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                    <title><![CDATA[ Latest from Kiplinger in Insurance ]]></title>
                <link>https://www.kiplinger.com/personal-finance/insurance</link>
        <description><![CDATA[ All the latest insurance content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Fri, 03 Apr 2026 10:00:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ 6 Ways Seniors Can Save on Home Insurance ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/ways-seniors-can-save-on-home-insurance</link>
                                                                            <description>
                            <![CDATA[ Don't let soaring insurance premiums eat into your retirement income. ]]>
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                                                                        <pubDate>Fri, 03 Apr 2026 10:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 14:13:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kieiBB5H8ByiTLMtUjodvH-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A senior couple reviews paperwork while sitting at their dining room table.]]></media:description>                                                            <media:text><![CDATA[A senior couple reviews paperwork while sitting at their dining room table.]]></media:text>
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                                                            <title><![CDATA[ We Are 63 With $5.7 Million. My Wife Wants to Buy Long-Term Care Insurance, but I Want to Self-Insure. Who Is Right? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/we-are-63-with-usd5-7-million-my-wife-wants-to-buy-long-term-care-insurance-but-i-want-to-self-insure</link>
                                                                            <description>
                            <![CDATA[ Even with our solid nest egg, it's not clear if we should self-insure or buy long-term care insurance. ]]>
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                                                                        <pubDate>Tue, 31 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Apr 2026 16:19:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7ifRzrkSPy5Uwbwz8dRXJV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mature couple takes a break after hiking by enjoying a hot drink by a car trunk in nature.]]></media:description>                                                            <media:text><![CDATA[A mature couple takes a break after hiking by enjoying a hot drink by a car trunk in nature.]]></media:text>
                                <media:title type="plain"><![CDATA[A mature couple takes a break after hiking by enjoying a hot drink by a car trunk in nature.]]></media:title>
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                                                            <title><![CDATA[ Adviser, Broker or Insurance Agent: Which Should You Trust With Your Money? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/adviser-broker-or-insurance-agent-which-to-trust-with-your-money</link>
                                                                            <description>
                            <![CDATA[ Looking for a trustworthy financial professional? That term can cover brokers, insurance agents and advisers who don't all have the same standards. ]]>
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                                                                        <pubDate>Mon, 16 Mar 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ john@comprehensiveadvisor.com (John McKean, CFP®) ]]></author>                    <dc:creator><![CDATA[ John McKean, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ekfZA6JLY2yoBDCuCTxE9j-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A financial professional listens thoughtfully to his clients as they talk. ]]></media:description>                                                            <media:text><![CDATA[A financial professional listens thoughtfully to his clients as they talk. ]]></media:text>
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                                                            <title><![CDATA[ What I Didn't Know About Health Care FSAs Could Have Cost Me: Don't Make the Mistake I Almost Made ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/flexible-spending-accounts/fsa-dont-make-this-mistake</link>
                                                                            <description>
                            <![CDATA[ Although flexible spending accounts work on a use-it-or-lose-it basis, you may have options for unused funds. Make sure to read the fine print before enrolling. ]]>
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                                                                        <pubDate>Wed, 11 Mar 2026 09:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[flexible spending accounts]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ jeff@jeffbriskin.com (Jeff Briskin) ]]></author>                    <dc:creator><![CDATA[ Jeff Briskin ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/E8zHf8dz9qEZBs2gPTUFo9-1280-80.jpg">
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                                                            <title><![CDATA[ Crash for Cash: The Sneaky Scams Driving Up Every Driver's Insurance Bill ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/crash-for-cash-sneaky-scams-driving-up-insurance-bill</link>
                                                                            <description>
                            <![CDATA[ Learn how thieves scam auto insurance companies and how it impacts your wallet. ]]>
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                                                                        <pubDate>Tue, 10 Mar 2026 10:40:00 +0000</pubDate>                                                                                                                                <updated>Thu, 26 Mar 2026 20:56:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QMVAcqGuURPUUWty8pu5Ea-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a picture of how auto accidents impact insurance costs]]></media:description>                                                            <media:text><![CDATA[a picture of how auto accidents impact insurance costs]]></media:text>
                                <media:title type="plain"><![CDATA[a picture of how auto accidents impact insurance costs]]></media:title>
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                                                            <title><![CDATA[ What Can You Do When Your Neighbor's Tree Is a Danger to the Neighborhood? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/what-to-do-when-neighbors-tree-is-a-danger</link>
                                                                            <description>
                            <![CDATA[ Some neighbors are jerks, but you don't have to be. Here's how to create a paper trail when asking a neighbor to deal with a tree that's a safety hazard. ]]>
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                                                                        <pubDate>Tue, 10 Mar 2026 09:30:00 +0000</pubDate>                                                                                                                                <updated>Tue, 10 Mar 2026 14:55:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ Lagombeaver1@gmail.com (H. Dennis Beaver, Esq.) ]]></author>                    <dc:creator><![CDATA[ H. Dennis Beaver, Esq. ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KLYikAe3xzKXG3KcRCZdeR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A worker uses a chain saw to trim a tree that&#039;s hanging over a house.]]></media:description>                                                            <media:text><![CDATA[A worker uses a chain saw to trim a tree that&#039;s hanging over a house.]]></media:text>
