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                    <title><![CDATA[ Latest from Kiplinger in Annuities ]]></title>
                <link>https://www.kiplinger.com/retirement/annuities</link>
        <description><![CDATA[ All the latest annuities content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Wed, 01 Apr 2026 09:30:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ Income and Life Expectancy Not Adding Up? An Annuity Could Solve the Equation ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/how-annuities-can-help-with-longevity-risk</link>
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                            <![CDATA[ Increasing longevity means you could outlive the money you've saved for retirement. Social Security may not bridge the gap, but an income annuity could help. ]]>
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                                                                        <pubDate>Wed, 01 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KV9LxJJ7zvhEGHFZVydwvT-1280-80.jpg">
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                                                            <title><![CDATA[ Markets Will Always Be Volatile: Your Retirement Doesn't Have to Be ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/annuities-guaranteed-lifetime-income-and-volatile-markets</link>
                                                                            <description>
                            <![CDATA[ Instead of worrying about the markets and running out of money in retirement, you might consider buying an annuity that guarantees you a lifetime income. ]]>
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                                                                        <pubDate>Fri, 20 Mar 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ David Chavern ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LDzMs5mrYPeSivsRzqxZ96-1280-80.jpg">
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                                                            <title><![CDATA[ Unlock Housing Wealth and Tax Benefits by Adding Lifetime Annuities to Your Retirement Plan ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/unlock-housing-wealth-and-tax-benefits-with-lifetime-annuities</link>
                                                                            <description>
                            <![CDATA[ Combining a QLAC with a HECM can help mass affluent retirees secure guaranteed lifetime income, tax advantages and liquid savings to cover late-in-life expenses. ]]>
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                                                                        <pubDate>Wed, 18 Mar 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/N9MMXpEEpwkFevB6ccxodK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A house sits on top of a pile of coins.]]></media:description>                                                            <media:text><![CDATA[A house sits on top of a pile of coins.]]></media:text>
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                                                            <title><![CDATA[ Are Annuities Safe? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/are-annuities-safe</link>
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                            <![CDATA[ Different types offer different levels of potential risk. Here's how to choose wisely, from an annuities pro. ]]>
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                                                                        <pubDate>Sun, 08 Mar 2026 09:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mDxhA9sm9vpGLQs5qissDV-1280-80.jpg">
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                                                            <title><![CDATA[ If the Markets Cause You Restless Nights, You Might Want to Consider This Safety Net ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/how-annuities-can-help-if-the-markets-keep-you-awake</link>
                                                                            <description>
                            <![CDATA[ If you find market volatility too stressful, buying annuities that provide stability and protect your principal could help you rest easier. Here's what to consider. ]]>
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                                                                        <pubDate>Sat, 14 Feb 2026 10:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Zach@HammelandCompany.com (Zachariah Hammel) ]]></author>                    <dc:creator><![CDATA[ Zachariah Hammel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/w2Kpb38M87pW289BJic5g6-1280-80.jpg">
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                                                            <title><![CDATA[ Fixed Indexed Annuities and Bonds: The Perfect Match as Interest Rates Inch Lower? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/fixed-indexed-annuities-and-bonds-strategy-lower-interest-rates</link>
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                            <![CDATA[ The prospect of more interest rate cuts has investors wondering how to enhance the bond portion of their portfolio. A fixed indexed annuity could be the answer. ]]>
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                                                                        <pubDate>Thu, 12 Feb 2026 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ keith@capstoneplanning.com (Keith Wiltfong, CFP®, CIMA®) ]]></author>                    <dc:creator><![CDATA[ Keith Wiltfong, CFP®, CIMA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QzBrdoQan9tXyzJavrQKyh-1280-80.jpg">
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                                                            <title><![CDATA[ Are You 'Too Old' to Benefit From an Annuity? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/are-you-too-old-to-benefit-from-an-annuity</link>
                                                                            <description>
                            <![CDATA[ Probably not, even if you're in your 70s or 80s, but it depends on your circumstances and the kind of annuity you're considering. ]]>
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                                                                        <pubDate>Sat, 07 Feb 2026 10:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3c5odwhnrDwcmVEHuEkfCe-1280-80.jpg">
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                                                            <title><![CDATA[ 6 Key Ways to Plan for Financial Success in 2026 (and Avoid a Portfolio 'Death Spiral') ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/how-to-plan-for-financial-success-in-2026</link>
                                                                            <description>
                            <![CDATA[ Use last year's tax data to help guide you as you consider this year's taxes, asset allocation and sources of the regular income you'll need in retirement. ]]>
