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                    <title><![CDATA[ Latest from Kiplinger in Health-insurance ]]></title>
                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance</link>
        <description><![CDATA[ All the latest health-insurance content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Tue, 31 Mar 2026 10:05:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ We Are 63 With $5.7 Million. My Wife Wants to Buy Long-Term Care Insurance, but I Want to Self-Insure. Who Is Right? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/we-are-63-with-usd5-7-million-my-wife-wants-to-buy-long-term-care-insurance-but-i-want-to-self-insure</link>
                                                                            <description>
                            <![CDATA[ Even with our solid nest egg, it's not clear if we should self-insure or buy long-term care insurance. ]]>
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                                                                        <pubDate>Tue, 31 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Apr 2026 16:19:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7ifRzrkSPy5Uwbwz8dRXJV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mature couple takes a break after hiking by enjoying a hot drink by a car trunk in nature.]]></media:description>                                                            <media:text><![CDATA[A mature couple takes a break after hiking by enjoying a hot drink by a car trunk in nature.]]></media:text>
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                                                            <title><![CDATA[ What I Didn't Know About Health Care FSAs Could Have Cost Me: Don't Make the Mistake I Almost Made ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/health-insurance/flexible-spending-accounts/fsa-dont-make-this-mistake</link>
                                                                            <description>
                            <![CDATA[ Although flexible spending accounts work on a use-it-or-lose-it basis, you may have options for unused funds. Make sure to read the fine print before enrolling. ]]>
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                                                                        <pubDate>Wed, 11 Mar 2026 09:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[flexible spending accounts]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ jeff@jeffbriskin.com (Jeff Briskin) ]]></author>                    <dc:creator><![CDATA[ Jeff Briskin ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/E8zHf8dz9qEZBs2gPTUFo9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Young male patient reading document while sitting on sofa in waiting room]]></media:description>                                                            <media:text><![CDATA[Young male patient reading document while sitting on sofa in waiting room]]></media:text>
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                                                            <title><![CDATA[ 5 Legal 'Loopholes' the IRS Wishes You Didn't Know (Plus, How to Use Them This Tax Season and Beyond) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/legal-loopholes-the-irs-wishes-you-didnt-know</link>
                                                                            <description>
                            <![CDATA[ From opening stealth retirement accounts to strategic charitable giving, there are plenty of ways you can cut your taxes every year, and they're perfectly legit. ]]>
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                                                                        <pubDate>Sat, 07 Mar 2026 10:50:00 +0000</pubDate>                                                                                                                                <updated>Mon, 09 Mar 2026 17:48:11 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Charity]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                <author><![CDATA[ lsprung@mitlinfinancial.com (Lawrence Sprung, CFP®, CEPA®) ]]></author>                    <dc:creator><![CDATA[ Lawrence Sprung, CFP®, CEPA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PTJkFZZbpqhW6CFNr2c9bF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Torn white paper revealing US Currency]]></media:description>                                                            <media:text><![CDATA[Torn white paper revealing US Currency]]></media:text>
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                                                            <title><![CDATA[ Feeling Frustrated With Your Medicare Advantage Plan? You’re Not Alone — Member Trust Is Falling ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/medicare-advantage-survey</link>
                                                                            <description>
                            <![CDATA[ Medicare Advantage plans scored lower in overall satisfaction among members in 2025. Eroding trust and policy confusion drove the drop in customer satisfaction. ]]>
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                                                                        <pubDate>Sat, 07 Mar 2026 02:43:39 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/c5AvHjEcoLWj6t8M5mjV7d-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Medicare Advantage word cloud collage, health concept background]]></media:description>                                                            <media:text><![CDATA[Medicare Advantage word cloud collage, health concept background]]></media:text>
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                                                            <title><![CDATA[ Longevity Advice for Women, According to an Expert ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/longevity-advice-for-women-according-to-an-expert</link>
                                                                            <description>
                            <![CDATA[ An interview with aging expert Maddy Dychtwald on longevity advice for women. ]]>
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                                                                        <pubDate>Wed, 04 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Janet Bodnar ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UvtassiMmbLsNNiuzi3Bfm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Three lifelong friends are embracing and smiling happily on the street at sunset, in backlight. The sunlight behind them outlines their silhouettes, highlighting their joy and the deep bond of friendship they share.]]></media:description>                                                            <media:text><![CDATA[Three lifelong friends are embracing and smiling happily on the street at sunset, in backlight. The sunlight behind them outlines their silhouettes, highlighting their joy and the deep bond of friendship they share.]]></media:text>
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                                                            <title><![CDATA[ Is Direct Primary Care Right for Your Health Needs? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/health-insurance/is-direct-primary-care-right-for-your-health-needs</link>
                                                                            <description>
                            <![CDATA[ With the direct primary care model, you pay a membership fee for more personalized medical services. ]]>
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                                                                        <pubDate>Fri, 16 Jan 2026 14:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CoUdkYdCJjzdGr2LLuB5q9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man sits on a doctor&#039;s office seat waiting to be seen.]]></media:description>                                                            <media:text><![CDATA[An older man sits on a doctor&#039;s office seat waiting to be seen.]]></media:text>
