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                    <title><![CDATA[ Latest from Kiplinger in Health-savings-accounts ]]></title>
                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/health-savings-accounts</link>
        <description><![CDATA[ All the latest health-savings-accounts content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Sat, 07 Mar 2026 10:50:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ 5 Legal 'Loopholes' the IRS Wishes You Didn't Know (Plus, How to Use Them This Tax Season and Beyond) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/legal-loopholes-the-irs-wishes-you-didnt-know</link>
                                                                            <description>
                            <![CDATA[ From opening stealth retirement accounts to strategic charitable giving, there are plenty of ways you can cut your taxes every year, and they're perfectly legit. ]]>
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                                                                        <pubDate>Sat, 07 Mar 2026 10:50:00 +0000</pubDate>                                                                                                                                <updated>Mon, 09 Mar 2026 17:48:11 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Charity]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Taxes]]></category>
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                                                    <category><![CDATA[Wealth Management]]></category>
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                                                                                                <author><![CDATA[ lsprung@mitlinfinancial.com (Lawrence Sprung, CFP®, CEPA®) ]]></author>                    <dc:creator><![CDATA[ Lawrence Sprung, CFP®, CEPA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PTJkFZZbpqhW6CFNr2c9bF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Torn white paper revealing US Currency]]></media:description>                                                            <media:text><![CDATA[Torn white paper revealing US Currency]]></media:text>
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                                                            <title><![CDATA[ How to Use Your Health Savings Account in Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/health-savings-accounts/how-to-use-your-health-savings-account-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Strategic saving and investing of HSA funds during your working years can unlock the full potential of these accounts to cover healthcare costs and more in retirement. ]]>
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                                                                        <pubDate>Wed, 14 Jan 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Wed, 14 Jan 2026 12:49:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nGDzhhFoCyHWBjKTJ7xnWG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Health Saving Accounts]]></media:description>                                                            <media:text><![CDATA[Health Saving Accounts]]></media:text>
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                                                            <title><![CDATA[ An HSA Sounds Great for Taxes: Here’s Why It Might Not Be Right for You ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/hsa-sounds-great-for-taxes-but-might-not-be-right-for-you</link>
                                                                            <description>
                            <![CDATA[ Even with the promise of ‘triple tax benefits,’ a health savings account might not be the best health plan option for everyone. ]]>
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                                                                        <pubDate>Tue, 11 Nov 2025 15:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/khzvWZZ5HptdtHk7NhyP4k-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[rendering of a piggy bank with the word HSA and a stethoscope on it]]></media:description>                                                            <media:text><![CDATA[rendering of a piggy bank with the word HSA and a stethoscope on it]]></media:text>
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                                                            <title><![CDATA[ Dental Cost Advice for New Retirees, From a New Retiree ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/dental-cost-advice-for-new-retirees-from-a-new-retiree</link>
                                                                            <description>
                            <![CDATA[ What I faced in my first dental bill after retiring. ]]>
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                                                                        <pubDate>Tue, 11 Nov 2025 11:02:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nQqDBMN6KCrrbewSDPsEsV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Dental Service, Insurance and dentist bill cost. The concept of saving money for dental treatment. Dollar money bills and tooth model on a bluebackgound with copy space]]></media:description>                                                            <media:text><![CDATA[Dental Service, Insurance and dentist bill cost. The concept of saving money for dental treatment. Dollar money bills and tooth model on a bluebackgound with copy space]]></media:text>
                                <media:title type="plain"><![CDATA[Dental Service, Insurance and dentist bill cost. The concept of saving money for dental treatment. Dollar money bills and tooth model on a bluebackgound with copy space]]></media:title>
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                                                            <title><![CDATA[ Eight Steps to Help Get You Through the Open Enrollment Jungle at Work ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/steps-to-manage-open-enrollment-at-work</link>
                                                                            <description>
                            <![CDATA[ Wondering how to survive open enrollment this year? Arm yourself with these tools to cut through the process and get the best workplace benefits for you. ]]>
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                                                                        <pubDate>Mon, 03 Nov 2025 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[flexible spending accounts]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mike Dullaghan, AIF® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wdHJ48VhsBUXRu67864gK4-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A hiker faces a waterfall in a jungle.]]></media:description>                                                            <media:text><![CDATA[A hiker faces a waterfall in a jungle.]]></media:text>
                                <media:title type="plain"><![CDATA[A hiker faces a waterfall in a jungle.]]></media:title>
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                                                            <title><![CDATA[ Seven Things You Should Do Before 2026 Because of One Big Beautiful Bill Changes ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/what-you-should-do-before-2026-because-of-obbba-changes</link>
                                                                            <description>
                            <![CDATA[ The new law ushers in significant changes for most taxpayers. Make these moves now to take advantage of them. ]]>
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                                                                        <pubDate>Fri, 03 Oct 2025 11:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 06 Oct 2025 16:26:11 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[Tax Deductions]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Charity]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aK2jNuTZJKpamKyfXxVXjV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple going over their household finances]]></media:description>                                                            <media:text><![CDATA[A couple going over their household finances]]></media:text>