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                                                            <title><![CDATA[ 5 Legal 'Loopholes' the IRS Wishes You Didn't Know (Plus, How to Use Them This Tax Season and Beyond) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/legal-loopholes-the-irs-wishes-you-didnt-know</link>
                                                                            <description>
                            <![CDATA[ From opening stealth retirement accounts to strategic charitable giving, there are plenty of ways you can cut your taxes every year, and they're perfectly legit. ]]>
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                                                                        <pubDate>Sat, 07 Mar 2026 10:50:00 +0000</pubDate>                                                                                                                                <updated>Mon, 09 Mar 2026 17:48:11 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Charity]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                <author><![CDATA[ lsprung@mitlinfinancial.com (Lawrence Sprung, CFP®, CEPA®) ]]></author>                    <dc:creator><![CDATA[ Lawrence Sprung, CFP®, CEPA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PTJkFZZbpqhW6CFNr2c9bF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Torn white paper revealing US Currency]]></media:description>                                                            <media:text><![CDATA[Torn white paper revealing US Currency]]></media:text>
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                                                            <title><![CDATA[ Feeling Frustrated With Your Medicare Advantage Plan? You’re Not Alone — Member Trust Is Falling ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/medicare-advantage-survey</link>
                                                                            <description>
                            <![CDATA[ Medicare Advantage plans scored lower in overall satisfaction among members in 2025. Eroding trust and policy confusion drove the drop in customer satisfaction. ]]>
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                                                                        <pubDate>Sat, 07 Mar 2026 02:43:39 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/c5AvHjEcoLWj6t8M5mjV7d-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Medicare Advantage word cloud collage, health concept background]]></media:description>                                                            <media:text><![CDATA[Medicare Advantage word cloud collage, health concept background]]></media:text>
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                                                            <title><![CDATA[ State Farm Giving Out $5 Billion in Refund Checks: Are You Getting One? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/state-farm-dividend-checks</link>
                                                                            <description>
                            <![CDATA[ Drivers in some states will soon see a $100 check from State Farm. Here's what you need to know. ]]>
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                                                                        <pubDate>Wed, 04 Mar 2026 12:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 09 Mar 2026 19:44:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AmukVxDRvBN7z3aikrjqqX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[State Farm corporate headquarters in Bloomington, Illinois, USA]]></media:description>                                                            <media:text><![CDATA[State Farm corporate headquarters in Bloomington, Illinois, USA]]></media:text>
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                                                            <title><![CDATA[ Longevity Advice for Women, According to an Expert ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/longevity-advice-for-women-according-to-an-expert</link>
                                                                            <description>
                            <![CDATA[ An interview with aging expert Maddy Dychtwald on longevity advice for women. ]]>
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                                                                        <pubDate>Wed, 04 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Janet Bodnar ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UvtassiMmbLsNNiuzi3Bfm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Three lifelong friends are embracing and smiling happily on the street at sunset, in backlight. The sunlight behind them outlines their silhouettes, highlighting their joy and the deep bond of friendship they share.]]></media:description>                                                            <media:text><![CDATA[Three lifelong friends are embracing and smiling happily on the street at sunset, in backlight. The sunlight behind them outlines their silhouettes, highlighting their joy and the deep bond of friendship they share.]]></media:text>
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                                                            <title><![CDATA[ Can Your Car Insurance Add Strangers to Your Policy? A Florida Class Action Lawsuit Could Decide ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/car-insurance-added-drivers-without-consent</link>
                                                                            <description>
                            <![CDATA[ A Florida driver says GEICO added complete strangers to her car insurance policy and jacked up premiums as a result. ]]>
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                                                                        <pubDate>Fri, 27 Feb 2026 12:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aL5Yx3PKj8LTtGvWm7pkbc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A senior man looks concerned while reviewing paperwork at his kitchen table.]]></media:description>                                                            <media:text><![CDATA[A senior man looks concerned while reviewing paperwork at his kitchen table.]]></media:text>
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                                                            <title><![CDATA[ Is Life Insurance Taxable When It's Paid Out? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/life-insurance/is-life-insurance-taxable-when-its-paid-out</link>
                                                                            <description>
                            <![CDATA[ You received a big check from your loved one's life insurance policy. Will the IRS be expecting a check from you now? ]]>
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                                                                        <pubDate>Fri, 20 Feb 2026 16:49:10 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Life Insurance]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ykW2Ytyx7bdnFz3wBnBfj3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A senior woman reviews financial paperwork at her desk.]]></media:description>                                                            <media:text><![CDATA[A senior woman reviews financial paperwork at her desk.]]></media:text>
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                                                            <title><![CDATA[ 4 At-Fault States with No-Fault Insurance Rules You Should Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/at-fault-states-that-still-have-no-fault-car-insurance-laws</link>
                                                                            <description>
