place Today? Test Your Readiness ]]> https://www.kiplinger.com/puzzles/quizzes/quiz-could-you-age-in-place-today-test-your-readiness vcXXfNna9HJzp9ogm59VxP Wed, 08 Apr 2026 16:36:00 +0000 <![CDATA[ We're 59 and Retired With $5.3 Million. We Want to Spend $250,000 a Year Until Medicare and Social Security Start. Are We Nuts? ]]> https://www.kiplinger.com/retirement/retirement-planning/were-59-and-retired-with-usd5-3-million-we-want-to-spend-usd250-000-a-year-until-medicare-and-social-security-start cH4qTbTUo8tmB9hcCHLo5 Wed, 08 Apr 2026 10:05:00 +0000 Wed, 08 Apr 2026 21:58:10 +0000 <![CDATA[ This One's for You (and Barry Manilow Fans) if You're Asking, 'Am I Really on the Right Financial Track?' ]]> https://www.kiplinger.com/retirement/retirement-planning/this-ones-for-you-if-youre-asking-am-i-really-on-the-right-financial-track rZo8iSns8drgniFc4CPAJ8 Wed, 08 Apr 2026 09:40:00 +0000 <![CDATA[ I'm a Financial Adviser: This Is How to Ensure Your Kids Never Hear, 'We Might Lose the House' ]]> https://www.kiplinger.com/retirement/retirement-planning/how-to-ensure-your-kids-never-hear-we-might-lose-the-house TrCearaR4SSGZXXvsamjKK Wed, 08 Apr 2026 09:35:00 +0000 <![CDATA[ Oregon Could Be the Retirement Haven You Don't Know About: 13 Facts to Consider, From a Financial Planner Who Lives There ]]> https://www.kiplinger.com/retirement/retirement-planning/oregon-as-a-retirement-haven-facts-from-financial-planner-who-lives-there GtXLbG89URcTGRDEMf5Gy3 Wed, 08 Apr 2026 09:30:00 +0000 <![CDATA[ We thought our retirement budget was set, but these 6 'spring surprises' are costing us a fortune ]]> https://www.kiplinger.com/retirement/retirement-planning/spring-surprises-are-costing-us-a-fortune aKmDqGE2RkzhjTusMAMg6L Tue, 07 Apr 2026 10:15:00 +0000 Tue, 07 Apr 2026 14:26:20 +0000 <![CDATA[ Does Your Retirement Plan Ignore Half of Your Net Worth? Here's How You Can Tap Your Housing Wealth for a More Robust Retirement ]]> https://www.kiplinger.com/retirement/retirement-planning/how-to-tap-housing-wealth-for-a-more-robust-retirement wTYB7uxEjrAwNyqHAit68k Tue, 07 Apr 2026 09:40:00 +0000 <![CDATA[ 7 Assets to Leave Out of Your Roth IRA, From a Financial Planner ]]> https://www.kiplinger.com/retirement/roth-iras/assets-to-leave-out-of-your-roth-ira FE7XB9NTWVsuGE8HWdxM84 Mon, 06 Apr 2026 09:40:00 +0000 <![CDATA[ Is Your Financial Adviser's Fee Model as Outdated as a Flip Phone? ]]> https://www.kiplinger.com/retirement/retirement-planning/why-your-financial-advisers-fee-model-may-be-outdated GEdxDrxSxeHboBEWcEWrTJ Mon, 06 Apr 2026 09:30:00 +0000 <![CDATA[ We're 60 with $550K saved and will inherit $3 million. Can we retire now, even if we can't afford it? ]]> https://www.kiplinger.com/retirement/we-will-inherit-usd3-million-can-we-retire-now cN5s6cGnLeUNYueZ5rBQBD Sun, 05 Apr 2026 10:05:00 +0000 Sun, 05 Apr 2026 12:21:13 +0000 <![CDATA[ How to Tackle the Nowhere-to-Be Thing in Retirement and Make a Winning Play With Your Time ]]> https://www.kiplinger.com/retirement/happy-retirement/how-to-make-good-use-of-your-free-time-in-retirement 7YzJzDKjbYZ9jocpCnCwk3 Sun, 05 Apr 2026 09:40:00 +0000 <![CDATA[ 3 Questions That Reveal if You’re Actually Ready to Age in Place ]]> https://www.kiplinger.com/retirement/3-questions-that-reveal-if-youre-actually-ready-to-age-in-place 