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                    <title><![CDATA[ Latest from Kiplinger in Online-banking ]]></title>
                <link>https://www.kiplinger.com/personal-finance/banking/online-banking</link>
        <description><![CDATA[ All the latest online-banking content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Thu, 29 Jan 2026 10:35:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ 3 Steps to Keep Your Digital Data Safe, Courtesy of a Financial Planner ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/online-brokers/how-to-keep-your-digital-data-safe</link>
                                                                            <description>
                            <![CDATA[ As data breaches and cyberattacks increase, it's vital to maintain good data hygiene and reduce your personal information footprint. Find out how. ]]>
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                                                                        <pubDate>Thu, 29 Jan 2026 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Online Brokers]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ scummings@halberthargrove.com (Shane W. Cummings, CFP®, AIF®) ]]></author>                    <dc:creator><![CDATA[ Shane W. Cummings, CFP®, AIF® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Fgo4gmVDVMKJCzqvhCUMua-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Female hands typing on a laptop in neon light. A lock as a symbol of cybersecurity on a foreground.]]></media:description>                                                            <media:text><![CDATA[Female hands typing on a laptop in neon light. A lock as a symbol of cybersecurity on a foreground.]]></media:text>
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                                                            <title><![CDATA[ Online Banks Still Lead on Rates, But Is Switching Worth it Now? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/online-banking/online-banks-rates-worth-switching</link>
                                                                            <description>
                            <![CDATA[ As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up. ]]>
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                                                                        <pubDate>Thu, 18 Dec 2025 14:30:45 +0000</pubDate>                                                                                                                                <updated>Thu, 05 Mar 2026 21:20:27 +0000</updated>
                                                                                                                                            <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ypG3Bgvo74pP5sQo2CufQB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Man checking his online banking account via smart phone app ]]></media:description>                                                            <media:text><![CDATA[Man checking his online banking account via smart phone app ]]></media:text>
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                                                            <title><![CDATA[ 4 Great Tools to DIY Your Own Financial Plan ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/diy-financial-plan-tools</link>
                                                                            <description>
                            <![CDATA[ Several tools picked out by Kiplinger that DIYers can use to make their own financial plan. ]]>
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                                                                        <pubDate>Wed, 17 Dec 2025 13:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Chris Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yaxc4CZJHyh8565pPcUbWo-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature cafe owner sitting at table by bright window in cafe using laptop looking at plans.]]></media:description>                                                            <media:text><![CDATA[Mature cafe owner sitting at table by bright window in cafe using laptop looking at plans.]]></media:text>
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                                                            <title><![CDATA[ How to Skip Fees at the Bank ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/how-to-skip-fees-at-the-bank</link>
                                                                            <description>
                            <![CDATA[ You can steer clear of fees, especially if you choose your account wisely. Here are some tips to keep them at bay. ]]>
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                                                                        <pubDate>Fri, 21 Nov 2025 12:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[credit union]]></category>
                                                    <category><![CDATA[Checking Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/H449FebbHmL5JXzf23hZp8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman uses the calculator app on her phone while sitting at a table in an office.]]></media:description>                                                            <media:text><![CDATA[A woman uses the calculator app on her phone while sitting at a table in an office.]]></media:text>
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                                                            <title><![CDATA[ Lawsuit Claims Zelle Security Lapses Cost Over $1 Billion in Fraud: What You Need to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/online-banking/zelle-security-lawsuit-new-york-attorney-general</link>
                                                                            <description>
                            <![CDATA[ New York's attorney general is suing Zelle for allegedly allowing "fraudsters to run rampant." ]]>
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                                                                        <pubDate>Fri, 15 Aug 2025 17:07:27 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4cTpr2JSRUjS5vpZtcegTf-1280-80.jpg">
