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                    <title><![CDATA[ Latest from Kiplinger in Buying-a-home ]]></title>
                <link>https://www.kiplinger.com/real-estate/buying-a-home</link>
        <description><![CDATA[ All the latest buying-a-home content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Mon, 30 Mar 2026 19:15:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ Iran War Looms Over Spring Home-Buying Season ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/iran-war-looms-over-spring-home-buying-season</link>
                                                                            <description>
                            <![CDATA[ The Iran conflict has put the housing market recovery on hold by driving up mortgage rates and raising costs for builders. ]]>
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                                                                        <pubDate>Mon, 30 Mar 2026 19:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 19:44:07 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Business]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rodrigo Sermeño ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/B3jmPYCz3eULHBBKv3wBS5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[House for sale concept]]></media:description>                                                            <media:text><![CDATA[House for sale concept]]></media:text>
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                                                            <title><![CDATA[ I Bought a House With Solar Panels. What Do I Do With Them Now? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/bought-a-house-with-solar-panels-now-what</link>
                                                                            <description>
                            <![CDATA[ The $20 utility bills are definitely a "pro." ]]>
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                                                                        <pubDate>Sat, 28 Mar 2026 12:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 19:12:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ alexandra.svokos@futurenet.com (Alexandra Svokos) ]]></author>                    <dc:creator><![CDATA[ Alexandra Svokos ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/qpGLgCH5QCkWWWbBDEGSaW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A red house with solar panels on the roof and a lush landscape.]]></media:description>                                                            <media:text><![CDATA[A red house with solar panels on the roof and a lush landscape.]]></media:text>
                                <media:title type="plain"><![CDATA[A red house with solar panels on the roof and a lush landscape.]]></media:title>
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                                                            <title><![CDATA[ Mortgage Rates Are Rising Again — Here's What You Should Do  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/mortgage-rates-are-rising-again-heres-what-it-means-for-buyers-and-refinancers</link>
                                                                            <description>
                            <![CDATA[ Geopolitical tension, inflation pressure and shifting demand are pushing rates higher. Here's how the housing market is reacting and what it means if you're planning to buy, sell or refinance. ]]>
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                                                                        <pubDate>Fri, 27 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 30 Mar 2026 19:31:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CvysyMm6LoHuTnuxLXGpYm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Toy house on a red up arrow on a black background.]]></media:description>                                                            <media:text><![CDATA[Toy house on a red up arrow on a black background.]]></media:text>
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                                                            <title><![CDATA[ If You Can't Build It, They Can't Come: Why the Housing Crisis Affects All of Us ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/housing-crisis-affects-all-of-us-how-to-fix-it</link>
                                                                            <description>
                            <![CDATA[ Excessive building regulations are restricting the supply of affordable housing in areas with the strongest job markets — and that hits national growth. ]]>
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                                                                        <pubDate>Tue, 17 Mar 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Jesse.Hurst@ImpelWealth.com (Jesse W. Hurst, CFP®, AIF®) ]]></author>                    <dc:creator><![CDATA[ Jesse W. Hurst, CFP®, AIF® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3Gk8bUWfVRLbkbsKi7qsEL-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[3D house on blueprint background illustrating plans coming to life]]></media:description>                                                            <media:text><![CDATA[3D house on blueprint background illustrating plans coming to life]]></media:text>
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                                                            <title><![CDATA[ Buying a Home This Year? 3 Moves to Make Before the Next Fed Meeting ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/buying-a-home-moves-to-make-before-the-next-fed-meeting</link>
                                                                            <description>
                            <![CDATA[ A few smart financial moves now can help you qualify for better mortgage terms and act quickly if the market shifts. ]]>
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                                                                        <pubDate>Sat, 07 Mar 2026 11:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hqc9WQKohXTzbEC2NyQQLR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A house-shaped block in a tiny shopping cart]]></media:description>                                                            <media:text><![CDATA[A house-shaped block in a tiny shopping cart]]></media:text>
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                                                            <title><![CDATA[ What Is an Assumable Mortgage and Could It Save You Thousands? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/what-is-an-assumable-mortgage</link>
                                                                            <description>
                            <![CDATA[ With mortgage rates still elevated, taking over a seller’s existing home loan could lower monthly payments — if the numbers work. ]]>
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                                                                        <pubDate>Wed, 25 Feb 2026 11:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/exwTKA2rSuz7CLHWx97Tjj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Assumable mortgage concept. Home loan that allows a buyer to take over the seller s existing mortgage, including its terms, interest rate, and remaining balance. Real estate and finance]]></media:description>                                                            <media:text><![CDATA[Assumable mortgage concept. Home loan that allows a buyer to take over the seller s existing mortgage, including its terms, interest rate, and remaining balance. Real estate and finance]]></media:text>
                                <media:title type="plain"><![CDATA[Assumable mortgage concept. Home loan that allows a buyer to take over the seller s existing mortgage, including its terms, interest rate, and remaining balance. Real estate and finance]]></media:title>
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                                                            <title><![CDATA[ Want to Buy a Home With a Friend? Here's How to Prevent Legal Headaches ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/buying-a-home-with-a-friend-prevent-legal-headaches</link>
                                                                            <description>
