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                    <title><![CDATA[ Latest from Kiplinger in Happy-retirement ]]></title>
                <link>https://www.kiplinger.com/retirement/happy-retirement</link>
        <description><![CDATA[ All the latest happy-retirement content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Sun, 05 Apr 2026 09:40:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ How to Tackle the Nowhere-to-Be Thing in Retirement and Make a Winning Play With Your Time ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/how-to-make-good-use-of-your-free-time-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Too much free time in retirement can come as a shock after decades of working. How can you ensure you don't overfill your days or let too many drift by? ]]>
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                                                                        <pubDate>Sun, 05 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Phil Wright, Certified Fund Specialist ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6jourXyn3cM8jzqxLoEoX8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Senior man laying down on the sofa, watching tv and holding the remote control.]]></media:description>                                                            <media:text><![CDATA[Senior man laying down on the sofa, watching tv and holding the remote control.]]></media:text>
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                                                            <title><![CDATA[ 9 Upgrades That Transform Your Family Home Into a Retirement Oasis ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/luxury-home-renovations-to-make-before-retirement</link>
                                                                            <description>
                            <![CDATA[ Here's a look at the smart, luxury modifications that prioritize your recovery, relaxation and effortless entertaining. ]]>
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                                                                        <pubDate>Thu, 02 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Wed, 08 Apr 2026 13:42:07 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/is2LavDYVX2tGE3wZgZ7CD-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[senior couple dancing in the kitchen]]></media:description>                                                            <media:text><![CDATA[senior couple dancing in the kitchen]]></media:text>
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                                                            <title><![CDATA[ Why Turning 60 is a Good Time to Start a New Career (It’s Not Just About the Money) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/why-turning-60-is-a-good-time-to-start-a-new-career</link>
                                                                            <description>
                            <![CDATA[ Why going back to work after 60 is as much mental as it is practical, and often exactly what you need most. ]]>
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                                                                        <pubDate>Tue, 31 Mar 2026 14:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Career Paths]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kkDsHPemQtDLMehAUXgLKW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature businessman leaving office building. Confident male professionals is walking outside workplace after work. He is wearing suit.]]></media:description>                                                            <media:text><![CDATA[Mature businessman leaving office building. Confident male professionals is walking outside workplace after work. He is wearing suit.]]></media:text>
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                                                            <title><![CDATA[ Your Retirement Needs a Sketchbook, Not Just a Spreadsheet: This Book Focuses on Your Life Goals Rather Than the Math ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/your-retirement-sketchbook-focuses-on-life-goals-rather-than-the-math</link>
                                                                            <description>
                            <![CDATA[ "Your Retirement Sketchbook" focuses on the hardest part of retirement planning — figuring out what your retirement life will look like. ]]>
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                                                                        <pubDate>Tue, 31 Mar 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Lagombeaver1@gmail.com (H. Dennis Beaver, Esq.) ]]></author>                    <dc:creator><![CDATA[ H. Dennis Beaver, Esq. ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bBwFuPxNzyCr6XrCFr5R5V-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older woman focuses on sketching while sitting outside.]]></media:description>                                                            <media:text><![CDATA[An older woman focuses on sketching while sitting outside.]]></media:text>
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                                                            <title><![CDATA[ I'm Treating My Kids and Grandkids to a Greek Cruise, But My Son Can't Go. Do I Owe Him a Check to Keep Things Fair? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/im-treating-my-kids-and-grandkids-to-a-greek-cruise-but-my-son-cant-go-do-i-owe-him-a-check-to-keep-things-fair</link>
                                                                            <description>
                            <![CDATA[ I'm disappointed my son can't go to Greece with us, but we can't reschedule. I want him to feel we are treating him fairly. ]]>
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                                                                        <pubDate>Sun, 29 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Apr 2026 16:20:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/JDcfKdCzQad9B2qPVWfrMf-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Boy (10-12) taking picture of his extended family on a cruise ship.]]></media:description>                                                            <media:text><![CDATA[Boy (10-12) taking picture of his extended family on a cruise ship.]]></media:text>
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                                                            <title><![CDATA[ The Best Luxury Food and Wine Tours in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/best-luxury-food-and-wine-tours</link>
                                                                            <description>
                            <![CDATA[ With foodcations and other culinary trips on the rise, we recommend some of the country’s most elite gastronomic events and tours for epicurean retirees. ]]>
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                                                                        <pubDate>Sat, 28 Mar 2026 10:30:00 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Apr 2026 15:02:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Wine]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Drew Limsky ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GPipgxhDu8k6RFc8bCuSkS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[NEW YORK, NEW YORK - OCTOBER 17: Atmosphere view at Caviar, Cocktails &amp;amp; Champagne hosted by Antonia Lofaso during Food Network New York City Wine &amp;amp; Food Festival presented by Invesco QQQ at WSA Display Kitchen and Lounge on October 17, 2025 in New York City. (Photo by Chance Yeh/Getty Images for NYCWFF)]]></media:description>                                                            <media:text><![CDATA[NEW YORK, NEW YORK - OCTOBER 17: Atmosphere view at Caviar, Cocktails &amp;amp; Champagne hosted by Antonia Lofaso during Food Network New York City Wine &amp;amp; Food Festival presented by Invesco QQQ at WSA Display Kitchen and Lounge on October 17, 2025 in New York City. (Photo by Chance Yeh/Getty Images for NYCWFF)]]></media:text>
