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                    <title><![CDATA[ Latest from Kiplinger in Family-savings ]]></title>
                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/family-savings</link>
        <description><![CDATA[ All the latest family-savings content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Wed, 08 Apr 2026 10:15:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ Gen Z Is Changing Retirement Saving. Here's What Millennials Can Learn ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/gen-z-retirement-savings-strategy-is-changing</link>
                                                                            <description>
                            <![CDATA[ Rising costs and shifting priorities are changing how younger workers save. Here's what it means for your long-term plan. ]]>
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                                                                        <pubDate>Wed, 08 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MXzRSNwsRXuoZJujhr3tQF-1280-80.jpg">
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                                                            <title><![CDATA[ Smart Transportation Alternatives for Seniors to Avoid Rising Gas Prices ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/transportation-alternatives-for-seniors-to-avoid-rising-gas-prices</link>
                                                                            <description>
                            <![CDATA[ With gas prices averaging more than $4 per gallon, small changes can lead to big savings. ]]>
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                                                                        <pubDate>Sun, 05 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YcsJLnFxLrbBptBrF3swNW-1280-80.jpg">
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                                                            <title><![CDATA[ Oil Prices Are Climbing: 5 Ways to Get Ahead of Higher Summer Costs Before They Hit Your Wallet ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/oil-prices-are-climbing-ways-to-get-ahead-of-higher-summer-costs</link>
                                                                            <description>
                            <![CDATA[ Oil prices are rising fast. Learn where costs will hit next and how to save ]]>
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                                                                        <pubDate>Sat, 04 Apr 2026 11:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BKMyS2FnCNtsAeQaEGTvvh-1280-80.jpg">
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                                                            <title><![CDATA[ Smart Bulk Buys vs Costly Mistakes: What to Stock Up on (and What to Skip) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/what-to-buy-in-bulk-and-what-to-skip</link>
                                                                            <description>
                            <![CDATA[ Buying in bulk can lower your grocery bill but only if you choose the right items. Here’s how to tell the difference between smart staples and expensive waste. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 10:55:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 19:21:05 +0000</updated>
                                                                                                                                            <category><![CDATA[Groceries]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hkBrZ8giRpYSfJXcbugZU-1280-80.jpg">
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                                                            <title><![CDATA[ The Goods That Get More Expensive as Oil Prices Rise ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/oil-prices-what-gets-more-expensive</link>
                                                                            <description>
                            <![CDATA[ From groceries to flights, higher oil prices ripple through your budget. Here's how the chain reaction works and when you might start to feel it. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 10:10:00 +0000</pubDate>                                                                                                                                <updated>Tue, 31 Mar 2026 19:13:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/f37skNJh6FnGfpHaPH3knk-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Businessman pushing oil barrel in shopping cart up line graph arrow ]]></media:description>                                                            <media:text><![CDATA[Businessman pushing oil barrel in shopping cart up line graph arrow ]]></media:text>
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                                                            <title><![CDATA[ The Hidden Cost Driving Higher Electric Bills and Shorter Appliance Lifespans ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/dirty-electricity-costs</link>
                                                                            <description>
                            <![CDATA[ Learn how this factor could raise your energy bill by over a $1,000 annually. ]]>
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                                                                        <pubDate>Wed, 25 Mar 2026 14:17:20 +0000</pubDate>                                                                                                                                <updated>Wed, 25 Mar 2026 18:55:38 +0000</updated>
                                                                                                                                            <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tHHvbLzzRmyv3eWgYHZhxj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a woman surprised while reading a bill]]></media:description>                                                            <media:text><![CDATA[a woman surprised while reading a bill]]></media:text>
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                                                            <title><![CDATA[ When Family Phone Plans Don't Make Sense  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gadgets/leave-family-phone-plan</link>
                                                                            <description>
                            <![CDATA[ Family phone plans often start as a cost-saving strategy, but evolving data usage, travel and device preferences can make separate plans more practical. ]]>
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                                                                        <pubDate>Tue, 24 Mar 2026 10:35:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Mar 2026 18:24:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GcJxbzZNC6LpkFPrp7Cyc3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Happy woman laughing while watching media content on smartphone app at home. ]]></media:description>                                                            <media:text><![CDATA[Happy woman laughing while watching media content on smartphone app at home. ]]></media:text>
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                                                            <title><![CDATA[ Used EV Prices Are Falling — Here's How They Compare to Gas Cars Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/used-cars/electric-vs-gas-car-costs</link>
