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                    <title><![CDATA[ Latest from Kiplinger in Cd-rates ]]></title>
                <link>https://www.kiplinger.com/personal-finance/banking/cd-rates</link>
        <description><![CDATA[ All the latest cd-rates content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Wed, 24 Dec 2025 10:30:00 +0000</lastBuildDate>
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                                <item>
                                                            <title><![CDATA[ Introducing Your CD's Edgier Cousin: The Market-Linked CD ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/investing/all-about-market-linked-cds</link>
                                                                            <description>
                            <![CDATA[ Traditional CDs are a safe option for savers, but they don't always beat inflation. Should you try their counterparts, market-linked CDs, for better returns? ]]>
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                                                                        <pubDate>Wed, 24 Dec 2025 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ bill@williamskillender.com (William Skillender) ]]></author>                    <dc:creator><![CDATA[ William Skillender ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/i8tPaggGUYiuyP6ZdbD42S-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A piggy bank wears dark sunglasses.]]></media:description>                                                            <media:text><![CDATA[A piggy bank wears dark sunglasses.]]></media:text>
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                                                            <title><![CDATA[ What Will the Fed Do at Its Next Meeting? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/what-will-the-fed-do-at-its-next-meeting</link>
                                                                            <description>
                            <![CDATA[ The Federal Reserve is expected to keep rates unchanged at the next Fed meeting. ]]>
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                                                                        <pubDate>Mon, 21 Jul 2025 10:03:00 +0000</pubDate>                                                                                                                                <updated>Mon, 26 Jan 2026 15:12:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[Interest Rates]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Dividend Stocks]]></category>
                                                    <category><![CDATA[Value Stocks]]></category>
                                                    <category><![CDATA[Growth Stocks]]></category>
                                                    <category><![CDATA[Blue Chip Stocks]]></category>
                                                    <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ dan.burrows@futurenet.com (Dan Burrows) ]]></author>                    <dc:creator><![CDATA[ Dan Burrows ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hx5jaMLBZJjmeEHHEiKPRc-1280-80.jpg">
                                                            <media:credit><![CDATA[Chip Somodevilla/Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Federal Reserve Chair Jerome Powell speaking at podium after FOMC meeting on May 1]]></media:description>                                                            <media:text><![CDATA[Federal Reserve Chair Jerome Powell speaking at podium after FOMC meeting on May 1]]></media:text>
                                <media:title type="plain"><![CDATA[Federal Reserve Chair Jerome Powell speaking at podium after FOMC meeting on May 1]]></media:title>
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                                                            <title><![CDATA[ This is the Best CD to Get Amid Rate Uncertainty ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cd-rates/no-penalty-cd-strategy</link>
                                                                            <description>
                            <![CDATA[ This CD helps you earn more than 4%, with quick access to your cash if you need it. ]]>
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                                                                        <pubDate>Tue, 15 Jul 2025 20:09:36 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/EaL5huxrcJyoPygUDJ2WGf-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A couple discussing their finances sitting on a couch with a laptop]]></media:description>                                                            <media:text><![CDATA[A couple discussing their finances sitting on a couch with a laptop]]></media:text>
                                <media:title type="plain"><![CDATA[A couple discussing their finances sitting on a couch with a laptop]]></media:title>
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                                                            <title><![CDATA[ A Smart Way to Combat Economic Rollercoasters: CD Ladders ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cd-rates/smart-way-to-combat-economic-rollercoasters-cd-ladders</link>
                                                                            <description>
                            <![CDATA[ With rates on CDs remaining high for now, a CD ladder allows you to maximize your returns with flexibility to your cash when you need it. ]]>
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                                                                        <pubDate>Tue, 20 May 2025 19:00:20 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TqNbpZst5DKMrzFbNvR3E3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[piggy bank climbing ladder]]></media:description>                                                            <media:text><![CDATA[piggy bank climbing ladder]]></media:text>
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                                                            <title><![CDATA[ You Can Get Better Yield with a Jumbo CD or Money Market Account ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/you-can-get-better-yield-with-a-jumbo-cd-or-money-market-account</link>
                                                                            <description>
                            <![CDATA[ Looking for the best returns on your savings? We explore top jumbo CDs, money market deposit accounts and high-yield savings options, detailing interest rates, minimum deposits and key terms to help you make the most of your money. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Thu, 01 May 2025 10:00:20 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Money Market Accounts]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/emdc7XRSSxs5GC5Abv2Pwf-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Businessman holding big bundle of money]]></media:description>                                                            <media:text><![CDATA[Businessman holding big bundle of money]]></media:text>
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                                                            <title><![CDATA[ Why a 5-Year CD is Still Your Best Bet After the Fed Meeting ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cd-rates/why-a-5-year-cd-is-your-best-bet-after-the-fed-meeting</link>