                                <media:title type="plain"><![CDATA[NEW YORK, NEW YORK - OCTOBER 17: Atmosphere view at Caviar, Cocktails &amp;amp; Champagne hosted by Antonia Lofaso during Food Network New York City Wine &amp;amp; Food Festival presented by Invesco QQQ at WSA Display Kitchen and Lounge on October 17, 2025 in New York City. (Photo by Chance Yeh/Getty Images for NYCWFF)]]></media:title>
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                                                            <title><![CDATA[ Can AI Plan a College Tour Road Trip? I Bet My Ex-Husband It Could — Here’s What Happened. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/can-ai-plan-a-college-tour-road-trip-i-bet-my-ex-husband-it-could-heres-what-happened</link>
                                                                            <description>
                            <![CDATA[ This parent could use help planning a tour of colleges across the country. Is AI up for the challenge? ]]>
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                                                                        <pubDate>Thu, 26 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Thu, 26 Mar 2026 18:45:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tmUUgicvo8dWNZeB6xbGxG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[mother and daughter on a road trip]]></media:description>                                                            <media:text><![CDATA[mother and daughter on a road trip]]></media:text>
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                                                            <title><![CDATA[ Our Children Want Us to Take Care of the Grandkids This Summer at Our Lake House. How Do We Say No? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/our-children-want-us-to-take-care-of-the-grandkids-this-summer-at-our-lake-house</link>
                                                                            <description>
                            <![CDATA[ We love our grandkids, but we're not a summer camp. ]]>
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                                                                        <pubDate>Wed, 25 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 27 Mar 2026 19:18:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8a6Ln7qgtKTk8oqwWbMmv9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple sits on a dock watching sunrise or sunset over a lake. She has her arm around him, and they face away from the camera.]]></media:description>                                                            <media:text><![CDATA[An older couple sits on a dock watching sunrise or sunset over a lake. She has her arm around him, and they face away from the camera.]]></media:text>
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                                                            <title><![CDATA[ Retirement Is an Endless Game (and That's Actually the Good News) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/retirement-is-an-endless-game-how-to-play</link>
                                                                            <description>
                            <![CDATA[ If retirement is the ultimate goal, why is it harder than we imagined? Regarding it as a game to keep playing, instead of a finish line, may be the answer. ]]>
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                                                                        <pubDate>Sun, 22 Mar 2026 09:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ drh@madronafinancial.com (Richard P. Himmer, PhD) ]]></author>                    <dc:creator><![CDATA[ Richard P. Himmer, PhD ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4WWqRV4W9qYmEH4XLT4Js9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Senior friends talking and laughing at tennis court ]]></media:description>                                                            <media:text><![CDATA[Senior friends talking and laughing at tennis court ]]></media:text>
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                                                            <title><![CDATA[ 6 Ozzy Osbourne Lyrics Retirees Should Live By ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/6-ozzy-osbourne-lyrics-retirees-should-live-by</link>
                                                                            <description>
                            <![CDATA[ The Prince of Darkness not only knew how to rock out, but he also imparted a great deal of wisdom on living in the moment and finding serenity that can guide retirees during their greatest set. ]]>
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                                                                        <pubDate>Fri, 20 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 20:44:10 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3s8uuvKZo6zgFooHS5CpWg-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Ozzy Osbourne]]></media:description>                                                            <media:text><![CDATA[Ozzy Osbourne]]></media:text>
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                                                            <title><![CDATA[ We're 67 With $3.1 Million. My Husband Loves His Part-Time Work, but It's Holding Us Back From Traveling in Retirement. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/were-67-with-usd3-1-million-my-husband-loves-his-job-i-love-my-passport-can-we-make-travel-work-for-both-of-us</link>
                                                                            <description>
                            <![CDATA[ We retired last year at 67. My husband works two days a week, but it's interfering with the dream vacations I want to plan. Help! ]]>
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                                                                        <pubDate>Wed, 18 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Mar 2026 17:30:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/hzkzTCUm3hrhw6jtLfNrCE-1280-80.png">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A happy older couple walks down the street. They are apparently vacationing abroad.]]></media:description>                                                            <media:text><![CDATA[A happy older couple walks down the street. They are apparently vacationing abroad.]]></media:text>
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                                                            <title><![CDATA[ I Want to Travel, My Wife Wants to Donate 10% of Our Income: Can Our Retirement Budget Survive Both? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/were-retired-on-usd8-000-a-month-my-wifes-plan-to-donate-10-percent-to-our-church-makes-me-feel-financially-unsafe</link>
                                                                            <description>
                            <![CDATA[ We asked wealth planners if "tithing" (donating 10%) makes sense in retirement. ]]>
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                                                                        <pubDate>Sun, 15 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Mar 2026 15:05:08 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vCTpppkd2pBw3y7x3vq5FS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple and their adult daughter smile in the pews at a church service.]]></media:description>                                                            <media:text><![CDATA[An older couple and their adult daughter smile in the pews at a church service.]]></media:text>
