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                            <title><![CDATA[ Latest from Kiplinger in Personal-finance ]]></title>
                <link>https://www.kiplinger.com/personal-finance</link>
        <description><![CDATA[ All the latest personal-finance content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Tue, 26 May 2026 14:15:00 +0000</lastBuildDate>
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                                <item>
                                                            <title><![CDATA[ How Savvy Are You at Saving on Luxury Travel? Take Our Short Quiz ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/puzzles/quizzes/how-savvy-are-you-at-saving-on-luxury-travel-take-our-short-quiz</link>
                                                                            <description>
                            <![CDATA[ Before you book your next getaway, test your travel savings strategy. Take our short quiz to uncover the best ways to protect your wallet on vacation. ]]>
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                                                                        <pubDate>Tue, 26 May 2026 14:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Quizzes]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Puzzles]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/27T7tqWttscGtwNnENtgYG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Front view of senior couple walking while chatting with each other at an airport.]]></media:description>                                                            <media:text><![CDATA[Front view of senior couple walking while chatting with each other at an airport.]]></media:text>
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                                                            <title><![CDATA[ How to Cut the Cost of Pet Care ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/how-to-cut-the-cost-of-pet-care</link>
                                                                            <description>
                            <![CDATA[ Use our guide to spend less on veterinary visits, medicine, food and more. ]]>
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                                                                        <pubDate>Mon, 25 May 2026 15:30:00 +0000</pubDate>                                                                                                                                <updated>Tue, 26 May 2026 17:07:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cut-the-cost-of-pet-care-eeLbTodTSRcgKJ95UzKrxS-1280-80.jpg">
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                                                            <title><![CDATA[ How to Handle Money Together in a Second Marriage ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/how-to-handle-money-together-in-a-second-marriage</link>
                                                                            <description>
                            <![CDATA[ The financial stakes are higher and the potential pitfalls more plentiful when you say “I do — again.” ]]>
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                                                                        <pubDate>Mon, 25 May 2026 14:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ MP Dunleavey ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/how-to-handle-love-and-money-the-second-time-around-XCpXFXhHS3xdAAkS8kcZhG-1280-80.jpg">
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                                                            <title><![CDATA[ 5 European Countries Welcoming US Expats ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/european-countries-welcoming-us-expats</link>
                                                                            <description>
                            <![CDATA[ These are great options if you're looking to retire abroad. ]]>
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                                                                        <pubDate>Mon, 25 May 2026 09:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ elaine.silvestrini@futurenet.com (Elaine Silvestrini) ]]></author>                    <dc:creator><![CDATA[ Elaine Silvestrini ]]></dc:creator>                                                                                                                                                                <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/ebdHg27rNiyYvZGz8YanXY-1280-80.png">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Iconic roofs of Santorini; the Sagrada Familia in Barcelona; greenery in Ireland.]]></media:description>                                                            <media:text><![CDATA[Iconic roofs of Santorini; the Sagrada Familia in Barcelona; greenery in Ireland.]]></media:text>
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                                                            <title><![CDATA[ When the World Is Your Retirement Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/when-the-world-is-your-retirement-home</link>
                                                                            <description>
                            <![CDATA[ Global nomads leave everything behind to wander the continents. ]]>
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                                                                        <pubDate>Mon, 25 May 2026 09:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Alina Tugend ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/when-the-world-is-your-retirement-home-cYNUNdwCd2rpyCEdaue9UB-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Wide shot smiling senior couple relaxing and enjoying sunset at luxury desert camp during vacation in Morocco]]></media:description>                                                            <media:text><![CDATA[KRR390.cover.retireesGetty2189646388]]></media:text>
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                                                            <title><![CDATA[ How to Run a Home Insurance Checkup ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/how-to-run-a-home-insurance-checkup</link>
                                                                            <description>
                            <![CDATA[ If you don't have sufficient coverage, your out-of-pocket costs in a claim could be through the roof. ]]>
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                                                                        <pubDate>Sun, 24 May 2026 13:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ntQJ4eB5mHjstvBuKMBboX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Home insurance form on the table. Assurance and home safety concept.]]></media:description>                                                            <media:text><![CDATA[Home insurance form on the table. Assurance and home safety concept.]]></media:text>
                                <media:title type="plain"><![CDATA[Home insurance form on the table. Assurance and home safety concept.]]></media:title>
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                                                            <title><![CDATA[ 6 Family Vacations for Every Generation ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/family-vacations-for-every-generation</link>
                                                                            <description>
                            <![CDATA[ Use our guide to plan a trip the whole group — from toddlers to grandparents — will love. ]]>
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                                                                        <pubDate>Sun, 24 May 2026 12:05:00 +0000</pubDate>                                                                                                                                <updated>Tue, 26 May 2026 15:24:55 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                <author><![CDATA[ emma.patch@futurenet.com (Emma Patch) ]]></author>                    <dc:creator><![CDATA[ Emma Patch ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4cM3sxpCqPo4CDuUuw8HiS-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Grandson taking a group selfie of his family on vacation at luxury beach resort at sunset]]></media:description>                                                            <media:text><![CDATA[Grandson taking a group selfie of his family on vacation at luxury beach resort at sunset]]></media:text>
