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                    <title><![CDATA[ Latest from Kiplinger in 529-plans ]]></title>
                <link>https://www.kiplinger.com/529-plans</link>
        <description><![CDATA[ All the latest 529-plans content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Mon, 24 Nov 2025 11:00:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ New Ways to Use 529 Plans ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/college/new-ways-to-use-529-plans</link>
                                                                            <description>
                            <![CDATA[ Tax-free withdrawals from 529 plans could help you sharpen your job skills. ]]>
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                                                                        <pubDate>Mon, 24 Nov 2025 11:00:00 +0000</pubDate>                                                                                                                                <updated>Thu, 22 Jan 2026 22:14:06 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/p8qG2HCjbh7kfJ5yGCKNcX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[graduation cap with 529 Plan text, on hundred dollar bills - college education savings concept]]></media:description>                                                            <media:text><![CDATA[graduation cap with 529 Plan text, on hundred dollar bills - college education savings concept]]></media:text>
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                                                            <title><![CDATA[ 10 Retirement Tax Plan Moves to Make Before December 31  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/retirement-tax-plan-moves-to-make-before-december-31</link>
                                                                            <description>
                            <![CDATA[ Proactively reviewing your health coverage, RMDs and IRAs can lower retirement taxes in 2025 and 2026. Here’s how. ]]>
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                                                                        <pubDate>Thu, 06 Nov 2025 14:57:00 +0000</pubDate>                                                                                                                                <updated>Sun, 28 Dec 2025 12:47:27 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LsXHJiN5EA8EzhGhSQ9dug-1280-80.jpg">
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                                                            <title><![CDATA[ Ask the Editor, September 12: Tax Questions on 529 Plan Rollovers to a Roth IRA  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/ask-the-editor-tax-questions-on-529-plan-rollovers-to-a-roth-ira</link>
                                                                            <description>
                            <![CDATA[ In this week's Ask the Editor Q&A, we answer four questions from readers on transferring 529 plan money to a Roth IRA. ]]>
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                                                                        <pubDate>Fri, 12 Sep 2025 12:50:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                <author><![CDATA[ joy.taylor@futurenet.com (Joy Taylor) ]]></author>                    <dc:creator><![CDATA[ Joy Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9xkLrR4krTsf6YMfrUNTg6-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Ask the editor: 529 plans, college funds, piggybank with a scholar cap on it.]]></media:description>                                                            <media:text><![CDATA[Ask the editor: 529 plans, college funds, piggybank with a scholar cap on it.]]></media:text>
                                <media:title type="plain"><![CDATA[Ask the editor: 529 plans, college funds, piggybank with a scholar cap on it.]]></media:title>
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                                                            <title><![CDATA[ Money for Your Kids? Three Ways Trump's ‘Big Beautiful Bill’ Impacts Your Child's Finances  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/key-ways-the-big-beautiful-bill-impacts-your-childs-finances</link>
                                                                            <description>
                            <![CDATA[ The Trump tax bill could help your child with future education and homebuying costs. Here’s how. ]]>
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                                                                        <pubDate>Tue, 22 Jul 2025 14:17:00 +0000</pubDate>                                                                                                                                <updated>Thu, 04 Sep 2025 14:51:10 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Tax Law]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3mdWQcXxx5QhyCsSbBr5C7-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[twenty, ten, and five dollar bill held up with colorful clothespins against a light blue background]]></media:description>                                                            <media:text><![CDATA[twenty, ten, and five dollar bill held up with colorful clothespins against a light blue background]]></media:text>
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                                                            <title><![CDATA[ Coverdell ESAs vs. 529 Plans: Which Should You Choose? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/coverdell-esas-vs-529-plans-which-should-you-choose</link>
                                                                            <description>
                            <![CDATA[ These savings accounts can offer tax benefits for school and retirement expenses. Here’s how. ]]>
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                                                                        <pubDate>Thu, 12 Jun 2025 14:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 22 Jul 2025 15:28:55 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/xUUZ9fM63D3jUbNimybkCP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[&quot;savings account&quot; written on yellow post-it surrounded by piggy bank, money, and desk supplies]]></media:description>                                                            <media:text><![CDATA[&quot;savings account&quot; written on yellow post-it surrounded by piggy bank, money, and desk supplies]]></media:text>