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                                                                        <pubDate>Fri, 30 Jan 2026 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement]]></category>
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                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UVoQUnC9evLcCTX4BAnKhL-1280-80.jpg">
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                                                            <title><![CDATA[ I'm an Annuities Pro: This Is How You Can Cover the Income Gap While Your Social Security Benefits Grow ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/cover-the-income-gap-while-social-security-benefits-grow</link>
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                            <![CDATA[ Taking Social Security later results in higher future income, but that can create an income gap. Annuities can boost income until you file for benefits. ]]>
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                                                                        <pubDate>Wed, 31 Dec 2025 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Social Security]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/FyyX4sH4WFBeTXQyQxEhLe-1280-80.jpg">
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                                                            <title><![CDATA[ Could an Annuity Be Your Retirement Safety Net? 4 Key Considerations ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/could-an-annuity-be-your-retirement-safety-net-key-considerations</link>
                                                                            <description>
                            <![CDATA[ More people are considering annuities to achieve tax-deferred growth and guaranteed income, but deciding if they are right for you depends on these key factors. ]]>
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                                                                        <pubDate>Wed, 10 Dec 2025 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NoDwJMiLuxnfrnEYEJPpFi-1280-80.jpg">
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                                                            <title><![CDATA[ The Private Annuity Sale: A Smart Way to Reduce Your Estate Taxes ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/private-annuity-sale-a-smart-way-to-reduce-estate-taxes</link>
                                                                            <description>
                            <![CDATA[ In a private annuity sale, you transfer a highly appreciated asset to an irrevocable trust in exchange for a lifetime annuity. ]]>
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                                                                        <pubDate>Mon, 17 Nov 2025 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
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                                                                                                <author><![CDATA[ jverdon@frblaw.com (Jeffrey M. Verdon, Esq.) ]]></author>                    <dc:creator><![CDATA[ Jeffrey M. Verdon, Esq. ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/eXaLRFzWgiwXpJaNfKxe2L-1280-80.jpg">
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                                                            <title><![CDATA[ I'm a Financial Adviser: Don't Believe These Five Myths About Annuities ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/dont-believe-these-myths-about-annuities</link>
                                                                            <description>
                            <![CDATA[ Annuities can offer financial stability that can be quite freeing for retirees. Don't let a few myths spoil what might be a good thing for you. ]]>
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                                                                        <pubDate>Sat, 27 Sep 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ jjuniper@juniperwealthmanagement.com (Jeff Juniper, Investment Adviser Representative (IAR)) ]]></author>                    <dc:creator><![CDATA[ Jeff Juniper, Investment Adviser Representative (IAR) ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/DrMVdx9uzc7gMGcbUpFZwB-1280-80.jpg">
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                                                            <title><![CDATA[ Your 401(k) Options Just Got More Complicated: Here's What You Need to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/401ks/401k-options-just-got-more-complicated-what-to-know</link>
                                                                            <description>
                            <![CDATA[ Private equity, real estate and expanded annuities are now options, but they are more complex, less flexible and more expensive to own. ]]>
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                                                                        <pubDate>Sun, 07 Sep 2025 09:35:00 +0000</pubDate>                                                                                                                                <updated>Thu, 18 Sep 2025 16:50:28 +0000</updated>
                                                                                                                                            <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ pam@wealthramp.com (Pam Krueger) ]]></author>                    <dc:creator><![CDATA[ Pam Krueger ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ARGPsnLZFHzjbNit98nRPo-1280-80.jpg">
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                                                            <title><![CDATA[ I'm an Annuities Expert: Here Are Two Ways to Use Annuities to Benefit From the OBBB ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/ways-to-use-annuities-to-benefit-from-the-obbb</link>
                                                                            <description>
                            <![CDATA[ To qualify for a new tax break included in the One Big Beautiful Bill Act, some older adults need to lower their taxable income. Annuities can make that happen. ]]>
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                                                                        <pubDate>Thu, 28 Aug 2025 09:35:00 +0000</pubDate>                                                                                                                                <updated>Thu, 18 Sep 2025 19:19:56 +0000</updated>
                                                                                                                                            <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SrhVoRKZEFiFgjFFioDtvB-1280-80.jpg">
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                                                            <title><![CDATA[ How to Buy an Annuity Online (Without Regret) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/how-to-buy-an-annuity-online-without-regret</link>
                                                                            <description>
                            <![CDATA[ You should never be rushed into buying an annuity. But now that they can be sold quickly and easily online, you need to be more alert than ever to pushy salesmanship. Here are four signs you're working online with a professional. ]]>
