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                    <title><![CDATA[ Latest from Kiplinger in Refinancing ]]></title>
                <link>https://www.kiplinger.com/personal-finance/credit-debt/debt/refinancing</link>
        <description><![CDATA[ All the latest refinancing content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Sat, 10 Jan 2026 11:20:00 +0000</lastBuildDate>
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                                <item>
                                                            <title><![CDATA[ What to Watch for When Refinancing Your Home Mortgage ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/what-to-watch-for-when-refinancing-your-home-mortgage</link>
                                                                            <description>
                            <![CDATA[ A smart refinance can save you thousands, but only if you know how to avoid costly pitfalls, calculate true savings and choose the right loan for your goals. ]]>
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                                                                        <pubDate>Sat, 10 Jan 2026 11:20:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/y6bXaxMuSjVmCLsqSzRBjG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Home Mortgage Refinance Application and pen and calculator]]></media:description>                                                            <media:text><![CDATA[Home Mortgage Refinance Application and pen and calculator]]></media:text>
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                                                            <title><![CDATA[ A New Kind of HELOC Lets Homeowners Fund Remodels on Their Terms ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/home-improvement/trovy-home-renovation-financing</link>
                                                                            <description>
                            <![CDATA[ Finance home upgrades gradually, using the equity you already have. ]]>
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                                                                        <pubDate>Thu, 06 Nov 2025 18:02:45 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/iU3JSBbEvEtmprkyh4a6F5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple painting walls and renovating their home, having fun. ]]></media:description>                                                            <media:text><![CDATA[A couple painting walls and renovating their home, having fun. ]]></media:text>
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                                                            <title><![CDATA[ Falling Interest Rates: What They Mean for Homeowners, Savers and Investors ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/interest-rates/rate-drop-winners-and-losers</link>
                                                                            <description>
                            <![CDATA[ As interest rates fall, homeowners may celebrate while savers feel the pinch. Here’s what the change could mean for your money. ]]>
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                                                                        <pubDate>Thu, 18 Sep 2025 18:29:42 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Interest Rates]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HaKNTvqTHTA2z2Xc5DvVr8-1280-80.jpg">
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                                                            <title><![CDATA[ Refinance Applications Surge as Mortgage Rates Tumble ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/mortgage-market-shift-refinance-apps-up</link>
                                                                            <description>
                            <![CDATA[ The window to refinance is reopening as mortgage rates hit their lowest level in nearly a year. Here’s what the market shift means for homeowners. ]]>
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                                                                        <pubDate>Thu, 18 Sep 2025 17:29:44 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Nf5ywaqvnzT2o4aCHDAv77-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woodgrain background with  toy house and refinance on a tag.]]></media:description>                                                            <media:text><![CDATA[Woodgrain background with  toy house and refinance on a tag.]]></media:text>
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                                                            <title><![CDATA[ How Much Does It Costs to Refinance a Mortgage and Other Questions to Consider ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/how-refinancing-a-home-loan-works</link>
                                                                            <description>
                            <![CDATA[ Refinancing a mortgage works by replacing your current mortgage with a new one. It can save you money or let you tap the equity in your home, but it can take time to break even after upfront costs. ]]>
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                                                                        <pubDate>Mon, 29 Jul 2024 18:02:27 +0000</pubDate>                                                                                                                                <updated>Wed, 07 May 2025 18:45:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SDKQb5zX3JcW24DmaTyr6Y-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Photo of a calculator, a set of keys and a model house on top of financial papers]]></media:description>                                                            <media:text><![CDATA[Photo of a calculator, a set of keys and a model house on top of financial papers]]></media:text>
                                <media:title type="plain"><![CDATA[Photo of a calculator, a set of keys and a model house on top of financial papers]]></media:title>
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                                                            <title><![CDATA[ Best Time of Year to Buy A House  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/best-time-of-year-to-buy-a-house</link>
                                                                            <description>
                            <![CDATA[ You may find a good home deal at any time of year, but certain seasons or even months have the perfect blend of inventory, supply and price. Here's when to look. ]]>
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                                                                        <pubDate>Sat, 16 Sep 2023 12:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 01 Oct 2024 16:47:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/U5DCxXMAkUwdi2r4pFWavc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An unidentifiable man searching online for a new home, using a laptop computer internet web real estate listing search engine tool. His hands tap the keyboard as a typical, generic house residential structure and the text “Home Search” appear on the monitor screen. People shop using technology for e-commerce convenience.]]></media:description>                                                            <media:text><![CDATA[An unidentifiable man searching online for a new home, using a laptop computer internet web real estate listing search engine tool. His hands tap the keyboard as a typical, generic house residential structure and the text “Home Search” appear on the monitor screen. People shop using technology for e-commerce convenience.]]></media:text>