9FypqUCUeYZ5T4vJpGKSXU Sat, 04 Apr 2026 10:05:00 +0000 <![CDATA[ Quiz: Is Your Retirement Savings on Track at Age 50 to 55? ]]> https://www.kiplinger.com/puzzles/quizzes/quiz-is-your-retirement-savings-on-track-at-age-50-to-55 NUcs82VbmpVfcH5ZXPKTTQ Fri, 03 Apr 2026 20:00:21 +0000 <![CDATA[ We just retired at 67 with $4.1 million. My husband insists on keeping half our portfolio in stocks. I say it's not worth the risk. Who's right? ]]> https://www.kiplinger.com/retirement/should-we-invest-50-percent-of-our-retirement-portfolio-in-stocks rHyPHz4GGrwQLWkMRKyu3e Fri, 03 Apr 2026 10:05:00 +0000 Mon, 06 Apr 2026 20:48:54 +0000 <![CDATA[ Are You Ready to Go Upmarket? What Advisers Need to Know ]]> https://www.kiplinger.com/business/small-business/going-upmarket-what-financial-advisers-need-to-know h3cio2bRuyqWUkdVtEJ5YL Fri, 03 Apr 2026 09:35:00 +0000 <![CDATA[ Are You Looking for Financial Advice or Just Validation? ]]> https://www.kiplinger.com/retirement/retirement-planning/are-you-looking-for-financial-advice-or-just-validation iq67zkDsA9itWFcHwTdZyX Thu, 02 Apr 2026 09:45:00 +0000 <![CDATA[ The Average Gen X 401(k) Balance Kind of Bites ]]> https://www.kiplinger.com/retirement/retirement-planning/the-average-gen-x-401-k-balance UU2zXt6zmXa8Ud66UhoMZj Wed, 01 Apr 2026 14:50:50 +0000 Wed, 01 Apr 2026 20:02:02 +0000 <![CDATA[ I Am 55 With a $1.5 Million 401(k). Should I Take a 401(k) Loan to Pay for a Home Improvement Project? ]]> https://www.kiplinger.com/retirement/retirement-planning/i-am-55-with-a-usd1-5-million-401-k-should-i-take-a-401-k-loan-to-pay-for-a-home-improvement-project vpvcVKxYkqtbprDun6WiEM Wed, 01 Apr 2026 10:05:00 +0000 Fri, 03 Apr 2026 16:21:54 +0000 <![CDATA[ Don't Let Low Tax Rates Lull You Into the Torpedo Zone: If You Have $1M to $3M in Tax-Deferred Savings, You Could Be Looking at Brutal Tax Bills in the Future ]]> https://www.kiplinger.com/taxes/tax-planning/dont-let-low-tax-rates-lull-you-into-the-tax-torpedo-zone 9WExHQFx9nFjVdztKJ6o2o Wed, 01 Apr 2026 09:40:00 +0000 <![CDATA[ Income and Life Expectancy Not Adding Up? An Annuity Could Solve the Equation ]]> https://www.kiplinger.com/retirement/annuities/how-annuities-can-help-with-longevity-risk TsoHvbd2Cwe6gcGV3FGiLK Wed, 01 Apr 2026 09:30:00 +0000 <![CDATA[ The IRMAA Income Trap Quiz: What Really Counts? ]]> https://www.kiplinger.com/puzzles/quizzes/the-irmaa-income-trap-quiz-what-really-counts iSmAFctPnekPQpGUjxH9YD Tue, 31 Mar 2026 20:00:00 +0000 <![CDATA[ We Are 63 With $5.7 Million. My Wife Wants to Buy Long-Term Care Insurance, but I Want to Self-Insure. Who Is Right? ]]> https://www.kiplinger.com/retirement/retirement-planning/we-are-63-with-usd5-7-million-my-wife-wants-to-buy-long-term-care-insurance-but-i-want-to-self-insure HeV28gVEyfJ6mnGpkEyDzg Tue, 31 Mar 2026 10:05:00 +0000 Fri, 03 Apr 2026 16:19:02 +0000 <![CDATA[ When Life Gives You Lemons, Don't Rush to Make Lemonade — or Financial Decisions ]]> https://www.kiplinger.com/retirement/retirement-planning/when-life-happens-dont-rush-to-make-financial-decisions 9nQWtN6Ekup73K7hfyjxoX Tue, 31 Mar 2026 09:40:00 +0000 <![CDATA[ When Paying for Financial Advice, Think Like Warren Buffett: Price Is What You Pay. Value Is What You Get ]]> https://www.kiplinger.com/retirement/retirement-planning/when-paying-for-financial-advice-think-like-warren-buffett