                            <![CDATA[ Think you live in an at-fault car insurance state? These four still have some tricky no-fault insurance laws you should know about. ]]>
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                                                                        <pubDate>Fri, 13 Feb 2026 11:10:00 +0000</pubDate>                                                                                                                                <updated>Mon, 23 Feb 2026 20:06:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WdYZKRKZsBcjq8mVPwLFZY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A car has struck another car&#039;s rear bumper.]]></media:description>                                                            <media:text><![CDATA[A car has struck another car&#039;s rear bumper.]]></media:text>
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                                                            <title><![CDATA[ Is There a Downside to Switching Your Insurance Frequently? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/is-there-a-downside-to-switching-your-insurance-frequently</link>
                                                                            <description>
                            <![CDATA[ You keep finding lower rates every time you shop for insurance. Is there any reason not to take the better deal? ]]>
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                                                                        <pubDate>Wed, 11 Feb 2026 20:25:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BgQKDnoGFmuKua4Dg9txAX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man searches for car insurance on his smartphone.]]></media:description>                                                            <media:text><![CDATA[A man searches for car insurance on his smartphone.]]></media:text>
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                                                            <title><![CDATA[ No-Fault Car Insurance States and What Drivers Need to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/no-fault-car-insurance-states-and-what-drivers-need-to-know</link>
                                                                            <description>
                            <![CDATA[ A breakdown of the confusing rules around no-fault car insurance in every state where it exists. ]]>
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                                                                        <pubDate>Fri, 06 Feb 2026 11:25:00 +0000</pubDate>                                                                                                                                <updated>Wed, 11 Feb 2026 17:45:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mASa3eSk57W3EribrWe5iZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A middle aged man takes photos of damage on his car after accident.]]></media:description>                                                            <media:text><![CDATA[A middle aged man takes photos of damage on his car after accident.]]></media:text>
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                                                            <title><![CDATA[ Why Your Home Insurance Might Not Protect You If Someone Else Lives There ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/second-home-insurance-when-someone-else-lives-there</link>
                                                                            <description>
                            <![CDATA[ Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims. ]]>
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                                                                        <pubDate>Sat, 31 Jan 2026 12:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/erbKvEeTuSPvxfcfQAr64X-1280-80.jpg">
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                                                            <title><![CDATA[ The 1-Month Rule for Setting Your Car Insurance Deductible ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/the-1-month-rule-for-setting-your-car-insurance-deductible</link>
                                                                            <description>
                            <![CDATA[ The ideal car insurance deductible balances risk and savings. Here's how to find it. ]]>
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                                                                        <pubDate>Tue, 27 Jan 2026 11:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fnmeuhuWYa6y32pK6eXXeb-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mature man leans against his car while looking at his phone. ]]></media:description>                                                            <media:text><![CDATA[A mature man leans against his car while looking at his phone. ]]></media:text>
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                                                            <title><![CDATA[ How Drones Can Affect Your Insurance Coverage ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/drone-and-satellite-images-home-insurance</link>
                                                                            <description>
                            <![CDATA[ How insurers are using aerial imagery to assess homes, the backlash from policyholders and how state regulators are trying to rein in the practice. ]]>
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                                                                        <pubDate>Sat, 24 Jan 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 26 Jan 2026 14:22:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8dENRif7oHHN63o6RMUwcA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Drone flying near a private house]]></media:description>                                                            <media:text><![CDATA[Drone flying near a private house]]></media:text>
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                                                            <title><![CDATA[ Your Post-Accident Survival Guide, From an Insurance Expert ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/post-car-accident-survival-guide-from-an-insurance-expert</link>
                                                                            <description>
                            <![CDATA[ After a car accident, stay calm and document everything to preserve the facts. Remember: You don't have to solve the problem — that's why you have insurance. ]]>
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                                                                        <pubDate>Fri, 23 Jan 2026 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ karl@susmaninsurance.com (Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS) ]]></author>                    <dc:creator><![CDATA[ Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/DgNSHDwJiXaWo2ht7tnv69-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A young man photographs the damage to his car after a fender bender.]]></media:description>                                                            <media:text><![CDATA[A young man photographs the damage to his car after a fender bender.]]></media:text>
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                                                            <title><![CDATA[ Does Your Car Insurer Need to Know All Your Kids? Michigan Cases Raise Question ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/car-insurance-disclosure-household-members</link>
                                                                            <description>
                            <![CDATA[ Who you list on your policy matters more than most drivers realize, especially when it comes to who lives in your home. ]]>