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                                                            <title><![CDATA[ Going Back to School at 60? The Lifelong Learning Secret for Retirees ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/back-to-school-at-60-lifelong-learning-for-retirees</link>
                                                                            <description>
                            <![CDATA[ Educational opportunities for older adults are plentiful, and the payoff — in terms of enrichment, health, and community — is great. ]]>
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                                                                        <pubDate>Sun, 15 Mar 2026 10:00:00 +0000</pubDate>                                                                                                                                <updated>Wed, 18 Mar 2026 17:04:07 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Diane Harris ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SPbW7FMhAAgyKK7jcqgmH3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Multi generation meeting at the coffee bar]]></media:description>                                                            <media:text><![CDATA[Multi generation meeting at the coffee bar]]></media:text>
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                                                            <title><![CDATA[ Can You Afford Retirement in Greece? 3 Tax Benefits Make It Possible ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/can-you-afford-retirement-in-greece</link>
                                                                            <description>
                            <![CDATA[ Affordable luxury in the Mediterranean may be closer than you think. Here's how. ]]>
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                                                                        <pubDate>Sat, 14 Mar 2026 11:37:00 +0000</pubDate>                                                                                                                                <updated>Tue, 17 Mar 2026 19:15:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jYfbVNHM5D8VYE9rPxmT3R-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Santorini island, with its traditional white houses and churches with blue domes over the Caldera and Aegean Sea.]]></media:description>                                                            <media:text><![CDATA[Santorini island, with its traditional white houses and churches with blue domes over the Caldera and Aegean Sea.]]></media:text>
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                                                            <title><![CDATA[ Vintage Stereos: How I Get That 1970s Look and Sound With 2026 Connectivity ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/vintage-stereos-how-i-get-that-1970s-look-and-sound-with-2026-connectivity</link>
                                                                            <description>
                            <![CDATA[ I collect and refurbish hi-fi stereo equipment. Here's how to find a deal on a vintage system and pair it with your favorite streaming service. ]]>
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                                                                        <pubDate>Sat, 14 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Fri, 20 Mar 2026 16:47:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Benjamin Tice Smith ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3e4FcKpPquGiCH7gJANYdU-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[The blue, green and red lights of a refurbished stereo shining in a dark room.]]></media:description>                                                            <media:text><![CDATA[Home Vintage Stereo Receiver with Loudspeakers and Headphones Placed on Wooden Retro Shelf. Smartphone as a Source, New and Old Technology Working Together.]]></media:text>
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                                                            <title><![CDATA[ Retirement Is Like Climbing Mount Everest: Don't Confuse the Goal With the Mission ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/how-retirement-is-like-climbing-mount-everest</link>
                                                                            <description>
                            <![CDATA[ The real risk in retirement is failing to plan for the "descent" — the psychological and lifestyle changes that occur after you reach your financial goals. ]]>
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                                                                        <pubDate>Sat, 14 Mar 2026 09:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ drh@madronafinancial.com (Richard P. Himmer, PhD) ]]></author>                    <dc:creator><![CDATA[ Richard P. Himmer, PhD ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3WGm2jJAQcLDJqcXSKmPt5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Roped team of mountaineers wearing backpacks and ascending snowy mountain slope]]></media:description>                                                            <media:text><![CDATA[Roped team of mountaineers wearing backpacks and ascending snowy mountain slope]]></media:text>
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                                                            <title><![CDATA[ We're Retired with $1.5 Million, but My Wife Won’t Stop Shopping. Am I Being Cheap, or Are We Going Broke? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/were-in-our-60s-with-usd1-5-million-im-worried-my-wifes-shopping-habit-is-going-to-derail-our-retirement</link>
                                                                            <description>
                            <![CDATA[ We asked wealth planners how to protect a nest egg when one spouse is a spendthrift. ]]>
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                                                                        <pubDate>Thu, 12 Mar 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Mar 2026 18:38:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ujYSNqmBaPgLMJ8WreDaCJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A bored man is waiting for his wife as she shops for clothing in the background. He is holding shopping bags and looking resigned but frustrated. ]]></media:description>                                                            <media:text><![CDATA[A bored man is waiting for his wife as she shops for clothing in the background. He is holding shopping bags and looking resigned but frustrated. ]]></media:text>
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                                                            <title><![CDATA[ I Spent an Afternoon with Neuroscientists and Artists — Here Is the No. 1 Health Habit I’m Taking Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/i-met-neuroscientists-and-artists-habits-im-taking-home</link>
                                                                            <description>
                            <![CDATA[ Lincoln Center became a lab for the 2026 Heartbeat Summit. I met the experts proving art is medicine. Here is the new habit I’m taking home. ]]>
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                                                                        <pubDate>Tue, 10 Mar 2026 18:36:03 +0000</pubDate>                                                                                                                                <updated>Wed, 11 Mar 2026 21:16:46 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eQ9eaE8MCo8oyZU8chtqkb-1280-80.jpg">
                                                            <media:credit><![CDATA[Lincoln Center, Photos by Lawrence Sumulong]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Rufus Wainwright, performing at the piano at the Heartbeat Summit, Lincoln Center]]></media:description>                                                            <media:text><![CDATA[Rufus Wainwright, performing at the piano at the Heartbeat Summit, Lincoln Center]]></media:text>