                                <media:title type="plain"><![CDATA[An unidentifiable man searching online for a new home, using a laptop computer internet web real estate listing search engine tool. His hands tap the keyboard as a typical, generic house residential structure and the text “Home Search” appear on the monitor screen. People shop using technology for e-commerce convenience.]]></media:title>
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                                                            <title><![CDATA[ Loan Lender Sued for 'Trapping' Borrowers ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/loans/loan-lender-sued-for-trapping-borrowers</link>
                                                                            <description>
                            <![CDATA[ Heights Finance was charged over a loan-churning scheme that aggressively pushed borrowers to refinance. ]]>
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                                                                        <pubDate>Thu, 31 Aug 2023 14:24:37 +0000</pubDate>                                                                                                                                <updated>Thu, 31 Aug 2023 14:44:45 +0000</updated>
                                                                                                                                            <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Joey Solitro ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/J7WAtpqnSKUededrwbWgTT-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A windowed wall with the word &quot;bank&quot; on it. ]]></media:description>                                                            <media:text><![CDATA[A windowed wall with the word &quot;bank&quot; on it. ]]></media:text>
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                                                            <title><![CDATA[ How a Home Equity Line of Credit (HELOC) Works ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cash-in-on-your-home-equity</link>
                                                                            <description>
                            <![CDATA[ You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks. ]]>
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                                                                        <pubDate>Mon, 10 Apr 2023 16:36:07 +0000</pubDate>                                                                                                                                <updated>Wed, 07 Jan 2026 21:51:28 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                <author><![CDATA[ emma.patch@futurenet.com (Emma Patch) ]]></author>                    <dc:creator><![CDATA[ Emma Patch ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PTpZyp7YLFaPjof9tw3cEB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A small toy house sitting amongst coins]]></media:description>                                                            <media:text><![CDATA[A small toy house sitting amongst coins]]></media:text>
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                                                            <title><![CDATA[ Retirees: Cohousing is Growing. Is it Right for You? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirees-cohousing-is-growing-is-it-right-for-you</link>
                                                                            <description>
                            <![CDATA[ This model of housing is designed to increase interaction. For some retirees, this is a draw. But you should know the details. ]]>
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                                                                        <pubDate>Tue, 04 Oct 2022 21:08:00 +0000</pubDate>                                                                                                                                <updated>Wed, 05 Oct 2022 15:14:56 +0000</updated>
                                                                                                                                            <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Susan J. Wells ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/F6gTt3etA2pPQzSpxyxnmn-1280-80.jpg">
                                                            <media:credit><![CDATA[Bristol Village]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Photograph of Bristil Village]]></media:description>                                                            <media:text><![CDATA[Photograph of Bristil Village]]></media:text>
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                                                            <title><![CDATA[ Make a Plan to Start Repaying Student Loans ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-debt/loans/student-loans/603185/make-a-plan-to-start-repaying-student-loans</link>
                                                                            <description>
                            <![CDATA[ The pandemic-era pause on student loan repayments is scheduled to end September 30. If you can’t afford payments, you have options. ]]>
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                                                                        <pubDate>Thu, 29 Jul 2021 10:40:39 +0000</pubDate>                                                                                                                                <updated>Thu, 29 Jul 2021 14:47:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Student Loans]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                <author><![CDATA[ emma.patch@futurenet.com (Emma Patch) ]]></author>                    <dc:creator><![CDATA[ Emma Patch ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Ew6W8hEmZNaYECUtAx35ui-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[photo illustration of grad cap and money]]></media:description>                                                            <media:text><![CDATA[photo illustration of grad cap and money]]></media:text>
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                                                            <title><![CDATA[ PODCAST: This Hot Housing Market with Daniel Bortz ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/602559/podcast-this-hot-housing-market-with-daniel-bortz</link>
                                                                            <description>
                            <![CDATA[ Home sales and prices have been on a tear and are forecast to continue to rise in 2021. Whether you're hoping to sell, buy or refi, contributing writer Daniel Bortz has insights for you. Also: What to make of SPACs? ]]>
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                                                                        <pubDate>Wed, 31 Mar 2021 01:10:27 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ David Muhlbaum ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LybuSekJQX2eELqjDFF2jG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[person touring home for sale]]></media:description>                                                            <media:text><![CDATA[person touring home for sale]]></media:text>
