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                    <title><![CDATA[ Latest from Kiplinger in Real-estate ]]></title>
                <link>https://www.kiplinger.com/real-estate</link>
        <description><![CDATA[ All the latest real-estate content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Thu, 30 Apr 2026 14:31:00 +0000</lastBuildDate>
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                                <item>
                                                            <title><![CDATA[ North Carolina’s $15,000 Forgivable Mortgage: How to Qualify in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/north-carolina-down-payment-assistance-program</link>
                                                                            <description>
                            <![CDATA[ Moving to NC in 2026? Learn how to secure 0% interest down payment assistance and what the loan "forgiveness" period means for your taxes. ]]>
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                                                                        <pubDate>Thu, 30 Apr 2026 14:31:00 +0000</pubDate>                                                                                                                                <updated>Thu, 30 Apr 2026 15:27:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/D33YjpwjUFwxUHEwyHgyAf-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Traditional house in rural setting with porch, decorative shutters, front lawn, flowers and trees. ]]></media:description>                                                            <media:text><![CDATA[Traditional house in rural setting with porch, decorative shutters, front lawn, flowers and trees. ]]></media:text>
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                                                            <title><![CDATA[ The 9% Solution: An Expert Guide to Retirement Tax Breaks That Could Cut Your Tax Rate Nearly in Half ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/expert-guide-to-retirement-tax-breaks-to-cut-your-tax-rate</link>
                                                                            <description>
                            <![CDATA[ Incorporating housing wealth and lifetime annuities in your retirement income plan can offer a significant tax-cost advantage over an investment-only plan. ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zdLAww4Fpbei84QqNBooHe-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Scissors cut the word &quot;taxes&quot; in half horizontally.]]></media:description>                                                            <media:text><![CDATA[Scissors cut the word &quot;taxes&quot; in half horizontally.]]></media:text>
                                <media:title type="plain"><![CDATA[Scissors cut the word &quot;taxes&quot; in half horizontally.]]></media:title>
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                                                            <title><![CDATA[ Your Stock Portfolio Just Got Hammered: Here's a Tax-Smart Way to Recover ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/capital-gains-tax/your-portfolio-just-got-hammered-a-tax-smart-way-to-recover</link>
                                                                            <description>
                            <![CDATA[ If your stock portfolio took a beating this spring, there's a little-known tax strategy that lets you defer — and potentially eliminate — capital gains taxes. ]]>
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                                                                        <pubDate>Mon, 27 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Capital Gains Tax]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ dgoodwin@providentwealthllc.com (Daniel Goodwin) ]]></author>                    <dc:creator><![CDATA[ Daniel Goodwin ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Vs5GkaDGALBUkqxwrLuwkD-1280-80.jpg">
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                                                            <title><![CDATA[ Buying a Home With Your 401(k)? Consider the Risk to Your Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/using-your-your-401k-to-buy-a-home-can-risk-your-retirement</link>
                                                                            <description>
                            <![CDATA[ Pulling money from a 401(k) to buy a property now means you'll lose the power of compounding — and decades of potential growth those funds could have generated. ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mike McCracken ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SpiD2p4V9F8SihTb9RqDAR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Young couple viewing a house]]></media:description>                                                            <media:text><![CDATA[Young couple viewing a house]]></media:text>
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                                                            <title><![CDATA[ I'm Retired and Hate Being a Landlord. Should I Sell My Rental Property? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/rental-property-retiree-landlord-should-i-sell</link>
                                                                            <description>
                            <![CDATA[ Owning rental properties in retirement can be a headache. If you want to work out whether it's better to sell or keep going, here's what you need to consider. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ EBeach@exit59advisory.com (Evan T. Beach, CFP®, AWMA®) ]]></author>                    <dc:creator><![CDATA[ Evan T. Beach, CFP®, AWMA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TD2J5YbLv4Z9ybT8GxS7Ee-1280-80.jpg">
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                                                            <title><![CDATA[ How Does This Iran Oil Crisis Compare to the 1979 Iran Oil Crisis? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-does-this-iran-oil-crisis-compare-to-the-1979-iran-oil-crisis</link>
                                                                            <description>
                            <![CDATA[ Americans faced a similar oil crisis 47 years ago. Here’s how today compares. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Wed, 22 Apr 2026 19:30:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8gsBNW2HDiJzTxByoqeQWX-1280-80.jpg">
                                                            <media:credit><![CDATA[Smith Collection/Gado / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A man in a suit stands at a gas station, trying to hitchhike in the 1970s.]]></media:description>                                                            <media:text><![CDATA[A man in a suit stands at a gas station, trying to hitchhike in the 1970s.]]></media:text>
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                                                            <title><![CDATA[ Ohio Push to End Property Taxes in 2026: Who Benefits and Who Really Pays Instead? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/ohio-push-to-end-property-tax</link>
                                                                            <description>
                            <![CDATA[ Ohio residents are watching a major tax debate unfold that could reshape how local communities are funded across the state. ]]>