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                                                            <title><![CDATA[ 5 Dolly Parton Quotes Retirees Should Live By  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/dolly-parton-quotes-retirees-should-live-by</link>
                                                                            <description>
                            <![CDATA[ Dolly knows that life isn’t just about the "9 to 5." Discover the legendary singer’s inspiring tips for finding joy and purpose in retirement. ]]>
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                                                                        <pubDate>Thu, 05 Mar 2026 20:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eDDo3xvyGSEjE3r6SBG6s8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Dolly Parton, Hall of Fame]]></media:description>                                                            <media:text><![CDATA[Dolly Parton, Hall of Fame]]></media:text>
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                                                            <title><![CDATA[ Longevity Advice for Women, According to an Expert ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/longevity-advice-for-women-according-to-an-expert</link>
                                                                            <description>
                            <![CDATA[ An interview with aging expert Maddy Dychtwald on longevity advice for women. ]]>
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                                                                        <pubDate>Wed, 04 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Janet Bodnar ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UvtassiMmbLsNNiuzi3Bfm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Three lifelong friends are embracing and smiling happily on the street at sunset, in backlight. The sunlight behind them outlines their silhouettes, highlighting their joy and the deep bond of friendship they share.]]></media:description>                                                            <media:text><![CDATA[Three lifelong friends are embracing and smiling happily on the street at sunset, in backlight. The sunlight behind them outlines their silhouettes, highlighting their joy and the deep bond of friendship they share.]]></media:text>
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                                                            <title><![CDATA[ How to Find Joy and Meaning When You Want to Retire — But Can’t Yet ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/how-to-find-joy-and-meaning-when-you-want-to-retire-but-cant-yet</link>
                                                                            <description>
                            <![CDATA[ For Gen X, delaying retirement can be an opportunity to pilot-test your second act, plan for your inheritance and structure trusts for your kids. ]]>
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                                                                        <pubDate>Sat, 28 Feb 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 02 Mar 2026 20:28:46 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ jacobsschroeder@gmail.com (Jacob Schroeder) ]]></author>                    <dc:creator><![CDATA[ Jacob Schroeder ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/J2T5AwsxGNvhzXNFeEnr6X-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Freelancer business man on summer vacation. Summer weekend and remote freelance work. business man with laptop. Business man dreams on summer in sea. Summer business. Fun lifestyle.]]></media:description>                                                            <media:text><![CDATA[Freelancer business man on summer vacation. Summer weekend and remote freelance work. business man with laptop. Business man dreams on summer in sea. Summer business. Fun lifestyle.]]></media:text>
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                                                            <title><![CDATA[ 8 Boring Habits That Will Make You Rich in Retirement  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/boring-habits-that-will-make-you-rich-in-retirement</link>
                                                                            <description>
                            <![CDATA[ These mundane activities won't make you the life of the party, but they will set you up for a rich retirement. Discover the 8 boring habits that build real wealth. ]]>
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                                                                        <pubDate>Fri, 27 Feb 2026 16:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 03 Mar 2026 15:55:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gSQjyD7jG945bhMs9LCrKm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Forty something man]]></media:description>                                                            <media:text><![CDATA[Forty something man]]></media:text>
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                                                            <title><![CDATA[ 4 High-End Experiences Worth the Splurge After 50 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/high-end-experiences-worth-the-splurge-after-50</link>
                                                                            <description>
                            <![CDATA[ These curated date ideas provide the perfect backdrop for couples ready to enjoy the very best that the world has to offer. ]]>
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                                                                        <pubDate>Wed, 25 Feb 2026 15:00:00 +0000</pubDate>                                                                                                                                <updated>Wed, 25 Feb 2026 15:34:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KjPc9mArDxtaZVvr9rsbxa-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A senior couple is sitting and traveling by a private jet while enjoying champagne and chatting with each other.]]></media:description>                                                            <media:text><![CDATA[A senior couple is sitting and traveling by a private jet while enjoying champagne and chatting with each other.]]></media:text>
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                                                            <title><![CDATA[ 5 Side Gigs That Let You Travel the World in Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/side-gigs-that-let-you-travel-the-world-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Earn as you explore: High-flexibility side gigs that enable retirees to blend work and travel in 2026. ]]>
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                                                                        <pubDate>Sat, 21 Feb 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Feb 2026 15:56:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ brianoco101@gmail.com (Brian O&#039;Connell) ]]></author>                    <dc:creator><![CDATA[ Brian O&#039;Connell ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MYhDp38R2ioheFtxfBdvoM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Senior couple in vacation, spending their holidays visiting the beautiful city of Paris, France.]]></media:description>                                                            <media:text><![CDATA[Senior couple in vacation, spending their holidays visiting the beautiful city of Paris, France.]]></media:text>
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                                                            <title><![CDATA[ 10 Things to Know About Decluttering ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/things-to-know-about-decluttering</link>
