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                    <title><![CDATA[ Latest from Kiplinger in Personal-finance ]]></title>
                <link>https://www.kiplinger.com/personal-finance</link>
        <description><![CDATA[ All the latest personal-finance content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Sat, 02 May 2026 10:10:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ How to Relist Your Home After a Sale Falls Through: What to Change on Price, Agent and Home Issues ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/selling-a-home/relist-home-after-sale-falls-through</link>
                                                                            <description>
                            <![CDATA[ A failed home sale isn't the end. Learn how to relist your home, reset pricing and marketing and improve your chances of closing. ]]>
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                                                                        <pubDate>Sat, 02 May 2026 10:10:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Hiur57LiQPF9VwpenRGWkf-1280-80.jpg">
                                                            <media:credit><![CDATA[Toronto Star / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[New Price and For Sale signs ]]></media:description>                                                            <media:text><![CDATA[New Price and For Sale signs ]]></media:text>
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                                                            <title><![CDATA[ 5 Key Insights We Learned From 50 First-Time Millionaires ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/my-first-million-key-insights-from-first-time-millionaires</link>
                                                                            <description>
                            <![CDATA[ We've published more than 50 profiles of regular people sharing how they made their first $1 million. Their stories are rich with helpful insights. ]]>
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                                                                        <pubDate>Sat, 02 May 2026 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ joyce.lamb@futurenet.com (Joyce Lamb) ]]></author>                    <dc:creator><![CDATA[ Joyce Lamb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xc6eaQkbz9mMfDgRpi3fNZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[The number 1,000,000 in gold with sparklers on top of each numeral.]]></media:description>                                                            <media:text><![CDATA[The number 1,000,000 in gold with sparklers on top of each numeral.]]></media:text>
                                <media:title type="plain"><![CDATA[The number 1,000,000 in gold with sparklers on top of each numeral.]]></media:title>
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                                                            <title><![CDATA[ My First $1 Million: Director in Higher Ed/Consulting, 48, the Midwest ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/my-first-million-51-higher-ed-director-midwest</link>
                                                                            <description>
                            <![CDATA[ The best part: "Not losing any sleep over how to pay for retirement and then knowing I have enough time for compound interest to (make me) a multimillionaire." ]]>
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                                                                        <pubDate>Sat, 02 May 2026 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ joyce.lamb@futurenet.com (Joyce Lamb) ]]></author>                    <dc:creator><![CDATA[ Joyce Lamb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/m6wX6nkqNbDzoRcNS4Uk9a-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[My First $1 Million logo]]></media:description>                                                            <media:text><![CDATA[My First $1 Million logo]]></media:text>
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                                                            <title><![CDATA[ To Love, Honor and to Pay: 4 Ways to Keep Wedding Costs from Ruining Wedded Bliss ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-keep-wedding-costs-from-ruining-wedded-bliss</link>
                                                                            <description>
                            <![CDATA[ Wedding season is approaching, and as the cost of getting married soars even higher, here are four ways to ensure the big day doesn't lead to years of debt. ]]>
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                                                                        <pubDate>Sat, 02 May 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ lsprung@mitlinfinancial.com (Lawrence Sprung, CFP®, CEPA®) ]]></author>                    <dc:creator><![CDATA[ Lawrence Sprung, CFP®, CEPA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NHSez2U6eTDMdqfgUoLLWW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Happy newlyweds smiling and walking arm in arm]]></media:description>                                                            <media:text><![CDATA[Happy newlyweds smiling and walking arm in arm]]></media:text>
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                                                            <title><![CDATA[ What the Fed's Rate Pause Really Means for Your Money ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/the-hidden-costs-of-the-feds-rate-pause</link>
                                                                            <description>
                            <![CDATA[ The Federal Reserve didn't cut rates. While this benefits savers, learn how it impacts you when you need to borrow money. ]]>
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                                                                        <pubDate>Fri, 01 May 2026 11:10:00 +0000</pubDate>                                                                                                                                <updated>Sat, 02 May 2026 14:21:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rp7fZGkjw9rHkVxgngLVUi-1280-80.jpg">
                                                            <media:credit><![CDATA[JIM WATSON/AFP via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[US Federal Reserve Chair Jerome Powell speaks during a press conference at the end of a Monetary Policy Committee meeting in Washington, DC, on October 29, 2025.]]></media:description>                                                            <media:text><![CDATA[US Federal Reserve Chair Jerome Powell speaks during a press conference at the end of a Monetary Policy Committee meeting in Washington, DC, on October 29, 2025.]]></media:text>
                                <media:title type="plain"><![CDATA[US Federal Reserve Chair Jerome Powell speaks during a press conference at the end of a Monetary Policy Committee meeting in Washington, DC, on October 29, 2025.]]></media:title>
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                                                            <title><![CDATA[ How to Watch Formula 1 Racing  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gadgets/how-to-watch-formula-1-racing</link>