                            <![CDATA[ With rising home prices leading more people to co-buy homes with friends, it's essential to have a co-tenancy agreement that clearly defines the deal. ]]>
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                                                                        <pubDate>Sun, 22 Feb 2026 10:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Team@Cunninghamlegal.com (John M. Goralka) ]]></author>                    <dc:creator><![CDATA[ John M. Goralka ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HFpDUuZTKE2gVamLaQ977J-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Roommates moving into a new home]]></media:description>                                                            <media:text><![CDATA[Roommates moving into a new home]]></media:text>
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                                                            <title><![CDATA[ My Spouse and I Are Saving Money for a Down Payment on a House. Which Savings Account is the Best Way to Reach Our Goal? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/saving-money-for-a-down-payment-on-a-house</link>
                                                                            <description>
                            <![CDATA[ Learn how timing matters when it comes to choosing the right account. ]]>
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                                                                        <pubDate>Sun, 15 Feb 2026 11:35:00 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Feb 2026 21:07:06 +0000</updated>
                                                                                                                                            <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LSxzmKTbhCPwBHwj7TfyLY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a happy couple holding the keys to their home]]></media:description>                                                            <media:text><![CDATA[a happy couple holding the keys to their home]]></media:text>
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                                                            <title><![CDATA[ The High Cost of Sunshine: How Insurance and Housing Are Reshaping Snowbird Living ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/how-insurance-and-housing-are-reshaping-snowbird-living</link>
                                                                            <description>
                            <![CDATA[ The snowbird lifestyle is changing as insurance and housing costs climb. Here’s how retirees are adapting and where they’re choosing to go. ]]>
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                                                                        <pubDate>Wed, 11 Feb 2026 11:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Bs4oPfgM4B9EUC255Jvq6o-1280-80.jpg">
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                                                            <title><![CDATA[ Builders Are Offering Big Mortgage Incentives — What Homebuyers Should Watch For ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/builder-mortgage-incentives-what-homebuyers-should-know</link>
                                                                            <description>
                            <![CDATA[ Builder credits and below-market mortgage rates can ease affordability pressures, but the savings often come with trade-offs buyers should understand before signing. ]]>
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                                                                        <pubDate>Sat, 10 Jan 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 12 Jan 2026 18:54:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/G6yMmfAUnwYfTQTqKAk6bG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[New home under construction]]></media:description>                                                            <media:text><![CDATA[New home under construction]]></media:text>
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                                                            <title><![CDATA[ How Much Income You Really Need to Afford a $500,000 Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/how-much-income-you-need-to-afford-500k-home</link>
                                                                            <description>
                            <![CDATA[ As home prices increase, the income needed for a house is also climbing. We break down what you need to earn to afford a $500,000 home. ]]>
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                                                                        <pubDate>Tue, 16 Dec 2025 11:35:00 +0000</pubDate>                                                                                                                                <updated>Mon, 22 Dec 2025 16:28:45 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UZmo52UNuTXgjAdiaatyjF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Yellow miniature model house and pink ceramic piggy bank on white line balanced on black and white finger]]></media:description>                                                            <media:text><![CDATA[Yellow miniature model house and pink ceramic piggy bank on white line balanced on black and white finger]]></media:text>
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                                                            <title><![CDATA[ Credit Score News Could Help First-Time Homebuyers ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-score/credit-score-news-could-help-first-time-homebuyers</link>
                                                                            <description>
                            <![CDATA[ Lenders who sell mortgages to Fannie Mae and Freddie Mac used to only be able to use FICO for loan qualification. Now there's VantageScore, owned by the three major credit bureaus. ]]>
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                                                                        <pubDate>Sun, 09 Nov 2025 11:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Credit Score]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Credit Reports]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KuFTSEjmsecorgc7gsvHWK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A family moves into a new home.]]></media:description>                                                            <media:text><![CDATA[A family moves into a new home.]]></media:text>
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                                                            <title><![CDATA[ A Vacation Home Sounds Dreamy, But Is It the Right Move for You? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/vacation-home-pros-cons</link>
                                                                            <description>
                            <![CDATA[ A vacation home can be a relaxing getaway or a financial burden. Learn the pros and cons of owning a second home and how to decide if it fits your goals. ]]>
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                                                                        <pubDate>Tue, 21 Oct 2025 10:22:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/FaHPBNXnaxtux9fkgCZx7G-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Businesswoman enjoying a coffee break in her office]]></media:description>                                                            <media:text><![CDATA[Businesswoman enjoying a coffee break in her office]]></media:text>
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                                                            <title><![CDATA[ I Made Some Mistakes Buying My First Home. Here's How I'm Making Sure It Doesn't Happen Again ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/three-home-buying-lessons-i-learned-the-hard-way</link>
                                                                            <description>
                            <![CDATA[ Buying a home can be a complicated process. I'll show you some common mistakes we encountered and provide expert tips to help you avoid these. ]]>
