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                    <title><![CDATA[ Latest from Kiplinger in Home ]]></title>
                <link>https://www.kiplinger.com/personal-finance/shopping/home</link>
        <description><![CDATA[ All the latest home content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Wed, 08 Apr 2026 11:05:00 +0000</lastBuildDate>
                            <language>en</language>
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                                                            <title><![CDATA[ Thinking About Using Your Home Equity in April? What to Know About Rates, Risks and Timing First ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-equity-loans/what-to-know-before-tapping-home-equity</link>
                                                                            <description>
                            <![CDATA[ With borrowing costs still elevated and economic uncertainty in play, tapping your home equity requires a clear plan, not just available equity. ]]>
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                                                                        <pubDate>Wed, 08 Apr 2026 11:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Equity Loans]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Qyqgd8k6x9Ept2VG3SoGTQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[House Model on Top of Stack of Coins ]]></media:description>                                                            <media:text><![CDATA[House Model on Top of Stack of Coins ]]></media:text>
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                                                            <title><![CDATA[ Mortgage Rates Are Rising Again — Here's What You Should Do  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/mortgage-rates-are-rising-again-heres-what-it-means-for-buyers-and-refinancers</link>
                                                                            <description>
                            <![CDATA[ Geopolitical tension, inflation pressure and shifting demand are pushing rates higher. Here's how the housing market is reacting and what it means if you're planning to buy, sell or refinance. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 19:31:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CvysyMm6LoHuTnuxLXGpYm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Toy house on a red up arrow on a black background.]]></media:description>                                                            <media:text><![CDATA[Toy house on a red up arrow on a black background.]]></media:text>
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                                                            <title><![CDATA[ Vintage Stereos: How I Get That 1970s Look and Sound With 2026 Connectivity ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/vintage-stereos-how-i-get-that-1970s-look-and-sound-with-2026-connectivity</link>
                                                                            <description>
                            <![CDATA[ I collect and refurbish hi-fi stereo equipment. Here's how to find a deal on a vintage system and pair it with your favorite streaming service. ]]>
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                                                                        <pubDate>Sat, 14 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 20 Mar 2026 16:47:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Benjamin Tice Smith ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3e4FcKpPquGiCH7gJANYdU-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The blue, green and red lights of a refurbished stereo shining in a dark room.]]></media:description>                                                            <media:text><![CDATA[Home Vintage Stereo Receiver with Loudspeakers and Headphones Placed on Wooden Retro Shelf. Smartphone as a Source, New and Old Technology Working Together.]]></media:text>
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                                                            <title><![CDATA[ 10 Decluttering Books That Can Help You Downsize Without Regret ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/deals/decluttering-books</link>
                                                                            <description>
                            <![CDATA[ From managing a lifetime of belongings to navigating family dynamics, these expert-backed books offer practical guidance for anyone preparing to downsize. ]]>
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                                                                        <pubDate>Fri, 27 Feb 2026 14:50:55 +0000</pubDate>                                                                                                                                <updated>Fri, 06 Mar 2026 19:23:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vamWwD9uXdykgQFoeitG9g-1280-80.jpg">
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                                                            <title><![CDATA[ 5 Simple Fixes to Save on Heat Bills This Winter ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/simple-fixes-to-save-on-heat-bills-this-winter</link>
                                                                            <description>
                            <![CDATA[ With fuel prices expected to rise 10% or more this winter, making your home more energy efficient will really pay off. ]]>
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                                                                        <pubDate>Tue, 25 Nov 2025 14:55:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (David Rodeck) ]]></author>                    <dc:creator><![CDATA[ David Rodeck ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cLZTzvA5s6L3AHYdiPKNiR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[little wooden house wrapped in brown scarf on a radiator]]></media:description>                                                            <media:text><![CDATA[little wooden house wrapped in brown scarf on a radiator]]></media:text>
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                                                            <title><![CDATA[ I Made Some Mistakes Buying My First Home. Here's How I'm Making Sure It Doesn't Happen Again ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/three-home-buying-lessons-i-learned-the-hard-way</link>
                                                                            <description>
                            <![CDATA[ Buying a home can be a complicated process. I'll show you some common mistakes we encountered and provide expert tips to help you avoid these. ]]>
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                                                                        <pubDate>Thu, 16 Oct 2025 09:00:00 +0000</pubDate>                                                                                                                                <updated>Thu, 16 Oct 2025 17:37:45 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3uPbmbajDpVWUjHaEsAZDH-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A dog sits in an empty moving box surrounded by other boxes on moving day.]]></media:description>                                                            <media:text><![CDATA[A dog sits in an empty moving box surrounded by other boxes on moving day.]]></media:text>
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                                                            <title><![CDATA[ This Is How Much You'll Have to Pay to Share Streaming Services ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/leisure/costs-of-sharing-streaming-services</link>
                                                                            <description>
                            <![CDATA[ It now costs more to share streaming services with family members who don't live with the account holder. Here's what Netflix, Amazon, Hulu and Disney+ charge. ]]>