                                                                            <description>
                            <![CDATA[ F1's new streaming home, a packed global schedule and smarter ways to watch. ]]>
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                                                                        <pubDate>Fri, 01 May 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QsKBcreUW5rBwYK3BWHhjm-1280-80.jpg">
                                                            <media:credit><![CDATA[NurPhoto / Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Red Bull Racing driver Yuki Tsunoda of Japan competes in the qualifying for the Formula 1 Grand Prix of Qatar at Lusail International Circuit in Lusail, Qatar, on November 29, 2025.]]></media:description>                                                            <media:text><![CDATA[Red Bull Racing driver Yuki Tsunoda of Japan competes in the qualifying for the Formula 1 Grand Prix of Qatar at Lusail International Circuit in Lusail, Qatar, on November 29, 2025.]]></media:text>
                                <media:title type="plain"><![CDATA[Red Bull Racing driver Yuki Tsunoda of Japan competes in the qualifying for the Formula 1 Grand Prix of Qatar at Lusail International Circuit in Lusail, Qatar, on November 29, 2025.]]></media:title>
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                                                            <title><![CDATA[ Enough With 'Business as Usual' Financial Advice: When The World Feels Like It's Out of Control, This Is How I Reassure Clients ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/enough-with-business-as-usual-financial-advice</link>
                                                                            <description>
                            <![CDATA[ We're used to hearing "stay invested" when the economy falters. But in an increasingly chaotic world, "focus on what you can control" may be more helpful. ]]>
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                                                                        <pubDate>Fri, 01 May 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@chicorywealth.com (Max Kulyk, CRPC®, CSRIC™) ]]></author>                    <dc:creator><![CDATA[ Max Kulyk, CRPC®, CSRIC™ ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hn72CJHL8MVqC85fdxkHoh-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Conceptual image of the earth about to fall off the edge of a green plank ]]></media:description>                                                            <media:text><![CDATA[Conceptual image of the earth about to fall off the edge of a green plank ]]></media:text>
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                                                            <title><![CDATA[ North Carolina’s $15,000 Forgivable Mortgage: How to Qualify in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/north-carolina-down-payment-assistance-program</link>
                                                                            <description>
                            <![CDATA[ Moving to NC in 2026? Learn how to secure 0% interest down payment assistance and what the loan "forgiveness" period means for your taxes. ]]>
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                                                                        <pubDate>Thu, 30 Apr 2026 14:31:00 +0000</pubDate>                                                                                                                                <updated>Thu, 30 Apr 2026 15:27:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/D33YjpwjUFwxUHEwyHgyAf-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Traditional house in rural setting with porch, decorative shutters, front lawn, flowers and trees. ]]></media:description>                                                            <media:text><![CDATA[Traditional house in rural setting with porch, decorative shutters, front lawn, flowers and trees. ]]></media:text>
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                                                            <title><![CDATA[ How to Negotiate to Lower Your Medical Bills: These Strategies Can Help Reduce Your Costs ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/health-insurance/strategies-to-lower-your-medical-bills</link>
                                                                            <description>
                            <![CDATA[ Your odds of getting your health care provider to lower your bill are higher if you act fast, communicate clearly and do your research before the negotiation. ]]>
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                                                                        <pubDate>Thu, 30 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ david.expertcontent@gmail.com (David Abraham) ]]></author>                    <dc:creator><![CDATA[ David Abraham ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/DhJR69mFUVrBzMUBBD5LP3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Senior couple looking through documents at home]]></media:description>                                                            <media:text><![CDATA[Senior couple looking through documents at home]]></media:text>
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                                                            <title><![CDATA[ A Once-in-a-Lifetime Summer: 7 Historic Trips to Take With Your Grandkids for America’s 250th ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/historic-trips-to-take-with-your-grandkids-for-americas-250th</link>
                                                                            <description>
                            <![CDATA[ Create once-in-a-lifetime memories with your grandchildren while celebrating America’s 250th ]]>
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                                                                        <pubDate>Wed, 29 Apr 2026 14:05:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 17:51:47 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4rWVBx2fTpYUCYFdm7RgKc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A child reaches out to touch the Liberty Bell.]]></media:description>                                                            <media:text><![CDATA[A child reaches out to touch the Liberty Bell.]]></media:text>
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                                                            <title><![CDATA[ 3 Steps to Take With Your Credit Cards When You Start to Divorce ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-cards/divorce-credit-cards-how-to-protect-your-credit</link>
                                                                            <description>
                            <![CDATA[ Divorce does not separate credit card debt. Here is what can follow you and how to protect your credit. ]]>