                                                                            <description>
                            <![CDATA[ You’ve spent a lifetime amassing your stuff. Here’s how to get rid of it. ]]>
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                                                                        <pubDate>Fri, 20 Feb 2026 16:10:09 +0000</pubDate>                                                                                                                                <updated>Fri, 27 Feb 2026 21:12:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Kim Clark) ]]></author>                    <dc:creator><![CDATA[ Kim Clark ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/do-it-now-or-someone-will-do-it-later-GpidThyJzy9bU8MMRtWqfJ-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[A mature woman springs into action whilst stuck at home because of the Coronavirus pandemic and decides to sort out her garage whilst in lockdown.]]></media:description>                                                            <media:text><![CDATA[KRR387.ten_things.declutterGetty1226048139]]></media:text>
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                                                            <title><![CDATA[ I'm a Wealth Adviser Obsessed With Mahjong: Here Are 8 Ways It Can Teach Us How to Manage Our Money ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/ways-mahjong-can-teach-money-management</link>
                                                                            <description>
                            <![CDATA[ This increasingly popular Chinese game can teach us not only how to help manage our money but also how important it is to connect with other people. ]]>
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                                                                        <pubDate>Tue, 17 Feb 2026 10:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mary Ware, CFP®, CIMA®, CDFA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pnPC5PRWAB7NWDn5dAEz7d-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Two upright mahjong tiles on green velvet with other tiles in the background.]]></media:description>                                                            <media:text><![CDATA[Two upright mahjong tiles on green velvet with other tiles in the background.]]></media:text>
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                                                            <title><![CDATA[ 5 Ronald Reagan Quotes Retirees Should Live By  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/ronald-reagan-quotes-retirees-should-live-by</link>
                                                                            <description>
                            <![CDATA[ The Nation's 40th President's wit and wisdom can help retirees navigate their financial and personal journey with confidence. ]]>
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                                                                        <pubDate>Mon, 16 Feb 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Feb 2026 18:50:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/macZpxB6zkCzgTfcAXzD4c-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Ronald Reagan ]]></media:description>                                                            <media:text><![CDATA[Ronald Reagan ]]></media:text>
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                                                            <title><![CDATA[ The 8 Stages of Retirement: An Expert Guide to Confidence, Flexibility and Fulfillment, From a Financial Planner ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/stages-of-retirement-guide-to-confidence-flexibility-fulfillment</link>
                                                                            <description>
                            <![CDATA[ Retirement planning is less about hitting a "magic number" and more about an intentional journey — from understanding your relationship with money to preparing for your final legacy. ]]>
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                                                                        <pubDate>Sun, 15 Feb 2026 10:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ JHopkins@bmt.com (Jamie P. Hopkins, Esq., LLM, CFP®) ]]></author>                    <dc:creator><![CDATA[ Jamie P. Hopkins, Esq., LLM, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RkstavFXrhqFSAnjED6d4j-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature couple with backpacks standing and looking at lake in mountains]]></media:description>                                                            <media:text><![CDATA[Mature couple with backpacks standing and looking at lake in mountains]]></media:text>
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                                                            <title><![CDATA[ Your Most Overlooked Retirement Investment: Luxuriating in Doing Nothing  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/your-most-overlooked-retirement-investment-doing-nothing</link>
                                                                            <description>
                            <![CDATA[ When you take the time to rest and breathe, your brain starts to focus on what matters most in your new stage of life. ]]>
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                                                                        <pubDate>Sun, 15 Feb 2026 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ andrew@diversifiedllc.com (Andrew Rosen, CFP®, CEP) ]]></author>                    <dc:creator><![CDATA[ Andrew Rosen, CFP®, CEP ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6GqWg8AWCvdAipkNhavwES-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Relaxed senior woman on the sofa smiling with eyes closed]]></media:description>                                                            <media:text><![CDATA[Relaxed senior woman on the sofa smiling with eyes closed]]></media:text>
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                                                            <title><![CDATA[ Chapter X: Steering Men Through Rocky Transitions to Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/chapter-x-steering-men-through-rocky-transitions-to-retirement</link>
                                                                            <description>
                            <![CDATA[ Don’t just retire — evolve. Chapter X is a strategy for a high-impact second act, designed for men, by a man. ]]>
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                                                                        <pubDate>Sat, 14 Feb 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Feb 2026 21:19:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Richard Eisenberg ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hP6eyteBVc5aYzfb2b5sfD-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Trumpet, vintage, dark, art, jazz, trumpet player, close-up, music, fun, outdoors, passion, street, city life, vintage, characters, old.]]></media:description>                                                            <media:text><![CDATA[Trumpet, vintage, dark, art, jazz, trumpet player, close-up, music, fun, outdoors, passion, street, city life, vintage, characters, old.]]></media:text>
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                                                            <title><![CDATA[ My Wife Wants Us To Retire at 65 To Get Medicare, but I Want To Retire Now at 62 so We Can Start Enjoying Life. Who Is Right? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/my-wife-wants-us-to-retire-at-65-to-get-medicare-but-i-want-to-retire-now-at-62-so-we-can-start-enjoying-life-who-is-right</link>