                                <media:title type="plain"><![CDATA[Grandson taking a group selfie of his family on vacation at luxury beach resort at sunset]]></media:title>
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                                                            <title><![CDATA[ The Astounding Amount Parents are Spending on Kids' Sports ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/what-families-are-really-spending-to-keep-kids-in-sports</link>
                                                                            <description>
                            <![CDATA[ Family spending on youth sports has surged as year-round leagues, training and travel become increasingly common. ]]>
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                                                                        <pubDate>Sun, 24 May 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Tue, 26 May 2026 15:23:07 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/m53PLh4UyFECqn8pvEdjhG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A soccer coach talking to a group of kids training in the field.]]></media:description>                                                            <media:text><![CDATA[A soccer coach talking to a group of kids training in the field.]]></media:text>
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                                                            <title><![CDATA[ Our Annual Grandparents' Guide to Today's Pop Artists ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/leisure/our-annual-grandparents-guide-to-todays-pop-artists</link>
                                                                            <description>
                            <![CDATA[ If you liked Amy Winehouse, Radiohead or Miles Davis, we have new music recommendations for you. ]]>
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                                                                        <pubDate>Sun, 24 May 2026 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Steve Hochman ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/our-annual-grandparents-guide-to-todays-pop-artists-A2qjMMd2xyeeMmwNCL5kwC-1280-80.jpg">
                                                            <media:credit><![CDATA[PHOTO BY ALIYAH OTCHERE]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Raye]]></media:description>                                                            <media:text><![CDATA[KRR390.music.RayeByAliyahOtchere]]></media:text>
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                                                            <title><![CDATA[ Where to Stay Comfortably for the World Cup in New Jersey ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/where-to-stay-comfortably-for-the-world-cup-in-new-jersey</link>
                                                                            <description>
                            <![CDATA[ A North Jersey native shares her insight on where to stay in comfort. ]]>
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                                                                        <pubDate>Sat, 23 May 2026 14:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 25 May 2026 15:49:27 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                <author><![CDATA[ alexandra.svokos@futurenet.com (Alexandra Svokos) ]]></author>                    <dc:creator><![CDATA[ Alexandra Svokos ]]></dc:creator>                                                                                                                                                                <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/tdyJESxCVLF6FAoXfj3ykf-1280-80.png">
                                                            <media:credit><![CDATA[Getty Images, CHARLY TRIBALLEAU/AFP via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A line of glamorous beach houses in Belmar, New Jersey, and a soccer game at MetLife Stadium. ]]></media:description>                                                            <media:text><![CDATA[A line of glamorous beach houses in Belmar, New Jersey, and a soccer game at MetLife Stadium. ]]></media:text>
                                <media:title type="plain"><![CDATA[A line of glamorous beach houses in Belmar, New Jersey, and a soccer game at MetLife Stadium. ]]></media:title>
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                                                            <title><![CDATA[ I Asked All My Service Providers to Lower My Bills. Here's What Happened ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/i-asked-all-my-service-providers-for-lower-prices-heres-what-happened</link>
                                                                            <description>
                            <![CDATA[ I asked all my service providers for lower prices. Here's what happened. ]]>
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                                                                        <pubDate>Sat, 23 May 2026 12:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 25 May 2026 15:25:29 +0000</updated>
                                                                                                                                            <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kPiixtCSb9smJKfm6eHhYb-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman in her living room talks on the phone while taking notes. ]]></media:description>                                                            <media:text><![CDATA[A woman in her living room talks on the phone while taking notes. ]]></media:text>
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                                                            <title><![CDATA[ I Loved My Italian Vacation: Here's How I Keep the Roman Glow Going Until the Next Trip ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/i-loved-my-italian-vacation-heres-how-i-keep-the-roman-glow-going</link>
                                                                            <description>
                            <![CDATA[ Travel is expensive and stressful these days. Here's how I'm preparing for my next trip to Italy — and how I feel like I'm already there. ]]>
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                                                                        <pubDate>Sat, 23 May 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                <author><![CDATA[ ellen.kennedy@futurenet.com (Ellen B. Kennedy) ]]></author>                    <dc:creator><![CDATA[ Ellen B. Kennedy ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QbZtnWBTc7n2yY324STs3S-1280-80.jpg">
                                                            <media:credit><![CDATA[Ellen B. Kennedy]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[View of Florence, Italy from the Duomo.]]></media:description>                                                            <media:text><![CDATA[The author&#039;s photo of the view from the Duomo of Forence, Italy.]]></media:text>
                                <media:title type="plain"><![CDATA[The author&#039;s photo of the view from the Duomo of Forence, Italy.]]></media:title>
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                                                            <title><![CDATA[ How to Make Use of the EV Charger Tax Credit Before it Expires ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-credits/ev-charger-tax-credit-deadline</link>
                                                                            <description>
                            <![CDATA[ The federal tax credit for home EV chargers is set to expire June 30, but qualifying can be more complicated than simply buying a charger. ]]>