                                                                            <description>
                            <![CDATA[ With the rate pause at the March Fed meeting, you still have time to lock in historically high interest rates with a 5-year CD. ]]>
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                                                                        <pubDate>Fri, 31 Jan 2025 12:00:00 +0000</pubDate>                                                                                                                                <updated>Wed, 18 Mar 2026 18:59:28 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8XdAp3LyCV3YSVo52aeEpU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Three plants growing in three jars of coins. ]]></media:description>                                                            <media:text><![CDATA[Three plants growing in three jars of coins. ]]></media:text>
                                <media:title type="plain"><![CDATA[Three plants growing in three jars of coins. ]]></media:title>
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                                                            <title><![CDATA[ Callable CDs: Was Your High-Yield CD Called Back Before It Matured? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/callable-cds-was-your-high-yield-cd-called-back-before-it-matured</link>
                                                                            <description>
                            <![CDATA[ Here's what you need to know about callable CDs, which let banks redeem your CD before its official maturity date. ]]>
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                                                                        <pubDate>Thu, 24 Oct 2024 14:08:41 +0000</pubDate>                                                                                                                                <updated>Mon, 23 Dec 2024 18:52:35 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uxts5bz36yKGyMwr3jYf5F-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Callable CD concept: Smashed piggy bank containing US coins with hammer on white surface, view from above. ]]></media:description>                                                            <media:text><![CDATA[Callable CD concept: Smashed piggy bank containing US coins with hammer on white surface, view from above. ]]></media:text>
                                <media:title type="plain"><![CDATA[Callable CD concept: Smashed piggy bank containing US coins with hammer on white surface, view from above. ]]></media:title>
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                                                            <title><![CDATA[ Three Best CDs to Open After a Drop in Rates ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/three-best-cds-to-open-after-a-drop-in-rates</link>
                                                                            <description>
                            <![CDATA[ Even though CD rates fell after the Fed's latest meeting, several accounts still offer impressive rates. ]]>
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                                                                        <pubDate>Mon, 23 Sep 2024 18:22:37 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7bGwSkoZvSGT76hjiBsgdA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Hand inserting coins into three piggy banks of different size.]]></media:description>                                                            <media:text><![CDATA[Hand inserting coins into three piggy banks of different size.]]></media:text>
                                <media:title type="plain"><![CDATA[Hand inserting coins into three piggy banks of different size.]]></media:title>
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                                                            <title><![CDATA[ The Fed Could Cut Rates Again. What Should Savers Do About CDs and High-Yield Accounts? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/fed-rate-cuts-what-should-savers-do-cds-high-yield-accounts</link>
                                                                            <description>
                            <![CDATA[ Here's what to know about CDs and high-yield savings accounts before the Fed meets to possibly cut rates again. ]]>
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                                                                        <pubDate>Wed, 18 Sep 2024 19:44:46 +0000</pubDate>                                                                                                                                <updated>Tue, 10 Dec 2024 16:40:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dZ5ZmSg2JsYh99kNvevFgB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Stainless steel scissors in mid air cutting a US $1 dollar bill over white surface, gradated green background.]]></media:description>                                                            <media:text><![CDATA[Stainless steel scissors in mid air cutting a US $1 dollar bill over white surface, gradated green background.]]></media:text>
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                                                            <title><![CDATA[ Should You Get a Long-Term or Short-Term CD Before the Next Fed Meeting? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cd-rates/long-term-or-short-term-cd-before-the-fed-meeting</link>
                                                                            <description>
                            <![CDATA[ Is a long-term or short-term CD better to open before the Fed meeting this week? Here's what you need to know. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Sun, 15 Sep 2024 10:00:10 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Mar 2026 22:18:12 +0000</updated>
                                                                                                                                            <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Interest Rates]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/72ktiWiND2Bn2qPqpDfmXc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man is contemplating while looking through a window to the outdoors.]]></media:description>                                                            <media:text><![CDATA[An older man is contemplating while looking through a window to the outdoors.]]></media:text>
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                                                            <title><![CDATA[ Will the Fed Cut Rates in September? Here's What Experts Predict ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/Will-the-Fed-Cut-Rates-September-experts-forecast</link>
                                                                            <description>
                            <![CDATA[ The race is already on to predict the trajectory of future reductions to borrowing costs. ]]>
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                                                                        <pubDate>Thu, 12 Sep 2024 19:11:12 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Sep 2024 16:07:43 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[Interest Rates]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Dividend Stocks]]></category>
