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                    <title><![CDATA[ Latest from Kiplinger in Personal-loans ]]></title>
                <link>https://www.kiplinger.com/personal-finance/credit-debt/loans/personal-loans</link>
        <description><![CDATA[ All the latest personal-loans content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Sat, 30 Aug 2025 13:00:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ Think Twice Before Getting a Credit Card Cash Advance ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-cards/think-twice-before-getting-a-credit-card-cash-advance</link>
                                                                            <description>
                            <![CDATA[ A credit card cash advance can be a quick solution when you need emergency help with money. But you'll pay for the convenience with high interest and fees. ]]>
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                                                                        <pubDate>Sat, 30 Aug 2025 13:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Credit Score]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/x5d6FbGTkGJkm46kswZ6Nm-1280-80.jpg">
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                                                            <title><![CDATA[ How Inflation Affects Your Finances and How to Stay Ahead ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-inflation-affects-your-finances-and-how-to-stay-ahead</link>
                                                                            <description>
                            <![CDATA[ The cost of goods and services is certain to rise over time, making it essential to have a financial plan that will help you keep pace. ]]>
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                                                                        <pubDate>Wed, 09 Apr 2025 09:35:00 +0000</pubDate>                                                                                                                                <updated>Fri, 18 Jul 2025 13:00:17 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Debt Management]]></category>
                                                    <category><![CDATA[Student Loans]]></category>
                                                    <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                <author><![CDATA[ kyle@wealthpointadvisorsnc.com (Kyle D. Sikes) ]]></author>                    <dc:creator><![CDATA[ Kyle D. Sikes ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PYTdDLnBzggUuXgB5yPjMo-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A hammer sits next to a shattered piggy bank filled with coins.]]></media:description>                                                            <media:text><![CDATA[A hammer sits next to a shattered piggy bank filled with coins.]]></media:text>
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                                                            <title><![CDATA[ Seven Questions to Ask When Evaluating Personal Loan Options ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/personal-loan-options-questions-to-ask</link>
                                                                            <description>
                            <![CDATA[ Taking out a personal loan too hastily could lock you into unfavorable terms with an untrustworthy lender. Ask these questions before signing anything. ]]>
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                                                                        <pubDate>Mon, 31 Mar 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Credit Score]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ David Kimball ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WmqeG4Jdsa55oJLj7KZLhP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Top of a personal loan application.]]></media:description>                                                            <media:text><![CDATA[Top of a personal loan application.]]></media:text>
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                                                            <title><![CDATA[ Is 2025 the Year Workers Will Return to the Office? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/personal-loans/is-this-the-year-workers-will-return-to-the-office</link>
                                                                            <description>
                            <![CDATA[ Managers want to cut back on remote work, but many employees value flexibility. ]]>
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                                                                        <pubDate>Wed, 29 Jan 2025 15:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[work life balance]]></category>
                                                    <category><![CDATA[Work From Home Jobs]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vryofnp8VFmW29JTpXUenQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A group of people in work clothes walking over a bridge in a city. ]]></media:description>                                                            <media:text><![CDATA[A group of people in work clothes walking over a bridge in a city. ]]></media:text>
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                                                            <title><![CDATA[ 50 Years Ago, Women Won Equal Access to Credit ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-debt/years-ago-women-won-equal-access-to-credit</link>
                                                                            <description>
                            <![CDATA[ Until U.S. women won equal access to credit, they often couldn't buy a home or own a credit card without a male cosigner. ]]>
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                                                                        <pubDate>Tue, 01 Oct 2024 09:45:34 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                <author><![CDATA[ elaine.silvestrini@futurenet.com (Elaine Silvestrini) ]]></author>                    <dc:creator><![CDATA[ Elaine Silvestrini ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/djibDHGMEgqnUATtRXnsJJ-1280-80.jpg">
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                                                            <title><![CDATA[ Klarna Launches BNPL Subscription Plan. Is It Worth It?  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/personal-loans/klarna-bnpl-subscription-plan</link>
