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                            <title><![CDATA[ Latest from Kiplinger in Happy-retirement ]]></title>
                <link>https://www.kiplinger.com/retirement/happy-retirement</link>
        <description><![CDATA[ All the latest happy-retirement content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Sat, 16 May 2026 10:15:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ Chasing the Sun: How Savvy Retirees Are Affording the Two-Home Lifestyle Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/how-savvy-snowbirds-are-affording-the-two-home-lifestyle-now</link>
                                                                            <description>
                            <![CDATA[ Living in two cities as a snowbird has its challenges, but when you do it the right way, it's fun and affordable. Here's how to protect your wealth as a seasonal snowbird. ]]>
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                                                                        <pubDate>Sat, 16 May 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 18 May 2026 20:26:43 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ brianoco101@gmail.com (Brian O&#039;Connell) ]]></author>                    <dc:creator><![CDATA[ Brian O&#039;Connell ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ViD37zXXbYCvAZ4fdoHBT5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Retired senior couple enjoying time in their beautiful back yard.]]></media:description>                                                            <media:text><![CDATA[Retired senior couple enjoying time in their beautiful back yard.]]></media:text>
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                                                            <title><![CDATA[ 3 Questions To Ask Before Unretiring So Your Dream Job Doesn’t Become a Nightmare ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/questions-to-ask-before-unretiring</link>
                                                                            <description>
                            <![CDATA[ Thinking of unretiring? Before you decide to return to work, make sure you know the answers to these critical questions. ]]>
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                                                                        <pubDate>Fri, 15 May 2026 15:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MEqdDvhwN8eWeNDZd7ESYK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Business colleagues meeting in modern conference room]]></media:description>                                                            <media:text><![CDATA[Business colleagues meeting in modern conference room]]></media:text>
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                                                            <title><![CDATA[ I’m 62 With $4 Million Saved. I've Been Offered a Buyout, but I Love My Job and My 'Work Family.' Should I Take It? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/im-62-with-usd4-million-saved-ive-been-offered-a-buyout-but-i-love-my-job-and-my-work-family-should-i-take-it</link>
                                                                            <description>
                            <![CDATA[ We asked financial advisers whether this 62-year-old should take the six-month buyout and retire, or work a few more years. ]]>
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                                                                        <pubDate>Thu, 14 May 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Thu, 14 May 2026 23:12:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TooxgzmddUjbwGmn6ijCnG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man in a blue blazer smiles confidently at the camera. He is talking to a work colleague in the foreground. He looks happy to be at work.]]></media:description>                                                            <media:text><![CDATA[An older man in a blue blazer smiles confidently at the camera. He is talking to a work colleague in the foreground. He looks happy to be at work.]]></media:text>
                                <media:title type="plain"><![CDATA[An older man in a blue blazer smiles confidently at the camera. He is talking to a work colleague in the foreground. He looks happy to be at work.]]></media:title>
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                                                            <title><![CDATA[ Hantavirus: What Retirees Need to Know Before Boarding a Cruise Ship This Summer ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/hantavirus-what-retirees-need-to-know-before-boarding-a-cruise-ship-this-summer</link>
                                                                            <description>
                            <![CDATA[ Are you planning to take a cruise this summer? Get the facts on the rare hantavirus outbreak and why experts say norovirus remains the bigger health threat for retirees. ]]>
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                                                                        <pubDate>Mon, 11 May 2026 17:34:40 +0000</pubDate>                                                                                                                                <updated>Tue, 19 May 2026 13:34:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ced53i3ApJk6CW92aBsKEK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A senior couple shake hands with the captain on a cruise ship.]]></media:description>                                                            <media:text><![CDATA[A senior couple shake hands with the captain on a cruise ship.]]></media:text>
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                                                            <title><![CDATA[ We Love Hosting at Our $3.2M Beach House, but Inflation Is Forcing a Choice: Cut Back or Tap Retirement Savings? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/we-love-hosting-at-our-beach-house-but-with-inflation-should-we-cut-back</link>
                                                                            <description>
                            <![CDATA[ We asked financial advisers if this couple should cut expenses or borrow money to host this summer. ]]>
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                                                                        <pubDate>Sat, 09 May 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/FchevxZwwtD3UeXCp93cJ3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A multigenerational family walking on the beach.]]></media:description>                                                            <media:text><![CDATA[A multigenerational family walking on the beach.]]></media:text>
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                                                            <title><![CDATA[ 3 Questions To Ensure Your Retirement Nest Egg Is Inflation-Proof ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/questions-to-ensure-your-retirement-is-inflation-proof</link>
                                                                            <description>
                            <![CDATA[ The price of everything from food to gas is rising, but that doesn't have to derail your retirement plans. Ask yourself these three questions to make sure you are still on the right track. ]]>
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                                                                        <pubDate>Thu, 07 May 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CnXX93UQYyca6fpj7cAzGJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Smiling mature couple using laptop on table at home]]></media:description>                                                            <media:text><![CDATA[Smiling mature couple using laptop on table at home]]></media:text>