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                                                                        <pubDate>Thu, 16 Oct 2025 09:00:00 +0000</pubDate>                                                                                                                                <updated>Thu, 16 Oct 2025 17:37:45 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3uPbmbajDpVWUjHaEsAZDH-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A dog sits in an empty moving box surrounded by other boxes on moving day.]]></media:description>                                                            <media:text><![CDATA[A dog sits in an empty moving box surrounded by other boxes on moving day.]]></media:text>
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                                                            <title><![CDATA[ How Location Changes the Math on Owning a Vacation Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/how-location-affects-vacation-home-returns</link>
                                                                            <description>
                            <![CDATA[ The market you choose can make your dream getaway a smart investment — or an expensive mistake. ]]>
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                                                                        <pubDate>Tue, 07 Oct 2025 10:22:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9bWbigW6W7eqY2qns24zXV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Vacation homes on the beach in Alabama]]></media:description>                                                            <media:text><![CDATA[Vacation homes on the beach in Alabama]]></media:text>
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                                                            <title><![CDATA[ Dealing With a Bad HOA Board? This Book Could Be Your Battle Plan ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/dealing-with-a-bad-hoa-board-battle-plan</link>
                                                                            <description>
                            <![CDATA[ 'Bad HOA' by Luke Carlson empowers homeowners to push back against unfairness, offering advice on dealing with challenging homeowners associations (HOAs). ]]>
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                                                                        <pubDate>Tue, 30 Sep 2025 09:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ H. Dennis Beaver, Esq. ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ysBYqKeios3ynCN38DwUVU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple appear frustrated as they look at a table together on their sofa.]]></media:description>                                                            <media:text><![CDATA[A couple appear frustrated as they look at a table together on their sofa.]]></media:text>
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                                                            <title><![CDATA[ Can You Afford a Million-Dollar Home on a $250,000 Salary? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/can-you-afford-a-million-dollar-home-on-a-usd250-000-salary</link>
                                                                            <description>
                            <![CDATA[ It’s more than the sticker price — mortgage rates, down payments, taxes and debt all factor into whether a million-dollar home fits your budget. ]]>
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                                                                        <pubDate>Thu, 11 Sep 2025 18:48:37 +0000</pubDate>                                                                                                                                <updated>Tue, 23 Sep 2025 14:44:49 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MDzqgRLBKBJPzNZsMYatfJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A &quot;for sale by owner&quot; sign in the yard of a home.]]></media:description>                                                            <media:text><![CDATA[A &quot;for sale by owner&quot; sign in the yard of a home.]]></media:text>
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                                                            <title><![CDATA[ Lock or Float? How to Decide on Your Mortgage Rate ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/mortgage-rate-lock-vs-float</link>
                                                                            <description>
                            <![CDATA[ Mortgage rates move daily, here’s how to know if you should lock in a rate now or let it float until closing. ]]>
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                                                                        <pubDate>Thu, 04 Sep 2025 10:08:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KqkdNHmSZWzY7aiiKkLzYd-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A house floating in a bubble]]></media:description>                                                            <media:text><![CDATA[A house floating in a bubble]]></media:text>
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                                                            <title><![CDATA[ The 28% Rule for Housing: Does It Still Work in Today’s Market? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/does-28-percent-rule-still-work</link>
                                                                            <description>
                            <![CDATA[ Rising home prices and stubborn mortgage rates put this long-standing rule to the test. ]]>
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                                                                        <pubDate>Fri, 22 Aug 2025 10:43:00 +0000</pubDate>                                                                                                                                <updated>Mon, 01 Sep 2025 18:00:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jvZEQf6Nf8YR935eYfYTvi-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Hands counting money over a calculator]]></media:description>                                                            <media:text><![CDATA[Hands counting money over a calculator]]></media:text>
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                                                            <title><![CDATA[ Don't Regret Buying a Home: An Expert Guide to Navigating Today's Tough Housing Market ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/dont-regret-buying-a-home-navigating-a-tough-housing-market</link>
                                                                            <description>
                            <![CDATA[ Whether you're a first-time buyer, want to upsize/downsize or move closer to work or family, it's critical to stay within your budget and have an emergency fund. ]]>
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                                                                        <pubDate>Sun, 17 Aug 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ dtooley@uhm.com (Darren Tooley, CMA) ]]></author>                    <dc:creator><![CDATA[ Darren Tooley, CMA ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vEdiFZFcmNyYtjn3APUXNV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple look regretful as they sit at their dining room table and look at financial paperwork.]]></media:description>                                                            <media:text><![CDATA[A couple look regretful as they sit at their dining room table and look at financial paperwork.]]></media:text>
                                <media:title type="plain"><![CDATA[A couple look regretful as they sit at their dining room table and look at financial paperwork.]]></media:title>
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                                                            <title><![CDATA[ Three Steps for Evaluating a Downsize in Retirement: A Financial Planner's Guide ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/evaluating-a-downsize-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Unless you think things through, you could end up with major (and costly) regrets. To make the right choice, base it on the three keys to retirement happiness. ]]>