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                                                                        <pubDate>Tue, 21 Apr 2026 13:47:00 +0000</pubDate>                                                                                                                                <updated>Tue, 21 Apr 2026 19:01:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HabywNagoDdmmP8jpEEGme-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Wooden houses on green grass over blue sky and clouds]]></media:description>                                                            <media:text><![CDATA[Wooden houses on green grass over blue sky and clouds]]></media:text>
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                                                            <title><![CDATA[ 13 States With No Retirement Tax Ranked by How Much You Need to 'Retire Comfortably' ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/states-with-no-retirement-tax-ranked</link>
                                                                            <description>
                            <![CDATA[ A $0 state income tax bill doesn’t always mean a cheaper retirement. See which states stretch your dollar further. ]]>
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                                                                        <pubDate>Tue, 21 Apr 2026 13:17:00 +0000</pubDate>                                                                                                                                <updated>Sun, 26 Apr 2026 14:16:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nKeBB7eFqpNczTy4p4yRNi-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[homes on ascending stacks of coins with a red arrow going up]]></media:description>                                                            <media:text><![CDATA[homes on ascending stacks of coins with a red arrow going up]]></media:text>
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                                                            <title><![CDATA[ We're 67 With $5.8 Million. I Want to Spend $300K on Home Renovations and a New Car. My Wife Is Nervous About Spending So Much. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/were-67-with-usd5-8-million-i-want-to-spend-usd300k-on-home-renovations-and-a-new-car-my-wife-is-opposed</link>
                                                                            <description>
                            <![CDATA[ We're 67 with $5.8 million after years of scrimping. I want to spend $300K on much-needed home renovations and a new car. How can I get my wife to loosen up on spending? ]]>
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                                                                        <pubDate>Sun, 19 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 20 Apr 2026 13:21:17 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/sSaBESzrCretAGoz5NPgyB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple considers kitchen cabinets and counters at a design store.]]></media:description>                                                            <media:text><![CDATA[An older couple considers kitchen cabinets and counters at a design store.]]></media:text>
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                                                            <title><![CDATA[ Mortgage Rates in 2026 Predicted to Drop: These 3 Signals Tell You It's Time to Buy ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/mortgage-rates-and-signals-that-tell-you-its-time-to-buy</link>
                                                                            <description>
                            <![CDATA[ April's rate volatility is just the tip of the iceberg. See how your freshly filed tax return and shifting property taxes could dictate home affordability this spring. ]]>
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                                                                        <pubDate>Thu, 16 Apr 2026 13:47:00 +0000</pubDate>                                                                                                                                <updated>Thu, 30 Apr 2026 14:54:27 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YSt9DP8Yp4xcgseQA4oSBE-1280-80.jpg">
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                                                            <title><![CDATA[ Simple Upgrades That Can Help Your Home Sell Faster ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/selling-a-home/upgrades-that-help-your-home-sell-faster</link>
                                                                            <description>
                            <![CDATA[ Simple, affordable home upgrades that can boost value, attract buyers and help your home sell faster in today’s market. ]]>
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                                                                        <pubDate>Wed, 15 Apr 2026 16:26:11 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gEAgAedjy9Q6n2eCK7FeKF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple freshening up the walls of their home ]]></media:description>                                                            <media:text><![CDATA[A couple freshening up the walls of their home ]]></media:text>
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                                                            <title><![CDATA[ 10 Cheapest Places to Live in South Carolina ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/cheapest-places-to-live-in-south-carolina</link>
                                                                            <description>
                            <![CDATA[ From the outskirts of Myrtle Beach to the Upstate, these affordable gems have the lowest property tax bills in the state. ]]>
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                                                                        <pubDate>Sat, 11 Apr 2026 12:37:00 +0000</pubDate>                                                                                                                                <updated>Mon, 13 Apr 2026 13:56:42 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/oHvwuKNffLfJWG8CLh5Wnj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Aged retro South Carolina sign on wood]]></media:description>                                                            <media:text><![CDATA[Aged retro South Carolina sign on wood]]></media:text>
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                                                            <title><![CDATA[ Ask the Tax Editor, April 10: Questions on Selling a Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/capital-gains-tax/ask-the-tax-editor-april-10-questions-on-selling-a-home</link>
                                                                            <description>
                            <![CDATA[ In this week's Ask the Editor Q&A, Joy Taylor answers questions on the home-sale exclusion, calculating tax basis in your home and related topics. ]]>
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                                                                        <pubDate>Fri, 10 Apr 2026 13:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Capital Gains Tax]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ joy.taylor@futurenet.com (Joy Taylor) ]]></author>                    <dc:creator><![CDATA[ Joy Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9paaM3oygy2NmUNzkBVnnb-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[estate tax, ask the editor logo]]></media:description>                                                            <media:text><![CDATA[estate tax, ask the editor logo]]></media:text>
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                                                            <title><![CDATA[ Thinking About Using Your Home Equity in April? What to Know About Rates, Risks and Timing First ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-equity-loans/what-to-know-before-tapping-home-equity</link>