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                                                            <title><![CDATA[ Can Homeschoolers Save on Expenses With 529 Plans? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/you-could-save-with-529-plans-for-homeschool-what-to-know</link>
                                                                            <description>
                            <![CDATA[ A new so-called 'home school tax break' could change how you save for your child's homeschool education. Find out how. ]]>
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                                                                        <pubDate>Thu, 05 Jun 2025 14:07:00 +0000</pubDate>                                                                                                                                <updated>Thu, 04 Sep 2025 14:41:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LLm7T4cQ2N4xK9BKTaVV4k-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[&quot;529 plan&quot; printed under ascending stacks of coins with a graduation cap on highest stack]]></media:description>                                                            <media:text><![CDATA[&quot;529 plan&quot; printed under ascending stacks of coins with a graduation cap on highest stack]]></media:text>
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                                                            <title><![CDATA[ Ask the Editor: Reader Questions, April 25 — 529 plans ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/ask-the-editor-reader-questions-529-plans</link>
                                                                            <description>
                            <![CDATA[ In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions related to 529 plans. ]]>
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                                                                        <pubDate>Fri, 25 Apr 2025 16:26:00 +0000</pubDate>                                                                                                                                <updated>Thu, 01 May 2025 19:27:59 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Tax Deductions]]></category>
                                                    <category><![CDATA[Tax Filing]]></category>
                                                    <category><![CDATA[tax returns]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                <author><![CDATA[ joy.taylor@futurenet.com (Joy Taylor) ]]></author>                    <dc:creator><![CDATA[ Joy Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9xkLrR4krTsf6YMfrUNTg6-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Ask the editor: 529 plans, college funds, piggybank with a scholar cap on it.]]></media:description>                                                            <media:text><![CDATA[Ask the editor: 529 plans, college funds, piggybank with a scholar cap on it.]]></media:text>
                                <media:title type="plain"><![CDATA[Ask the editor: 529 plans, college funds, piggybank with a scholar cap on it.]]></media:title>
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                                                            <title><![CDATA[ Best 529 Plans of 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/college/best-529-plans</link>
                                                                            <description>
                            <![CDATA[ Check out the best 529 plans of 2026 to find the best plan for your child or grandchild’s college savings. ]]>
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                                                                        <pubDate>Wed, 09 Oct 2024 16:30:51 +0000</pubDate>                                                                                                                                <updated>Tue, 14 Apr 2026 22:47:11 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VTEdcKV8j3Rrm9udnSg3VQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[&quot;529 plan&quot; written on blue piggy bank with U.S. bills]]></media:description>                                                            <media:text><![CDATA[&quot;529 plan&quot; written on blue piggy bank with U.S. bills]]></media:text>
                                <media:title type="plain"><![CDATA[&quot;529 plan&quot; written on blue piggy bank with U.S. bills]]></media:title>
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                                                            <title><![CDATA[ 529 Plans Hit a New Milestone: Why They're So Popular ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/529-plans-hit-a-new-milestone-why-theyre-so-popular</link>
                                                                            <description>
                            <![CDATA[ Recently, 529s hit a new milestone with over half a trillion dollars being saved in plans across the country. Why are 529 plans so popular? ]]>
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                                                                        <pubDate>Thu, 12 Sep 2024 18:21:55 +0000</pubDate>                                                                                                                                <updated>Wed, 09 Apr 2025 12:30:50 +0000</updated>
                                                                                                                                            <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/htvEmqxHb5JdZMCXN2XPTU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[529 College Savings Plan is written in a notebook next to a pen and calculator.]]></media:description>                                                            <media:text><![CDATA[529 College Savings Plan is written in a notebook next to a pen and calculator.]]></media:text>
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                                                            <title><![CDATA[ 529 Plans: A Powerful Way to Tackle Rising Education Costs ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/529-plans-tackle-rising-education-costs</link>
                                                                            <description>
                            <![CDATA[ Contributions to 529 plans grow tax-free and are not taxed when they are used to pay for qualified educational expenses for the beneficiary. ]]>