                                                    <category><![CDATA[Value Stocks]]></category>
                                                    <category><![CDATA[Growth Stocks]]></category>
                                                    <category><![CDATA[Blue Chip Stocks]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ dan.burrows@futurenet.com (Dan Burrows) ]]></author>                    <dc:creator><![CDATA[ Dan Burrows ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VmNvWAUYsKF2n3mNLgXLCF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Will the Fed Cut Rates in September]]></media:description>                                                            <media:text><![CDATA[Will the Fed Cut Rates in September]]></media:text>
                                <media:title type="plain"><![CDATA[Will the Fed Cut Rates in September]]></media:title>
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                                                            <title><![CDATA[ Three CDs to Check Out Before a Fed Rate Cut ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cd-rates/cds-to-check-out-before-a-fed-rate-cut</link>
                                                                            <description>
                            <![CDATA[ Here are three of the best CDs to check out before the Feds could possibly cut rates again. ]]>
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                                                                        <pubDate>Thu, 29 Aug 2024 11:01:12 +0000</pubDate>                                                                                                                                <updated>Fri, 24 Jan 2025 17:25:49 +0000</updated>
                                                                                                                                            <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/k8qRbDqWauvX5a2EZGiedD-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[ Time is money concept of clock and dollar sign overlapping on blue background directly above view.]]></media:description>                                                            <media:text><![CDATA[ Time is money concept of clock and dollar sign overlapping on blue background directly above view.]]></media:text>
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                                                            <title><![CDATA[ Best 6% Interest Savings Accounts Available Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings-accounts/best-high-interest-savings-accounts-available-now</link>
                                                                            <description>
                            <![CDATA[ Want 6% interest on your savings? You could earn an APY of 6% or higher with these accounts, but you'll want to lock in rates soon. ]]>
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                                                                        <pubDate>Fri, 26 Jul 2024 15:36:02 +0000</pubDate>                                                                                                                                <updated>Fri, 26 Jul 2024 15:39:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Checking Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/aW3nUPw2Do2disLXtkyziY-1280-80.jpg">
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                                                            <title><![CDATA[ Disgusted With Your Savings Interest Rate? Time to Switch ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/low-savings-account-interest-rate-time-to-switch</link>
                                                                            <description>
                            <![CDATA[ If your money is parked in a low-rate savings account, you could be earning hundreds or even thousands more by switching to one of these three options instead. ]]>
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                                                                        <pubDate>Mon, 20 May 2024 09:40:46 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Interest Rates]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ michael.joseph@stansberryam.com (Michael Joseph, CFA) ]]></author>                    <dc:creator><![CDATA[ Michael Joseph, CFA ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bUAoU9Fryzk522an8u7ink-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Small piggy banks sit on stacks of coins that get subsequently higher.]]></media:description>                                                            <media:text><![CDATA[Small piggy banks sit on stacks of coins that get subsequently higher.]]></media:text>
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                                                            <title><![CDATA[ Smart Ways to Invest Your Money This Year ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/smart-ways-to-invest-your-money-this-year</link>
                                                                            <description>
                            <![CDATA[ Following a red-hot run for the equities market, folks are looking for smart ways to invest this year. Stocks, bonds and CDs all have something to offer in 2024. ]]>
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                                                                        <pubDate>Sat, 13 Jan 2024 14:30:21 +0000</pubDate>                                                                                                                                <updated>Wed, 24 Jan 2024 17:28:08 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[ETFs]]></category>
                                                    <category><![CDATA[Mutual Funds]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Jeff Reeves) ]]></author>                    <dc:creator><![CDATA[ Jeff Reeves ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/iLmQtpje2k6S7g422okegi-1280-80.jpg">
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                                                            <title><![CDATA[ Why You Need to Open a CD Right Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/why-you-need-to-open-a-cd-right-now</link>
                                                                            <description>
                            <![CDATA[ Looking to open a CD in 2024? Now's a great time to lock-in CD rates and earn interest on your cash. ]]>
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                                                                        <pubDate>Fri, 12 Jan 2024 20:50:57 +0000</pubDate>                                                                                                                                <updated>Fri, 27 Dec 2024 18:05:38 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ado6KopzqrgciShPWpEDNg-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A close-up of a hand holding three $100 bills]]></media:description>                                                            <media:text><![CDATA[A close-up of a hand holding three $100 bills]]></media:text>
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                                                            <title><![CDATA[ This 12-Month CD Offers a 6% APY — But You’ll Want to Lock in Rates Soon ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/cds-highest-rates</link>