                                                                            <description>
                            <![CDATA[ With borrowing costs still elevated and economic uncertainty in play, tapping your home equity requires a clear plan, not just available equity. ]]>
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                                                                        <pubDate>Wed, 08 Apr 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Thu, 09 Apr 2026 17:31:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Equity Loans]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Qyqgd8k6x9Ept2VG3SoGTQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[House Model on Top of Stack of Coins ]]></media:description>                                                            <media:text><![CDATA[House Model on Top of Stack of Coins ]]></media:text>
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                                                            <title><![CDATA[ Does Your Retirement Plan Ignore Half of Your Net Worth? Here's How You Can Tap Your Housing Wealth for a More Robust Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/how-to-tap-housing-wealth-for-a-more-robust-retirement</link>
                                                                            <description>
                            <![CDATA[ Including your housing wealth in your retirement plan can lead to higher lifetime income and a larger legacy than a plan based on selling the home for the cash. ]]>
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                                                                        <pubDate>Tue, 07 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Inheritance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nFgsjAztz6XwzAXjAaFVbZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple walk down the front walk outside their home, looking happy together.]]></media:description>                                                            <media:text><![CDATA[An older couple walk down the front walk outside their home, looking happy together.]]></media:text>
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                                                            <title><![CDATA[ 3 Questions That Reveal if You’re Actually Ready to Age in Place ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/3-questions-that-reveal-if-youre-actually-ready-to-age-in-place</link>
                                                                            <description>
                            <![CDATA[ Is your "forever home" actually a "Peter Pan house?" The age-in-place dream often hits these three unexpected roadblocks. ]]>
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                                                                        <pubDate>Sat, 04 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/goHaTtGmdF2edCnYbFQazh-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple stands in their backyard, looking at their modern home. There are steps leading up to the porch with no bannister, indicating the home may not be ideal for aging in place.]]></media:description>                                                            <media:text><![CDATA[An older couple stands in their backyard, looking at their modern home. There are steps leading up to the porch with no bannister, indicating the home may not be ideal for aging in place.]]></media:text>
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                                                            <title><![CDATA[ Zombie Mortgages Are Back: Why Old Home Loans Are Resurfacing ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/zombie-mortgages-why-old-debt-is-coming-back</link>
                                                                            <description>
                            <![CDATA[ Forgotten second mortgages from the housing crash are reappearing — sometimes with bigger balances and foreclosure risk. ]]>
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                                                                        <pubDate>Wed, 01 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/y2R3SCWfuatvQUi4i26ibY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Foreclosure, house for sale sign. Front yard of home.]]></media:description>                                                            <media:text><![CDATA[Foreclosure, house for sale sign. Front yard of home.]]></media:text>
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                                                            <title><![CDATA[ I Am 55 With a $1.5 Million 401(k). Should I Take a 401(k) Loan to Pay for a Home Improvement Project? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/i-am-55-with-a-usd1-5-million-401-k-should-i-take-a-401-k-loan-to-pay-for-a-home-improvement-project</link>
                                                                            <description>
                            <![CDATA[ We asked a wealth planner if borrowing from a 401(k) for a home improvement project would throw a retirement plan off course. The answer may surprise you. ]]>
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                                                                        <pubDate>Wed, 01 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Apr 2026 16:21:54 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/V8QLtVFxec8peRUSvvCkNN-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Older couple in the kitchen looking at blueprints. ]]></media:description>                                                            <media:text><![CDATA[Older couple in the kitchen looking at blueprints. ]]></media:text>
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                                                            <title><![CDATA[ Don't Defer Retirement if You're a Landlord, Defer Taxes Instead ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/defer-taxes-if-youre-a-landlord-rather-than-retirement</link>
                                                                            <description>
                            <![CDATA[ A millionaire couple spent 30 years building a real estate empire — and nearly handed a million dollars of it to the IRS before discovering an exit strategy. ]]>
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                                                                        <pubDate>Wed, 01 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ dgoodwin@providentwealthllc.com (Daniel Goodwin) ]]></author>                    <dc:creator><![CDATA[ Daniel Goodwin ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MZHAxyuv8atikayPZWzUEo-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Senior couple walking around the city]]></media:description>                                                            <media:text><![CDATA[Senior couple walking around the city]]></media:text>
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                                                            <title><![CDATA[ Iran War Looms Over Spring Home-Buying Season ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/iran-war-looms-over-spring-home-buying-season</link>
                                                                            <description>
                            <![CDATA[ The Iran conflict has put the housing market recovery on hold by driving up mortgage rates and raising costs for builders. ]]>