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                                                            <title><![CDATA[ Tap Your Home's Equity for Retirement Income ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-debt/debt/refinancing/602471/tap-home-equity-for-extra-income</link>
                                                                            <description>
                            <![CDATA[ If you're looking for extra retirement income, it's worth checking close to home. We look at four ways to use your home equity as a source of regular income. ]]>
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                                                                        <pubDate>Thu, 25 Mar 2021 13:37:47 +0000</pubDate>                                                                                                                                <updated>Tue, 16 Apr 2024 22:33:35 +0000</updated>
                                                                                                                                            <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rivan V. Stinson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8K5aeyhb2PLMEyq7xwtGPh-1280-80.jpg">
                                                            <media:credit><![CDATA[Illustrations by Anna Godeassi]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[illustration of woman taking money out of her home]]></media:description>                                                            <media:text><![CDATA[illustration of woman taking money out of her home]]></media:text>
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                                                            <title><![CDATA[ 9 Ways to Raise Cash Quickly ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/saving/t065-s002-ways-to-raise-cash-quickly/index.html</link>
                                                                            <description>
                            <![CDATA[ The $2 trillion coronavirus stimulus package is providing a $1,200 check for millions of Americans. ]]>
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                                                                        <pubDate>Wed, 06 May 2020 21:19:34 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Banking]]></category>
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                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
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                                                    <category><![CDATA[Life Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[IRAs]]></category>
                                                    <category><![CDATA[Debt Management]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Nu8f9wjCyTJbokCiLhazJa-1280-80.jpg">
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                                                            <title><![CDATA[ Hey, Retirees: Looking for a Tax-Free Source of Income? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t037-c032-s014-a-tax-free-income-source-for-retirees-to-consider.html</link>
                                                                            <description>
                            <![CDATA[ In challenging times, federally insured home equity conversion mortgages offer an outside-the-box income option for those 62 and older. ]]>
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                                                                        <pubDate>Wed, 08 Apr 2020 13:27:39 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
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                                                    <category><![CDATA[Debt]]></category>
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                                                                                                <author><![CDATA[ charlie@cwrawl.com (Charles Rawl, CFP®, RICP®) ]]></author>                    <dc:creator><![CDATA[ Charles Rawl, CFP®, RICP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4SGyVX3YratAVz5im69st5-1280-80.jpg">
                                                            <media:credit><![CDATA[@CHANGYENCHAM (@CHANGYENCHAM (Photographer) - [None]]]></media:credit>
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                                                            <title><![CDATA[ The Pandemic Gives Borrowers a Break on Rates ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/credit/t040-c000-s002-coronavirus-pandemic-interest-rates-drop.html</link>
                                                                            <description>
                            <![CDATA[ Low rates reduce the cost of mortgages and other loans. ]]>
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                                                                        <pubDate>Fri, 03 Apr 2020 10:05:55 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                            <title><![CDATA[ 11 Ways the CARES Act and Other Government Measures Could Help You in 2020 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/spending/t063-s001-ways-the-stimulus-package-could-help-you-in-2020/index.html</link>
                                                                            <description>
                            <![CDATA[ Hopefully, the CARES Act and other coronavirus stimulus measures will get the U.S. economy back on track. Some of the changes made could improve your own financial health in 2020, too. ]]>
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                                                                        <pubDate>Tue, 31 Mar 2020 14:06:32 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Unemployment]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Student Loans]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Social Security]]></category>
                                                    <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[IRAs]]></category>
                                                    <category><![CDATA[Tax Filing]]></category>
                                                    <category><![CDATA[required minimum distributions (RMDs)]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rocky Mengle ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/a7Bqqwsqz6iWs9NZy8mQcJ-1280-80.jpg">
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                                                            <title><![CDATA[ Low Interest Rates Reduce the Cost of Mortgages ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t040-c000-s003-low-interest-rates-reduce-the-cost-of-mortgages.html</link>
                                                                            <description>
                            <![CDATA[ Interest rate reductions triggered by the coronavirus crisis can create money-saving opportunities for mortgage shoppers. ]]>
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                                                                        <pubDate>Thu, 19 Mar 2020 16:03:56 +0000</pubDate>                                                                                                                                <updated>Thu, 26 Mar 2020 17:00:01 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Mark Solheim) ]]></author>                    <dc:creator><![CDATA[ Mark Solheim ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wpGQBMj95bznFrRDEFA8LY-1280-80.jpg">