                                                                            <description>
                            <![CDATA[ CD rates are exceptionally high — but they won’t stay this way forever. Lock in this 6% rate while you can. ]]>
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                                                                        <pubDate>Wed, 11 Oct 2023 19:07:13 +0000</pubDate>                                                                                                                                <updated>Fri, 13 Oct 2023 02:59:53 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6GukeqcMKRNyUmaN9PnVs4-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Roll of American dollars banknotes on a beige background]]></media:description>                                                            <media:text><![CDATA[Roll of American dollars banknotes on a beige background]]></media:text>
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                                                            <title><![CDATA[ CD or Money Market: Where to Stash Your Cash ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cd-rates/cd-or-money-market</link>
                                                                            <description>
                            <![CDATA[ Both CDs and money market accounts offer good prospects right now. What's the difference and which should you choose? ]]>
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                                                                        <pubDate>Fri, 22 Sep 2023 10:00:00 +0000</pubDate>                                                                                                                                <updated>Wed, 08 Nov 2023 08:22:33 +0000</updated>
                                                                                                                                            <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Money Market Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Seychelle Thomas ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HGDZPEf4k5iJWgT9kSZvMc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman in her office looks at bills.]]></media:description>                                                            <media:text><![CDATA[A woman in her office looks at bills.]]></media:text>
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                                                            <title><![CDATA[ You Can Now Get 3 CD Deals For Over 5.6% ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cd-rates/new-cd-deals</link>
                                                                            <description>
                            <![CDATA[ These CD accounts currently have an APY of over 5.6%, some of the highest rates on the market. ]]>
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                                                                        <pubDate>Thu, 21 Sep 2023 10:30:00 +0000</pubDate>                                                                                                                                <updated>Mon, 25 Mar 2024 13:38:44 +0000</updated>
                                                                                                                                            <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Deals]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/JHEkgTf4nSThv3KkLJ6wTH-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A hand putting money into a gold piggy bank]]></media:description>                                                            <media:text><![CDATA[A hand putting money into a gold piggy bank]]></media:text>
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                                                            <title><![CDATA[ See Our Best Jumbo CD Rates ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-find-the-best-jumbo-cd-rates</link>
                                                                            <description>
                            <![CDATA[ The best jumbo CD rates can yield returns of up to 4.35%. See our top choices. ]]>
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                                                                        <pubDate>Thu, 21 Sep 2023 10:02:00 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 15:01:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kLnsRMXAXq4tV7j7PKRpXJ-1280-80.jpg">
                                                            <media:credit><![CDATA[Future]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Best Jumbo CD Rates]]></media:description>                                                            <media:text><![CDATA[Best Jumbo CD Rates]]></media:text>
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                                                            <title><![CDATA[ CDs vs Bonds: Which Is Better for You?  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cd-rates/bond-vs-certificate-of-deposit-cd-which-is-better-for-you</link>
                                                                            <description>
                            <![CDATA[ If you're considering CDs vs bonds, here's a breakdown of how each works. ]]>
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                                                                        <pubDate>Wed, 16 Aug 2023 12:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 15 Dec 2025 21:42:41 +0000</updated>
                                                                                                                                            <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LjPksKJ9bghHQptpE6gGDT-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A smiling older woman sits with her laptop open on her lap.]]></media:description>                                                            <media:text><![CDATA[A smiling older woman sits with her laptop open on her lap.]]></media:text>
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                                                            <title><![CDATA[ Saving vs. Investing: Which Is Best? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/saving-vs-investing-which-is-best</link>
                                                                            <description>
                            <![CDATA[ Saving and investing are both key parts of a solid financial plan, so it's worth considering what is best for you. ]]>
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                                                                        <pubDate>Fri, 11 Aug 2023 12:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 16 Apr 2024 22:20:55 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ guy.anker@futurenet.com (Guy Anker) ]]></author>                    <dc:creator><![CDATA[ Guy Anker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CbtWLaGJyGVGCoogtZGLCg-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man looks at a computer with a calculator. ]]></media:description>                                                            <media:text><![CDATA[A man looks at a computer with a calculator. ]]></media:text>