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                                                                        <pubDate>Mon, 30 Mar 2026 19:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 19:44:07 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Business]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rodrigo Sermeño ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/B3jmPYCz3eULHBBKv3wBS5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[House for sale concept]]></media:description>                                                            <media:text><![CDATA[House for sale concept]]></media:text>
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                                                            <title><![CDATA[ When a Home Upgrade Becomes a Lifestyle Creep Trap ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/when-a-home-upgrade-becomes-a-lifestyle-creep-trap</link>
                                                                            <description>
                            <![CDATA[ Do you know how much that new backyard will actually end up costing you each month? ]]>
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                                                                        <pubDate>Sun, 29 Mar 2026 12:10:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 13:36:42 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Real Estate Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Becca van Sambeck ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cCdrJmV7BW6PdqSuyzAR2k-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An overhead shot of a house&#039;s well-manicured backyard with a pool.]]></media:description>                                                            <media:text><![CDATA[An overhead shot of a house&#039;s well-manicured backyard with a pool.]]></media:text>
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                                                            <title><![CDATA[ I Bought a House With Solar Panels. What Do I Do With Them Now? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/bought-a-house-with-solar-panels-now-what</link>
                                                                            <description>
                            <![CDATA[ The $20 utility bills are definitely a "pro." ]]>
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                                                                        <pubDate>Sat, 28 Mar 2026 12:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 19:12:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ alexandra.svokos@futurenet.com (Alexandra Svokos) ]]></author>                    <dc:creator><![CDATA[ Alexandra Svokos ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/qpGLgCH5QCkWWWbBDEGSaW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A red house with solar panels on the roof and a lush landscape.]]></media:description>                                                            <media:text><![CDATA[A red house with solar panels on the roof and a lush landscape.]]></media:text>
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                                                            <title><![CDATA[ Mortgage Rates Are Rising Again — Here's What You Should Do  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/mortgage-rates-are-rising-again-heres-what-it-means-for-buyers-and-refinancers</link>
                                                                            <description>
                            <![CDATA[ Geopolitical tension, inflation pressure and shifting demand are pushing rates higher. Here's how the housing market is reacting and what it means if you're planning to buy, sell or refinance. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 19:31:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CvysyMm6LoHuTnuxLXGpYm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Toy house on a red up arrow on a black background.]]></media:description>                                                            <media:text><![CDATA[Toy house on a red up arrow on a black background.]]></media:text>
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                                                            <title><![CDATA[ Beyond the 183-Day Rule: How to Protect Your Retirement Wealth After Moving to a Cheaper State ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/beyond-the-183-day-rule-how-to-protect-your-retirement-wealth-after-moving-to-a-cheaper-state</link>
                                                                            <description>
                            <![CDATA[ While a move can protect your legacy, many retirees stumble at the finish line by ignoring the strict state residency tests used to challenge their new status. ]]>
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                                                                        <pubDate>Mon, 23 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 23 Mar 2026 19:53:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MqK5adVDNEmNtQkzHRDTJg-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A cheerful senior couple is settling into their new home, unpacking boxes and enjoying the excitement of creating a cozy living space together]]></media:description>                                                            <media:text><![CDATA[A cheerful senior couple is settling into their new home, unpacking boxes and enjoying the excitement of creating a cozy living space together]]></media:text>
                                <media:title type="plain"><![CDATA[A cheerful senior couple is settling into their new home, unpacking boxes and enjoying the excitement of creating a cozy living space together]]></media:title>
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                                                            <title><![CDATA[ HELOC Rules Are Changing in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/heloc-strategy-borrow-smart</link>
                                                                            <description>
                            <![CDATA[ New lender rules and shifting rates are changing how HELOCs work. Here’s how to compare options, avoid costly terms and borrow only what you need. ]]>
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                                                                        <pubDate>Sat, 21 Mar 2026 10:50:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Mar 2026 20:30:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/u7nX32kfw4wf8Rp3AHenWE-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Dad teaching young daughter how bubble level tool works. ]]></media:description>                                                            <media:text><![CDATA[Dad teaching young daughter how bubble level tool works. ]]></media:text>
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                                                            <title><![CDATA[ The Best Week to Sell Your Home in 2026 Could Boost Your Price ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/the-best-time-to-sell-a-home</link>
                                                                            <description>
                            <![CDATA[ New data reveal the best week to sell your home in 2026 and how timing could boost your sale price. ]]>
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                                                                        <pubDate>Sat, 21 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Mar 2026 20:43:17 +0000</updated>
