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                    <title><![CDATA[ Latest from Kiplinger in Home-savings ]]></title>
                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/home-savings</link>
        <description><![CDATA[ All the latest home-savings content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Wed, 08 Apr 2026 10:15:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ Gen Z Is Changing Retirement Saving. Here's What Millennials Can Learn ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/gen-z-retirement-savings-strategy-is-changing</link>
                                                                            <description>
                            <![CDATA[ Rising costs and shifting priorities are changing how younger workers save. Here's what it means for your long-term plan. ]]>
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                                                                        <pubDate>Wed, 08 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MXzRSNwsRXuoZJujhr3tQF-1280-80.jpg">
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                                                            <title><![CDATA[ Oil Prices Are Climbing: 5 Ways to Get Ahead of Higher Summer Costs Before They Hit Your Wallet ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/oil-prices-are-climbing-ways-to-get-ahead-of-higher-summer-costs</link>
                                                                            <description>
                            <![CDATA[ Oil prices are rising fast. Learn where costs will hit next and how to save ]]>
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                                                                        <pubDate>Sat, 04 Apr 2026 11:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BKMyS2FnCNtsAeQaEGTvvh-1280-80.jpg">
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                                                            <title><![CDATA[ Smart Bulk Buys vs Costly Mistakes: What to Stock Up on (and What to Skip) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/what-to-buy-in-bulk-and-what-to-skip</link>
                                                                            <description>
                            <![CDATA[ Buying in bulk can lower your grocery bill but only if you choose the right items. Here’s how to tell the difference between smart staples and expensive waste. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 10:55:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 19:21:05 +0000</updated>
                                                                                                                                            <category><![CDATA[Groceries]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hkBrZ8giRpYSfJXcbugZU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman feeling worried about rising grocery prices]]></media:description>                                                            <media:text><![CDATA[Woman feeling worried about rising grocery prices]]></media:text>
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                                                            <title><![CDATA[ The Goods That Get More Expensive as Oil Prices Rise ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/oil-prices-what-gets-more-expensive</link>
                                                                            <description>
                            <![CDATA[ From groceries to flights, higher oil prices ripple through your budget. Here's how the chain reaction works and when you might start to feel it. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 10:10:00 +0000</pubDate>                                                                                                                                <updated>Tue, 31 Mar 2026 19:13:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/f37skNJh6FnGfpHaPH3knk-1280-80.jpg">
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                                                            <title><![CDATA[ When Family Phone Plans Don't Make Sense  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gadgets/leave-family-phone-plan</link>
                                                                            <description>
                            <![CDATA[ Family phone plans often start as a cost-saving strategy, but evolving data usage, travel and device preferences can make separate plans more practical. ]]>
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                                                                        <pubDate>Tue, 24 Mar 2026 10:35:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Mar 2026 18:24:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GcJxbzZNC6LpkFPrp7Cyc3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Happy woman laughing while watching media content on smartphone app at home. ]]></media:description>                                                            <media:text><![CDATA[Happy woman laughing while watching media content on smartphone app at home. ]]></media:text>
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                                                            <title><![CDATA[ How Much It Costs to Host a Super Bowl Party in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-much-it-costs-to-host-a-super-bowl-party</link>
                                                                            <description>
                            <![CDATA[ Hosting a Super Bowl party in 2026 could cost you. Here's a breakdown of food, drink and entertainment costs — plus ways to save. ]]>
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                                                                        <pubDate>Thu, 05 Feb 2026 11:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cAqF5L5iQ9v2wRf7p4jcui-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Beverage and snacks for football game fans.]]></media:description>                                                            <media:text><![CDATA[Beverage and snacks for football game fans.]]></media:text>
                                <media:title type="plain"><![CDATA[Beverage and snacks for football game fans.]]></media:title>
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                                                            <title><![CDATA[ Moves to Manage the Soaring Costs of Owning a Car ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cars/moves-to-manage-the-soaring-costs-of-owning-a-car</link>
                                                                            <description>
                            <![CDATA[ It's costing more and more to keep a car on the road, but you can drive some costs down. Here's how to get a better deal on insurance premiums, repairs and gas ]]>
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                                                                        <pubDate>Sat, 29 Nov 2025 16:12:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3mvj4ZYq8uQqfzpSWfXxoS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A toy car is climbing up stacked coins. ]]></media:description>                                                            <media:text><![CDATA[A toy car is climbing up stacked coins. ]]></media:text>
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                                                            <title><![CDATA[ 5 Simple Fixes to Save on Heat Bills This Winter ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/simple-fixes-to-save-on-heat-bills-this-winter</link>
                                                                            <description>
                            <![CDATA[ With fuel prices expected to rise 10% or more this winter, making your home more energy efficient will really pay off. ]]>