                                                                            <description>
                            <![CDATA[ Klarna says its buy-now-pay-later program can save users $12/month. ]]>
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                                                                        <pubDate>Mon, 29 Jan 2024 13:00:34 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jamie Feldman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/J3AanEHAPCfuHcZ7fdUihY-1280-80.jpg">
                                                            <media:credit><![CDATA[Sarinyapinngam, Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Woman holding credit card and word &quot;BNPL&quot; and dollar signs overlay.using smartphone to shop , with ]]></media:description>                                                            <media:text><![CDATA[Woman holding credit card and word &quot;BNPL&quot; and dollar signs overlay.using smartphone to shop , with ]]></media:text>
                                <media:title type="plain"><![CDATA[Woman holding credit card and word &quot;BNPL&quot; and dollar signs overlay.using smartphone to shop , with ]]></media:title>
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                                                            <title><![CDATA[ Nearly 70% of the Richest Americans Don't Feel Wealthy ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/wealth-management/richest-americans-dont-feel-wealthy</link>
                                                                            <description>
                            <![CDATA[ A report shows that 68% of America’s most affluent people do not consider themselves wealthy. ]]>
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                                                                        <pubDate>Fri, 29 Dec 2023 21:30:10 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RzRDcf6dNCE54Uw2r4xTAM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Several burlap bags with dollar signs on them sit together.]]></media:description>                                                            <media:text><![CDATA[Several burlap bags with dollar signs on them sit together.]]></media:text>
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                                                            <title><![CDATA[ Buy Now, Pay Later (BNPL) Sector Faces Financial and Regulatory Challenges: The Kiplinger Letter   ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-debt/buy-now-pay-later-bnpl-sector-faces-challenges</link>
                                                                            <description>
                            <![CDATA[ BNPL companies are facing the challenges of high costs, tightening financial conditions and regulatory scrutiny. ]]>
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                                                                        <pubDate>Tue, 05 Dec 2023 21:47:07 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rodrigo Sermeño ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HGVWRh8qdQiu662LdQL3A8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[three glass jars with growing amounts of coins in them]]></media:description>                                                            <media:text><![CDATA[three glass jars with growing amounts of coins in them]]></media:text>
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                                                            <title><![CDATA[ Americans Plan to Tip More This Holiday Season. Will You? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/spending/holiday-season-tipping-rises</link>
                                                                            <description>
                            <![CDATA[ Younger generations — Millennials and Gen Z — are most likely to tip and also most likely to increase the amount they tip this year, Bankrate study shows. ]]>
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                                                                        <pubDate>Mon, 04 Dec 2023 18:32:48 +0000</pubDate>                                                                                                                                <updated>Mon, 04 Dec 2023 18:40:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ziSRdSp2rmgVW8h2HPLuNW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman&#039;s hand holds a credit card, with holiday lights in the background.]]></media:description>                                                            <media:text><![CDATA[A woman&#039;s hand holds a credit card, with holiday lights in the background.]]></media:text>
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                                                            <title><![CDATA[ Online Lender Enova Banned From Offering Certain Short-Term Loans ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/online-lender-enova-banned-from-offering-short-term-loans</link>
                                                                            <description>
                            <![CDATA[ Enova has agreed to pay a $15 million fine to settle charges, including illegally withdrawing funds from consumer bank accounts, the CFPB says. ]]>
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                                                                        <pubDate>Wed, 22 Nov 2023 16:24:24 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Nov 2023 19:50:13 +0000</updated>
                                                                                                                                            <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Joey Solitro ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HdNZD5oU7GbjA3tAySqLCG-1280-80.jpg">
                                                            <media:credit><![CDATA[Zerbor, Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A consumer protection law book lays on a table with a gavel next to it.]]></media:description>                                                            <media:text><![CDATA[A consumer protection law book lays on a table with a gavel next to it.]]></media:text>
                                <media:title type="plain"><![CDATA[A consumer protection law book lays on a table with a gavel next to it.]]></media:title>