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                                                            <title><![CDATA[ How to Use Your Health Savings Account in Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/health-savings-accounts/how-to-use-your-health-savings-account-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Strategic saving and investing of HSA funds during your working years can unlock the full potential of these accounts to cover healthcare costs and more in retirement. ]]>
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                                                                        <pubDate>Wed, 14 Jan 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Wed, 14 Jan 2026 12:49:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nGDzhhFoCyHWBjKTJ7xnWG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Health Saving Accounts]]></media:description>                                                            <media:text><![CDATA[Health Saving Accounts]]></media:text>
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                                                            <title><![CDATA[ Will Soaring Health Care Premiums Tank Your Early Retirement? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/will-soaring-health-care-premiums-tank-your-early-retirement</link>
                                                                            <description>
                            <![CDATA[ If you're under 65 and want to retire soon, your plan may be derailed by skyrocketing ACA marketplace premiums. Here's what you can do. ]]>
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                                                                        <pubDate>Mon, 12 Jan 2026 15:27:04 +0000</pubDate>                                                                                                                                <updated>Mon, 12 Jan 2026 16:57:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Adam Shell ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ofwPf7nirsHx2rQtd84dsJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man in his 50s gives a piggyback ride to his female partner. They are hiking and there&#039;s a view  of a river behind them. They both look very happy.]]></media:description>                                                            <media:text><![CDATA[A man in his 50s gives a piggyback ride to his female partner. They are hiking and there&#039;s a view  of a river behind them. They both look very happy.]]></media:text>
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                                                            <title><![CDATA[ 9 Types of Insurance You Probably Don't Need ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/types-of-insurance-you-dont-need</link>
                                                                            <description>
                            <![CDATA[ If you're paying for these types of insurance, you might be wasting your money. Here's what you need to know. ]]>
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                                                                        <pubDate>Fri, 19 Dec 2025 12:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Feb 2026 16:07:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Life Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (David Rodeck) ]]></author>                    <dc:creator><![CDATA[ David Rodeck ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fMroKMDB2XSEPVLA9bdKk9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature man looking at partner while using laptop in living room. Couple is at home during COVID-19 pandemic. They are sitting on sofa.]]></media:description>                                                            <media:text><![CDATA[Mature man looking at partner while using laptop in living room. Couple is at home during COVID-19 pandemic. They are sitting on sofa.]]></media:text>
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                                                            <title><![CDATA[ The 7-Month Deadline That Determines Your Lifetime Medicare Premiums ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/the-7-month-deadline-that-determines-your-lifetime-medicare-premiums</link>
                                                                            <description>
                            <![CDATA[ Understanding Medicare enrollment is crucial, as missing deadlines can lead to permanent late enrollment penalties and gaps in coverage. ]]>
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                                                                        <pubDate>Wed, 17 Dec 2025 11:05:00 +0000</pubDate>                                                                                                                                <updated>Tue, 27 Jan 2026 17:36:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mwYEtDy7gf2NJipQS2PGZJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Birthday cake number 65 golden candles burning by lighter, background gift yellow box tied up with red ribbon. Close-up view]]></media:description>                                                            <media:text><![CDATA[Birthday cake number 65 golden candles burning by lighter, background gift yellow box tied up with red ribbon. Close-up view]]></media:text>
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                                                            <title><![CDATA[ New IRS Changes to FSA Contribution Limits for 2026: What to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/new-fsa-contribution-limits</link>
                                                                            <description>
                            <![CDATA[ Flexible Spending Accounts have tax advantages worth looking into, especially in light of new IRS changes. ]]>
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                                                                        <pubDate>Tue, 09 Dec 2025 14:07:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Roxanne Bland ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/E4KjGqT2pHKzdweVPrsnrQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[rendering of a stethoscope with a dollar sign on it]]></media:description>                                                            <media:text><![CDATA[rendering of a stethoscope with a dollar sign on it]]></media:text>
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                                                            <title><![CDATA[ Is a New $25,000 Health Care Tax Deduction Coming in 2026? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/is-a-new-health-care-tax-deduction-coming</link>
                                                                            <description>
                            <![CDATA[ A proposal from GOP Sen. Josh Hawley adds to the chatter about health care affordability. ]]>
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                                                                        <pubDate>Thu, 04 Dec 2025 15:35:00 +0000</pubDate>                                                                                                                                <updated>Tue, 09 Dec 2025 19:35:31 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hPWwxwT9W79GSdDAx4LxZN-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[The US Capitol building on a sunny day.]]></media:description>                                                            <media:text><![CDATA[The US Capitol building on a sunny day.]]></media:text>
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                                                            <title><![CDATA[ What You Will Pay for Medicare in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/what-you-will-pay-for-medicare-in-2026</link>