                                                                            <description>
                            <![CDATA[ Fuel savings can add up quickly, but insurance, charging access and driving habits still matter. ]]>
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                                                                        <pubDate>Fri, 20 Mar 2026 10:35:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 17:49:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Used Cars]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zEqUDnQrqLoEbFP9CTm8uH-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Electric energy and fuel engine, plug-in hybrid electric vehicles, on white business card in broker or agent hand near car toy on wood table.]]></media:description>                                                            <media:text><![CDATA[Electric energy and fuel engine, plug-in hybrid electric vehicles, on white business card in broker or agent hand near car toy on wood table.]]></media:text>
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                                                            <title><![CDATA[ What Your Tax Refund Could Earn Instead of Sitting With the IRS ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-much-your-tax-refund-could-earn</link>
                                                                            <description>
                            <![CDATA[ Many taxpayers celebrate a large refund. But that same money might have quietly earned interest or investment returns all year long. ]]>
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                                                                        <pubDate>Sat, 14 Mar 2026 10:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/EJyVKHiqCyELWB7fp7EPvW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A tax form, calculator, cash and a pen sitting on a desk. ]]></media:description>                                                            <media:text><![CDATA[A tax form, calculator, cash and a pen sitting on a desk. ]]></media:text>
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                                                            <title><![CDATA[ The Best Family Finance Advice of All Time ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/the-best-family-finance-advice-of-all-time</link>
                                                                            <description>
                            <![CDATA[ Investing greats, renowned economists, top advisers and other experts share their favorite family finance wisdom, both given and received. ]]>
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                                                                        <pubDate>Fri, 13 Mar 2026 09:30:00 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Mar 2026 14:29:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ellen Chang ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NzxMMSzunYXgzVGk3cgHd5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A grandparent hugs her grandchild with her mother smiling outside by trees.]]></media:description>                                                            <media:text><![CDATA[A grandparent hugs her grandchild with her mother smiling outside by trees.]]></media:text>
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                                                            <title><![CDATA[ Is Costco Still Worth It After Your Kids Move Out? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/groceries/is-costco-still-worth-it-for-two-person-household</link>
                                                                            <description>
                            <![CDATA[ Now that you're only shopping for two, is it time to cancel your Costco membership? We did the math. ]]>
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                                                                        <pubDate>Thu, 12 Mar 2026 10:45:00 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Mar 2026 19:41:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Groceries]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NvyAmixNwigYN9Y3BgYSEV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Drummondville,Quebec,Canada-July 12,2013:Costco Wholesale storefront in Drummondville at dusk.Costco Wholesale operates an international chain of membership warehouses, carrying brand name me]]></media:description>                                                            <media:text><![CDATA[Drummondville,Quebec,Canada-July 12,2013:Costco Wholesale storefront in Drummondville at dusk.Costco Wholesale operates an international chain of membership warehouses, carrying brand name me]]></media:text>
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                                                            <title><![CDATA[ Could Your Family Live on One Income? What It Takes in Each State ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/could-your-family-live-on-one-income</link>
                                                                            <description>
                            <![CDATA[ Raising a family on one paycheck may feel out of reach. But new data shows where a single income can still support a stay-at-home parent and where it is most difficult. ]]>
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                                                                        <pubDate>Sun, 08 Mar 2026 11:10:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jw4jvGXxcnWWFXouMwm5BC-1280-80.jpg">
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                                                            <title><![CDATA[ Buying a Home This Year? 3 Moves to Make Before the Next Fed Meeting ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/buying-a-home-moves-to-make-before-the-next-fed-meeting</link>
                                                                            <description>
                            <![CDATA[ A few smart financial moves now can help you qualify for better mortgage terms and act quickly if the market shifts. ]]>
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                                                                        <pubDate>Sat, 07 Mar 2026 11:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hqc9WQKohXTzbEC2NyQQLR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A house-shaped block in a tiny shopping cart]]></media:description>                                                            <media:text><![CDATA[A house-shaped block in a tiny shopping cart]]></media:text>
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                                                            <title><![CDATA[ The 30-Minute Subscription Audit That Could Save You Hundreds This Year ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/subscription-audit-save-money</link>
                                                                            <description>
                            <![CDATA[ From forgotten free trials to duplicate streaming services, here's how to find and eliminate recurring charges fast. ]]>
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                                                                        <pubDate>Fri, 06 Mar 2026 12:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YgaUoWyu4fQrPiG2487BkS-1280-80.jpg">
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                                                            <title><![CDATA[ 3 Ways to Lower Your Child Care Costs in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/ways-to-lower-your-child-care-costs</link>
