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                    <title><![CDATA[ Latest from Kiplinger in Personal-finance ]]></title>
                <link>https://www.kiplinger.com/personal-finance</link>
        <description><![CDATA[ All the latest personal-finance content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Wed, 08 Apr 2026 11:05:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ Thinking About Using Your Home Equity in April? What to Know About Rates, Risks and Timing First ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-equity-loans/what-to-know-before-tapping-home-equity</link>
                                                                            <description>
                            <![CDATA[ With borrowing costs still elevated and economic uncertainty in play, tapping your home equity requires a clear plan, not just available equity. ]]>
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                                                                        <pubDate>Wed, 08 Apr 2026 11:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Equity Loans]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Qyqgd8k6x9Ept2VG3SoGTQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[House Model on Top of Stack of Coins ]]></media:description>                                                            <media:text><![CDATA[House Model on Top of Stack of Coins ]]></media:text>
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                                                            <title><![CDATA[ Gen Z Is Changing Retirement Saving. Here's What Millennials Can Learn ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/gen-z-retirement-savings-strategy-is-changing</link>
                                                                            <description>
                            <![CDATA[ Rising costs and shifting priorities are changing how younger workers save. Here's what it means for your long-term plan. ]]>
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                                                                        <pubDate>Wed, 08 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MXzRSNwsRXuoZJujhr3tQF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Close-up of a woman reviewing receipts while holding a smartphone beside an open laptop at a cozy desk. ]]></media:description>                                                            <media:text><![CDATA[Close-up of a woman reviewing receipts while holding a smartphone beside an open laptop at a cozy desk. ]]></media:text>
                                <media:title type="plain"><![CDATA[Close-up of a woman reviewing receipts while holding a smartphone beside an open laptop at a cozy desk. ]]></media:title>
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                                                            <title><![CDATA[ The Private Assets Held in Public Companies ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/the-private-assets-held-in-public-companies</link>
                                                                            <description>
                            <![CDATA[ Shareholders of some of the most widely owned stocks are investing indirectly in private equity and debt. ]]>
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                                                                        <pubDate>Wed, 08 Apr 2026 09:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Anne Kates Smith) ]]></author>                    <dc:creator><![CDATA[ Anne Kates Smith ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nVX2hqswTFPr64fLaCJ4Ef-1280-80.jpg">
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                                                            <title><![CDATA[ War in the Middle East Spells Higher Inflation for U.S. Consumers ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/economy/war-in-middle-east-spells-higher-inflation-for-consumers</link>
                                                                            <description>
                            <![CDATA[ The economy can probably withstand the jump in fuel costs, but prices figure to rise faster, straining many budgets. ]]>
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                                                                        <pubDate>Tue, 07 Apr 2026 12:20:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Matthew Housiaux ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/qh9WMTkV7hZ5QTuEk2yrWP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[stacks of multi-colored discs with a yellow trendline above them to signal inflation]]></media:description>                                                            <media:text><![CDATA[stacks of multi-colored discs with a yellow trendline above them to signal inflation]]></media:text>
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                                                            <title><![CDATA[ We thought our retirement budget was set, but these 6 'spring surprises' are costing us a fortune ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/spring-surprises-are-costing-us-a-fortune</link>
                                                                            <description>
                            <![CDATA[ Spring is here, but so are the bills. From HVAC tune-ups to surging travel costs, here are 6 hidden expenses retirees must plan for in 2026. ]]>
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                                                                        <pubDate>Tue, 07 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 14:26:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Uz485ruQNHWTaZSrRxaV9b-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Couple discussing and using a laptop at home in the kitchen]]></media:description>                                                            <media:text><![CDATA[Couple discussing and using a laptop at home in the kitchen]]></media:text>
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                                                            <title><![CDATA[ What to Know About Dynamic Pricing — and How to Beat It ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/leisure/what-to-know-about-dynamic-pricing-and-how-to-beat-it</link>
                                                                            <description>
                            <![CDATA[ From airlines to food-delivery platforms, many businesses use high-tech strategies to adjust their prices online. ]]>
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                                                                        <pubDate>Tue, 07 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                                                                <author><![CDATA[ emma.patch@futurenet.com (Emma Patch) ]]></author>                    <dc:creator><![CDATA[ Emma Patch ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/what-to-know-about-dynamic-pricing-W5B8CojrfUeXWLYeM9AimY-1280-80.jpg">
                                                            <media:credit><![CDATA[Sarah Stier/Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[NEW YORK, NEW YORK - SEPTEMBER 02: Serena Williams of the United States reacts in the second set against Ajla Tomlijanovic of Australia during their Women&#039;s Singles Third Round match on Day Five of the 2022 US Open at USTA Billie Jean King National Tennis Center on September 02, 2022 in the Flushing neighborhood of the Queens borough of New York City. (Photo by Sarah Stier/Getty Images)]]></media:description>                                                            <media:text><![CDATA[Serena Williams raises a hand triumphantly at the U.S. Open.]]></media:text>