                                                                            <description>
                            <![CDATA[ Medicare premiums for 2026, as well as the costs of Parts A, B, and D, have increased. Here's how much you'll pay in 2026. ]]>
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                                                                        <pubDate>Mon, 17 Nov 2025 14:15:00 +0000</pubDate>                                                                                                                                <updated>Thu, 09 Apr 2026 22:53:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YfedsHzdQpax7wGwCYRNjR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A stethoscope is wrapped arounf a gold dollar symbol and a Medicare card.]]></media:description>                                                            <media:text><![CDATA[A stethoscope is wrapped arounf a gold dollar symbol and a Medicare card.]]></media:text>
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                                                            <title><![CDATA[ Medicare Premiums 2026: IRMAA Brackets and Surcharges for Parts B and D ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/medicare-premiums-2026-irmaa-brackets-and-surcharges-for-parts-b-and-d</link>
                                                                            <description>
                            <![CDATA[ Do you have to pay the monthly Medicare premium surcharge this year? It depends. ]]>
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                                                                        <pubDate>Sat, 15 Nov 2025 19:09:14 +0000</pubDate>                                                                                                                                <updated>Thu, 05 Mar 2026 23:49:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2RvYwknrjUS9omnZiLchVR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A prescription pill or capsule filled with one hundred dollar bills concept image on a white background with clipping path.]]></media:description>                                                            <media:text><![CDATA[A prescription pill or capsule filled with one hundred dollar bills concept image on a white background with clipping path.]]></media:text>
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                                                            <title><![CDATA[ Find the Right Health Plan During Open Enrollment ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/health-insurance/find-the-right-health-plan-during-open-enrollment</link>
                                                                            <description>
                            <![CDATA[ You may face sharply higher out-of-pocket costs for health care next year. Use our guide to select an insurance plan that meets your needs at the best price. ]]>
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                                                                        <pubDate>Fri, 14 Nov 2025 11:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gFKzdSHVrTcKDw2fG92bpC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Symbol of money dollar from colored pills and capsules on green background. Expensive medicine and medical insurance]]></media:description>                                                            <media:text><![CDATA[Symbol of money dollar from colored pills and capsules on green background. Expensive medicine and medical insurance]]></media:text>
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                                                            <title><![CDATA[ Medicare to Cover Obesity Drugs Under Trump Deal for as Little as $50. What You Need to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/medicare-to-cover-obesity-drugs-under-trump-deal</link>
                                                                            <description>
                            <![CDATA[ Trump's deal slashes GLP-1 drug costs for Medicare beneficiaries and others, unlocking coverage for millions with obesity and related conditions. ]]>
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                                                                        <pubDate>Fri, 14 Nov 2025 11:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 17 Nov 2025 16:46:16 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wjotwQ2AVsTp5JKVc4RVnM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[GLP-1 agonists drugs]]></media:description>                                                            <media:text><![CDATA[GLP-1 agonists drugs]]></media:text>
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                                                            <title><![CDATA[ An HSA Sounds Great for Taxes: Here’s Why It Might Not Be Right for You ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/hsa-sounds-great-for-taxes-but-might-not-be-right-for-you</link>
                                                                            <description>
                            <![CDATA[ Even with the promise of ‘triple tax benefits,’ a health savings account might not be the best health plan option for everyone. ]]>
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                                                                        <pubDate>Tue, 11 Nov 2025 15:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/khzvWZZ5HptdtHk7NhyP4k-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[rendering of a piggy bank with the word HSA and a stethoscope on it]]></media:description>                                                            <media:text><![CDATA[rendering of a piggy bank with the word HSA and a stethoscope on it]]></media:text>
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                                                            <title><![CDATA[ Dental Cost Advice for New Retirees, From a New Retiree ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/dental-cost-advice-for-new-retirees-from-a-new-retiree</link>
                                                                            <description>
                            <![CDATA[ What I faced in my first dental bill after retiring. ]]>
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                                                                        <pubDate>Tue, 11 Nov 2025 11:02:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nQqDBMN6KCrrbewSDPsEsV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Dental Service, Insurance and dentist bill cost. The concept of saving money for dental treatment. Dollar money bills and tooth model on a bluebackgound with copy space]]></media:description>                                                            <media:text><![CDATA[Dental Service, Insurance and dentist bill cost. The concept of saving money for dental treatment. Dollar money bills and tooth model on a bluebackgound with copy space]]></media:text>
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                                                            <title><![CDATA[ Medigap vs Medicare Open Enrollment: What's the Difference? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/medigap-vs-medicare-open-enrollment-whats-the-difference</link>
                                                                            <description>
                            <![CDATA[ Nearly 10,000 people in America turn 65 every day. Why is that significant? It signals Medicare eligibility and shines a light on Medicare supplement insurance, known as Medigap. ]]>
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                                                                        <pubDate>Fri, 07 Nov 2025 11:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 11 Nov 2025 21:02:36 +0000</updated>
