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                            <title><![CDATA[ Latest from Kiplinger in Kids-and-money ]]></title>
                <link>https://www.kiplinger.com/tag/kids-and-money</link>
        <description><![CDATA[ All the latest kids-and-money content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Sun, 10 May 2026 09:35:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ I'm a Financial Adviser, Wife And Mom: 6 Money Lessons I Teach My Kids and My Clients ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/financial-adviser-money-lessons-for-kids-and-clients</link>
                                                                            <description>
                            <![CDATA[ It's never too early to get started understanding wealth — and what generations who came before you did to set you on your path. ]]>
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                                                                        <pubDate>Sun, 10 May 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mary Ware, CFP®, CIMA®, CDFA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dvfbmNxVLSM3o65uiPWk57-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Portrait of girl on lemonade stand holding up one hundred dollar bill]]></media:description>                                                            <media:text><![CDATA[Portrait of girl on lemonade stand holding up one hundred dollar bill]]></media:text>
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                                                            <title><![CDATA[ I'm a Financial Planner: Trump Accounts Are a No-Brainer if You're Eligible (How to Apply) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/trump-accounts-how-to-apply</link>
                                                                            <description>
                            <![CDATA[ What's not to like about tax-efficient savings that grow with your child and may even get a $1,000 federal contribution? If you're eligible, it makes sense to sign up. ]]>
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                                                                        <pubDate>Thu, 07 May 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Matt Marinovich, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jDKkoJTMEtPNRgffxbSoCY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[New parents smiling and looking over their baby lying on a bed]]></media:description>                                                            <media:text><![CDATA[New parents smiling and looking over their baby lying on a bed]]></media:text>
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                                                            <title><![CDATA[ 5 Money Lessons I Learned From My Mom ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/money-lessons-i-learned-from-my-mom</link>
                                                                            <description>
                            <![CDATA[ It's not easy being the family CFO. ]]>
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                                                                        <pubDate>Tue, 05 May 2026 19:47:59 +0000</pubDate>                                                                                                                                <updated>Wed, 06 May 2026 16:14:59 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ alexandra.svokos@futurenet.com (Alexandra Svokos) ]]></author>                    <dc:creator><![CDATA[ Alexandra Svokos ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/oFoCL5z5cXpZ5kVJ4C2vwU-1280-80.jpg">
                                                            <media:credit><![CDATA[Alexandra Svokos]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A young woman and her mother in hiking clothes stand on a rocky outcrop in Montserrat, Spain.]]></media:description>                                                            <media:text><![CDATA[A young woman and her mother in hiking clothes stand on a rocky outcrop in Montserrat, Spain.]]></media:text>
                                <media:title type="plain"><![CDATA[A young woman and her mother in hiking clothes stand on a rocky outcrop in Montserrat, Spain.]]></media:title>
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                                                            <title><![CDATA[ How to Open a Custodial Roth IRA: A Guide for Grandparents ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/roth-iras/how-to-open-a-custodial-roth-ira-for-grandparents</link>
                                                                            <description>
                            <![CDATA[ Time is a young investor’s greatest asset. Discover how small contributions today can evolve into a tax-free fortune by the time they retire. ]]>
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                                                                        <pubDate>Wed, 29 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 15:43:35 +0000</updated>
                                                                                                                                            <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VzMuqJENfZj3otkh78eHbN-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Cheerful grandmother and her young granddaughter sitting at the breakfast table, interacting with a digital tablet. Represents family bonding, technology use, and joyful multigenerational moments.]]></media:description>                                                            <media:text><![CDATA[Cheerful grandmother and her young granddaughter sitting at the breakfast table, interacting with a digital tablet. Represents family bonding, technology use, and joyful multigenerational moments.]]></media:text>
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                                                            <title><![CDATA[ What Financial Lessons Are Your Kids Learning by Watching You? 5 Ways to Help Them Develop Healthy Money Habits ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/healthy-money-habits-what-financial-lessons-are-your-kids-learning</link>
                                                                            <description>