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                                                            <title><![CDATA[ College Towns Are Becoming Retirement Destinations in 2026: How Does the Tax Math Add Up for Retirees? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/college-towns-are-retirement-destinations-how-does-the-tax-math-add-up</link>
                                                                            <description>
                            <![CDATA[ University and college towns offer a mix of cultural activity and healthcare access that appeals to some retirees. But the tax tradeoffs vary significantly depending on where you land. ]]>
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                                                                        <pubDate>Tue, 05 May 2026 13:27:00 +0000</pubDate>                                                                                                                                <updated>Thu, 14 May 2026 13:53:17 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/96PSJ3Sdh8EUpXnF4xNPxD-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[The downtown mall in Charlottesville, Virginia]]></media:description>                                                            <media:text><![CDATA[The downtown mall in Charlottesville, Virginia]]></media:text>
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                                                            <title><![CDATA[ Rich but Restless: Why Your $5M Portfolio Isn’t Buying Retirement Confidence ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/rich-but-restless-why-your-usd5m-portfolio-isnt-buying-retirement-confidence</link>
                                                                            <description>
                            <![CDATA[ I took a deep dive into what actually builds retirement confidence. The answers had less to do with the amount saved than I expected. ]]>
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                                                                        <pubDate>Tue, 05 May 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Tue, 05 May 2026 16:21:43 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ jacobsschroeder@gmail.com (Jacob Schroeder) ]]></author>                    <dc:creator><![CDATA[ Jacob Schroeder ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/M8zAM7sxuHtqGbnrxkip57-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older, attractive woman smiles and leans on a porch railing. She has a warm cup of tea or coffee and the sun is rising or setting. She exudes calm.]]></media:description>                                                            <media:text><![CDATA[An older, attractive woman smiles and leans on a porch railing. She has a warm cup of tea or coffee and the sun is rising or setting. She exudes calm.]]></media:text>
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                                                            <title><![CDATA[ 5 Billy Joel Lyrics Retirees Should Live By  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/billy-joel-lyrics-retirees-should-live-by</link>
                                                                            <description>
                            <![CDATA[ Ready for your next chapter? Discover five timeless Billy Joel lyrics that offer the perfect wisdom for retirement, from embracing your freedom to finding joy in every moment. ]]>
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                                                                        <pubDate>Sat, 02 May 2026 14:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xLQu8miwNWhGbFV9nKJT8i-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[LAS VEGAS, NEVADA - NOVEMBER 09: Billy Joel performs at Allegiant Stadium on November 09, 2024 in Las Vegas, Nevada. (Photo by Ethan Miller/Getty Images)]]></media:description>                                                            <media:text><![CDATA[LAS VEGAS, NEVADA - NOVEMBER 09: Billy Joel performs at Allegiant Stadium on November 09, 2024 in Las Vegas, Nevada. (Photo by Ethan Miller/Getty Images)]]></media:text>
                                <media:title type="plain"><![CDATA[LAS VEGAS, NEVADA - NOVEMBER 09: Billy Joel performs at Allegiant Stadium on November 09, 2024 in Las Vegas, Nevada. (Photo by Ethan Miller/Getty Images)]]></media:title>
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                                                            <title><![CDATA[ A Once-in-a-Lifetime Summer: 7 Historic Trips to Take With Your Grandkids for America’s 250th ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/historic-trips-to-take-with-your-grandkids-for-americas-250th</link>
                                                                            <description>
                            <![CDATA[ Create once-in-a-lifetime memories with your grandchildren while celebrating America’s 250th ]]>
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                                                                        <pubDate>Wed, 29 Apr 2026 14:05:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 17:51:47 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4rWVBx2fTpYUCYFdm7RgKc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A child reaches out to touch the Liberty Bell.]]></media:description>                                                            <media:text><![CDATA[A child reaches out to touch the Liberty Bell.]]></media:text>
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                                                            <title><![CDATA[ Will You Have to Retake Your Driving Test? What Retirees Must Know About State DMV Rules ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/dmv-rules-by-state-what-retirees-need-to-know</link>
                                                                            <description>
                            <![CDATA[ See which states require older drivers to retake vision tests to keep their licenses — and the one state that makes retirees retake their road test. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 12:30:00 +0000</pubDate>                                                                                                                                <updated>Tue, 28 Apr 2026 19:38:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PhX6Efy9HZSHoYZgoPoJqi-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Elderly business man driving a car]]></media:description>                                                            <media:text><![CDATA[Elderly business man driving a car]]></media:text>
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                                                            <title><![CDATA[ Combating Loneliness in Retirement: Why Strengthening Your Connections Could Lengthen Your Life  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/combating-loneliness-in-retirement-strengthening-connections</link>
                                                                            <description>
                            <![CDATA[ Loneliness is your biggest threat in old age, and a diminished social network is risky even if you're financially secure. Start building your connections now. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ drh@madronafinancial.com (Richard P. Himmer, PhD) ]]></author>                    <dc:creator><![CDATA[ Richard P. Himmer, PhD ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RDZwriWbQmhok25vbfMyKX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Senior female friends sitting around table playing cards]]></media:description>                                                            <media:text><![CDATA[Senior female friends sitting around table playing cards]]></media:text>
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                                                            <title><![CDATA[ 3 Questions That Determine if You’re Actually Ready to Retire Early ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/questions-that-determine-if-youre-ready-to-retire-early</link>