                                                                                                                                            <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/B3jmPYCz3eULHBBKv3wBS5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[House for sale concept]]></media:description>                                                            <media:text><![CDATA[House for sale concept]]></media:text>
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                                                            <title><![CDATA[ Retiring Near the Coast? What Waterfront Living Really Costs After 60 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/what-waterfront-living-really-costs-after-60</link>
                                                                            <description>
                            <![CDATA[ Want to retire in a beach town in the U.S. or abroad? Get to know these lifestyle and financial factors first. ]]>
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                                                                        <pubDate>Sat, 21 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Mar 2026 21:44:25 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ brianoco101@gmail.com (Brian O&#039;Connell) ]]></author>                    <dc:creator><![CDATA[ Brian O&#039;Connell ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/h4itb85HdFCRRpNzFgT8aF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mexico. Quintana Roo. Cancun.Photo: ANGELO CAVALLI]]></media:description>                                                            <media:text><![CDATA[Mexico. Quintana Roo. Cancun.Photo: ANGELO CAVALLI]]></media:text>
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                                                            <title><![CDATA[ If You Can't Build It, They Can't Come: Why the Housing Crisis Affects All of Us ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/housing-crisis-affects-all-of-us-how-to-fix-it</link>
                                                                            <description>
                            <![CDATA[ Excessive building regulations are restricting the supply of affordable housing in areas with the strongest job markets — and that hits national growth. ]]>
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                                                                        <pubDate>Tue, 17 Mar 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Jesse.Hurst@ImpelWealth.com (Jesse W. Hurst, CFP®, AIF®) ]]></author>                    <dc:creator><![CDATA[ Jesse W. Hurst, CFP®, AIF® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3Gk8bUWfVRLbkbsKi7qsEL-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[3D house on blueprint background illustrating plans coming to life]]></media:description>                                                            <media:text><![CDATA[3D house on blueprint background illustrating plans coming to life]]></media:text>
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                                                            <title><![CDATA[ You May Still Be Able to Defer Your 2025 Capital Gains ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/defer-2025-capital-gains-qualified-opportunity-fund-qof</link>
                                                                            <description>
                            <![CDATA[ People who realized a capital gain in 2025 can still use Qualified Opportunity Fund tax incentives to defer it, even if they've already filed their taxes. ]]>
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                                                                        <pubDate>Thu, 12 Mar 2026 09:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ investorrelations@parkviewozreit.com (Michael Kelley) ]]></author>                    <dc:creator><![CDATA[ Michael Kelley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Tq2QwpFKcyUrmwQb53nUtT-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Sound flowing into the bottom of an hourglass.]]></media:description>                                                            <media:text><![CDATA[Sound flowing into the bottom of an hourglass.]]></media:text>
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                                                            <title><![CDATA[ We're 62 and Plan to Sell Our $1.2 Million House to Retire, but Our Daughter and Grandkids Live With Us. My Wife Says We Should Stay. I'm Ready to Ask Them to Move. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/were-62-and-plan-to-sell-our-usd1-2-million-house-to-retire-but-our-grandkids-live-with-us-my-wife-says-we-should-stay-im-ready-to-ask-them-to-move</link>
                                                                            <description>
                            <![CDATA[ My wife wants our daughter and grandkids to stay, but I'm eager to sell the house and retire. We asked financial planners for advice. ]]>
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                                                                        <pubDate>Wed, 11 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Dw6UJMWvMsSwJd6tXkPE26-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Three generations are living under one roof, or at least enjoying a meal together at home. The adult daughter is serving a dish while her spouse and two children look on. The grandparents are also at the table.]]></media:description>                                                            <media:text><![CDATA[Three generations are living under one roof, or at least enjoying a meal together at home. The adult daughter is serving a dish while her spouse and two children look on. The grandparents are also at the table.]]></media:text>
                                <media:title type="plain"><![CDATA[Three generations are living under one roof, or at least enjoying a meal together at home. The adult daughter is serving a dish while her spouse and two children look on. The grandparents are also at the table.]]></media:title>
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                                                            <title><![CDATA[ 10 Cheapest Places to Live in North Carolina ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/cheapest-places-to-live-in-north-carolina</link>
                                                                            <description>
                            <![CDATA[ From the Blue Ridge Mountains to the Outer Banks, we ranked the NC counties with the lowest property taxes in 2026. ]]>
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                                                                        <pubDate>Sat, 07 Mar 2026 14:17:00 +0000</pubDate>                                                                                                                                <updated>Thu, 30 Apr 2026 14:54:07 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6KG9pMhfXqGtfQh4DoxFLa-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[North Carolina state sign against bright green trees in the background]]></media:description>                                                            <media:text><![CDATA[North Carolina state sign against bright green trees in the background]]></media:text>
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                                                            <title><![CDATA[ Buying a Home This Year? 3 Moves to Make Before the Next Fed Meeting ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/buying-a-home-moves-to-make-before-the-next-fed-meeting</link>
                                                                            <description>
                            <![CDATA[ A few smart financial moves now can help you qualify for better mortgage terms and act quickly if the market shifts. ]]>