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                                                                        <pubDate>Sun, 12 Oct 2025 10:00:00 +0000</pubDate>                                                                                                                                <updated>Fri, 17 Oct 2025 19:19:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XaaGkabwNLjBCZcDbFE57d-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Assorted streaming service logs displayed on a phone.]]></media:description>                                                            <media:text><![CDATA[Assorted streaming service logs displayed on a phone.]]></media:text>
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                                                            <title><![CDATA[ Home Equity in Retirement: Should You Sell, Borrow or Rent? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/youve-built-home-equity-smart-retirement-moves-to-protect-and-use-it</link>
                                                                            <description>
                            <![CDATA[ Learn how to preserve your property's value, tap equity for income and make smart choices about downsizing, renting or leaving a legacy. ]]>
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                                                                        <pubDate>Fri, 26 Sep 2025 10:48:00 +0000</pubDate>                                                                                                                                <updated>Tue, 30 Sep 2025 21:00:07 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TDCShkD77eQPoeQjWwpHKP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Two women walking in the front yard of a large rural home]]></media:description>                                                            <media:text><![CDATA[Two women walking in the front yard of a large rural home]]></media:text>
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                                                            <title><![CDATA[ Valuable (and Fun) Things You Can Get for Free ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/deals/valuable-and-fun-things-you-can-get-for-free</link>
                                                                            <description>
                            <![CDATA[ ho doesn't love a freebie? From birthday pancakes to fun activities for kids and courses for adults, here's the lowdown on getting valuable goodies for nothing. ]]>
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                                                                        <pubDate>Thu, 31 Jul 2025 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Deals]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Food]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                                                                <author><![CDATA[ nellie.huang@futurenet.com (Nellie S. Huang) ]]></author>                    <dc:creator><![CDATA[ Nellie S. Huang ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3tMAuY8VS7FhkgoHETDw5H-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[happy retired husband and wife gesturing near falling confetti on blue]]></media:description>                                                            <media:text><![CDATA[happy retired husband and wife gesturing near falling confetti on blue]]></media:text>
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                                                            <title><![CDATA[ Google Smart Home Devices Are Glitching and Users Are Frustrated ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home/google-smart-home-devices-are-glitching</link>
                                                                            <description>
                            <![CDATA[ From missed alarms to unresponsive commands, Google’s smart home tech is leaving users in the lurch. ]]>
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                                                                        <pubDate>Sat, 26 Jul 2025 11:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rMr3WyrweKhGs3oCJicRM7-1280-80.jpg">
                                                            <media:credit><![CDATA[UCG/Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Google Home display at Best Buy]]></media:description>                                                            <media:text><![CDATA[Google Home display at Best Buy]]></media:text>
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                                                            <title><![CDATA[ How to Choose a Mortgage Lender in Five Steps ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/how-to-choose-a-mortgage-lender</link>
                                                                            <description>
                            <![CDATA[ Not all lenders are created equal — here’s how to compare offers, rates and terms with confidence. ]]>
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                                                                        <pubDate>Fri, 27 Jun 2025 20:02:55 +0000</pubDate>                                                                                                                                <updated>Mon, 09 Feb 2026 18:58:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kM8YCYSJf36hi6BqNpeqVj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple discussing their mortgage options with their broker.]]></media:description>                                                            <media:text><![CDATA[A couple discussing their mortgage options with their broker.]]></media:text>
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                                                            <title><![CDATA[ Summer Upgrades That Can Add Value and Comfort to Your Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/home-improvement/summer-upgrades-that-can-add-value-to-your-home</link>
                                                                            <description>
                            <![CDATA[ Tackle these projects to refresh your space and make a smart investment in your home’s future. ]]>
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                                                                        <pubDate>Wed, 14 May 2025 10:00:00 +0000</pubDate>                                                                                                                                <updated>Fri, 16 May 2025 08:58:18 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/iftbXQTSk6duj8qNuXEVKk-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple going over plans with a home contractor.]]></media:description>                                                            <media:text><![CDATA[A couple going over plans with a home contractor.]]></media:text>
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                                                            <title><![CDATA[ TikTok 'Door Knock Challenge': The Risky Viral Trend Putting Homeowners on Edge ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home/tiktok-doorknock-challenge-a-dangerous-trend</link>
                                                                            <description>
                            <![CDATA[ The viral TikTok 'Door Knock Challenge' is more than a prank, it poses serious security risks for homeowners. Learn how to protect your home, prevent property damage and stay safe. ]]>
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                                                                        <pubDate>Fri, 28 Feb 2025 10:00:10 +0000</pubDate>                                                                                                                                <updated>Mon, 14 Apr 2025 22:46:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zLczRcEz5mQU73ovLW8Sn3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman Looking Out The Window And Drinking Coffee]]></media:description>                                                            <media:text><![CDATA[Woman Looking Out The Window And Drinking Coffee]]></media:text>
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                                                            <title><![CDATA[ Should You Get a Home Warranty? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/should-you-get-a-home-warranty</link>
                                                                            <description>
                            <![CDATA[ A home warranty could lower your expenses for certain repairs, but you should weigh whether paying the premium is worth it. ]]>