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                                                                        <pubDate>Sat, 02 Aug 2025 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ tyler@stockbridgewealthpartners.com (Tyler Gay) ]]></author>                    <dc:creator><![CDATA[ Tyler Gay ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kvrbZ4sdwyZUzgBdXjXTuA-1280-80.jpg">
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                                                            <title><![CDATA[ How Much Income Will an Indexed Annuity Get You? An Annuities Expert Lays Out the Numbers ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/how-much-income-can-you-get-from-an-indexed-annuity</link>
                                                                            <description>
                            <![CDATA[ Guaranteed lifetime income sounds great, but how much will it be? Several factors determine your future payout on indexed annuities with an income rider. ]]>
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                                                                        <pubDate>Fri, 01 Aug 2025 09:40:00 +0000</pubDate>                                                                                                                                <updated>Thu, 18 Sep 2025 19:21:27 +0000</updated>
                                                                                                                                            <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/j374A5xcYcjHfsMWXGYzRM-1280-80.jpg">
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                                                            <title><![CDATA[ A Guide to Personalizing Your Retirement Plan for Maximum Impact ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/personalizing-your-retirement-plan-for-maximum-impact</link>
                                                                            <description>
                            <![CDATA[ This strategy challenges conventional retirement rules of thumb by combining traditional savings, home equity and annuities to provide higher income and liquid savings and help cover long-term care costs. ]]>
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                                                                        <pubDate>Tue, 22 Jul 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Long-term Care Insurance]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/QhbC6NrnDbMrcCTqT4W9gA-1280-80.jpg">
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                                                            <title><![CDATA[ I Want to Buy an Annuity, but I'm Scared I'll Get Ripped Off. Should I Get One Anyway? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/i-want-to-buy-an-annuity-but-im-scared-ill-get-ripped-off</link>
                                                                            <description>
                            <![CDATA[ An annuity is a way to achieve lifetime income in retirement, but you need to understand how this product works before making a purchase. ]]>
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                                                                        <pubDate>Tue, 15 Jul 2025 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vCt8tb9R3pNWWbg5434nQM-1280-80.jpg">
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                                                            <title><![CDATA[ How Much Income Can You Get From an Annuity? An Annuities Expert Gets Specific ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/how-much-income-can-you-get-from-an-annuity</link>
                                                                            <description>
                            <![CDATA[ Here's a detailed look at income annuities and the factors that determine your payout now and in the future. ]]>
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                                                                        <pubDate>Sat, 12 Jul 2025 09:40:00 +0000</pubDate>                                                                                                                                <updated>Thu, 18 Sep 2025 19:20:48 +0000</updated>
                                                                                                                                            <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9JtLoYmXjniWhjkRvbN2BP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Cash floats around a piggy bank.]]></media:description>                                                            <media:text><![CDATA[Cash floats around a piggy bank.]]></media:text>
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                                                            <title><![CDATA[ Engineering Reliable Retirement Income in 2025: An Expert Guide ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/engineering-reliable-retirement-income-an-expert-guide</link>
                                                                            <description>
                            <![CDATA[ For dependable income, consider using a bucket strategy and annuities in tandem to promote structure, flexibility and peace of mind. ]]>
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                                                                        <pubDate>Fri, 11 Jul 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Info@FundamentalWD.com (Billy Voyles, MBA, RICP) ]]></author>                    <dc:creator><![CDATA[ Billy Voyles, MBA, RICP ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Y5gWPWMyx2z68j2tsGQvvX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Puzzle of a hundred-dollar bill on a wooden background.]]></media:description>                                                            <media:text><![CDATA[Puzzle of a hundred-dollar bill on a wooden background.]]></media:text>
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                                                            <title><![CDATA[ What if You Could Increase Your Retirement Income by 50% to 75%? Here's How ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/what-if-you-could-increase-your-retirement-income</link>
                                                                            <description>
                            <![CDATA[ Combining IRA investments, lifetime income annuities and a HECM into one plan could significantly increase your retirement income and liquid savings compared to traditional planning. ]]>
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                                                                        <pubDate>Wed, 18 Jun 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[IRAs]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PhQdEDj7WehsAdFFKqat7W-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man outside looks into the distance, thinking.]]></media:description>                                                            <media:text><![CDATA[An older man outside looks into the distance, thinking.]]></media:text>