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                                                                        <pubDate>Tue, 25 Nov 2025 14:55:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (David Rodeck) ]]></author>                    <dc:creator><![CDATA[ David Rodeck ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cLZTzvA5s6L3AHYdiPKNiR-1280-80.jpg">
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                                                            <title><![CDATA[ How Much Can Seniors Save With Mint Mobile’s 55+ Plan? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/seniors-plan-mint-mobile</link>
                                                                            <description>
                            <![CDATA[ Mint Mobile is offering a $15 monthly plan for adults 55 and older that includes unlimited talk and text and 5 GB of data, but there are some important terms to keep in mind. ]]>
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                                                                        <pubDate>Thu, 13 Nov 2025 11:43:00 +0000</pubDate>                                                                                                                                <updated>Tue, 18 Nov 2025 21:16:17 +0000</updated>
                                                                                                                                            <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6vZcu9fWYbxp5CV4DCw7FB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A smartphone with the Mint Mobile logo in front of a T-Mobile logo.]]></media:description>                                                            <media:text><![CDATA[A smartphone with the Mint Mobile logo in front of a T-Mobile logo.]]></media:text>
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                                                            <title><![CDATA[ Ask the Editor, September 19: Tax Questions on Expiring Home Energy Tax Credits ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/ask-the-editor-september-tax-questions-on-expiring-home-energy-tax-credits</link>
                                                                            <description>
                            <![CDATA[ In this week's Ask the Editor Q&A, we answer four questions from readers on expiring tax credits for energy-saving upgrades to your home. ]]>
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                                                                        <pubDate>Fri, 19 Sep 2025 12:32:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax credits]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ joy.taylor@futurenet.com (Joy Taylor) ]]></author>                    <dc:creator><![CDATA[ Joy Taylor ]]></dc:creator>                                                                                                    <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/PeQDoU87FX2Kpaf2CEUV5N-1280-80.png">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Ask the editor logo on a yellow background with the word TAX in capitals]]></media:description>                                                            <media:text><![CDATA[Ask the editor logo on a yellow background with the word TAX in capitals]]></media:text>
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                                                            <title><![CDATA[ Press Pause on Spending: Reset Your Financial Mindset with a No-Spend Challenge ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/reset-your-financial-mindset-with-a-no-spend-challenge</link>
                                                                            <description>
                            <![CDATA[ Use a month-long spending freeze to break habits, reclaim control over your money and lay the groundwork for smarter, lasting financial habits. ]]>
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                                                                        <pubDate>Wed, 10 Sep 2025 11:03:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/FHKM2cBPLwe3fAKDe4EAq7-1280-80.jpg">
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                                                            <title><![CDATA[ Target's Price-Matching Policy is Changing. Here's How ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/online-shopping/target-price-matching-policy-is-changing</link>
                                                                            <description>
                            <![CDATA[ Target's price-matching policies will soon change. See how they might affect your savings on purchases. ]]>
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                                                                        <pubDate>Tue, 22 Jul 2025 19:38:32 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/r3RVmBmSGqRHpxzwT6ezcj-1280-80.jpg">
                                                            <media:credit><![CDATA[Spencer Platt/Getty Images]]></media:credit>
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                                                            <title><![CDATA[ Here's Why I'm Dropping Peacock After the Price Hike ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/spending/heres-why-im-dropping-peacock-after-the-price-hike</link>
                                                                            <description>
                            <![CDATA[ Peacock announced it will raise its plan prices starting in July. Here's how much they'll charge and ways to save if you want to keep it. ]]>
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                                                                        <pubDate>Mon, 21 Jul 2025 16:54:58 +0000</pubDate>                                                                                                                                <updated>Mon, 28 Jul 2025 00:45:47 +0000</updated>
                                                                                                                                            <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AyB8gy8HhSWFfqpx46NMwK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[The Peacock logo on a phone.]]></media:description>                                                            <media:text><![CDATA[The Peacock logo on a phone.]]></media:text>
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                                                            <title><![CDATA[ These 8 States Have the Most Expensive Home Insurance in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/eight-states-with-the-most-expensive-home-insurance</link>
                                                                            <description>
                            <![CDATA[ If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance. ]]>
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                                                                        <pubDate>Fri, 28 Mar 2025 10:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 27 Jan 2026 21:10:59 +0000</updated>
                                                                                                                                            <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ABYqyt5ViuU6sM5FGxmKPJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Storm clouds gather over a well-kept neighborhood.]]></media:description>                                                            <media:text><![CDATA[Storm clouds gather over a well-kept neighborhood.]]></media:text>
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                                                            <title><![CDATA[ The Best Temperatures to Set Your Thermostat ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/the-best-temperatures-to-set-your-thermostat</link>