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                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/e86rzX3UZ48evQQfWwaMLC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Medigap written on a paper. Medical concept.]]></media:description>                                                            <media:text><![CDATA[Medigap written on a paper. Medical concept.]]></media:text>
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                                                            <title><![CDATA[ Eight Steps to Help Get You Through the Open Enrollment Jungle at Work ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/steps-to-manage-open-enrollment-at-work</link>
                                                                            <description>
                            <![CDATA[ Wondering how to survive open enrollment this year? Arm yourself with these tools to cut through the process and get the best workplace benefits for you. ]]>
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                                                                        <pubDate>Mon, 03 Nov 2025 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[flexible spending accounts]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mike Dullaghan, AIF® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wdHJ48VhsBUXRu67864gK4-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A hiker faces a waterfall in a jungle.]]></media:description>                                                            <media:text><![CDATA[A hiker faces a waterfall in a jungle.]]></media:text>
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                                                            <title><![CDATA[ CMS Brings Back Furloughed Staff for Medicare Open Enrollment Lifeline ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/cms-brings-back-furloughed-staff-for-medicare-open-enrollment-lifeline</link>
                                                                            <description>
                            <![CDATA[ The government has recalled approximately 3,000 workers to assist with Medicare and ACA Marketplace Open Enrollment. ]]>
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                                                                        <pubDate>Tue, 28 Oct 2025 17:24:33 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AvDWnAxrEQGuq2ydEYftK8-1280-80.jpg">
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                                                            <title><![CDATA[ I Want to Retire, but I Have to Keep Working so My Adult Kids Have Insurance ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/i-want-to-retire-but-i-have-to-keep-working-so-my-adult-kids-have-insurance</link>
                                                                            <description>
                            <![CDATA[ It's a tricky period when your adult child is under 26 but needs health insurance. We ask financial experts for advice. ]]>
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                                                                        <pubDate>Wed, 08 Oct 2025 10:06:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BPEbQUWjQYq6mfDAYntfi5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older father smiles as his adult daughter leans her head on his shoulder. Both have their eyes closed.]]></media:description>                                                            <media:text><![CDATA[An older father smiles as his adult daughter leans her head on his shoulder. Both have their eyes closed.]]></media:text>
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                                                            <title><![CDATA[ Health Insurance Tax Credits and the Government Shutdown: What to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/the-health-care-tax-credit-debate-behind-the-government-shutdown</link>
                                                                            <description>
                            <![CDATA[ Previous shutdowns have occurred for various reasons, including border wall funding. But this time, the standoff centered in part on health care and taxes. ]]>
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                                                                        <pubDate>Fri, 03 Oct 2025 15:07:00 +0000</pubDate>                                                                                                                                <updated>Thu, 04 Dec 2025 14:51:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/DBQzmR2vFLSpiCSiB4AKBL-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[sorry we are closed sign in front of a rendering of the US capitol building]]></media:description>                                                            <media:text><![CDATA[sorry we are closed sign in front of a rendering of the US capitol building]]></media:text>
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                                                            <title><![CDATA[ Seven Things You Should Do Before 2026 Because of One Big Beautiful Bill Changes ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/what-you-should-do-before-2026-because-of-obbba-changes</link>
                                                                            <description>
                            <![CDATA[ The new law ushers in significant changes for most taxpayers. Make these moves now to take advantage of them. ]]>
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                                                                        <pubDate>Fri, 03 Oct 2025 11:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 06 Oct 2025 16:26:11 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[Tax Deductions]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Charity]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aK2jNuTZJKpamKyfXxVXjV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple going over their household finances]]></media:description>                                                            <media:text><![CDATA[A couple going over their household finances]]></media:text>
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                                                            <title><![CDATA[ Your Medicare Costs Are Set to Soar: What to Expect Over the Next Decade ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/your-medicare-costs-are-set-to-soar-what-to-expect-over-the-next-decade</link>
                                                                            <description>
                            <![CDATA[ Medicare beneficiaries will face higher premiums, deductibles and surcharges starting in 2026 and continuing over the next decade. Here's what you need to know. ]]>
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                                                                        <pubDate>Tue, 23 Sep 2025 10:07:00 +0000</pubDate>                                                                                                                                <updated>Fri, 10 Oct 2025 15:10:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kSLMWihPSuNnLw6G7mFrrf-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Business and Finance concept background with retirement plan]]></media:description>                                                            <media:text><![CDATA[Business and Finance concept background with retirement plan]]></media:text>
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                                                            <title><![CDATA[ Confused About the New COVID Vaccine and Medicare? What You Need to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/the-new-covid-vaccine-and-medicare-what-you-need-to-know</link>
                                                                            <description>
                            <![CDATA[ Getting the new COVID-19 vaccine covered by Medicare isn't as easy this year as it was in the past. Here's what you need to know before you take a trip to your pharmacy. ]]>