                                                                            <description>
                            <![CDATA[ Working parents can take advantage of tax breaks and local assistance programs. ]]>
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                                                                        <pubDate>Thu, 05 Mar 2026 15:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/d8qf5d448eZgLqtRxT8fpa-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Dad trying to work from home while two young daughters are yelling in his ears.]]></media:description>                                                            <media:text><![CDATA[Dad trying to work from home while two young daughters are yelling in his ears.]]></media:text>
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                                                            <title><![CDATA[ Women Are Strong Savers. So, Why Do Their Balances Often Lag Behind? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/women-are-strong-savers-so-why-do-their-balances-often-lag-behind</link>
                                                                            <description>
                            <![CDATA[ Many women are consistent savers, but long-term balances don't always reflect those habits. Here's what's behind the gap — and what can help change it. ]]>
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                                                                        <pubDate>Thu, 05 Mar 2026 11:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/FeBaVRYM7bkCvJJ7ZfbhX3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman sitting at a desk in front of a laptop]]></media:description>                                                            <media:text><![CDATA[Woman sitting at a desk in front of a laptop]]></media:text>
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                                                            <title><![CDATA[ Netflix Is Dropping Support for Older Devices — Is Yours One of Them? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/deals/netflix-dropping-support-for-older-devices</link>
                                                                            <description>
                            <![CDATA[ Some smart TVs and streaming devices are already losing access. Here’s how to check and what to do next. ]]>
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                                                                        <pubDate>Mon, 02 Mar 2026 19:41:14 +0000</pubDate>                                                                                                                                <updated>Mon, 02 Mar 2026 19:46:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZdVkhrcu5P4RYUixw9btjK-1280-80.jpg">
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                                                            <title><![CDATA[ Costco's Auto Program: Can Membership Pricing Really Save You Money on a Car? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/costco-auto-program-how-it-works</link>
                                                                            <description>
                            <![CDATA[ Costco's Auto Program can simplify the car-buying process with prearranged pricing and member perks. Here's what to know before you use it. ]]>
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                                                                        <pubDate>Wed, 25 Feb 2026 11:50:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Used Cars]]></category>
                                                    <category><![CDATA[Car Loans]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YfidRP7uxRScttwzZ7LeuJ-1280-80.jpg">
                                                            <media:credit><![CDATA[SOPA Images / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[In this photo illustration, the Costco Auto Program logo is displayed on a smartphone screen with a Costco Wholesale Corporation logo in the background. (Photo Illustration by Igor Golovniov/SOPA Images/LightRocket via Getty Images)]]></media:description>                                                            <media:text><![CDATA[In this photo illustration, the Costco Auto Program logo is displayed on a smartphone screen with a Costco Wholesale Corporation logo in the background. (Photo Illustration by Igor Golovniov/SOPA Images/LightRocket via Getty Images)]]></media:text>
                                <media:title type="plain"><![CDATA[In this photo illustration, the Costco Auto Program logo is displayed on a smartphone screen with a Costco Wholesale Corporation logo in the background. (Photo Illustration by Igor Golovniov/SOPA Images/LightRocket via Getty Images)]]></media:title>
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                                                            <title><![CDATA[ What Is an Assumable Mortgage and Could It Save You Thousands? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/what-is-an-assumable-mortgage</link>
                                                                            <description>
                            <![CDATA[ With mortgage rates still elevated, taking over a seller’s existing home loan could lower monthly payments — if the numbers work. ]]>
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                                                                        <pubDate>Wed, 25 Feb 2026 11:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/exwTKA2rSuz7CLHWx97Tjj-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Assumable mortgage concept. Home loan that allows a buyer to take over the seller s existing mortgage, including its terms, interest rate, and remaining balance. Real estate and finance]]></media:description>                                                            <media:text><![CDATA[Assumable mortgage concept. Home loan that allows a buyer to take over the seller s existing mortgage, including its terms, interest rate, and remaining balance. Real estate and finance]]></media:text>
                                <media:title type="plain"><![CDATA[Assumable mortgage concept. Home loan that allows a buyer to take over the seller s existing mortgage, including its terms, interest rate, and remaining balance. Real estate and finance]]></media:title>
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                                                            <title><![CDATA[ Before You Go to Costco, Try This Grocery Strategy First ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/backwards-shopping-grocery-strategy</link>
                                                                            <description>
                            <![CDATA[ A simple shift in how you plan meals could help you spend and waste less. ]]>
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                                                                        <pubDate>Fri, 20 Feb 2026 16:29:01 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/noge55UQd9baewfmi9euNk-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman picking an ingredient jar from cupboard kitchen ]]></media:description>                                                            <media:text><![CDATA[Woman picking an ingredient jar from cupboard kitchen ]]></media:text>