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                                                                        <pubDate>Wed, 29 Apr 2026 10:35:00 +0000</pubDate>                                                                                                                                <updated>Fri, 01 May 2026 14:23:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Credit Score]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wRcXNPmzr36jRvD49fDsjj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature couple fighting at home sitting on the sofa.]]></media:description>                                                            <media:text><![CDATA[Mature couple fighting at home sitting on the sofa.]]></media:text>
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                                                            <title><![CDATA[ Giving Gamechanger: Why Now's the Time to Use a Donor-Advised Fund ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/charity/donor-advised-fund-daf-the-giving-gamechanger</link>
                                                                            <description>
                            <![CDATA[ A donor-advised fund can help you make the biggest impact on your chosen causes while remaining tax efficient in light of market gains and OBBBA tax changes. ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Charity]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mark Froehlich, CPA, MBA ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WzXPe8WATzmjSJGAZsLbPQ-1280-80.jpg">
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                                                            <title><![CDATA[ If You're Considering Law School, This History Lesson Is for You ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/considering-law-school-impact-of-ai</link>
                                                                            <description>
                            <![CDATA[ AI is transforming the legal profession, potentially leading to an employment crisis for law school graduates. What can they do? ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Lagombeaver1@gmail.com (H. Dennis Beaver, Esq.) ]]></author>                    <dc:creator><![CDATA[ H. Dennis Beaver, Esq. ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wXXE4E9bFCkNAXfasfKt5d-1280-80.jpg">
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                                                            <title><![CDATA[ 10 Things You Should Know About Oil and Prices ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/politics/10-things-you-should-know-about-oil-and-prices</link>
                                                                            <description>
                            <![CDATA[ Oil rocks the price of just about everything that touches your life, from food to investments to gas and beyond. ]]>
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                                                                        <pubDate>Mon, 27 Apr 2026 09:55:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 20:22:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Energy Stocks]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                                                                                    <dc:creator><![CDATA[ Simon Constable ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/prices-for-just-about-everything-are-rising-HR32ywdbAhpssdtNdqwj2k-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Prices are posted at a gas station in Downtown Brooklyn on March 18, 2026, in New York, United States. The war in the Middle East is influencing oil prices, reaching their highest level since 2023. This follows the closure of the Strait of Hormuz, a key route for the transportation of a portion of the world&#039;s crude oil. (Photo by Matthew Hoen/NurPhoto via Getty Images)]]></media:description>                                                            <media:text><![CDATA[KRR389.ten_things.MobilGetty2266776394]]></media:text>
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                                                            <title><![CDATA[ 2026 Changes to Student Loans You Need to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/college/2026-changes-to-student-loans-you-need-to-know</link>
                                                                            <description>
                            <![CDATA[ Changes that take effect this summer will reshape how students and parents borrow and repay their federal loans. ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 12:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Reyna Gobel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/navigate-the-new-landscape-of-student-loans-ynoPnyU2qQdqoDXfsKk2ig-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Student wearing a calculator graduation cap. Student loan, finance and educatiom concept. Vector illustration.]]></media:description>                                                            <media:text><![CDATA[KPF573.family_finances.graduateGetty2234704756]]></media:text>
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                                                            <title><![CDATA[ My Daughter is 25, Underemployed and Lives at Home. How Do I Help Her Without Sacrificing My Savings? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/spending/helping-adult-child-without-hurting-your-nest-egg</link>
                                                                            <description>
                            <![CDATA[ Here's how to help your child while setting healthy boundaries. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:55:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 19:12:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mTsvLjKYnTuYXLB7Gtbu83-1280-80.jpg">
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                                                            <title><![CDATA[ Michigan Parents Are Getting Hit with Surprise Car Insurance Rules — and Drivers Nationwide Should Pay Attention ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/car-insurance-garaging-rules</link>
                                                                            <description>
                            <![CDATA[ Where you park your car could impact your insurance and trigger fines. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:40:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 19:19:56 +0000</updated>
                                                                                                                                            <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zPh7V7EaRmn4A468bRPcYS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mother and daughter hug while packing up the car to go to college.]]></media:description>                                                            <media:text><![CDATA[A mother and daughter hug while packing up the car to go to college.]]></media:text>
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                                                            <title><![CDATA[ Are You ‘Spaving’? Why Trying to Save Could Be Costing You More ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/avoid-spaving-save-money</link>
                                                                            <description>
                            <![CDATA[ It feels like a win at checkout, but these common deals can quietly drain your budget. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 20:02:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wSUST34kLWLcQMagoucWxN-1280-80.jpg">