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                                                            <title><![CDATA[ Your Medicare Costs Are Set to Soar: What to Expect Over the Next Decade ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/your-medicare-costs-are-set-to-soar-what-to-expect-over-the-next-decade</link>
                                                                            <description>
                            <![CDATA[ Medicare beneficiaries will face higher premiums, deductibles and surcharges starting in 2026 and continuing over the next decade. Here's what you need to know. ]]>
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                                                                        <pubDate>Tue, 23 Sep 2025 10:07:00 +0000</pubDate>                                                                                                                                <updated>Fri, 10 Oct 2025 15:10:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kSLMWihPSuNnLw6G7mFrrf-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Business and Finance concept background with retirement plan]]></media:description>                                                            <media:text><![CDATA[Business and Finance concept background with retirement plan]]></media:text>
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                                                            <title><![CDATA[ A Financial Planner's Guide to Planning for Retirement Health Care Expenses ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/guide-to-planning-for-retirement-health-care-expenses</link>
                                                                            <description>
                            <![CDATA[ Whether you're eligible for Medicare or getting coverage through the Affordable Care Act, make sure you plan for premiums, deductibles and other out-of-pocket costs. ]]>
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                                                                        <pubDate>Sat, 26 Jul 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                <author><![CDATA[ lucas@mylighthouseplan.com (Lucas Cox, CFP® , CKA®, RICP®, NSSA®) ]]></author>                    <dc:creator><![CDATA[ Lucas Cox, CFP® , CKA®, RICP®, NSSA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hbFcgRMwLVK2UQspUiSjxP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A doctor uses her stethoscope to listen to an older woman&#039;s heart in a doctor&#039;s office. ]]></media:description>                                                            <media:text><![CDATA[A doctor uses her stethoscope to listen to an older woman&#039;s heart in a doctor&#039;s office. ]]></media:text>
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                                                            <title><![CDATA[ ‘I Play Pickleball in Retirement.’ Is It HSA-Eligible? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/is-pickleball-in-retirement-hsa-eligible</link>
                                                                            <description>
                            <![CDATA[ Staying active after you retire may be easier with these HSA expenses. But there’s a big catch. ]]>
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                                                                        <pubDate>Sun, 13 Jul 2025 14:17:00 +0000</pubDate>                                                                                                                                <updated>Mon, 20 Oct 2025 13:31:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[golf]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uDHyyXYiPyEtq6jxtmUm3H-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a couple of dumbbells, a yellow ball, and phone on an exercise mat]]></media:description>                                                            <media:text><![CDATA[a couple of dumbbells, a yellow ball, and phone on an exercise mat]]></media:text>
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                                                            <title><![CDATA[ Five Smart Moves for Retirement Health Care: Maximize Your HSA and Medigap Savings ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/smart-moves-for-retirement-healthcare-from-hsas-to-medigap-policies</link>
                                                                            <description>
                            <![CDATA[ Unchecked health care costs in retirement could blow a hole in your savings. Here’s how to avoid that. ]]>
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                                                                        <pubDate>Wed, 04 Jun 2025 21:28:23 +0000</pubDate>                                                                                                                                <updated>Fri, 31 Oct 2025 16:51:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Long-term Care Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/JBbJbXt3nwEygyW5NeaAaW-1280-80.jpg">
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                                                            <title><![CDATA[ Most Changes to HSAs in the One Big Beautiful Bill Did Not Make the Final Cut ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/proposed-changes-to-hsas-in-the-one-big-beautiful-bill-add-up-for-retirement-savers</link>
                                                                            <description>
                            <![CDATA[ HSAs were set to get a glow-up in the House version of the OBBB. Unfortunately for most retirees, the final bill did not include many of the benefits proposed by the House. ]]>
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                                                                        <pubDate>Fri, 30 May 2025 18:05:00 +0000</pubDate>                                                                                                                                <updated>Thu, 10 Jul 2025 18:06:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gXGGEUJdQNZZPTLFz8sh4S-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A senior couple sit in their kitchen looking over their HSA contributions.]]></media:description>                                                            <media:text><![CDATA[A senior couple sit in their kitchen looking over their HSA contributions.]]></media:text>
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                                                            <title><![CDATA[ Retirement Reality Check: Four Risks You'll Want to Avoid at All Costs ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-risks-you-will-want-to-avoid-at-all-costs</link>
                                                                            <description>
                            <![CDATA[ There's no crystal ball for retirement planning, but the closest thing could be to consider the key risks you'll face in retirement and build a plan around them. ]]>
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                                                                        <pubDate>Sat, 24 May 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Inflation]]></category>
                                                    <category><![CDATA[Long-term Care Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Nicole Farbo, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Q2r5UkTsGMrU8qPPYZmFSX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A financial planner shows a client a chart while sitting at his kitchen table.]]></media:description>                                                            <media:text><![CDATA[A financial planner shows a client a chart while sitting at his kitchen table.]]></media:text>
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                                                            <title><![CDATA[ 2026 HSA Contribution Limits Are Set: What to Know Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/irs-unveils-new-hsa-limits</link>