                                                                            <description>
                            <![CDATA[ These are the optimal temperatures to set your thermostat in the summer and winter to save the most on energy bills. ]]>
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                                                                        <pubDate>Mon, 30 Sep 2024 20:24:14 +0000</pubDate>                                                                                                                                <updated>Tue, 21 Oct 2025 13:46:17 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Banking]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6k5Rn9Hx4mPhW326crsYx5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Thermostat with money in front of it.]]></media:description>                                                            <media:text><![CDATA[Thermostat with money in front of it.]]></media:text>
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                                                            <title><![CDATA[ 17 Ways to Cut Your Energy Bill ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/ways-to-cut-your-energy-bill</link>
                                                                            <description>
                            <![CDATA[ Whatever the direction of utility prices, it pays to make moves that reduce your energy usage. Here are 17 ways to use less energy at home and lower your utility bills. ]]>
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                                                                        <pubDate>Sun, 01 Sep 2024 11:00:49 +0000</pubDate>                                                                                                                                <updated>Tue, 17 Mar 2026 22:26:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
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                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Daniel Bortz) ]]></author>                    <dc:creator><![CDATA[ Daniel Bortz ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mbQap7bjGpkW3WYH7Ss7m9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a picture of a woman on a tablet ]]></media:description>                                                            <media:text><![CDATA[a picture of a woman on a tablet ]]></media:text>
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                                                            <title><![CDATA[ You’ll Pay More to Cool Your Home in These States ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/pay-more-to-cool-your-home-in-these-states</link>
                                                                            <description>
                            <![CDATA[ These states are paying the largest change in average cooling costs this summer. ]]>
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                                                                        <pubDate>Sat, 31 Aug 2024 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eaUvJ4ZPu4piUqmPjpPcWE-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Money comes out of an air conditioner unit as someone adjusts the temperature via a remote.]]></media:description>                                                            <media:text><![CDATA[Money comes out of an air conditioner unit as someone adjusts the temperature via a remote.]]></media:text>
                                <media:title type="plain"><![CDATA[Money comes out of an air conditioner unit as someone adjusts the temperature via a remote.]]></media:title>
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                                                            <title><![CDATA[ Wisconsin Launches First Home Energy Rebate Program ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/wisconsin-launches-first-home-energy-rebate-program</link>
                                                                            <description>
                            <![CDATA[ Wisconsin residents can save up to $14,000 on energy efficiency improvements. Other states will follow. ]]>
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                                                                        <pubDate>Wed, 07 Aug 2024 18:54:34 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
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                                                    <category><![CDATA[Shopping]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MP9ks4Tibkny2q336b33Yk-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Flag of Wisconsin sticking in various American banknotes.]]></media:description>                                                            <media:text><![CDATA[Flag of Wisconsin sticking in various American banknotes.]]></media:text>
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                                                            <title><![CDATA[ 7 Ways to Conserve Energy When You're Not Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/7-ways-to-conserve-energy-when-you-are-not-home</link>
                                                                            <description>
                            <![CDATA[ Check out these 7 easy steps that can save on energy bills while you're away ]]>
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                                                                        <pubDate>Sat, 29 Jun 2024 09:46:33 +0000</pubDate>                                                                                                                                <updated>Tue, 04 Mar 2025 15:52:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
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                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3iMgoS3Gu6sTJnKofpHVbJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Piggy Bank, Expense, Savings, Medical Insurance]]></media:description>                                                            <media:text><![CDATA[Piggy Bank, Expense, Savings, Medical Insurance]]></media:text>
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                                                            <title><![CDATA[ Fans vs Air Conditioners: Which Is the Cheaper Way to Cool Off? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/fans-vs-air-conditioners</link>
                                                                            <description>
                            <![CDATA[ Fans are cheaper than air conditioners but significantly less effective when the temperature and humidity soar. ]]>
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                                                                        <pubDate>Mon, 10 Jun 2024 17:59:18 +0000</pubDate>                                                                                                                                <updated>Mon, 10 Jun 2024 18:01:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
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                                                    <category><![CDATA[Home Improvement]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/qUyrpvG87XXTF3SaTDzGwS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman Felling Hot During Summer Setting Her Thermostat]]></media:description>                                                            <media:text><![CDATA[Woman Felling Hot During Summer Setting Her Thermostat]]></media:text>
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                                                            <title><![CDATA[ 10 Ways to Cut Your Utility Bill and Stay Cool ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/ways-to-cut-your-utility-bill-and-stay-cool</link>