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                                                            <title><![CDATA[ These Real-World Examples of Societal Impact Can Inspire College Students for Their Next Chapter ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/real-world-examples-of-societal-impact-to-inspire-college-students</link>
                                                                            <description>
                            <![CDATA[ What motivates the creation of societally impactful ventures? We can find some answers in the invention of a life-saving gadget and an author's book. ]]>
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                                                                        <pubDate>Tue, 07 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Lagombeaver1@gmail.com (H. Dennis Beaver, Esq.) ]]></author>                    <dc:creator><![CDATA[ H. Dennis Beaver, Esq. ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/K6638HM42nMVsFZFYJoCZY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[College students in class.]]></media:description>                                                            <media:text><![CDATA[College students in class.]]></media:text>
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                                                            <title><![CDATA[ How to De-Risk Your Portfolio in 5 Different Scenarios ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/how-to-de-risk-your-portfolio-in-different-scenarios</link>
                                                                            <description>
                            <![CDATA[ If you're worried about the market or your personal circumstances, take these steps to help you sleep at night. ]]>
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                                                                        <pubDate>Mon, 06 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                <updated>Wed, 08 Apr 2026 18:48:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[ETFs]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ nellie.huang@futurenet.com (Nellie S. Huang) ]]></author>                    <dc:creator><![CDATA[ Nellie S. Huang ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/how-to-de-risk-your-portfolio-dJk7NSmqnbSzcwVFG84Rik-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/fStop]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Bear chasing businessman investor with money briefcase on blue background]]></media:description>                                                            <media:text><![CDATA[KPF571.derisk_portfolio.bearmarketGetty2190439489]]></media:text>
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                                                            <title><![CDATA[ Smart Transportation Alternatives for Seniors to Avoid Rising Gas Prices ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/transportation-alternatives-for-seniors-to-avoid-rising-gas-prices</link>
                                                                            <description>
                            <![CDATA[ With gas prices averaging more than $4 per gallon, small changes can lead to big savings. ]]>
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                                                                        <pubDate>Sun, 05 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YcsJLnFxLrbBptBrF3swNW-1280-80.jpg">
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                                                            <title><![CDATA[ 6 Steps to Quickly Build Your Emergency Fund ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-quickly-build-an-emergency-fund</link>
                                                                            <description>
                            <![CDATA[ How would you cover a $1,000 bill for urgent costs? Use a credit card? Get a family loan? Far better to have an emergency fund. Here's how to set it up quickly. ]]>
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                                                                        <pubDate>Sun, 05 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ david.expertcontent@gmail.com (David Abraham) ]]></author>                    <dc:creator><![CDATA[ David Abraham ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mysn8VoPNgRy2C3puriaih-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Piggy bank in a life preserver on a champagne colored background]]></media:description>                                                            <media:text><![CDATA[Piggy bank in a life preserver on a champagne colored background]]></media:text>
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                                                            <title><![CDATA[ Your 5-Step Guide to Financial Freedom After Divorce, From a Financial Planner ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/expert-guide-to-financial-freedom-after-divorce</link>
                                                                            <description>
                            <![CDATA[ Living on one income after a divorce can be tough, particularly if you've never had to manage your money. But these steps make it possible — and liberating. ]]>
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                                                                        <pubDate>Sun, 05 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ marketing@francisfinancial.com (Stacy Francis, CFP®, CDFA®, CES™) ]]></author>                    <dc:creator><![CDATA[ Stacy Francis, CFP®, CDFA®, CES™ ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hgm8XnnwW2G5WvtWTcfrzj-1280-80.jpg">
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                                                            <title><![CDATA[ Oil Prices Are Climbing: 5 Ways to Get Ahead of Higher Summer Costs Before They Hit Your Wallet ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/oil-prices-are-climbing-ways-to-get-ahead-of-higher-summer-costs</link>
                                                                            <description>
                            <![CDATA[ Oil prices are rising fast. Learn where costs will hit next and how to save ]]>
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                                                                        <pubDate>Sat, 04 Apr 2026 11:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BKMyS2FnCNtsAeQaEGTvvh-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman put money to car tank. ]]></media:description>                                                            <media:text><![CDATA[Woman put money to car tank. ]]></media:text>
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                                                            <title><![CDATA[ My First $1 Million: Retired Fiber Optic Splicer, 50, Columbus, Ohio ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/my-first-million-47-retired-fiber-optic-splicer-columbus-ohio</link>
                                                                            <description>
                            <![CDATA[ Ever wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers. ]]>