                                                                            <description>
                            <![CDATA[ The IRS says Health Savings Account contribution limits will increase again next year due to inflation. ]]>
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                                                                        <pubDate>Tue, 06 May 2025 13:07:20 +0000</pubDate>                                                                                                                                <updated>Mon, 01 Dec 2025 14:44:05 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UhAzvarDNZrKz2GFnyE4RL-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[the year 2026 on wooden blocks above the word loading]]></media:description>                                                            <media:text><![CDATA[the year 2026 on wooden blocks above the word loading]]></media:text>
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                                                            <title><![CDATA[ Reminder: The Basics of Using HSA Funds ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/the-basics-of-using-hsa-funds</link>
                                                                            <description>
                            <![CDATA[ Health savings accounts (HSAs)can help you cover out-of-pocket medical costs. Just make sure you understand the rules and keep records of qualifying expenses. ]]>
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                                                                        <pubDate>Mon, 21 Apr 2025 13:45:00 +0000</pubDate>                                                                                                                                <updated>Mon, 21 Apr 2025 16:24:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/abEEToWMsegqXEmEzNtzsK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[HSA health savings account. Stethoscope and piggy bank.]]></media:description>                                                            <media:text><![CDATA[HSA health savings account. Stethoscope and piggy bank.]]></media:text>
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                                                            <title><![CDATA[ Planning for Health Care Costs in Retirement: A Comprehensive Guide ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/kiplinger-advisor-collective/planning-for-health-care-costs-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Medical expenses aren't slowing down, and if you're not prepared, they can hit you like a ton of bricks. ]]>
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                                                                        <pubDate>Mon, 21 Apr 2025 12:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 21 Apr 2025 16:25:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Kiplinger Advisor Collective]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Long-term Care Insurance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Bob Chitrathorn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/L68xNyczpdBPtyDDvJsP3P-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A happy retired couple hug in the kitchen while looking out the window.]]></media:description>                                                            <media:text><![CDATA[A happy retired couple hug in the kitchen while looking out the window.]]></media:text>
                                <media:title type="plain"><![CDATA[A happy retired couple hug in the kitchen while looking out the window.]]></media:title>
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                                                            <title><![CDATA[ The Wealth-Building Powers of Health Savings Accounts (HSAs) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/health-savings-accounts-hsas-wealth-building-powers</link>
                                                                            <description>
                            <![CDATA[ Health savings accounts could be the most underutilized wealth-building tool out there. Here’s who should use them and how to maximize their benefits. ]]>
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                                                                        <pubDate>Tue, 03 Dec 2024 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XLtH5EjsBLR5avmD6nzF3G-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[The letters HSA on a spiral notebook with a stethoscope and piggy bank against a blue background.]]></media:description>                                                            <media:text><![CDATA[The letters HSA on a spiral notebook with a stethoscope and piggy bank against a blue background.]]></media:text>
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                                                            <title><![CDATA[ One Good Way to Withdraw Retirement Assets (and a Bad One) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/a-good-way-to-withdraw-retirement-assets-and-a-bad-way</link>
                                                                            <description>
                            <![CDATA[ Don't withdraw retirement assets haphazardly. Managing distributions intentionally can lower your taxes, conserve your wealth and reduce Medicare premiums. ]]>
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                                                                        <pubDate>Mon, 02 Dec 2024 10:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[IRAs]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                <author><![CDATA[ justin@haywoodwealth.com (Justin Haywood, CFP®) ]]></author>                    <dc:creator><![CDATA[ Justin Haywood, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Dr9E4PMzSyenXB8MHQW7Pg-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Several piggy banks lined up in rows on a blue background.]]></media:description>                                                            <media:text><![CDATA[Several piggy banks lined up in rows on a blue background.]]></media:text>
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                                                            <title><![CDATA[ Open Enrollment: Common Tax Mistakes to Avoid ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/open-enrollment-tax-issues</link>
                                                                            <description>
                            <![CDATA[ Being aware of tax concerns during open enrollment season can help you avoid potentially costly mistakes. ]]>
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                                                                        <pubDate>Tue, 12 Nov 2024 14:40:00 +0000</pubDate>                                                                                                                                <updated>Thu, 14 Nov 2024 17:15:10 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cM7cQfQLCWFzfmYKgna55o-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[black and white open enrollment sign]]></media:description>                                                            <media:text><![CDATA[black and white open enrollment sign]]></media:text>
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                                                            <title><![CDATA[ Five Tax Strategies to Help Your Money Last in Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/tax-strategies-to-help-your-money-last-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Having a tax strategy is crucial to making your money last. These tax-saving moves can help, whether you're years from retirement or already there. ]]>
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                                                                        <pubDate>Fri, 08 Nov 2024 10:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[required minimum distributions (RMDs)]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@erg-kc.com (Scott M. Dougan, RFC, Investment Adviser) ]]></author>                    <dc:creator><![CDATA[ Scott M. Dougan, RFC, Investment Adviser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/qMsEr9TwEggdqSK4zH5gdh-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older woman works on her laptop in her living room.]]></media:description>                                                            <media:text><![CDATA[An older woman works on her laptop in her living room.]]></media:text>