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                                                                        <pubDate>Sat, 17 Jan 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 20 Jan 2026 15:58:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SGBqG77JbjcPkTFqLHwJRc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Warning traffic cone on road against fire engine of firefighters at car accident on winter day.]]></media:description>                                                            <media:text><![CDATA[Warning traffic cone on road against fire engine of firefighters at car accident on winter day.]]></media:text>
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                                                            <title><![CDATA[ Is Direct Primary Care Right for Your Health Needs? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/health-insurance/is-direct-primary-care-right-for-your-health-needs</link>
                                                                            <description>
                            <![CDATA[ With the direct primary care model, you pay a membership fee for more personalized medical services. ]]>
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                                                                        <pubDate>Fri, 16 Jan 2026 14:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CoUdkYdCJjzdGr2LLuB5q9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man sits on a doctor&#039;s office seat waiting to be seen.]]></media:description>                                                            <media:text><![CDATA[An older man sits on a doctor&#039;s office seat waiting to be seen.]]></media:text>
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                                                            <title><![CDATA[ We Know You Hate Your Insurance, But Here's Why You Should Show It Some Love ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/why-you-shouldnt-hate-your-insurance</link>
                                                                            <description>
                            <![CDATA[ Sure, it's pricey, the policies are confusing, and the claims process is slow, but insurance is essentially the friend who shows up during life's worst moments. ]]>
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                                                                        <pubDate>Fri, 16 Jan 2026 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ karl@susmaninsurance.com (Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS) ]]></author>                    <dc:creator><![CDATA[ Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gKJKpnBUx4PizJbNjTFGYV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man&#039;s facial expression looks very annoyed.]]></media:description>                                                            <media:text><![CDATA[A man&#039;s facial expression looks very annoyed.]]></media:text>
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                                                            <title><![CDATA[ 6 Financially Savvy Power Moves for Women in 2026 (Prepare to Be in Charge!) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/financially-savvy-moves-for-women-in-2026</link>
                                                                            <description>
                            <![CDATA[ Don't let the day-to-day get in the way of long-term financial planning. Here's how to get organized — including a reminder to dream big about your future. ]]>
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                                                                        <pubDate>Thu, 15 Jan 2026 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Debt Management]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mary Ware, CFP®, CIMA®, CDFA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9FUDnj6m7UPHs2vrgqAUW6-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A professionally dressed woman flexes her bicep like she&#039;s in charge.]]></media:description>                                                            <media:text><![CDATA[A professionally dressed woman flexes her bicep like she&#039;s in charge.]]></media:text>
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                                                            <title><![CDATA[ Mortgage Protection Insurance: What It Covers and When It Makes Sense ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/mortgage-protection-insurance-explained</link>
                                                                            <description>
                            <![CDATA[ How mortgage protection insurance works, what it costs, and when it’s actually useful in a financial plan. ]]>
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                                                                        <pubDate>Wed, 14 Jan 2026 11:50:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/t5yLA2e4x7ApPCSGz6GdfX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Insurance agent clasping hands over a model home. ]]></media:description>                                                            <media:text><![CDATA[Insurance agent clasping hands over a model home. ]]></media:text>
                                <media:title type="plain"><![CDATA[Insurance agent clasping hands over a model home. ]]></media:title>
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                                                            <title><![CDATA[ How to Use Your Health Savings Account in Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/health-savings-accounts/how-to-use-your-health-savings-account-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Strategic saving and investing of HSA funds during your working years can unlock the full potential of these accounts to cover healthcare costs and more in retirement. ]]>
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                                                                        <pubDate>Wed, 14 Jan 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Wed, 14 Jan 2026 12:49:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nGDzhhFoCyHWBjKTJ7xnWG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Health Saving Accounts]]></media:description>                                                            <media:text><![CDATA[Health Saving Accounts]]></media:text>
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                                                            <title><![CDATA[ Will Soaring Health Care Premiums Tank Your Early Retirement? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/will-soaring-health-care-premiums-tank-your-early-retirement</link>
                                                                            <description>
                            <![CDATA[ If you're under 65 and want to retire soon, your plan may be derailed by skyrocketing ACA marketplace premiums. Here's what you can do. ]]>
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                                                                        <pubDate>Mon, 12 Jan 2026 15:27:04 +0000</pubDate>                                                                                                                                <updated>Mon, 12 Jan 2026 16:57:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Adam Shell ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ofwPf7nirsHx2rQtd84dsJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man in his 50s gives a piggyback ride to his female partner. They are hiking and there&#039;s a view  of a river behind them. They both look very happy.]]></media:description>                                                            <media:text><![CDATA[A man in his 50s gives a piggyback ride to his female partner. They are hiking and there&#039;s a view  of a river behind them. They both look very happy.]]></media:text>