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                                                                        <pubDate>Sat, 23 May 2026 10:10:00 +0000</pubDate>                                                                                                                                <updated>Mon, 25 May 2026 16:07:35 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax credits]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jT8EqGuaw5KPEkCqSTEPxg-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Detail of a hand plugging the cord into an electric car, to charge the battery in the garage outside a home. Concept of electric car charging, renewable energy, sustainability and transport.]]></media:description>                                                            <media:text><![CDATA[Detail of a hand plugging the cord into an electric car, to charge the battery in the garage outside a home. Concept of electric car charging, renewable energy, sustainability and transport.]]></media:text>
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                                                            <title><![CDATA[ Suddenly Inherited Money? The Critical Steps You Need to Take First ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/inheritance/suddenly-inherited-money-what-to-do-next</link>
                                                                            <description>
                            <![CDATA[ What you should do with an inheritance, even if it comes at the worst possible time. ]]>
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                                                                        <pubDate>Sat, 23 May 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Inheritance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Janet Bodnar ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Gt6RzxrbaPVJ76uqF48Fe8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mature couple sits at a kitchen table with a laptop and papers.]]></media:description>                                                            <media:text><![CDATA[A mature couple sits at a kitchen table with a laptop and papers.]]></media:text>
                                <media:title type="plain"><![CDATA[A mature couple sits at a kitchen table with a laptop and papers.]]></media:title>
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                                                            <title><![CDATA[ My First $1 Million: Retired Business Owner, 69, Northern California ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/my-first-million-54-retired-business-owner-northern-california</link>
                                                                            <description>
                            <![CDATA[ "My mother told me, 'You can't just save — you have to invest in stocks and real estate.' She became a millionaire, too, after I left home. … It takes time!" ]]>
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                                                                        <pubDate>Sat, 23 May 2026 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ joyce.lamb@futurenet.com (Joyce Lamb) ]]></author>                    <dc:creator><![CDATA[ Joyce Lamb ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Ke6zabcBsQZLd6Hcp5a33U-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[My First $1 Million logo]]></media:description>                                                            <media:text><![CDATA[My First $1 Million logo]]></media:text>
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                                                            <title><![CDATA[ TSA is Launching Gold+. Here's What That Means for Your Next Trip ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/what-is-tsa-gold-plus</link>
                                                                            <description>
                            <![CDATA[ The TSA's expanding use of private airport security contractors. U.S. Here's how TSA Gold+ might affect wait times, consistency and future air travel. ]]>
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                                                                        <pubDate>Sat, 23 May 2026 09:50:00 +0000</pubDate>                                                                                                                                <updated>Mon, 25 May 2026 16:13:47 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jb6MjwNyMf9epuNQqXYtMG-1280-80.jpg">
                                                            <media:credit><![CDATA[Houston Chronicle/Hearst Newspapers / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[TSA Security Lines at IAH]]></media:description>                                                            <media:text><![CDATA[TSA Security Lines at IAH]]></media:text>
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                                                            <title><![CDATA[ Feeling Hopeless About Your Credit Card Debt? Turn That Around in 7 Steps ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/debt/steps-to-deal-with-credit-card-debt</link>
                                                                            <description>
                            <![CDATA[ If you're demoralized about credit card debt, you're not alone. Rising costs can make progress feel slow, but this plan will help you keep moving forward. ]]>
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                                                                        <pubDate>Sat, 23 May 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Robinson.T@meetcleo.com (Robinson Torres, AFC®, CFEI®) ]]></author>                    <dc:creator><![CDATA[ Robinson Torres, AFC®, CFEI® ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RUgY3RHwZBWwmyczGPfLZd-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Man holds head in hands as he looks at credit cards and calculator]]></media:description>                                                            <media:text><![CDATA[Man holds head in hands as he looks at credit cards and calculator]]></media:text>
                                <media:title type="plain"><![CDATA[Man holds head in hands as he looks at credit cards and calculator]]></media:title>
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                                                            <title><![CDATA[ When Lower Interest Rates Make It Tougher to Save, Don't Stop — Just Switch Up the Game a Bit ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/what-to-do-when-lower-interest-rates-make-it-harder-to-save</link>
                                                                            <description>
                            <![CDATA[ While borrowers reap the benefits of lower interest rates, savers are seeing their savings earning less. What are your options if you're disillusioned? ]]>
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                                                                        <pubDate>Fri, 22 May 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Roland Chow, Investment Advisor ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uCCsA3yDmSgcZeb7Mwbk4H-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[&#039;Save&#039; written on a yellow note stuck to a calendar with a red pin ]]></media:description>                                                            <media:text><![CDATA[&#039;Save&#039; written on a yellow note stuck to a calendar with a red pin ]]></media:text>
                                <media:title type="plain"><![CDATA[&#039;Save&#039; written on a yellow note stuck to a calendar with a red pin ]]></media:title>
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                                                            <title><![CDATA[ The Superhero You Hope Just Sits There: The Best Thing About Paying for Insurance Is Not Having to Call on It for Help ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/why-you-should-pay-for-insurance</link>
                                                                            <description>
                            <![CDATA[ An insurance policy isn't a lottery ticket — it's a contract that acts as a backstop against disaster, which is why the best claim is the one you never have. ]]>
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                                                                        <pubDate>Fri, 22 May 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ karl@susmaninsurance.com (Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS) ]]></author>                    <dc:creator><![CDATA[ Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LgQfqNHBY275oqsioEDD3T-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Lego Batman on gray baseplate]]></media:description>                                                            <media:text><![CDATA[Lego Batman on gray baseplate]]></media:text>