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                                                            <title><![CDATA[ Five Tax Strategies to Preserve Your Retirement Savings ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/tax-strategies-to-preserve-retirement-savings</link>
                                                                            <description>
                            <![CDATA[ From Roths to HSAs to creative Social Security timing, retirees have many options to minimize their taxes. You might be surprised what a difference it can make. ]]>
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                                                                        <pubDate>Wed, 25 Sep 2024 09:40:19 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[Social Security]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Steve Reder ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9FSJYNcnKg4hm5cjqnQ7QE-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A lightbulb is lit up on top of spread-out cash.]]></media:description>                                                            <media:text><![CDATA[A lightbulb is lit up on top of spread-out cash.]]></media:text>
                                <media:title type="plain"><![CDATA[A lightbulb is lit up on top of spread-out cash.]]></media:title>
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                                                            <title><![CDATA[ Take a Mid-Year Review of Your Health Insurance Coverage ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/health-insurance/take-a-mid-year-review-of-your-health-insurance-coverage</link>
                                                                            <description>
                            <![CDATA[ Whether it's monitoring your deductible or using a health savings account, here are the best ways to maximize use of your health insurance coverage ]]>
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                                                                        <pubDate>Sun, 07 Jul 2024 10:00:36 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/sKkSsqEzVhU2ZRLY9Qvb4N-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A doctor reviewing records]]></media:description>                                                            <media:text><![CDATA[A doctor reviewing records]]></media:text>
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                                                            <title><![CDATA[ How You Can Tackle Health Care Costs in Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/managing-health-care-costs-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Doctor visits and medications are only part of the challenge of health care costs — there’s also long-term care planning. Here’s what you can do. ]]>
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                                                                        <pubDate>Mon, 06 May 2024 09:40:25 +0000</pubDate>                                                                                                                                <updated>Tue, 07 May 2024 13:30:25 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Long-term Care Insurance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ info@njretirementplanning.com (Joel V. Russo, LUTCF) ]]></author>                    <dc:creator><![CDATA[ Joel V. Russo, LUTCF ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZZAVZAdzR5RqCtXrGoZvLM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A stethoscope and a piggy bank.]]></media:description>                                                            <media:text><![CDATA[A stethoscope and a piggy bank.]]></media:text>
                                <media:title type="plain"><![CDATA[A stethoscope and a piggy bank.]]></media:title>
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                                                            <title><![CDATA[ Three 'Hidden Costs' of Health Savings Accounts (HSAs) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/hidden-costs-of-health-savings-accounts</link>
                                                                            <description>
                            <![CDATA[ HSAs offer valuable tax benefits, but can 'hidden costs' erode those advantages? ]]>
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                                                                        <pubDate>Fri, 03 May 2024 18:07:37 +0000</pubDate>                                                                                                                                <updated>Sun, 09 Nov 2025 13:35:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/EXCGxRePWMd9uot7L64KYU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[three ants carrying leaves]]></media:description>                                                            <media:text><![CDATA[three ants carrying leaves]]></media:text>
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                                                            <title><![CDATA[ Non-Eligible HSA Expenses: When a Doctor’s Note Isn’t Enough ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/hsa-expenses-when-a-doctors-note-isnt-enough</link>
                                                                            <description>
                            <![CDATA[ It's easy to get confused about whether diet products, gym memberships, and fitness trackers are HSA-eligible items. ]]>
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                                                                        <pubDate>Tue, 19 Mar 2024 14:06:00 +0000</pubDate>                                                                                                                                <updated>Wed, 09 Apr 2025 12:30:56 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Tax Deductions]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Katelyn Washington ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/iM6EeQYYi9vLH2mDHiFaxi-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[closeup of a pink stethoscope and a pile of fake US dollars, on a blue background]]></media:description>                                                            <media:text><![CDATA[closeup of a pink stethoscope and a pile of fake US dollars, on a blue background]]></media:text>
                                <media:title type="plain"><![CDATA[closeup of a pink stethoscope and a pile of fake US dollars, on a blue background]]></media:title>
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                                                            <title><![CDATA[ Walgreens Launches Virtual Health Care Starting At $33 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/health-insurance/walgreens-launches-virtual-health-care-starting-at-dollar33</link>
                                                                            <description>
                            <![CDATA[ Walgreens has entered the telehealth space with a plan that let's you chat with a doctor or nurse for $33 or have a virtual visit starting at $36. ]]>
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                                                                        <pubDate>Fri, 17 Nov 2023 21:17:00 +0000</pubDate>                                                                                                                                <updated>Fri, 17 Nov 2023 21:17:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[flexible spending accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Joey Solitro ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2eevHwyAnH9sFnRNENZuWG-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[doctor using calculator, working on laptop, with stethoscope and tablet]]></media:description>                                                            <media:text><![CDATA[doctor using calculator, working on laptop, with stethoscope and tablet]]></media:text>