                                <media:title type="plain"><![CDATA[A man in his 50s gives a piggyback ride to his female partner. They are hiking and there&#039;s a view  of a river behind them. They both look very happy.]]></media:title>
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                                                            <title><![CDATA[ Is Home Insurance Tax Deductible? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/is-home-insurance-tax-deductible</link>
                                                                            <description>
                            <![CDATA[ With home insurance rates on the rise, you might be hoping to at least claim the cost as a tax deduction. Here's what you need to know ahead of tax season. ]]>
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                                                                        <pubDate>Fri, 09 Jan 2026 14:40:35 +0000</pubDate>                                                                                                                                <updated>Mon, 12 Jan 2026 20:36:42 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Tax Deductions]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nXExiBRaNXxK5pJQLVxDEW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature couple feeling worried while trying to get their finances in order]]></media:description>                                                            <media:text><![CDATA[Mature couple feeling worried while trying to get their finances in order]]></media:text>
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                                                            <title><![CDATA[ How to Be a Smart Insurance Shopper: The Price Might Be Right, But the Coverage Might Not Be ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/smart-insurance-shopping-dont-look-only-at-price</link>
                                                                            <description>
                            <![CDATA[ Choosing the cheapest policy could cost you when you have a loss. You'll get the best results if you focus on the right coverage with the help of a good agent. ]]>
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                                                                        <pubDate>Fri, 09 Jan 2026 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ karl@susmaninsurance.com (Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS) ]]></author>                    <dc:creator><![CDATA[ Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kxCuCZDJEkdpq9iaYxeVJ7-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An insurance agent smiles as she shakes the hand of the woman while meeting a couple in her office.]]></media:description>                                                            <media:text><![CDATA[An insurance agent smiles as she shakes the hand of the woman while meeting a couple in her office.]]></media:text>
                                <media:title type="plain"><![CDATA[An insurance agent smiles as she shakes the hand of the woman while meeting a couple in her office.]]></media:title>
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                                                            <title><![CDATA[ Is Mechanical Breakdown Insurance Better Than an Extended Car Warranty? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/is-mechanical-breakdown-insurance-better-than-an-extended-car-warranty</link>
                                                                            <description>
                            <![CDATA[ More insurers are starting to offer mechanical breakdown insurance to new car owners. What is it and should you buy it? ]]>
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                                                                        <pubDate>Thu, 08 Jan 2026 14:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bUi8GZghUAvJiVcL7TBeJX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A car salesman presents a contract to a mature woman inside a dealership. ]]></media:description>                                                            <media:text><![CDATA[A car salesman presents a contract to a mature woman inside a dealership. ]]></media:text>
                                <media:title type="plain"><![CDATA[A car salesman presents a contract to a mature woman inside a dealership. ]]></media:title>
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                                                            <title><![CDATA[ Do You Have an Insurance Coverage Gap for Your Valuables? You May Be Surprised to Learn You Do ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/do-you-have-an-insurance-coverage-gap-for-your-valuables</link>
                                                                            <description>
                            <![CDATA[ Standard homeowners insurance usually has strict limits on high-value items, so you should formally "schedule" these valuable possessions with your insurer. ]]>
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                                                                        <pubDate>Fri, 02 Jan 2026 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ karl@susmaninsurance.com (Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS) ]]></author>                    <dc:creator><![CDATA[ Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BvGMkumraJkKWiQWsoeE3P-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Multicolored crystal cubes scattered on a white background.]]></media:description>                                                            <media:text><![CDATA[Multicolored crystal cubes scattered on a white background.]]></media:text>
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                                                            <title><![CDATA[ I'm an Insurance Expert: Sure, There's Always Tomorrow to Report Your Claim, But Procrastination Could Cost You  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/filing-an-insurance-claim-late-could-cost-you</link>
                                                                            <description>
                            <![CDATA[ The longer you wait to file an insurance claim, the bigger the problem could get — and the more leverage you're giving your insurer to deny it. ]]>
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                                                                        <pubDate>Fri, 26 Dec 2025 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ karl@susmaninsurance.com (Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS) ]]></author>                    <dc:creator><![CDATA[ Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GKxEiWUsHnip38NkQcXZ48-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A young man snoozes on the sofa, completely relaxed and unconcerned.]]></media:description>                                                            <media:text><![CDATA[A young man snoozes on the sofa, completely relaxed and unconcerned.]]></media:text>
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                                                            <title><![CDATA[ 9 Types of Insurance You Probably Don't Need ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/types-of-insurance-you-dont-need</link>
                                                                            <description>
                            <![CDATA[ If you're paying for these types of insurance, you might be wasting your money. Here's what you need to know. ]]>