                                                            <media:credit><![CDATA[MCCAIG]]></media:credit>
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                                                            <title><![CDATA[ Using a Construction Loan to Build Your Retirement Dream Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/retirement/t040-c032-s014-using-a-construction-loan-to-build-your-dream-home.html</link>
                                                                            <description>
                            <![CDATA[ Construction loans operate a little differently than a typical home mortgage, so you need to know a couple of things: like what's the difference between a construction-to-permanent loan and a stand-alone construction loan. ]]>
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                                                                        <pubDate>Thu, 24 Oct 2019 07:07:48 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rick Bechtel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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                                                            <title><![CDATA[ How You Can 'TAP' into Home Equity to Help Keep Your Retirement Stable ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t064-c032-s014-tap-into-home-equity-to-help-keep-retirement-safe.html</link>
                                                                            <description>
                            <![CDATA[ When used judiciously, a home equity line of credit, or HELOC, can be a tool to help retirees control their taxes and can serve as a potential backstop when unexpected expenses hit. ]]>
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                                                                        <pubDate>Tue, 08 Oct 2019 08:54:09 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
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                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Taxes]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Pete Lang, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                            <title><![CDATA[ Unconventional Mortgage Loans Are Making a Comeback ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t040-c000-s002-unconventional-mortgage-loans-making-a-comeback.html</link>
                                                                            <description>
                            <![CDATA[ Lenders are making it easier to get loans, but a repeat of the housing crisis isn’t in the cards. ]]>
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                                                                        <pubDate>Thu, 03 Oct 2019 10:49:41 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
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                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Debt]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Patricia Mertz Esswein ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                            <title><![CDATA[ Should a Widow Pay Off Her Mortgage? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t040-c032-s014-should-a-widow-pay-off-her-mortgage.html</link>
                                                                            <description>
                            <![CDATA[ For some people who lose their spouse, it could make perfect sense. For others, not so much. Here's how to judge what could be a prudent approach in this stressful and confusing time. ]]>
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                                                                        <pubDate>Thu, 05 Sep 2019 07:51:08 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
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                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Michael Aloi, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3fGFNdrS5jSVU63pYYaz9V-1280-80.jpg">
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                                                            <title><![CDATA[ Tips for Dealing with Debt in Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/retirement/t025-c000-s004-tips-for-dealing-with-debt-in-retirement.html</link>
                                                                            <description>
                            <![CDATA[ Savvy financial moves and strategic belt-tightening can tame even the most fearsome debt loads and help put retirees' golden years back in the black. ]]>
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                                                                        <pubDate>Fri, 30 Aug 2019 09:09:48 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Eleanor Laise ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                            <title><![CDATA[ Now Is a Good Time to Refinance ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t040-c000-s002-now-is-a-good-time-to-refinance.html</link>
                                                                            <description>
                            <![CDATA[ You may benefit even if you can’t reduce your mortgage rate by a full percentage point. ]]>
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                                                                        <pubDate>Thu, 01 Aug 2019 17:28:51 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Interest Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Patricia Mertz Esswein ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
                                <media:title type="plain"><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:title>
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                                                            <title><![CDATA[ The Bank of Mom and Pop: The Benefits Afforded by Intrafamily Lending ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/credit/t065-c032-s014-the-bank-of-mom-and-pop-intrafamily-lending.html</link>
                                                                            <description>
                            <![CDATA[ Sometimes skipping the costs and hassles of commercial bank loans can make perfect sense, saving the borrower some money and helping the lender with their estate planning goals. ]]>
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                                                                        <pubDate>Wed, 03 Jul 2019 08:39:13 +0000</pubDate>                                                                                                                                <updated>Wed, 03 Jul 2019 10:17:32 +0000</updated>
                                                                                                                                            <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Casey Robinson, CFP ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RiUdoeDx9mRJPJJymaSADE-1280-80.jpg">
                                                            <media:credit><![CDATA[Don Bayley]]></media:credit>