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                                                            <title><![CDATA[ Money Questions Couples Should Ask Before Combining Finances or Planning a Future Together ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/money-questions-couples-should-ask</link>
                                                                            <description>
                            <![CDATA[ Honest financial conversations can reduce stress, strengthen trust and help couples align long-term goals. ]]>
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                                                                        <pubDate>Fri, 13 Feb 2026 15:23:44 +0000</pubDate>                                                                                                                                <updated>Tue, 17 Feb 2026 20:51:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TX3V3fejcsVjD2wSjvnXFC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple discussing their finances in front of a laptop]]></media:description>                                                            <media:text><![CDATA[A couple discussing their finances in front of a laptop]]></media:text>
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                                                            <title><![CDATA[ The Financial Details Every Couple Should Share (Before There’s an Emergency) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/essential-financial-info-for-couples</link>
                                                                            <description>
                            <![CDATA[ From passwords to policy numbers, having shared access to key accounts can prevent financial chaos when life throws a curveball. ]]>
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                                                                        <pubDate>Fri, 23 Jan 2026 11:20:00 +0000</pubDate>                                                                                                                                <updated>Tue, 27 Jan 2026 19:05:49 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Vrb8DXEsMWBjR8f6oYJv8e-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Wife and husband checking documents against their budget]]></media:description>                                                            <media:text><![CDATA[Wife and husband checking documents against their budget]]></media:text>
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                                                            <title><![CDATA[ How to Plan a (Successful) Family Reunion ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/how-to-plan-a-successful-family-reunion</link>
                                                                            <description>
                            <![CDATA[ From shaping the guest list to building the budget, here's how to design a successful and memorable family reunion. ]]>
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                                                                        <pubDate>Mon, 19 Jan 2026 13:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ emma.patch@futurenet.com (Emma Patch) ]]></author>                    <dc:creator><![CDATA[ Emma Patch ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/e5SR4iENZTCApkaM9BhGJA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A group of kids wearing white shirts pose happily waving pom-poms on a beach at sunset.]]></media:description>                                                            <media:text><![CDATA[A group of kids wearing white shirts pose happily waving pom-poms on a beach at sunset.]]></media:text>
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                                                            <title><![CDATA[ How We Manage Our Finances Together as a Married Couple ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/how-we-manage-our-finances-together-as-a-married-couple</link>
                                                                            <description>
                            <![CDATA[ Douglas Boneparth, a certified financial planner, and his wife, Heather Boneparth, speak with Kiplinger about couples managing finances. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Wed, 31 Dec 2025 16:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Laura Petrecca ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/sGspWJP8B8bdsAJ5AQYqBQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple stands at a modern kitchen island looking at a computer together.]]></media:description>                                                            <media:text><![CDATA[A couple stands at a modern kitchen island looking at a computer together.]]></media:text>
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                                                            <title><![CDATA[ Where to Stash Cash as Yields Fall, According to Advisers ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/where-to-stash-cash-as-yields-fall-according-to-advisers</link>
                                                                            <description>
                            <![CDATA[ Your best options depend on how soon you'll need the money and your tolerance for risk. ]]>
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                                                                        <pubDate>Tue, 30 Dec 2025 15:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Kerri Anne Renzulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YzfzkEft543CxbwyTCtXuc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A squirrel pushes a shopping cart filled with walnuts.]]></media:description>                                                            <media:text><![CDATA[A squirrel pushes a shopping cart filled with walnuts.]]></media:text>
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                                                            <title><![CDATA[ 7 Ways to Save Money on Almost Everything ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/ways-to-save-money-on-almost-everything</link>
                                                                            <description>
                            <![CDATA[ High prices got you down? These strategies can help you reap deep discounts on everyday spending. ]]>
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                                                                        <pubDate>Mon, 29 Dec 2025 19:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Beth Braverman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gxc2EMM6hjchpT4oi6UZna-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An illustration of a golden number seven with coins and dollar signs.]]></media:description>                                                            <media:text><![CDATA[An illustration of a golden number seven with coins and dollar signs.]]></media:text>
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                                                            <title><![CDATA[ 4 Great Tools to DIY Your Own Financial Plan ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/diy-financial-plan-tools</link>
                                                                            <description>
                            <![CDATA[ Several tools picked out by Kiplinger that DIYers can use to make their own financial plan. ]]>