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                                                            <title><![CDATA[ Yes, You Can Now Use Your HSA and FSA Cards At DoorDash And Instacart ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/yes-you-can-now-use-your-hsa-and-fsa-cards-at-doordash-and-instacart</link>
                                                                            <description>
                            <![CDATA[ You can make HSA and FSA purchases at DoorDash and Instacart this year and use your FSA at Uber next. ]]>
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                                                                        <pubDate>Tue, 14 Nov 2023 18:50:38 +0000</pubDate>                                                                                                                                <updated>Tue, 14 Nov 2023 19:10:43 +0000</updated>
                                                                                                                                            <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[flexible spending accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Joey Solitro ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/R87YpecYUMw9fEzsthesVZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman receiving groceries from delivery person - stock photo]]></media:description>                                                            <media:text><![CDATA[Woman receiving groceries from delivery person - stock photo]]></media:text>
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                                                            <title><![CDATA[ Do You Really Know What Your HSA Can Do for You? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/what-an-hsa-can-do-for-you</link>
                                                                            <description>
                            <![CDATA[ Not only do HSAs offer triple tax benefits — pre-tax contributions, tax-free growth and tax-free withdrawals — but they can be used for health care expenses in retirement. ]]>
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                                                                        <pubDate>Thu, 05 Oct 2023 09:30:37 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Nate Black ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/EyRLQq4tc6YThZscSDoJPk-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A piggy bank sits next to a jar labeled HSA that&#039;s filled with cash.]]></media:description>                                                            <media:text><![CDATA[A piggy bank sits next to a jar labeled HSA that&#039;s filled with cash.]]></media:text>
                                <media:title type="plain"><![CDATA[A piggy bank sits next to a jar labeled HSA that&#039;s filled with cash.]]></media:title>
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                                                            <title><![CDATA[ Three Strategies to Build Wealth and Secure Your Financial Future ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/kiplinger-advisor-collective/strategies-to-build-wealth-and-secure-your-financial-future</link>
                                                                            <description>
                            <![CDATA[ Here are three strategies to keep in mind as you embark on your path to wealth accumulation and financial security. ]]>
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                                                                        <pubDate>Wed, 27 Sep 2023 12:15:11 +0000</pubDate>                                                                                                                                <updated>Wed, 26 Mar 2025 16:15:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Kiplinger Advisor Collective]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Capital Gains Tax]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Justin Donald ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/p76RDEtED4gEnKbno8i9G5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man studies his laptop at his kitchen table.]]></media:description>                                                            <media:text><![CDATA[A man studies his laptop at his kitchen table.]]></media:text>
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                                                            <title><![CDATA[ Five Reasons Your Healthcare Costs Will Ease: Kiplinger Economic Forecasts ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/health-insurance/reasons-your-healthcare-costs-will-be-lower-kiplinger-economic-forecasts</link>
                                                                            <description>
                            <![CDATA[ From technical advancements to cheaper drugs, healthcare cost relief is coming. ]]>
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                                                                        <pubDate>Sat, 02 Sep 2023 19:03:45 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Business]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (David Payne) ]]></author>                    <dc:creator><![CDATA[ David Payne ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NfgsQzYV8eVkuxti5g3WpV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[doctor holding a piggy bank]]></media:description>                                                            <media:text><![CDATA[doctor holding a piggy bank]]></media:text>
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                                                            <title><![CDATA[ 2024 HSA Contribution Limit: What You Should Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/hsa-contribution-limit-2024</link>
                                                                            <description>
                            <![CDATA[ Health savings account annual contribution amounts are way up for 2024. ]]>
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                                                                        <pubDate>Tue, 23 May 2023 13:30:50 +0000</pubDate>                                                                                                                                <updated>Tue, 19 Nov 2024 17:50:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aggtW9GvZGvxNLo5U6D4D7-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[HSA written on green piggy bank on table against blue background]]></media:description>                                                            <media:text><![CDATA[HSA written on green piggy bank on table against blue background]]></media:text>
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                                                            <title><![CDATA[ Still Have FSA Money to Spend? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/fsa-money-to-spend</link>
                                                                            <description>
                            <![CDATA[ Still have FSA money to spend from your healthcare flexible spending account? Here are some ideas to use it up. ]]>
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                                                                        <pubDate>Fri, 24 Feb 2023 21:47:43 +0000</pubDate>                                                                                                                                <updated>Wed, 20 Dec 2023 14:21:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/qcoYE9fJom45vsJ73NGo6o-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[illustration of a hand holding money and another one holding health care tools and medication]]></media:description>                                                            <media:text><![CDATA[illustration of a hand holding money and another one holding health care tools and medication]]></media:text>
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                                                            <title><![CDATA[ HSA Contribution Limits and Other Requirements for 2022 and 2023 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/health-savings-accounts/601415/hsa-limits-and-minimums</link>