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                                                                        <pubDate>Mon, 15 Sep 2025 21:56:35 +0000</pubDate>                                                                                                                                <updated>Tue, 16 Sep 2025 14:01:24 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eXJK9FzuD4te3nvaK7nTdU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A vial of coronavirus vaccine on a vaccination record card with a syringe on the side]]></media:description>                                                            <media:text><![CDATA[A vial of coronavirus vaccine on a vaccination record card with a syringe on the side]]></media:text>
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                                                            <title><![CDATA[ How to Handle Costly Medical Bills — Smartly ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-debt/how-to-handle-costly-medical-bills-smartly</link>
                                                                            <description>
                            <![CDATA[ If you’re looking for a way to pay for looming health care expenses, or if you’ve already fallen into debt, you have avenues to ease the burden. ]]>
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                                                                        <pubDate>Thu, 28 Aug 2025 09:40:00 +0000</pubDate>                                                                                                                                <updated>Tue, 02 Sep 2025 16:13:59 +0000</updated>
                                                                                                                                            <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt Management]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ emma.patch@futurenet.com (Emma Patch) ]]></author>                    <dc:creator><![CDATA[ Emma Patch ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cShSdd7vw6U5r8ejTboKj5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Photo of a woman sitting on the floor surrounded by bills]]></media:description>                                                            <media:text><![CDATA[Photo of a woman sitting on the floor surrounded by bills]]></media:text>
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                                                            <title><![CDATA[ I'm 60 With $2.8 Million Saved. I'm Tired of Working, But Need Health Insurance Until Medicare Kicks In. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/im-60-with-usd2-8-million-saved-im-tired-of-working-but-need-health-insurance-until-medicare-kicks-in</link>
                                                                            <description>
                            <![CDATA[ The 'health care desert' is real. We ask financial experts for advice. ]]>
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                                                                        <pubDate>Sun, 24 Aug 2025 10:07:00 +0000</pubDate>                                                                                                                                <updated>Sun, 24 Aug 2025 14:27:43 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zzA79PFCPuquAdXSUjMRu8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Portrait of a woman sitting at the notebook, red cup of tea on the table. Reflection of a face in the monitor screen, chin on hands. She looks tired.]]></media:description>                                                            <media:text><![CDATA[Portrait of a woman sitting at the notebook, red cup of tea on the table. Reflection of a face in the monitor screen, chin on hands. She looks tired.]]></media:text>
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                                                            <title><![CDATA[ Medicare Premiums Projected to Jump in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/plan-for-higher-health-care-costs-in-2026-projected-medicare-part-b-and-part-d-premiums</link>
                                                                            <description>
                            <![CDATA[ In 2026, Medicare participants will pay more for their health care. Part B costs are expected to rise more than 10%. Here's what you can do. ]]>
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                                                                        <pubDate>Sun, 03 Aug 2025 13:30:00 +0000</pubDate>                                                                                                                                <updated>Sat, 15 Nov 2025 19:47:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AnDAkQEFrcaMoxMQzv5Xif-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Medicine and money flat lay]]></media:description>                                                            <media:text><![CDATA[Medicine and money flat lay]]></media:text>
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                                                            <title><![CDATA[ A Financial Planner's Guide to Planning for Retirement Health Care Expenses ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/guide-to-planning-for-retirement-health-care-expenses</link>
                                                                            <description>
                            <![CDATA[ Whether you're eligible for Medicare or getting coverage through the Affordable Care Act, make sure you plan for premiums, deductibles and other out-of-pocket costs. ]]>
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                                                                        <pubDate>Sat, 26 Jul 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                <author><![CDATA[ lucas@mylighthouseplan.com (Lucas Cox, CFP® , CKA®, RICP®, NSSA®) ]]></author>                    <dc:creator><![CDATA[ Lucas Cox, CFP® , CKA®, RICP®, NSSA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hbFcgRMwLVK2UQspUiSjxP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A doctor uses her stethoscope to listen to an older woman&#039;s heart in a doctor&#039;s office. ]]></media:description>                                                            <media:text><![CDATA[A doctor uses her stethoscope to listen to an older woman&#039;s heart in a doctor&#039;s office. ]]></media:text>
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                                                            <title><![CDATA[ How Advisers Can Rev Up Sales With Medicare ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/how-advisers-can-rev-up-sales-with-medicare</link>
                                                                            <description>
                            <![CDATA[ Help boost your revenue stream by integrating Medicare solutions into your financial practice for long-term client value and profits. ]]>
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                                                                        <pubDate>Tue, 22 Jul 2025 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Todd Morrissey ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RHyik9gRoqemkNtWCvyhaZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older client listens as her financial adviser talks. ]]></media:description>                                                            <media:text><![CDATA[An older client listens as her financial adviser talks. ]]></media:text>
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                                                            <title><![CDATA[ ‘I Play Pickleball in Retirement.’ Is It HSA-Eligible? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/is-pickleball-in-retirement-hsa-eligible</link>
                                                                            <description>