                                                                            <description>
                            <![CDATA[ Want to cut your utility bill without sacrificing comfort? 5.8 million Americans live in areas expected to see dangerous levels of heat this year. Try these tips to cut costs and stay cool. ]]>
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                                                                        <pubDate>Thu, 30 May 2024 10:00:00 +0000</pubDate>                                                                                                                                <updated>Wed, 26 Jun 2024 19:58:54 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/m3vVyQiKc6btUqPgn4fFSM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A dad and two kids sit on a couch in front of a fan.]]></media:description>                                                            <media:text><![CDATA[A dad and two kids sit on a couch in front of a fan.]]></media:text>
                                <media:title type="plain"><![CDATA[A dad and two kids sit on a couch in front of a fan.]]></media:title>
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                                                            <title><![CDATA[ Swamp Cooler vs. Air Conditioner: The Best for Dry Heat ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/swamp-cooler-vs-air-conditioner-what-you-need-to-know</link>
                                                                            <description>
                            <![CDATA[ Swamp Cooler vs. Air Conditioner: With a scorching summer already underway, which is the better way to cool your home? ]]>
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                                                                        <pubDate>Sun, 26 May 2024 10:00:00 +0000</pubDate>                                                                                                                                <updated>Sun, 23 Jun 2024 14:26:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Shopping]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xPfJpG67FWw4zPha5bCRLQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Hair of girl blowing in outdoor air conditioning unit.]]></media:description>                                                            <media:text><![CDATA[Hair of girl blowing in outdoor air conditioning unit.]]></media:text>
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                                                            <title><![CDATA[ High Electric Bills? Here's How You Can Save ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/electricity-costs-are-surging-how-to-save-money</link>
                                                                            <description>
                            <![CDATA[ High electric bills this summer can be blamed on sweltering temperatures and rising demand. ]]>
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                                                                        <pubDate>Fri, 24 May 2024 19:55:02 +0000</pubDate>                                                                                                                                <updated>Fri, 09 Aug 2024 20:27:43 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9dVVQUcUV8XY9qwsmZ3sTM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Finger pressing a button on a thermostat that displays a dollar sign, indicating rising energy costs.]]></media:description>                                                            <media:text><![CDATA[Finger pressing a button on a thermostat that displays a dollar sign, indicating rising energy costs.]]></media:text>
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                                                            <title><![CDATA[ Heat Pumps Can Help You Save on Home Cooling and Heating — and There's a Tax Credit for Installation ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/heat-pumps-can-you-save-on-home-cooling-and-heating</link>
                                                                            <description>
                            <![CDATA[ You can save serious cash when cooling or heating, but heat pumps aren't for everyone. ]]>
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                                                                        <pubDate>Fri, 24 May 2024 17:13:00 +0000</pubDate>                                                                                                                                <updated>Fri, 09 Aug 2024 17:49:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ ellen.kennedy@futurenet.com (Ellen B. Kennedy) ]]></author>                    <dc:creator><![CDATA[ Ellen B. Kennedy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4bQHunBVxPSxTUNvSt3dJ3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Heat pump installed at the wall of a modern single-family house]]></media:description>                                                            <media:text><![CDATA[Heat pump installed at the wall of a modern single-family house]]></media:text>
                                <media:title type="plain"><![CDATA[Heat pump installed at the wall of a modern single-family house]]></media:title>
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                                                            <title><![CDATA[ Home Energy Improvements to Save Money and Go Green ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/home-energy-improvements-to-save-money-and-go-green</link>
                                                                            <description>
                            <![CDATA[ Home energy improvements let you save on electricity bills while also reducing greenhouse gas emissions. ]]>
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                                                                        <pubDate>Fri, 19 Apr 2024 16:47:14 +0000</pubDate>                                                                                                                                <updated>Mon, 22 Apr 2024 14:40:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/oEGq9Ds6R3Qf4XDYuqU3P9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Home energy concept: Hand holds model house in front of solar panels.]]></media:description>                                                            <media:text><![CDATA[Home energy concept: Hand holds model house in front of solar panels.]]></media:text>
                                <media:title type="plain"><![CDATA[Home energy concept: Hand holds model house in front of solar panels.]]></media:title>
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                                                            <title><![CDATA[ 10 Best Affordable Cities for Homebuyers on a Budget ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/best-affordable-cities-for-homebuyers-on-a-budget</link>
                                                                            <description>
                            <![CDATA[ 10 Best Affordable Cities For Homebuyers On A Budget: These are the best affordable cities a median household income of 75k can afford. ]]>
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                                                                        <pubDate>Fri, 01 Mar 2024 20:26:11 +0000</pubDate>                                                                                                                                <updated>Tue, 18 Feb 2025 17:02:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7WtMFtXvABYbU73LXaHtb3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[For Sale sign board in front of a model home ]]></media:description>                                                            <media:text><![CDATA[For Sale sign board in front of a model home ]]></media:text>