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                                                                        <pubDate>Sat, 19 Jul 2025 09:35:00 +0000</pubDate>                                                                                                                                <updated>Mon, 21 Jul 2025 14:14:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ EBeach@exit59advisory.com (Evan T. Beach, CFP®, AWMA®) ]]></author>                    <dc:creator><![CDATA[ Evan T. Beach, CFP®, AWMA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QtTPionuVYvrUc2D9XKgc7-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman in her yard waves to a neighbor walking by.]]></media:description>                                                            <media:text><![CDATA[A woman in her yard waves to a neighbor walking by.]]></media:text>
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                                                            <title><![CDATA[ How to Choose a Mortgage Lender in Five Steps ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/how-to-choose-a-mortgage-lender</link>
                                                                            <description>
                            <![CDATA[ Not all lenders are created equal — here’s how to compare offers, rates and terms with confidence. ]]>
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                                                                        <pubDate>Fri, 27 Jun 2025 20:02:55 +0000</pubDate>                                                                                                                                <updated>Mon, 09 Feb 2026 18:58:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kM8YCYSJf36hi6BqNpeqVj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple discussing their mortgage options with their broker.]]></media:description>                                                            <media:text><![CDATA[A couple discussing their mortgage options with their broker.]]></media:text>
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                                                            <title><![CDATA[ What to Know About Mortgage Escrow Accounts ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/what-to-know-about-mortgage-escrow-accounts</link>
                                                                            <description>
                            <![CDATA[ Escrow accounts ensure that you pay your bills for home insurance and property taxes. ]]>
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                                                                        <pubDate>Sun, 22 Jun 2025 14:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Deborah Kearns ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/X8d8YwoSdfbnDEQTNQPG2S-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A sign reading &quot;in escrow&quot; on top of a &quot;for-sale&quot; sign at a house.]]></media:description>                                                            <media:text><![CDATA[A sign reading &quot;in escrow&quot; on top of a &quot;for-sale&quot; sign at a house.]]></media:text>
                                <media:title type="plain"><![CDATA[A sign reading &quot;in escrow&quot; on top of a &quot;for-sale&quot; sign at a house.]]></media:title>
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                                                            <title><![CDATA[ Is it Worth Having a Wine Cellar? What it Adds to Your Home Value — and Happiness ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/do-you-really-need-that-wine-cellar</link>
                                                                            <description>
                            <![CDATA[ Wine cellars are a popular feature in high-end houses. Will installing one in your home increase its value, or would you be better off with a cheaper solution? ]]>
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                                                                        <pubDate>Sun, 18 May 2025 10:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 20 May 2025 20:29:17 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Lia Picard ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/auTmzt8XmSSxMCjLLGHE2B-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A stocked wine cellar with wood and design.]]></media:description>                                                            <media:text><![CDATA[A stocked wine cellar with wood and design.]]></media:text>
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                                                            <title><![CDATA[ 7 Equestrian Estates Kentucky Derby Lovers Can Buy ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/equestrian-estates-for-sale-now</link>
                                                                            <description>
                            <![CDATA[ A look at seven real estate listings of home for sale with equestrian options. ]]>
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                                                                        <pubDate>Sat, 03 May 2025 11:30:10 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Places To Live]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                                                                <author><![CDATA[ alexandra.svokos@futurenet.com (Alexandra Svokos) ]]></author>                    <dc:creator><![CDATA[ Alexandra Svokos ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Z2puNYmzFCbJjWL9xZCZek-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A home for sale in Franklin, Tennessee.]]></media:description>                                                            <media:text><![CDATA[A home for sale in Franklin, Tennessee.]]></media:text>
                                <media:title type="plain"><![CDATA[A home for sale in Franklin, Tennessee.]]></media:title>
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                                                            <title><![CDATA[ I Want to Buy a Vacation Home. I'm 65 and Have $3 Million Saved. Am I Crazy? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/i-want-to-buy-a-vacation-home-im-65-and-have-usd3-million-saved-am-i-crazy</link>
                                                                            <description>
                            <![CDATA[ I have my eye on a small but beautiful cottage. Will I regret tying up my money? ]]>
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                                                                        <pubDate>Fri, 02 May 2025 10:17:00 +0000</pubDate>                                                                                                                                <updated>Fri, 02 May 2025 13:09:24 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eGJFV4p9HR6YSgNs9PcdEM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man sits in a chair in the doorway to a beach house.]]></media:description>                                                            <media:text><![CDATA[An older man sits in a chair in the doorway to a beach house.]]></media:text>
                                <media:title type="plain"><![CDATA[An older man sits in a chair in the doorway to a beach house.]]></media:title>
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                                                            <title><![CDATA[ How Does the 10-Year Treasury Yield Affect Mortgage Rates? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/how-does-the-10-year-treasury-yield-affect-mortgage-rates</link>
                                                                            <description>
                            <![CDATA[ Where the 10-year Treasury yield moves, mortgage rates follow. Learn why they are connected and how they impact homebuyers. ]]>
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                                                                        <pubDate>Wed, 30 Apr 2025 10:00:00 +0000</pubDate>                                                                                                                                <updated>Fri, 23 Jan 2026 21:30:10 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rAfumC4z4Eo4MC6Wwt5Syi-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Red House Object And Percentage Sign In Front Of Grey Defocused Background ]]></media:description>                                                            <media:text><![CDATA[Red House Object And Percentage Sign In Front Of Grey Defocused Background ]]></media:text>