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                                                                        <pubDate>Wed, 12 Feb 2025 15:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
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                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yY6zXMaMCbxgYy9qWa72tE-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[image of a bunch of wooden homes with one enclosed in a plastic bubble]]></media:description>                                                            <media:text><![CDATA[image of a bunch of wooden homes with one enclosed in a plastic bubble]]></media:text>
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                                                            <title><![CDATA[ The Best Temperatures to Set Your Thermostat ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/the-best-temperatures-to-set-your-thermostat</link>
                                                                            <description>
                            <![CDATA[ These are the optimal temperatures to set your thermostat in the summer and winter to save the most on energy bills. ]]>
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                                                                        <pubDate>Mon, 30 Sep 2024 20:24:14 +0000</pubDate>                                                                                                                                <updated>Tue, 21 Oct 2025 13:46:17 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Banking]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6k5Rn9Hx4mPhW326crsYx5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Thermostat with money in front of it.]]></media:description>                                                            <media:text><![CDATA[Thermostat with money in front of it.]]></media:text>
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                                                            <title><![CDATA[ DirecTV Disney Blackout: Networks Restored with Deal Reached ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/directv-disney-blackout-claim-credit</link>
                                                                            <description>
                            <![CDATA[ DirecTV subscribers who missed Disney-owned channels including ESPN and ABC could apply for at least $20 worth of credit, but now, channels are restored. ]]>
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                                                                        <pubDate>Thu, 05 Sep 2024 18:20:25 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Sep 2024 14:32:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Charlotte Gorbold ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mfgBvXzADgUnBNDTb6cFPf-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man lounging on a couch streams from his phone to a television in a living room.]]></media:description>                                                            <media:text><![CDATA[A man lounging on a couch streams from his phone to a television in a living room.]]></media:text>
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                                                            <title><![CDATA[ You’ll Pay More to Cool Your Home in These States ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/pay-more-to-cool-your-home-in-these-states</link>
                                                                            <description>
                            <![CDATA[ These states are paying the largest change in average cooling costs this summer. ]]>
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                                                                        <pubDate>Sat, 31 Aug 2024 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eaUvJ4ZPu4piUqmPjpPcWE-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Money comes out of an air conditioner unit as someone adjusts the temperature via a remote.]]></media:description>                                                            <media:text><![CDATA[Money comes out of an air conditioner unit as someone adjusts the temperature via a remote.]]></media:text>
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                                                            <title><![CDATA[ 25 Safest Communities in the US ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/places-to-live/25-safest-communities-in-america</link>
                                                                            <description>
                            <![CDATA[ These 25 communities scored highly across seven metrics in three key areas: crime, injuries and public safety preparedness. ]]>
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                                                                        <pubDate>Wed, 14 Aug 2024 09:50:11 +0000</pubDate>                                                                                                                                <updated>Mon, 26 Aug 2024 15:19:45 +0000</updated>
                                                                                                                                            <category><![CDATA[Places To Live]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NYvnatChTZotBzNGM3jAGC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Safe place sign. Seen in downtown of Des Moines, Iowa, USA.]]></media:description>                                                            <media:text><![CDATA[Safe place sign. Seen in downtown of Des Moines, Iowa, USA.]]></media:text>
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                                                            <title><![CDATA[ Wisconsin Launches First Home Energy Rebate Program ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/wisconsin-launches-first-home-energy-rebate-program</link>
                                                                            <description>
                            <![CDATA[ Wisconsin residents can save up to $14,000 on energy efficiency improvements. Other states will follow. ]]>
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                                                                        <pubDate>Wed, 07 Aug 2024 18:54:34 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
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                                                    <category><![CDATA[Home Improvement]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MP9ks4Tibkny2q336b33Yk-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Flag of Wisconsin sticking in various American banknotes.]]></media:description>                                                            <media:text><![CDATA[Flag of Wisconsin sticking in various American banknotes.]]></media:text>
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                                                            <title><![CDATA[ Luxury Homes: High-End Amenities Rich Buyers Are Snagging ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/luxury-homes-high-end-amenities-rich-buyers</link>
                                                                            <description>
                            <![CDATA[ Luxury homes sought by the richest buyers offer eye-catching amenities and high-end décor. Double vanities, kitchen islands and heated floors are among the most sought-after details by the wealthiest homebuyers. ]]>
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                                                                        <pubDate>Mon, 29 Jul 2024 11:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
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                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/utqKKZ6T8C4Pbn3XXc3qi4-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older woman sits on a couch in a luxury home looking out at the ocean.]]></media:description>                                                            <media:text><![CDATA[An older woman sits on a couch in a luxury home looking out at the ocean.]]></media:text>
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                                                            <title><![CDATA[ Best Places to Rent 2024 — How Does Your City Rank?  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home/best-places-to-rent-2024</link>