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                                                            <title><![CDATA[ My First $1 Million: Retired Business Manager, 62, West Lakeland, Minn. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/my-first-million-50-retired-business-manager-minnesota</link>
                                                                            <description>
                            <![CDATA[ "Being in sales, you are always one quarter or two quarters away from being out of a job. For the security of my family, I always made sure I had a safety net." ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ joyce.lamb@futurenet.com (Joyce Lamb) ]]></author>                    <dc:creator><![CDATA[ Joyce Lamb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MwB5pTGWaM73zeq87FeYnb-1280-80.jpg">
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                                                            <title><![CDATA[ My Top 3 Destinations for Retirees' 2026 Spring Vacations ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/my-top-destinations-for-retirees-2026-spring-vacations</link>
                                                                            <description>
                            <![CDATA[ I found that visiting the "greatest hits" from years ago made for wonderful retirement travel. These are my top spring trips in the U.S. and abroad. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 14:38:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Marcia DeSanctis ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/destinations-for-spring-vacations-qLxCqZuQePn3dzC5xfMKqk-1280-80.jpg">
                                                            <media:credit><![CDATA[PHOTO COURTESY OF WILDERNESS SCOTLAND]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Orkney, Scotland]]></media:description>                                                            <media:text><![CDATA[KRR389.travel.Orkney]]></media:text>
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                                                            <title><![CDATA[ Are You 'Broke Planning'? 10 Frugal Habits People Are Using to Save in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/broke-planning-frugal-habits-people-are-using-to-save</link>
                                                                            <description>
                            <![CDATA[ From California to New York, a new survey reveals where Americans are cutting costs. Here's how to pivot those "broke behaviors" into strategic tax advantages. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 13:37:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 11:51:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XFA5muVa8Vrs4JrhCj3zKL-1280-80.jpg">
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                                                            <title><![CDATA[ Maryland Set to Ban Surveillance Pricing at Grocery Stores: Are Other States Next? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/online-shopping/maryland-ban-surveillance-pricing-at-grocery-stores</link>
                                                                            <description>
                            <![CDATA[ Maryland is set to become the first state to ban surveillance pricing. Here's what to know about it. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 10:30:00 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Apr 2026 15:23:59 +0000</updated>
                                                                                                                                            <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LQ4bSjwnh5TxPZkWkatUmB-1280-80.jpg">
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                                                            <title><![CDATA[ The Radical (at the Time) Concept That Led to Client-First Financial Planning ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/client-first-financial-planning-the-radical-concept</link>
                                                                            <description>
                            <![CDATA[ The earliest leaders of financial planning believed compensation structure matters to ensure objective advice that puts the client's needs first. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ david@AdvisorSmart.com (David Bromelkamp) ]]></author>                    <dc:creator><![CDATA[ David Bromelkamp ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9domYaaotXczku4k9aAc7K-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A group of multicoloured spheres around a single red sphere on a pedestal]]></media:description>                                                            <media:text><![CDATA[A group of multicoloured spheres around a single red sphere on a pedestal]]></media:text>
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                                                            <title><![CDATA[ Adulting Is Hard, But These 5 Steps Can Set New College Grads on a Path to a Rich Life ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/these-steps-can-set-new-college-grads-on-a-path-to-a-rich-life</link>
                                                                            <description>
                            <![CDATA[ Adulting is hard, but a focus on three key habits — paying yourself first, paying attention to your career and paying it forward — can help get you there. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Apr 2026 14:19:32 +0000</updated>
                                                                                                                                            <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mary Ware, CFP®, CIMA®, CDFA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ftZWoUWZnSxK4UpaApR3p9-1280-80.jpg">
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                                                            <title><![CDATA[ The Caregiver Penalty: What Women Need to Know Before Hitting Pause on Their Career ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/the-caregiver-penalty-what-women-need-to-know</link>
                                                                            <description>
                            <![CDATA[ Taking a career break to care for family is natural for many women — but a pause can have lasting repercussions. Here's what to consider before stepping away. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@myannuityagents.com (Angie Welsh) ]]></author>                    <dc:creator><![CDATA[ Angie Welsh ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rFXrYVic4Da6bFcHUeBSiL-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Rear view of mother taking two kids to school]]></media:description>                                                            <media:text><![CDATA[Rear view of mother taking two kids to school]]></media:text>
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                                                            <title><![CDATA[ Your Older Kindle Might Become Useless After May 20 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gadgets/older-kindle-support-ending</link>