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                                                            <title><![CDATA[ 5 Historic Philadelphia Homes for Sale Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/historic-philadelphia-homes-for-sale-now</link>
                                                                            <description>
                            <![CDATA[ Philadelphia is a goldmine of historic properties that rival the best in New York, London and Paris for charm and opulence. Here are five gems you can own. ]]>
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                                                                        <pubDate>Sat, 26 Apr 2025 14:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Places To Live]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                                                                                    <dc:creator><![CDATA[ Charlotte Gorbold ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3Y2NAEMuZxbM7sFC5dewMj-1280-80.jpg">
                                                            <media:credit><![CDATA[Attic Fire]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A home for sale in Rittenhouse Square, Philadelphia.]]></media:description>                                                            <media:text><![CDATA[A home for sale in Rittenhouse Square, Philadelphia.]]></media:text>
                                <media:title type="plain"><![CDATA[A home for sale in Rittenhouse Square, Philadelphia.]]></media:title>
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                                                            <title><![CDATA[ What It Really Takes to Buy a Home in 2025: Affordability, Income and Market Challenges ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/what-it-really-takes-to-buy-a-home-in-2025</link>
                                                                            <description>
                            <![CDATA[ Home prices are up, mortgage rates are high and buyers are getting older. Here's what it really takes to afford a house in today's market. ]]>
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                                                                        <pubDate>Thu, 24 Apr 2025 10:00:00 +0000</pubDate>                                                                                                                                <updated>Fri, 16 May 2025 09:02:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Jdgbn8zVWHzS4u36StWgWC-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Couple Looking at a New House]]></media:description>                                                            <media:text><![CDATA[Couple Looking at a New House]]></media:text>
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                                                            <title><![CDATA[ Bouncing Back: New Tunes for Millennials Trying to Make It ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/wealth-management-for-millennials</link>
                                                                            <description>
                            <![CDATA[ Adele's mournful melodies kick off this generation's financial playlist, but with the right plan, Millennials can finish strong. ]]>
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                                                                        <pubDate>Wed, 23 Apr 2025 09:35:20 +0000</pubDate>                                                                                                                                <updated>Fri, 16 May 2025 18:57:15 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Debt Management]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                                                                                    <dc:creator><![CDATA[ Alvina Lo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zNZgRtrVkvKFSUF9heptsX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A young man works on financial planning on the sofa in his living room.]]></media:description>                                                            <media:text><![CDATA[A young man works on financial planning on the sofa in his living room.]]></media:text>
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                                                            <title><![CDATA[ Fired Up By the Masters and RBC Heritage? See These Homes for Sale By Golf Courses ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/homes-for-sale-near-golf-courses</link>
                                                                            <description>
                            <![CDATA[ Five homes for sale near golf courses, for people who can't get enough of the tour. ]]>
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                                                                        <pubDate>Sat, 19 Apr 2025 13:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 21 Apr 2025 17:11:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Places To Live]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                                                                <author><![CDATA[ alexandra.svokos@futurenet.com (Alexandra Svokos) ]]></author>                    <dc:creator><![CDATA[ Alexandra Svokos ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kp2zo5dhjn93wPsgoXnfug-1280-80.jpg">
                                                            <media:credit><![CDATA[Frank Garnica]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A home for sale in Austin, Texas, by a golf course.]]></media:description>                                                            <media:text><![CDATA[A home for sale in Austin, Texas, by a golf course.]]></media:text>
                                <media:title type="plain"><![CDATA[A home for sale in Austin, Texas, by a golf course.]]></media:title>
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                                                            <title><![CDATA[ 6 Luxury Waterfront Homes for Sale Around the US  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/luxury-waterfront-homes-for-sale-around-the-us</link>
                                                                            <description>
                            <![CDATA[ From private peninsulas to lakes, bayous and beyond, Kiplinger's "Listed" series brings you another selection of dream homes for sale on the waterfront. ]]>
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                                                                        <pubDate>Sat, 12 Apr 2025 14:00:00 +0000</pubDate>                                                                                                                                <updated>Fri, 18 Apr 2025 20:01:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Places To Live]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                                                                                    <dc:creator><![CDATA[ Charlotte Gorbold ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GzYezcChF2FMJVYFyksWVL-1280-80.jpg">
                                                            <media:credit><![CDATA[Latter &amp; Blum, Compass]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Exterior of luxury lakeside home, Louisiana]]></media:description>                                                            <media:text><![CDATA[Exterior of luxury lakeside home, Louisiana]]></media:text>
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                                                            <title><![CDATA[ 6 Best Places to Live in Florida ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/places-to-live/places-in-florida</link>
                                                                            <description>
                            <![CDATA[ Florida offers a range of cities where you’re never far from the sound of lapping waves. ]]>