                                                                            <description>
                            <![CDATA[ Thinking of calling it quits in your late 50s or early 60s? Before you retire early, see if you can answer these three important questions. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/oHtQveMbKtPjmZh3Eu8qU9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Senior couple using laptop at home]]></media:description>                                                            <media:text><![CDATA[Senior couple using laptop at home]]></media:text>
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                                                            <title><![CDATA[ My Top 3 Destinations for Retirees' 2026 Spring Vacations ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/my-top-destinations-for-retirees-2026-spring-vacations</link>
                                                                            <description>
                            <![CDATA[ I found that visiting the "greatest hits" from years ago made for wonderful retirement travel. These are my top spring trips in the U.S. and abroad. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 14:38:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Marcia DeSanctis ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/destinations-for-spring-vacations-qLxCqZuQePn3dzC5xfMKqk-1280-80.jpg">
                                                            <media:credit><![CDATA[PHOTO COURTESY OF WILDERNESS SCOTLAND]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Orkney, Scotland]]></media:description>                                                            <media:text><![CDATA[KRR389.travel.Orkney]]></media:text>
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                                                            <title><![CDATA[ 7 George Carlin Quotes Retirees Should Live By  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/george-carlin-quotes-retirees-should-live-by</link>
                                                                            <description>
                            <![CDATA[ The master of comedy may have had a cynical view of life, but his philosophy can provide a blueprint for how retirees should live out their golden years. ]]>
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                                                                        <pubDate>Mon, 20 Apr 2026 18:55:00 +0000</pubDate>                                                                                                                                <updated>Mon, 20 Apr 2026 19:24:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4KrC6VMSddswZRTJrfSi9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[George Carlin ]]></media:description>                                                            <media:text><![CDATA[George Carlin ]]></media:text>
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                                                            <title><![CDATA[ 4 Wishes for My Dad's Retirement That Have Nothing to Do With Money or Watching Grandkids ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/wishes-for-my-dad-to-have-a-fun-and-happy-retirement</link>
                                                                            <description>
                            <![CDATA[ A Kiplinger editor shares some retirement wishes for her father. ]]>
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                                                                        <pubDate>Sun, 19 Apr 2026 12:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 21 Apr 2026 13:13:36 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ alexandra.svokos@futurenet.com (Alexandra Svokos) ]]></author>                    <dc:creator><![CDATA[ Alexandra Svokos ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tiaBgm6fufnhZDW6joTWCS-1280-80.jpg">
                                                            <media:credit><![CDATA[Alexandra Svokos]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Alexandra Svokos and her father make the same pose with hands on hips looking out over a balcony in Kathmandu, Nepal, wearing chef&#039;s hats.]]></media:description>                                                            <media:text><![CDATA[Alexandra Svokos and her father make the same pose with hands on hips looking out over a balcony in Kathmandu, Nepal, wearing chef&#039;s hats.]]></media:text>
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                                                            <title><![CDATA[ The Small Cruises We'd Book Now for a 2026 Retirement Splurge ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/boutique-yacht-cruises-retirees-should-book</link>
                                                                            <description>
                            <![CDATA[ The new way to sail: Why boutique yacht cruises are the ultimate retirement reward. ]]>
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                                                                        <pubDate>Sat, 18 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 21 Apr 2026 18:36:08 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6kEFumuDMz9J8kXbQ9bqSU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature couple drinking wine out on the deck. They are happy and smiling sitting in deck chairs. The sea is in the background.]]></media:description>                                                            <media:text><![CDATA[Mature couple drinking wine out on the deck. They are happy and smiling sitting in deck chairs. The sea is in the background.]]></media:text>
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                                                            <title><![CDATA[ 3 Questions to Ask Before Deciding if a Roth Conversion Is Right for You ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/questions-to-ask-before-deciding-on-a-roth-conversion</link>
                                                                            <description>
                            <![CDATA[ Don't let a Roth conversion backfire. Learn the 3 questions every investor needs to ask about tax brackets, liquidity and asset allocation before making the move. ]]>
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                                                                        <pubDate>Fri, 17 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 20 Apr 2026 20:28:11 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/DZGv58dQV7XHq6r67pCE6W-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Portrait of a senior woman, she is smiling and holding a tablet]]></media:description>                                                            <media:text><![CDATA[Portrait of a senior woman, she is smiling and holding a tablet]]></media:text>
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                                                            <title><![CDATA[ Why I’m 'Phone-Proofing' My Life Before I Retire ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/i-spend-more-time-with-my-phone-than-my-family-will-retirement-fix-that</link>
                                                                            <description>
                            <![CDATA[ Older adults spend more time on screens than any other age group — and retirement may not change that. Here's how to reduce screen time and enjoy a fuller life. ]]>
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                                                                        <pubDate>Tue, 14 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Thu, 30 Apr 2026 19:37:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ jacobsschroeder@gmail.com (Jacob Schroeder) ]]></author>                    <dc:creator><![CDATA[ Jacob Schroeder ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/sarafxwyxHvvjVJAsBVA9e-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Australia, Victoria, Halls Gap, Tourist couple admiring MacKenzie Falls in Grampians National Park.]]></media:description>                                                            <media:text><![CDATA[Australia, Victoria, Halls Gap, Tourist couple admiring MacKenzie Falls in Grampians National Park.]]></media:text>
