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                    <title><![CDATA[ Latest from Kiplinger in High-yield-savings-accounts ]]></title>
                <link>https://www.kiplinger.com/personal-finance/banking/high-yield-savings-accounts</link>
        <description><![CDATA[ All the latest high-yield-savings-accounts content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Mon, 12 Jan 2026 10:40:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ I'm a Financial Adviser: Here's How to Earn a Fistful of Interest on Your Cash in 2026 (Just Watch Out for the Taxes)  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/interest-rates/how-to-earn-a-fistful-of-interest-on-your-cash</link>
                                                                            <description>
                            <![CDATA[ Is your cash earning very little interest? With rates dropping below 4%, now is the time to lock in your cash strategy. Just watch out for the tax implications. ]]>
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                                                                        <pubDate>Mon, 12 Jan 2026 10:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Interest Rates]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@KeilFP.com (Jeremy Keil, CFP®, CFA®, CKA®) ]]></author>                    <dc:creator><![CDATA[ Jeremy Keil, CFP®, CFA®, CKA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9nKguUfMnJxVZgJxdqVEtA-1280-80.jpg">
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                                                            <title><![CDATA[ Falling Interest Rates: What They Mean for Homeowners, Savers and Investors ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/interest-rates/rate-drop-winners-and-losers</link>
                                                                            <description>
                            <![CDATA[ As interest rates fall, homeowners may celebrate while savers feel the pinch. Here’s what the change could mean for your money. ]]>
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                                                                        <pubDate>Thu, 18 Sep 2025 18:29:42 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Interest Rates]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Refinancing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HaKNTvqTHTA2z2Xc5DvVr8-1280-80.jpg">
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                                                            <title><![CDATA[ Worried About Stock Market Volatility? Here’s Where to Put Your Money Instead ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/worried-about-stock-market-volatility-heres-where-to-put-your-money-instead</link>
                                                                            <description>
                            <![CDATA[ Learn how to use high-yield savings accounts, CDs, Treasury securities, annuities and dividend stocks to stay steady in uncertain times. ]]>
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                                                                        <pubDate>Fri, 25 Apr 2025 10:00:00 +0000</pubDate>                                                                                                                                <updated>Fri, 16 May 2025 08:57:43 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Y9eoLBjTUA2tXHtwcYVBhG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman using phone to check stock market activity]]></media:description>                                                            <media:text><![CDATA[Woman using phone to check stock market activity]]></media:text>
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                                                            <title><![CDATA[ Where to Store Your Cash in 2025 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/where-to-store-your-cash-in-2025</link>
                                                                            <description>
                            <![CDATA[ If you're looking to reach year-end savings goals, here are the top picks to achieve this. ]]>
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                                                                        <pubDate>Wed, 08 Jan 2025 12:00:00 +0000</pubDate>                                                                                                                                <updated>Wed, 17 Sep 2025 18:32:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/D5VC5W2PrYeQrT9y7TVqmK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Piggy bank with question mark for doubt in saving money]]></media:description>                                                            <media:text><![CDATA[Piggy bank with question mark for doubt in saving money]]></media:text>
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                                                            <title><![CDATA[ The Fed Could Cut Rates Again. What Should Savers Do About CDs and High-Yield Accounts? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/fed-rate-cuts-what-should-savers-do-cds-high-yield-accounts</link>
                                                                            <description>
                            <![CDATA[ Here's what to know about CDs and high-yield savings accounts before the Fed meets to possibly cut rates again. ]]>
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                                                                        <pubDate>Wed, 18 Sep 2024 19:44:46 +0000</pubDate>                                                                                                                                <updated>Tue, 10 Dec 2024 16:40:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dZ5ZmSg2JsYh99kNvevFgB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Stainless steel scissors in mid air cutting a US $1 dollar bill over white surface, gradated green background.]]></media:description>                                                            <media:text><![CDATA[Stainless steel scissors in mid air cutting a US $1 dollar bill over white surface, gradated green background.]]></media:text>
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                                                            <title><![CDATA[ Is It Worth Getting a High-Yield Savings Account Before the Fed Meeting? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/high-yield-savings-accounts/is-it-worth-getting-a-high-yield-savings-account-before-the-next-fed-meeting</link>
                                                                            <description>
                            <![CDATA[ The Fed is unlikely to cut rates at its March meeting, giving savers more time to capitalize on higher rates. ]]>
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                                                                        <pubDate>Thu, 12 Sep 2024 17:08:55 +0000</pubDate>                                                                                                                                <updated>Thu, 12 Mar 2026 18:14:25 +0000</updated>
                                                                                                                                            <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/sDxQiow7UWsim9d8Ty24rK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[money in a pot growing]]></media:description>                                                            <media:text><![CDATA[money in a pot growing]]></media:text>
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                                                            <title><![CDATA[ Best 6% Interest Savings Accounts Available Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings-accounts/best-high-interest-savings-accounts-available-now</link>
                                                                            <description>
                            <![CDATA[ Want 6% interest on your savings? You could earn an APY of 6% or higher with these accounts, but you'll want to lock in rates soon. ]]>