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                                                                        <pubDate>Thu, 12 Sep 2024 09:30:58 +0000</pubDate>                                                                                                                                <updated>Tue, 11 Feb 2025 19:53:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Denise McClain, JD, CPA ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bb7uzm6aj85zpqduwRdbX5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A college student looks into the distance while standing outside a classroom and holding books.]]></media:description>                                                            <media:text><![CDATA[A college student looks into the distance while standing outside a classroom and holding books.]]></media:text>
                                <media:title type="plain"><![CDATA[A college student looks into the distance while standing outside a classroom and holding books.]]></media:title>
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                                                            <title><![CDATA[ Tax Tips for Transferring Excess 529 Plan Funds to Roth IRAs: The Tax Letter ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/expert-tax-tips-for-excess-529-plan-funds-the-tax-letter</link>
                                                                            <description>
                            <![CDATA[ 529 plans can help blunt the cost of paying for college. But if you want to use leftover funds there are some tax tips to bear in mind. ]]>
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                                                                        <pubDate>Sat, 09 Mar 2024 14:51:07 +0000</pubDate>                                                                                                                                <updated>Fri, 17 May 2024 10:53:53 +0000</updated>
                                                                                                                                            <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                <author><![CDATA[ joy.taylor@futurenet.com (Joy Taylor) ]]></author>                    <dc:creator><![CDATA[ Joy Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RnesuRftG2QvrDb7uDtqVB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[529 Plan is written on a graduation cap resting on a stack of cash. ]]></media:description>                                                            <media:text><![CDATA[529 Plan is written on a graduation cap resting on a stack of cash. ]]></media:text>
                                <media:title type="plain"><![CDATA[529 Plan is written on a graduation cap resting on a stack of cash. ]]></media:title>
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                                                            <title><![CDATA[ 529s: No Longer the Ho-Hum Investing Device for College ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/529s-no-longer-the-ho-hum-investing-device-for-college</link>
                                                                            <description>
                            <![CDATA[ Changes to the plans allow for the savings to be rolled into a Roth IRA, as long as certain rules are met, if a child decides not to pursue their education. ]]>
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                                                                        <pubDate>Thu, 22 Feb 2024 10:30:38 +0000</pubDate>                                                                                                                                <updated>Wed, 27 Aug 2025 20:26:14 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Student Loans]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ neale@nealegodfrey.com (Neale Godfrey, Financial Literacy Expert) ]]></author>                    <dc:creator><![CDATA[ Neale Godfrey, Financial Literacy Expert ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LNpbFvL6mLPFveXKQQ8TMk-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mom and daughter hug outside their SUV as the daughter prepares to go away to college.]]></media:description>                                                            <media:text><![CDATA[A mom and daughter hug outside their SUV as the daughter prepares to go away to college.]]></media:text>
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                                                            <title><![CDATA[ 529 Plans: Give the Gift of Education (and Compounding) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/529-plans-give-the-gift-of-education-and-compounding</link>
                                                                            <description>
                            <![CDATA[ As the cost of college tuition skyrockets, parents and grandparents can take advantage of tax-efficient 529 plans and higher limits on gift and estate taxes. ]]>
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                                                                        <pubDate>Fri, 22 Dec 2023 10:30:54 +0000</pubDate>                                                                                                                                <updated>Mon, 24 Mar 2025 20:18:08 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Student Loans]]></category>
                                                    <category><![CDATA[student debt]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Debt]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@fbbcap.com (Mel Casey, CFA®, CAIA) ]]></author>                    <dc:creator><![CDATA[ Mel Casey, CFA®, CAIA ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4fdoJRK5pXoqvHYXk7s5ue-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A man holds out a textbook wrapped in a white bow as a gift.]]></media:description>                                                            <media:text><![CDATA[A man holds out a textbook wrapped in a white bow as a gift.]]></media:text>
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                                                            <title><![CDATA[ Have Leftover 529 Funds? Expert Strategies for Unused Balances ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/kiplinger-advisor-collective/what-to-do-with-unused-529-funds</link>
                                                                            <description>
                            <![CDATA[ Excess 529 funds represent both a challenge and an opportunity, and knowing your options is essential. ]]>