                                                                            <description>
                            <![CDATA[ The best places to rent in the U.S. include Miami, suburban Chicago and North Jersey, according to a new survey from RentCafe. ]]>
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                                                                        <pubDate>Fri, 28 Jun 2024 17:32:27 +0000</pubDate>                                                                                                                                <updated>Fri, 28 Jun 2024 17:36:06 +0000</updated>
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                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZiUugQrj2BnifrrDPzVPX6-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A goldendoodle sits among moving boxes.]]></media:description>                                                            <media:text><![CDATA[A goldendoodle sits among moving boxes.]]></media:text>
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                                                            <title><![CDATA[ These Street Names Could Boost Your Home Value by Thousands ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/these-street-names-could-boost-your-home-value-by-thousands</link>
                                                                            <description>
                            <![CDATA[ Living in a home with one of these street names could significantly increase the value of your property. ]]>
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                                                                        <pubDate>Wed, 26 Jun 2024 09:15:21 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xFeUEfAPmFTmFUKjX7y3cV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Main street sign on corner with South with autumn leaves in the background against a blue sky.]]></media:description>                                                            <media:text><![CDATA[Main street sign on corner with South with autumn leaves in the background against a blue sky.]]></media:text>
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                                                            <title><![CDATA[ What Are the Hidden Costs of Homeownership? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/hidden-costs-of-homeownership</link>
                                                                            <description>
                            <![CDATA[ If you don't plan for these hidden expenses of homeownership when buying a home, you could be stuck paying more than you can afford. ]]>
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                                                                        <pubDate>Tue, 18 Jun 2024 20:41:20 +0000</pubDate>                                                                                                                                <updated>Thu, 25 Jul 2024 19:41:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/f6PT6i8xcjD48wGDw3h6Zm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Hidden expenses of homebuying concept. Model wooden house sits  next to a stack of coins, over which is a question mark. ]]></media:description>                                                            <media:text><![CDATA[Hidden expenses of homebuying concept. Model wooden house sits  next to a stack of coins, over which is a question mark. ]]></media:text>
                                <media:title type="plain"><![CDATA[Hidden expenses of homebuying concept. Model wooden house sits  next to a stack of coins, over which is a question mark. ]]></media:title>
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                                                            <title><![CDATA[ Will a New Home Seller Rule Drive Down Florida Home Prices? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/florida-flood-disclosure-home-seller-rule-price-impacts</link>
                                                                            <description>
                            <![CDATA[ Home sellers in Florida will now have to disclose information about a property’s flood history to prospective buyers. ]]>
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                                                                        <pubDate>Tue, 04 Jun 2024 18:00:56 +0000</pubDate>                                                                                                                                <updated>Fri, 04 Oct 2024 18:01:15 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Insurance]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CvRJ7sEvt2Hk5KWLAunsAD-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Chair in flooded living room]]></media:description>                                                            <media:text><![CDATA[Chair in flooded living room]]></media:text>
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                                                            <title><![CDATA[ Heat Pump vs Air Conditioner: Which is Cheaper to Keep Your Home Cool? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home/heat-pump-vs-air-conditioner</link>
                                                                            <description>
                            <![CDATA[ Heat pump vs. air conditioner: which is a better option? As electricity costs surge amid what is expected to be one of the hottest summers on record, what can you do to cool off? ]]>
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                                                                        <pubDate>Mon, 03 Jun 2024 10:00:00 +0000</pubDate>                                                                                                                                <updated>Fri, 09 Aug 2024 17:46:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/i7pDDmRMUypBukvWWHRjEF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[White cat sleeps on top of an air-conditioner unit.]]></media:description>                                                            <media:text><![CDATA[White cat sleeps on top of an air-conditioner unit.]]></media:text>
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                                                            <title><![CDATA[ In-Ground vs. Above-Ground Pools: Which Is the Best Investment?  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home/in-ground-vs-above-ground-pools-which-is-the-best-investment</link>
                                                                            <description>
                            <![CDATA[ A pool is an expensive home improvement project that will likely improve your quality of life, but it doesn’t necessarily add value to your home. ]]>
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                                                                        <pubDate>Wed, 29 May 2024 14:57:47 +0000</pubDate>                                                                                                                                <updated>Fri, 21 Feb 2025 16:22:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Home]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BTUocuyGGxBsKU2wbcdsfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Elderly Woman Lies in a Blue Paddling Pool, Sunbathing and Relaxing]]></media:description>                                                            <media:text><![CDATA[Elderly Woman Lies in a Blue Paddling Pool, Sunbathing and Relaxing]]></media:text>
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                                                            <title><![CDATA[ Swamp Cooler vs. Air Conditioner: The Best for Dry Heat ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/swamp-cooler-vs-air-conditioner-what-you-need-to-know</link>
                                                                            <description>
                            <![CDATA[ Swamp Cooler vs. Air Conditioner: With a scorching summer already underway, which is the better way to cool your home? ]]>