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                                                                        <pubDate>Wed, 09 Apr 2025 10:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 16 Mar 2026 14:26:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Places To Live]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Drew Limsky ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wG69xKnJbdRx9wLDQgqvQ5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A multigenerational family on a Florida beach.]]></media:description>                                                            <media:text><![CDATA[A multigenerational family on a Florida beach.]]></media:text>
                                <media:title type="plain"><![CDATA[A multigenerational family on a Florida beach.]]></media:title>
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                                                            <title><![CDATA[ Five Great Places to Live in Wyoming ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/places-to-live/great-places-to-live-in-wyoming</link>
                                                                            <description>
                            <![CDATA[ Whether you prefer the buzzy affluence of Jackson Hole, rodeo towns or mountain towns, Wyoming should be on any nature lover’s list. ]]>
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                                                                        <pubDate>Sat, 05 Apr 2025 10:00:00 +0000</pubDate>                                                                                                                                <updated>Wed, 20 Aug 2025 21:31:57 +0000</updated>
                                                                                                                                            <category><![CDATA[Places To Live]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Drew Limsky ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Sic5adn6oRqyv2bXza3Ka3-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Jackson Hole, Wyoming. City streets and mountains on a summer day.]]></media:description>                                                            <media:text><![CDATA[Jackson Hole, Wyoming. City streets and mountains on a summer day.]]></media:text>
                                <media:title type="plain"><![CDATA[Jackson Hole, Wyoming. City streets and mountains on a summer day.]]></media:title>
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                                                            <title><![CDATA[ Houses for Sale in Napa, California for Wine Lovers ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/houses-for-sale-in-napa-california-for-wine-lovers</link>
                                                                            <description>
                            <![CDATA[ Three gorgeous houses for sale in Napa, California, detailed as part of Kiplinger's "Listed" series. ]]>
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                                                                        <pubDate>Sat, 05 Apr 2025 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Places To Live]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                                                                <author><![CDATA[ alexandra.svokos@futurenet.com (Alexandra Svokos) ]]></author>                    <dc:creator><![CDATA[ Alexandra Svokos ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/w8ZH3JTd2a8oK2rsS3sia6-1280-80.jpg">
                                                            <media:credit><![CDATA[Jeffrey Frisk]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A home for sale in Santa Rosa, California.]]></media:description>                                                            <media:text><![CDATA[A home for sale in Santa Rosa, California.]]></media:text>
                                <media:title type="plain"><![CDATA[A home for sale in Santa Rosa, California.]]></media:title>
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                                                            <title><![CDATA[ The True Cost of Owning a Second Home: What to Consider Before You Buy A Vacation Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/cost-of-owning-a-second-home</link>
                                                                            <description>
                            <![CDATA[ What to consider before buying a vacation home, including mortgages, insurance, taxes, and upkeep. ]]>
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                                                                        <pubDate>Sat, 29 Mar 2025 12:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Jun 2025 20:36:16 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SzPHvauTtSoKHVVFX6bqj4-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Family playing cards in their cabin.]]></media:description>                                                            <media:text><![CDATA[Family playing cards in their cabin.]]></media:text>
                                <media:title type="plain"><![CDATA[Family playing cards in their cabin.]]></media:title>
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                                                            <title><![CDATA[ 5 Gorgeous Lake Houses for Sale Around the US ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/gorgeous-lake-houses-for-sale-around-the-us</link>
                                                                            <description>
                            <![CDATA[ Kiplinger's "Listed" series brings you a collection of beautiful houses for sale on lakes. ]]>
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                                                                        <pubDate>Sat, 29 Mar 2025 10:00:20 +0000</pubDate>                                                                                                                                <updated>Tue, 01 Apr 2025 13:17:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Places To Live]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                                                                <author><![CDATA[ alexandra.svokos@futurenet.com (Alexandra Svokos) ]]></author>                    <dc:creator><![CDATA[ Alexandra Svokos ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QGmz7FoRvyanacU6TkNtCm-1280-80.jpg">
                                                            <media:credit><![CDATA[Ponsonby’s Creative]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A home for sale on Lake Geneva in Wisconsin.]]></media:description>                                                            <media:text><![CDATA[A home for sale on Lake Geneva in Wisconsin.]]></media:text>
                                <media:title type="plain"><![CDATA[A home for sale on Lake Geneva in Wisconsin.]]></media:title>
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                                                            <title><![CDATA[ 5 Reasons Millionaires are Renting Instead of Buying ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/why-millionaires-are-choosing-to-rent-instead-of-buy-homes</link>
                                                                            <description>
                            <![CDATA[ Homeownership isn’t for everyone, even millionaires. Discover why wealthy individuals choose to rent instead of buy, from financial flexibility to investment strategies. ]]>
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                                                                        <pubDate>Wed, 26 Mar 2025 13:01:49 +0000</pubDate>                                                                                                                                <updated>Fri, 16 May 2025 09:00:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/EFthKs4ysaDeottoxYzeUb-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A woman sitting on her couch, reading a magazine in a luxury condo. ]]></media:description>                                                            <media:text><![CDATA[A woman sitting on her couch, reading a magazine in a luxury condo. ]]></media:text>
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                                                            <title><![CDATA[ What to Expect in the Rest of This Year's Housing Market ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/housing-market-what-to-expect-the-rest-of-this-year</link>
                                                                            <description>