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                                                            <title><![CDATA[ What You Need to Know About the Shadow Banking System Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/credit/t040-c032-s014-what-you-need-to-know-about-shadow-banking-system.html</link>
                                                                            <description>
                            <![CDATA[ There's a chance that you may have a loan with a "shadow bank" and not even know it. What exactly are shadow banks, and what risks and rewards do they represent? ]]>
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                                                                        <pubDate>Fri, 21 Jun 2019 08:22:10 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Craig Kirsner, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XLSMtxormxSnGmcQwTR3cQ-1280-80.jpg">
                                                            <media:credit><![CDATA[Phil Leo / Michael Denora]]></media:credit>
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                                                            <title><![CDATA[ Smart Ways to Give (or Lend) Money to Family ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/spending/t065-c000-s002-smart-ways-to-lend-money-to-family.html</link>
                                                                            <description>
                            <![CDATA[ Keep good records, and don’t hand over money you can’t afford to lose. ]]>
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                                                                        <pubDate>Thu, 06 Jun 2019 09:41:29 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Student Loans]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Eileen Ambrose ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/roN2hhgXubevmKdWeVPem6-1280-80.jpg">
                                                            <media:credit><![CDATA[(C)2013 Hero Images Inc. All rights reserved. ((C)2013 Hero Images Inc. All rights reserved. (Photographer) - [None]]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[stocks]]></media:description>                                                            <media:text><![CDATA[stocks]]></media:text>
                                <media:title type="plain"><![CDATA[stocks]]></media:title>
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                                                            <title><![CDATA[ Arizona Retirement: Nine Things You Must Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/retirement/t006-s001-9-reasons-you-should-retire-in-arizona/index.html</link>
                                                                            <description>
                            <![CDATA[ The Grand Canyon State offers so much more than that gorgeous hole in the ground. Check out whether you'd like to spend your golden years in this southwestern state. ]]>
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                                                                        <pubDate>Fri, 19 Apr 2019 13:00:19 +0000</pubDate>                                                                                                                                <updated>Wed, 20 Aug 2025 16:35:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                                                                                    <dc:creator><![CDATA[ Bob Niedt ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wq3w4MQpXNyVMUdHLJmRCD-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Scenic view of field against sky during sunset, Tucson, Arizona]]></media:description>                                                            <media:text><![CDATA[Scenic view of field against sky during sunset, Tucson, Arizona]]></media:text>
                                <media:title type="plain"><![CDATA[Scenic view of field against sky during sunset, Tucson, Arizona]]></media:title>
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                                                            <title><![CDATA[ Zillow Moves to Improve Home Price Estimates ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t010-c000-s002-zillow-moves-to-improve-home-price-estimates.html</link>
                                                                            <description>
                            <![CDATA[ First free online home pricing site aims to tweak its accuracy and avoid unrealistic expectations of homeowners. ]]>
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                                                                        <pubDate>Tue, 09 Apr 2019 17:14:31 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Patricia Mertz Esswein ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YnQcVck68pbuAxkw4QR857-1280-80.jpg">
                                                            <media:credit><![CDATA[Andy Dean Photography (Andy Dean Photography (Photographer) - [None]]]></media:credit>
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                                                            <title><![CDATA[ 9 Ways to Get Extra Cash From Your House ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/real-estate/t029-s001-ways-to-get-extra-cash-from-your-house/index.html</link>
                                                                            <description>
                            <![CDATA[ If you're a homeowner looking to rake in some extra money, whether to fund a much-needed renovation or to afford a much-needed dream vacation, don't dismiss using your house as a means to generate additional income. ]]>
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                                                                        <pubDate>Tue, 02 Apr 2019 09:31:31 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Mar 2023 08:55:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Andrea Browne Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AWxp7aVmSNHpKYBqtFX4yV-1280-80.jpg">
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                                                            <title><![CDATA[ 10 Things You Didn't Know About Living in a Tiny Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/real-estate/t010-s001-things-you-didn-t-know-about-living-in-a-tiny-home/index.html</link>
                                                                            <description>
                            <![CDATA[ It's a lazy weekend and you’re plunked down on the couch channel surfing. ]]>
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                                                                        <pubDate>Tue, 22 Jan 2019 12:42:14 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Andrea Browne Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uZgLt9Bzo92H9AcaaHw5S-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[home prices]]></media:description>                                                            <media:text><![CDATA[home prices]]></media:text>
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                                                            <title><![CDATA[ Make the Most of Potential Tax Deductions Under the New Tax Law ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/taxes/t055-c001-s003-make-the-most-of-tax-deductions-under-new-tax-law.html</link>
                                                                            <description>
                            <![CDATA[ With some year-end planning, you may still find it worthwhile to file an itemized return to lower your 2018 tax bill. ]]>