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                                                            <title><![CDATA[ A Financial Adviser's Defense of Annuities: They're Just Misunderstood ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/in-defense-of-annuities-they-are-just-misunderstood</link>
                                                                            <description>
                            <![CDATA[ Annuities can offer retirement income stability and security against market volatility, though some do have drawbacks. The key is to understand their features before buying. ]]>
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                                                                        <pubDate>Thu, 12 Jun 2025 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ info@vitalityinvestments.org (Victoria Larson, RICP®) ]]></author>                    <dc:creator><![CDATA[ Victoria Larson, RICP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jwjcBkwxa4eUxKG2HSgbkd-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A financial adviser and her client look over paperwork at a table in an office.]]></media:description>                                                            <media:text><![CDATA[A financial adviser and her client look over paperwork at a table in an office.]]></media:text>
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                                                            <title><![CDATA[ What the HECM? Combine It With a QLAC and See What Happens ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/reverse-mortgages/combine-hecm-with-a-qlac-for-retirement-security</link>
                                                                            <description>
                            <![CDATA[ Combining a reverse mortgage known as a HECM with a QLAC (qualifying longevity annuity contract) can provide longevity protection, tax savings and liquidity for unplanned expenses. ]]>
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                                                                        <pubDate>Fri, 06 Jun 2025 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uMrh9kEdSMvCNKfsdE5JRQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Rolls of cash sits on one end of a balance scale and a house on the other. ]]></media:description>                                                            <media:text><![CDATA[Rolls of cash sits on one end of a balance scale and a house on the other. ]]></media:text>
                                <media:title type="plain"><![CDATA[Rolls of cash sits on one end of a balance scale and a house on the other. ]]></media:title>
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                                                            <title><![CDATA[ Watch Out for Annuity Surrender Charges: How to Avoid Them ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/how-to-avoid-annuity-surrender-charges</link>
                                                                            <description>
                            <![CDATA[ Pulling money out of an annuity early can be a costly proposition. Here's how surrender charges work and one potential way around them — an annuity "ladder." ]]>
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                                                                        <pubDate>Mon, 02 Jun 2025 09:35:00 +0000</pubDate>                                                                                                                                <updated>Thu, 18 Sep 2025 19:18:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pFyuqNfUw5LaFQfY4bWy5A-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man looks thoughtful as he looks at his laptop while sitting at his dining room table.]]></media:description>                                                            <media:text><![CDATA[An older man looks thoughtful as he looks at his laptop while sitting at his dining room table.]]></media:text>
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                                                            <title><![CDATA[ Kiplinger Readers' Choice Awards 2025: Annuity Providers ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/kiplinger-readers-choice-awards-2025-annuity-providers</link>
                                                                            <description>
                            <![CDATA[ In our 2025 Readers' Choice Awards survey, readers evaluated financial providers. Find out which annuity providers came out on top. ]]>
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                                                                        <pubDate>Tue, 27 May 2025 04:01:30 +0000</pubDate>                                                                                                                                <updated>Tue, 01 Jul 2025 20:51:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ emma.patch@futurenet.com (Emma Patch) ]]></author>                    <dc:creator><![CDATA[ Emma Patch ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mgjrZKxAEMtzxqEYZimWTV-1280-80.jpg">
                                                            <media:credit><![CDATA[Future]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Readers&#039; Choice Awards Annuities]]></media:description>                                                            <media:text><![CDATA[Readers&#039; Choice Awards Annuities]]></media:text>
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                                                            <title><![CDATA[ Are Annuities the New Safe Haven? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/are-annuities-the-new-safe-haven</link>
                                                                            <description>
                            <![CDATA[ Annuity sales top $100 billion in the first quarter. ]]>
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                                                                        <pubDate>Tue, 20 May 2025 13:00:00 +0000</pubDate>                                                                                                                                <updated>Wed, 21 May 2025 16:26:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/v7amJM4mvGvBVyreayk5qc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[lighthouse in the distance ]]></media:description>                                                            <media:text><![CDATA[lighthouse in the distance ]]></media:text>
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                                                            <title><![CDATA[ Annuity Red Flags to Watch Out For ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/annuity-red-flags</link>
                                                                            <description>
                            <![CDATA[ Annuities are popular, but they are also confusing. Unscrupulous brokers take advantage of that. ]]>