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                                                                        <pubDate>Wed, 17 Dec 2025 13:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Chris Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yaxc4CZJHyh8565pPcUbWo-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature cafe owner sitting at table by bright window in cafe using laptop looking at plans.]]></media:description>                                                            <media:text><![CDATA[Mature cafe owner sitting at table by bright window in cafe using laptop looking at plans.]]></media:text>
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                                                            <title><![CDATA[ Verizon’s 4-Line Phone Promo Offers Strong Value for Families Upgrading to Premium Devices ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/deals/verizon-four-line-phone-deal</link>
                                                                            <description>
                            <![CDATA[ Families can upgrade to top-tier smartphones for $25 a line with Verizon’s newest offer. ]]>
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                                                                        <pubDate>Tue, 16 Dec 2025 12:25:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Deals]]></category>
                                                    <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mAsDYAdVBdGHgzVokNwnUH-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Young woman showing smart phone to brother and parents in the kitchen at home]]></media:description>                                                            <media:text><![CDATA[Young woman showing smart phone to brother and parents in the kitchen at home]]></media:text>
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                                                            <title><![CDATA[ Last-Minute Gifts for Grandkids from Walmart ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/online-shopping/top-gifts-for-grandkids-from-walmart</link>
                                                                            <description>
                            <![CDATA[ From PlayStations to Labubus, you'll find the hottest gifts of 2025 for your grandkids at Walmart this year. And many still arrive in time for Christmas. ]]>
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                                                                        <pubDate>Wed, 10 Dec 2025 21:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 23 Dec 2025 17:34:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Z8xyMDpyJfwiAr5uPiPEQQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Grandparents sitting with kids by a Christmas tree while opening Christmas gifts.]]></media:description>                                                            <media:text><![CDATA[Grandparents sitting with kids by a Christmas tree while opening Christmas gifts.]]></media:text>
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                                                            <title><![CDATA[ NordVPN’s Huge 77% Black Friday Discount Is One of the Top VPN Deals We’ve Seen This Year ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/deals/nordvpn-black-friday-deal</link>
                                                                            <description>
                            <![CDATA[ Save up to 77% on NordVPN with this Black Friday deal, a practical choice for improving online security and streaming access. ]]>
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                                                                        <pubDate>Fri, 28 Nov 2025 20:05:53 +0000</pubDate>                                                                                                                                <updated>Mon, 01 Dec 2025 18:34:38 +0000</updated>
                                                                                                                                            <category><![CDATA[Deals]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/esuQAfWyAaCqsG9i9SRXna-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A family of four seen from behind watches Christmas movies on the couch while wearing Santa hats.]]></media:description>                                                            <media:text><![CDATA[A family of four seen from behind watches Christmas movies on the couch while wearing Santa hats.]]></media:text>
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                                                            <title><![CDATA[ How to Get HBO Max for $2.99 with Hulu This Black Friday ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/deals/hulu-add-hbo-max</link>
                                                                            <description>
                            <![CDATA[ Take advantage of Hulu’s holiday pricing and stream HBO Max hits for only $2.99 a month. ]]>
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                                                                        <pubDate>Tue, 25 Nov 2025 22:12:41 +0000</pubDate>                                                                                                                                <updated>Wed, 26 Nov 2025 13:33:54 +0000</updated>
                                                                                                                                            <category><![CDATA[Deals]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Bx9ZMZC9ibaYVv9mxtjReh-1280-80.jpg">
                                                            <media:credit><![CDATA[SOPA Images / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[HBO Max logo on smartphone]]></media:description>                                                            <media:text><![CDATA[HBO Max logo on smartphone]]></media:text>
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                                                            <title><![CDATA[ Hulu’s Black Friday Deal Gets You Starz for Only $2.99 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/deals/hulu-starz-black-friday-deal</link>
                                                                            <description>
                            <![CDATA[ Get premium entertainment for less with Hulu’s limited-time Black Friday STARZ deal. ]]>
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                                                                        <pubDate>Tue, 25 Nov 2025 22:02:37 +0000</pubDate>                                                                                                                                <updated>Wed, 26 Nov 2025 18:41:15 +0000</updated>
                                                                                                                                            <category><![CDATA[Deals]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vMWdWEgDUbXpwmnZYCWqWE-1280-80.jpg">
                                                            <media:credit><![CDATA[Starz]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[starz logo]]></media:description>                                                            <media:text><![CDATA[starz logo]]></media:text>
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                                                            <title><![CDATA[ 5 Simple Fixes to Save on Heat Bills This Winter ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/simple-fixes-to-save-on-heat-bills-this-winter</link>
                                                                            <description>