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                                                                        <pubDate>Mon, 03 Dec 2018 16:17:41 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Tax Filing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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                                                            <title><![CDATA[ Keys to Lock In Lifetime Retirement Income ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/retirement/t037-c000-s004-keys-to-lock-in-lifetime-retirement-income.html</link>
                                                                            <description>
                            <![CDATA[ Guaranteed income for life, and the peace of mind that comes with it, is within reach. Here's how. ]]>
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                                                                        <pubDate>Fri, 30 Nov 2018 10:22:57 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Social Security]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Eleanor Laise ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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                                                            <title><![CDATA[ New Strategies for Smart Borrowing ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/credit/t040-c000-s002-new-strategies-for-smart-borrowing.html</link>
                                                                            <description>
                            <![CDATA[ Rising interest rates and new tax rules mean taking a different approach to how you shop for loans and manage your debt. ]]>
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                                                                        <pubDate>Thu, 29 Nov 2018 23:05:28 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Miriam Cross ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aSPtivwqZT67HgK385vR7k-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/iStockphoto]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[NPK_7625.JPG]]></media:description>                                                            <media:text><![CDATA[Business man displaying a spread of cash over,spending money or profit from business operations concept]]></media:text>
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                                                            <title><![CDATA[ Getting a Loan Could Get Easier ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/credit/t040-c000-s002-getting-a-loan-could-get-easier.html</link>
                                                                            <description>
                            <![CDATA[ UltraFICO will benefit young people and retirees with limited credit history. ]]>
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                                                                        <pubDate>Thu, 29 Nov 2018 17:58:52 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rivan V. Stinson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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                                                            <title><![CDATA[ Home Buyers, What $300,000 Buys in 21 Big Cities Across the U.S. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/real-estate/t010-s001-what-300k-buys-in-today-s-housing-market-2018/index.html</link>
                                                                            <description>
                            <![CDATA[ The national median sales price for existing single-family homes hit $269,000 in the second quarter of this year, according to the National Association of Realtors. ]]>
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                                                                        <pubDate>Fri, 12 Oct 2018 17:42:26 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Mar 2023 08:54:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Andrea Browne Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pyZdWpVH6t4Xk2nckwxPdk-1280-80.jpg">
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                                                            <title><![CDATA[ Making Extra Mortgage Payments? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t025-c032-s014-making-extra-mortgage-payments-not-so-fast.html</link>
                                                                            <description>
                            <![CDATA[ While paying off your home's mortgage may give you a great feeling of liberation and peace of mind, there are a couple of issues to consider. ]]>
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                                                                        <pubDate>Thu, 13 Sep 2018 07:30:09 +0000</pubDate>                                                                                                                                <updated>Fri, 21 Sep 2018 20:32:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Debt Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Michael Tove, CEP, RFC ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4bALmy5eNB66UH3QB49nUS-1280-80.jpg">
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                                                            <title><![CDATA[ Great Tiny Homes for Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/retirement/t037-s001-great-tiny-homes-for-retirement-2018/index.html</link>
                                                                            <description>
                            <![CDATA[ If you're planning for retirement, downsizing is likely near the top of your to-do list. ]]>
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                                                                        <pubDate>Wed, 15 Aug 2018 10:00:38 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Aug 2018 10:59:08 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Andrea Browne Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GSw7Zmt3cGoJyCJNSv7hzN-1280-80.jpg">
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                                                            <title><![CDATA[ The Big Short ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/business/t052-c039-s002-the-big-short.html</link>
                                                                            <description>
                            <![CDATA[ Publisher: Norton, W. ]]>
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                                                                        <pubDate>Mon, 09 Jul 2018 15:03:07 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Business]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Miriam Cross ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mSUe7GGMb53NR5fYv9ToAS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Stock Market Discussion]]></media:description>                                                            <media:text><![CDATA[Stock Market Discussion]]></media:text>
                                <media:title type="plain"><![CDATA[Stock Market Discussion]]></media:title>
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                                                            <title><![CDATA[ 16 Retirement Mistakes You Will Regret Forever ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/retirement/t047-s001-retirement-mistakes-you-will-regret-forever/index.html</link>