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                                                            <title><![CDATA[ Some Good News for Consumers on Heating Costs: The Kiplinger Letter ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/good-news-for-consumers-heating-costs-the-kiplinger-letter</link>
                                                                            <description>
                            <![CDATA[ Most (but not all) heating costs should be cheaper this year compared to 2022. ]]>
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                                                                        <pubDate>Mon, 16 Oct 2023 11:48:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jim Patterson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2FdXreNtpiFspiQr8ETTdi-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Room thermostat with graph lines]]></media:description>                                                            <media:text><![CDATA[Room thermostat with graph lines]]></media:text>
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                                                            <title><![CDATA[ Is Home Insurance Required? Not Necessarily, But That Doesn't Mean You Should Drop It ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/do-you-need-home-insurance</link>
                                                                            <description>
                            <![CDATA[ Home insurance is required by most mortgage lenders. But even if your home is paid off, does it make financial sense to drop coverage? ]]>
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                                                                        <pubDate>Fri, 06 Oct 2023 17:05:55 +0000</pubDate>                                                                                                                                <updated>Thu, 16 Oct 2025 21:20:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/X3aoztTti6ebUvHgpGvUBh-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A house figurine standing on a stack of quarters, surrounded by wooden blocks.]]></media:description>                                                            <media:text><![CDATA[A house figurine standing on a stack of quarters, surrounded by wooden blocks.]]></media:text>
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                                                            <title><![CDATA[ Tap Your Way To a Down Payment with the Rocket Signature Credit Card  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-cards/tap-your-way-to-a-down-payment-with-the-rocket-signature-credit-card</link>
                                                                            <description>
                            <![CDATA[ Rocket Visa Signature credit card grants rewards points that can be redeemed and used toward a down payment or to pay off mortgage principal. ]]>
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                                                                        <pubDate>Fri, 28 Jul 2023 18:26:23 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HkZgfxq8zf52kdGX365dYN-1280-80.jpg">
                                                            <media:credit><![CDATA[Rocket Company ]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Series of pictures of the Rocket Signature Visa card. Black and red.]]></media:description>                                                            <media:text><![CDATA[Series of pictures of the Rocket Signature Visa card. Black and red.]]></media:text>
                                <media:title type="plain"><![CDATA[Series of pictures of the Rocket Signature Visa card. Black and red.]]></media:title>
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                                                            <title><![CDATA[ Proposed Water Heater Standards Could Save Consumers $11.4 Billion Annually ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/proposed-water-heater-standards-could-save-consumers-dollar114-billion-annually</link>
                                                                            <description>
                            <![CDATA[ Households could see $1,868 cost cut over life of appliance, DOE says. ]]>
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                                                                        <pubDate>Mon, 24 Jul 2023 19:18:28 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Esther D’Amico ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rhKWT8bprxKSjAfoziPg7A-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[An illustration of a house is in the background with a large, red-colored barrel of oil in front of it.]]></media:description>                                                            <media:text><![CDATA[home heating oil price]]></media:text>
                                <media:title type="plain"><![CDATA[home heating oil price]]></media:title>
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                                                            <title><![CDATA[ Five Things You Can Negotiate When Buying a Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/what-you-can-negotiate-when-buying-a-home</link>
                                                                            <description>
                            <![CDATA[ Here are five things buyers might not know they can negotiate when buying a home. ]]>
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                                                                        <pubDate>Tue, 23 May 2023 21:19:02 +0000</pubDate>                                                                                                                                <updated>Wed, 22 Oct 2025 01:20:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Daniel Bortz) ]]></author>                    <dc:creator><![CDATA[ Daniel Bortz ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2X3WHUvMeo3eb6eiZSyqaM-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A senior couple shake hands with a realtor after negotiating when buying a home.]]></media:description>                                                            <media:text><![CDATA[A senior couple shake hands with a realtor after negotiating when buying a home.]]></media:text>
                                <media:title type="plain"><![CDATA[A senior couple shake hands with a realtor after negotiating when buying a home.]]></media:title>
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                                                            <title><![CDATA[ High Utility Bills Driving 1 in 5 Americans to Downsize Their Homes ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/high-utility-bills-driving-1-in-5-americans-to-downsize-their-homes</link>
                                                                            <description>
                            <![CDATA[ A new survey on rising utility bills finds Americans of all stripes cutting back on expenses, including their housing. ]]>
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                                                                        <pubDate>Tue, 16 May 2023 21:51:57 +0000</pubDate>                                                                                                                                <updated>Mon, 22 May 2023 06:30:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ben Demers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/iZ64pWA9iHisL4Qy4mg8oh-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Americans facing high utility bills move to a new home to cut expenses.]]></media:description>                                                            <media:text><![CDATA[Americans facing high utility bills move to a new home to cut expenses.]]></media:text>