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                                                            <title><![CDATA[ Stop Sweating the Small Stuff When You Spend Your Retirement Money ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/stop-sweating-the-small-stuff-when-you-spend-your-retirement-money</link>
                                                                            <description>
                            <![CDATA[ After retirees have spent a lifetime accumulating savings, one of their biggest hurdles is overcoming their reluctance to spend their money. ]]>
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                                                                        <pubDate>Sun, 12 Apr 2026 12:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Janet Bodnar ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RyJPH6PE7XfwBGGh8F6LaA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man and woman smile at each other sitting at an outdoor cafe table in early spring weather.]]></media:description>                                                            <media:text><![CDATA[A man and woman smile at each other sitting at an outdoor cafe table in early spring weather.]]></media:text>
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                                                            <title><![CDATA[ The New 65? Why the Healthiest Retirees Are Throwing Out the Old Playbook ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/new-65-why-the-healthiest-retirees-are-planning-for-30-more-years</link>
                                                                            <description>
                            <![CDATA[ How the healthiest retirees are rethinking the back half of retirement. ]]>
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                                                                        <pubDate>Sat, 11 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 13 Apr 2026 21:54:13 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/unWWUnwp7XRMM8qGo5h8LW-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A senior couple hiking in a beautiful nature reserve.]]></media:description>                                                            <media:text><![CDATA[A senior couple hiking in a beautiful nature reserve.]]></media:text>
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                                                            <title><![CDATA[ How to Tackle the Nowhere-to-Be Thing in Retirement and Make a Winning Play With Your Time ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/how-to-make-good-use-of-your-free-time-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Too much free time in retirement can come as a shock after decades of working. How can you ensure you don't overfill your days or let too many drift by? ]]>
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                                                                        <pubDate>Sun, 05 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Phil Wright, Certified Fund Specialist ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6jourXyn3cM8jzqxLoEoX8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Senior man laying down on the sofa, watching tv and holding the remote control.]]></media:description>                                                            <media:text><![CDATA[Senior man laying down on the sofa, watching tv and holding the remote control.]]></media:text>
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                                                            <title><![CDATA[ 9 Upgrades That Transform Your Family Home Into a Retirement Oasis ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/luxury-home-renovations-to-make-before-retirement</link>
                                                                            <description>
                            <![CDATA[ Here's a look at the smart, luxury modifications that prioritize your recovery, relaxation and effortless entertaining. ]]>
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                                                                        <pubDate>Thu, 02 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 13 Apr 2026 19:30:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/is2LavDYVX2tGE3wZgZ7CD-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[senior couple dancing in the kitchen]]></media:description>                                                            <media:text><![CDATA[senior couple dancing in the kitchen]]></media:text>
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                                                            <title><![CDATA[ Why Turning 60 is a Good Time to Start a New Career (It’s Not Just About the Money) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/why-turning-60-is-a-good-time-to-start-a-new-career</link>
                                                                            <description>
                            <![CDATA[ Why going back to work after 60 is as much mental as it is practical, and often exactly what you need most. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Tue, 31 Mar 2026 14:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Career Paths]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kkDsHPemQtDLMehAUXgLKW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature businessman leaving office building. Confident male professionals is walking outside workplace after work. He is wearing suit.]]></media:description>                                                            <media:text><![CDATA[Mature businessman leaving office building. Confident male professionals is walking outside workplace after work. He is wearing suit.]]></media:text>
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                                                            <title><![CDATA[ Your Retirement Needs a Sketchbook, Not Just a Spreadsheet: This Book Focuses on Your Life Goals Rather Than the Math ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/your-retirement-sketchbook-focuses-on-life-goals-rather-than-the-math</link>
                                                                            <description>
                            <![CDATA[ "Your Retirement Sketchbook" focuses on the hardest part of retirement planning — figuring out what your retirement life will look like. ]]>
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                                                                        <pubDate>Tue, 31 Mar 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Lagombeaver1@gmail.com (H. Dennis Beaver, Esq.) ]]></author>                    <dc:creator><![CDATA[ H. Dennis Beaver, Esq. ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bBwFuPxNzyCr6XrCFr5R5V-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older woman focuses on sketching while sitting outside.]]></media:description>                                                            <media:text><![CDATA[An older woman focuses on sketching while sitting outside.]]></media:text>
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                                                            <title><![CDATA[ I'm Treating My Kids and Grandkids to a Greek Cruise, But My Son Can't Go. Do I Owe Him a Check to Keep Things Fair? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/im-treating-my-kids-and-grandkids-to-a-greek-cruise-but-my-son-cant-go-do-i-owe-him-a-check-to-keep-things-fair</link>
                                                                            <description>