cRsqnErBh3Hhez2qBt7TWW Tue, 31 Mar 2026 09:35:00 +0000 Tue, 31 Mar 2026 18:08:10 +0000 <![CDATA[ Your Retirement Needs a Sketchbook, Not Just a Spreadsheet: This Book Focuses on Your Life Goals Rather Than the Math ]]> https://www.kiplinger.com/retirement/happy-retirement/your-retirement-sketchbook-focuses-on-life-goals-rather-than-the-math DTwm3xfonNKi3Qj2UBF9Fn Tue, 31 Mar 2026 09:30:00 +0000 <![CDATA[ The Best Savings Accounts for Retirees to Maximize Your Cash ]]> https://www.kiplinger.com/personal-finance/savings-accounts/the-best-savings-accounts-for-retirees mfroGYsMabnS7Mhg2HyhZM Mon, 30 Mar 2026 10:00:00 +0000 Mon, 30 Mar 2026 18:38:42 +0000 <![CDATA[ The Two-Lifetime Challenge: How to Fund Your Retirement and Theirs ]]> https://www.kiplinger.com/retirement/retirement-planning/the-two-lifetime-challenge-how-to-fund-your-retirement-and-theirs mZ8zJVVabTE9Fa5EwtDqXx Mon, 30 Mar 2026 09:55:00 +0000 <![CDATA[ Like Baking a Cake, Plan Your Retirement With Core Ingredients, But Personalize the Frosting ]]> https://www.kiplinger.com/retirement/retirement-planning/plan-your-retirement-with-core-ingredients-but-personalize-the-frosting LohCRmPQrhEkKkSQCoRhv3 Mon, 30 Mar 2026 08:40:00 +0000 <![CDATA[ The Retirement Risk No One Likes to Talk About: You, Still Here ]]> https://www.kiplinger.com/retirement/retirement-planning/longevity-the-retirement-risk-no-one-likes-to-talk-about BrmLxqc28RUfiErHjj5iBU Sat, 28 Mar 2026 09:35:00 +0000 <![CDATA[ Hybrid Funds Offer Growth and Cash Flow in Retirement ]]> https://www.kiplinger.com/retirement/retirement-planning/hybrid-funds-offer-growth-and-cash-flow-in-retirement p7GWtBNVRDEqUV1mVdeHqW Fri, 27 Mar 2026 10:05:00 +0000 <![CDATA[ 'We Have Food at Home': The 'Midwestern Millionaire' Mentality That's Built a Fortune ]]> https://www.kiplinger.com/retirement/retirement-planning/the-midwestern-millionaire-mentality-thats-built-a-fortune gTrQ6MujvFJjrdc782PmYQ Fri, 27 Mar 2026 09:45:00 +0000 <![CDATA[ 3 Options for Setting Up Your Retirement Paycheck: Choose the One That Suits You ]]> https://www.kiplinger.com/retirement/retirement-planning/options-for-setting-up-your-retirement-paycheck u65WvvtXUPGzWcjZbKVsyP Thu, 26 Mar 2026 09:35:00 +0000 <![CDATA[ Your 401(k) Is Sitting Pretty Right Now: It Could Be Time to Rethink Your Strategy ]]> https://www.kiplinger.com/retirement/retirement-planning/time-to-rethink-your-401k-strategy pzdcCSsjnCEV7RQi3n47fQ Wed, 25 Mar 2026 09:40:00 +0000 <![CDATA[ QUIZ: Are You Ready To Retire at 70? ]]> https://www.kiplinger.com/puzzles/quizzes/quiz-are-you-ready-to-retire-at-70 bShTWE37WjtzYWgHdiGPsK Tue, 24 Mar 2026 15:00:00 +0000 <![CDATA[ Will a Financial Professional Always Act in Your Best Interests? 1 Question Will Tell You — and It's Not 'Are You a Fiduciary?' ]]> https://www.kiplinger.com/retirement/retirement-planning/will-a-financial-adviser-act-in-your-best-interests-this-question-will-tell-you 4X32p5PRAhuqjF9r4V7S7D Tue, 24 Mar 2026 09:30:00 +0000 Tue, 24 Mar 2026 19:48:17 +0000 <![CDATA[ Quiz: Can You Hit 'Reset' on Your Social Security Check? ]]> https://www.kiplinger.com/puzzles/quizzes/quiz-can-you-hit-reset-on-your-social-security-check tXoWhUGs9D3HZNXAj8QLUg Mon, 23 Mar 2026 19:07:09 +0000 <![CDATA[ Beyond the 