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                                                                        <pubDate>Thu, 12 Oct 2023 12:00:17 +0000</pubDate>                                                                                                                                <updated>Wed, 26 Mar 2025 16:22:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Kiplinger Advisor Collective]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                                                                                    <dc:creator><![CDATA[ Marguerita Cheng ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mdqmm8nvjCGEudTKGUmYV4-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Adult female students take notes in class.]]></media:description>                                                            <media:text><![CDATA[Adult female students take notes in class.]]></media:text>
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                                                            <title><![CDATA[ Using a 529 Plan? Here’s What to Keep in Mind ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/using-a-529-plan-what-to-keep-in-mind</link>
                                                                            <description>
                            <![CDATA[ As the school year progresses, ensure you’re using the money for qualified expenses and keeping track of documentation. Taxes and options for unused funds are also considerations. ]]>
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                                                                        <pubDate>Wed, 20 Sep 2023 09:40:45 +0000</pubDate>                                                                                                                                <updated>Sat, 17 Feb 2024 21:23:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Julie Virta, CFP®, CFA, CTFA ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3Ei4MYCjKtKtfHwdQSrxhB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A college student studies in a university library.]]></media:description>                                                            <media:text><![CDATA[A college student studies in a university library.]]></media:text>
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                                                            <title><![CDATA[ Three Reasons You Need to Use a 529 Plan (and Two Reasons You Don't) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/reasons-to-use-a-529-plan-and-reasons-not-to</link>
                                                                            <description>
                            <![CDATA[ Tax benefits and a Roth IRA feature make 529 college savings plans attractive, but they're not a one-size-fits-all option. ]]>
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                                                                        <pubDate>Mon, 15 May 2023 09:40:07 +0000</pubDate>                                                                                                                                <updated>Wed, 04 Sep 2024 13:38:05 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                <author><![CDATA[ scummings@halberthargrove.com (Shane W. Cummings, CFP®, AIF®) ]]></author>                    <dc:creator><![CDATA[ Shane W. Cummings, CFP®, AIF® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rjmkvM6vyW7pHiBf9w3pfm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Three female college students sit a table to study together.]]></media:description>                                                            <media:text><![CDATA[Three female college students sit a table to study together.]]></media:text>
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                                                            <title><![CDATA[ 529 Funds and a Roth IRA: How to Use One to Jumpstart the Other  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-plans/529-plans-get-a-boost-with-tax-free-rollovers-to-roth-iras</link>
                                                                            <description>
                            <![CDATA[ Want to boost your retirement savings? You can roll over unused funds from your 529 plan into a Roth IRA, tax-free, as long as certain conditions are met. ]]>
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                                                                        <pubDate>Fri, 24 Feb 2023 21:24:56 +0000</pubDate>                                                                                                                                <updated>Tue, 10 Mar 2026 17:47:39 +0000</updated>
                                                                                                                                            <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                                                                <author><![CDATA[ erin.bendig@futurenet.com (Erin Bendig) ]]></author>                    <dc:creator><![CDATA[ Erin Bendig ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SmX7A7e9SRVnhSXjjQLtfU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mature man on the beach.]]></media:description>                                                            <media:text><![CDATA[Mature man on the beach.]]></media:text>
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                                                            <title><![CDATA[ SECURE 2.0 Act Summary: New Retirement Savings Changes to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/bipartisan-retirement-savings-package-in-massive-budget-bill</link>
                                                                            <description>
                            <![CDATA[ The SECURE 2.0 Act makes significant changes to retirement savings plans. Here's what you need to know. ]]>
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                                                                        <pubDate>Wed, 21 Dec 2022 12:02:10 +0000</pubDate>                                                                                                                                <updated>Mon, 09 Mar 2026 03:53:59 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/i6kgXTYaXN8vpRHhir8YmF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[compass pointing to retirement]]></media:description>                                                            <media:text><![CDATA[compass pointing to retirement]]></media:text>