                                                                            <description>
                            <![CDATA[ If you're covering health care costs with an HSA, contribution limits and other requirements that are adjusted for inflation each year must be satisfied. ]]>
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                                                                        <pubDate>Tue, 11 Oct 2022 18:18:31 +0000</pubDate>                                                                                                                                <updated>Tue, 12 Mar 2024 16:32:35 +0000</updated>
                                                                                                                                            <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rocky Mengle ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NfgsQzYV8eVkuxti5g3WpV-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[doctor holding a piggy bank]]></media:description>                                                            <media:text><![CDATA[doctor holding a piggy bank]]></media:text>
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                                                            <title><![CDATA[ Your Guide to Open Enrollment 2023 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/603506/special-report-guide-to-open-enrollment</link>
                                                                            <description>
                            <![CDATA[ Health care costs continue to climb, but subsidies will make some plans more affordable. ]]>
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                                                                        <pubDate>Thu, 06 Oct 2022 18:54:37 +0000</pubDate>                                                                                                                                <updated>Mon, 02 Oct 2023 19:51:44 +0000</updated>
                                                                                                                                            <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rivan V. Stinson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/T6vEZ9b9iGZLpEfGaZMCJJ-1280-80.jpg">
                                                            <media:credit><![CDATA[Illustration by Federico Gastaldi]]></media:credit>
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                                                            <title><![CDATA[ Young Professionals Could Avoid Six Figures in Lifetime Taxes With an HSA ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/health-savings-accounts/605225/young-professionals</link>
                                                                            <description>
                            <![CDATA[ Running the numbers shows how health savings accounts could save one couple $160,000 in taxes. With open enrollment coming up, millions of workers should consider this tool’s benefits. ]]>
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                                                                        <pubDate>Fri, 16 Sep 2022 08:42:05 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Matthew Broom, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VxRWYMKYzcZdrsEPB4Ljch-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man has stacks of $100 bills sticking out of both pants pockets.]]></media:description>                                                            <media:text><![CDATA[A man has stacks of $100 bills sticking out of both pants pockets.]]></media:text>
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                                                            <title><![CDATA[ Abortion and Taxes: What Happens Now Without Roe v. Wade? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/604864/taxes-and-abortion-without-roe-v-wade</link>
                                                                            <description>
                            <![CDATA[ See how abortion-related medical expense deductions, HSA and FSA payments, employer-provided travel, and charitable contributions will be handled now that Roe v. Wade has been overturned. ]]>
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                                                                        <pubDate>Wed, 29 Jun 2022 09:30:07 +0000</pubDate>                                                                                                                                <updated>Mon, 06 Mar 2023 16:41:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Tax Deductions]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[flexible spending accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rocky Mengle ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/X8pJaBKGCTro45C6Y5ojc4-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[picture of protester in front of U.S. Supreme Court after abortion ruling]]></media:description>                                                            <media:text><![CDATA[picture of protester in front of U.S. Supreme Court after abortion ruling]]></media:text>
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                                                            <title><![CDATA[ Savvy Strategies for Your Health Savings Account ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/health-savings-accounts/604790/savvy-strategies-for</link>
                                                                            <description>
                            <![CDATA[ HSAs are a super tax-advantaged way to save for health care expenses if you have a high-deductible health plan. So what are you waiting for? ]]>
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                                                                        <pubDate>Tue, 14 Jun 2022 08:30:06 +0000</pubDate>                                                                                                                                <updated>Fri, 30 Sep 2022 16:40:38 +0000</updated>
                                                                                                                                            <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ andrew@diversifiedllc.com (Andrew Rosen, CFP®, CEP) ]]></author>                    <dc:creator><![CDATA[ Andrew Rosen, CFP®, CEP ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/y7nwpgJXZtmRihNj8pqCVB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A red change purse.]]></media:description>                                                            <media:text><![CDATA[A red change purse.]]></media:text>
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                                                            <title><![CDATA[ Do You Realize the Power of HSAs? Probably Not! ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/health-savings-accounts/604736/do-you-realize-the-power</link>
                                                                            <description>
                            <![CDATA[ Health savings accounts have tax-zapping superpowers. Check out these top 10 tips to help maximize the benefits of your own HSA. ]]>
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                                                                        <pubDate>Fri, 27 May 2022 08:42:06 +0000</pubDate>                                                                                                                                <updated>Mon, 24 Mar 2025 20:22:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Robert.Grubka@voya.com (Rob Grubka, Fellow in the Society of Actuaries) ]]></author>                    <dc:creator><![CDATA[ Rob Grubka, Fellow in the Society of Actuaries ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fEn4maXiFDes3RbDKFEsb6-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A smiling father and son where super hero capes.]]></media:description>                                                            <media:text><![CDATA[A smiling father and son where super hero capes.]]></media:text>