                                                            <media:credit><![CDATA[NurPhoto / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Zelle logo on a smartphone screen]]></media:description>                                                            <media:text><![CDATA[Zelle logo on a smartphone screen]]></media:text>
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                                                            <title><![CDATA[ 2025 Kiplinger Readers' Choice Awards Results ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/2025-kiplinger-readers-choice-awards-results</link>
                                                                            <description>
                            <![CDATA[ In our 2025 Readers' Choice Awards survey, readers evaluated brokers, wealth managers, banks and other financial providers. Find out which ones rose to the top. ]]>
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                                                                        <pubDate>Tue, 27 May 2025 04:02:30 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Oct 2025 16:15:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Rewards Credit Cards]]></category>
                                                    <category><![CDATA[tax software]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Travel Credit Cards]]></category>
                                                    <category><![CDATA[Cash Back Credit Cards]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NFVweQ8vFfoUWqXXAfkdBT-1280-80.jpg">
                                                            <media:credit><![CDATA[Future]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A graphic saying &quot;Kiplinger Readers&#039; Choice Award 2025 Results.&quot;]]></media:description>                                                            <media:text><![CDATA[A graphic saying &quot;Kiplinger Readers&#039; Choice Award 2025 Results.&quot;]]></media:text>
                                <media:title type="plain"><![CDATA[A graphic saying &quot;Kiplinger Readers&#039; Choice Award 2025 Results.&quot;]]></media:title>
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                                                            <title><![CDATA[ Kiplinger Readers' Choice Awards 2025: Internet Banks ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/kiplinger-readers-choice-awards-2025-internet-banks</link>
                                                                            <description>
                            <![CDATA[ In our 2025 Readers' Choice Awards survey, readers evaluated financial providers. Find out which internet banks came out on top. ]]>
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                                                                        <pubDate>Tue, 27 May 2025 04:01:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PVsKjLF9EEwGUdEumgJVMk-1280-80.jpg">
                                                            <media:credit><![CDATA[Future]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Readers&#039; Choice Awards Banks]]></media:description>                                                            <media:text><![CDATA[Readers&#039; Choice Awards Banks]]></media:text>
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                                                            <title><![CDATA[ How Apps Are Impacting Traditional Banking ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/kiplinger-advisor-collective/how-apps-are-impacting-traditional-banking</link>
                                                                            <description>
                            <![CDATA[ The future of banking will emerge as a hybrid model that marries traditional and innovative digital services. ]]>
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                                                                        <pubDate>Wed, 05 Feb 2025 13:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 31 Mar 2025 16:11:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Kiplinger Advisor Collective]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Clay Bethune ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XiFKinpauYYmCcvYU4y3in-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Smiling young adult woman looks her smartphone while also holding a cup of coffee. ]]></media:description>                                                            <media:text><![CDATA[Smiling young adult woman looks her smartphone while also holding a cup of coffee. ]]></media:text>
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                                                            <title><![CDATA[ Best Banks for Travelers 2025 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/best-banks-for-travelers</link>
                                                                            <description>
                            <![CDATA[ The best banks for travelers cut the cost of trips at home and abroad and come with handy perks for those on the go. Read on for our top choices. ]]>
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                                                                        <pubDate>Tue, 30 Jul 2024 13:21:41 +0000</pubDate>                                                                                                                                <updated>Wed, 06 Aug 2025 13:45:10 +0000</updated>
                                                                                                                                            <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/J2i2jQ7q2Uv9iMaTgVKMib-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[laptop, map, notepad and other travel-related items]]></media:description>                                                            <media:text><![CDATA[laptop, map, notepad and other travel-related items]]></media:text>
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                                                            <title><![CDATA[ How the Tech Outage Impacted Banks and Finances ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/how-tech-outage-is-impacting-banks-and-finances</link>
                                                                            <description>
                            <![CDATA[ A major tech outage that caused chaos at airports also impacted banking and finance. ]]>