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                                                                        <pubDate>Sun, 26 May 2024 10:00:00 +0000</pubDate>                                                                                                                                <updated>Sun, 23 Jun 2024 14:26:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xPfJpG67FWw4zPha5bCRLQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Hair of girl blowing in outdoor air conditioning unit.]]></media:description>                                                            <media:text><![CDATA[Hair of girl blowing in outdoor air conditioning unit.]]></media:text>
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                                                            <title><![CDATA[ How to Stay Cool Without Air Conditioning: 12 Tips  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/home-improvement/how-to-stay-cool-without-air-conditioning</link>
                                                                            <description>
                            <![CDATA[ No AC? No problem. These tips will keep your home cool and comfortable in summer, reduce energy use and save on energy costs. ]]>
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                                                                        <pubDate>Fri, 24 May 2024 10:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 11 Jun 2024 22:58:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/A6Nr8aseRCJ5RxSMcFDp8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[teen girl creates her personal oasis on the floor, listening to music through wireless headphones in front of a cooling fan]]></media:description>                                                            <media:text><![CDATA[teen girl creates her personal oasis on the floor, listening to music through wireless headphones in front of a cooling fan]]></media:text>
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                                                            <title><![CDATA[ Home Energy Improvements to Save Money and Go Green ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/home-energy-improvements-to-save-money-and-go-green</link>
                                                                            <description>
                            <![CDATA[ Home energy improvements let you save on electricity bills while also reducing greenhouse gas emissions. ]]>
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                                                                        <pubDate>Fri, 19 Apr 2024 16:47:14 +0000</pubDate>                                                                                                                                <updated>Mon, 22 Apr 2024 14:40:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/oEGq9Ds6R3Qf4XDYuqU3P9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Home energy concept: Hand holds model house in front of solar panels.]]></media:description>                                                            <media:text><![CDATA[Home energy concept: Hand holds model house in front of solar panels.]]></media:text>
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                                                            <title><![CDATA[ 10 Cities Where Singles Can Save for a Home Nearly as Fast as Couples ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cities-where-singles-can-save-for-a-home-nearly-as-fast-as-couples</link>
                                                                            <description>
                            <![CDATA[ In these 10 U.S. cities, singles can save for a home almost as fast as couples can. ]]>
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                                                                        <pubDate>Thu, 07 Mar 2024 18:35:48 +0000</pubDate>                                                                                                                                <updated>Fri, 07 Feb 2025 17:37:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Home]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/csxrgf8NVYZrY6JmpTVdHB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman standing in new home, smiling with arms outstretched.]]></media:description>                                                            <media:text><![CDATA[Woman standing in new home, smiling with arms outstretched.]]></media:text>
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                                                            <title><![CDATA[ 10 Best Places For Gen Z To Buy A Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/best-places-for-gen-z-to-buy-a-home</link>
                                                                            <description>
                            <![CDATA[ These are the best, and worst, cities for young people to buy a home. ]]>
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                                                                        <pubDate>Mon, 12 Feb 2024 20:23:38 +0000</pubDate>                                                                                                                                <updated>Tue, 04 Feb 2025 18:59:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ifNsFuRgQ5Q2b7CzujVAPc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Rear view of woman looking looking at real estate sign, planning to buy a home.]]></media:description>                                                            <media:text><![CDATA[Rear view of woman looking looking at real estate sign, planning to buy a home.]]></media:text>
                                <media:title type="plain"><![CDATA[Rear view of woman looking looking at real estate sign, planning to buy a home.]]></media:title>
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                                                            <title><![CDATA[ Earn a Fortune With These In-Demand Old Home Items ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/snag-a-fortune-with-these-in-demand-old-home-items</link>
                                                                            <description>
                            <![CDATA[ Here are ten old things in your home that could be worth a fortune. ]]>
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                                                                        <pubDate>Fri, 19 Jan 2024 11:00:10 +0000</pubDate>                                                                                                                                <updated>Thu, 19 Mar 2026 18:32:31 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RQAAAuJMPvPEVYtvqYbL6R-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Vinyl record in front of a collection of albums, vintage process.]]></media:description>                                                            <media:text><![CDATA[Vinyl record in front of a collection of albums, vintage process.]]></media:text>
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                                                            <title><![CDATA[ Homebuyers Don’t Want To Keep Waiting For Mortgage Rates To Fall, Study Finds ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/homebuyers-not-waiting-for-mortgage-rates-to-fall</link>
                                                                            <description>
                            <![CDATA[ Fewer prospective homebuyers are being scared off now by high mortgage rates, according to a Bank of America survey. ]]>
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                                                                        <pubDate>Mon, 11 Dec 2023 13:00:51 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Jamie Feldman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mGDKwiCeVVL4w4yQKC5EBe-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[block house with a dollar sign inside]]></media:description>                                                            <media:text><![CDATA[block house with a dollar sign inside]]></media:text>
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                                                            <title><![CDATA[ Home Sellers' Costs Could Soon Be Cheaper Due To This Court Case ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/home-sellers-costs-could-soon-be-cheaper-due-to-this-court-case</link>
                                                                            <description>
                            <![CDATA[ Home sellers may see big changes next year following $1.8B guilty verdict against brokerages that inflated home sales commissions. ]]>