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                                                                        <pubDate>Fri, 19 Dec 2025 12:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Feb 2026 16:07:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Life Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (David Rodeck) ]]></author>                    <dc:creator><![CDATA[ David Rodeck ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fMroKMDB2XSEPVLA9bdKk9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature man looking at partner while using laptop in living room. Couple is at home during COVID-19 pandemic. They are sitting on sofa.]]></media:description>                                                            <media:text><![CDATA[Mature man looking at partner while using laptop in living room. Couple is at home during COVID-19 pandemic. They are sitting on sofa.]]></media:text>
                                <media:title type="plain"><![CDATA[Mature man looking at partner while using laptop in living room. Couple is at home during COVID-19 pandemic. They are sitting on sofa.]]></media:title>
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                                                            <title><![CDATA[ I'm an Insurance Pro: It's Time to Prepare for Natural Disasters Like They Could Happen to You ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/time-to-prepare-for-natural-disasters</link>
                                                                            <description>
                            <![CDATA[ You can no longer have the mindset that "that won't happen here." Because it absolutely could. As we head into 2026, consider making a disaster plan. ]]>
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                                                                        <pubDate>Fri, 19 Dec 2025 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ karl@susmaninsurance.com (Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS) ]]></author>                    <dc:creator><![CDATA[ Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/k6kMg59HLbFot4moPbsKBb-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A home constructed of hundred-dollar bills sits in the center of a target.]]></media:description>                                                            <media:text><![CDATA[A home constructed of hundred-dollar bills sits in the center of a target.]]></media:text>
                                <media:title type="plain"><![CDATA[A home constructed of hundred-dollar bills sits in the center of a target.]]></media:title>
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                                                            <title><![CDATA[ The 7-Month Deadline That Determines Your Lifetime Medicare Premiums ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/the-7-month-deadline-that-determines-your-lifetime-medicare-premiums</link>
                                                                            <description>
                            <![CDATA[ Understanding Medicare enrollment is crucial, as missing deadlines can lead to permanent late enrollment penalties and gaps in coverage. ]]>
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                                                                        <pubDate>Wed, 17 Dec 2025 11:05:00 +0000</pubDate>                                                                                                                                <updated>Tue, 27 Jan 2026 17:36:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mwYEtDy7gf2NJipQS2PGZJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Birthday cake number 65 golden candles burning by lighter, background gift yellow box tied up with red ribbon. Close-up view]]></media:description>                                                            <media:text><![CDATA[Birthday cake number 65 golden candles burning by lighter, background gift yellow box tied up with red ribbon. Close-up view]]></media:text>
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                                                            <title><![CDATA[ My Teen Crashed His Car, and Now Our Insurance Has Tripled. What Now? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/teen-driver-crash-insurance-increase</link>
                                                                            <description>
                            <![CDATA[ Dealing with the costly aftermath of a teen car accident is stressful. Here are your options for navigating it. ]]>
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                                                                        <pubDate>Sat, 13 Dec 2025 11:25:00 +0000</pubDate>                                                                                                                                <updated>Wed, 07 Jan 2026 19:49:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ztQipYXz7eyzKZkhmTHCA5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A teen driver makes a phone call while sitting outside of his car after a car accident.]]></media:description>                                                            <media:text><![CDATA[A teen driver makes a phone call while sitting outside of his car after a car accident.]]></media:text>
                                <media:title type="plain"><![CDATA[A teen driver makes a phone call while sitting outside of his car after a car accident.]]></media:title>
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                                                            <title><![CDATA[ I'm an Insurance Pro: Going Without Life Insurance Is Like Driving Without a Seat Belt Because You Don't Plan to Crash ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/life-insurance/why-you-shouldnt-go-without-life-insurance</link>
                                                                            <description>
                            <![CDATA[ Life insurance is that boring-but-crucial thing you really need to get now so that your family doesn't have to launch a GoFundMe when you're gone. ]]>
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                                                                        <pubDate>Fri, 12 Dec 2025 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Life Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ karl@susmaninsurance.com (Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS) ]]></author>                    <dc:creator><![CDATA[ Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/m9RKtdcQ3pebLL8fMyLFqB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man driving at night isn&#039;t wearing a seat belt.]]></media:description>                                                            <media:text><![CDATA[An older man driving at night isn&#039;t wearing a seat belt.]]></media:text>
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                                                            <title><![CDATA[ New IRS Changes to FSA Contribution Limits for 2026: What to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/new-fsa-contribution-limits</link>
                                                                            <description>
                            <![CDATA[ Flexible Spending Accounts have tax advantages worth looking into, especially in light of new IRS changes. ]]>
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                                                                        <pubDate>Tue, 09 Dec 2025 14:07:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Roxanne Bland ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/E4KjGqT2pHKzdweVPrsnrQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[rendering of a stethoscope with a dollar sign on it]]></media:description>                                                            <media:text><![CDATA[rendering of a stethoscope with a dollar sign on it]]></media:text>
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                                                            <title><![CDATA[ I'm an Insurance Pro: If You Do One Boring Task Before the End of the Year, Make It This One (It Could Save You Thousands) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/time-for-a-year-end-review-of-insurance-policies</link>