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                                                                        <pubDate>Fri, 19 Jul 2024 15:25:04 +0000</pubDate>                                                                                                                                <updated>Fri, 19 Jul 2024 21:02:31 +0000</updated>
                                                                                                                                            <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ alexandra.svokos@futurenet.com (Alexandra Svokos) ]]></author>                    <dc:creator><![CDATA[ Alexandra Svokos ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fhFb3j9Fs9HrRGg9fqHrqC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[People stand around the floor of the New York Stock Exchange. ]]></media:description>                                                            <media:text><![CDATA[People stand around the floor of the New York Stock Exchange. ]]></media:text>
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                                                            <title><![CDATA[ 2024 Kiplinger Readers' Choice Awards Results ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/2024-kiplinger-readers-choice-awards-results</link>
                                                                            <description>
                            <![CDATA[ The results are in for the 2024 Kiplinger Readers’ Choice Awards — celebrating the best products and services in personal finance. ]]>
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                                                                        <pubDate>Tue, 28 May 2024 20:44:09 +0000</pubDate>                                                                                                                                <updated>Wed, 29 May 2024 17:02:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Rewards Credit Cards]]></category>
                                                    <category><![CDATA[tax software]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Travel Credit Cards]]></category>
                                                    <category><![CDATA[Cash Back Credit Cards]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/oXk5uBCpLsqpdroXqXJe2X-1280-80.png">
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                                                            <title><![CDATA[ Kiplinger Readers' Choice Awards 2024: Peer-to-Peer Payment Services ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/kiplinger-readers-choice-awards-2024-peer-to-peer-payment-services</link>
                                                                            <description>
                            <![CDATA[ The winners of the Kiplinger Readers’ Choice Awards' best peer-to-peer payment services category. Our awards celebrate the very best products and services in personal finance. ]]>
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                                                                        <pubDate>Tue, 28 May 2024 18:20:43 +0000</pubDate>                                                                                                                                <updated>Fri, 14 Jun 2024 19:24:01 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ ellen.kennedy@futurenet.com (Ellen B. Kennedy) ]]></author>                    <dc:creator><![CDATA[ Ellen B. Kennedy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CZ4zab9kY2fzWjEihkC9zj-1280-80.jpg">
                                                            <media:credit><![CDATA[Future]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Kiplinger Readers&#039; Choice Awards 2024 list of peer-to-peer payment services winners.]]></media:description>                                                            <media:text><![CDATA[Kiplinger Readers&#039; Choice Awards 2024 list of peer-to-peer payment services winners.]]></media:text>
                                <media:title type="plain"><![CDATA[Kiplinger Readers&#039; Choice Awards 2024 list of peer-to-peer payment services winners.]]></media:title>
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                                                            <title><![CDATA[ Kiplinger Readers' Choice Awards 2024: Internet Banks ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/kiplinger-readers-choice-awards-2024-internet-banks</link>
                                                                            <description>
                            <![CDATA[ The winners of the Kiplinger Readers’ Choice Awards' best internet banks category. Our awards celebrate the very best products and services in personal finance. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Tue, 28 May 2024 14:33:28 +0000</pubDate>                                                                                                                                <updated>Wed, 29 May 2024 13:56:14 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ ellen.kennedy@futurenet.com (Ellen B. Kennedy) ]]></author>                    <dc:creator><![CDATA[ Ellen B. Kennedy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/riThkAtXudRPTHFLLtkGQc-1280-80.jpg">
                                                            <media:credit><![CDATA[Future]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Kiplinger Readers&#039; Choice Awards 2024 list of internet bank winners.]]></media:description>                                                            <media:text><![CDATA[Kiplinger Readers&#039; Choice Awards 2024 list of internet bank winners.]]></media:text>
                                <media:title type="plain"><![CDATA[Kiplinger Readers&#039; Choice Awards 2024 list of internet bank winners.]]></media:title>
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                                                            <title><![CDATA[ Is it Time to Switch Banks? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/is-it-time-to-switch-banks</link>
                                                                            <description>
                            <![CDATA[ It's a good time to take stock of what you need in a bank, and consider if your bank is still working for you. ]]>