                            <![CDATA[ Staying active after you retire may be easier with these HSA expenses. But there’s a big catch. ]]>
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                                                                        <pubDate>Sun, 13 Jul 2025 14:17:00 +0000</pubDate>                                                                                                                                <updated>Mon, 20 Oct 2025 13:31:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[golf]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uDHyyXYiPyEtq6jxtmUm3H-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a couple of dumbbells, a yellow ball, and phone on an exercise mat]]></media:description>                                                            <media:text><![CDATA[a couple of dumbbells, a yellow ball, and phone on an exercise mat]]></media:text>
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                                                            <title><![CDATA[ What to Know About New Medicaid Cuts: Is Your Local Hospital Closing Soon? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/medicaid-cuts-and-your-local-hospital</link>
                                                                            <description>
                            <![CDATA[ Trump’s ‘One Big Beautiful Bill’ is now law, and rural hospitals across the U.S. are on the chopping block. ]]>
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                                                                        <pubDate>Thu, 10 Jul 2025 14:31:00 +0000</pubDate>                                                                                                                                <updated>Sat, 09 Aug 2025 23:30:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Tax Law]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Gabriella Cruz-Martínez ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Sp8AmzB7aZWf2K8dpzbzeF-1280-80.jpg">
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                                                            <title><![CDATA[ I'm an Insurance Expert: This Is How Your Insurance Protects You While You're on Vacation ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/insurance/how-your-insurance-protects-you-while-you-are-on-vacation</link>
                                                                            <description>
                            <![CDATA[ Here are three key things to consider about your insurance (auto, property and health) when traveling within the U.S., including coverage for rental cars, personal belongings and medical emergencies. ]]>
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                                                                        <pubDate>Fri, 04 Jul 2025 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                <author><![CDATA[ Questions@InsuranceHour.com (Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS) ]]></author>                    <dc:creator><![CDATA[ Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/G6GpumHQKzUUy4VFSJSTqC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman sits at the gate in an airport and looks at her phone.]]></media:description>                                                            <media:text><![CDATA[A woman sits at the gate in an airport and looks at her phone.]]></media:text>
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                                                            <title><![CDATA[ Don't Fall For These Five Costly Medicare Myths  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/costly-medicare-myths</link>
                                                                            <description>
                            <![CDATA[ Signing up for Medicare can be complicated, and mistakes can be costly. Let's demystify these five Medicare myths to avoid expensive penalties. ]]>
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                                                                        <pubDate>Thu, 03 Jul 2025 13:00:00 +0000</pubDate>                                                                                                                                <updated>Fri, 11 Jul 2025 17:14:25 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LmqcPMni2iSND3ZpW94Qx3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Facts vs myths versus battle background with lightning bolt. Concept of thorough fact-checking or easy compare evidence.. Vector illustration.]]></media:description>                                                            <media:text><![CDATA[Facts vs myths versus battle background with lightning bolt. Concept of thorough fact-checking or easy compare evidence.. Vector illustration.]]></media:text>
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                                                            <title><![CDATA[ Five Smart Moves for Retirement Health Care: Maximize Your HSA and Medigap Savings ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/smart-moves-for-retirement-healthcare-from-hsas-to-medigap-policies</link>
                                                                            <description>
                            <![CDATA[ Unchecked health care costs in retirement could blow a hole in your savings. Here’s how to avoid that. ]]>
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                                                                        <pubDate>Wed, 04 Jun 2025 21:28:23 +0000</pubDate>                                                                                                                                <updated>Fri, 31 Oct 2025 16:51:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Long-term Care Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/JBbJbXt3nwEygyW5NeaAaW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Husband pushing wife on a bike ]]></media:description>                                                            <media:text><![CDATA[Husband pushing wife on a bike ]]></media:text>
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                                                            <title><![CDATA[ Tax Rule Change Could See Millions Lose Health Insurance ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-credits/health-tax-credit-rule-change-could-affect-millions</link>
                                                                            <description>
                            <![CDATA[ If current rules for the health premium tax credit (PTC), a popular Obamacare subsidy, aren't extended, 3.7 million people could lose their health insurance. ]]>
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                                                                        <pubDate>Mon, 02 Jun 2025 12:03:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax credits]]></category>
                                                    <category><![CDATA[Tax Law]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ joy.taylor@futurenet.com (Joy Taylor) ]]></author>                    <dc:creator><![CDATA[ Joy Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/f9yGJJZ8SdbaYqa4zAYsr8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[picture of a magnifying glass over a book about ObamaCare]]></media:description>                                                            <media:text><![CDATA[picture of a magnifying glass over a book about ObamaCare]]></media:text>
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                                                            <title><![CDATA[ Most Changes to HSAs in the One Big Beautiful Bill Did Not Make the Final Cut ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/proposed-changes-to-hsas-in-the-one-big-beautiful-bill-add-up-for-retirement-savers</link>
                                                                            <description>