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                                                                        <pubDate>Thu, 02 Nov 2023 17:19:30 +0000</pubDate>                                                                                                                                <updated>Thu, 02 Nov 2023 17:19:35 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Business]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Joey Solitro ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QQncEAo8jaHTYQKYTQoaVW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Real estate agent greets customers while standing outside a house for sale.]]></media:description>                                                            <media:text><![CDATA[Real estate agent greets customers while standing outside a house for sale.]]></media:text>
                                <media:title type="plain"><![CDATA[Real estate agent greets customers while standing outside a house for sale.]]></media:title>
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                                                            <title><![CDATA[ Mortgage Closing Costs and Fees Leapt 22% in 2022, Study Shows ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/mortgage-closing-costs-and-fees-leapt-22-in-2022-study-shows</link>
                                                                            <description>
                            <![CDATA[ The mortgage market was profoundly affected by high interest rates last year, a trend that is likely to continue given this year's rate increases, CFPB director says. ]]>
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                                                                        <pubDate>Thu, 28 Sep 2023 22:27:15 +0000</pubDate>                                                                                                                                <updated>Thu, 28 Sep 2023 22:27:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Joey Solitro ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8Bbr8c4tLBdocG44iNuK59-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A for sale sign in front of a red brick house.]]></media:description>                                                            <media:text><![CDATA[A for sale sign in front of a red brick house.]]></media:text>
                                <media:title type="plain"><![CDATA[A for sale sign in front of a red brick house.]]></media:title>
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                                                            <title><![CDATA[ 15 Ways to Prepare Your Home for Winter ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/real-estate/t029-s001-12-ways-to-prepare-your-home-for-winter/index.html</link>
                                                                            <description>
                            <![CDATA[ There are many ways to prepare your home for winter, which will help keep you safe and warm and save on housing and utility costs. ]]>
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                                                                        <pubDate>Tue, 26 Sep 2023 11:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 03 Nov 2025 21:47:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Shopping]]></category>
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                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VjVVRTazETPh7MPrU83n3Z-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A model house in forest with snow ]]></media:description>                                                            <media:text><![CDATA[A model house in forest with snow ]]></media:text>
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                                                            <title><![CDATA[ 5 Ways to Shop for a Low Mortgage Rate ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/605165/how-to-shop-for-a-low-mortgage-rate</link>
                                                                            <description>
                            <![CDATA[ Mortgage rates are high this year, but you can still find an affordable loan with these tips. ]]>
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                                                                        <pubDate>Fri, 08 Sep 2023 11:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 09 Feb 2026 19:31:53 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
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                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Daniel Bortz) ]]></author>                    <dc:creator><![CDATA[ Daniel Bortz ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GwV3MmTHrqP7fmK4svom49-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A desk with keys, money, and a calculator with % signs floating in front. ]]></media:description>                                                            <media:text><![CDATA[A desk with keys, money, and a calculator with % signs floating in front. ]]></media:text>
                                <media:title type="plain"><![CDATA[A desk with keys, money, and a calculator with % signs floating in front. ]]></media:title>
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                                                            <title><![CDATA[ Tap Your Way To a Down Payment with the Rocket Signature Credit Card  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-cards/tap-your-way-to-a-down-payment-with-the-rocket-signature-credit-card</link>
                                                                            <description>
                            <![CDATA[ Rocket Visa Signature credit card grants rewards points that can be redeemed and used toward a down payment or to pay off mortgage principal. ]]>
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                                                                        <pubDate>Fri, 28 Jul 2023 18:26:23 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Credit Cards]]></category>
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                                                    <category><![CDATA[Personal Finance]]></category>
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                                                    <category><![CDATA[How To Save Money]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HkZgfxq8zf52kdGX365dYN-1280-80.jpg">
                                                            <media:credit><![CDATA[Rocket Company ]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Series of pictures of the Rocket Signature Visa card. Black and red.]]></media:description>                                                            <media:text><![CDATA[Series of pictures of the Rocket Signature Visa card. Black and red.]]></media:text>
                                <media:title type="plain"><![CDATA[Series of pictures of the Rocket Signature Visa card. Black and red.]]></media:title>
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                                                            <title><![CDATA[ Four Smart Steps To Take Before Buying Your First Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/real-estate/t010-c006-s001-financial-steps-to-take-before-buying-a-first-home.html</link>
                                                                            <description>
                            <![CDATA[ Buying your first home can be daunting. Here are four things you need to do years before you start house-hunting to prepare financially for the biggest purchase of your life. ]]>
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                                                                        <pubDate>Thu, 20 Jul 2023 21:37:08 +0000</pubDate>                                                                                                                                <updated>Thu, 30 Nov 2023 23:12:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Home]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Andrea Browne Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6cyZYaCdpPLHZxLcdFnJZE-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Couple sitting at desk with open computer and paperwork.]]></media:description>                                                            <media:text><![CDATA[Couple sitting at desk with open computer and paperwork.]]></media:text>