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                                                            <title><![CDATA[ 529 Plan Contribution Deadlines ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/529-plan-contribution-deadline-coming-soon-in-many-states</link>
                                                                            <description>
                            <![CDATA[ Many states have year-end deadlines for making 529 college savings plan contributions. ]]>
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                                                                        <pubDate>Fri, 28 Oct 2022 10:30:00 +0000</pubDate>                                                                                                                                <updated>Sat, 17 Feb 2024 21:24:10 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/3JY6mqDmZegv7Gu5oZkJmX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[jar of coins on grass]]></media:description>                                                            <media:text><![CDATA[jar of coins on grass]]></media:text>
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                                                            <title><![CDATA[ College 529 Savings Plans: What You Need to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c032-s014-what-to-know-about-college-529-savings-plans.html</link>
                                                                            <description>
                            <![CDATA[ Do you know how much you’re able to contribute or what the funds could be used to pay for? Check out the nitty-gritty details of this formidable college savings tool. ]]>
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                                                                        <pubDate>Wed, 26 Oct 2022 13:17:38 +0000</pubDate>                                                                                                                                <updated>Sat, 17 Feb 2024 21:24:22 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Michael Aloi, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/33YkX94mPNZ9XT3ikLTFDS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Some college students walk together on a college campus. ]]></media:description>                                                            <media:text><![CDATA[Some college students walk together on a college campus. ]]></media:text>
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                                                            <title><![CDATA[ College 529 Savings Plans: How to Get the Most Out of Them ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/college-529-savings-plans-get-the-most-out-of-them</link>
                                                                            <description>
                            <![CDATA[ Go to the head of the class with one adviser’s tips, such as how to choose the plan that works best for you and when to get started. ]]>
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                                                                        <pubDate>Wed, 26 Oct 2022 08:40:55 +0000</pubDate>                                                                                                                                <updated>Sat, 17 Feb 2024 21:24:32 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                                                                                    <dc:creator><![CDATA[ Michael Aloi, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GSR7rFqmm8D28rpWFkkjzZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple of happy college students look at a laptop together. ]]></media:description>                                                            <media:text><![CDATA[A couple of happy college students look at a laptop together. ]]></media:text>
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                                                            <title><![CDATA[ For 529 Plans in a Bear Market, Timing Is Everything ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/for-529-plans-in-a-bear-market-timing-is-everything</link>
                                                                            <description>
                            <![CDATA[ If your child is close to college age and their college fund has taken a hit in the market, there’s one thing you should think about doing. ]]>
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                                                                        <pubDate>Mon, 10 Oct 2022 08:30:19 +0000</pubDate>                                                                                                                                <updated>Sat, 17 Feb 2024 21:25:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ T. Eric Reich, CIMA®, CFP®, CLU®, ChFC® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8GmZuD8PPQuv3ntt5WY2JF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[College students gather around a fellow student who&#039;s holding a piggy bank.]]></media:description>                                                            <media:text><![CDATA[College students gather around a fellow student who&#039;s holding a piggy bank.]]></media:text>
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                                                            <title><![CDATA[ 3 Key Ways You Can Help a Child or Grandchild Pay for College ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/college/605224/3-key-ways-you-can-help-a-child-or-grandchild-pay-for</link>
                                                                            <description>
                            <![CDATA[ Options such as 529 plans, education savings accounts and tax-free gifts can ensure you don’t carry a child’s student loan debt into your golden years. ]]>
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                                                                        <pubDate>Fri, 16 Sep 2022 08:30:06 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ tony.drake@drakeandassociates.net (Tony Drake, CFP®, Investment Advisor Representative) ]]></author>                    <dc:creator><![CDATA[ Tony Drake, CFP®, Investment Advisor Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YbfYEYnTySgKTukUXYSZTT-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A smiling grandpa holds his toddler grandson.]]></media:description>                                                            <media:text><![CDATA[A smiling grandpa holds his toddler grandson.]]></media:text>