                                                                            <description>
                            <![CDATA[ Amazon is dropping support for older Kindles in May. Will you be forced to upgrade? ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 10:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SR2zaL6kFN53dnwodWCjHM-1280-80.jpg">
                                                            <media:credit><![CDATA[SOPA Images / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[CANADA - 2025/05/11: In this photo illustration, the Amazon Kindle logo is seen displayed on a smartphone screen. (Photo Illustration by Thomas Fuller/SOPA Images/LightRocket via Getty Images)]]></media:description>                                                            <media:text><![CDATA[CANADA - 2025/05/11: In this photo illustration, the Amazon Kindle logo is seen displayed on a smartphone screen. (Photo Illustration by Thomas Fuller/SOPA Images/LightRocket via Getty Images)]]></media:text>
                                <media:title type="plain"><![CDATA[CANADA - 2025/05/11: In this photo illustration, the Amazon Kindle logo is seen displayed on a smartphone screen. (Photo Illustration by Thomas Fuller/SOPA Images/LightRocket via Getty Images)]]></media:title>
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                                                            <title><![CDATA[ How I Tricked Myself Into Saving More Money ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/trick-to-save-more-money</link>
                                                                            <description>
                            <![CDATA[ Here's a simple way to make your money work smarter for you. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 10:25:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/JU8G6XZEBmn3tz3xgncHiJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a person reaching their savings goals]]></media:description>                                                            <media:text><![CDATA[a person reaching their savings goals]]></media:text>
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                                                            <title><![CDATA[ We're 57 With $7 Million. We Want to Spend $800K Traveling the World for Two Years. Are We Crazy? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/were-57-with-usd7-million-we-want-to-spend-usd800k-traveling-the-world-for-two-years-are-we-crazy</link>
                                                                            <description>
                            <![CDATA[ We have saved $7 million, and our round-the-world trip will cost $800K. We both had parents who died in their 60s, so we want to travel while we are "young." ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mcVKNhqxochmwEPTwmM6pP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Portrait of a mature couple enjoying their romantic journey in Barcelona.]]></media:description>                                                            <media:text><![CDATA[Portrait of a mature couple enjoying their romantic journey in Barcelona.]]></media:text>
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                                                            <title><![CDATA[ How Does This Iran Oil Crisis Compare to the 1979 Iran Oil Crisis? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-does-this-iran-oil-crisis-compare-to-the-1979-iran-oil-crisis</link>
                                                                            <description>
                            <![CDATA[ Americans faced a similar oil crisis 47 years ago. Here’s how today compares. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Wed, 22 Apr 2026 19:30:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8gsBNW2HDiJzTxByoqeQWX-1280-80.jpg">
                                                            <media:credit><![CDATA[Smith Collection/Gado / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A man in a suit stands at a gas station, trying to hitchhike in the 1970s.]]></media:description>                                                            <media:text><![CDATA[A man in a suit stands at a gas station, trying to hitchhike in the 1970s.]]></media:text>
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                                                            <title><![CDATA[ What Financial Lessons Are Your Kids Learning by Watching You? 5 Ways to Help Them Develop Healthy Money Habits ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/healthy-money-habits-what-financial-lessons-are-your-kids-learning</link>
                                                                            <description>
                            <![CDATA[ Children are constantly absorbing financial lessons from their parents, and your behaviors shape how your children will manage their money as adults. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 18:20:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jodi Krausman, PhD, CPA, CFP®, ChFC® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MJCMbtxmpFxbGTTWHtqaG6-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Family with two kids eating dinner in restaurant and paying with smartphone]]></media:description>                                                            <media:text><![CDATA[Family with two kids eating dinner in restaurant and paying with smartphone]]></media:text>
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                                                            <title><![CDATA[ Earth Day Thoughts: The Clean Energy Transition Hits Warp Speed Amid Geopolitical Unrest ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/clean-energy-transition-hits-warp-speed-amid-geopolitical-unrest</link>
                                                                            <description>
                            <![CDATA[ With crude oil near $100 a barrel and a global energy crisis, the financial case for clean energy has never been more actionable for everyday investors. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 09:25:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@earthequityadvisors.com (Peter Krull, CSRIC®) ]]></author>                    <dc:creator><![CDATA[ Peter Krull, CSRIC® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZVzqVBQYhS4MKdF2x9ckBM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Abstract light trails that look like they&#039;re in a tunnel.]]></media:description>                                                            <media:text><![CDATA[Abstract light trails that look like they&#039;re in a tunnel.]]></media:text>
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                                                            <title><![CDATA[ 5 Ways I Honor Earth Day (That Also Save Me Tons of Money) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/ways-i-honor-earth-day-that-also-save-me-tons-of-money</link>
                                                                            <description>
                            <![CDATA[ A money expert shares the big and small ways to look out for the earth while saving money. ]]>