                            <![CDATA[ Children are constantly absorbing financial lessons from their parents, and your behaviors shape how your children will manage their money as adults. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 18:20:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jodi Krausman, PhD, CPA, CFP®, ChFC® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MJCMbtxmpFxbGTTWHtqaG6-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Family with two kids eating dinner in restaurant and paying with smartphone]]></media:description>                                                            <media:text><![CDATA[Family with two kids eating dinner in restaurant and paying with smartphone]]></media:text>
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                                                            <title><![CDATA[ Where a Trump Account Might Fit in Your Financial Strategy for Your Newborn (Agree With Him or Not, Your Child Stands to Benefit) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/a-trump-account-might-fit-in-your-financial-strategy</link>
                                                                            <description>
                            <![CDATA[ From July, Trump Accounts will  offer a potential $1,000 federal grant for children born in 2025 through 2028. There are some limits and unknowns, though. ]]>
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                                                                        <pubDate>Fri, 17 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 19:03:13 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Martin Schamis, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fGhJ74YFmMoKafy9xpfsMU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Smiling newborn cradled in family&#039;s arms]]></media:description>                                                            <media:text><![CDATA[Smiling newborn cradled in family&#039;s arms]]></media:text>
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                                                            <title><![CDATA[ We're 68 With $6.8 million. I Give Our 'Kids' $1K a Month, Though They Earn a Good Living. My Husband Wants Me to Stop.    ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/were-68-with-usd6-8-million-i-give-our-kids-usd1k-a-month-though-they-earn-a-good-living-my-husband-wants-me-to-stop</link>
                                                                            <description>
                            <![CDATA[ We are 68 and retired with $6.8 million. I just want to help our adult kids pay for daycare and camp for our grandchildren. Should I stop? ]]>
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                                                                        <pubDate>Wed, 15 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 20:22:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gQGUfBF58EhfDFsrYbqu9C-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Senior Couple Walking Along Shoreline With Adult Offspring On a Winter Beach Vacation.]]></media:description>                                                            <media:text><![CDATA[Senior Couple Walking Along Shoreline With Adult Offspring On a Winter Beach Vacation.]]></media:text>
                                <media:title type="plain"><![CDATA[Senior Couple Walking Along Shoreline With Adult Offspring On a Winter Beach Vacation.]]></media:title>
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                                                            <title><![CDATA[ I'm a Financial Adviser: This Is How to Ensure Your Kids Never Hear, 'We Might Lose the House' ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/how-to-ensure-your-kids-never-hear-we-might-lose-the-house</link>
                                                                            <description>
                            <![CDATA[ Instead of seeing retirement planning as a game of optimizing returns, try to view it as building a plan that keeps your family steady when life punches first. ]]>
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                                                                        <pubDate>Wed, 08 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 18:24:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ joe@guardianblueprint.com (Joe Harl) ]]></author>                    <dc:creator><![CDATA[ Joe Harl ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pUHn6P5sfG8gPBCTWoZayS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Father and son sitting and talking in the park at sunset]]></media:description>                                                            <media:text><![CDATA[Father and son sitting and talking in the park at sunset]]></media:text>
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                                                            <title><![CDATA[ I'm a Financial Literacy Expert: Schools Can Teach Kids About Money, But Guess Who They Learn From the Most? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/schools-can-teach-kids-about-money-but-they-learn-from-parents-the-most</link>
                                                                            <description>
                            <![CDATA[ Schools are increasingly expected to teach children how to manage money, but classroom learning pales in comparison to good examples set by the family at home. ]]>
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                                                                        <pubDate>Fri, 03 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 18:21:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ neale@nealegodfrey.com (Neale Godfrey, Financial Literacy Expert) ]]></author>                    <dc:creator><![CDATA[ Neale Godfrey, Financial Literacy Expert ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QXpDq2Mse2xZLau3o3HKiY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Dad teaching his son about money in the kitchen]]></media:description>                                                            <media:text><![CDATA[Dad teaching his son about money in the kitchen]]></media:text>
                                <media:title type="plain"><![CDATA[Dad teaching his son about money in the kitchen]]></media:title>
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                                                            <title><![CDATA[ High School Can Be a Pathway to Financial Wellness: Here's How to Get More Kids on It ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/high-school-can-be-a-pathway-to-financial-wellness-heres-how-to-get-more-kids-on-it</link>