183-Day Rule: How to Protect Your Retirement Wealth After Moving to a Cheaper State ]]> https://www.kiplinger.com/retirement/retirement-planning/beyond-the-183-day-rule-how-to-protect-your-retirement-wealth-after-moving-to-a-cheaper-state VprCGoqHT6JRaEV6NgvoE6 Mon, 23 Mar 2026 10:05:00 +0000 Mon, 23 Mar 2026 19:53:40 +0000 <![CDATA[ Is Your Portfolio Missing This Key Ingredient? ]]> https://www.kiplinger.com/retirement/retirement-planning/private-investments-in-your-portfolio UDcqXjmVgwbxe69QhqpjhR Mon, 23 Mar 2026 09:35:00 +0000 Tue, 24 Mar 2026 21:21:42 +0000 <![CDATA[ Retirement Is an Endless Game (and That's Actually the Good News) ]]> https://www.kiplinger.com/retirement/retirement-planning/retirement-is-an-endless-game-how-to-play U7xcAR6cbm2xqMkYo9dahZ Sun, 22 Mar 2026 09:45:00 +0000 <![CDATA[ Retiring in the Next 12 Months? Answer These 3 Questions Before Your Paycheck Stops ]]> https://www.kiplinger.com/retirement/retirement-planning/retiring-in-the-next-year-answer-these-questions-before-your-paycheck-stops EQggjwk5uvUAYXMZJJQe4J Sun, 22 Mar 2026 09:40:00 +0000 <![CDATA[ A Market Crash Isn't Your Greatest Retirement Risk: The Real Threat Lies Closer to Home ]]> https://www.kiplinger.com/retirement/retirement-planning/your-greatest-retirement-risk-uncertainty Vz99u2PRA6Y2EKMMmt9MSV Sun, 22 Mar 2026 09:35:00 +0000 <![CDATA[ Retiring Near the Coast? What Waterfront Living Really Costs After 60 ]]> https://www.kiplinger.com/retirement/retirement-planning/what-waterfront-living-really-costs-after-60 EMdksRS2DwydAeL78AX8pZ Sat, 21 Mar 2026 10:15:00 +0000 Tue, 24 Mar 2026 21:44:25 +0000 <![CDATA[ Suddenly, Everyone Is a 'Founder' on LinkedIn: Should You Join Them? ]]> https://www.kiplinger.com/retirement/retirement-planning/claim-the-founder-title-after-55-launch-a-business-without-jeapordizing-your-retirement SGFYME9zdNnh8SfZ93Ws6H Fri, 20 Mar 2026 10:05:00 +0000 Tue, 24 Mar 2026 14:00:02 +0000 <![CDATA[ Markets Will Always Be Volatile: Your Retirement Doesn't Have to Be ]]> https://www.kiplinger.com/retirement/annuities/annuities-guaranteed-lifetime-income-and-volatile-markets EW5rcRfJSTjunpx6sKfFJ7 Fri, 20 Mar 2026 09:40:00 +0000 <![CDATA[ QUIZ: Are You Ready To Retire at 67? ]]> https://www.kiplinger.com/puzzles/quizzes/quiz-are-you-ready-to-retire-at-67 AZGwS2qKSefDRJKdeCLs5Y Thu, 19 Mar 2026 15:00:00 +0000 Fri, 20 Mar 2026 19:47:40 +0000 <![CDATA[ We're 67 With $3.1 Million. My Husband Loves His Part-Time Work, but It's Holding Us Back From Traveling in Retirement. ]]> https://www.kiplinger.com/retirement/retirement-planning/were-67-with-usd3-1-million-my-husband-loves-his-job-i-love-my-passport-can-we-make-travel-work-for-both-of-us uaLEoovvc9ZmZMcBthUaoR Wed, 18 Mar 2026 10:05:00 +0000 Tue, 24 Mar 2026 17:30:50 +0000 <![CDATA[ Unlock Housing Wealth and Tax Benefits by Adding Lifetime Annuities to Your Retirement Plan ]]> https://www.kiplinger.com/retirement/annuities/unlock-housing-wealth-and-tax-benefits-with-lifetime-annuities ytkyfp3UoAsQBBC8SC4PEC Wed, 18 Mar 2026 09:40:00 +0000 <![CDATA[ The '1% More' Rule For Your 30s and 40s ]]> https://www.kiplinger.com/retirement/retirement-planning/the-1-percent-more-rule-powerful-habit-for-pre-retirees RZYdTZHQ7fvuW5SvAjgJFD Mon, 16 Mar 2026 18:45:10 +0000 Tue, 17 Mar 2026 19:53:15 +0000