                            <![CDATA[ I'm disappointed my son can't go to Greece with us, but we can't reschedule. I want him to feel we are treating him fairly. ]]>
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                                                                        <pubDate>Sun, 29 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Apr 2026 16:20:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/JDcfKdCzQad9B2qPVWfrMf-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Boy (10-12) taking picture of his extended family on a cruise ship.]]></media:description>                                                            <media:text><![CDATA[Boy (10-12) taking picture of his extended family on a cruise ship.]]></media:text>
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                                                            <title><![CDATA[ The Best Luxury Food and Wine Tours in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/best-luxury-food-and-wine-tours</link>
                                                                            <description>
                            <![CDATA[ With foodcations and other culinary trips on the rise, we recommend some of the country’s most elite gastronomic events and tours for epicurean retirees. ]]>
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                                                                        <pubDate>Sat, 28 Mar 2026 10:30:00 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Apr 2026 15:02:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Wine]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Drew Limsky ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GPipgxhDu8k6RFc8bCuSkS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[NEW YORK, NEW YORK - OCTOBER 17: Atmosphere view at Caviar, Cocktails &amp;amp; Champagne hosted by Antonia Lofaso during Food Network New York City Wine &amp;amp; Food Festival presented by Invesco QQQ at WSA Display Kitchen and Lounge on October 17, 2025 in New York City. (Photo by Chance Yeh/Getty Images for NYCWFF)]]></media:description>                                                            <media:text><![CDATA[NEW YORK, NEW YORK - OCTOBER 17: Atmosphere view at Caviar, Cocktails &amp;amp; Champagne hosted by Antonia Lofaso during Food Network New York City Wine &amp;amp; Food Festival presented by Invesco QQQ at WSA Display Kitchen and Lounge on October 17, 2025 in New York City. (Photo by Chance Yeh/Getty Images for NYCWFF)]]></media:text>
                                <media:title type="plain"><![CDATA[NEW YORK, NEW YORK - OCTOBER 17: Atmosphere view at Caviar, Cocktails &amp;amp; Champagne hosted by Antonia Lofaso during Food Network New York City Wine &amp;amp; Food Festival presented by Invesco QQQ at WSA Display Kitchen and Lounge on October 17, 2025 in New York City. (Photo by Chance Yeh/Getty Images for NYCWFF)]]></media:title>
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                                                            <title><![CDATA[ Can AI Plan a College Tour Road Trip? I Bet My Ex-Husband It Could — Here’s What Happened. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/can-ai-plan-a-college-tour-road-trip-i-bet-my-ex-husband-it-could-heres-what-happened</link>
                                                                            <description>
                            <![CDATA[ This parent could use help planning a tour of colleges across the country. Is AI up for the challenge? ]]>
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                                                                        <pubDate>Thu, 26 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Thu, 26 Mar 2026 18:45:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tmUUgicvo8dWNZeB6xbGxG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[mother and daughter on a road trip]]></media:description>                                                            <media:text><![CDATA[mother and daughter on a road trip]]></media:text>
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                                                            <title><![CDATA[ Our Children Want Us to Take Care of the Grandkids This Summer at Our Lake House. How Do We Say No? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/our-children-want-us-to-take-care-of-the-grandkids-this-summer-at-our-lake-house</link>
                                                                            <description>
                            <![CDATA[ We love our grandkids, but we're not a summer camp. ]]>
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                                                                        <pubDate>Wed, 25 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 27 Mar 2026 19:18:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8a6Ln7qgtKTk8oqwWbMmv9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple sits on a dock watching sunrise or sunset over a lake. She has her arm around him, and they face away from the camera.]]></media:description>                                                            <media:text><![CDATA[An older couple sits on a dock watching sunrise or sunset over a lake. She has her arm around him, and they face away from the camera.]]></media:text>
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                                                            <title><![CDATA[ Retirement Is an Endless Game (and That's Actually the Good News) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/retirement-is-an-endless-game-how-to-play</link>
                                                                            <description>
                            <![CDATA[ If retirement is the ultimate goal, why is it harder than we imagined? Regarding it as a game to keep playing, instead of a finish line, may be the answer. ]]>
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                                                                        <pubDate>Sun, 22 Mar 2026 09:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ drh@madronafinancial.com (Richard P. Himmer, PhD) ]]></author>                    <dc:creator><![CDATA[ Richard P. Himmer, PhD ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4WWqRV4W9qYmEH4XLT4Js9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Senior friends talking and laughing at tennis court ]]></media:description>                                                            <media:text><![CDATA[Senior friends talking and laughing at tennis court ]]></media:text>
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                                                            <title><![CDATA[ 6 Ozzy Osbourne Lyrics Retirees Should Live By ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/6-ozzy-osbourne-lyrics-retirees-should-live-by</link>
                                                                            <description>
                            <![CDATA[ The Prince of Darkness not only knew how to rock out, but he also imparted a great deal of wisdom on living in the moment and finding serenity that can guide retirees during their greatest set. ]]>
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                                                                        <pubDate>Fri, 20 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 20:44:10 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3s8uuvKZo6zgFooHS5CpWg-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Ozzy Osbourne]]></media:description>                                                            <media:text><![CDATA[Ozzy Osbourne]]></media:text>
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                                                            <title><![CDATA[ We're 67 With $3.1 Million. My Husband Loves His Part-Time Work, but It's Holding Us Back From Traveling in Retirement. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/were-67-with-usd3-1-million-my-husband-loves-his-job-i-love-my-passport-can-we-make-travel-work-for-both-of-us</link>