                                                                            <description>
                            <![CDATA[ From saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years. ]]>
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                                                                        <pubDate>Tue, 19 Jun 2018 13:02:37 +0000</pubDate>                                                                                                                                <updated>Fri, 20 Feb 2026 00:16:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Social Security]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[IRAs]]></category>
                                                    <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Bob Niedt ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UzALJ35QZ8yhdjYbtJW6V7-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[eraser and word mistakes, concept of Making Changing]]></media:description>                                                            <media:text><![CDATA[eraser and word mistakes, concept of Making Changing]]></media:text>
                                <media:title type="plain"><![CDATA[eraser and word mistakes, concept of Making Changing]]></media:title>
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                                                            <title><![CDATA[ Buying a Home Could be a Bad Career Move ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t012-c032-s014-buying-a-home-could-be-a-bad-career-move.html</link>
                                                                            <description>
                            <![CDATA[ American dream or ball and chain? We’ve heard so many times that homes are the ultimate investment, but your job advancement and long-term salary potential could be hindered if you’re tied down. ]]>
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                                                                        <pubDate>Wed, 13 Jun 2018 09:18:50 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VDECUd5RhantGj2kV5g3H4-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Movers carrying sofa from moving van to house]]></media:description>                                                            <media:text><![CDATA[Movers carrying sofa from moving van to house]]></media:text>
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                                                            <title><![CDATA[ Wells Fargo Tries to Make Amends ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/saving/t035-c000-s002-wells-fargo-tries-to-make-amends.html</link>
                                                                            <description>
                            <![CDATA[ If you were a victim of its fraudulent activities, take the initiative to claim your money. ]]>
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                                                                        <pubDate>Wed, 06 Jun 2018 22:37:31 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kaitlin Pitsker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
                                <media:title type="plain"><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:title>
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                                                            <title><![CDATA[ 7 Ways Higher Interest Rates Will Hit Your Pocketbook, Portfolio ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/investing/t038-s001-7-ways-higher-interest-rates-affect-pocketbook/index.html</link>
                                                                            <description>
                            <![CDATA[ The rate on the benchmark 10-year Treasury note has moved from 2.06% in September 2017 to a temporary high above 3.12% in May. ]]>
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                                                                        <pubDate>Tue, 05 Jun 2018 14:28:51 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Student Loans]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Mutual Funds]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[Dividend Stocks]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                                                                                    <dc:creator><![CDATA[ Michael Kahn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fRUutLp3c4DBPAqnHKcatW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Bank calculates the home loan rate]]></media:description>                                                            <media:text><![CDATA[Bank calculates the home loan rate]]></media:text>
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                                                            <title><![CDATA[ Planning for Retirement: Should You Pay Off the House Early? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/retirement/t040-c000-s004-planning-for-retirement-pay-off-the-house-early.html</link>
                                                                            <description>
                            <![CDATA[ The new tax law adds wrinkles for homeowners deciding whether or not to retire without a mortgage. ]]>
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                                                                        <pubDate>Tue, 05 Jun 2018 10:33:42 +0000</pubDate>                                                                                                                                <updated>Thu, 07 Jun 2018 11:23:44 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Debt Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mary Kane ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zBoJ9RQGfbiiRfSPNwBbJW-1280-80.jpg">
                                                            <media:credit><![CDATA[Nicolas Hansen]]></media:credit>
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                                                            <title><![CDATA[ Beware Closing Cost Scams ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t010-c000-s002-beware-closing-cost-scams.html</link>
                                                                            <description>
                            <![CDATA[ Home buyers are being tricked into wiring their money to crooks. ]]>
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                                                                        <pubDate>Thu, 08 Mar 2018 12:56:01 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Thomas H. Blanton ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cjgTEzQLJU9qkT9gZ5TPR4-1280-80.jpg">
                                                            <media:credit><![CDATA[junce]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A warning sign warning about Scam in road ahead.]]></media:description>                                                            <media:text><![CDATA[A warning sign warning about Scam in road ahead.]]></media:text>
                                <media:title type="plain"><![CDATA[A warning sign warning about Scam in road ahead.]]></media:title>
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                                                            <title><![CDATA[ 7 Ways to Retire Without a Mortgage ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/retirement/t040-s001-best-ways-to-retire-without-a-mortgage-on-your-hom/index.html</link>