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                                                                        <pubDate>Tue, 21 Apr 2026 11:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                <author><![CDATA[ alexandra.svokos@futurenet.com (Alexandra Svokos) ]]></author>                    <dc:creator><![CDATA[ Alexandra Svokos ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/t9fj4rLFvzan93YE5HY8rZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a woman watering her money tree]]></media:description>                                                            <media:text><![CDATA[a woman watering her money tree]]></media:text>
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                                                            <title><![CDATA[ 5 Signs You're Living Someone Else's Definition of Success (and How to Stop That Without Burning It All Down)  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/5-signs-youre-living-someone-elses-definition-of-success-and-how-to-stop-that-without-burning-it-all-down</link>
                                                                            <description>
                            <![CDATA[ Life is too short to settle for what someone else considers success. Studies show most of us want happiness most, so why not go for yours? ]]>
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                                                                        <pubDate>Mon, 20 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Becca Pearce, MBA, CEPA ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wyoQJndwMGKHexkcmQRVgN-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A pensive young woman alone with a glass of champagne looks out of a restaurant window]]></media:description>                                                            <media:text><![CDATA[A pensive young woman alone with a glass of champagne looks out of a restaurant window]]></media:text>
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                                                            <title><![CDATA[ In Your 20s and 30s? Why You Don't Need a Six-Figure Salary to Be a Future Millionaire ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/build-wealth-without-six-figure-income</link>
                                                                            <description>
                            <![CDATA[ Millionaire status is rising, but most are older. Here’s how younger Americans can build wealth. ]]>
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                                                                        <pubDate>Sun, 19 Apr 2026 10:10:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WDrwaACGHnWhxFYAS6dK6M-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Business people trying to lift chart arrow upwards ]]></media:description>                                                            <media:text><![CDATA[Business people trying to lift chart arrow upwards ]]></media:text>
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                                                            <title><![CDATA[ The Small Cruises We'd Book Now for a 2026 Retirement Splurge ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/boutique-yacht-cruises-retirees-should-book</link>
                                                                            <description>
                            <![CDATA[ The new way to sail: Why boutique yacht cruises are the ultimate retirement reward. ]]>
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                                                                        <pubDate>Sat, 18 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 21 Apr 2026 18:36:08 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6kEFumuDMz9J8kXbQ9bqSU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature couple drinking wine out on the deck. They are happy and smiling sitting in deck chairs. The sea is in the background.]]></media:description>                                                            <media:text><![CDATA[Mature couple drinking wine out on the deck. They are happy and smiling sitting in deck chairs. The sea is in the background.]]></media:text>
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                                                            <title><![CDATA[ Should You Rent an EV for Your Road Trip? As Gas Prices Rise, Let's Look at the Costs ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cars/ev-vs-gas-rental-cost-road-trip</link>
                                                                            <description>
                            <![CDATA[ With gas prices trending higher, electric vehicles are getting a second look. Here's how to compare total costs before you book. ]]>
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                                                                        <pubDate>Sat, 18 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZwtWU6W9muo9Lo7MckVcvT-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Focus closeup EV car and charger with blur background for progressive concept]]></media:description>                                                            <media:text><![CDATA[Focus closeup EV car and charger with blur background for progressive concept]]></media:text>
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                                                            <title><![CDATA[ My First $1 Million: Industrial Cybergovernance Worker, 34, Cincinnati ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/my-first-million-49-industrial-cybergovernance-worker-cincinnati</link>
                                                                            <description>
                            <![CDATA[ "There is freedom in amassing wealth and comfort. However, you can always make more money, but you can never make more time." ]]>
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                                                                        <pubDate>Sat, 18 Apr 2026 10:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 20 Apr 2026 17:38:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ joyce.lamb@futurenet.com (Joyce Lamb) ]]></author>                    <dc:creator><![CDATA[ Joyce Lamb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZJmtRiXnmDG6ZuL8cYqYZQ-1280-80.jpg">
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                                                            <title><![CDATA[ More Than Half of Couples Say This One Thing Justifies Divorce (and It's Not Infidelity)  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/more-than-half-of-couples-say-this-one-thing-justifies-divorce</link>
                                                                            <description>
                            <![CDATA[ An open conversation between you and your partner about finances can help save you from the biggest argument couples have: money. ]]>
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                                                                        <pubDate>Sat, 18 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ tony.drake@drakeandassociates.net (Tony Drake, CFP®, Investment Advisor Representative) ]]></author>                    <dc:creator><![CDATA[ Tony Drake, CFP®, Investment Advisor Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SiJXhLhzX2juWonErvJ26c-1280-80.jpg">