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                                                                        <pubDate>Sat, 04 Apr 2026 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ joyce.lamb@futurenet.com (Joyce Lamb) ]]></author>                    <dc:creator><![CDATA[ Joyce Lamb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kBEoE9GqvTmdkdqAE7UAtD-1280-80.jpg">
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                                                            <title><![CDATA[ You Might Already Qualify for a Second Passport but the Cost Might Surprise You ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/second-passport-cost-citizenship-by-descent</link>
                                                                            <description>
                            <![CDATA[ New rules are expanding who qualifies for citizenship by ancestry. Who qualifies and what it costs ]]>
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                                                                        <pubDate>Fri, 03 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 06 Apr 2026 20:55:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZwEXtdsHsoR3P7vUBGwtWX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[picture of a man holding a U.S. passport while standing on a map of the world]]></media:description>                                                            <media:text><![CDATA[picture of a man holding a U.S. passport while standing on a map of the world]]></media:text>
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                                                            <title><![CDATA[ The SKI Travel Trend Is Reshaping Retirement Spending ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/ski-retirement-travel-trend</link>
                                                                            <description>
                            <![CDATA[ Here is what the SKI trend means for your retirement plan. ]]>
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                                                                        <pubDate>Fri, 03 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 13:53:42 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yKCtRD3Tmc5AswD8H8FXz3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An active and happy family hike across a small bridge]]></media:description>                                                            <media:text><![CDATA[An active and happy family hike across a small bridge]]></media:text>
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                                                            <title><![CDATA[ 6 Ways Seniors Can Save on Home Insurance ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/ways-seniors-can-save-on-home-insurance</link>
                                                                            <description>
                            <![CDATA[ Don't let soaring insurance premiums eat into your retirement income. ]]>
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                                                                        <pubDate>Fri, 03 Apr 2026 10:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 14:13:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kieiBB5H8ByiTLMtUjodvH-1280-80.jpg">
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                                                            <title><![CDATA[ Do You Have a 'Mo Money, Mo Problems' Issue? A Financial Planner Has Some Thoughts ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/tips-for-high-earners-with-money-problems</link>
                                                                            <description>
                            <![CDATA[ When you're a high earner, the skills that got you to the top of your profession aren't necessarily the same ones you need to build wealth. ]]>
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                                                                        <pubDate>Fri, 03 Apr 2026 09:45:00 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Apr 2026 19:51:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aNJL2fnLHdxW6VHToMVjGR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A wooden figure is held down by stacks of hundred-dollar bills.]]></media:description>                                                            <media:text><![CDATA[A wooden figure is held down by stacks of hundred-dollar bills.]]></media:text>
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                                                            <title><![CDATA[ I'm a Financial Literacy Expert: Schools Can Teach Kids About Money, But Guess Who They Learn From the Most? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/schools-can-teach-kids-about-money-but-they-learn-from-parents-the-most</link>
                                                                            <description>
                            <![CDATA[ Schools are increasingly expected to teach children how to manage money, but classroom learning pales in comparison to good examples set by the family at home. ]]>
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                                                                        <pubDate>Fri, 03 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ neale@nealegodfrey.com (Neale Godfrey, Financial Literacy Expert) ]]></author>                    <dc:creator><![CDATA[ Neale Godfrey, Financial Literacy Expert ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QXpDq2Mse2xZLau3o3HKiY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Dad teaching his son about money in the kitchen]]></media:description>                                                            <media:text><![CDATA[Dad teaching his son about money in the kitchen]]></media:text>
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                                                            <title><![CDATA[ Money Market Accounts vs No-Penalty CDs: Which Is the Best Way to Grow My Cash? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings-accounts/money-market-accounts-vs-no-penalty-cds</link>
                                                                            <description>
                            <![CDATA[ Explore how both of these options can help you reach your savings goals and when to use each. ]]>
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                                                                        <pubDate>Thu, 02 Apr 2026 14:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nQCq8wAmV34o7VPvEjHdRW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a happy couple saving money]]></media:description>                                                            <media:text><![CDATA[a happy couple saving money]]></media:text>
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                                                            <title><![CDATA[ Trump Accounts Are a Great Start, But They Could Be Better ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/how-trump-accounts-could-be-better</link>
                                                                            <description>
                            <![CDATA[ Trump accounts are a sound enough idea, except that future withdrawals will be taxable. One solution would be to give them a Roth-style tax-free structure. ]]>