                            <![CDATA[ With fuel prices expected to rise 10% or more this winter, making your home more energy efficient will really pay off. ]]>
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                                                                        <pubDate>Tue, 25 Nov 2025 14:55:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
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                                                                                                <author><![CDATA[ kiplinger@futurenet.com (David Rodeck) ]]></author>                    <dc:creator><![CDATA[ David Rodeck ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cLZTzvA5s6L3AHYdiPKNiR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[little wooden house wrapped in brown scarf on a radiator]]></media:description>                                                            <media:text><![CDATA[little wooden house wrapped in brown scarf on a radiator]]></media:text>
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                                                            <title><![CDATA[ New Ways to Use 529 Plans ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/college/new-ways-to-use-529-plans</link>
                                                                            <description>
                            <![CDATA[ Tax-free withdrawals from 529 plans could help you sharpen your job skills. ]]>
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                                                                        <pubDate>Mon, 24 Nov 2025 11:00:00 +0000</pubDate>                                                                                                                                <updated>Thu, 22 Jan 2026 22:14:06 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
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                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/p8qG2HCjbh7kfJ5yGCKNcX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[graduation cap with 529 Plan text, on hundred dollar bills - college education savings concept]]></media:description>                                                            <media:text><![CDATA[graduation cap with 529 Plan text, on hundred dollar bills - college education savings concept]]></media:text>
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                                                            <title><![CDATA[ Don't Waste Your Money on Bad Gifts. Try This Instead. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gift-ideas/dont-waste-your-money-on-bad-gifts-try-this-instead</link>
                                                                            <description>
                            <![CDATA[ These strategies, backed by behavioral finance, can help you find presents that your loved ones will truly enjoy. ]]>
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                                                                        <pubDate>Sun, 23 Nov 2025 14:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 24 Nov 2025 15:01:27 +0000</updated>
                                                                                                                                            <category><![CDATA[Gift Ideas]]></category>
                                                    <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Alicia Adamczyk ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7fFGSBjiF5bFgKaVUAexyA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A little girl hugs a wrapped Christmas present with a big smile on her face.]]></media:description>                                                            <media:text><![CDATA[A little girl hugs a wrapped Christmas present with a big smile on her face.]]></media:text>
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                                                            <title><![CDATA[ Why This Year’s Black Friday Deals May Fall Short ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/black-friday-tariffs-impact-on-prices</link>
                                                                            <description>
                            <![CDATA[ From rising import duties to supply-chain cost creep, the discounts you expect may be smaller this year. ]]>
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                                                                        <pubDate>Sat, 22 Nov 2025 11:53:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
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                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/s37X8uzcJKt5Ar7uLNPQjW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Man leaning on the store shelves and thinking]]></media:description>                                                            <media:text><![CDATA[Man leaning on the store shelves and thinking]]></media:text>
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                                                            <title><![CDATA[ 6 Quick Money Moves to Make Before the Year Ends ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/smart-year-end-money-moves</link>
                                                                            <description>
                            <![CDATA[ Finish the year strong with smart money moves that can boost savings, trim taxes and set you up for a better 2026. ]]>
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                                                                        <pubDate>Thu, 20 Nov 2025 11:48:00 +0000</pubDate>                                                                                                                                <updated>Thu, 20 Nov 2025 13:53:55 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/oKGD36QGvtUZc2kXp9YvoF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Flipping of 2025 to 2026 on a wooden block cube for new year change]]></media:description>                                                            <media:text><![CDATA[Flipping of 2025 to 2026 on a wooden block cube for new year change]]></media:text>
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                                                            <title><![CDATA[ How Much Should You Spend on Holiday Gifts This Season ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/holiday-gift-budget</link>
                                                                            <description>
                            <![CDATA[ With U.S. consumers spending near record levels on holiday items, here's how much to allocate for gift-giving, how to avoid debt and how to fit your budget into your bigger financial picture. ]]>
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                                                                        <pubDate>Tue, 18 Nov 2025 14:38:29 +0000</pubDate>                                                                                                                                <updated>Wed, 19 Nov 2025 16:27:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/v3hUrAWwgDdiF3S9QCqQcD-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A family exchanging gifts in front of a Christmas tree]]></media:description>                                                            <media:text><![CDATA[A family exchanging gifts in front of a Christmas tree]]></media:text>
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                                                            <title><![CDATA[ The Savvy Way to Spend (and Enjoy) Your Bonus  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/the-savvy-way-to-spend-and-enjoy-your-bonus</link>