                            <![CDATA[ Most likely, mortgage rates will stay above 6%, and home prices will climb moderately. But that shouldn't dissuade buyers who are ready to make a move. ]]>
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                                                                        <pubDate>Sun, 23 Mar 2025 11:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 24 Mar 2025 19:22:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                                                                                    <dc:creator><![CDATA[ Robyn A. Friedman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vwPo5YCxwPxcNHuT7LzzJM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A key and key chain dangle from the lock of a home as home buyers move in.]]></media:description>                                                            <media:text><![CDATA[A key and key chain dangle from the lock of a home as home buyers move in.]]></media:text>
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                                                            <title><![CDATA[ 15 Cheapest Small Towns to Live In ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/places-to-live/cheapest-small-towns-to-live-in</link>
                                                                            <description>
                            <![CDATA[ The cheapest small towns might not be for everyone, but their charms can make them the best places to live for plenty of folks. ]]>
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                                                                        <pubDate>Mon, 27 Jan 2025 11:00:00 +0000</pubDate>                                                                                                                                <updated>Sat, 06 Dec 2025 00:38:47 +0000</updated>
                                                                                                                                            <category><![CDATA[Places To Live]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ dan.burrows@futurenet.com (Dan Burrows) ]]></author>                    <dc:creator><![CDATA[ Dan Burrows ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PDk9rhTjTrjcHYoFtXrwhK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[St John catholic church in Burlington in Iowa]]></media:description>                                                            <media:text><![CDATA[St John catholic church in Burlington in Iowa]]></media:text>
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                                                            <title><![CDATA[ How Lower Interest Rates Will Help the Housing Market ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/kiplinger-advisor-collective/how-lower-interest-rates-will-help-the-housing-market</link>
                                                                            <description>
                            <![CDATA[ Lower interest rates will give the industry life again as they will likely create more demand and more incentives for developers and thaw a static market. ]]>
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                                                                        <pubDate>Fri, 13 Dec 2024 13:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 31 Mar 2025 15:54:30 +0000</updated>
                                                                                                                                            <category><![CDATA[Kiplinger Advisor Collective]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Interest Rates]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Zain Jaffer ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/tAgLMjhK3WoWNXsywoiiLZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple happily embrace in front of their house.]]></media:description>                                                            <media:text><![CDATA[An older couple happily embrace in front of their house.]]></media:text>
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                                                            <title><![CDATA[ 13 Practical Strategies for Making Homeownership a Reality ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/kiplinger-advisor-collective/making-homeownership-a-reality-practical-strategies</link>
                                                                            <description>
                            <![CDATA[ If your dream of homeownership feels out of reach, these expert-recommended tips can bring you closer to realizing your goal. ]]>
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                                                                        <pubDate>Fri, 06 Dec 2024 13:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 31 Mar 2025 15:53:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Kiplinger Advisor Collective]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kiplinger Advisor Collective ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/97cRPmXh6maLeWDujY2Ajf-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple of home buyers talk with a real estate agent in the front room of a vacant house.]]></media:description>                                                            <media:text><![CDATA[A couple of home buyers talk with a real estate agent in the front room of a vacant house.]]></media:text>
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                                                            <title><![CDATA[ Should You Help Your Adult Children Buy a Home? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/should-you-help-your-adult-children-buy-a-home</link>
                                                                            <description>
                            <![CDATA[ Instead of passing on an inheritance, giving your children cash to buy a home can be a smart move — as long as you’re not jeopardizing your own retirement. ]]>
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                                                                        <pubDate>Wed, 04 Dec 2024 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Ann Marie Etergino, CIMA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7AixWYVxDyfdtCVnXwtCqQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A blurred young couple smile as the woman holds out keys to their new home. ]]></media:description>                                                            <media:text><![CDATA[A blurred young couple smile as the woman holds out keys to their new home. ]]></media:text>
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                                                            <title><![CDATA[ First-time Homebuyers Are Older Than Ever, Survey Reveals ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/first-time-homebuyers-are-older-than-ever-survey-reveals</link>
                                                                            <description>
                            <![CDATA[ First-time homebuyers are now in their late 30s and jostle with cash-rich buyers in the race to buy a home, new research from the National Association of Realtors has found. ]]>
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                                                                        <pubDate>Mon, 18 Nov 2024 13:00:00 +0000</pubDate>                                                                                                                                <updated>Mon, 02 Dec 2024 19:30:18 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                                                                                    <dc:creator><![CDATA[ Charlotte Gorbold ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zmfp49iG8DKTbxjdpJMiqd-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Doormat that says &quot;Home Sweet Home&quot; surrounded by boxes, and two pair of shoes]]></media:description>                                                            <media:text><![CDATA[Doormat that says &quot;Home Sweet Home&quot; surrounded by boxes, and two pair of shoes]]></media:text>
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                                                            <title><![CDATA[ Most Livable Cities: How Does Your Town Rank? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/places-to-live/most-livable-cities-how-does-your-town-rank</link>