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                                                                        <pubDate>Thu, 02 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Adam Bergman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SJBBZLGEmrbos3QVKgMRQ8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Close up of parent and child&#039;s hands holding a white piggy bank]]></media:description>                                                            <media:text><![CDATA[Close up of parent and child&#039;s hands holding a white piggy bank]]></media:text>
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                                                            <title><![CDATA[ 9 Financially Savvy Tips for a Guilt-Free Vacation, From a Wealth Adviser ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/financially-savvy-tips-for-a-guilt-free-vacation</link>
                                                                            <description>
                            <![CDATA[ Ditch the guilt part of your trip by intentionally budgeting, defining your own dream getaway and ensuring your financial and legal documents are in order. ]]>
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                                                                        <pubDate>Wed, 01 Apr 2026 09:45:00 +0000</pubDate>                                                                                                                                <updated>Thu, 02 Apr 2026 18:50:38 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mary Ware, CFP®, CIMA®, CDFA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yfnAfTVDVZzH2byA3m8ZLS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Senior woman with eyeshield and sunglasses standing in front of colorful striped wall ]]></media:description>                                                            <media:text><![CDATA[Senior woman with eyeshield and sunglasses standing in front of colorful striped wall ]]></media:text>
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                                                            <title><![CDATA[ Why Turning 60 is a Good Time to Start a New Career (It’s Not Just About the Money) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/why-turning-60-is-a-good-time-to-start-a-new-career</link>
                                                                            <description>
                            <![CDATA[ Why going back to work after 60 is as much mental as it is practical, and often exactly what you need most. ]]>
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                                                                        <pubDate>Tue, 31 Mar 2026 14:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Career Paths]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kkDsHPemQtDLMehAUXgLKW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature businessman leaving office building. Confident male professionals is walking outside workplace after work. He is wearing suit.]]></media:description>                                                            <media:text><![CDATA[Mature businessman leaving office building. Confident male professionals is walking outside workplace after work. He is wearing suit.]]></media:text>
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                                                            <title><![CDATA[ 6 Ways to Make the Most of Your 2026 Tax Refund ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-refunds/ways-to-make-the-most-of-your-tax-refund</link>
                                                                            <description>
                            <![CDATA[ With record amounts expected to be returned to taxpayers this year, having a plan for the money in advance is key. ]]>
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                                                                        <pubDate>Tue, 31 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 31 Mar 2026 16:43:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Refunds]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Beth Braverman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/njvNGZMc24LhbMMMmEkNh-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman sitting at dining table, handling personal finance with laptop. ]]></media:description>                                                            <media:text><![CDATA[A woman sitting at dining table, handling personal finance with laptop. ]]></media:text>
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                                                            <title><![CDATA[ We Are 63 With $5.7 Million. My Wife Wants to Buy Long-Term Care Insurance, but I Want to Self-Insure. Who Is Right? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/we-are-63-with-usd5-7-million-my-wife-wants-to-buy-long-term-care-insurance-but-i-want-to-self-insure</link>
                                                                            <description>
                            <![CDATA[ Even with our solid nest egg, it's not clear if we should self-insure or buy long-term care insurance. ]]>
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                                                                        <pubDate>Tue, 31 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Apr 2026 16:19:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7ifRzrkSPy5Uwbwz8dRXJV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mature couple takes a break after hiking by enjoying a hot drink by a car trunk in nature.]]></media:description>                                                            <media:text><![CDATA[A mature couple takes a break after hiking by enjoying a hot drink by a car trunk in nature.]]></media:text>
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                                                            <title><![CDATA[ Why Prediction Markets and Sports Betting Aren't Investing ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/prediction-markets-and-sports-betting-arent-investing</link>
                                                                            <description>
                            <![CDATA[ A gentle reminder amid March Madness. ]]>
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                                                                        <pubDate>Tue, 31 Mar 2026 09:10:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Business]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                                                                                    <dc:creator><![CDATA[ Coryanne Hicks ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rPWnacjmzfNng873hZmdq7-1280-80.jpg">
                                                            <media:credit><![CDATA[Brett Wilhelm/NCAA Photos via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Braylon Mullins #24 of the UConn Huskies hits the game-winning shot in the second half against the Duke Blue Devils during the Elite Eight round game of the 2026 NCAA Men&#039;s Basketball Tournament held at Capital One Arena on March 29, 2026 in Washington, DC. ]]></media:description>                                                            <media:text><![CDATA[Braylon Mullins #24 of the UConn Huskies hits the game-winning shot in the second half against the Duke Blue Devils during the Elite Eight round game of the 2026 NCAA Men&#039;s Basketball Tournament held at Capital One Arena on March 29, 2026 in Washington, DC. ]]></media:text>