                                                                            <description>
                            <![CDATA[ Use your bonus to build wealth, boost savings and still enjoy a little well-earned fun. ]]>
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                                                                        <pubDate>Sat, 15 Nov 2025 12:03:00 +0000</pubDate>                                                                                                                                <updated>Tue, 18 Nov 2025 21:12:18 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/h8jmPwpm35ceAL2Z2EJpMF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Check stub showing Salary and Bonus ]]></media:description>                                                            <media:text><![CDATA[Check stub showing Salary and Bonus ]]></media:text>
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                                                            <title><![CDATA[ Find the Right Health Plan During Open Enrollment ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/health-insurance/find-the-right-health-plan-during-open-enrollment</link>
                                                                            <description>
                            <![CDATA[ You may face sharply higher out-of-pocket costs for health care next year. Use our guide to select an insurance plan that meets your needs at the best price. ]]>
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                                                                        <pubDate>Fri, 14 Nov 2025 11:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gFKzdSHVrTcKDw2fG92bpC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Symbol of money dollar from colored pills and capsules on green background. Expensive medicine and medical insurance]]></media:description>                                                            <media:text><![CDATA[Symbol of money dollar from colored pills and capsules on green background. Expensive medicine and medical insurance]]></media:text>
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                                                            <title><![CDATA[ Why You May Want to Stop Saving for Retirement Sooner Than You Think ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/are-you-saving-too-much-for-retirement-know-these-surprising-downsides</link>
                                                                            <description>
                            <![CDATA[ Your money may be better served outside of a retirement account. ]]>
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                                                                        <pubDate>Tue, 11 Nov 2025 20:42:21 +0000</pubDate>                                                                                                                                <updated>Wed, 04 Feb 2026 15:41:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NFUvVf7FB5RQSeVYY6Rt9N-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Family sitting on the steps of a beach house.]]></media:description>                                                            <media:text><![CDATA[Family sitting on the steps of a beach house.]]></media:text>
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                                                            <title><![CDATA[ Smart Strategies for Paying Your Child an Allowance ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/smart-strategies-for-paying-your-child-an-allowance</link>
                                                                            <description>
                            <![CDATA[ By giving your kids money to spend and save, you’ll help them sharpen their financial skills at an early age. ]]>
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                                                                        <pubDate>Sat, 08 Nov 2025 14:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/oe2cKAXZvauUDkdjzCrsJU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[stacks of coins on a table]]></media:description>                                                            <media:text><![CDATA[stacks of coins on a table]]></media:text>
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                                                            <title><![CDATA[ Tariffs, Inflation, Uncertainty, Oh My: How to Feel Less Stressed About Finances Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/economy/tariffs-inflation-uncertainty-oh-my</link>
                                                                            <description>
                            <![CDATA[ Tariffs, high prices and an uncertain economy getting you down? These steps can help. ]]>
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                                                                        <pubDate>Tue, 04 Nov 2025 16:00:00 +0000</pubDate>                                                                                                                                <updated>Wed, 05 Nov 2025 22:40:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Janna Herron ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/G74pKdakJF4Cu5mUeeg56e-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman lounging on a couch scrunches her hair in a sign of anxiety]]></media:description>                                                            <media:text><![CDATA[A woman lounging on a couch scrunches her hair in a sign of anxiety]]></media:text>
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                                                            <title><![CDATA[ Four Military Benefits That Have Helped My Family ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/military-benefits-that-have-helped-my-family</link>
                                                                            <description>
                            <![CDATA[ Military life can be challenging for servicemembers and their families, but they're offered some significant financial benefits to help cushion the blow. ]]>
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                                                                        <pubDate>Sat, 01 Nov 2025 10:02:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Life Insurance]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VYfMXsuUwyWfntpAX3uEnH-1280-80.jpg">
                                                            <media:credit><![CDATA[Thinkstock]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Child hugging a military service member. ]]></media:description>                                                            <media:text><![CDATA[Child hugging a military service member. ]]></media:text>
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                                                            <title><![CDATA[ How to Prevent an Emergency When Flying With Your Pet ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/how-to-prevent-an-emergency-when-flying-with-your-pet</link>
                                                                            <description>
                            <![CDATA[ More and more pet owners are including their pets in their travel plans. Here's how to do that safely and with as little stress as possible. ]]>