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                                                            <title><![CDATA[ Best No-Penalty CD Rates: Lock in Rates at 4% ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/best-no-penalty-cd-rates</link>
                                                                            <description>
                            <![CDATA[ No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices. ]]>
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                                                                        <pubDate>Wed, 02 Aug 2023 15:33:16 +0000</pubDate>                                                                                                                                <updated>Thu, 26 Mar 2026 18:25:59 +0000</updated>
                                                                                                                                            <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jcXRrvoemPktiQhn6LQRVZ-1280-80.jpg">
                                                            <media:credit><![CDATA[Future]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Best No-Penalty CD Rates]]></media:description>                                                            <media:text><![CDATA[Best No-Penalty CD Rates]]></media:text>
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                                                            <title><![CDATA[ Best CD Rates — A Risk-Free Way to Save ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/best-cd-rates</link>
                                                                            <description>
                            <![CDATA[ The best CD rates allow you to outpace inflation and reach your savings goal fast. See our top picks. ]]>
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                                                                        <pubDate>Thu, 27 Jul 2023 19:49:41 +0000</pubDate>                                                                                                                                <updated>Thu, 26 Mar 2026 18:17:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VF4VFDAaCAbteuEWnW5GnU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[5 Year CD Rates ]]></media:description>                                                            <media:text><![CDATA[5 Year CD Rates ]]></media:text>
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                                                            <title><![CDATA[ Will Savings Rates Keep Going Up in 2024? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/savings-rates</link>
                                                                            <description>
                            <![CDATA[ As savings rates begin to fall, consider locking in rates while they're still high. ]]>
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                                                                        <pubDate>Wed, 26 Jul 2023 22:29:20 +0000</pubDate>                                                                                                                                <updated>Tue, 16 Apr 2024 22:19:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/c92dD8tN65AJfRvdGubxu5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Blocks and a piggy bank spelling out 2024.]]></media:description>                                                            <media:text><![CDATA[Blocks and a piggy bank spelling out 2024.]]></media:text>
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                                                            <title><![CDATA[ The Best 5-Year CD Rates Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/best-5-year-cd-rates</link>
                                                                            <description>
                            <![CDATA[ The top 5-year CD rates offer up to 4.10%, surpassing inflation and helping investors reach long-term savings goals. ]]>
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                                                                        <pubDate>Wed, 26 Jul 2023 19:53:28 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 16:54:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Interest Rates]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PFvY6EupUxxJwM5MatmCdT-1280-80.jpg">
                                                            <media:credit><![CDATA[Future]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Best Five-Year Cds]]></media:description>                                                            <media:text><![CDATA[Best Five-Year Cds]]></media:text>
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                                                            <title><![CDATA[ CD Rates Are High, Shop Around to Get the Best Returns ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/cd-rates-are-rising-shop-around-to-get-the-best-returns</link>
                                                                            <description>
                            <![CDATA[ High-interest CD rates are back — shop around for the best 5%+ deals. ]]>
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                                                                        <pubDate>Wed, 26 Jul 2023 19:37:24 +0000</pubDate>                                                                                                                                <updated>Mon, 15 Apr 2024 12:10:39 +0000</updated>
                                                                                                                                            <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Pc8Gs3Rz8dLSTscXPbzu3P-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[CD rates]]></media:description>                                                            <media:text><![CDATA[CD rates]]></media:text>
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                                                            <title><![CDATA[ Savings Rates of 5%+: It’s Time to Switch  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/savings-rates-of-5-its-time-to-switch</link>
                                                                            <description>
                            <![CDATA[ Savings accounts are giving high returns, so Kiplinger recommends switching your savings. ]]>
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                                                                        <pubDate>Wed, 26 Jul 2023 19:23:08 +0000</pubDate>                                                                                                                                <updated>Tue, 16 Apr 2024 22:20:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ guy.anker@futurenet.com (Guy Anker) ]]></author>                    <dc:creator><![CDATA[ Guy Anker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6TnBacdjiTeZu75sxXVqUM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A depiction of watering a money tree with coins. ]]></media:description>                                                            <media:text><![CDATA[A depiction of watering a money tree with coins. ]]></media:text>
                                <media:title type="plain"><![CDATA[A depiction of watering a money tree with coins. ]]></media:title>