                                <media:title type="plain"><![CDATA[Braylon Mullins #24 of the UConn Huskies hits the game-winning shot in the second half against the Duke Blue Devils during the Elite Eight round game of the 2026 NCAA Men&#039;s Basketball Tournament held at Capital One Arena on March 29, 2026 in Washington, DC. ]]></media:title>
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                                                            <title><![CDATA[ The Best Savings Accounts for Retirees to Maximize Your Cash ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings-accounts/the-best-savings-accounts-for-retirees</link>
                                                                            <description>
                            <![CDATA[ For retirees seeking less risky savings options, here are a few recommendations based on your preferences. ]]>
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                                                                        <pubDate>Mon, 30 Mar 2026 10:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 18:38:42 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cjKdqw4j2V4y48bGr396KZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a happy couple celebrating good news]]></media:description>                                                            <media:text><![CDATA[a happy couple celebrating good news]]></media:text>
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                                                            <title><![CDATA[ High School Can Be a Pathway to Financial Wellness: Here's How to Get More Kids on It ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/high-school-can-be-a-pathway-to-financial-wellness-heres-how-to-get-more-kids-on-it</link>
                                                                            <description>
                            <![CDATA[ Children can absorb financial stress and poor money habits by the time they reach high school, so where better to intervene and teach healthy behaviors? ]]>
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                                                                        <pubDate>Mon, 30 Mar 2026 08:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Francine Chew ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6aDsdjLkBUYKsWSpknULAa-1280-80.jpg">
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                                                            <title><![CDATA[ I'm Treating My Kids and Grandkids to a Greek Cruise, But My Son Can't Go. Do I Owe Him a Check to Keep Things Fair? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/im-treating-my-kids-and-grandkids-to-a-greek-cruise-but-my-son-cant-go-do-i-owe-him-a-check-to-keep-things-fair</link>
                                                                            <description>
                            <![CDATA[ I'm disappointed my son can't go to Greece with us, but we can't reschedule. I want him to feel we are treating him fairly. ]]>
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                                                                        <pubDate>Sun, 29 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Apr 2026 16:20:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/JDcfKdCzQad9B2qPVWfrMf-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Boy (10-12) taking picture of his extended family on a cruise ship.]]></media:description>                                                            <media:text><![CDATA[Boy (10-12) taking picture of his extended family on a cruise ship.]]></media:text>
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                                                            <title><![CDATA[ Gen Z's Biggest Money Mistakes (Plus, Small Wins That Fix Them) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gen-z-big-money-mistakes-and-how-to-fix-them</link>
                                                                            <description>
                            <![CDATA[ It's easy to fall into bad money habits in your 20s that can set you back for decades. Here are five mistakes to avoid — and the good habits to form instead. ]]>
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                                                                        <pubDate>Sun, 29 Mar 2026 08:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ david.expertcontent@gmail.com (David Abraham) ]]></author>                    <dc:creator><![CDATA[ David Abraham ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/p8JMRG5jy6R5XnReKrKtFD-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Three friends on the street bench using bank card online]]></media:description>                                                            <media:text><![CDATA[Three friends on the street bench using bank card online]]></media:text>
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                                                            <title><![CDATA[ The Best Luxury Food and Wine Tours in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/best-luxury-food-and-wine-tours</link>
                                                                            <description>
                            <![CDATA[ With foodcations and other culinary trips on the rise, we recommend some of the country’s most elite gastronomic events and tours for epicurean retirees. ]]>
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                                                                        <pubDate>Sat, 28 Mar 2026 10:30:00 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Apr 2026 15:02:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Wine]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Drew Limsky ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GPipgxhDu8k6RFc8bCuSkS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[NEW YORK, NEW YORK - OCTOBER 17: Atmosphere view at Caviar, Cocktails &amp;amp; Champagne hosted by Antonia Lofaso during Food Network New York City Wine &amp;amp; Food Festival presented by Invesco QQQ at WSA Display Kitchen and Lounge on October 17, 2025 in New York City. (Photo by Chance Yeh/Getty Images for NYCWFF)]]></media:description>                                                            <media:text><![CDATA[NEW YORK, NEW YORK - OCTOBER 17: Atmosphere view at Caviar, Cocktails &amp;amp; Champagne hosted by Antonia Lofaso during Food Network New York City Wine &amp;amp; Food Festival presented by Invesco QQQ at WSA Display Kitchen and Lounge on October 17, 2025 in New York City. (Photo by Chance Yeh/Getty Images for NYCWFF)]]></media:text>
                                <media:title type="plain"><![CDATA[NEW YORK, NEW YORK - OCTOBER 17: Atmosphere view at Caviar, Cocktails &amp;amp; Champagne hosted by Antonia Lofaso during Food Network New York City Wine &amp;amp; Food Festival presented by Invesco QQQ at WSA Display Kitchen and Lounge on October 17, 2025 in New York City. (Photo by Chance Yeh/Getty Images for NYCWFF)]]></media:title>
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                                                            <title><![CDATA[ What It Really Costs to Watch Baseball in 2026 — and Why It's Getting More Complicated ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/spending/real-cost-of-watching-baseball</link>
                                                                            <description>