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                                                            <title><![CDATA[ 10 Ways to Prepare Your Home for Summer Weather ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/10-ways-to-prepare-your-home-for-summer-weather</link>
                                                                            <description>
                            <![CDATA[ Hot summer weather can take a toll on your home if you're not prepared. Follow these tips to make sure you're ready for the season. ]]>
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                                                                        <pubDate>Sat, 13 May 2023 12:00:32 +0000</pubDate>                                                                                                                                <updated>Mon, 09 Jun 2025 14:26:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Daniel Bortz) ]]></author>                    <dc:creator><![CDATA[ Daniel Bortz ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vLwqnxPZa3THzyJPjPwVTF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mixed race girls playing on tire swing]]></media:description>                                                            <media:text><![CDATA[Mixed race girls playing on tire swing]]></media:text>
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                                                            <title><![CDATA[ No Mow May Is the Lawn Trend That'll Save You Money and Help the Environment ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/no-mow-may-is-the-lawn-trend-thatll-save-you-money-and-help-the-environment</link>
                                                                            <description>
                            <![CDATA[ "No Mow May" is a new trend to slow lawn care for a month for the environment - and it'll save you costs. ]]>
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                                                                        <pubDate>Thu, 11 May 2023 20:21:25 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ ellen.kennedy@futurenet.com (Ellen B. Kennedy) ]]></author>                    <dc:creator><![CDATA[ Ellen B. Kennedy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zZ5KUCr6oSwzkkVMqk8WNZ-1280-80.jpg">
                                                            <media:credit><![CDATA[Akabei for Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A mowed path with long grass on either side in a yard.]]></media:description>                                                            <media:text><![CDATA[A mowed path with long grass on either side in a yard.]]></media:text>
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                                                            <title><![CDATA[ Community Solar Saves Money With Solar Energy — Without Changing Your Roof ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/community-solar-saves-money-with-energy-without-changing-your-roof</link>
                                                                            <description>
                            <![CDATA[ Learn more about community solar, projects that help save money with solar energy. ]]>
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                                                                        <pubDate>Mon, 24 Apr 2023 20:51:09 +0000</pubDate>                                                                                                                                <updated>Thu, 14 Mar 2024 14:17:13 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ ellen.kennedy@futurenet.com (Ellen B. Kennedy) ]]></author>                    <dc:creator><![CDATA[ Ellen B. Kennedy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zV5LBtSB6FApj9snaFYn9B-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images, Dreet Production]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A solar farm with a child in foreground and parents in the background]]></media:description>                                                            <media:text><![CDATA[A solar farm with a child in foreground and parents in the background]]></media:text>
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                                                            <title><![CDATA[ Raising Your Credit Score Could Lower Your Mortgage Rate ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-debt/raising-your-credit-score-could-lower-your-mortgage-rate</link>
                                                                            <description>
                            <![CDATA[ Did you know that raising your credit score could get save you money on your mortgage? Our guide to how it works. ]]>
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                                                                        <pubDate>Thu, 16 Mar 2023 20:36:09 +0000</pubDate>                                                                                                                                <updated>Thu, 23 May 2024 16:12:28 +0000</updated>
                                                                                                                                            <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit Score]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aPFBEkfTrHbCvoCmSHmeCV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[picture of small model housing on a table covered with money]]></media:description>                                                            <media:text><![CDATA[picture of small model housing on a table covered with money]]></media:text>
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                                                            <title><![CDATA[ How to Prepare For a Hurricane and Other Natural Disasters ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/how-to-prepare-for-a-hurricane-and-natural-disasters</link>
                                                                            <description>
                            <![CDATA[ As worries about hurricanes, wildfires, floods and other natural disasters accelerate, here are some key steps to take to get ready for whatever might come your way. ]]>
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                                                                        <pubDate>Mon, 20 Feb 2023 21:55:21 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Oct 2025 18:11:31 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kNEnxdusytUhdSPJjDN6fM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Hurricane storm surge in the Caribbean]]></media:description>                                                            <media:text><![CDATA[Hurricane storm surge in the Caribbean]]></media:text>
                                <media:title type="plain"><![CDATA[Hurricane storm surge in the Caribbean]]></media:title>
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                                                            <title><![CDATA[ Why Install Solar Panels in Your Home?  Should You Go Solar in 2023?  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/why-install-solar-panels-in-your-home</link>
                                                                            <description>
                            <![CDATA[ New tax incentives are making the idea of solar panels more enticing, especially with higher electric and heating bills. Here are some things to consider. ]]>