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                                                            <title><![CDATA[ Chase Sapphire Preferred Card: $750 Bonus Offer ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-cards/chase-sapphire-preferred-credit-card-bonus-offer</link>
                                                                            <description>
                            <![CDATA[ The Chase Sapphire Preferred® Card recently launched a compelling deal for new customers. ]]>
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                                                                        <pubDate>Thu, 25 May 2023 17:57:15 +0000</pubDate>                                                                                                                                <updated>Fri, 21 Feb 2025 17:56:49 +0000</updated>
                                                                                                                                            <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                <author><![CDATA[ ellen.kennedy@futurenet.com (Ellen B. Kennedy) ]]></author>                    <dc:creator><![CDATA[ Ellen B. Kennedy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rerhwuNe3f4kwTgcaTQ7ZA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[View through bright blue shutters of a cirulean blue seak and white washed Greek houses]]></media:description>                                                            <media:text><![CDATA[View through bright blue shutters of a cirulean blue seak and white washed Greek houses]]></media:text>
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                                                            <title><![CDATA[ Car Buying in a Topsy-Turvy Market ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-debt/car-buying-in-a-topsy-turvey-market</link>
                                                                            <description>
                            <![CDATA[ You need a new car? Good luck with that! What should you do? We've got some answers. ]]>
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                                                                        <pubDate>Tue, 25 Oct 2022 19:23:32 +0000</pubDate>                                                                                                                                <updated>Mon, 31 Oct 2022 18:13:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Katherine Reynolds Lewis ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cGsgiTk7A8hJM4hCuUbePF-1280-80.jpg">
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                                                            <title><![CDATA[ Where to Find Emergency Cash ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-debt/loans/personal-loans/603795/where-to-find-emergency-cash</link>
                                                                            <description>
                            <![CDATA[ Even if you're debt-averse, having a credit card to pay for emergencies could be an important lifeline. ]]>
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                                                                        <pubDate>Mon, 22 Nov 2021 21:33:36 +0000</pubDate>                                                                                                                                <updated>Wed, 22 Feb 2023 11:11:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rivan V. Stinson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vbcwqrjLjFBYBckKDBj7AN-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Three, hundred bills buried in the sand]]></media:description>                                                            <media:text><![CDATA[Three, hundred bills buried in the sand]]></media:text>
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                                                            <title><![CDATA[ When Is Bankruptcy the Right Move? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-debt/debt/bankruptcy/602119/when-is-bankruptcy-the-right-move</link>
                                                                            <description>
                            <![CDATA[ Seeking protection from creditors can provide a lifeline, but there are plenty of trade-offs. ]]>
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                                                                        <pubDate>Thu, 21 Jan 2021 02:28:11 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[bankruptcy]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rivan V. Stinson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GLCETyacYSnxffKgzpk4wm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Man with past due bills and foreclosure notice]]></media:description>                                                            <media:text><![CDATA[Man with past due bills and foreclosure notice]]></media:text>
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                                                            <title><![CDATA[ Watch Out for COVID Cons ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/601422/watch-out-for-covid-cons</link>
                                                                            <description>
                            <![CDATA[ Isolated seniors are particularly vulnerable to pandemic-related scams. ]]>
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                                                                        <pubDate>Wed, 30 Sep 2020 21:11:31 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Personal Loans]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                <author><![CDATA[ emma.patch@futurenet.com (Emma Patch) ]]></author>                    <dc:creator><![CDATA[ Emma Patch ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AdzA4JcA2En92zgCCdoXhG-1280-80.jpg">
                                                            <media:credit><![CDATA[Rob Culpepper]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Joe Borg, director of the Alabama Securities Commission and president of the North American Securities Administrators Association.]]></media:description>                                                            <media:text><![CDATA[Photo of Joe Borg]]></media:text>
                                <media:title type="plain"><![CDATA[Photo of Joe Borg]]></media:title>
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