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                                                                        <pubDate>Wed, 22 May 2024 11:30:34 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Bank Stocks]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Checking Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vLHfZGwZU9M9vG8Z8PXRkh-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[bank storefront]]></media:description>                                                            <media:text><![CDATA[bank storefront]]></media:text>
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                                                            <title><![CDATA[ Apple Card Review: Should You Get One? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-cards/apple-card-should-you-get-one</link>
                                                                            <description>
                            <![CDATA[ The Apple Card delivers up to 3% cash back and other benefits to the Apple faithful. But Apple loyalists should also consider competing cards. ]]>
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                                                                        <pubDate>Fri, 12 Apr 2024 16:25:04 +0000</pubDate>                                                                                                                                <updated>Wed, 02 Jul 2025 20:57:28 +0000</updated>
                                                                                                                                            <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Rewards Credit Cards]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ ellen.kennedy@futurenet.com (Ellen B. Kennedy) ]]></author>                    <dc:creator><![CDATA[ Ellen B. Kennedy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3TtrQVbz2WmWaq8uNngpQ4-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A woman shops in the city while holding her phone and a credit card.]]></media:description>                                                            <media:text><![CDATA[A woman shops in the city while holding her phone and a credit card.]]></media:text>
                                <media:title type="plain"><![CDATA[A woman shops in the city while holding her phone and a credit card.]]></media:title>
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                                                            <title><![CDATA[ Capital One/Discover: What's In Their Wallet For You?  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/capital-one-discover-merger</link>
                                                                            <description>
                            <![CDATA[ Push back on Capital One's planned merger with Discover is growing with one group of consumer advocates calling for a public hearing. ]]>
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                                                                        <pubDate>Thu, 28 Mar 2024 13:28:53 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ keerthisvedantam@gmail.com (Keerthi Vedantam) ]]></author>                    <dc:creator><![CDATA[ Keerthi Vedantam ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3BkPCUYWiGMozrDeEEdTmg-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman&#039;s hand holds a cash back credit and U.S. hundred dollar bills.]]></media:description>                                                            <media:text><![CDATA[A woman&#039;s hand holds a cash back credit and U.S. hundred dollar bills.]]></media:text>
                                <media:title type="plain"><![CDATA[A woman&#039;s hand holds a cash back credit and U.S. hundred dollar bills.]]></media:title>
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                                                            <title><![CDATA[ New 'Junk Fee' Rule Caps Credit Card Late Fees At $8 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/junk-fee-rule-caps-credit-card-late-fees</link>
                                                                            <description>
                            <![CDATA[ The CFPB finalizes a credit card late fee rule expected to save customers $10 billion a year. The Chamber of Commerce threatens to sue. ]]>
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                                                                        <pubDate>Wed, 06 Mar 2024 14:00:01 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Joey Solitro ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HdNZD5oU7GbjA3tAySqLCG-1280-80.jpg">
                                                            <media:credit><![CDATA[Zerbor, Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A consumer protection law book lays on a table with a gavel next to it.]]></media:description>                                                            <media:text><![CDATA[A consumer protection law book lays on a table with a gavel next to it.]]></media:text>
                                <media:title type="plain"><![CDATA[A consumer protection law book lays on a table with a gavel next to it.]]></media:title>
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                                                            <title><![CDATA[ Why More People Are Using Small Banks And Credit Unions ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/more-people-are-using-small-banks-and-credit-unions</link>
                                                                            <description>
                            <![CDATA[ More people are considering community banks and credit unions for their lower interest rates and friendlier service. ]]>
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                                                                        <pubDate>Thu, 15 Feb 2024 14:15:26 +0000</pubDate>                                                                                                                                <updated>Tue, 04 Feb 2025 15:28:11 +0000</updated>