                                                                            <description>
                            <![CDATA[ Who wants to check insurance policies when there's fun to be had? Still, making sure everything is up to date (coverage and deductibles) can save you a ton. ]]>
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                                                                        <pubDate>Fri, 05 Dec 2025 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ karl@susmaninsurance.com (Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS) ]]></author>                    <dc:creator><![CDATA[ Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nQKTVEnX7cHmYYSofE5x7h-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman looks over paperwork while sitting at her dining room table.]]></media:description>                                                            <media:text><![CDATA[A woman looks over paperwork while sitting at her dining room table.]]></media:text>
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                                                            <title><![CDATA[ Is a New $25,000 Health Care Tax Deduction Coming in 2026? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/is-a-new-health-care-tax-deduction-coming</link>
                                                                            <description>
                            <![CDATA[ A proposal from GOP Sen. Josh Hawley adds to the chatter about health care affordability. ]]>
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                                                                        <pubDate>Thu, 04 Dec 2025 15:35:00 +0000</pubDate>                                                                                                                                <updated>Tue, 09 Dec 2025 19:35:31 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hPWwxwT9W79GSdDAx4LxZN-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[The US Capitol building on a sunny day.]]></media:description>                                                            <media:text><![CDATA[The US Capitol building on a sunny day.]]></media:text>
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                                                            <title><![CDATA[ Moves to Manage the Soaring Costs of Owning a Car ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cars/moves-to-manage-the-soaring-costs-of-owning-a-car</link>
                                                                            <description>
                            <![CDATA[ It's costing more and more to keep a car on the road, but you can drive some costs down. Here's how to get a better deal on insurance premiums, repairs and gas ]]>
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                                                                        <pubDate>Sat, 29 Nov 2025 16:12:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3mvj4ZYq8uQqfzpSWfXxoS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A toy car is climbing up stacked coins. ]]></media:description>                                                            <media:text><![CDATA[A toy car is climbing up stacked coins. ]]></media:text>
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                                                            <title><![CDATA[ Snowbirds: Avoid These 3 Sneaky Insurance Issues ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/snowbirds-avoid-these-sneaky-insurance-issues</link>
                                                                            <description>
                            <![CDATA[ Before snowbirds depart for their winter retreat, they should check their insurance coverage for surprises that might arise, or else be on the hook for repairs. ]]>
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                                                                        <pubDate>Thu, 27 Nov 2025 15:02:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ayaBBisVVsXGgV2WTZ3LVV-1280-80.jpg">
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                                                            <title><![CDATA[ 10 Things You Should Know About Buying a Car Today, Even if You've Bought Before ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cars/things-you-should-know-about-buying-a-car-today-even-if-youve-bought-before</link>
                                                                            <description>
                            <![CDATA[ If buying a car is on your to-do list, and it's been a while since you went shopping for a new one, this guide will help avoid any nasty shocks in the showroom. ]]>
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                                                                        <pubDate>Sat, 22 Nov 2025 10:45:00 +0000</pubDate>                                                                                                                                <updated>Mon, 24 Nov 2025 15:18:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Used Cars]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (David Rodeck) ]]></author>                    <dc:creator><![CDATA[ David Rodeck ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/z8FoK7qv2cRoXSVyKGDjRB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Buying a car. An older couple meets with a car salesman in the showroom. ]]></media:description>                                                            <media:text><![CDATA[Buying a car. An older couple meets with a car salesman in the showroom. ]]></media:text>
                                <media:title type="plain"><![CDATA[Buying a car. An older couple meets with a car salesman in the showroom. ]]></media:title>
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                                                            <title><![CDATA[ Insurance Buyer Beware: States Are Lowering the Bar for Agents and Brokers ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/buyer-beware-states-lowering-the-bar-for-agents-and-brokers</link>
                                                                            <description>
                            <![CDATA[ A new California law removes 20 hours of required education before an aspiring agent can take tests to get licensed. They can then get licensed in other states. ]]>
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                                                                        <pubDate>Fri, 21 Nov 2025 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ karl@susmaninsurance.com (Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS) ]]></author>                    <dc:creator><![CDATA[ Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZEHsB58XHYxR5PpjGi9Kr5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man looks perplexed.]]></media:description>                                                            <media:text><![CDATA[An older man looks perplexed.]]></media:text>
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                                                            <title><![CDATA[ What You Will Pay for Medicare in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/what-you-will-pay-for-medicare-in-2026</link>
                                                                            <description>
                            <![CDATA[ Medicare premiums for 2026, as well as the costs of Parts A, B, and D, have increased. Here's how much you'll pay in 2026. ]]>