                            <![CDATA[ HSAs were set to get a glow-up in the House version of the OBBB. Unfortunately for most retirees, the final bill did not include many of the benefits proposed by the House. ]]>
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                                                                        <pubDate>Fri, 30 May 2025 18:05:00 +0000</pubDate>                                                                                                                                <updated>Thu, 10 Jul 2025 18:06:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gXGGEUJdQNZZPTLFz8sh4S-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A senior couple sit in their kitchen looking over their HSA contributions.]]></media:description>                                                            <media:text><![CDATA[A senior couple sit in their kitchen looking over their HSA contributions.]]></media:text>
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                                                            <title><![CDATA[ How to Appeal a Health Insurance Denial ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-appeal-a-health-insurance-denial</link>
                                                                            <description>
                            <![CDATA[ If your insurer refuses to pay for a treatment or procedure that you believe should be covered, use our guide to appeal. ]]>
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                                                                        <pubDate>Thu, 29 May 2025 11:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8G9YKPW37RBuT4EQitCfAh-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man appears to be worried as he looks at his laptop at his dining room table.]]></media:description>                                                            <media:text><![CDATA[A man appears to be worried as he looks at his laptop at his dining room table.]]></media:text>
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                                                            <title><![CDATA[ Retirement Reality Check: Four Risks You'll Want to Avoid at All Costs ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-risks-you-will-want-to-avoid-at-all-costs</link>
                                                                            <description>
                            <![CDATA[ There's no crystal ball for retirement planning, but the closest thing could be to consider the key risks you'll face in retirement and build a plan around them. ]]>
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                                                                        <pubDate>Sat, 24 May 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Inflation]]></category>
                                                    <category><![CDATA[Long-term Care Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Nicole Farbo, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Q2r5UkTsGMrU8qPPYZmFSX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A financial planner shows a client a chart while sitting at his kitchen table.]]></media:description>                                                            <media:text><![CDATA[A financial planner shows a client a chart while sitting at his kitchen table.]]></media:text>
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                                                            <title><![CDATA[ 2026 HSA Contribution Limits Are Set: What to Know Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/irs-unveils-new-hsa-limits</link>
                                                                            <description>
                            <![CDATA[ The IRS says Health Savings Account contribution limits will increase again next year due to inflation. ]]>
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                                                                        <pubDate>Tue, 06 May 2025 13:07:20 +0000</pubDate>                                                                                                                                <updated>Mon, 01 Dec 2025 14:44:05 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UhAzvarDNZrKz2GFnyE4RL-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[the year 2026 on wooden blocks above the word loading]]></media:description>                                                            <media:text><![CDATA[the year 2026 on wooden blocks above the word loading]]></media:text>
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                                                            <title><![CDATA[ Reminder: The Basics of Using HSA Funds ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/the-basics-of-using-hsa-funds</link>
                                                                            <description>
                            <![CDATA[ Health savings accounts (HSAs)can help you cover out-of-pocket medical costs. Just make sure you understand the rules and keep records of qualifying expenses. ]]>
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                                                                        <pubDate>Mon, 21 Apr 2025 13:45:00 +0000</pubDate>                                                                                                                                <updated>Mon, 21 Apr 2025 16:24:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/abEEToWMsegqXEmEzNtzsK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[HSA health savings account. Stethoscope and piggy bank.]]></media:description>                                                            <media:text><![CDATA[HSA health savings account. Stethoscope and piggy bank.]]></media:text>
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                                                            <title><![CDATA[ Planning for Health Care Costs in Retirement: A Comprehensive Guide ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/kiplinger-advisor-collective/planning-for-health-care-costs-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Medical expenses aren't slowing down, and if you're not prepared, they can hit you like a ton of bricks. ]]>
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                                                                        <pubDate>Mon, 21 Apr 2025 12:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 21 Apr 2025 16:25:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Kiplinger Advisor Collective]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Long-term Care Insurance]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Bob Chitrathorn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/L68xNyczpdBPtyDDvJsP3P-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A happy retired couple hug in the kitchen while looking out the window.]]></media:description>                                                            <media:text><![CDATA[A happy retired couple hug in the kitchen while looking out the window.]]></media:text>
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                                                            <title><![CDATA[ Trump Administration Blocks Medicare From Covering Obesity Drugs — Why It Matters ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/health-insurance/trump-administration-blocks-medicare-from-covering-obesity-drugs</link>
                                                                            <description>
                            <![CDATA[ The Trump administration has decided not to go forward with a proposal for Medicare and Medicaid to cover high-demand obesity treatments. ]]>
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                                                                        <pubDate>Mon, 07 Apr 2025 19:14:41 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LGJ4pwu7GP4AhEcEdoKsdP-1280-80.jpg">