                            <![CDATA[ Following your favorite MLB team now means juggling multiple subscriptions. For dedicated fans, the total cost can climb faster than expected. ]]>
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                                                                        <pubDate>Sat, 28 Mar 2026 10:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 31 Mar 2026 13:40:56 +0000</updated>
                                                                                                                                            <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rsjwbVLXPhkx4ayizqd49e-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Baseball equipment on the table. ]]></media:description>                                                            <media:text><![CDATA[Baseball equipment on the table. ]]></media:text>
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                                                            <title><![CDATA[ My First $1 Million: Retired Airline Pilot, 63, Atlanta ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/my-first-million-46-retired-airline-pilot-atlanta</link>
                                                                            <description>
                            <![CDATA[ Ever wonder how someone who's made a million dollars or more did it? This retired airline pilot shares how he got there — and then some. ]]>
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                                                                        <pubDate>Sat, 28 Mar 2026 10:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 15:23:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ joyce.lamb@futurenet.com (Joyce Lamb) ]]></author>                    <dc:creator><![CDATA[ Joyce Lamb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/beCJo4ncXXGNfPWZjKwM6B-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[My First $1 Million logo]]></media:description>                                                            <media:text><![CDATA[My First $1 Million logo]]></media:text>
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                                                            <title><![CDATA[ When Spring Cleaning Your Finances, Don't Forget to Look in These 5 Corners ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/spending/when-spring-cleaning-your-finances-dont-forget-to-look-in-these-corners</link>
                                                                            <description>
                            <![CDATA[ Spring cleaning your finances doesn't require dramatic lifestyle changes — just look for hidden culprits that drain your finances. Here's where to find them. ]]>
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                                                                        <pubDate>Sat, 28 Mar 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Robinson.T@meetcleo.com (Robinson Torres, AFC®, CFEI®) ]]></author>                    <dc:creator><![CDATA[ Robinson Torres, AFC®, CFEI® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/sy6bYHzqxAxa6p3FHtdCs6-1280-80.jpg">
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                                                            <title><![CDATA[ Financial Flashback: How Smart Planners Weathered the 2008 Recession ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/financial-flashback-how-smart-planners-weathered-the-2008-recession</link>
                                                                            <description>
                            <![CDATA[ While past performance is not indicative of future results, history can help inform successful strategies for weathering uncertain times. A Multi-Year Guarantee Annuity stands out as a source of financial confidence because it provides a guaranteed interest rate with no market exposure. If you're near retirement age or currently retired, an MYG Annuity could be an option that deserves serious consideration. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 17:29:34 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sponsored Content ]]></dc:creator>                                                                                                    <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/QrpiLhkm9HUN4p5cMH4Xw8-1280-80.png">
                                                            <media:credit><![CDATA[American National Insurance Company]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple sitting and laughing]]></media:description>                                                            <media:text><![CDATA[An older couple sitting and laughing]]></media:text>
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                                                            <title><![CDATA[ Netflix Raises Prices Across All Plans — Again ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gadgets/netflix-raises-prices-across-all-plans-again</link>
                                                                            <description>
                            <![CDATA[ Netflix has raised prices across all plans, adding to rising streaming costs. Here’s what each tier costs now. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 14:33:53 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZdVkhrcu5P4RYUixw9btjK-1280-80.jpg">
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                                                            <title><![CDATA[ 9 Ways Snowbirds and Retirees Can Beat Soaring Gas Prices on the Drive Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/ways-snowbirds-and-retirees-can-beat-soaring-gas-prices-on-the-drive-home</link>
                                                                            <description>
                            <![CDATA[ Gas prices are at least $1 more than when retirees and snowbirds headed for warmer weather. Here are some easy ways to save some of that cash. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 31 Mar 2026 19:23:45 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wSi5dhVcs9JndKsivus2t3-1280-80.jpg">
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                                                            <title><![CDATA[ Smart Bulk Buys vs Costly Mistakes: What to Stock Up on (and What to Skip) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/what-to-buy-in-bulk-and-what-to-skip</link>
                                                                            <description>
                            <![CDATA[ Buying in bulk can lower your grocery bill but only if you choose the right items. Here’s how to tell the difference between smart staples and expensive waste. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 10:55:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 19:21:05 +0000</updated>
                                                                                                                                            <category><![CDATA[Groceries]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hkBrZ8giRpYSfJXcbugZU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman feeling worried about rising grocery prices]]></media:description>                                                            <media:text><![CDATA[Woman feeling worried about rising grocery prices]]></media:text>
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                                                            <title><![CDATA[ Mortgage Rates Are Rising Again — Here's What You Should Do  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/mortgage-rates-are-rising-again-heres-what-it-means-for-buyers-and-refinancers</link>