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                                                                        <pubDate>Thu, 08 May 2025 19:26:10 +0000</pubDate>                                                                                                                                <updated>Thu, 08 May 2025 19:28:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PJCrr2DbqsqoRW73UBKgbV-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Older man giving younger man money]]></media:description>                                                            <media:text><![CDATA[Older man giving younger man money]]></media:text>
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                                                            <title><![CDATA[ A QLAC Does So Much More Than Simply Defer Taxes ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/a-qlac-does-so-much-more-than-simply-defer-taxes</link>
                                                                            <description>
                            <![CDATA[ Here are the multiple ways you can use a QLAC, from managing retirement risks to creating income for specific retirement needs and wants. ]]>
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                                                                        <pubDate>Wed, 16 Apr 2025 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XJC3QhRyb6kv2NkGpSh8bL-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man smiles while he uses a calculator on his coffee table in front of his sofa.]]></media:description>                                                            <media:text><![CDATA[An older man smiles while he uses a calculator on his coffee table in front of his sofa.]]></media:text>
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                                                            <title><![CDATA[ Navigating Annuity Taxation: A Guide for Financial Advisers ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuity-taxation-a-guide-for-financial-advisers</link>
                                                                            <description>
                            <![CDATA[ Understanding the essentials of taxation in retirement income strategies involving annuities helps ensure positive outcomes for clients. ]]>
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                                                                        <pubDate>Tue, 15 Apr 2025 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ communication@advisorsexcel.com (Jake Klima) ]]></author>                    <dc:creator><![CDATA[ Jake Klima ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bh5AjUjYHCCQbsCe2a4BhN-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A businessman holds a map up in front of his face while standing in a field.]]></media:description>                                                            <media:text><![CDATA[A businessman holds a map up in front of his face while standing in a field.]]></media:text>
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                                                            <title><![CDATA[ Annuities: Do You Need Guaranteed Income In Retirement?  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities-do-you-need-guaranteed-income-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Annuities are now an option in some 401(k)s but that doesn't mean they should be included in your retirement plan. ]]>
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                                                                        <pubDate>Tue, 08 Apr 2025 14:00:00 +0000</pubDate>                                                                                                                                <updated>Fri, 06 Jun 2025 20:41:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/NzgUeaqSjJTb3aB7XrBoCa-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[money locked up]]></media:description>                                                            <media:text><![CDATA[money locked up]]></media:text>
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                                                            <title><![CDATA[ What You Don't Know About Annuities Can Hurt You ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities-what-you-dont-know-can-hurt-you</link>
                                                                            <description>
                            <![CDATA[ Lack of awareness leads many to overlook these potent financial tools, and with the possibility of running out of money in retirement, that could really hurt. ]]>
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                                                                        <pubDate>Wed, 02 Apr 2025 09:45:00 +0000</pubDate>                                                                                                                                <updated>Thu, 18 Sep 2025 16:59:38 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WU2rZy2NPb9zks9LjHcHqX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man looks confused or surprised while looking at his laptop at home.]]></media:description>                                                            <media:text><![CDATA[An older man looks confused or surprised while looking at his laptop at home.]]></media:text>
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                                                            <title><![CDATA[ Annuity Fees: What You Don't Know Could Cost You Thousands in Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/annuity-fees-are-you-paying-too-much</link>
                                                                            <description>
                            <![CDATA[ How much in annuity fees is too much and how do you know if you're overpaying? ]]>
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                                                                        <pubDate>Fri, 21 Mar 2025 18:20:52 +0000</pubDate>                                                                                                                                <updated>Wed, 16 Jul 2025 19:21:53 +0000</updated>
                                                                                                                                            <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bU9PYivSJwGaCXiR6UshCc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Money disappearing ]]></media:description>                                                            <media:text><![CDATA[Money disappearing ]]></media:text>
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                                                            <title><![CDATA[ This Underused IRA Option Offers Tax Benefits and Income Security ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/qlac-underused-ira-option-offers-tax-benefits-and-income-security</link>
                                                                            <description>
                            <![CDATA[ Looking to avoid running out of money in retirement? Consider longevity protection provided by a QLAC as a component of your retirement income plan. ]]>
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                                                                        <pubDate>Wed, 12 Mar 2025 09:30:00 +0000</pubDate>                                                                                                                                <updated>Wed, 12 Mar 2025 15:22:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ThvthM3Jfcm7pVThCiVVQG-1280-80.jpg">