                                                            <media:credit><![CDATA[Michael Siluk/UCG/Universal Images Group via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[closeup of vials of weight loss drug wegovy]]></media:description>                                                            <media:text><![CDATA[closeup of vials of weight loss drug wegovy]]></media:text>
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                                                            <title><![CDATA[ Who Is Trump Nominee Daniel Aronowitz, Tapped to Oversee Pensions? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-plans/who-is-trump-nominee-daniel-aronowitz-tapped-to-oversee-pensions</link>
                                                                            <description>
                            <![CDATA[ Aronowitz will manage the Employee Benefits Security Administration (EBSA), which protects pension, health, and other benefits and enforces ERISA protections. ]]>
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                                                                        <pubDate>Tue, 25 Feb 2025 17:07:37 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[IRAs]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hr7e8PJS8aGEZKnAKW8evM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[U.S. Department of Labor]]></media:description>                                                            <media:text><![CDATA[U.S. Department of Labor]]></media:text>
                                <media:title type="plain"><![CDATA[U.S. Department of Labor]]></media:title>
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                                                            <title><![CDATA[ Expanded Medicare Telehealth Services Available for an Additional Six Months ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/medicare-telehealth-expanded-in-2025</link>
                                                                            <description>
                            <![CDATA[ All Medicare beneficiaries still have access to telehealth services until September 30. Starting October 1, you must be located in a rural area for most telehealth services. ]]>
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                                                                        <pubDate>Mon, 27 Jan 2025 11:00:40 +0000</pubDate>                                                                                                                                <updated>Thu, 20 Mar 2025 19:27:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/qQuunZ3USMsmPvbjqvT3R-1280-80.jpg">
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                                                            <title><![CDATA[ Medicare Price Negotiations To Continue Under the Trump Administration ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/medicare-2025-drug-negotiation-list-includes-ozempic-and-wegovy</link>
                                                                            <description>
                            <![CDATA[ The Centers for Medicare & Medicaid Services plans to negotiate the prices for 15 new drugs, although it says its seeking "greater transparency" in price talks. ]]>
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                                                                        <pubDate>Fri, 17 Jan 2025 18:29:32 +0000</pubDate>                                                                                                                                <updated>Thu, 08 May 2025 17:58:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wjotwQ2AVsTp5JKVc4RVnM-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Weight-loss drug shots]]></media:description>                                                            <media:text><![CDATA[GLP-1 agonists drugs]]></media:text>
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                                                            <title><![CDATA[ 5 Ways the Second Trump Term Could Affect Your Finances ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/ways-the-second-trump-term-could-affect-your-finances</link>
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                            <![CDATA[ Income tax cuts are likely to be extended, but electric vehicle tax credits could disappear. ]]>
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                                                                        <pubDate>Sun, 05 Jan 2025 12:00:30 +0000</pubDate>                                                                                                                                <updated>Mon, 24 Mar 2025 20:13:59 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[Student Loans]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/k4deZfR6JtKMFj4xR7rm2b-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman looks at her laptop while sitting at her desk.]]></media:description>                                                            <media:text><![CDATA[A woman looks at her laptop while sitting at her desk.]]></media:text>
                                <media:title type="plain"><![CDATA[A woman looks at her laptop while sitting at her desk.]]></media:title>
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                                                            <title><![CDATA[ End of Expanded Premium Tax Credit Would Drive Uninsured Rates Higher ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/end-of-expanded-premium-tax-credit-would-drive-uninsured-rates-higher</link>
                                                                            <description>
                            <![CDATA[ Millions of people could become uninsured if Congress fails to extend the enhanced premium tax credit. ]]>
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                                                                        <pubDate>Tue, 17 Dec 2024 14:27:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Tax credits]]></category>
                                                    <category><![CDATA[Tax Law]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Gabriella Cruz-Martínez ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mcZmS4BgcFkCkfEGGGwoKb-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[The words &quot;Affordable Care Act&quot; with hundred dollar bills in the background.]]></media:description>                                                            <media:text><![CDATA[The words &quot;Affordable Care Act&quot; with hundred dollar bills in the background.]]></media:text>
                                <media:title type="plain"><![CDATA[The words &quot;Affordable Care Act&quot; with hundred dollar bills in the background.]]></media:title>
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                                                            <title><![CDATA[ Over 162,000 Dreamers Cut Off From Affordable Care Act Insurance ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/over-162-000-dreamers-cut-off-from-affordable-care-act-insurance</link>
                                                                            <description>
                            <![CDATA[ A federal court in North Dakota has blocked ACA coverage for DACA recipients in 19 states. Here's what it means. ]]>
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                                                                        <pubDate>Wed, 11 Dec 2024 14:27:10 +0000</pubDate>                                                                                                                                <updated>Thu, 12 Dec 2024 15:51:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Gabriella Cruz-Martínez ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2oN6qsZV46HurARZh7DVcn-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Health care costs]]></media:description>                                                            <media:text><![CDATA[Health care costs]]></media:text>
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