                                                                            <description>
                            <![CDATA[ Geopolitical tension, inflation pressure and shifting demand are pushing rates higher. Here's how the housing market is reacting and what it means if you're planning to buy, sell or refinance. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 19:31:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CvysyMm6LoHuTnuxLXGpYm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Toy house on a red up arrow on a black background.]]></media:description>                                                            <media:text><![CDATA[Toy house on a red up arrow on a black background.]]></media:text>
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                                                            <title><![CDATA[ The Goods That Get More Expensive as Oil Prices Rise ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/oil-prices-what-gets-more-expensive</link>
                                                                            <description>
                            <![CDATA[ From groceries to flights, higher oil prices ripple through your budget. Here's how the chain reaction works and when you might start to feel it. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 10:10:00 +0000</pubDate>                                                                                                                                <updated>Tue, 31 Mar 2026 19:13:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/f37skNJh6FnGfpHaPH3knk-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Businessman pushing oil barrel in shopping cart up line graph arrow ]]></media:description>                                                            <media:text><![CDATA[Businessman pushing oil barrel in shopping cart up line graph arrow ]]></media:text>
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                                                            <title><![CDATA[ For Some, Betting Apps Have Transformed the Fun of March Madness Into Unfun March Mayhem: How to Cope if This Is You ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gambling-addiction-betting-apps-march-madness</link>
                                                                            <description>
                            <![CDATA[ Sports betting feels like entertainment, but for some, it's leading to debt, addiction and even a direct backlash toward athletes. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ lsprung@mitlinfinancial.com (Lawrence Sprung, CFP®, CEPA®) ]]></author>                    <dc:creator><![CDATA[ Lawrence Sprung, CFP®, CEPA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WpFvTsWJrFVeUSoiyQbCAA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man appears dejected as he looks at his smartphone while sitting on his sofa.]]></media:description>                                                            <media:text><![CDATA[A man appears dejected as he looks at his smartphone while sitting on his sofa.]]></media:text>
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                                                            <title><![CDATA[ Can AI Plan a College Tour Road Trip? I Bet My Ex-Husband It Could — Here’s What Happened. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/can-ai-plan-a-college-tour-road-trip-i-bet-my-ex-husband-it-could-heres-what-happened</link>
                                                                            <description>
                            <![CDATA[ This parent could use help planning a tour of colleges across the country. Is AI up for the challenge? ]]>
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                                                                        <pubDate>Thu, 26 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Thu, 26 Mar 2026 18:45:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tmUUgicvo8dWNZeB6xbGxG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[mother and daughter on a road trip]]></media:description>                                                            <media:text><![CDATA[mother and daughter on a road trip]]></media:text>
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                                                            <title><![CDATA[ AI is Making Your Local Financial Institution More Human, Not Less ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/ai-artificial-intelligence-at-local-financial-institutions</link>
                                                                            <description>
                            <![CDATA[ Community banks and credit unions can use AI to free up employees' time, allowing them to focus on customer relationships and maintain the human touch you value. ]]>
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                                                                        <pubDate>Thu, 26 Mar 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Desmond ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/de3pSYEMs48HN5tGy995HG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Customer shaking hands with bank teller at bank counter]]></media:description>                                                            <media:text><![CDATA[Customer shaking hands with bank teller at bank counter]]></media:text>
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                                                            <title><![CDATA[ The Hidden Cost Driving Higher Electric Bills and Shorter Appliance Lifespans ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/dirty-electricity-costs</link>
                                                                            <description>
                            <![CDATA[ Learn how this factor could raise your energy bill by over a $1,000 annually. ]]>
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                                                                        <pubDate>Wed, 25 Mar 2026 14:17:20 +0000</pubDate>                                                                                                                                <updated>Wed, 25 Mar 2026 18:55:38 +0000</updated>
                                                                                                                                            <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tHHvbLzzRmyv3eWgYHZhxj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a woman surprised while reading a bill]]></media:description>                                                            <media:text><![CDATA[a woman surprised while reading a bill]]></media:text>
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                                                            <title><![CDATA[ When Family Phone Plans Don't Make Sense  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gadgets/leave-family-phone-plan</link>
                                                                            <description>
                            <![CDATA[ Family phone plans often start as a cost-saving strategy, but evolving data usage, travel and device preferences can make separate plans more practical. ]]>