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                                                                        <pubDate>Mon, 17 Nov 2025 14:15:00 +0000</pubDate>                                                                                                                                <updated>Thu, 09 Apr 2026 22:53:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YfedsHzdQpax7wGwCYRNjR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A stethoscope is wrapped arounf a gold dollar symbol and a Medicare card.]]></media:description>                                                            <media:text><![CDATA[A stethoscope is wrapped arounf a gold dollar symbol and a Medicare card.]]></media:text>
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                                                            <title><![CDATA[ Medicare Premiums 2026: IRMAA Brackets and Surcharges for Parts B and D ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/medicare-premiums-2026-irmaa-brackets-and-surcharges-for-parts-b-and-d</link>
                                                                            <description>
                            <![CDATA[ Do you have to pay the monthly Medicare premium surcharge this year? It depends. ]]>
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                                                                        <pubDate>Sat, 15 Nov 2025 19:09:14 +0000</pubDate>                                                                                                                                <updated>Thu, 05 Mar 2026 23:49:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2RvYwknrjUS9omnZiLchVR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A prescription pill or capsule filled with one hundred dollar bills concept image on a white background with clipping path.]]></media:description>                                                            <media:text><![CDATA[A prescription pill or capsule filled with one hundred dollar bills concept image on a white background with clipping path.]]></media:text>
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                                                            <title><![CDATA[ Medicare to Cover Obesity Drugs Under Trump Deal for as Little as $50. What You Need to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/medicare-to-cover-obesity-drugs-under-trump-deal</link>
                                                                            <description>
                            <![CDATA[ Trump's deal slashes GLP-1 drug costs for Medicare beneficiaries and others, unlocking coverage for millions with obesity and related conditions. ]]>
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                                                                        <pubDate>Fri, 14 Nov 2025 11:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 17 Nov 2025 16:46:16 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wjotwQ2AVsTp5JKVc4RVnM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[GLP-1 agonists drugs]]></media:description>                                                            <media:text><![CDATA[GLP-1 agonists drugs]]></media:text>
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                                                            <title><![CDATA[ Find the Right Health Plan During Open Enrollment ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/health-insurance/find-the-right-health-plan-during-open-enrollment</link>
                                                                            <description>
                            <![CDATA[ You may face sharply higher out-of-pocket costs for health care next year. Use our guide to select an insurance plan that meets your needs at the best price. ]]>
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                                                                        <pubDate>Fri, 14 Nov 2025 11:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gFKzdSHVrTcKDw2fG92bpC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Symbol of money dollar from colored pills and capsules on green background. Expensive medicine and medical insurance]]></media:description>                                                            <media:text><![CDATA[Symbol of money dollar from colored pills and capsules on green background. Expensive medicine and medical insurance]]></media:text>
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                                                            <title><![CDATA[ 'But It's Not My Fault!': Your Insurance Company Absolutely Will Blame You in These Five Scenarios ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/your-insurance-company-will-blame-you-in-these-scenarios</link>
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                            <![CDATA[ Insurance companies care about 'fault' in more ways than you think — from payment mishaps to your neighbor's landscaping — so it's on you to manage the risks. ]]>
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                                                                        <pubDate>Fri, 14 Nov 2025 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ karl@susmaninsurance.com (Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS) ]]></author>                    <dc:creator><![CDATA[ Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ksfWfZdZzCJuuFZkg5jeKc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man has his hands up and looks annoyed, as if he&#039;s saying, &quot;But it&#039;s not my fault.&quot;]]></media:description>                                                            <media:text><![CDATA[A man has his hands up and looks annoyed, as if he&#039;s saying, &quot;But it&#039;s not my fault.&quot;]]></media:text>
                                <media:title type="plain"><![CDATA[A man has his hands up and looks annoyed, as if he&#039;s saying, &quot;But it&#039;s not my fault.&quot;]]></media:title>
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                                                            <title><![CDATA[ Loyalty Doesn’t Pay: Why Your Car Insurance Keeps Going Up ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/loyalty-cost-auto-insurance-rates</link>
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                            <![CDATA[ You’ve been a good customer, now your premium is creeping up. Here’s why loyalty might be costing you on car insurance. ]]>
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                                                                        <pubDate>Thu, 13 Nov 2025 11:53:00 +0000</pubDate>                                                                                                                                <updated>Mon, 09 Mar 2026 17:46:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3mvj4ZYq8uQqfzpSWfXxoS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A toy car is climbing up stacked coins. ]]></media:description>                                                            <media:text><![CDATA[A toy car is climbing up stacked coins. ]]></media:text>
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                                                            <title><![CDATA[ Protect Your Family From Costly Festive Fails With These Holiday Tips ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/festive-fails-holiday-hazards</link>
                                                                            <description>
                            <![CDATA[ Having people over this holiday season? Before opening the door to guests, here are some perils to prepare for in advance. ]]>
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                                                                        <pubDate>Thu, 13 Nov 2025 11:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/DVZ9NePjeg44aq7ghSeeK3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a dog tugging an ornament off a Christmas tree]]></media:description>                                                            <media:text><![CDATA[a dog tugging an ornament off a Christmas tree]]></media:text>
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