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                                                            <title><![CDATA[ What to Do When Your Rent is Too High ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/what-to-do-when-your-rent-is-too-high</link>
                                                                            <description>
                            <![CDATA[ If your rent is too high, options for consumers are limited, but there are some things you can do if you're facing a rent increase. ]]>
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                                                                        <pubDate>Fri, 02 Jun 2023 17:00:11 +0000</pubDate>                                                                                                                                <updated>Mon, 03 Jun 2024 20:31:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
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                                                                                                <author><![CDATA[ elaine.silvestrini@futurenet.com (Elaine Silvestrini) ]]></author>                    <dc:creator><![CDATA[ Elaine Silvestrini ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xTmtQz3y8jNTUGi78Le8kZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A calendar page with notes to pay rent and utilities.]]></media:description>                                                            <media:text><![CDATA[A calendar page with notes to pay rent and utilities.]]></media:text>
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                                                            <title><![CDATA[ Five Things You Can Negotiate When Buying a Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/what-you-can-negotiate-when-buying-a-home</link>
                                                                            <description>
                            <![CDATA[ Here are five things buyers might not know they can negotiate when buying a home. ]]>
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                                                                        <pubDate>Tue, 23 May 2023 21:19:02 +0000</pubDate>                                                                                                                                <updated>Wed, 22 Oct 2025 01:20:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
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                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Daniel Bortz) ]]></author>                    <dc:creator><![CDATA[ Daniel Bortz ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2X3WHUvMeo3eb6eiZSyqaM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A senior couple shake hands with a realtor after negotiating when buying a home.]]></media:description>                                                            <media:text><![CDATA[A senior couple shake hands with a realtor after negotiating when buying a home.]]></media:text>
                                <media:title type="plain"><![CDATA[A senior couple shake hands with a realtor after negotiating when buying a home.]]></media:title>
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                                                            <title><![CDATA[ Bed Bath & Beyond is Closing: What to Know About Deals and Coupons ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/bed-bath-and-beyond-is-closing-what-to-know-about-deals-and-coupons</link>
                                                                            <description>
                            <![CDATA[ Bed Bath & Beyond filed for bankruptcy and stores are closing. Here's what to know about shopping for deals and using coupons. ]]>
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                                                                        <pubDate>Wed, 03 May 2023 17:17:01 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Shopping]]></category>
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                                                                                                <author><![CDATA[ collettereitz@gmail.com (Collette Reitz) ]]></author>                    <dc:creator><![CDATA[ Collette Reitz ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cEYQB2tPsf5vRX7GtQFPGb-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A stack of towels for sales in rainbow order.]]></media:description>                                                            <media:text><![CDATA[A stack of towels for sales in rainbow order.]]></media:text>
                                <media:title type="plain"><![CDATA[A stack of towels for sales in rainbow order.]]></media:title>
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                                                            <title><![CDATA[ Millennials No Longer the Largest Generation of Homebuyers ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/millennials-no-longer-the-largest-generation-of-homebuyers</link>
                                                                            <description>
                            <![CDATA[ The latest study from the National Association of Realtors finds that millennials are no longer the largest generation of homebuyers, and have been overtaken by baby boomers. ]]>
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                                                                        <pubDate>Fri, 31 Mar 2023 20:01:13 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
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                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XLBnGpLoe7SMQ8bj6mRHxV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Baby boomer homebuyers]]></media:description>                                                            <media:text><![CDATA[Baby boomer homebuyers]]></media:text>
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                                                            <title><![CDATA[ Fake vs. Real Christmas Tree: Which Will Save You More?  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/fake-vs-real-christmas-tree-which-will-save-you-more</link>
                                                                            <description>
                            <![CDATA[ We pit fake Christmas trees vs. real ones to see which is the better value in the long run. ]]>
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                                                                        <pubDate>Tue, 13 Dec 2022 16:23:50 +0000</pubDate>                                                                                                                                <updated>Mon, 08 Dec 2025 19:25:36 +0000</updated>
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                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Quincy Williamson) ]]></author>                    <dc:creator><![CDATA[ Quincy Williamson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3GLadQsbqWrVUp83FDxsk6-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A grandparent holds up his grandkid so the kid can put the topper on top of the Christmas tree.]]></media:description>                                                            <media:text><![CDATA[A grandparent holds up his grandkid so the kid can put the topper on top of the Christmas tree.]]></media:text>
                                <media:title type="plain"><![CDATA[A grandparent holds up his grandkid so the kid can put the topper on top of the Christmas tree.]]></media:title>
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                                                            <title><![CDATA[ The 15 Cheapest Places to Live: US Cities Edition ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/places-to-live/601488/25-cheapest-us-cities-to-live-in</link>
                                                                            <description>
                            <![CDATA[ Have a look at the cheapest places to live in America for city dwellers. Is one of the cheapest places to live in the U.S. right for you? ]]>