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                                                                        <pubDate>Fri, 26 Jul 2024 15:36:02 +0000</pubDate>                                                                                                                                <updated>Fri, 26 Jul 2024 15:39:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Checking Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aW3nUPw2Do2disLXtkyziY-1280-80.jpg">
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                                                            <title><![CDATA[ Your High-Yield Savings Account Is About to Look Less Appealing ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/high-yield-savings-accounts/your-high-yield-savings-account-is-about-to-look-less-appealing</link>
                                                                            <description>
                            <![CDATA[ High-yield savings accounts are about to pull less of a punch. Here's a look at what to do with your savings once interest rates drop. ]]>
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                                                                        <pubDate>Fri, 26 Apr 2024 10:00:00 +0000</pubDate>                                                                                                                                <updated>Fri, 26 Apr 2024 14:13:34 +0000</updated>
                                                                                                                                            <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Kim Clark) ]]></author>                    <dc:creator><![CDATA[ Kim Clark ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uTtkZAP7o5Y24x9zWytCtZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A senior couple sits at a table, working on their finances with a calculator and a computer.]]></media:description>                                                            <media:text><![CDATA[A senior couple sits at a table, working on their finances with a calculator and a computer.]]></media:text>
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                                                            <title><![CDATA[ Why You Shouldn’t Let High Interest Rates Seduce You ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/high-interest-rates-for-the-long-term</link>
                                                                            <description>
                            <![CDATA[ While increased interest rates are improving the returns on high-yield savings accounts, that may not be an effective place to park your money for the long term. ]]>
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                                                                        <pubDate>Tue, 16 Apr 2024 09:30:48 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Interest Rates]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelly LaVigne, J.D. ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xKnRnXz3UBNj4LB94fzGRB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man smiles as he looks at cash he&#039;s fanned out in his hands.]]></media:description>                                                            <media:text><![CDATA[A man smiles as he looks at cash he&#039;s fanned out in his hands.]]></media:text>
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                                                            <title><![CDATA[ Earn 5.50% APY on Your Savings in 2024 With This High-Yield Account ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/earn-high-apy-on-savings-in-2024</link>
                                                                            <description>
                            <![CDATA[ This high-yield account offers 5.50% on your savings in 2024, with no additional fees. ]]>
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                                                                        <pubDate>Tue, 09 Jan 2024 17:34:28 +0000</pubDate>                                                                                                                                <updated>Tue, 16 Apr 2024 22:16:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aKsdBuoBK2hNZCShf7HKeN-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Image of person&#039;s hands holding a fanned out stack of cash.]]></media:description>                                                            <media:text><![CDATA[Image of person&#039;s hands holding a fanned out stack of cash.]]></media:text>
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                                                            <title><![CDATA[ High-Yield Savings Accounts Luring Spenders. Should You Move Your Cash? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/high-yield-savings-accounts/high-yield-savings-accounts-draw-investors</link>
                                                                            <description>
                            <![CDATA[ High-yield savings accounts are offering rates as high as 5.33%, drawing 3 in 5 Americans to save rather than spend, new survey shows. ]]>
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                                                                        <pubDate>Mon, 09 Oct 2023 11:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Seychelle Thomas ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BL3Myk2R7FpsUKZoYjbnTV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A young couple looks at high-yield savings account info.]]></media:description>                                                            <media:text><![CDATA[A young couple looks at high-yield savings account info.]]></media:text>
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                                                            <title><![CDATA[ Are You Overlooking Your Financial Institution’s Resources? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/financial-institution-resources-offer-help</link>
                                                                            <description>
                            <![CDATA[ Reaching your financial goals could be easier if you maximized the educational offerings as well as credit and debt counseling available through financial institutions. ]]>
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                                                                        <pubDate>Sat, 26 Aug 2023 09:30:26 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[credit union]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Debt Management]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kevin Brauer, MBA, CPA, CMA ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uTMQUKhenEeshY5VYdLDPo-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Customers work with representatives at a financial institution.]]></media:description>                                                            <media:text><![CDATA[Customers work with representatives at a financial institution.]]></media:text>
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                                                            <title><![CDATA[ Best High-Yield Savings Accounts — April 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/best-high-yield-savings-accounts</link>
                                                                            <description>
                            <![CDATA[ High-yield savings account options Kiplinger has found that offer rates up to 4.20%, helping you beat inflation and grow your savings faster. ]]>
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                                                                        <pubDate>Fri, 04 Aug 2023 21:20:23 +0000</pubDate>                                                                                                                                <updated>Thu, 09 Apr 2026 16:29:02 +0000</updated>