                                                                            <description>
                            <![CDATA[ Children can absorb financial stress and poor money habits by the time they reach high school, so where better to intervene and teach healthy behaviors? ]]>
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                                                                        <pubDate>Mon, 30 Mar 2026 08:35:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 18:21:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Francine Chew ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6aDsdjLkBUYKsWSpknULAa-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[High school students walking along hallway chatting]]></media:description>                                                            <media:text><![CDATA[High school students walking along hallway chatting]]></media:text>
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                                                            <title><![CDATA[ Is There an Ideal Age for Your Children to Inherit? A Retirement Planner Weighs In ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/estate-planning/is-there-an-ideal-age-for-your-children-to-inherit</link>
                                                                            <description>
                            <![CDATA[ As many people live longer, inheritances have shifted from life-changing events to late-in-life supplements. The timing of an inheritance is crucial. ]]>
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                                                                        <pubDate>Sun, 29 Mar 2026 08:40:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 18:23:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ronald “Skip” Skolnik ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CzxW7cGCaE9UweyR3vSQhj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Three generations of women looking at photo album ]]></media:description>                                                            <media:text><![CDATA[Three generations of women looking at photo album ]]></media:text>
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                                                            <title><![CDATA[ 3 Ways I'm Teaching My Kids Healthy Investing Behaviors ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/how-to-teach-kids-healthy-investing-behaviors</link>
                                                                            <description>
                            <![CDATA[ These three practical steps worked for my family. This is how you can put them into practice for yours. ]]>
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                                                                        <pubDate>Tue, 24 Mar 2026 09:35:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 18:22:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ James Martielli, CFA®, CAIA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2psLxQ7un8oBcJq4abkSCk-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Brother and sister looking at father explaining finance with credit card at kitchen island ]]></media:description>                                                            <media:text><![CDATA[Brother and sister looking at father explaining finance with credit card at kitchen island ]]></media:text>
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                                                            <title><![CDATA[ The Simple Legal Document Families Need to Protect Their Kids (But Don't Know About) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/estate-planning/the-simple-legal-document-families-need-to-protect-their-kids</link>
                                                                            <description>
                            <![CDATA[ When parents are absent, caregivers may not be able to make emergency decisions for a child without a Delegation of Parental Authority. Here's how to set it up. ]]>
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                                                                        <pubDate>Sat, 21 Mar 2026 09:40:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 20:24:27 +0000</updated>
                                                                                                                                            <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Pat@Simaskolaw.com (Patrick M. Simasko, J.D.) ]]></author>                    <dc:creator><![CDATA[ Patrick M. Simasko, J.D. ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YQMoZqoPBMagPZ97zRmkod-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Father putting bicycle helmet on toddler daughter on a balance bike]]></media:description>                                                            <media:text><![CDATA[Father putting bicycle helmet on toddler daughter on a balance bike]]></media:text>
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                                                            <title><![CDATA[ Want to Give Your Kids a Financial Head Start? Why Your 401(k) Gift Could Be a Retirement Trap ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/why-your-401k-gift-could-be-a-retirement-trap</link>
                                                                            <description>
                            <![CDATA[ It’s natural to want to share your retirement nest egg with family. Learn how to give generously without putting your own financial security or tax bracket at risk. ]]>
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                                                                        <pubDate>Fri, 06 Mar 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 20:25:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MUvR8uu94RNNLysHMpqFB3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A senior man is going over his finances with the help of his adult daughter.]]></media:description>                                                            <media:text><![CDATA[A senior man is going over his finances with the help of his adult daughter.]]></media:text>
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                                                            <title><![CDATA[ 5 Tips to Get Your Kids Investing as Soon as Possible ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/tips-to-get-your-kids-investing-as-soon-as-possible</link>