                                                                            <description>
                            <![CDATA[ We retired last year at 67. My husband works two days a week, but it's interfering with the dream vacations I want to plan. Help! ]]>
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                                                                        <pubDate>Wed, 18 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Mar 2026 17:30:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                                                                <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/hzkzTCUm3hrhw6jtLfNrCE-1280-80.png">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A happy older couple walks down the street. They are apparently vacationing abroad.]]></media:description>                                                            <media:text><![CDATA[A happy older couple walks down the street. They are apparently vacationing abroad.]]></media:text>
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                                                            <title><![CDATA[ I Want to Travel, My Wife Wants to Donate 10% of Our Income: Can Our Retirement Budget Survive Both? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/were-retired-on-usd8-000-a-month-my-wifes-plan-to-donate-10-percent-to-our-church-makes-me-feel-financially-unsafe</link>
                                                                            <description>
                            <![CDATA[ We asked wealth planners if "tithing" (donating 10%) makes sense in retirement. ]]>
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                                                                        <pubDate>Sun, 15 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Mar 2026 15:05:08 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vCTpppkd2pBw3y7x3vq5FS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple and their adult daughter smile in the pews at a church service.]]></media:description>                                                            <media:text><![CDATA[An older couple and their adult daughter smile in the pews at a church service.]]></media:text>
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                                                            <title><![CDATA[ Going Back to School at 60? The Lifelong Learning Secret for Retirees ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/back-to-school-at-60-lifelong-learning-for-retirees</link>
                                                                            <description>
                            <![CDATA[ Educational opportunities for older adults are plentiful, and the payoff — in terms of enrichment, health, and community — is great. ]]>
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                                                                        <pubDate>Sun, 15 Mar 2026 10:00:00 +0000</pubDate>                                                                                                                                <updated>Wed, 18 Mar 2026 17:04:07 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Diane Harris ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SPbW7FMhAAgyKK7jcqgmH3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Multi generation meeting at the coffee bar]]></media:description>                                                            <media:text><![CDATA[Multi generation meeting at the coffee bar]]></media:text>
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                                                            <title><![CDATA[ Can You Afford Retirement in Greece? 3 Tax Benefits Make It Possible ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/can-you-afford-retirement-in-greece</link>
                                                                            <description>
                            <![CDATA[ Affordable luxury in the Mediterranean may be closer than you think. Here's how. ]]>
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                                                                        <pubDate>Sat, 14 Mar 2026 11:37:00 +0000</pubDate>                                                                                                                                <updated>Thu, 14 May 2026 13:54:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jYfbVNHM5D8VYE9rPxmT3R-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Santorini island, with its traditional white houses and churches with blue domes over the Caldera and Aegean Sea.]]></media:description>                                                            <media:text><![CDATA[Santorini island, with its traditional white houses and churches with blue domes over the Caldera and Aegean Sea.]]></media:text>
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                                                            <title><![CDATA[ Vintage Stereos: How I Get That 1970s Look and Sound With 2026 Connectivity ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/vintage-stereos-how-i-get-that-1970s-look-and-sound-with-2026-connectivity</link>
                                                                            <description>
                            <![CDATA[ I collect and refurbish hi-fi stereo equipment. Here's how to find a deal on a vintage system and pair it with your favorite streaming service. ]]>
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                                                                        <pubDate>Sat, 14 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 20 Mar 2026 16:47:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Benjamin Tice Smith ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3e4FcKpPquGiCH7gJANYdU-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The blue, green and red lights of a refurbished stereo shining in a dark room.]]></media:description>                                                            <media:text><![CDATA[Home Vintage Stereo Receiver with Loudspeakers and Headphones Placed on Wooden Retro Shelf. Smartphone as a Source, New and Old Technology Working Together.]]></media:text>
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                                                            <title><![CDATA[ Retirement Is Like Climbing Mount Everest: Don't Confuse the Goal With the Mission ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/how-retirement-is-like-climbing-mount-everest</link>
                                                                            <description>
                            <![CDATA[ The real risk in retirement is failing to plan for the "descent" — the psychological and lifestyle changes that occur after you reach your financial goals. ]]>
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                                                                        <pubDate>Sat, 14 Mar 2026 09:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ drh@madronafinancial.com (Richard P. Himmer, PhD) ]]></author>                    <dc:creator><![CDATA[ Richard P. Himmer, PhD ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3WGm2jJAQcLDJqcXSKmPt5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Roped team of mountaineers wearing backpacks and ascending snowy mountain slope]]></media:description>                                                            <media:text><![CDATA[Roped team of mountaineers wearing backpacks and ascending snowy mountain slope]]></media:text>
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                                                            <title><![CDATA[ We're Retired with $1.5 Million, but My Wife Won’t Stop Shopping. Am I Being Cheap, or Are We Going Broke? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/were-in-our-60s-with-usd1-5-million-im-worried-my-wifes-shopping-habit-is-going-to-derail-our-retirement</link>
                                                                            <description>