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                                                            <title><![CDATA[ Keep Ahead of Rising Prices with the Best One-Year CD Rates ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/1-year-cd-rates</link>
                                                                            <description>
                            <![CDATA[ The best 1-year CD rates are a smart way to achieve short-term savings goals. ]]>
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                                                                        <pubDate>Wed, 26 Jul 2023 19:14:03 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 19:00:40 +0000</updated>
                                                                                                                                            <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7KgqLwWD4yCk4UnUfaUJJf-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Best One year Cds]]></media:description>                                                            <media:text><![CDATA[Best One year Cds]]></media:text>
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                                                            <title><![CDATA[ The Best 3-Year CDs: Outpace Inflation and Earn Up to 4.05% ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/top-earning-3-year-cds</link>
                                                                            <description>
                            <![CDATA[ Achieve your savings goals and outpace inflation with our top 3-year CDs picks. ]]>
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                                                                        <pubDate>Wed, 26 Jul 2023 19:12:20 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 18:44:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SNKXN4rwCMRCr3vMFLUD86-1280-80.jpg">
                                                            <media:credit><![CDATA[Future]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Best Three Year CDs]]></media:description>                                                            <media:text><![CDATA[Best Three Year CDs]]></media:text>
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                                                            <title><![CDATA[ Savings Calculator: If You Saved $5,000 Five Years Ago, Here's What You'd Have Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/savings-calculator</link>
                                                                            <description>
                            <![CDATA[ Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time. ]]>
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                                                                        <pubDate>Thu, 20 Jul 2023 19:06:04 +0000</pubDate>                                                                                                                                <updated>Fri, 09 Jan 2026 20:26:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cUiipBV8K3yEzCTYiiwZUc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mother and father look at a computer at the kitchen table while their child looking on.]]></media:description>                                                            <media:text><![CDATA[A mother and father look at a computer at the kitchen table while their child looking on.]]></media:text>
                                <media:title type="plain"><![CDATA[A mother and father look at a computer at the kitchen table while their child looking on.]]></media:title>
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                                                            <title><![CDATA[ Types of Savings Accounts Explained  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings-accounts/types-of-savings-accounts-explained</link>
                                                                            <description>
                            <![CDATA[ Explanation of the different types of savings accounts. ]]>
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                                                                        <pubDate>Fri, 07 Jul 2023 13:15:39 +0000</pubDate>                                                                                                                                <updated>Fri, 05 Apr 2024 20:14:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tN79gAbZRmCXWiWReiBvQ9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Many piggy banks represent the many types of savings accounts you may choose from.]]></media:description>                                                            <media:text><![CDATA[Many piggy banks represent the many types of savings accounts you may choose from.]]></media:text>
                                <media:title type="plain"><![CDATA[Many piggy banks represent the many types of savings accounts you may choose from.]]></media:title>
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                                                            <title><![CDATA[ CDs vs Money Market Accounts: Which Is Better for You? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cds-vs-money-market-accounts-which-is-better-for-you</link>
                                                                            <description>
                            <![CDATA[ Money market accounts and CDs have a few key differences. Here's how they differ and when you should should one over the other. ]]>
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                                                                        <pubDate>Thu, 29 Jun 2023 21:36:10 +0000</pubDate>                                                                                                                                <updated>Fri, 18 Jul 2025 15:50:53 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Money Market Accounts]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BbmaPgnzS7TscGMTv9mW57-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[investment concept, money for startup, fundraising, business man looking at dollar bags drawn by chalk]]></media:description>                                                            <media:text><![CDATA[investment concept, money for startup, fundraising, business man looking at dollar bags drawn by chalk]]></media:text>
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                                                            <title><![CDATA[ Where to Save Cash: You Have Options ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/where-to-save-cash</link>
                                                                            <description>
                            <![CDATA[ Know where to save cash to keep your money safe and earn interest on it. ]]>
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                                                                        <pubDate>Sun, 11 Jun 2023 12:00:24 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Money Market Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ben Luthi ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SGhBkDpG5kyHtstxARMS7C-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Dollar bills stashed beneath a floorboard]]></media:description>                                                            <media:text><![CDATA[Dollar bills stashed beneath a floorboard]]></media:text>