                                                                            <description>
                            <![CDATA[ Teaching your kids to invest early will help them build a solid financial future. Here are five ways to get them started. ]]>
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                                                                        <pubDate>Sun, 22 Feb 2026 13:15:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 20:24:44 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Coryanne Hicks ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pwCph3ZMfRgfAohQHbxi7N-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[yellow piggy bank on a wooden tabletop with coins spread around it]]></media:description>                                                            <media:text><![CDATA[yellow piggy bank on a wooden tabletop with coins spread around it]]></media:text>
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                                                            <title><![CDATA[ I'm a Financial Planner for Millionaires: Here's How to Give Your Kids Cash Gifts Without Triggering IRS Paperwork ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/how-to-give-your-kids-cash-gifts-without-triggering-irs-paperwork</link>
                                                                            <description>
                            <![CDATA[ Most people can gift large sums without paying tax or filing a return, especially by structuring gifts across two tax years or splitting gifts with a spouse. ]]>
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                                                                        <pubDate>Sat, 13 Dec 2025 10:35:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 20:52:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ info@KeilFP.com (Jeremy Keil, CFP®, CFA®, CKA®) ]]></author>                    <dc:creator><![CDATA[ Jeremy Keil, CFP®, CFA®, CKA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WbrmwNQuvMXf7n2dAnr2vN-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A wad of cash is rolled up and secured with a pink bow.]]></media:description>                                                            <media:text><![CDATA[A wad of cash is rolled up and secured with a pink bow.]]></media:text>
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                                                            <title><![CDATA[ I Want to Help Pay for My Grandkids' College. Should I Make a Lump-Sum 529 Plan Contribution or Spread Funds out Through the Years? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/i-want-to-help-pay-for-my-grandkids-college-should-i-make-a-lump-sum-529-plan-contribution-or-spread-funds-out-through-the-years</link>
                                                                            <description>
                            <![CDATA[ Is it better to make a lump-sum contribution up front or spread funds out through the years? We asked a college savings professional and a financial planner for their advice. ]]>
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                                                                        <pubDate>Sun, 02 Nov 2025 11:06:00 +0000</pubDate>                                                                                                                                <updated>Tue, 05 May 2026 19:40:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4WeTwGXSEvPTWhgX4BMU7Y-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Grandfather and granddaughter leaning on garden table.]]></media:description>                                                            <media:text><![CDATA[Grandfather and granddaughter leaning on garden table.]]></media:text>
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                                                            <title><![CDATA[ From Piggy Banks to Portfolios: A Financial Planner's Guide to Talking to Your Kids About Money at Every Age ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-talk-to-your-kids-about-money-at-every-age</link>
                                                                            <description>
                            <![CDATA[ From toddlers to young adults, all kids can benefit from open conversations with their parents about spending and saving. Here's what to talk about — and when. ]]>
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                                                                        <pubDate>Fri, 25 Jul 2025 09:35:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 20:44:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Deana Healy, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LDT3qZGszcfGtmdFUguPs8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Three piggy banks lined up and get subsequently larger.]]></media:description>                                                            <media:text><![CDATA[Three piggy banks lined up and get subsequently larger.]]></media:text>
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                                                            <title><![CDATA[ The Seven Worst Assets to Leave Your Kids or Grandkids ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/inheritance/worst-assets-to-inherit</link>
                                                                            <description>
                            <![CDATA[ Leaving these assets to your loved ones may be more trouble than it’s worth. Here's how to avoid adding to their grief after you're gone. ]]>
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                                                                        <pubDate>Fri, 03 May 2024 10:04:10 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 20:23:46 +0000</updated>
                                                                                                                                            <category><![CDATA[Inheritance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (David Rodeck) ]]></author>                    <dc:creator><![CDATA[ David Rodeck ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WoqzXAsmCW5PxVJWftZC9P-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Cropped shot of a senior man going over his finances with the help of his daughter]]></media:description>                                                            <media:text><![CDATA[Cropped shot of a senior man going over his finances with the help of his daughter]]></media:text>