                            <![CDATA[ We asked wealth planners how to protect a nest egg when one spouse is a spendthrift. ]]>
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                                                                        <pubDate>Thu, 12 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Mar 2026 18:38:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ujYSNqmBaPgLMJ8WreDaCJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A bored man is waiting for his wife as she shops for clothing in the background. He is holding shopping bags and looking resigned but frustrated. ]]></media:description>                                                            <media:text><![CDATA[A bored man is waiting for his wife as she shops for clothing in the background. He is holding shopping bags and looking resigned but frustrated. ]]></media:text>
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                                                            <title><![CDATA[ I Spent an Afternoon with Neuroscientists and Artists — Here Is the No. 1 Health Habit I’m Taking Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/i-met-neuroscientists-and-artists-habits-im-taking-home</link>
                                                                            <description>
                            <![CDATA[ Lincoln Center became a lab for the 2026 Heartbeat Summit. I met the experts proving art is medicine. Here is the new habit I’m taking home. ]]>
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                                                                        <pubDate>Tue, 10 Mar 2026 18:36:03 +0000</pubDate>                                                                                                                                <updated>Wed, 11 Mar 2026 21:16:46 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eQ9eaE8MCo8oyZU8chtqkb-1280-80.jpg">
                                                            <media:credit><![CDATA[Lincoln Center, Photos by Lawrence Sumulong]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Rufus Wainwright, performing at the piano at the Heartbeat Summit, Lincoln Center]]></media:description>                                                            <media:text><![CDATA[Rufus Wainwright, performing at the piano at the Heartbeat Summit, Lincoln Center]]></media:text>
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                                                            <title><![CDATA[ 5 Dolly Parton Quotes Retirees Should Live By  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/dolly-parton-quotes-retirees-should-live-by</link>
                                                                            <description>
                            <![CDATA[ Dolly knows that life isn’t just about the "9 to 5." Discover the legendary singer’s inspiring tips for finding joy and purpose in retirement. ]]>
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                                                                        <pubDate>Thu, 05 Mar 2026 20:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eDDo3xvyGSEjE3r6SBG6s8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Dolly Parton, Hall of Fame]]></media:description>                                                            <media:text><![CDATA[Dolly Parton, Hall of Fame]]></media:text>
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                                                            <title><![CDATA[ Longevity Advice for Women, According to an Expert ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/longevity-advice-for-women-according-to-an-expert</link>
                                                                            <description>
                            <![CDATA[ An interview with aging expert Maddy Dychtwald on longevity advice for women. ]]>
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                                                                        <pubDate>Wed, 04 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Janet Bodnar ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UvtassiMmbLsNNiuzi3Bfm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Three lifelong friends are embracing and smiling happily on the street at sunset, in backlight. The sunlight behind them outlines their silhouettes, highlighting their joy and the deep bond of friendship they share.]]></media:description>                                                            <media:text><![CDATA[Three lifelong friends are embracing and smiling happily on the street at sunset, in backlight. The sunlight behind them outlines their silhouettes, highlighting their joy and the deep bond of friendship they share.]]></media:text>
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                                                            <title><![CDATA[ How to Find Joy and Meaning When You Want to Retire — But Can’t Yet ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/how-to-find-joy-and-meaning-when-you-want-to-retire-but-cant-yet</link>
                                                                            <description>
                            <![CDATA[ For Gen X, delaying retirement can be an opportunity to pilot-test your second act, plan for your inheritance and structure trusts for your kids. ]]>
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                                                                        <pubDate>Sat, 28 Feb 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 02 Mar 2026 20:28:46 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ jacobsschroeder@gmail.com (Jacob Schroeder) ]]></author>                    <dc:creator><![CDATA[ Jacob Schroeder ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/J2T5AwsxGNvhzXNFeEnr6X-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Freelancer business man on summer vacation. Summer weekend and remote freelance work. business man with laptop. Business man dreams on summer in sea. Summer business. Fun lifestyle.]]></media:description>                                                            <media:text><![CDATA[Freelancer business man on summer vacation. Summer weekend and remote freelance work. business man with laptop. Business man dreams on summer in sea. Summer business. Fun lifestyle.]]></media:text>
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                                                            <title><![CDATA[ 8 Boring Habits That Will Make You Rich in Retirement  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/boring-habits-that-will-make-you-rich-in-retirement</link>
                                                                            <description>
                            <![CDATA[ These mundane activities won't make you the life of the party, but they will set you up for a rich retirement. Discover the 8 boring habits that build real wealth. ]]>
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                                                                        <pubDate>Fri, 27 Feb 2026 16:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 03 Mar 2026 15:55:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gSQjyD7jG945bhMs9LCrKm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Forty something man]]></media:description>                                                            <media:text><![CDATA[Forty something man]]></media:text>
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                                                            <title><![CDATA[ 4 High-End Experiences Worth the Splurge After 50 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/high-end-experiences-worth-the-splurge-after-50</link>
                                                                            <description>
                            <![CDATA[ These curated date ideas provide the perfect backdrop for couples ready to enjoy the very best that the world has to offer. ]]>