                                                                                                                                            <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/78F8cDy2yWb7Xtfy34P98C-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a cartoon man watering his money tree]]></media:description>                                                            <media:text><![CDATA[a cartoon man watering his money tree]]></media:text>
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                                                            <title><![CDATA[ Will Savings Rates Keep Going Up in 2024? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/savings-rates</link>
                                                                            <description>
                            <![CDATA[ As savings rates begin to fall, consider locking in rates while they're still high. ]]>
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                                                                        <pubDate>Wed, 26 Jul 2023 22:29:20 +0000</pubDate>                                                                                                                                <updated>Tue, 16 Apr 2024 22:19:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/c92dD8tN65AJfRvdGubxu5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Blocks and a piggy bank spelling out 2024.]]></media:description>                                                            <media:text><![CDATA[Blocks and a piggy bank spelling out 2024.]]></media:text>
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                                                            <title><![CDATA[ Savings Rates of 5%+: It’s Time to Switch  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/savings-rates-of-5-its-time-to-switch</link>
                                                                            <description>
                            <![CDATA[ Savings accounts are giving high returns, so Kiplinger recommends switching your savings. ]]>
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                                                                        <pubDate>Wed, 26 Jul 2023 19:23:08 +0000</pubDate>                                                                                                                                <updated>Tue, 16 Apr 2024 22:20:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ guy.anker@futurenet.com (Guy Anker) ]]></author>                    <dc:creator><![CDATA[ Guy Anker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6TnBacdjiTeZu75sxXVqUM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A depiction of watering a money tree with coins. ]]></media:description>                                                            <media:text><![CDATA[A depiction of watering a money tree with coins. ]]></media:text>
                                <media:title type="plain"><![CDATA[A depiction of watering a money tree with coins. ]]></media:title>
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                                                            <title><![CDATA[ What Is a High-Yield Savings Account? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/what-is-a-high-yield-savings-account</link>
                                                                            <description>
                            <![CDATA[ A high-yield savings account is essentially the same as a traditional account with one key difference — it pays a higher-than-average APY on deposits. ]]>
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                                                                        <pubDate>Fri, 21 Jul 2023 20:58:10 +0000</pubDate>                                                                                                                                <updated>Fri, 18 Jul 2025 15:58:44 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cQrwb8MjkddzmiBakLWhra-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Man holding a stack of cash.]]></media:description>                                                            <media:text><![CDATA[Man holding a stack of cash.]]></media:text>
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                                                            <title><![CDATA[ Savings Calculator: If You Saved $5,000 Five Years Ago, Here's What You'd Have Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/savings-calculator</link>
                                                                            <description>
                            <![CDATA[ Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time. ]]>
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                                                                        <pubDate>Thu, 20 Jul 2023 19:06:04 +0000</pubDate>                                                                                                                                <updated>Fri, 09 Jan 2026 20:26:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cUiipBV8K3yEzCTYiiwZUc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mother and father look at a computer at the kitchen table while their child looking on.]]></media:description>                                                            <media:text><![CDATA[A mother and father look at a computer at the kitchen table while their child looking on.]]></media:text>
                                <media:title type="plain"><![CDATA[A mother and father look at a computer at the kitchen table while their child looking on.]]></media:title>
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                                                            <title><![CDATA[ Types of Savings Accounts Explained  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings-accounts/types-of-savings-accounts-explained</link>
                                                                            <description>
                            <![CDATA[ Explanation of the different types of savings accounts. ]]>
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                                                                        <pubDate>Fri, 07 Jul 2023 13:15:39 +0000</pubDate>                                                                                                                                <updated>Fri, 05 Apr 2024 20:14:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tN79gAbZRmCXWiWReiBvQ9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Many piggy banks represent the many types of savings accounts you may choose from.]]></media:description>                                                            <media:text><![CDATA[Many piggy banks represent the many types of savings accounts you may choose from.]]></media:text>
                                <media:title type="plain"><![CDATA[Many piggy banks represent the many types of savings accounts you may choose from.]]></media:title>
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                                                            <title><![CDATA[ Should Graduates Spend or Save Their Gift Money? 14 Strategies to Consider ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/kiplinger-advisor-collective/strategies-for-graduates-gift-money</link>
                                                                            <description>
                            <![CDATA[ Financial experts share tips for deciding how to treat monetary gifts. ]]>
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                                                                        <pubDate>Thu, 01 Jun 2023 12:15:03 +0000</pubDate>                                                                                                                                <updated>Tue, 25 Mar 2025 21:45:43 +0000</updated>
                                                                                                                                            <category><![CDATA[Kiplinger Advisor Collective]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kiplinger Advisor Collective ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UWHYw4Fwgga9ShWzxfHtqT-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mortar board is surrounded by hundred-dollar bills.]]></media:description>                                                            <media:text><![CDATA[A mortar board is surrounded by hundred-dollar bills.]]></media:text>