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                                                            <title><![CDATA[ Here's How Your Favorite Stores Use Surveillance Data to Charge You More ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/online-shopping/how-your-favorite-stores-use-surveillance-data-to-charge-you-more</link>
                                                                            <description>
                            <![CDATA[ From online to in-store, retailers track your behavior to set maximum prices. Here's how to fight back. ]]>
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                                                                        <pubDate>Thu, 21 May 2026 14:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7PfezArSGcAtBxjfkHFAQV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a young couple grocery shopping ]]></media:description>                                                            <media:text><![CDATA[a young couple grocery shopping ]]></media:text>
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                                                            <title><![CDATA[ Maine's Balcony Solar Push Could Help Renters Cut Electricity Costs ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/balcony-solar-for-renters</link>
                                                                            <description>
                            <![CDATA[ Balcony solar systems are emerging as a lower-cost alternative to rooftop solar for renters. Here's how plug-in solar works. ]]>
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                                                                        <pubDate>Wed, 20 May 2026 21:51:41 +0000</pubDate>                                                                                                                                <updated>Wed, 20 May 2026 21:58:24 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UPd4k3fJ5HKNKAgAtTfkBK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Smiling man holding solar panel]]></media:description>                                                            <media:text><![CDATA[Smiling man holding solar panel]]></media:text>
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                                                            <title><![CDATA[ Buying World Cup Tickets? Beware of These Scams  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/online-shopping/buying-tickets-to-the-world-cup-beware-of-scams</link>
                                                                            <description>
                            <![CDATA[ World Cup ticket prices may be falling, but scammers are still cashing in. Here’s how to spot fake listings and protect yourself before kickoff. ]]>
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                                                                        <pubDate>Wed, 20 May 2026 15:24:01 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Gift Ideas]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/x2ZWpYuoqGpeqh6KNYeHwe-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a picture of a soccer ball with different countries&#039; flags sitting on a pitch in a soccer stadium ]]></media:description>                                                            <media:text><![CDATA[a picture of a soccer ball with different countries&#039; flags sitting on a pitch in a soccer stadium ]]></media:text>
                                <media:title type="plain"><![CDATA[a picture of a soccer ball with different countries&#039; flags sitting on a pitch in a soccer stadium ]]></media:title>
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                                                            <title><![CDATA[ What the K-Shaped Economy Really Means ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/economy/what-the-k-shaped-economy-really-means</link>
                                                                            <description>
                            <![CDATA[ As the financial fortunes of the wealthy diverge from everyone else, some businesses are poised to thrive, while others struggle with weakening sales. ]]>
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                                                                        <pubDate>Wed, 20 May 2026 12:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jim Patterson ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/idZKTXAoLFLY5yWJ6pSYxN-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man&amp;#039;s face is reflected in a computer screen showing volatile stock movement.]]></media:description>                                                            <media:text><![CDATA[A man&amp;#039;s face is reflected in a computer screen showing volatile stock movement.]]></media:text>
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                                                            <title><![CDATA[ The Pros Outweigh the Cons of Investing in a 529 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/college/why-i-invest-in-a-529-plan</link>
                                                                            <description>
                            <![CDATA[ This tax-advantage savings account is perfect for students. ]]>
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                                                                        <pubDate>Wed, 20 May 2026 09:55:00 +0000</pubDate>                                                                                                                                <updated>Thu, 21 May 2026 14:06:32 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/x2sHrgBf6WSvPVLd9WMrCe-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mother and her two sons look at a tablet together.]]></media:description>                                                            <media:text><![CDATA[A mother and her two sons look at a tablet together.]]></media:text>
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                                                            <title><![CDATA[ My Favorite Product Never Flies Off the Shelves, But It's Constantly Getting Pricier. Why Is That? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/inflation/why-are-prices-so-high-when-demand-seems-the-same</link>
                                                                            <description>
                            <![CDATA[ Several factors besides demand push up the prices of products you love. Understanding what's going on behind the scenes can help you decide what to buy and when. ]]>
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                                                                        <pubDate>Wed, 20 May 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Inflation]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ david.expertcontent@gmail.com (David Abraham) ]]></author>                    <dc:creator><![CDATA[ David Abraham ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Vdy2REUA3RvnvNxovQemmU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Man checking price of tomato sauce on smartphone in supermarket]]></media:description>                                                            <media:text><![CDATA[Man checking price of tomato sauce on smartphone in supermarket]]></media:text>
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                                                            <title><![CDATA[ How to Avoid Getting Ripped Off by an Extended-Warranty Auto Contract ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/dont-get-ripped-off-by-an-extended-warranty-auto-contract</link>
                                                                            <description>
                            <![CDATA[ Read the contract first (and have it reviewed by a mechanic). Some third-party providers are selling coverage that might not be all that it's claimed to be. ]]>