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                                                                        <pubDate>Sat, 07 Mar 2026 11:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hqc9WQKohXTzbEC2NyQQLR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A house-shaped block in a tiny shopping cart]]></media:description>                                                            <media:text><![CDATA[A house-shaped block in a tiny shopping cart]]></media:text>
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                                                            <title><![CDATA[ Americans, Even With Higher Incomes, Are Feeling the Squeeze ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/americans-even-with-higher-incomes-are-feeling-the-squeeze</link>
                                                                            <description>
                            <![CDATA[ A 50-year mortgage probably isn’t the answer, but there are other ways to alleviate the continuing sting of high prices ]]>
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                                                                        <pubDate>Mon, 02 Mar 2026 12:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Penelope Wang ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/B3GRcaaRuW8jzisjyyjbV9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a woman watching her investments on a computer]]></media:description>                                                            <media:text><![CDATA[a woman watching her investments on a computer]]></media:text>
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                                                            <title><![CDATA[ How Much Do You Need to Join the 1% Club in Your State? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-plans/the-1-percent-club-in-these-states-a-usd743-000-income-isnt-enough-to-join</link>
                                                                            <description>
                            <![CDATA[ Being a top earner is relative: Why trading a high-tax zip code for a low-cost state is the ultimate retirement power move. ]]>
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                                                                        <pubDate>Fri, 27 Feb 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Thu, 05 Mar 2026 18:56:18 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Adam Shell ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KQ56BrGqXfauLh6NNtBYRe-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mother and son walk barefoot in their garden with a white pony.]]></media:description>                                                            <media:text><![CDATA[A mother and son walk barefoot in their garden with a white pony.]]></media:text>
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                                                            <title><![CDATA[ Will Real Estate and Private Equity Start to Shine Again in 2026? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/real-estate-investing/will-real-estate-and-private-equity-shine-again</link>
                                                                            <description>
                            <![CDATA[ Real estate, private equity and general partner stakes could benefit from future interest rate cuts. What are the risks and rewards of investing in each? ]]>
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                                                                        <pubDate>Thu, 26 Feb 2026 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ jspada@sfr1.com (Joseph W. Spada, CFP®) ]]></author>                    <dc:creator><![CDATA[ Joseph W. Spada, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yvmpM6cGVbTytohGPRexMc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Percent signs against sunset ]]></media:description>                                                            <media:text><![CDATA[Percent signs against sunset ]]></media:text>
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                                                            <title><![CDATA[ What Is an Assumable Mortgage and Could It Save You Thousands? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/what-is-an-assumable-mortgage</link>
                                                                            <description>
                            <![CDATA[ With mortgage rates still elevated, taking over a seller’s existing home loan could lower monthly payments — if the numbers work. ]]>
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                                                                        <pubDate>Wed, 25 Feb 2026 11:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/exwTKA2rSuz7CLHWx97Tjj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Assumable mortgage concept. Home loan that allows a buyer to take over the seller s existing mortgage, including its terms, interest rate, and remaining balance. Real estate and finance]]></media:description>                                                            <media:text><![CDATA[Assumable mortgage concept. Home loan that allows a buyer to take over the seller s existing mortgage, including its terms, interest rate, and remaining balance. Real estate and finance]]></media:text>
                                <media:title type="plain"><![CDATA[Assumable mortgage concept. Home loan that allows a buyer to take over the seller s existing mortgage, including its terms, interest rate, and remaining balance. Real estate and finance]]></media:title>
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                                                            <title><![CDATA[ How You Can Use the Financial Resource Built Into Your Home to Help With Your Long-Term Goals ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-use-home-equity-for-long-term-goals</link>
                                                                            <description>
                            <![CDATA[ Homeowners are increasingly using their home equity, through products like HELOCs and home equity loans, as a financial resource for managing debt, funding renovations and more. ]]>
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                                                                        <pubDate>Mon, 23 Feb 2026 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Debt Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jon Giles ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dMs4nN7dGwVmUJL4URHDSF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A hand dropping a coin into a piggy bank encased in a white line-art outline of a house]]></media:description>                                                            <media:text><![CDATA[A hand dropping a coin into a piggy bank encased in a white line-art outline of a house]]></media:text>
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                                                            <title><![CDATA[ Want to Buy a Home With a Friend? Here's How to Prevent Legal Headaches ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/buying-a-home-with-a-friend-prevent-legal-headaches</link>
                                                                            <description>
                            <![CDATA[ With rising home prices leading more people to co-buy homes with friends, it's essential to have a co-tenancy agreement that clearly defines the deal. ]]>