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                                                            <title><![CDATA[ Where a Trump Account Might Fit in Your Financial Strategy for Your Newborn (Agree With Him or Not, Your Child Stands to Benefit) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/a-trump-account-might-fit-in-your-financial-strategy</link>
                                                                            <description>
                            <![CDATA[ From July, Trump Accounts will  offer a potential $1,000 federal grant for children born in 2025 through 2028. There are some limits and unknowns, though. ]]>
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                                                                        <pubDate>Fri, 17 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 19:03:13 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Martin Schamis, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fGhJ74YFmMoKafy9xpfsMU-1280-80.jpg">
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                                                            <title><![CDATA[ Near Retirement? Jumbo CDs Can Protect and Grow Your Cash Fast ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings-accounts/near-retirement-jumbo-cds-can-protect-and-grow-your-cash</link>
                                                                            <description>
                            <![CDATA[ If you're looking for a less risky option as you approach retirement, learn how much a jumbo CD can earn you in a short time. ]]>
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                                                                        <pubDate>Wed, 15 Apr 2026 14:37:36 +0000</pubDate>                                                                                                                                <updated>Wed, 15 Apr 2026 14:38:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LXtHJuHaP2ZgnqBo2wwUkC-1280-80.jpg">
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                                                            <title><![CDATA[ A Crisis That's Too Big to Ignore: Financial Illiteracy Puts Our Nation at Risk  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/a-crisis-thats-too-big-to-ignore-financial-illiteracy-puts-our-nation-at-risk</link>
                                                                            <description>
                            <![CDATA[ With millions of people dealing with financial strain, it's long past time for schools to be teaching our students how to manage money. ]]>
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                                                                        <pubDate>Wed, 15 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@wocstar.com (Gayle Jennings-O&#039;Byrne) ]]></author>                    <dc:creator><![CDATA[ Gayle Jennings-O&#039;Byrne ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eeqTpi4WVczqz6YLuwYQV4-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Boy holds a battered one dollar bill in front of him.]]></media:description>                                                            <media:text><![CDATA[Boy holds a battered one dollar bill in front of him.]]></media:text>
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                                                            <title><![CDATA[ The Hottest AI Apps Consumers Are Actually Using ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/business/the-top-ai-apps-consumers-are-actually-using</link>
                                                                            <description>
                            <![CDATA[ Though Sora’s demise proves it’s not easy starting a new consumer AI app, many AI tools are seeing rapid adoption. ]]>
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                                                                        <pubDate>Tue, 14 Apr 2026 21:47:32 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Business]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ john.miley@futurenet.com (John Miley) ]]></author>                    <dc:creator><![CDATA[ John Miley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/puoBXHod8mtuQ7v99JeLYo-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[ChatGPT iPhone app]]></media:description>                                                            <media:text><![CDATA[ChatGPT iPhone app]]></media:text>
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                                                            <title><![CDATA[ Respected But Never Selected: The Real Reason You're Not Being Promoted at Work (and 5 Tips to Change That) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/the-real-reason-youre-not-being-promoted-and-how-to-change-that</link>
                                                                            <description>
                            <![CDATA[ Delivering strong results but always passed over for promotion? Find out what's really behind your lack of advancement and how to get to the next level. ]]>
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                                                                        <pubDate>Tue, 14 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ maharukh@maharukhdalal.com (Maharukh Dalal, MBA, CPCC) ]]></author>                    <dc:creator><![CDATA[ Maharukh Dalal, MBA, CPCC ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/At7N3t3mEecZDxBg3863SX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman talks while colleagues listen in a work meeting]]></media:description>                                                            <media:text><![CDATA[Woman talks while colleagues listen in a work meeting]]></media:text>
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                                                            <title><![CDATA[ Samsung Is Ending Its Messages App — What You Need to Do Before July ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gadgets/samsung-is-ending-its-messages-app-what-to-do</link>
                                                                            <description>
                            <![CDATA[ If you use Samsung Messages, you may need to switch soon. Here’s what to know before the app stops working. ]]>
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                                                                        <pubDate>Sun, 12 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/J69asuirRCePUciG9keSSg-1280-80.jpg">
                                                            <media:credit><![CDATA[SOPA Images / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[CANADA - 2025/02/21: In this photo illustration, the Samsung Electronics logo is seen displayed on a smartphone screen. (Photo Illustration by Thomas Fuller/SOPA Images/LightRocket via Getty Images)]]></media:description>                                                            <media:text><![CDATA[CANADA - 2025/02/21: In this photo illustration, the Samsung Electronics logo is seen displayed on a smartphone screen. (Photo Illustration by Thomas Fuller/SOPA Images/LightRocket via Getty Images)]]></media:text>
                                <media:title type="plain"><![CDATA[CANADA - 2025/02/21: In this photo illustration, the Samsung Electronics logo is seen displayed on a smartphone screen. (Photo Illustration by Thomas Fuller/SOPA Images/LightRocket via Getty Images)]]></media:title>