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                                                            <title><![CDATA[ 1-Year vs 5-Year CD Accounts ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/1-year-vs-5-year-cd-accounts</link>
                                                                            <description>
                            <![CDATA[ A look at the pros and cons of having a 1-year vs 5-year CD account. ]]>
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                                                                        <pubDate>Sat, 22 Apr 2023 12:00:01 +0000</pubDate>                                                                                                                                <updated>Thu, 11 Apr 2024 23:28:31 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                <author><![CDATA[ guy.anker@futurenet.com (Guy Anker) ]]></author>                    <dc:creator><![CDATA[ Guy Anker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gff2CWMak77TRVKHbZNSSX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple looks at their finances and savings.]]></media:description>                                                            <media:text><![CDATA[A couple looks at their finances and savings.]]></media:text>
                                <media:title type="plain"><![CDATA[A couple looks at their finances and savings.]]></media:title>
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                                                            <title><![CDATA[ CD vs. High-Yield Savings Account: Which is Better? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/cd-vs-high-yield-savings-account-which-is-better</link>
                                                                            <description>
                            <![CDATA[ Deciding between a CD and a high-yield savings account? Here's how to choose based on your savings goals. ]]>
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                                                                        <pubDate>Fri, 14 Apr 2023 19:06:34 +0000</pubDate>                                                                                                                                <updated>Mon, 12 Jan 2026 22:27:46 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xrzfwB9HhYs7dmoF6CPmoG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Big question mark over blue pig piggy bank.]]></media:description>                                                            <media:text><![CDATA[Big question mark over blue pig piggy bank.]]></media:text>
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                                                            <title><![CDATA[ What Is APY? Here's How to Score the Highest Rates ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/what-is-apy</link>
                                                                            <description>
                            <![CDATA[ Here's everything you need to know about APY, the important factor in how much your savings could earn in a year. ]]>
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                                                                        <pubDate>Fri, 17 Mar 2023 20:53:07 +0000</pubDate>                                                                                                                                <updated>Fri, 18 Jul 2025 15:59:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[High Yield Savings Accounts]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KAA6PChtG9ARMiTm2GABcM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Money banknotes, calculator and wooden blocks written with APY.]]></media:description>                                                            <media:text><![CDATA[Money banknotes, calculator and wooden blocks written with APY.]]></media:text>
                                <media:title type="plain"><![CDATA[Money banknotes, calculator and wooden blocks written with APY.]]></media:title>
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                                                            <title><![CDATA[ When Is the Next Fed Meeting?  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/when-is-the-next-fed-meeting</link>
                                                                            <description>
                            <![CDATA[ Markets expect interest rates to remain unchanged at the next Fed meeting. ]]>
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                                                                        <pubDate>Fri, 10 Mar 2023 00:14:42 +0000</pubDate>                                                                                                                                <updated>Tue, 20 Jan 2026 13:37:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[Interest Rates]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Dividend Stocks]]></category>
                                                    <category><![CDATA[Value Stocks]]></category>
                                                    <category><![CDATA[Growth Stocks]]></category>
                                                    <category><![CDATA[Blue Chip Stocks]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ dan.burrows@futurenet.com (Dan Burrows) ]]></author>                    <dc:creator><![CDATA[ Dan Burrows ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LQcyjte3JZdHPVc6psveKX-1280-80.jpg">
                                                            <media:credit><![CDATA[Kent Nishimura/Bloomberg via Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Jerome Powell, chairman of the US Federal Reserve, during a news conference following a Federal Open Market Committee (FOMC) meeting in Washington, DC, US, on Wednesday, Sept. 17, 2025. ]]></media:description>                                                            <media:text><![CDATA[Jerome Powell, chairman of the US Federal Reserve, during a news conference following a Federal Open Market Committee (FOMC) meeting in Washington, DC, US, on Wednesday, Sept. 17, 2025. ]]></media:text>
                                <media:title type="plain"><![CDATA[Jerome Powell, chairman of the US Federal Reserve, during a news conference following a Federal Open Market Committee (FOMC) meeting in Washington, DC, US, on Wednesday, Sept. 17, 2025. ]]></media:title>
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                                                            <title><![CDATA[ The Advantages of Brokered CDs ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/what-are-brokered-cds</link>
                                                                            <description>
                            <![CDATA[ Brokered CDs are certificates of deposit sold by brokerage firms that typically offer higher yields. But they don't come without some risk. ]]>
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                                                                        <pubDate>Wed, 05 Oct 2022 10:17:47 +0000</pubDate>                                                                                                                                <updated>Mon, 15 Apr 2024 12:11:28 +0000</updated>