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                                                            <title><![CDATA[ HSAs Make Healthcare More Affordable ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/health-savings-accounts/604725/hsas-make-health-care</link>
                                                                            <description>
                            <![CDATA[ Tax-advantaged health savings accounts allow you to save for a broad range of short-term and long-term medical expenses. ]]>
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                                                                        <pubDate>Thu, 26 May 2022 16:15:04 +0000</pubDate>                                                                                                                                <updated>Fri, 03 May 2024 17:56:15 +0000</updated>
                                                                                                                                            <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ emma.patch@futurenet.com (Emma Patch) ]]></author>                    <dc:creator><![CDATA[ Emma Patch ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YJK9rAsjeUvQtTRUXuQoaR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Glass jar with the label healthcare]]></media:description>                                                            <media:text><![CDATA[Glass jar with the label healthcare]]></media:text>
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                                                            <title><![CDATA[ 9 Tax Deadlines for April 18 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-deadline/602732/tax-deadlines-for-april-18</link>
                                                                            <description>
                            <![CDATA[ Between requesting a tax extension, making IRA or HSA contributions, and meeting other tax deadlines, there's more to do on Tax Day than just filing your federal income tax return. ]]>
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                                                                        <pubDate>Sat, 09 Apr 2022 15:40:44 +0000</pubDate>                                                                                                                                <updated>Mon, 10 Apr 2023 12:54:46 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Deadline]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                    <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[Simplified Employee Pension (SEP) IRA]]></category>
                                                    <category><![CDATA[tax returns]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Traditional IRA]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[IRAs]]></category>
                                                    <category><![CDATA[Tax Filing]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rocky Mengle ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YGPunSyXyShpGYKyejKY7E-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[picture of April 2022 calendar with Tax Day the 18th circled and marked]]></media:description>                                                            <media:text><![CDATA[picture of April 2022 calendar with Tax Day the 18th circled and marked]]></media:text>
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                                                            <title><![CDATA[ The Ultimate Retirement Savings Account? Surprise, It’s an HSA! ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/health-savings-accounts/604023/the-ultimate-retirement</link>
                                                                            <description>
                            <![CDATA[ Health savings accounts are the best deal out there for anyone saving not just for health expenses, but for retirement too. Here’s how to make their tax advantages work for you now and in the future. ]]>
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                                                                        <pubDate>Wed, 05 Jan 2022 09:42:07 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ kwebb@kehoe-financial.com (Kevin Webb, CFP®) ]]></author>                    <dc:creator><![CDATA[ Kevin Webb, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rqLURMXsYE2dRSkHGEHFWd-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Hands hold a handful of money.]]></media:description>                                                            <media:text><![CDATA[Hands hold a handful of money.]]></media:text>
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                                                            <title><![CDATA[ The One Account That Every Millennial Should Consider ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/health-savings-accounts/603883/the-one-account-that</link>
                                                                            <description>
                            <![CDATA[ One of the best investments you can make, with incredible tax-fighting potential, is something many people overlook or don’t even know about. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Tue, 07 Dec 2021 09:30:05 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Justin Champlain, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yPRmXLSNJvThgDYGj62AKk-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Young woman drinking coffee and smiling.]]></media:description>                                                            <media:text><![CDATA[Young woman drinking coffee and smiling.]]></media:text>
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                                                            <title><![CDATA[ Smart Year-End Move: Manage Your Employee Benefits ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/health-savings-accounts/603662/smart-year-end-move</link>
                                                                            <description>
                            <![CDATA[ For 2021, employers may provide a 12-month grace period for both types of flexible spending accounts. ]]>
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                                                                        <pubDate>Wed, 27 Oct 2021 19:05:26 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rivan V. Stinson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rUd8pBYvs65WyxwywAznad-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[picture of masked piggy bank next to papers and money]]></media:description>                                                            <media:text><![CDATA[picture of masked piggy bank next to papers and money]]></media:text>
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                                                            <title><![CDATA[ COVID-19 Home Test Kits and PPE are Tax Deductible ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-deductions/603429/covid-19-home-test-kits-and-ppe-are-tax-deductible</link>
                                                                            <description>
                            <![CDATA[ You can also pay for home testing kits and personal protective equipment with FSA and HSA funds. ]]>
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                                                                        <pubDate>Fri, 10 Sep 2021 20:05:21 +0000</pubDate>                                                                                                                                <updated>Sat, 11 Sep 2021 18:07:10 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Deductions]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[flexible spending accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rocky Mengle ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gv5sFPK6ErQECKHBc7NVDN-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[picture of woman looking in a mirror while using a home COVID-19 test kit]]></media:description>                                                            <media:text><![CDATA[picture of woman looking in a mirror while using a home COVID-19 test kit]]></media:text>