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                                                            <title><![CDATA[ Use the 529 Grandparent Loophole to Maximize College Savings ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/college/use-the-529-grandparent-loophole-to-maximize-college-savings</link>
                                                                            <description>
                            <![CDATA[ Use the 529 grandparent loophole to fund a grandchild’s education without impacting their financial aid eligibility. ]]>
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                                                                        <pubDate>Tue, 12 Mar 2024 19:35:30 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 20:25:02 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/FrphXSxfy7Tjxktn47JvFF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A grandmother with her grandson at graduation.]]></media:description>                                                            <media:text><![CDATA[A grandmother with her grandson at graduation.]]></media:text>
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                                                            <title><![CDATA[ Tax Benefits of Hiring Your Kids Plus IRS Rules to Follow ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/hiring-your-kids-tax-benefits-and-rules</link>
                                                                            <description>
                            <![CDATA[ Hiring your child can potentially lower your tax bill and help kids develop skills, but there are some rules you need to know — and follow. ]]>
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                                                                        <pubDate>Thu, 03 Aug 2023 18:15:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 20:24:08 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mGGRZ2UiMsYt5pCSZMAnYA-1280-80.jpg">
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                                                            <title><![CDATA[ How to Help Your Children Buy a Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/how-to-help-your-children-buy-a-home</link>
                                                                            <description>
                            <![CDATA[ If you want to help your children buy a home your options range from family loans to outright gifts. ]]>
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                                                                        <pubDate>Tue, 11 Apr 2023 20:08:50 +0000</pubDate>                                                                                                                                <updated>Sat, 25 Apr 2026 05:13:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ emma.patch@futurenet.com (Emma Patch) ]]></author>                    <dc:creator><![CDATA[ Emma Patch ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Tf9aWh9jAyyk6UgERzmx8D-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Concept of housing for family]]></media:description>                                                            <media:text><![CDATA[Concept of housing for family]]></media:text>
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                                                            <title><![CDATA[ 5 Best Financial Gifts for Grandkids ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/gift-ideas/603786/best-financial-gifts-for-the-grandkids</link>
                                                                            <description>
                            <![CDATA[ If you've been giving your grandchildren cash, now is a good time to rethink that. Other financial gifts will help teach them the value of money and set them up for life. ]]>
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                                                                        <pubDate>Mon, 22 Nov 2021 19:04:49 +0000</pubDate>                                                                                                                                <updated>Mon, 04 May 2026 18:38:16 +0000</updated>
                                                                                                                                            <category><![CDATA[Gift Ideas]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (David Rodeck) ]]></author>                    <dc:creator><![CDATA[ David Rodeck ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MV3eLHHJKpso4QkPKznYnY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Top above overhead close up first person view photo of female hands open box with 100 american banknote isolated over paste blue color background]]></media:description>                                                            <media:text><![CDATA[Top above overhead close up first person view photo of female hands open box with 100 american banknote isolated over paste blue color background]]></media:text>
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                                                            <title><![CDATA[ How to Turn a Teen’s Summer Wages into Millions ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/retirement/t046-c001-s001-how-to-turn-a-teen-s-summer-wages-into-millions.html</link>
                                                                            <description>
                            <![CDATA[ You’re never too young to open a Roth IRA if you earn money from a job. If you invest in a Roth IRA early—and continually over decades—modest sums can grow into seven figures. ]]>
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                                                                        <pubDate>Fri, 27 Jul 2018 18:02:04 +0000</pubDate>                                                                                                                                <updated>Wed, 13 May 2026 18:31:15 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[IRAs]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/msXg6xfEQUmKgTTfw4Pckd-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A teenager holds a jar full of $100 bills.]]></media:description>                                                            <media:text><![CDATA[A teenager holds a jar full of $100 bills.]]></media:text>
                                <media:title type="plain"><![CDATA[A teenager holds a jar full of $100 bills.]]></media:title>
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