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                                                            <title><![CDATA[ Are You a Baby Boomer With $500,000 or Less Saved for Retirement? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/baby-boomer-ideas-to-make-most-of-retirement-financial-resources</link>
                                                                            <description>
                            <![CDATA[ Here are seven ideas Baby Boomers can consider to help make the most of their financial resources for retirement. ]]>
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                                                                        <pubDate>Sat, 22 Feb 2025 10:40:00 +0000</pubDate>                                                                                                                                <updated>Mon, 24 Mar 2025 14:31:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Social Security]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ cbamji@alincome.org (Cyrus Bamji) ]]></author>                    <dc:creator><![CDATA[ Cyrus Bamji ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cQYJ4Z7dCyDUwfDykUowXX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple dance around their living room.]]></media:description>                                                            <media:text><![CDATA[An older couple dance around their living room.]]></media:text>
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                                                            <title><![CDATA[ Five Annuity Mistakes to Avoid ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/five-annuity-mistakes-to-avoid</link>
                                                                            <description>
                            <![CDATA[ Annuities are becoming more popular but if you choose the wrong one it could create a liquidity problem. ]]>
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                                                                        <pubDate>Fri, 21 Feb 2025 11:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KpmrU3QJWALjrve2Lze87e-1280-80.jpg">
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                                                            <title><![CDATA[ Three Reasons It May Be Time for an Annuity 'Refresh' ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/reasons-it-may-be-time-for-an-annuity-refresh</link>
                                                                            <description>
                            <![CDATA[ Because of higher interest rates, inflation and newer annuity products, you could get a better deal today. Don't wait, though: Interest rates could start falling. ]]>
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                                                                        <pubDate>Sun, 16 Feb 2025 10:30:10 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@plannowretirewell.com (David S. Corman) ]]></author>                    <dc:creator><![CDATA[ David S. Corman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3WbHhDqTkbS6swzGCjSESA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older woman sits on the floor in front of her sofa and shops online on a laptop.]]></media:description>                                                            <media:text><![CDATA[An older woman sits on the floor in front of her sofa and shops online on a laptop.]]></media:text>
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                                                            <title><![CDATA[ How to Find a Financial Adviser for Retirement Planning ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/how-to-find-a-financial-adviser-for-retirement-planning</link>
                                                                            <description>
                            <![CDATA[ Finding the right financial adviser for retirement planning can save you time and money. Here's how to avoid sketchy ones and unearth the truly great advisers. ]]>
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                                                                        <pubDate>Mon, 10 Feb 2025 11:07:00 +0000</pubDate>                                                                                                                                <updated>Wed, 28 Jan 2026 15:34:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[IRAs]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Asset Allocation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Adam Shell ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HCTr6g9yBTEAqaKqagxsVG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Happy mature financial adviser or insurance agent working on a computer while talking to her clients during a meeting in the office.]]></media:description>                                                            <media:text><![CDATA[Happy mature financial adviser or insurance agent working on a computer while talking to her clients during a meeting in the office.]]></media:text>
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                                                            <title><![CDATA[ The 4% Rule Doesn't Mean You Won't Go Broke in Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/the-4-percent-rule-doesnt-mean-you-wont-go-broke-in-retirement</link>
                                                                            <description>
                            <![CDATA[ This rule of thumb on how much retirees can safely withdraw per year could lead some to run dry if stocks hit the skids. Annuities could help cover their bases. ]]>
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                                                                        <pubDate>Sat, 25 Jan 2025 10:35:00 +0000</pubDate>                                                                                                                                <updated>Thu, 18 Sep 2025 17:02:26 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cT4YyjL8KSC8ZXQ23Uc7Pi-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An alarm clock sits atop hundred-dollar bills.]]></media:description>                                                            <media:text><![CDATA[An alarm clock sits atop hundred-dollar bills.]]></media:text>
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                                                            <title><![CDATA[ Annuity Payouts: How Much Can You Get Each Month? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/annuity-payouts-how-much-can-you-get</link>
                                                                            <description>
                            <![CDATA[ Annuity payouts can provide guaranteed income in retirement, but how much? The answer depends on several factors, including age, gender and the amount invested. ]]>