                                                                            <description>
                            <![CDATA[ I'm 62 and want to retire, travel and have fun, but my wife says we should get Medicare first. We ask wealth advisers for help. ]]>
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                                                                        <pubDate>Fri, 13 Feb 2026 11:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/fVfbsa4Yxs4Lc8qGwRc8s4-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature multi-Ethnic couple drinking coffee, bonding and relaxing at home. They are talking and enjoying a peaceful day.]]></media:description>                                                            <media:text><![CDATA[Mature multi-Ethnic couple drinking coffee, bonding and relaxing at home. They are talking and enjoying a peaceful day.]]></media:text>
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                                                            <title><![CDATA[ Dad Is a 68-Year-Old Widower, Forced to Retire. He's Wonderful, but May Need More Time Than I Can Give. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/dad-is-a-68-year-old-widower-forced-to-retire-hes-wonderful-but-may-need-more-time-than-i-can-give</link>
                                                                            <description>
                            <![CDATA[ My dad is fun and handsome, but reeling after so much loss. Relationship experts give their advice. ]]>
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                                                                        <pubDate>Wed, 11 Feb 2026 11:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pyjmBpEoZ6FnqHt3Togwqd-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Father and son jogging along a river.]]></media:description>                                                            <media:text><![CDATA[Father and son jogging along a river.]]></media:text>
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                                                            <title><![CDATA[ Hosting a Family Reunion? 10 Essentials for a Lasting Legacy ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/hosting-a-family-reunion-essentials-for-a-lasting-legacy</link>
                                                                            <description>
                            <![CDATA[ Rekindle old friendships, pass down traditions and have a ball at your family reunion. We answer 10 common planning questions. ]]>
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                                                                        <pubDate>Tue, 10 Feb 2026 11:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Richard Eisenberg ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TGTw8bYYXeCXv5SvXTigUC-1280-80.jpg">
                                                            <media:credit><![CDATA[Oscar Rajo, Metairie, Louisiana, ]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[2024 Neal Family Reunion, Metairie, Louisana.]]></media:description>                                                            <media:text><![CDATA[Picture from above of the Neal family reunion in 2024, New Orleans, Louisiana. About 100 people are posed, mostly in matching shirts and lanyards, looking up at the camera.]]></media:text>
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                                                            <title><![CDATA[ From Age 55 to 70: Why Your Passport Is the Biggest Factor In Retirement Age ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/from-age-55-to-70-why-your-passport-is-the-biggest-factor-in-retirement-age</link>
                                                                            <description>
                            <![CDATA[ These countries have the highest and lowest retirement ages in the world — but that doesn’t give the full picture of which is best and worst for retirement. ]]>
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                                                                        <pubDate>Sun, 08 Feb 2026 11:01:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Charlotte Gorbold ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Aepgbv2dtjPJsvEvoaoe6d-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A group of senior friends/couples is looking at a smartphone while taking a selfie, laughing together.]]></media:description>                                                            <media:text><![CDATA[A group of senior friends/couples is looking at a smartphone while taking a selfie, laughing together.]]></media:text>
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                                                            <title><![CDATA[ 5 Vince Lombardi Quotes Retirees Should Live By  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/vince-lombardi-quotes-retirees-should-live-by</link>
                                                                            <description>
                            <![CDATA[ The iconic football coach's philosophy can help retirees win at the game of life. ]]>
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                                                                        <pubDate>Sat, 07 Feb 2026 15:15:00 +0000</pubDate>                                                                                                                                <updated>Sun, 08 Feb 2026 15:37:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/awPoYBKVEwsASVBfBqk6oj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Vince Lombardi Trophy ]]></media:description>                                                            <media:text><![CDATA[Vince Lombardi Trophy ]]></media:text>
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                                                            <title><![CDATA[ Why Picking a Retirement Age Feels Impossible (and How to Finally Decide) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/why-picking-a-retirement-age-feels-impossible-and-how-to-finally-decide</link>
                                                                            <description>
                            <![CDATA[ Struggling with picking a date? Experts explain how to get out of your head and retire on your own terms. ]]>
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                                                                        <pubDate>Fri, 06 Feb 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Wed, 11 Feb 2026 19:06:42 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/m5wLDAmgGd3bLBB5qjdZbc-1280-80.jpg">
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                                                            <title><![CDATA[ Retiring Next Year? Now Is the Time to Start Designing What Your Retirement Will Look Like ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/retiring-next-year-start-designing-your-retirement-now</link>
                                                                            <description>
                            <![CDATA[ This is when you should be shifting your focus from growing your portfolio to designing an income and tax strategy that aligns your resources with your purpose. ]]>
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                                                                        <pubDate>Fri, 06 Feb 2026 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                <author><![CDATA[ brian@brianskrobonja.com (Brian Skrobonja, Chartered Financial Consultant (ChFC®)) ]]></author>                    <dc:creator><![CDATA[ Brian Skrobonja, Chartered Financial Consultant (ChFC®) ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uWKUbKJLXrktew7nueCUzA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple smile as they cuddle on their sofa and look at a tablet together.]]></media:description>                                                            <media:text><![CDATA[An older couple smile as they cuddle on their sofa and look at a tablet together.]]></media:text>