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                                                                        <pubDate>Sat, 31 Dec 2022 12:27:28 +0000</pubDate>                                                                                                                                <updated>Tue, 03 Jan 2023 15:25:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ elaine.silvestrini@futurenet.com (Elaine Silvestrini) ]]></author>                    <dc:creator><![CDATA[ Elaine Silvestrini ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZJ8VBgoGArXCv7KdDDzRUC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[workers installing solar panels on a roof]]></media:description>                                                            <media:text><![CDATA[workers installing solar panels on a roof]]></media:text>
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                                                            <title><![CDATA[ Christmas Lights and Your Energy Bill: How to Save Money ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/christmas-lights-and-your-energy-bill-how-to-save-money</link>
                                                                            <description>
                            <![CDATA[ These Christmas lights tips can maintain that holiday glow while reducing your power bill. ]]>
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                                                                        <pubDate>Fri, 16 Dec 2022 02:27:29 +0000</pubDate>                                                                                                                                <updated>Tue, 18 Nov 2025 19:37:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ben Demers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uirB9sRd5Di8vxeeeTwQ8a-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Christmas lights on row houses]]></media:description>                                                            <media:text><![CDATA[Christmas lights on row houses]]></media:text>
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                                                            <title><![CDATA[ The Thermostat Setting That Will Save You Money This Winter ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/which-thermostat-setting-cuts-your-bills</link>
                                                                            <description>
                            <![CDATA[ The right thermostat setting can keep your home cozy while cutting your energy bill. ]]>
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                                                                        <pubDate>Tue, 13 Dec 2022 22:18:52 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Dec 2024 17:37:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ben Demers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/iQkZqHBSDbvh53jEWDKpDZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A thermostat setting at 68 degrees.]]></media:description>                                                            <media:text><![CDATA[A thermostat setting at 68 degrees.]]></media:text>
                                <media:title type="plain"><![CDATA[A thermostat setting at 68 degrees.]]></media:title>
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                                                            <title><![CDATA[ Electric Heat vs Gas Heat: Which Is Cheaper? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/electric-heat-vs-gas-heat-which-is-cheaper</link>
                                                                            <description>
                            <![CDATA[ Electric Heat vs Gas Heat: Which is Cheaper? Your choice could have a big impact on your winter bills. ]]>
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                                                                        <pubDate>Fri, 09 Dec 2022 18:31:52 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Dec 2024 18:47:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ ellen.kennedy@futurenet.com (Ellen B. Kennedy) ]]></author>                    <dc:creator><![CDATA[ Ellen B. Kennedy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2FdXreNtpiFspiQr8ETTdi-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Electric heat vs gas heat]]></media:description>                                                            <media:text><![CDATA[Electric heat vs gas heat]]></media:text>
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                                                            <title><![CDATA[ What Are Home Heating Oil Prices Across the U.S.? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/what-are-home-heating-oil-prices-across-the-us</link>
                                                                            <description>
                            <![CDATA[ Home heating oil prices are high for most Americans. How much higher will they go as we head deeper into winter? ]]>
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                                                                        <pubDate>Mon, 05 Dec 2022 23:37:19 +0000</pubDate>                                                                                                                                <updated>Fri, 13 Mar 2026 20:47:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ben Demers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rhKWT8bprxKSjAfoziPg7A-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[home heating oil prices]]></media:description>                                                            <media:text><![CDATA[home heating oil prices]]></media:text>
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                                                            <title><![CDATA[ LG Smart TV Owners Get Free Apple TV+ ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/lg-smart-tv-owners-get-free-apple-tv</link>
                                                                            <description>
                            <![CDATA[ LG offers three months of free Apple TV+ for those who bought LG Smart TVs within the past four years. ]]>
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                                                                        <pubDate>Fri, 02 Dec 2022 18:22:15 +0000</pubDate>                                                                                                                                <updated>Fri, 02 Dec 2022 20:49:09 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ben Demers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ajEUTdLwPRnxb7nCcGNegf-1280-80.jpg">
                                                            <media:credit><![CDATA[Courtesy LG]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[LG Smart Tv]]></media:description>                                                            <media:text><![CDATA[LG Smart Tv]]></media:text>
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                                                            <title><![CDATA[ Microwave vs Air Fryer: Which is Cheaper for Cooking? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/microwave-vs-air-fryer-which-is-cheaper-for-cooking</link>
                                                                            <description>
                            <![CDATA[ Microwave vs Air Fryer: Which is Cheaper for Cooking? ]]>
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                                                                        <pubDate>Wed, 30 Nov 2022 22:15:41 +0000</pubDate>                                                                                                                                <updated>Mon, 24 Feb 2025 18:28:57 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ben Demers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/awhi84ub2WGpKcx8xhjA36-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman using air fryer in the kitchen]]></media:description>                                                            <media:text><![CDATA[Woman using air fryer in the kitchen]]></media:text>