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                                                                        <pubDate>Tue, 19 May 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Lagombeaver1@gmail.com (H. Dennis Beaver, Esq.) ]]></author>                    <dc:creator><![CDATA[ H. Dennis Beaver, Esq. ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2sa3L5y7LNdZTbbrpNcrDi-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man on the phone at his dining room table looks suspicious.]]></media:description>                                                            <media:text><![CDATA[An older man on the phone at his dining room table looks suspicious.]]></media:text>
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                                                            <title><![CDATA[ 'Blue Dot Fever' is Canceling Concerts. Is Your Favorite Artist Next? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/spending/blue-dot-fever-concert-cancellations</link>
                                                                            <description>
                            <![CDATA[ As concert cancellations rise, fans might need a backup plan before booking flights, hotels and expensive seats. ]]>
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                                                                        <pubDate>Mon, 18 May 2026 14:46:41 +0000</pubDate>                                                                                                                                <updated>Wed, 20 May 2026 16:42:09 +0000</updated>
                                                                                                                                            <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8XhW3ksPfsJqAYm9N8goci-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Concept for cancelled entertainment events with concert tickets and red &#039;cancelled&#039; stamp on them ]]></media:description>                                                            <media:text><![CDATA[Concept for cancelled entertainment events with concert tickets and red &#039;cancelled&#039; stamp on them ]]></media:text>
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                                                            <title><![CDATA[ The Hidden Credit Report Crisis That Could Cost You Thousands ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-reports/the-hidden-credit-report-crisis-that-could-cost-you-thousands</link>
                                                                            <description>
                            <![CDATA[ Here's how to protect your credit health when no one else wants to. ]]>
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                                                                        <pubDate>Sun, 17 May 2026 12:05:00 +0000</pubDate>                                                                                                                                <updated>Tue, 19 May 2026 23:38:28 +0000</updated>
                                                                                                                                            <category><![CDATA[Credit Reports]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wJZLoemoyyLy4Tfj5U89Ji-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman reads surprising news]]></media:description>                                                            <media:text><![CDATA[A woman reads surprising news]]></media:text>
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                                                            <title><![CDATA[ Should You Preorder Your Next Phone? Read This Before You Click Buy ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gadgets/should-you-pre-order-your-next-phone</link>
                                                                            <description>
                            <![CDATA[ Preordering a new smartphone can help you lock in launch-day delivery and bonus offers, but it doesn't always guarantee the best deal. ]]>
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                                                                        <pubDate>Sun, 17 May 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 22 May 2026 17:12:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bwXELNww87GFkJMaiUJiT5-1280-80.jpg">
                                                            <media:credit><![CDATA[NurPhoto / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Customers brave the rain to inquire about exchanging their old iPhones for new ones at Apple&#039;s flagship Nanjing Road Pedestrian Street store in Shanghai, China, on September 10, 2024. ]]></media:description>                                                            <media:text><![CDATA[Customers brave the rain to inquire about exchanging their old iPhones for new ones at Apple&#039;s flagship Nanjing Road Pedestrian Street store in Shanghai, China, on September 10, 2024. ]]></media:text>
                                <media:title type="plain"><![CDATA[Customers brave the rain to inquire about exchanging their old iPhones for new ones at Apple&#039;s flagship Nanjing Road Pedestrian Street store in Shanghai, China, on September 10, 2024. ]]></media:title>
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                                                            <title><![CDATA[ Wealth Wise: Should We Borrow Money From Our Elderly Father? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/can-we-borrow-from-our-elderly-father-without-telling-him</link>
                                                                            <description>
                            <![CDATA[ In our retirement advice column, Wealth Wise, we answer a reader's question about whether you should take a loan from an elderly parent without them knowing. ]]>
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                                                                        <pubDate>Sun, 17 May 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Tue, 19 May 2026 13:29:26 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Home Equity Loans]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                                                                                <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/oyNi95FCft43wxzRMyPTYf-1280-80.png">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man puts his elderly father on the back. His father is hunched over and holds a cane, but is smiling.]]></media:description>                                                            <media:text><![CDATA[A man puts his elderly father on the back. His father is hunched over and holds a cane, but is smiling.]]></media:text>
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                                                            <title><![CDATA[ How to Help Your Adult Kids Without Hurting Your Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-plans/how-to-help-your-adult-kids-without-hurting-your-retirement</link>
                                                                            <description>
                            <![CDATA[ The Bank of Mom and Dad can be challenging — financially and emotionally. These tips pave the way. ]]>
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                                                                        <pubDate>Sun, 17 May 2026 09:50:00 +0000</pubDate>                                                                                                                                <updated>Mon, 25 May 2026 00:35:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Diane Harris ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6EdehXVJsPd5h72p9gEGVQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature son helping father to manage his finance, teaching how to work with internet baking and shopping online. Handsome son supporting dad, technology and digital literacy.]]></media:description>                                                            <media:text><![CDATA[Mature son helping father to manage his finance, teaching how to work with internet baking and shopping online. Handsome son supporting dad, technology and digital literacy.]]></media:text>
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                                                            <title><![CDATA[ 3 Ways to Potentially Avoid Falling Into a Tax Trap in Retirement, From a Financial Adviser ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/retirement-tax-trap-how-to-avoid-it</link>