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                                                            <title><![CDATA[ Your Adult Kids Are Doing Fine. Is It Time To Spend Some of Their Inheritance? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/your-kids-are-fine-is-it-time-to-spend-their-inheritance</link>
                                                                            <description>
                            <![CDATA[ If your kids are successful, do they need an inheritance? Ask yourself these four questions before passing down another dollar. ]]>
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                                                                        <pubDate>Thu, 05 Feb 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Wed, 11 Feb 2026 20:46:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cd893nCpy6aEmdQMQMXNAK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Retired couple having fun]]></media:description>                                                            <media:text><![CDATA[Retired couple having fun]]></media:text>
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                                                            <title><![CDATA[ 5 Best Splurge Cruises for Retirees in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/5-best-splurge-cruises-for-retirees-in-2026</link>
                                                                            <description>
                            <![CDATA[ Embrace smaller, luxury ships for exceptional service, dining and amenities. You'll be glad you left the teeming hordes behind. ]]>
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                                                                        <pubDate>Sat, 31 Jan 2026 10:55:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Drew Limsky ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/j5zbdKuKKiNvb2CpnMZs9L-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Cruise ship at sunset near the shores of a tropical island. ]]></media:description>                                                            <media:text><![CDATA[Cruise ship at sunset near the shores of a tropical island. ]]></media:text>
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                                                            <title><![CDATA[ 5 Bob Dylan Quotes Every Retiree Should Live By  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/bob-dylan-quotes-every-retiree-should-live-by</link>
                                                                            <description>
                            <![CDATA[ This legendary songwriter’s lyrics provide the perfect roadmap for finding passion and purpose in retirement. ]]>
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                                                                        <pubDate>Sat, 31 Jan 2026 10:50:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6z8SKwkac9UsJ6MUrxUr5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Bob Dylan at Farm Aid 2023 ]]></media:description>                                                            <media:text><![CDATA[Bob Dylan at Farm Aid 2023 ]]></media:text>
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                                                            <title><![CDATA[ Flashback Finance: The Cost of Retiring the Year You Were Born ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/flashback-finance-the-cost-of-retiring-the-year-you-were-born</link>
                                                                            <description>
                            <![CDATA[ Just like groceries, gas and home prices, the cost of retiring is subject to inflation. Here's a look at what it cost to retire in the year you were born. ]]>
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                                                                        <pubDate>Thu, 29 Jan 2026 12:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 03 Feb 2026 21:27:56 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/d2ziWjGPGHfsQvLLLEG6SB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Vector illustration of a stork. Stork carrying a baby in a bag. Can be used for cards, flyers, posters, t-shirts.]]></media:description>                                                            <media:text><![CDATA[Vector illustration of a stork. Stork carrying a baby in a bag. Can be used for cards, flyers, posters, t-shirts.]]></media:text>
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                                                            <title><![CDATA[ It's Time to Rethink What 'Aging Well' Means ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/its-time-to-rethink-what-aging-well-means</link>
                                                                            <description>
                            <![CDATA[ Don’t fall into the trap of thinking there is a "right way" to age. Here's how to reframe aging in a healthy, achievable way. ]]>
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                                                                        <pubDate>Thu, 29 Jan 2026 11:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                                                                                    <dc:creator><![CDATA[ Alina Tugend ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AxfLhfp8cGAQLYiNQ8zVFg-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older woman prepares to put a halter on a red, Icelandic horse. She is smiling and looks confident.]]></media:description>                                                            <media:text><![CDATA[An older woman prepares to put a halter on a red, Icelandic horse. She is smiling and looks confident.]]></media:text>
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                                                            <title><![CDATA[ The New Average Divorce Rate By Age: Are You in the Risk Zone? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/average-divorce-rate-by-age-are-you-in-the-risk-zone</link>
                                                                            <description>
                            <![CDATA[ While the overall divorce rate has seen a small but steady decline, gray divorces have been on the rise since the 1990s. ]]>
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                                                                        <pubDate>Wed, 28 Jan 2026 15:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MqpCQYiVxGDuZKDpeGjuwS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mature couple fighting, gray divorce]]></media:description>                                                            <media:text><![CDATA[A mature couple fighting, gray divorce]]></media:text>
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                                                            <title><![CDATA[ We Retired at 70 With $4.3 Million. My Wife Won't Spend 'Our Grandkids' Inheritance,' but I Want to Travel. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/we-retired-at-70-with-usd4-3-million-my-wont-spend-our-grandkids-inheritance-but-i-want-to-travel</link>
                                                                            <description>
                            <![CDATA[ I want to travel while we are still healthy, but my wife wants to pass down our wealth. Who is right? ]]>
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                                                                        <pubDate>Wed, 28 Jan 2026 11:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RnVVrDkNFuXNEU8fhv2HvU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Grandfather hugging adult granddaughter at the window.]]></media:description>                                                            <media:text><![CDATA[Grandfather hugging adult granddaughter at the window.]]></media:text>