                                                                                                                                            <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rivan V. Stinson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9BQs9WitLJqp492Tq45ZAB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[man and woman shake hands confirming a deal]]></media:description>                                                            <media:text><![CDATA[man and woman shake hands confirming a deal]]></media:text>
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                                                            <title><![CDATA[ What to Know About CD Ladders, A Flexible Way to Save ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/banking/cd-rates/605053/earn-more-with-a-cd-ladder</link>
                                                                            <description>
                            <![CDATA[ One way to keep your earnings on track is to spread out your cash. ]]>
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                                                                        <pubDate>Tue, 09 Aug 2022 18:55:47 +0000</pubDate>                                                                                                                                <updated>Tue, 31 Mar 2026 18:05:58 +0000</updated>
                                                                                                                                            <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rivan V. Stinson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Pc8Gs3Rz8dLSTscXPbzu3P-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[CD rates]]></media:description>                                                            <media:text><![CDATA[CD rates]]></media:text>
                                <media:title type="plain"><![CDATA[CD rates]]></media:title>
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                                                            <title><![CDATA[ Build a Bond Ladder with ETFs ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/bonds/601759/build-a-bond-ladder</link>
                                                                            <description>
                            <![CDATA[ Exchange-traded funds give a new twist to an old technique to navigate a tricky market and manage cash flow. ]]>
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                                                                        <pubDate>Mon, 23 Nov 2020 23:56:52 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[ETFs]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ nellie.huang@futurenet.com (Nellie S. Huang) ]]></author>                    <dc:creator><![CDATA[ Nellie S. Huang ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SfNAR2hn2dMTbDXGpuLQXj-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Red ladders staggered from shortest to tallest with man climbing tallest ladder]]></media:description>                                                            <media:text><![CDATA[Red ladders staggered from shortest to tallest with man climbing tallest ladder]]></media:text>
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                                                            <title><![CDATA[ Boost Your Returns With Brokered CDs ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/retirement/t047-c000-s004-boost-your-returns-with-brokered-cds.html</link>
                                                                            <description>
                            <![CDATA[ You can earn more with brokered certificates of deposit, but shop wisely. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Tue, 30 May 2017 00:00:01 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Mar 2023 08:59:11 +0000</updated>
                                                                                                                                            <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Eleanor Laise ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wgQAo5ZzWeQVxJidoDZuCS-1280-80.jpg">
                                                            <media:credit><![CDATA[malerapaso]]></media:credit>
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                                                            <title><![CDATA[ Bank Accounts Paying Up to 4% Interest ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/investing/t005-c000-s002-earn-1-to-4-in-bank-accounts.html</link>
                                                                            <description>
                            <![CDATA[ There are payoffs for storing your money in an online bank—but more rules, too. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Tue, 05 Jul 2016 00:00:01 +0000</pubDate>                                                                                                                                <updated>Tue, 05 Jul 2016 11:29:44 +0000</updated>
                                                                                                                                            <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Daren Fonda ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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                                                            <title><![CDATA[ Give These CDs a Spin ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/investing/t005-c000-s001-give-these-cds-a-spin.html</link>
                                                                            <description>
                            <![CDATA[ Certificates of deposit offer higher yields to savers who are willing to lock their money up for a specific period of time. ]]>
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                                                                        <pubDate>Mon, 29 Dec 2014 00:00:01 +0000</pubDate>                                                                                                                                <updated>Fri, 03 Mar 2023 08:58:27 +0000</updated>
                                                                                                                                            <category><![CDATA[CD Rates]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ the editors of Kiplinger&#039;s Personal Finance ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                            <title><![CDATA[ If You Put $500 in a CD for 5 Years, Here's How Much Money You'd Have ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/saving/t005-c000-s001-certificates-of-deposit.html</link>
                                                                            <description>
                            <![CDATA[ Discover how much you can earn by placing $500 in a long-term CD. ]]>
                                                                                                            </description>
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                                                                        <pubDate>Mon, 21 Oct 2013 00:00:01 +0000</pubDate>                                                                                                                                <updated>Tue, 13 Jan 2026 21:30:16 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[CD Rates]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7b3eyi3VhFMsxLf9vqXeWZ-1280-80.jpg">
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