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                                                                        <pubDate>Sun, 22 Feb 2026 10:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Team@Cunninghamlegal.com (John M. Goralka) ]]></author>                    <dc:creator><![CDATA[ John M. Goralka ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HFpDUuZTKE2gVamLaQ977J-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Roommates moving into a new home]]></media:description>                                                            <media:text><![CDATA[Roommates moving into a new home]]></media:text>
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                                                            <title><![CDATA[ Counting on Real Estate to Fund Your Retirement? Avoid These 3 Costly Mistakes  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/want-real-estate-to-fund-retirement-avoid-costly-mistakes</link>
                                                                            <description>
                            <![CDATA[ The keys to successful real estate planning for retirees: Stop thinking of property income as a reliable paycheck, start planning for tax consequences and structure your assets early to maintain flexibility. ]]>
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                                                                        <pubDate>Thu, 19 Feb 2026 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rob Edwards ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HKiKTFrYEiqwm9Cbgz52wP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Portrait of senior man in front of his house]]></media:description>                                                            <media:text><![CDATA[Portrait of senior man in front of his house]]></media:text>
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                                                            <title><![CDATA[ We Retired at 62 With $6.1 Million. My Wife Wants to Make Large Donations, but I Want to Travel and Buy a Lake House. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/we-retired-at-62-with-usd6-1-million-my-wife-wants-to-make-large-donations-but-i-want-to-travel-and-buy-a-lake-house</link>
                                                                            <description>
                            <![CDATA[ We are 62 and finally retired after decades of hard work. I see the lakehouse as an investment in our happiness. ]]>
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                                                                        <pubDate>Wed, 18 Feb 2026 11:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/P2JT8qzZK64HPrcRvv3FJC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature couple relax on wooden pier, looks out across lake, BC, Canada.]]></media:description>                                                            <media:text><![CDATA[Mature couple relax on wooden pier, looks out across lake, BC, Canada.]]></media:text>
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                                                            <title><![CDATA[ I'm an Opportunity Zone Pro: This Is How to Deliver Roth-Like Tax-Free Growth (Without Contribution Limits)  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/real-estate-investing/opportunity-zones-how-to-deliver-roth-like-tax-free-growth</link>
                                                                            <description>
                            <![CDATA[ Investors who combine Roth IRAs, the gold standard of tax-free savings, with qualified opportunity funds could enjoy decades of tax-free growth. ]]>
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                                                                        <pubDate>Wed, 18 Feb 2026 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                <author><![CDATA[ investorrelations@parkviewozreit.com (Michael Kelley) ]]></author>                    <dc:creator><![CDATA[ Michael Kelley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hsotvq85Pg9N74qebJdmZc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Abstract growth diagram with a yellow upwards arrow supported by tall buildings in a cityscape]]></media:description>                                                            <media:text><![CDATA[Abstract growth diagram with a yellow upwards arrow supported by tall buildings in a cityscape]]></media:text>
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                                                            <title><![CDATA[ I'm a Real Estate Investing Pro: This Is How to Use 1031 Exchanges to Scale Up Your Real Estate Empire ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/real-estate-investing/use-1031-exchanges-to-build-a-real-estate-empire</link>
                                                                            <description>
                            <![CDATA[ Small rental properties can be excellent investments, but you can use 1031 exchanges to transition to commercial real estate for bigger wealth-building. ]]>
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                                                                        <pubDate>Mon, 16 Feb 2026 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                <author><![CDATA[ dgoodwin@providentwealthllc.com (Daniel Goodwin) ]]></author>                    <dc:creator><![CDATA[ Daniel Goodwin ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HBje7nGWGsqZUKjp3xyoUR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A modern apartment building on a sunny day.]]></media:description>                                                            <media:text><![CDATA[A modern apartment building on a sunny day.]]></media:text>
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                                                            <title><![CDATA[ My Spouse and I Are Saving Money for a Down Payment on a House. Which Savings Account is the Best Way to Reach Our Goal? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/saving-money-for-a-down-payment-on-a-house</link>
                                                                            <description>
                            <![CDATA[ Learn how timing matters when it comes to choosing the right account. ]]>
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                                                                        <pubDate>Sun, 15 Feb 2026 11:35:00 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Feb 2026 21:07:06 +0000</updated>
                                                                                                                                            <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LSxzmKTbhCPwBHwj7TfyLY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a happy couple holding the keys to their home]]></media:description>                                                            <media:text><![CDATA[a happy couple holding the keys to their home]]></media:text>
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                                                            <title><![CDATA[ The High Cost of Sunshine: How Insurance and Housing Are Reshaping Snowbird Living ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/how-insurance-and-housing-are-reshaping-snowbird-living</link>
                                                                            <description>
                            <![CDATA[ The snowbird lifestyle is changing as insurance and housing costs climb. Here’s how retirees are adapting and where they’re choosing to go. ]]>