                                                                            <description>
                            <![CDATA[ You may think you'll pay less in taxes once you retire, but taxable withdrawals and Social Security can keep your tax bill as high as it was during your career. ]]>
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                                                                        <pubDate>Sun, 17 May 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[required minimum distributions (RMDs)]]></category>
                                                    <category><![CDATA[Charity]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[Social Security]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ letstalk@safeharborwealthsc.com (Gary Knode, CF2) ]]></author>                    <dc:creator><![CDATA[ Gary Knode, CF2 ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6cK3Vv6msS7sKR5AbtaE9o-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Bundle of US $1 bills tied down on white surface with bright red string and red thumb tacks]]></media:description>                                                            <media:text><![CDATA[Bundle of US $1 bills tied down on white surface with bright red string and red thumb tacks]]></media:text>
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                                                            <title><![CDATA[ AI Could Derail Everything from Global Financial Systems to Online Privacy: Would You Be Vulnerable to an Attack? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/ai-risks-to-global-financial-systems-and-online-privacy</link>
                                                                            <description>
                            <![CDATA[ While AI can expose flaws in banking systems, your own use of AI can also expose you to risk. Find out how to stay safe as the digital world gets more complex. ]]>
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                                                                        <pubDate>Sun, 17 May 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ scummings@halberthargrove.com (Shane W. Cummings, CFP®, AIF®) ]]></author>                    <dc:creator><![CDATA[ Shane W. Cummings, CFP®, AIF® ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bKtiugwvCranjjkEs4EbqU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Close-up portrait of a worried middle-aged man looking at his laptop screen.]]></media:description>                                                            <media:text><![CDATA[Close-up portrait of a worried middle-aged man looking at his laptop screen.]]></media:text>
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                                                            <title><![CDATA[ How to Avoid Overpaying for Flights in 2026 as Prices Keep Climbing ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/how-to-save-on-rising-airfare</link>
                                                                            <description>
                            <![CDATA[ Airfare is climbing. Learn when to book flights and smart ways to save on tickets in 2026. ]]>
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                                                                        <pubDate>Sat, 16 May 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Tue, 19 May 2026 17:27:44 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[travel insurance]]></category>
                                                    <category><![CDATA[Travel Credit Cards]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hkM4MCQYuew3XkhhVfUCHj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman using laptop to book flight tickets and plan holiday]]></media:description>                                                            <media:text><![CDATA[Woman using laptop to book flight tickets and plan holiday]]></media:text>
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                                                            <title><![CDATA[ My First $1 Million: Business Owner, 52, New Mexico ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/my-first-million-53-business-owner-new-mexico</link>
                                                                            <description>
                            <![CDATA[ "If we can do it, anyone can. We didn't do it by earning huge $$ or doing anything sexy. Just mundane, disciplined savings in mutual funds." ]]>
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                                                                        <pubDate>Sat, 16 May 2026 10:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 19 May 2026 14:04:54 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ joyce.lamb@futurenet.com (Joyce Lamb) ]]></author>                    <dc:creator><![CDATA[ Joyce Lamb ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/piegsxedfrnoKs5yVf86UG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[My First $1 Million logo]]></media:description>                                                            <media:text><![CDATA[My First $1 Million logo]]></media:text>
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                                                            <title><![CDATA[ 5 Things 50 Millionaires Wish They'd Known Before They Retired ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/what-first-time-millionaires-wish-theyd-known-before-they-retired</link>
                                                                            <description>
                            <![CDATA[ Who better to ask about retirement regrets than millionaires who've been there, done that? Here's what they wish they knew before entering their golden years. ]]>
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                                                                        <pubDate>Sat, 16 May 2026 10:00:00 +0000</pubDate>                                                                                                                                <updated>Thu, 21 May 2026 15:04:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ joyce.lamb@futurenet.com (Joyce Lamb) ]]></author>                    <dc:creator><![CDATA[ Joyce Lamb ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Dkrw3P8TSd6pMk4TjVvvsR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple smile and laugh together on a city street.]]></media:description>                                                            <media:text><![CDATA[An older couple smile and laugh together on a city street.]]></media:text>
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                                                            <title><![CDATA[ The First 5 Years After a Salary Jump: How to Handle a Pay Raise Without Buying a Life You Can't Afford ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-handle-a-higher-salary-without-overspending</link>
                                                                            <description>
                            <![CDATA[ Getting a raise is the perfect time to focus on building wealth, but only if you do these things before your "new" money vanishes into a shinier lifestyle. ]]>
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                                                                        <pubDate>Sat, 16 May 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Anthony Martin ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YMQHkahbPsoSPLyMHNEfz3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Businessman paying via smart phone at a bar counter]]></media:description>                                                            <media:text><![CDATA[Businessman paying via smart phone at a bar counter]]></media:text>
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                                                            <title><![CDATA[ Gift Ideas For Graduates That Are Actually Meaningful ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/college/gift-ideas-for-graduates-that-are-actually-meaningful</link>
                                                                            <description>