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                                                                        <pubDate>Tue, 24 Mar 2026 10:35:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Mar 2026 18:24:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GcJxbzZNC6LpkFPrp7Cyc3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Happy woman laughing while watching media content on smartphone app at home. ]]></media:description>                                                            <media:text><![CDATA[Happy woman laughing while watching media content on smartphone app at home. ]]></media:text>
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                                                            <title><![CDATA[ What Is Your Collection Worth? How to Value and Protect Your Assets ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/what-is-your-collection-worth-how-to-value-and-protect-your-assets</link>
                                                                            <description>
                            <![CDATA[ If you've collected stamps, vinyl, coins, antiques and even some oddities like toothpick holders, you could be sitting on some serious cash. ]]>
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                                                                        <pubDate>Mon, 23 Mar 2026 09:50:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ James R. Hagerty ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/whats-your-collection-really-worth-RnkHsZD6zCvCtDi54iEAaB-1280-80.jpg">
                                                            <media:credit><![CDATA[Courtesy of Stack&#039;s Bowers Galleries]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[This 1913 Liberty Head Nickel sold in 2018 for $4.5 million.]]></media:description>                                                            <media:text><![CDATA[KRR388.collectibles.libertyhead This 1913 Liberty Head Nickel sold in 2018 for $4.5 million.]]></media:text>
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                                                            <title><![CDATA[ My First $1 Million: Information Tech Engineer, 54, Nashville ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/my-first-million-45-information-tech-engineer-nashville</link>
                                                                            <description>
                            <![CDATA[ Ever wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers. ]]>
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                                                                        <pubDate>Sat, 21 Mar 2026 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ joyce.lamb@futurenet.com (Joyce Lamb) ]]></author>                    <dc:creator><![CDATA[ Joyce Lamb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8cNFgVxjjV8KBvAzJikCcB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[My First $1 Million logo]]></media:description>                                                            <media:text><![CDATA[My First $1 Million logo]]></media:text>
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                                                            <title><![CDATA[ Death, Divorce or a Sudden 'We're Done': This Is How Women Can Prepare for Possibilities, From a Financial Planner ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/death-divorce-or-sudden-breakup-how-women-can-prepare</link>
                                                                            <description>
                            <![CDATA[ The end of a relationship is a grim prospect, but it'll be easier to deal with if you have an open conversation about finances now to establish future security. ]]>
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                                                                        <pubDate>Sat, 21 Mar 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ main@novarecapital.com (Anne J. McPhail, CFP®) ]]></author>                    <dc:creator><![CDATA[ Anne J. McPhail, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NLHA2usn2NzT3uR4D3cc43-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature couple on sofa thinking after a fight ]]></media:description>                                                            <media:text><![CDATA[Mature couple on sofa thinking after a fight ]]></media:text>
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                                                            <title><![CDATA[ Jumbo CD vs High-Yield Savings: Which is the Best Place to Store $100k? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings-accounts/jumbo-cd-vs-high-yield-savings-100k</link>
                                                                            <description>
                            <![CDATA[ If you're looking to stash some cash in a less risky venture, I'll break down two of the best accounts to consider. ]]>
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                                                                        <pubDate>Fri, 20 Mar 2026 14:54:06 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 18:23:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xVvHikfEupav6CFBVfWWYH-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Three piggy banks with question marks as a person decides which bank to deposit a coin]]></media:description>                                                            <media:text><![CDATA[Three piggy banks with question marks as a person decides which bank to deposit a coin]]></media:text>
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                                                            <title><![CDATA[ Used EV Prices Are Falling — Here's How They Compare to Gas Cars Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/used-cars/electric-vs-gas-car-costs</link>
                                                                            <description>
                            <![CDATA[ Fuel savings can add up quickly, but insurance, charging access and driving habits still matter. ]]>
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                                                                        <pubDate>Fri, 20 Mar 2026 10:35:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 17:49:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Used Cars]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zEqUDnQrqLoEbFP9CTm8uH-1280-80.jpg">
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                                                            <title><![CDATA[ When Family Emergencies Strike, Advisers Can Provide Something Clients Need Even More Than Financial Advice ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/financial-advisers-can-provide-guidance-during-family-emergencies</link>
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                            <![CDATA[ In the middle of a crisis, financial advisers who help families slow down, clarify roles and communicate effectively can deliver their greatest value. ]]>
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                                                                        <pubDate>Fri, 20 Mar 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
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                                                                                                <author><![CDATA[ david@retirementors.net (David Conti, CPRC) ]]></author>                    <dc:creator><![CDATA[ David Conti, CPRC ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GtF5SKiHJA6NwavE562Eb3-1280-80.jpg">
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