                                                                            <description>
                            <![CDATA[ Admit it: Whether you're 35 or 65, the prospect of retiring without a mortgage is an attractive one. ]]>
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                                                                        <pubDate>Thu, 01 Mar 2018 12:55:37 +0000</pubDate>                                                                                                                                <updated>Fri, 22 Nov 2019 14:14:56 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Debt Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Michael DeSenne ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tqFfr69eDveGPbTsiX8qiH-1280-80.jpg">
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                                                            <title><![CDATA[ New Tax Law: 8 Smart Tax Strategies for Retirees ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/retirement/t055-s004-new-tax-law-8-smart-tax-strategies-for-retirees/index.html</link>
                                                                            <description>
                            <![CDATA[ The federal tax code is undergoing its first significant makeover in 30 years. ]]>
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                                                                        <pubDate>Mon, 12 Feb 2018 08:40:41 +0000</pubDate>                                                                                                                                <updated>Fri, 23 Feb 2018 14:19:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Law]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[IRAs]]></category>
                                                    <category><![CDATA[Tax Filing]]></category>
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                                                    <category><![CDATA[Credit &amp; Debt]]></category>
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                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachel L. Sheedy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VnfHqpuDkNq9UW43XdBJ9n-1280-80.jpg">
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                                                            <title><![CDATA[ 3 Upsides of Rising Interest Rates ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/credit/t019-c000-s002-3-upsides-of-rising-interest-rates.html</link>
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                            <![CDATA[ The Federal Reserve is slowly turning the volume back up on interest rates. For some, there's a silver lining. ]]>
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                                                                        <pubDate>Thu, 01 Feb 2018 14:09:18 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Banking]]></category>
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                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6AMHtaTFFKnWwzpw3iTVKU-1280-80.jpg">
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                                                            <title><![CDATA[ House Hunters: Learn from My Rookie Mistakes ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t050-c032-s014-house-hunters-learn-from-my-rookie-mistakes.html</link>
                                                                            <description>
                            <![CDATA[ When I bought my first home in my 20s, I had worked hard and saved for a down payment. But I didn't do all the homework a buyer should do. Looking back years later, here are seven financial tips for house hunters today. ]]>
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                                                                        <pubDate>Fri, 15 Dec 2017 00:00:01 +0000</pubDate>                                                                                                                                <updated>Fri, 15 Dec 2017 07:59:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
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                                                    <category><![CDATA[Debt]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Deborah L. Meyer, CPA/PFS, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ucjHhSv4YRPMM2hjZpThNn-1280-80.jpg">
                                                            <media:credit><![CDATA[jonya]]></media:credit>
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                                                            <title><![CDATA[ New Rules for Reverse Mortgages ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t040-c000-s009-new-rules-for-reverse-mortgages.html</link>
                                                                            <description>
                            <![CDATA[ The government is changing the loan's insurance costs and reducing how much applicants can borrow—and the window for borrowing under the old rules is closing fast. ]]>
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                                                                        <pubDate>Mon, 11 Sep 2017 00:00:01 +0000</pubDate>                                                                                                                                <updated>Mon, 11 Sep 2017 16:10:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachel L. Sheedy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CHqdczkPKf5fV6L2cyeUYo-1280-80.jpg">
                                                            <media:credit><![CDATA[Debbi Smirnoff]]></media:credit>
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                                                            <title><![CDATA[ Kids Leaving Home? How New Empty Nesters Can Save, Invest ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/saving/t065-c032-s014-kids-leaving-home-empty-nesters-can-save-invest.html</link>
                                                                            <description>
                            <![CDATA[ Whether your kids are off to college or to kindergarten, becoming an empty nester could free up a big chunk of money for parents. It could help fund your retirement or pay off your mortgage in half the time. ]]>
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                                                                        <pubDate>Thu, 31 Aug 2017 00:00:01 +0000</pubDate>                                                                                                                                <updated>Thu, 31 Aug 2017 07:37:54 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[IRAs]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Debt Management]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
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                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Lisa Brown, CFP®, CIMA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GbxSxJ5oaqB2unZhiVGiRX-1280-80.jpg">
                                                            <media:credit><![CDATA[Copyright 2014 Cheryl Lynn Mitchell]]></media:credit>
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