                                                                                                                                            <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[credit union]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jamie Feldman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/A9xz6aYZ2qSsqEMYTtYXek-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Dad works on financial paperwork at the kitchen island while Mom and their two kids watch.]]></media:description>                                                            <media:text><![CDATA[Dad works on financial paperwork at the kitchen island while Mom and their two kids watch.]]></media:text>
                                <media:title type="plain"><![CDATA[Dad works on financial paperwork at the kitchen island while Mom and their two kids watch.]]></media:title>
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                                                            <title><![CDATA[ Manhattan DA Urges Payment Apps To Improve Security Features ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/online-banking/manhattan-da-urges-payment-apps--to-improve-security</link>
                                                                            <description>
                            <![CDATA[ Incidents of payment app fraud and theft are on the rise and extend beyond NYC, Manhattan DA says. ]]>
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                                                                        <pubDate>Mon, 29 Jan 2024 14:00:34 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jamie Feldman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TbU7WbjAddbpUuocxBijSa-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Mobile payment app resembling PayPal, Venmo]]></media:description>                                                            <media:text><![CDATA[Mobile payment app resembling PayPal, Venmo]]></media:text>
                                <media:title type="plain"><![CDATA[Mobile payment app resembling PayPal, Venmo]]></media:title>
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                                                            <title><![CDATA[ Bank Overdraft Fees Could Soon Drop Significantly ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/bank-overdraft-fees-could-soon-drop-significantly</link>
                                                                            <description>
                            <![CDATA[ Consumer watchdog agency eyes dropping some overdraft fees to as low as $3, closing a loophole that it calls a 'massive junk fee harvesting machine.' ]]>
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                                                                        <pubDate>Wed, 17 Jan 2024 22:50:31 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[credit union]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jamie Feldman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KKsSgPo6Mey7tRSY97uEtT-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Cartoon man in having money fly put of his pockets to a large U shaped magnet in someone&#039;s hand]]></media:description>                                                            <media:text><![CDATA[Cartoon man in having money fly put of his pockets to a large U shaped magnet in someone&#039;s hand]]></media:text>
                                <media:title type="plain"><![CDATA[Cartoon man in having money fly put of his pockets to a large U shaped magnet in someone&#039;s hand]]></media:title>
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                                                            <title><![CDATA[ Earn 5.50% APY on Your Savings in 2024 With This High-Yield Account ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/earn-high-apy-on-savings-in-2024</link>
                                                                            <description>
                            <![CDATA[ This high-yield account offers 5.50% on your savings in 2024, with no additional fees. ]]>
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                                                                        <pubDate>Tue, 09 Jan 2024 17:34:28 +0000</pubDate>                                                                                                                                <updated>Tue, 16 Apr 2024 22:16:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aKsdBuoBK2hNZCShf7HKeN-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Image of person&#039;s hands holding a fanned out stack of cash.]]></media:description>                                                            <media:text><![CDATA[Image of person&#039;s hands holding a fanned out stack of cash.]]></media:text>
                                <media:title type="plain"><![CDATA[Image of person&#039;s hands holding a fanned out stack of cash.]]></media:title>
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                                                            <title><![CDATA[ Walmart Adds Buy Now, Pay Later Option at Self-Checkout Kiosks ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/walmart-adds-buy-now-pay-later-option-at-self-checkout-kiosks</link>
                                                                            <description>
                            <![CDATA[ Walmart is expanding its partnership with Affirm to bring Buy Now, Pay Later to self-checkout at stores. ]]>
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                                                                        <pubDate>Thu, 21 Dec 2023 22:15:55 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Joey Solitro ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NEbd9nSEziGPTRnAxGzNG8-1280-80.jpg">
                                                            <media:credit><![CDATA[Patrick T. Fallon/Bloomberg via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A self-checkout kiosk at Walmart]]></media:description>                                                            <media:text><![CDATA[A self-checkout kiosk at Walmart]]></media:text>
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                                                            <title><![CDATA[ Venmo Urged To Protect Users From Scams — Again ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/online-banking/venmo-urged-to-protect-users-from-scams-again</link>
                                                                            <description>
                            <![CDATA[ Lawmakers called out Venmo and Cash App, once again, over scams and their ability 'to keep customers' money safe.' ]]>