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                                                                        <pubDate>Sat, 10 Dec 2022 17:42:31 +0000</pubDate>                                                                                                                                <updated>Thu, 04 Dec 2025 21:44:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Places To Live]]></category>
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                                                    <category><![CDATA[How To Save Money]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gK3i67NxLvoe4HNJKGDPSB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Amarillo, Texas, United States, North America]]></media:description>                                                            <media:text><![CDATA[Amarillo, Texas, United States, North America]]></media:text>
                                <media:title type="plain"><![CDATA[Amarillo, Texas, United States, North America]]></media:title>
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                                                            <title><![CDATA[ Save Money On Utilities With A Home Energy Audit ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/save-money-on-utilities-with-a-home-energy-audit</link>
                                                                            <description>
                            <![CDATA[ With rising energy prices and inflation, now's a great time to check the efficiency of your home and find the most cost-effective fixes. ]]>
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                                                                        <pubDate>Wed, 26 Oct 2022 16:48:43 +0000</pubDate>                                                                                                                                <updated>Tue, 17 Mar 2026 22:08:41 +0000</updated>
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                                                                                                                    <dc:creator><![CDATA[ Patricia Mertz Esswein ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/t9G2Uvo8rXXEW7k7WswNuP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[photo of a glowing lightbulb and some leaves]]></media:description>                                                            <media:text><![CDATA[photo of a glowing lightbulb and some leaves]]></media:text>
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                                                            <title><![CDATA[ The 27 Best Smart Home Devices ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/gadgets/604861/best-smart-home-devices</link>
                                                                            <description>
                            <![CDATA[ Innovations ranging from voice-activated faucets to robotic lawn mowers can easily boost your home’s IQ—and create more free time for you. ]]>
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                                                                        <pubDate>Mon, 18 Jul 2022 17:07:28 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Gadgets]]></category>
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                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Daniel Bortz) ]]></author>                    <dc:creator><![CDATA[ Daniel Bortz ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mPNrhsRnqxzK73kCLfRrKh-1280-80.jpg">
                                                            <media:credit><![CDATA[Illustration by Giordano Poloni]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[illustration of smart home]]></media:description>                                                            <media:text><![CDATA[illustration of smart home]]></media:text>
                                <media:title type="plain"><![CDATA[illustration of smart home]]></media:title>
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                                                            <title><![CDATA[ How to File Tornado Insurance Claims ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/603917/how-to-file-tornado-insurance-claims</link>
                                                                            <description>
                            <![CDATA[ Tornadoes have caused billions in damage over the decades. If you're affected, make sure you document your losses and contact your insurer immediately. ]]>
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                                                                        <pubDate>Tue, 14 Dec 2021 21:57:40 +0000</pubDate>                                                                                                                                <updated>Tue, 17 Mar 2026 18:54:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Insurance]]></category>
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                                                    <category><![CDATA[Car Insurance]]></category>
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                                                                                                <author><![CDATA[ elaine.silvestrini@futurenet.com (Elaine Silvestrini) ]]></author>                    <dc:creator><![CDATA[ Elaine Silvestrini ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UPUyBuoZYsiHc9poNNzekQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An insurance adjuster taking a photo of a roof damaged by a storm]]></media:description>                                                            <media:text><![CDATA[An insurance adjuster taking a photo of a roof damaged by a storm]]></media:text>
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                                                            <title><![CDATA[ 2021 Holiday Tipping Guide: 18 People You Should Remember ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/home/603868/2021-holiday-tipping-guide-18-people-you-should-remember</link>
                                                                            <description>
                            <![CDATA[ Service workers deserve special recognition for the help they provide during COVID. That makes holiday tipping all the more important this year. ]]>
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                                                                        <pubDate>Fri, 03 Dec 2021 14:59:30 +0000</pubDate>                                                                                                                                <updated>Mon, 21 Nov 2022 21:14:17 +0000</updated>
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                                                                                                <author><![CDATA[ emma.patch@futurenet.com (Emma Patch) ]]></author>                    <dc:creator><![CDATA[ Emma Patch ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/DZuUsDhBYnegMgpzXkQtpS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Photo of the brim of a Santa hat with folded up currency tucked in the fur.]]></media:description>                                                            <media:text><![CDATA[Photo of the brim of a Santa hat with folded up currency tucked in the fur.]]></media:text>
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                                                            <title><![CDATA[ What to Put in a Safe Deposit Box ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/saving/t005-s001-the-best-things-to-keep-in-a-safe-deposit-box/index.html</link>
                                                                            <description>
                            <![CDATA[ These valuables and documents, along with some items you hold dear, should be stored securely at your bank. ]]>
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                                                                        <pubDate>Sat, 25 Sep 2021 00:40:31 +0000</pubDate>                                                                                                                                <updated>Mon, 22 Apr 2024 20:49:13 +0000</updated>
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                                                                                                                    <dc:creator><![CDATA[ Bob Niedt ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VRUj2yfZoh8tmZHWkE8mz4-1280-80.jpg">
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