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                                                            <title><![CDATA[ Recreating the Smokey and the Bandit Run: How Much Would it Cost You in Gas Today? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/recreating-the-smokey-and-the-bandit-run-how-much-would-it-cost-you-in-gas-today</link>
                                                                            <description>
                            <![CDATA[ See if the caper is worth today's gas prices in a Trans Am vs a modern car. ]]>
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                                                                        <pubDate>Sun, 12 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/DRRcCL38nPjpnMKdMzqdLZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Burt Reynolds and Sally Field in Smokey and the Bandit]]></media:description>                                                            <media:text><![CDATA[Burt Reynolds and Sally Field in Smokey and the Bandit]]></media:text>
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                                                            <title><![CDATA[ We're 75 With $3.2 Million. Our Grandchild Needs Help Paying for College, but It's Not Our Fault She Picked a School That's $90k a Year!  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/were-75-with-usd3-2-million-our-grandchild-needs-help-paying-for-college-but-its-not-our-fault-she-picked-a-school-thats-usd90k-a-year</link>
                                                                            <description>
                            <![CDATA[ We're 75 with $3.2 million. Our son is pressuring us to help pay for our granddaughter's college so she can avoid student loans. What should we do? ]]>
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                                                                        <pubDate>Sun, 12 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nCJVx2kcF2L4p9M9bXv4Z3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Attractive grandparents smile with their granddaughter outside. The granddather holds a coffee cup.]]></media:description>                                                            <media:text><![CDATA[Attractive grandparents smile with their granddaughter outside. The granddather holds a coffee cup.]]></media:text>
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                                                            <title><![CDATA[ Treating Your Inheritance as 'Extra Money' Is a Sure Way to Blow It: Instead, Use This Simple Technique for Financial Windfalls ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/treating-your-inheritance-as-extra-money-is-a-sure-way-to-blow-it</link>
                                                                            <description>
                            <![CDATA[ An inheritance can seriously improve your finances, but use the 30-60-90-day rule to avoid the temptation of spending it immediately or making rash investments. ]]>
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                                                                        <pubDate>Sun, 12 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ phil@reedlawplc.com (Phillip Reed, JD, CAPP™) ]]></author>                    <dc:creator><![CDATA[ Phillip Reed, JD, CAPP™ ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CjiopmPa6JwD7RhNnaRs58-1280-80.jpg">
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                                                            <title><![CDATA[ 7 Tips to Save on Driving Costs This Summer ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/leisure/tips-to-save-on-driving-costs-this-summer</link>
                                                                            <description>
                            <![CDATA[ These seven strategies will help keep a lid on skyrocketing gas and car-repair prices. ]]>
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                                                                        <pubDate>Sat, 11 Apr 2026 12:20:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (David Rodeck) ]]></author>                    <dc:creator><![CDATA[ David Rodeck ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TvBkPm7tdRwGo6NVnfBBPC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An active and healthy senior woman affectionately holds her three year old granddaughter&#039;s hand as the child climbs out of the passenger door of a mini van. ]]></media:description>                                                            <media:text><![CDATA[An active and healthy senior woman affectionately holds her three year old granddaughter&#039;s hand as the child climbs out of the passenger door of a mini van. ]]></media:text>
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                                                            <title><![CDATA[ We Received a $10k Tax Refund. My Wife Wants to Save It, I Want to Splurge. What Should We Do? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings-accounts/we-received-a-usd10k-tax-refund-my-wife-wants-to-save-it-i-want-to-splurge-what-should-we-do</link>
                                                                            <description>
                            <![CDATA[ Here's a solution that benefits both of you. ]]>
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                                                                        <pubDate>Sat, 11 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 13 Apr 2026 21:52:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax Refunds]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GCMtcZXyU9H5LJmwwzfSpk-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a couple fighting over a decision]]></media:description>                                                            <media:text><![CDATA[a couple fighting over a decision]]></media:text>
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                                                            <title><![CDATA[ Is Your Car Making You a Distracted Driver? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cars/is-your-car-making-you-a-distracted-driver</link>
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                            <![CDATA[ You do your best to stay focused on the road, but some features on newer cars are demanding more and more of your attention. ]]>
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                                                                        <pubDate>Sat, 11 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 17 Apr 2026 16:19:49 +0000</updated>
                                                                                                                                            <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/orfwZpHH9DEAgg9guTCtaY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Young Man Reading Messages And Make Phone Call While Driving]]></media:description>                                                            <media:text><![CDATA[Young Man Reading Messages And Make Phone Call While Driving]]></media:text>
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