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                                                                        <pubDate>Thu, 21 Dec 2023 14:00:22 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jamie Feldman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tSJZVYdNxGSFSfASFnNpSB-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Image]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Laptop with a warning sign and letters that spell SCAM ALERT]]></media:description>                                                            <media:text><![CDATA[Laptop with a warning sign and letters that spell SCAM ALERT]]></media:text>
                                <media:title type="plain"><![CDATA[Laptop with a warning sign and letters that spell SCAM ALERT]]></media:title>
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                                                            <title><![CDATA[ Amazon To Quit PayPal's Venmo in January ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/online-banking/amazon-to-quit-paypals-venmo-in-january</link>
                                                                            <description>
                            <![CDATA[ Amazon.com and Amazon mobile app users won't be able to use Venmo as a payment option starting next month. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Mon, 11 Dec 2023 18:54:05 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Business]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Joey Solitro ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9UmSmyWZT5kSZtVgCH8foL-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Illustration of hands holding smartphones with online banking payment apps.]]></media:description>                                                            <media:text><![CDATA[Illustration of hands holding smartphones with online banking payment apps.]]></media:text>
                                <media:title type="plain"><![CDATA[Illustration of hands holding smartphones with online banking payment apps.]]></media:title>
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                                                            <title><![CDATA[ Your Favorite Payment Apps May Face Federal Scrutiny ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/your-favorite-payment-apps-may-face-federal-scrutiny</link>
                                                                            <description>
                            <![CDATA[ A new payment app proposal would make PayPal, Apple Pay and more abide by some of the same rules as big banks and other financial institutions. ]]>
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                                                                        <pubDate>Fri, 10 Nov 2023 17:12:56 +0000</pubDate>                                                                                                                                <updated>Fri, 10 Nov 2023 17:13:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jamie Feldman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XG7fd4dTqjddrNj6E7Mds6-1280-80.jpg">
                                                            <media:credit><![CDATA[Guido Mieth, Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Smartphone showing a checkmark for a payment app.]]></media:description>                                                            <media:text><![CDATA[Smartphone showing a checkmark for a payment app.]]></media:text>
                                <media:title type="plain"><![CDATA[Smartphone showing a checkmark for a payment app.]]></media:title>
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                                                            <title><![CDATA[ Plaid Adds Direct Deposit Switching Services Partner ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/plaid-adds-direct-deposit-switching-services-partner</link>
                                                                            <description>
                            <![CDATA[ You can now use direct deposit switching to allow lenders to verify your income through pay stubs, bank statements and payroll data. ]]>
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                                                                        <pubDate>Mon, 28 Aug 2023 16:02:33 +0000</pubDate>                                                                                                                                <updated>Mon, 28 Aug 2023 16:02:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Joey Solitro ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rq3VLpkcFV2fan3vE9rXqc-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Two piggy banks face each other.]]></media:description>                                                            <media:text><![CDATA[Two piggy banks face each other.]]></media:text>
                                <media:title type="plain"><![CDATA[Two piggy banks face each other.]]></media:title>
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                                                            <title><![CDATA[ Best National Banks 2025 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/6048331/best-national-banks</link>
                                                                            <description>
                            <![CDATA[ Here's Kiplinger's pick of the best national banks that offer a wide variety of accounts and services. ]]>
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                                                                        <pubDate>Tue, 27 Jun 2023 04:05:48 +0000</pubDate>                                                                                                                                <updated>Wed, 06 Aug 2025 13:30:26 +0000</updated>
                                                                                                                                            <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/72qZ65JNsEmWuQixaK7EUA-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[photo illustration of a bank]]></media:description>                                                            <media:text><![CDATA[photo illustration of a bank]]></media:text>
                                <media:title type="plain"><![CDATA[photo illustration of a bank]]></media:title>