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                                                                        <pubDate>Wed, 11 Feb 2026 11:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Bs4oPfgM4B9EUC255Jvq6o-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Blue piggy bank at beach during sunset ]]></media:description>                                                            <media:text><![CDATA[Blue piggy bank at beach during sunset ]]></media:text>
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                                                            <title><![CDATA[ 10 Cheapest Places to Live in Colorado ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/cheapest-places-to-live-in-colorado</link>
                                                                            <description>
                            <![CDATA[ Looking for a cozy cabin near the slopes? These Colorado counties combine reasonable house prices with the state's lowest property tax bills. ]]>
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                                                                        <pubDate>Sat, 07 Feb 2026 15:01:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VY3WhkpRBCuoKDNWaWihUg-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Welcome to Colorful Colorado road sign situated along Interstate I-76 against a sunset backdrop]]></media:description>                                                            <media:text><![CDATA[Welcome to Colorful Colorado road sign situated along Interstate I-76 against a sunset backdrop]]></media:text>
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                                                            <title><![CDATA[ How to Turn Your 401(k) Into A Real Estate Empire — Without Killing Your Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/how-to-turn-your-401-k-into-a-real-estate-empire-without-killing-your-retirement</link>
                                                                            <description>
                            <![CDATA[ Tapping your 401(k) to purchase investment properties is risky, but it could deliver valuable rental income in your golden years. ]]>
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                                                                        <pubDate>Sat, 07 Feb 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Wed, 11 Feb 2026 16:15:26 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Adam Shell ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/DXLMLhhgTwGRaqtUj2mKBE-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Smartly dressed real estate investor or agent standing in spacious empty room of house for sale talking on cell phone.]]></media:description>                                                            <media:text><![CDATA[Smartly dressed real estate investor or agent standing in spacious empty room of house for sale talking on cell phone.]]></media:text>
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                                                            <title><![CDATA[ We're 62 With $1.4 Million. I Want to Sell Our Beach House to Retire Now, But My Wife Wants to Keep It and Work Until 70. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/were-62-with-usd1-4-million-i-want-to-sell-our-beach-house-to-retire-now-but-my-wife-wants-to-keep-it-and-work-until-70</link>
                                                                            <description>
                            <![CDATA[ I want to sell the $610K vacation home and retire now, but my wife envisions a beach retirement in 8 years. We asked financial advisers to weigh in. ]]>
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                                                                        <pubDate>Wed, 04 Feb 2026 11:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rpPgoqBoza97kz6CurJpAQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple smiles as they relax on the porch of a beach house. The mood is casual and it is a sunny day.]]></media:description>                                                            <media:text><![CDATA[An older couple smiles as they relax on the porch of a beach house. The mood is casual and it is a sunny day.]]></media:text>
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                                                            <title><![CDATA[ We Inherited $250K: I Want a Second Home, but My Wife Wants to Save for Our Kids' College. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/we-inherited-usd250k-i-want-a-second-home-but-my-wife-wants-to-save-for-our-kids-college</link>
                                                                            <description>
                            <![CDATA[ He wants a vacation home, but she wants a 529 plan for the kids. Who's right? The experts weigh in. ]]>
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                                                                        <pubDate>Sun, 01 Feb 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 02 Feb 2026 18:52:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7QynpsNRkWWnTngSXqkUJn-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man takes a selfie of his family on the beach. ]]></media:description>                                                            <media:text><![CDATA[An older man takes a selfie of his family on the beach. ]]></media:text>
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                                                            <title><![CDATA[ 2026's Tax Trifecta: The Rural OZ Bonus and Your Month-by-Month Execution Calendar ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/rural-opportunity-zones-expert-guide-execution-calendar</link>
                                                                            <description>
                            <![CDATA[ Real estate investors can triple their tax step-up with rural opportunity zones this year. This month-by-month action plan will ensure you meet the deadlines. ]]>
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                                                                        <pubDate>Sun, 01 Feb 2026 10:30:00 +0000</pubDate>                                                                                                                                <updated>Mon, 02 Feb 2026 22:35:46 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Capital Gains Tax]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ dgoodwin@providentwealthllc.com (Daniel Goodwin) ]]></author>                    <dc:creator><![CDATA[ Daniel Goodwin ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eC7GTGQKrRBWQFjQw4GPKc-1280-80.jpg">
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                                                            <title><![CDATA[ Have You Aligned Your Tax Strategy With These 5 OBBBA Changes? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/obbba-changes-have-you-aligned-your-tax-strategy</link>
                                                                            <description>
                            <![CDATA[ Individuals and businesses should work closely with their financial advisers to refine tax strategies this season in light of these five OBBBA changes. ]]>
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                                                                        <pubDate>Sat, 31 Jan 2026 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Charity]]></category>
                                                    <category><![CDATA[Small Business]]></category>
                                                    <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Business]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ John Bute, CPA ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ynmLm3nbZEzU7wJGBHah3S-1280-80.jpg">
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