                                <media:title type="plain"><![CDATA[A smiling grandpa holds his toddler grandson.]]></media:title>
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                                                            <title><![CDATA[ Grandparents: Now is the Time to Contribute to Your Grandkid's 529 Plans ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/college/605082/grandparents-now-is-the-time-to-contribute-to-your</link>
                                                                            <description>
                            <![CDATA[ With new changes to the FAFSA process, you can “superfund” their college savings – without affecting their financial aid status. ]]>
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                                                                        <pubDate>Mon, 15 Aug 2022 08:30:07 +0000</pubDate>                                                                                                                                <updated>Sat, 17 Feb 2024 21:25:43 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ scummings@halberthargrove.com (Shane W. Cummings, CFP®, AIF®) ]]></author>                    <dc:creator><![CDATA[ Shane W. Cummings, CFP®, AIF® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4hWBcwXPbE3aX8mDEixLn5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A grandma high-fives her little granddaughter]]></media:description>                                                            <media:text><![CDATA[A grandma high-fives her little granddaughter]]></media:text>
                                <media:title type="plain"><![CDATA[A grandma high-fives her little granddaughter]]></media:title>
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                                                            <title><![CDATA[ Thoughts Before Funding a 529 College Savings Plan ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/college/603629/thoughts-before-funding-a-529-college-savings-plan</link>
                                                                            <description>
                            <![CDATA[ Watching your college savings grow tax-free with a 529 college savings plan feels great, but failing to follow the rules could come with penalties and taxes that you’ll regret. To avoid that, take a moment to learn the basics. ]]>
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                                                                        <pubDate>Sat, 23 Oct 2021 08:30:06 +0000</pubDate>                                                                                                                                <updated>Sat, 17 Feb 2024 21:25:53 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
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                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Roxanne Alexander, CFP®, CAIA, AIF®, ADPA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hXAxMH9BmcJYZEnLkgMKQi-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A guitar case on a street open with some money in it and a hand-written sign that reads &amp;quot;College Tuition.&amp;quot;]]></media:description>                                                            <media:text><![CDATA[A guitar case on a street open with some money in it and a hand-written sign that reads &amp;quot;College Tuition.&amp;quot;]]></media:text>
                                <media:title type="plain"><![CDATA[A guitar case on a street open with some money in it and a hand-written sign that reads &amp;quot;College Tuition.&amp;quot;]]></media:title>
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                                                            <title><![CDATA[ 529 Plans: Everything You Need to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/college/603628/529-plan-faqs</link>
                                                                            <description>
                            <![CDATA[ 529 plans offer convenience and potential tax benefits when saving for education. That said, there are still a range of rules you’ll need to know (and follow). ]]>
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                                                                        <pubDate>Fri, 22 Oct 2021 20:09:27 +0000</pubDate>                                                                                                                                <updated>Fri, 10 Apr 2026 19:29:34 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ elaine.silvestrini@futurenet.com (Elaine Silvestrini) ]]></author>                    <dc:creator><![CDATA[ Elaine Silvestrini ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/vcXxw93PLd3TgpZyfuFgxe-1280-80.jpg">
                                                            <media:credit><![CDATA[Melpomenem]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[529 college savings plan theme with textbooks and piggy bank and green chalkboard background]]></media:description>                                                            <media:text><![CDATA[529 college savings plan theme with textbooks and piggy bank and green chalkboard background]]></media:text>
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                                                            <title><![CDATA[ School’s Out for Summer … But Tuition Is Back in the Fall  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/college/603209/schools-out-for-summer-but-tuition-is-back-in-the-fall</link>
                                                                            <description>
                            <![CDATA[ Giving the gift of education never goes out of style. Here are some different options for helping out the young person in your life. ]]>
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                                                                        <pubDate>Fri, 30 Jul 2021 04:30:07 +0000</pubDate>                                                                                                                                <updated>Sat, 31 Jul 2021 08:30:00 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kathleen Kenealy, CFP®, CPWA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pGSty7fUB3uUuvSgVWndTT-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Sunglasses frame a pool scene.]]></media:description>                                                            <media:text><![CDATA[Sunglasses frame a pool scene.]]></media:text>