                                <media:title type="plain"><![CDATA[picture of woman looking in a mirror while using a home COVID-19 test kit]]></media:title>
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                                                            <title><![CDATA[ 20 Ways to Save on Health Care ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/602468/20-ways-to-save-on-health-care</link>
                                                                            <description>
                            <![CDATA[ From maximizing insurance benefits to shopping for discounts to funding tax-advantaged accounts, these tips will lower your costs no matter how you get your care. ]]>
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                                                                        <pubDate>Wed, 31 Mar 2021 20:42:02 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/FEYzuTZkDFitWBoowbK9qG-1280-80.jpg">
                                                            <media:credit><![CDATA[Illustration by Patrick George]]></media:credit>
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                                                            <title><![CDATA[ "Above-the-Line" Deductions for Your 2021 Tax Return ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-deductions/602370/above-the-line-deductions</link>
                                                                            <description>
                            <![CDATA[ If, like most people, you claim the standard deduction instead of itemized deductions on your return, there are still many other tax deductions available that could save you a lot of money. ]]>
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                                                                        <pubDate>Fri, 05 Mar 2021 12:33:50 +0000</pubDate>                                                                                                                                <updated>Sat, 15 Mar 2025 17:08:16 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Deductions]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Student Loans]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[student debt]]></category>
                                                    <category><![CDATA[IRAs]]></category>
                                                    <category><![CDATA[Small Business]]></category>
                                                    <category><![CDATA[Business]]></category>
                                                    <category><![CDATA[Tax Filing]]></category>
                                                    <category><![CDATA[alimony]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ David Muhlbaum ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/C3CXGE2BVK6qBgQzxRqqE7-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[picture of a tag with &amp;quot;tax deductions&amp;quot; written on it]]></media:description>                                                            <media:text><![CDATA[picture of a tag with &amp;quot;tax deductions&amp;quot; written on it]]></media:text>
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                                                            <title><![CDATA[ 5 HSA Benefits You Might Not Know About  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/health-savings-accounts/601688/5-hsa-benefits-you-might</link>
                                                                            <description>
                            <![CDATA[ Health savings accounts are an often-misunderstood and overlooked opportunity for American workers. Here’s why they are worth a close look during this year’s open enrollment period. ]]>
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                                                                        <pubDate>Sat, 07 Nov 2020 09:55:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Robert.Grubka@voya.com (Rob Grubka, Fellow in the Society of Actuaries) ]]></author>                    <dc:creator><![CDATA[ Rob Grubka, Fellow in the Society of Actuaries ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BLJPAvmgz6mSX6VcuxqHP6-1280-80.jpg">
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                                                            <title><![CDATA[ Health Savings Accounts Get Even Better ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/health-savings-accounts/600963/hsas-get-even-better</link>
                                                                            <description>
                            <![CDATA[ A health savings account is a powerful, tax-advantaged tool to cover out-of-pocket medical expenses and a smart way to save for medical expenses in retirement. New rules in 2020 let HSAs and flexible spending accounts (FSAs) cover even more of your health expenses. ]]>
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                                                                        <pubDate>Thu, 02 Jul 2020 23:54:19 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Jul 2020 23:54:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                            <title><![CDATA[ IRS Allows Mid-Year Changes to Health Plans, Expands FSAs and More ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/taxes/t027-s001-mid-year-changes-to-your-health-plan-fsa-or-hsa/index.html</link>
                                                                            <description>
                            <![CDATA[ The added flexibility should help workers deal with unexpected medical and dependent care expenses from the coronavirus outbreak. But not every employee will benefit from the new IRS rules. ]]>
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                                                                        <pubDate>Wed, 27 May 2020 11:37:42 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[flexible spending accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rocky Mengle ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2SLMWm8ottD2AYvo3aCsgT-1280-80.jpg">
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                                                            <title><![CDATA[ 10 Myths About Health Savings Accounts ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/slideshow/insurance/t027-s003-10-myths-about-health-savings-accounts/index.html</link>
                                                                            <description>
                            <![CDATA[ When you’re choosing a health plan for the year, one option may be a high-deductible plan that makes you eligible to contribute to a health savings account. ]]>
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                                                                        <pubDate>Fri, 02 Nov 2018 16:24:23 +0000</pubDate>                                                                                                                                <updated>Tue, 17 Dec 2024 23:02:31 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZgrnCUE2AhYoY8verRA3Ze-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mature couple using a laptop at breakfast.]]></media:description>                                                            <media:text><![CDATA[A mature couple using a laptop at breakfast.]]></media:text>
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                                                            <title><![CDATA[ Best Health Savings Accounts for Your Money ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/saving/t027-c011-s002-best-health-savings-accounts-for-your-money.html</link>
                                                                            <description>
                            <![CDATA[ If you use money outside of the HSA to pay medical bills now, you can build up cash tax-free for future medical expenses. ]]>
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                                                                        <pubDate>Mon, 02 May 2016 15:33:15 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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