                            <![CDATA[ Help a new grad get off on the right foot with these ideas. ]]>
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                                                                        <pubDate>Fri, 15 May 2026 14:07:03 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/great-gifts-for-graduates-WrGJsJXnU23Xgs9KBHZ4fc-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[A closeup shot of colorful bags and displays to congratulate on graduation]]></media:description>                                                            <media:text><![CDATA[KPF572.family_finances.gradgiftGetty1445642452]]></media:text>
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                                                            <title><![CDATA[ I'm an Insurance Pro: What You Can Do to Save Yourself Some Moola as the Insurance Market Shifts ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/good-time-to-shop-around-for-insurance-save-money</link>
                                                                            <description>
                            <![CDATA[ Now tough home and auto insurance markets are finally seeing new competition and looser guidelines, you should start shopping for a less-expensive policy. ]]>
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                                                                        <pubDate>Fri, 15 May 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ karl@susmaninsurance.com (Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS) ]]></author>                    <dc:creator><![CDATA[ Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AmRUVnwF9hei2MWCBJcMR8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature man punching the air after saving money on an online quote]]></media:description>                                                            <media:text><![CDATA[Mature man punching the air after saving money on an online quote]]></media:text>
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                                                            <title><![CDATA[ How to Watch the 2026 PGA Championship Live ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gadgets/how-to-watch-the-pga-championship</link>
                                                                            <description>
                            <![CDATA[ Here’s how to watch the 2026 PGA Championship live, including the TV schedule, streaming options and weekend CBS coverage. ]]>
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                                                                        <pubDate>Thu, 14 May 2026 19:51:48 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Deals]]></category>
                                                    <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Golf]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ytxqRUiBMBP4ax8YyhfwrT-1280-80.jpg">
                                                            <media:credit><![CDATA[Ben Jared / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[NEWTON SQUARE, PENNSYLVANIA - MAY 12: PGA flag is seen prior to PGA Championship at Aronimink Golf Club on May 12, 2026 in Newtown Square, Pennsylvania. ]]></media:description>                                                            <media:text><![CDATA[NEWTON SQUARE, PENNSYLVANIA - MAY 12: PGA flag is seen prior to PGA Championship at Aronimink Golf Club on May 12, 2026 in Newtown Square, Pennsylvania. ]]></media:text>
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                                                            <title><![CDATA[ 11 Travel Essentials People Often Forget (And Your HSA Actually Covers) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/travel-essentials-people-forget-and-your-hsa-covers</link>
                                                                            <description>
                            <![CDATA[ Going somewhere? Use what gets left behind to your advantage on your 2026 vacation. ]]>
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                                                                        <pubDate>Thu, 14 May 2026 12:47:00 +0000</pubDate>                                                                                                                                <updated>Thu, 14 May 2026 13:53:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pz2qPsTRmUnY2Fg9FgFYW7-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An open suitcase with a hat, device, socks, and other travel essentials]]></media:description>                                                            <media:text><![CDATA[An open suitcase with a hat, device, socks, and other travel essentials]]></media:text>
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                                                            <title><![CDATA[ Americans Pay $150 Billion More Than They Should on Home and Auto Insurance, Study Says. Here's What You Can Do. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/americans-pay-more-than-they-should-on-home-and-auto-insurance-study-says-heres-what-you-can-do</link>
                                                                            <description>
                            <![CDATA[ Insurance companies are charging $150 billion more than they should be for home and car insurance every year, according to a new study. ]]>
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                                                                        <pubDate>Thu, 14 May 2026 10:25:00 +0000</pubDate>                                                                                                                                <updated>Mon, 18 May 2026 13:46:16 +0000</updated>
                                                                                                                                            <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/E3VP7vsXKuBbG9d2CD7vtY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman gestures in frustration while driving a car.]]></media:description>                                                            <media:text><![CDATA[A woman gestures in frustration while driving a car.]]></media:text>
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                                                            <title><![CDATA[ Feel Like You're Not Measuring Up Financially in 2026? You Might Be Using the Wrong Ruler ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/not-measuring-up-financially-what-to-consider</link>
                                                                            <description>
                            <![CDATA[ If you're feeling that your finances aren't where they should be, make sure you're using the right benchmarks to measure your progress. ]]>
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                                                                        <pubDate>Thu, 14 May 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@truenorthadvs.com (Ronnie Thompson) ]]></author>                    <dc:creator><![CDATA[ Ronnie Thompson ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Xt872a8gZ3dYX4oC3pejgV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Tape measure wrapped around a dollar bill]]></media:description>                                                            <media:text><![CDATA[Tape measure wrapped around a dollar bill]]></media:text>
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                                                            <title><![CDATA[ Some iPhone 15 and 16 Owners Could Get an Apple AI Settlement Payout. Do You Qualify? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gadgets/apple-ai-settlement-payout-iphone-users-may-qualify</link>
                                                                            <description>
                            <![CDATA[ Apple agreed to a $250 million settlement tied to delayed Siri AI features. Here’s who might qualify for payments. ]]>
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                                                                        <pubDate>Wed, 13 May 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Fri, 22 May 2026 17:09:25 +0000</updated>