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                                                            <title><![CDATA[ Best Internet Banks 2025 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/online-banking/604835/best-internet-banks</link>
                                                                            <description>
                            <![CDATA[ Internet banks tend to offer higher yields and lower fees than brick-and-mortar banks, thanks to lower overhead costs. ]]>
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                                                                        <pubDate>Tue, 27 Jun 2023 04:05:16 +0000</pubDate>                                                                                                                                <updated>Wed, 03 Sep 2025 18:50:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9UmSmyWZT5kSZtVgCH8foL-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Illustration of hands holding smartphones with online banking payment apps.]]></media:description>                                                            <media:text><![CDATA[Illustration of hands holding smartphones with online banking payment apps.]]></media:text>
                                <media:title type="plain"><![CDATA[Illustration of hands holding smartphones with online banking payment apps.]]></media:title>
                                                    </media:content>
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                                                            <title><![CDATA[ Majority of People Prefer Traditional Banks Over Online Banks ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/majority-of-people-prefer-traditional-banks-over-online-banks</link>
                                                                            <description>
                            <![CDATA[ A new study found that 83% of respondents prefer traditional banks over digital-only, largely due to face-to-face service. ]]>
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                                                                        <pubDate>Mon, 08 May 2023 19:39:54 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZTYKEVAAkcJJj8aFVpmhrU-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Illustration of someone holding their phone in a bank lobby.]]></media:description>                                                            <media:text><![CDATA[Illustration of someone holding their phone in a bank lobby.]]></media:text>
                                <media:title type="plain"><![CDATA[Illustration of someone holding their phone in a bank lobby.]]></media:title>
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                                                            <title><![CDATA[ Study Reveals the Most Trusted Banks ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/study-reveals-the-most-trusted-bank</link>
                                                                            <description>
                            <![CDATA[ A recent study reveals the top 15 most trusted banks, with one bank ranking as the most trusted for five consecutive years. ]]>
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                                                                        <pubDate>Tue, 28 Mar 2023 19:07:13 +0000</pubDate>                                                                                                                                <updated>Tue, 19 Nov 2024 14:45:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vLHfZGwZU9M9vG8Z8PXRkh-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[bank storefront]]></media:description>                                                            <media:text><![CDATA[bank storefront]]></media:text>
                                <media:title type="plain"><![CDATA[bank storefront]]></media:title>
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                                                            <title><![CDATA[ Fintech: The Bank Disrupters ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/603183/fintech-the-bank-disrupters</link>
                                                                            <description>
                            <![CDATA[ Fintechs offer mostly free accounts with tantalizing yields and slick features, but don’t expect much hand-holding. ]]>
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                                                                        <pubDate>Wed, 28 Jul 2021 11:29:08 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rivan V. Stinson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bB8zXUvEJMr2ThEvpiHX2A-1280-80.jpg">
                                                            <media:credit><![CDATA[Courtesy Varo Bank]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Photo of multiple smartphones with fintech apps]]></media:description>                                                            <media:text><![CDATA[Photo of multiple smartphones with fintech apps]]></media:text>
                                <media:title type="plain"><![CDATA[Photo of multiple smartphones with fintech apps]]></media:title>
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                                                            <title><![CDATA[ COVID-19 Speeds the Cashless Transition ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/600948/if-youre-using-cash-less-often-youre-part-of-a-trend</link>
                                                                            <description>
                            <![CDATA[ The pandemic is speeding up the use of digital payments. ]]>
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                                                                        <pubDate>Thu, 02 Jul 2020 15:54:12 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Hns7hH9fePsQeQRF4eKa4N-1280-80.jpg">
                                                            <media:credit><![CDATA[Photo by Jared Leeds]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Dayna Ford, senior director-analyst for market research firm Gartner.]]></media:description>                                                    </media:content>
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