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                                                                        <pubDate>Thu, 16 Oct 2025 10:00:00 +0000</pubDate>                                                                                                                                <updated>Thu, 16 Oct 2025 15:10:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GgxtyuwAMmXXfSK6tY9YD6-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A dog and cat are seated with assorted luggage inside a living room.]]></media:description>                                                            <media:text><![CDATA[A dog and cat are seated with assorted luggage inside a living room.]]></media:text>
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                                                            <title><![CDATA[ I Wrote About Credit Cards for Years: Here's My Credit Card Rewards Strategy ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/rewards-credit-cards/an-expert-credit-card-rewards-strategy</link>
                                                                            <description>
                            <![CDATA[ This is how I maximize cash back and points for various purchases and leverage premium card benefits such as airport lounge access and annual fee waivers for active-duty military members. ]]>
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                                                                        <pubDate>Sat, 11 Oct 2025 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Rewards Credit Cards]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ lisa.gerstner@futurenet.com (Lisa Gerstner) ]]></author>                    <dc:creator><![CDATA[ Lisa Gerstner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bJRDPAMj6sT5pVsuBZDupa-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman sitting on her sofa smiles as she looks at her credit card and holds a tablet.]]></media:description>                                                            <media:text><![CDATA[A woman sitting on her sofa smiles as she looks at her credit card and holds a tablet.]]></media:text>
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                                                            <title><![CDATA[ Eight Tricks to Shop for Glasses if You're Over 50 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/deals/tips-to-shop-for-glasses-if-youre-over-age-50</link>
                                                                            <description>
                            <![CDATA[ Shopping for glasses often gets trickier — and more expensive — as you age. If you've over 50, take these steps when you set out to buy a new pair. ]]>
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                                                                        <pubDate>Sat, 04 Oct 2025 11:30:00 +0000</pubDate>                                                                                                                                <updated>Mon, 06 Oct 2025 16:58:35 +0000</updated>
                                                                                                                                            <category><![CDATA[Deals]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Bruce Horovitz ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/D8aKsh5AyVNKXG5zpuAqSj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Optometry, slit lamp and eye exam by senior woman or patient with medical insurance using machine. Ophthalmology, eyesight and female test vision in clinic as eyecare during consultation]]></media:description>                                                            <media:text><![CDATA[Optometry, slit lamp and eye exam by senior woman or patient with medical insurance using machine. Ophthalmology, eyesight and female test vision in clinic as eyecare during consultation]]></media:text>
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                                                            <title><![CDATA[ Seven Things You Should Do Before 2026 Because of One Big Beautiful Bill Changes ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/what-you-should-do-before-2026-because-of-obbba-changes</link>
                                                                            <description>
                            <![CDATA[ The new law ushers in significant changes for most taxpayers. Make these moves now to take advantage of them. ]]>
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                                                                        <pubDate>Fri, 03 Oct 2025 11:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 06 Oct 2025 16:26:11 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[Tax Deductions]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Health Savings Accounts]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Charity]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aK2jNuTZJKpamKyfXxVXjV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple going over their household finances]]></media:description>                                                            <media:text><![CDATA[A couple going over their household finances]]></media:text>
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                                                            <title><![CDATA[ FAFSA Advice for 2025 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/college/fafsa-advice-for-2025</link>
                                                                            <description>
                            <![CDATA[ A new federal financial aid application drops on October 1 — and being an early bird will likely pay off. ]]>
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                                                                        <pubDate>Mon, 29 Sep 2025 20:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 06 Oct 2025 16:21:26 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ emma.patch@futurenet.com (Emma Patch) ]]></author>                    <dc:creator><![CDATA[ Emma Patch ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cmYMHKb7FabWGc8oKHWvVT-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[picture of two girls at college]]></media:description>                                                            <media:text><![CDATA[picture of two girls at college]]></media:text>
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                                                            <title><![CDATA[ Savings Goal Calculator ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/savings-goal-calculator</link>
                                                                            <description>
                            <![CDATA[ Want to know how much you need to save each month to reach your financial goals? Our calculator helps you build a realistic savings plan. ]]>
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                                                                        <pubDate>Wed, 17 Sep 2025 17:29:20 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bUAoU9Fryzk522an8u7ink-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Small piggy banks sit on stacks of coins that get subsequently higher.]]></media:description>                                                            <media:text><![CDATA[Small piggy banks sit on stacks of coins that get subsequently higher.]]></media:text>
                                <media:title type="plain"><![CDATA[Small piggy banks sit on stacks of coins that get subsequently higher.]]></media:title>
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