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                                                                        <pubDate>Thu, 23 Jan 2025 11:00:40 +0000</pubDate>                                                                                                                                <updated>Mon, 12 May 2025 19:27:44 +0000</updated>
                                                                                                                                            <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/sDxQiow7UWsim9d8Ty24rK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[money in a pot growing]]></media:description>                                                            <media:text><![CDATA[money in a pot growing]]></media:text>
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                                                            <title><![CDATA[ Is An Annuity Your Missing Retirement Piece?  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/should-you-add-an-annuity-to-your-retirement-portfolio</link>
                                                                            <description>
                            <![CDATA[ In need of some guaranteed income? An annuity may be the answer if you check off any of these boxes. ]]>
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                                                                        <pubDate>Sat, 11 Jan 2025 11:00:40 +0000</pubDate>                                                                                                                                <updated>Tue, 16 Sep 2025 19:40:08 +0000</updated>
                                                                                                                                            <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xzEUKKDc7JMQKmD7nwJZmc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man holding a puzzle piece ]]></media:description>                                                            <media:text><![CDATA[A man holding a puzzle piece ]]></media:text>
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                                                            <title><![CDATA[ Annuity Definition and 17 Terms You Need to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/annuity-definition-and-terms-you-need-to-know</link>
                                                                            <description>
                            <![CDATA[ Annuities don't have to be intimidating if you understand these key terms ]]>
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                                                                        <pubDate>Tue, 17 Dec 2024 11:06:20 +0000</pubDate>                                                                                                                                <updated>Tue, 01 Apr 2025 19:47:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bGjmQMorTfpxpRN6ezTvJW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[protecting your money with an annuity]]></media:description>                                                            <media:text><![CDATA[protecting your money with an annuity]]></media:text>
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                                                            <title><![CDATA[ What's Better Than Investing in Crypto? These 'Boring' Picks ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/whats-better-than-investing-in-crypto</link>
                                                                            <description>
                            <![CDATA[ Cryptocurrency may be good for a thrill, but older investors are better off with assets like bonds, guaranteed annuities, CDs and maybe dividend-paying stocks. ]]>
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                                                                        <pubDate>Mon, 09 Dec 2024 10:40:00 +0000</pubDate>                                                                                                                                <updated>Wed, 11 Dec 2024 19:21:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Dividend Stocks]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CdWN5wHiErhBwW943mLa5H-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A highway sign points the way to a town called Boring.]]></media:description>                                                            <media:text><![CDATA[A highway sign points the way to a town called Boring.]]></media:text>
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                                                            <title><![CDATA[ Buying an Annuity? Avoid These Three Classic Mistakes ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/buying-an-annuity-avoid-these-classic-mistakes</link>
                                                                            <description>
                            <![CDATA[ Annuities can be a sensible option for retirement, offering steady income in your later years. But these common traps can damage your investment. ]]>
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                                                                        <pubDate>Thu, 05 Dec 2024 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@beckettfinancialgroup.com (Jason “JB” Beckett) ]]></author>                    <dc:creator><![CDATA[ Jason “JB” Beckett ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Q6DzueSBiUQeRUMZAydtXS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man looks a little frustrated as he looks at his laptop on his kitchen island while working on paperwork. ]]></media:description>                                                            <media:text><![CDATA[An older man looks a little frustrated as he looks at his laptop on his kitchen island while working on paperwork. ]]></media:text>
                                <media:title type="plain"><![CDATA[An older man looks a little frustrated as he looks at his laptop on his kitchen island while working on paperwork. ]]></media:title>
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                                                            <title><![CDATA[ Three Options for Retirees With an Old (Forgotten) Annuity ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/options-for-retirees-with-an-old-forgotten-annuity</link>
                                                                            <description>
                            <![CDATA[ Did you buy an annuity in the 2000s? If it’s been out of sight and out of mind since then, it's time to dust it off and start making it pay for your retirement. ]]>
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                                                                        <pubDate>Sat, 30 Nov 2024 10:40:00 +0000</pubDate>                                                                                                                                <updated>Wed, 04 Dec 2024 16:57:35 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ EBeach@exit59advisory.com (Evan T. Beach, CFP®, AWMA®) ]]></author>                    <dc:creator><![CDATA[ Evan T. Beach, CFP®, AWMA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KPVDtPZmWHTBDxbTNnnCiR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An aged piggy bank appears to be excavated from sand.]]></media:description>                                                            <media:text><![CDATA[An aged piggy bank appears to be excavated from sand.]]></media:text>