                                                                                                                                            <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jXAyy9pqSDgtWho4bRUr3d-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A hand holding a phone with AI on the screen ]]></media:description>                                                            <media:text><![CDATA[A hand holding a phone with AI on the screen ]]></media:text>
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                                                            <title><![CDATA[ Our New Health Plan Offers an HSA. Is the Triple Tax Benefit Worth the Hassle of Saving Decades of Receipts? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/our-new-health-plan-offers-an-hsa-is-the-triple-tax-benefit-worth-the-hassle-of-saving-decades-of-receipts</link>
                                                                            <description>
                            <![CDATA[ Should we sign up for a Health Savings Account (HSA) and embrace even more healthcare paperwork? We'd rather plan vacations than track receipts. ]]>
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                                                                        <pubDate>Wed, 13 May 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Thu, 14 May 2026 18:38:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xEtQQparupR5mh4j77Sbpd-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Shot of a senior married couple laughing and taking a break from their workout at the gym.]]></media:description>                                                            <media:text><![CDATA[Shot of a senior married couple laughing and taking a break from their workout at the gym.]]></media:text>
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                                                            <title><![CDATA[ 5 Ways the OBBBA Rewards the Midwestern Millionaire: You Won't Want to Ignore These Tax Planning Opportunities ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/how-the-obbba-rewards-diligent-savers-and-millionaires</link>
                                                                            <description>
                            <![CDATA[ Diligent savers who take steps to capitalize on these tax-saving opportunities can keep more of their wealth and even help build a tax-efficient legacy. ]]>
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                                                                        <pubDate>Wed, 13 May 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Charity]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                <author><![CDATA[ info@peakretirementplanning.com (Joe F. Schmitz Jr., CFP®, ChFC®, CKA®) ]]></author>                    <dc:creator><![CDATA[ Joe F. Schmitz Jr., CFP®, ChFC®, CKA® ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/saF6ZgEPYZ9AbgHx5Wp4Jh-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older woman gives her dog a treat as it rolls over on a nature path.]]></media:description>                                                            <media:text><![CDATA[An older woman gives her dog a treat as it rolls over on a nature path.]]></media:text>
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                                                            <title><![CDATA[ Final Exam vs Family Vacation: What's a Professor to Do When Students Demand an Exception to a Hard and Fast Rule for a 'Capricious' Reason? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-a-professor-can-protect-herself-from-students-unfair-demands</link>
                                                                            <description>
                            <![CDATA[ Students wanted to reschedule a final exam, and when their professor cited a long-standing, universal rule, they muttered about filing a grievance. What's next? ]]>
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                                                                        <pubDate>Tue, 12 May 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                                                                <author><![CDATA[ Lagombeaver1@gmail.com (H. Dennis Beaver, Esq.) ]]></author>                    <dc:creator><![CDATA[ H. Dennis Beaver, Esq. ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Y24huBf6dDsRQeGga3iW56-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A young woman has her hands on her hips, looking annoyed.]]></media:description>                                                            <media:text><![CDATA[A young woman has her hands on her hips, looking annoyed.]]></media:text>
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                                                            <title><![CDATA[ I'm a Financial Adviser, Wife And Mom: 6 Money Lessons I Teach My Kids and My Clients ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/financial-adviser-money-lessons-for-kids-and-clients</link>
                                                                            <description>
                            <![CDATA[ It's never too early to get started understanding wealth — and what generations who came before you did to set you on your path. ]]>
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                                                                        <pubDate>Sun, 10 May 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mary Ware, CFP®, CIMA®, CDFA® ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dvfbmNxVLSM3o65uiPWk57-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Portrait of girl on lemonade stand holding up one hundred dollar bill]]></media:description>                                                            <media:text><![CDATA[Portrait of girl on lemonade stand holding up one hundred dollar bill]]></media:text>
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                                                            <title><![CDATA[ I'm a Financial Adviser: Are You a Woman Who Sees Financial Planning as Another Job You Don't Have Time For? You'll Regret That ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/woman-with-no-time-time-for-financial-planning-dont-regret-that</link>
                                                                            <description>
                            <![CDATA[ Many women forgo financial planning because it's just another thing to add to their lengthy to-do list. Here's why you should bump it to the top of your list. ]]>
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                                                                        <pubDate>Sun, 10 May 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Beth Bosworth, CFP® ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/iQkfzAC3GrZR3JNrNmqcsB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A young mother looks overwhelmed as she holds her baby and looks over financial paperwork at the dining room table.]]></media:description>                                                            <media:text><![CDATA[A young mother looks overwhelmed as she holds her baby and looks over financial paperwork at the dining room table.]]></media:text>
                                <media:title type="plain"><![CDATA[A young mother looks overwhelmed as she holds her baby and looks over financial paperwork at the dining room table.]]></media:title>
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                                                            <title><![CDATA[ 70% of Savers Forget To Do This One Critical Thing  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/why-most-savers-dont-set-savings-goals</link>
                                                                            <description>
                            <![CDATA[ Many people focus on saving money. But do you have intentions beyond merely saving? ]]>
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                                                                        <pubDate>Sat, 09 May 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/x6JPDYA8bimbnPsZY7kLNL-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a woman choosing between everyday purchases and saving]]></media:description>                                                            <media:text><![CDATA[a woman choosing between everyday purchases and saving]]></media:text>
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