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                                                            <title><![CDATA[ Today's Senior Living Communities Are Not Your Grandma's 'Old Folks' Home': An Expert Guide to Shopping for the Right Fit ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/senior-living-communities-finding-the-right-fit</link>
                                                                            <description>
                            <![CDATA[ Senior living facilities have improved and are as diverse as the people who inhabit them. Now, they're more than just a place to go — they're a place to grow. ]]>
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                                                                        <pubDate>Wed, 28 Jan 2026 10:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Joel Theisen, RN ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SrbBbtP7MetL5eyggmDDCY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man playing pickleball prepares to serve ]]></media:description>                                                            <media:text><![CDATA[An older man playing pickleball prepares to serve ]]></media:text>
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                                                            <title><![CDATA[ 4% and Chill? Find Out If This Distribution Rule Fits Your Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/4-percent-and-chill-find-out-if-this-distribution-rule-fits-your-retirement</link>
                                                                            <description>
                            <![CDATA[ Take this simple quiz to discover whether the 4% Rule will work for you in retirement. ]]>
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                                                                        <pubDate>Tue, 27 Jan 2026 18:49:51 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/oYMJ6ZanMaGAF3WyVfaw7a-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Rules text on wooden blocks.]]></media:description>                                                            <media:text><![CDATA[Rules text on wooden blocks.]]></media:text>
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                                                            <title><![CDATA[ The Top 10 Side Gigs For Retirees In 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/top-side-gigs-for-retirees</link>
                                                                            <description>
                            <![CDATA[ Money is freedom in retirement; here’s how to earn more of it with a profitable side gig ]]>
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                                                                        <pubDate>Sun, 25 Jan 2026 15:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ brianoco101@gmail.com (Brian O&#039;Connell) ]]></author>                    <dc:creator><![CDATA[ Brian O&#039;Connell ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZkBmKngofXsziTMRTEnECF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mature male retiree stands outside an antique shop.]]></media:description>                                                            <media:text><![CDATA[A mature male retiree stands outside an antique shop.]]></media:text>
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                                                            <title><![CDATA[ The 'Yes, And ...' Rule for Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/the-yes-and-rule-for-retirement</link>
                                                                            <description>
                            <![CDATA[ Retirement rarely follows the script, which is why the best retirees learn to improvise. ]]>
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                                                                        <pubDate>Sun, 25 Jan 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 02 Feb 2026 17:00:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ jacobsschroeder@gmail.com (Jacob Schroeder) ]]></author>                    <dc:creator><![CDATA[ Jacob Schroeder ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HHbs8cRuBRXooyg29ycjqg-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Group of older people playing pickleball looking at camera. They look happy and relaxed.]]></media:description>                                                            <media:text><![CDATA[Group of older people playing pickleball looking at camera. They look happy and relaxed.]]></media:text>
                                <media:title type="plain"><![CDATA[Group of older people playing pickleball looking at camera. They look happy and relaxed.]]></media:title>
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                                                            <title><![CDATA[ I Regret Moving to a 55+ Community, But My Wife Loves It. What Can I Do? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/i-regret-moving-to-a-55-community-but-my-wife-loves-it-what-can-i-do</link>
                                                                            <description>
                            <![CDATA[ We asked real estate and psychotherapist professionals for advice. ]]>
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                                                                        <pubDate>Sat, 24 Jan 2026 11:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gJyxeJyUacnae5oRgEZ89Z-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Portrait of a serious, sad elderly man with glasses. He sits at a dining room table near a window. There are pink peonies at the dinner table. ]]></media:description>                                                            <media:text><![CDATA[Portrait of a serious, sad elderly man with glasses. He sits at a dining room table near a window. There are pink peonies at the dinner table. ]]></media:text>
                                <media:title type="plain"><![CDATA[Portrait of a serious, sad elderly man with glasses. He sits at a dining room table near a window. There are pink peonies at the dinner table. ]]></media:title>
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                                                            <title><![CDATA[ I’ve Played 1,300-plus Golf Courses: These Are the 4 on My 'Must-Play' List for 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/ive-played-1-300-golf-courses-these-are-the-4-on-my-must-play-list-for-2026</link>
                                                                            <description>
                            <![CDATA[ These four luxury golf courses offer an extraordinary experience for players this year. ]]>
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                                                                        <pubDate>Fri, 23 Jan 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 26 Jan 2026 18:38:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[golf]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rob Smith ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RLD4ntfKUFqwxmsJZU2vpe-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[The seventh at Royal Portrush is a new hole that runs through the towering dunes.]]></media:description>                                                            <media:text><![CDATA[The seventh at Royal Portrush is a new hole that runs through the towering dunes. Image provided by Rob Smith, credit to Getty.]]></media:text>
                                <media:title type="plain"><![CDATA[The seventh at Royal Portrush is a new hole that runs through the towering dunes. Image provided by Rob Smith, credit to Getty.]]></media:title>
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