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                                                            <title><![CDATA[ Apple Savings Account Tops $10 Billion in Deposits: What to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/apple-launches-new-savings-account-what-to-know</link>
                                                                            <description>
                            <![CDATA[ Apple’s savings accounts offers an impressive rate of 4.15% for Apple Card users, and deposits have topped $10 billion. ]]>
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                                                                        <pubDate>Tue, 18 Apr 2023 19:19:47 +0000</pubDate>                                                                                                                                <updated>Thu, 03 Aug 2023 19:45:07 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WPkQJV9EfG2fWJvjMeAQtT-1280-80.jpg">
                                                            <media:credit><![CDATA[Apple]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Two phone screens showing a sample Apple Card savings account.]]></media:description>                                                            <media:text><![CDATA[Two phone screens showing a sample Apple Card savings account.]]></media:text>
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                                                            <title><![CDATA[ CD vs. High-Yield Savings Account: Which is Better? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cd-vs-high-yield-savings-account-which-is-better</link>
                                                                            <description>
                            <![CDATA[ Deciding between a CD and a high-yield savings account? Here's how to choose based on your savings goals. ]]>
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                                                                        <pubDate>Fri, 14 Apr 2023 19:06:34 +0000</pubDate>                                                                                                                                <updated>Mon, 12 Jan 2026 22:27:46 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xrzfwB9HhYs7dmoF6CPmoG-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Big question mark over blue pig piggy bank.]]></media:description>                                                            <media:text><![CDATA[Big question mark over blue pig piggy bank.]]></media:text>
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                                                            <title><![CDATA[ Money Market Account vs High-Yield Savings Account: Which Will Make Your Money Work Hardest?  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/money-market-account-vs-high-yield-savings-account</link>
                                                                            <description>
                            <![CDATA[ Debating on where to save your money? Two options include a high-yield savings account or a money market account. Discover which option offers you the right fit. ]]>
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                                                                        <pubDate>Wed, 12 Apr 2023 20:00:16 +0000</pubDate>                                                                                                                                <updated>Fri, 13 Mar 2026 16:15:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Money Market Accounts]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ukBXhEFmLQ7tcHmjVmJyeC-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Woman holding two piggy banks, with question marks over her head.]]></media:description>                                                            <media:text><![CDATA[Woman holding two piggy banks, with question marks over her head.]]></media:text>
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                                                            <title><![CDATA[ Best No-Fee High-Yield Savings Rates: April 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings-accounts/best-no-fee-high-yield-savings-rates</link>
                                                                            <description>
                            <![CDATA[ If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they're fee-free. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Fri, 07 Apr 2023 07:54:08 +0000</pubDate>                                                                                                                                <updated>Thu, 09 Apr 2026 17:23:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mexsyM4Cv5y2uVMMjgmE7n-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[a cartoon hand holding a money plant to the sky]]></media:description>                                                            <media:text><![CDATA[a cartoon hand holding a money plant to the sky]]></media:text>
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                                                            <title><![CDATA[ What Is APY? Here's How to Score the Highest Rates ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/what-is-apy</link>
                                                                            <description>
                            <![CDATA[ Here's everything you need to know about APY, the important factor in how much your savings could earn in a year. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Fri, 17 Mar 2023 20:53:07 +0000</pubDate>                                                                                                                                <updated>Fri, 18 Jul 2025 15:59:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KAA6PChtG9ARMiTm2GABcM-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Money banknotes, calculator and wooden blocks written with APY.]]></media:description>                                                            <media:text><![CDATA[Money banknotes, calculator and wooden blocks written with APY.]]></media:text>
                                <media:title type="plain"><![CDATA[Money banknotes, calculator and wooden blocks written with APY.]]></media:title>
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                                <item>
                                                            <title><![CDATA[ Find Higher Yields for Your Cash ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/high-yield-savings-accounts/601766/find-higher-yields-for-your-cash</link>
                                                                            <description>
                            <![CDATA[ Interest rates are scraping bottom, but here’s a road map to accounts that will help your money grow. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Tue, 24 Nov 2020 05:00:11 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Mar 2023 09:07:03 +0000</updated>
                                                                                                                                            <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KZk8oGiCrjfUWwyQs4NpeN-1280-80.jpg">
                                                            <media:credit><![CDATA[Illustration by John S. Dykes ]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Illustration of several potted plants from seedlings to tree]]></media:description>                                                            <media:text><![CDATA[Illustration of several potted plants from seedlings to tree]]></media:text>
                                <media:title type="plain"><![CDATA[Illustration of several potted plants from seedlings to tree]]></media:title>
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