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                                                                        <pubDate>Wed, 25 Feb 2026 15:00:00 +0000</pubDate>                                                                                                                                <updated>Wed, 25 Feb 2026 15:34:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KjPc9mArDxtaZVvr9rsbxa-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A senior couple is sitting and traveling by a private jet while enjoying champagne and chatting with each other.]]></media:description>                                                            <media:text><![CDATA[A senior couple is sitting and traveling by a private jet while enjoying champagne and chatting with each other.]]></media:text>
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                                                            <title><![CDATA[ 5 Side Gigs That Let You Travel the World in Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/side-gigs-that-let-you-travel-the-world-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Earn as you explore: High-flexibility side gigs that enable retirees to blend work and travel in 2026. ]]>
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                                                                        <pubDate>Sat, 21 Feb 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Feb 2026 15:56:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ brianoco101@gmail.com (Brian O&#039;Connell) ]]></author>                    <dc:creator><![CDATA[ Brian O&#039;Connell ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MYhDp38R2ioheFtxfBdvoM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Senior couple in vacation, spending their holidays visiting the beautiful city of Paris, France.]]></media:description>                                                            <media:text><![CDATA[Senior couple in vacation, spending their holidays visiting the beautiful city of Paris, France.]]></media:text>
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                                                            <title><![CDATA[ 10 Things to Know About Decluttering ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/things-to-know-about-decluttering</link>
                                                                            <description>
                            <![CDATA[ You’ve spent a lifetime amassing your stuff. Here’s how to get rid of it. ]]>
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                                                                        <pubDate>Fri, 20 Feb 2026 16:10:09 +0000</pubDate>                                                                                                                                <updated>Fri, 27 Feb 2026 21:12:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Kim Clark) ]]></author>                    <dc:creator><![CDATA[ Kim Clark ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/do-it-now-or-someone-will-do-it-later-GpidThyJzy9bU8MMRtWqfJ-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[A mature woman springs into action whilst stuck at home because of the Coronavirus pandemic and decides to sort out her garage whilst in lockdown.]]></media:description>                                                            <media:text><![CDATA[KRR387.ten_things.declutterGetty1226048139]]></media:text>
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                                                            <title><![CDATA[ I'm a Wealth Adviser Obsessed With Mahjong: Here Are 8 Ways It Can Teach Us How to Manage Our Money ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/ways-mahjong-can-teach-money-management</link>
                                                                            <description>
                            <![CDATA[ This increasingly popular Chinese game can teach us not only how to help manage our money but also how important it is to connect with other people. ]]>
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                                                                        <pubDate>Tue, 17 Feb 2026 10:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mary Ware, CFP®, CIMA®, CDFA® ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pnPC5PRWAB7NWDn5dAEz7d-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Two upright mahjong tiles on green velvet with other tiles in the background.]]></media:description>                                                            <media:text><![CDATA[Two upright mahjong tiles on green velvet with other tiles in the background.]]></media:text>
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                                                            <title><![CDATA[ 5 Ronald Reagan Quotes Retirees Should Live By  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/ronald-reagan-quotes-retirees-should-live-by</link>
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                            <![CDATA[ The Nation's 40th President's wit and wisdom can help retirees navigate their financial and personal journey with confidence. ]]>
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                                                                        <pubDate>Mon, 16 Feb 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Feb 2026 18:50:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/macZpxB6zkCzgTfcAXzD4c-1280-80.jpg">
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                                                            <title><![CDATA[ The 8 Stages of Retirement: An Expert Guide to Confidence, Flexibility and Fulfillment, From a Financial Planner ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/stages-of-retirement-guide-to-confidence-flexibility-fulfillment</link>
                                                                            <description>
                            <![CDATA[ Retirement planning is less about hitting a "magic number" and more about an intentional journey — from understanding your relationship with money to preparing for your final legacy. ]]>
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                                                                        <pubDate>Sun, 15 Feb 2026 10:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ JHopkins@bmt.com (Jamie P. Hopkins, Esq., LLM, CFP®) ]]></author>                    <dc:creator><![CDATA[ Jamie P. Hopkins, Esq., LLM, CFP® ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RkstavFXrhqFSAnjED6d4j-1280-80.jpg">
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                                                            <title><![CDATA[ Your Most Overlooked Retirement Investment: Luxuriating in Doing Nothing  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/your-most-overlooked-retirement-investment-doing-nothing</link>
                                                                            <description>
                            <![CDATA[ When you take the time to rest and breathe, your brain starts to focus on what matters most in your new stage of life. ]]>
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                                                                        <pubDate>Sun, 15 Feb 2026 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ andrew@diversifiedllc.com (Andrew Rosen, CFP®, CEP) ]]></author>                    <dc:creator><![CDATA[ Andrew Rosen, CFP®, CEP ]]></dc:creator>                                                                                                                                                <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6GqWg8AWCvdAipkNhavwES-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Relaxed senior woman on the sofa smiling with eyes closed]]></media:description>                                                            <media:text><![CDATA[Relaxed senior woman on the sofa smiling with eyes closed]]></media:text>
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