                                                                            <description>
                            <![CDATA[ California, Virginia, and New Jersey are home to some of the most livable cities in America. The AARP study ranked Great Neck Plaza, NY, first overall. ]]>
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                                                                        <pubDate>Fri, 01 Nov 2024 10:44:21 +0000</pubDate>                                                                                                                                <updated>Mon, 21 Apr 2025 20:30:01 +0000</updated>
                                                                                                                                            <category><![CDATA[Places To Live]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ upnorthwriter@icloud.com (Kathryn Pomroy) ]]></author>                    <dc:creator><![CDATA[ Kathryn Pomroy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xHh5f3DyZShzotcaq4T9fH-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[White picket fence and beautiful cloud filled sky punctuated with sunflowers to represent middle-class living]]></media:description>                                                            <media:text><![CDATA[White picket fence and beautiful cloud filled sky punctuated with sunflowers to represent middle-class living]]></media:text>
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                                                            <title><![CDATA[ Is Harris’s $25k Down Payment Assistance Good or Bad for Homebuyers? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/harris-down-payment-assistance-for-homebuyers</link>
                                                                            <description>
                            <![CDATA[ Democratic Presidential candidate Kamala Harris plans to offer $25,000 in down payment assistance for first-time homebuyers. But is this good or bad for the housing market? ]]>
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                                                                        <pubDate>Wed, 16 Oct 2024 16:47:35 +0000</pubDate>                                                                                                                                <updated>Thu, 17 Oct 2024 16:08:49 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jo7RT4tL9jWXvT96bfGPWU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[CHANDLER, ARIZONA - OCTOBER 10: Democratic presidential nominee, Vice President Kamala Harris pauses while speaking during a campaign rally at the Rawhide Event Center on October 10, 2024 in Chandler, Arizona..]]></media:description>                                                            <media:text><![CDATA[CHANDLER, ARIZONA - OCTOBER 10: Democratic presidential nominee, Vice President Kamala Harris pauses while speaking during a campaign rally at the Rawhide Event Center on October 10, 2024 in Chandler, Arizona..]]></media:text>
                                <media:title type="plain"><![CDATA[CHANDLER, ARIZONA - OCTOBER 10: Democratic presidential nominee, Vice President Kamala Harris pauses while speaking during a campaign rally at the Rawhide Event Center on October 10, 2024 in Chandler, Arizona..]]></media:title>
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                                                            <title><![CDATA[ Will Your House Flood? We Ask the Experts ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/will-your-house-flood-we-ask-the-experts</link>
                                                                            <description>
                            <![CDATA[ There are free, quick tools to check your home's flood risk. We ask experts how reliable they are. ]]>
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                                                                        <pubDate>Tue, 08 Oct 2024 10:34:13 +0000</pubDate>                                                                                                                                <updated>Wed, 09 Oct 2024 15:35:53 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Places To Live]]></category>
                                                                                                                    <dc:creator><![CDATA[ Adam Shell ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dLs5XNGaha9JvuLicerxAj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A beautiful cottage is surrounded by floodwaters.]]></media:description>                                                            <media:text><![CDATA[A beautiful cottage is surrounded by floodwaters.]]></media:text>
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                                                            <title><![CDATA[ What Buyers and Sellers Need to Know About New Real Estate Rules ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/what-buyers-and-sellers-need-to-know-about-new-real-estate-rules</link>
                                                                            <description>
                            <![CDATA[ Buyers and sellers have more room to negotiate commissions, and that could reduce home prices over the long run. ]]>
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                                                                        <pubDate>Sat, 05 Oct 2024 11:00:42 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GejgfU3PTLYY6NpzofDLBd-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Real Estate Agent with home for sale. She places a sold sign in yard. Home in background in spring or summer season]]></media:description>                                                            <media:text><![CDATA[Real Estate Agent with home for sale. She places a sold sign in yard. Home in background in spring or summer season]]></media:text>
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                                                            <title><![CDATA[ Before Buying Your First Home, Get These Three Ducks in a Row ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/before-buying-your-first-home-get-these-ducks-in-a-row</link>
                                                                            <description>
                            <![CDATA[ With mortgage rates higher than we're used to, making sure you can comfortably afford to buy your first home is more important than ever. ]]>
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                                                                        <pubDate>Thu, 19 Sep 2024 09:30:48 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ david.johnston@amwellridge.com (David W. Johnston, CFP®) ]]></author>                    <dc:creator><![CDATA[ David W. Johnston, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yhyHBmiQFmDBrtiTdcyADR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Three ducklings in a row.]]></media:description>                                                            <media:text><![CDATA[Three ducklings in a row.]]></media:text>
                                <media:title type="plain"><![CDATA[Three ducklings in a row.]]></media:title>
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                                                            <title><![CDATA[ Why a 15-Year Mortgage Could Be the Key to a Larger Nest Egg ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/why-a-15-year-mortgage-could-lead-to-a-larger-nest-egg</link>
                                                                            <description>
                            <![CDATA[ Your mortgage payments would be higher, yes, but you'd save quite a lot on interest and be mortgage-free 15 years sooner, freeing assets for other investments. ]]>
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                                                                        <pubDate>Sun, 08 Sep 2024 09:30:19 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dave Liniger ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kptwgPAVx86bMBCT4Q9HqN-1280-80.jpg">
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                                <media:title type="plain"><![CDATA[Muscled arms are drawn on a blue background behind a piggybank.]]></media:title>
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