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                                                            <title><![CDATA[ Heat Pumps vs Solar Panels: Which Saves You More on Energy Bills? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/heat-pumps-vs-solar-panels-which-gives-more-energy-savings</link>
                                                                            <description>
                            <![CDATA[ Debating heat pumps vs solar panels? Whichever one you choose, it just got easier to save on energy bills. ]]>
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                                                                        <pubDate>Tue, 29 Nov 2022 21:20:49 +0000</pubDate>                                                                                                                                <updated>Fri, 13 Mar 2026 19:34:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ben Demers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aPFudxogMpab7NUTdRfgTZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Piggy bank shaped solar panel on a roof]]></media:description>                                                            <media:text><![CDATA[Piggy bank shaped solar panel on a roof]]></media:text>
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                                                            <title><![CDATA[ Oven vs Air Fryer: Which is Cheaper for Home Cooking? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/oven-vs-air-fryer-which-is-cheaper-for-home-cooking</link>
                                                                            <description>
                            <![CDATA[ Oven vs Air Fryer: Which is Cheaper for Home Cooking? ]]>
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                                                                        <pubDate>Mon, 28 Nov 2022 22:16:19 +0000</pubDate>                                                                                                                                <updated>Fri, 15 Dec 2023 19:28:05 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ben Demers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QRkUxxndXUpc6mq3xwFtFA-1280-80.jpg">
                                                            <media:credit><![CDATA[Future]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[kitchen]]></media:description>                                                            <media:text><![CDATA[kitchen]]></media:text>
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                                                            <title><![CDATA[ Electric Heaters vs Radiators: Which Is Cheapest for Home Heating? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/electric-heaters-vs-radiators-cheapest-for-home-heating</link>
                                                                            <description>
                            <![CDATA[ Electric heaters and radiators each carry pros and cons, but which is best for lowering your energy bills? ]]>
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                                                                        <pubDate>Wed, 23 Nov 2022 01:23:51 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Dec 2024 18:52:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ben Demers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dcpqKn36A8tvA863jHnSbb-1280-80.jpg">
                                                            <media:credit><![CDATA[Future]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Image of someone sitting by a space heater]]></media:description>                                                            <media:text><![CDATA[Image of someone sitting by a space heater]]></media:text>
                                <media:title type="plain"><![CDATA[Image of someone sitting by a space heater]]></media:title>
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                                                            <title><![CDATA[ Wood Burning Stove vs Central Heating: Which Is Cheaper?  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/which-is-cheaper-wood-burning-stove-or-central-heating</link>
                                                                            <description>
                            <![CDATA[ Even if you have central heating, consider the merits of wood burning stoves, as energy costs rise. ]]>
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                                                                        <pubDate>Tue, 22 Nov 2022 19:33:08 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Jan 2025 20:04:26 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ben Demers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/FL3FGuHc9GP26p29v82zaW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A personal library in a private residence]]></media:description>                                                            <media:text><![CDATA[A personal library in a private residence]]></media:text>
                                <media:title type="plain"><![CDATA[A personal library in a private residence]]></media:title>
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                                                            <title><![CDATA[ Smart Meters vs Regular Meters: Which is Best for You?   ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/home-improvement/watching-your-energy-bills-smart-meters-vs-regular-meters</link>
                                                                            <description>
                            <![CDATA[ Some people like seeing how much energy they use, but not everyone likes smart meters. ]]>
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                                                                        <pubDate>Mon, 21 Nov 2022 22:01:26 +0000</pubDate>                                                                                                                                <updated>Tue, 25 Feb 2025 16:40:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ben Demers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZfvAUG3jasXbuehqj5wE7U-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[smart meter vs regular meter]]></media:description>                                                            <media:text><![CDATA[smart meter vs regular meter]]></media:text>
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                                                            <title><![CDATA[ Fan Heater vs Oil Heater - Which Is Cheaper to Run? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/space-heater-vs-oil-heater-which-is-cheaper-to-run</link>
                                                                            <description>
                            <![CDATA[ With so many options to heat the home, and households trying to spend less on energy, we’ve compared which is cheaper to run: fan heater vs oil heater. ]]>
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                                                                        <pubDate>Thu, 17 Nov 2022 20:24:00 +0000</pubDate>                                                                                                                                <updated>Wed, 13 Nov 2024 15:59:32 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Quincy Williamson) ]]></author>                    <dc:creator><![CDATA[ Quincy Williamson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dcpqKn36A8tvA863jHnSbb-1280-80.jpg">
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