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                                                            <title><![CDATA[ The Key to Choosing the Right Annuity: Do Your Homework ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/key-to-choosing-the-right-annuity-do-your-homework</link>
                                                                            <description>
                            <![CDATA[ Here are some of the pros and cons of annuities, along with an explanation of the different types. Which might work for you? ]]>
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                                                                        <pubDate>Fri, 29 Nov 2024 10:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Robert Cannon, MBA, CFF®, AIFA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gLhCnijyDD6fNeCXBssMsQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A wooden pole with a hook chooses a blue rubber ducky among multicolored rubber duckies.]]></media:description>                                                            <media:text><![CDATA[A wooden pole with a hook chooses a blue rubber ducky among multicolored rubber duckies.]]></media:text>
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                                                            <title><![CDATA[ The Tax Rules to Consider Before Buying an Annuity ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities-tax-rules-to-consider</link>
                                                                            <description>
                            <![CDATA[ Annuities can play a valuable role in your retirement plan — as long as the tax implications have been properly factored in. Here's an outline of the key rules. ]]>
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                                                                        <pubDate>Tue, 29 Oct 2024 09:40:00 +0000</pubDate>                                                                                                                                <updated>Tue, 29 Oct 2024 14:32:47 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carlos Dias Jr., Wealth Adviser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/odXK28jpyZdBpzybChuB2T-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older man looks thoughtful as he reads what&#039;s on his laptop screen at his dining room table.]]></media:description>                                                            <media:text><![CDATA[An older man looks thoughtful as he reads what&#039;s on his laptop screen at his dining room table.]]></media:text>
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                                                            <title><![CDATA[ How to Create a Retirement Plan That Checks All Your Boxes ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/how-to-create-a-retirement-plan-that-checks-all-your-boxes</link>
                                                                            <description>
                            <![CDATA[ You might consider starting with a model retirement plan that has already been assembled and is ready to be refined to meet your objectives. ]]>
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                                                                        <pubDate>Wed, 09 Oct 2024 09:40:28 +0000</pubDate>                                                                                                                                <updated>Tue, 15 Oct 2024 15:03:20 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bA338EE7PEuM49X3GBx8E6-1280-80.jpg">
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                                                            <title><![CDATA[ With Fixed Indexed Annuities, Zero Is Your Hero ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/fixed-indexed-annuities-zero-is-your-hero</link>
                                                                            <description>
                            <![CDATA[ Fixed indexed annuities are retirement tools that can offer potential growth as well as principal protection by limiting market risk. Here's how they work. ]]>
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                                                                        <pubDate>Thu, 19 Sep 2024 09:40:25 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Zachary Steinhandler, Investment Advisor Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nmkDyhCycCnddfbiXwUhqk-1280-80.jpg">
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                                                            <title><![CDATA[ Five Things About Annuities That May Surprise You ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/things-about-annuities-that-may-surprise-you</link>
                                                                            <description>
                            <![CDATA[ They're more varied, flexible and cost-effective than most people think, so don't let their complexity scare you off. ]]>
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                                                                        <pubDate>Sun, 08 Sep 2024 09:40:50 +0000</pubDate>                                                                                                                                <updated>Mon, 09 Sep 2024 13:43:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement]]></category>
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                                                                                                <author><![CDATA[ info@annuityadvantage.com (Ken Nuss) ]]></author>                    <dc:creator><![CDATA[ Ken Nuss ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/uD6nu55Q9sp9THqhesiqFB-1280-80.jpg">
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                                                            <title><![CDATA[ Five Ways to Lower Your Risk in Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/ways-to-lower-your-risk-in-retirement</link>
                                                                            <description>
                            <![CDATA[ If you're losing sleep at night worrying about your investments, you might want to consider the benefits of protecting at least some of your principal. ]]>
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                                                                        <pubDate>Sun, 01 Sep 2024 09:30:10 +0000</pubDate>                                                                                                                                <updated>Tue, 04 Feb 2025 16:53:59 +0000</updated>
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                                                                                                <author><![CDATA[ plan@kedrec.com (Mike Decker, NSSA®) ]]></author>                    <dc:creator><![CDATA[ Mike Decker, NSSA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/JRtMQVkyRqqpga3G4qHnNf-1280-80.jpg">
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