                                <media:title type="plain"><![CDATA[Sunglasses frame a pool scene.]]></media:title>
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                                                            <title><![CDATA[ States Boost 529 Plan Incentives ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/family-savings/603166/states-boost-529-plan-incentives</link>
                                                                            <description>
                            <![CDATA[ Many states provide a tax break for residents, and now they're offering matching contributions and other perks. ]]>
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                                                                        <pubDate>Thu, 29 Jul 2021 11:56:41 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (Sandra Block) ]]></author>                    <dc:creator><![CDATA[ Sandra Block ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2r3MfPZzgkY5k5YgovSX2R-1280-80.jpg">
                                                            <media:credit><![CDATA[designer491]]></media:credit>
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                                                            <title><![CDATA[ When Choosing Funds for Your College 529 Plan, Don’t Make This Mistake ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/college/602419/when-choosing-funds-for-your-college-529-plan-dont-make</link>
                                                                            <description>
                            <![CDATA[ Age-based funds make sense for some retirement savers, but they rarely make sense for college savers, in my opinion. Here’s why. ]]>
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                                                                        <pubDate>Sat, 13 Mar 2021 09:40:00 +0000</pubDate>                                                                                                                                <updated>Sat, 17 Feb 2024 21:26:05 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Michael Aloi, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AJ5hyGNizRAaaRWPXU3gwe-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A kid with a confused look on his face.]]></media:description>                                                            <media:text><![CDATA[A kid with a confused look on his face.]]></media:text>
                                <media:title type="plain"><![CDATA[A kid with a confused look on his face.]]></media:title>
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                                                            <title><![CDATA[ How to Use a Grandparent’s 529 Account to Reimburse College Expenses ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c050-s002-grandparent-529-plan-reimburses-college-expenses.html</link>
                                                                            <description>
                            <![CDATA[ Through timely withdrawals and good recordkeeping, a grandparent’s 529 college-savings plan can help families recoup money spent on college. ]]>
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                                                                        <pubDate>Tue, 23 Jul 2019 13:17:46 +0000</pubDate>                                                                                                                                <updated>Sat, 17 Feb 2024 21:26:12 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kaitlin Pitsker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TRXR9Aexg7PMMAKtLqk6FG-1280-80.jpg">
                                                            <media:credit><![CDATA[andresr]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Student on her graduation day with her mother]]></media:description>                                                            <media:text><![CDATA[Student on her graduation day with her mother]]></media:text>
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                                                            <title><![CDATA[ Raid the College Fund to Pay for K-12 Tuition? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/saving/t002-c000-s002-raid-the-college-fund-to-pay-for-k-12-tuition.html</link>
                                                                            <description>
                            <![CDATA[ Before you start using your 529 plan to pay private-school tuition, check with your state’s plan. ]]>
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                                                                        <pubDate>Wed, 03 Jul 2019 14:47:48 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kaitlin Pitsker ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bvj85GajbyBBkNQNpiFLxF-1280-80.jpg">
                                                            <media:credit><![CDATA[(C) Floresco Images ((C) Floresco Images (Photographer) - [None]]]></media:credit>
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                                                            <title><![CDATA[ Should You Supplement Your Traditional 529 with a Private 529 College Plan? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c032-s014-saving-for-college-consider-2-different-529-plans.html</link>
                                                                            <description>
                            <![CDATA[ There are a few reasons to consider this strategy. One is if you think your child might want to go to a private school one day, and another is if you like a sure thing rather than taking investment risks. ]]>
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                                                                        <pubDate>Tue, 18 Jun 2019 08:36:30 +0000</pubDate>                                                                                                                                <updated>Sat, 17 Feb 2024 21:26:21 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paul V. Sydlansky, CFP ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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                                                            <title><![CDATA[ Saving for College: Are 529 Plans Worth It? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c032-s014-saving-for-college-are-529-plans-worth-it.html</link>
                                                                            <description>
                            <![CDATA[ That's just one question to ask. But there are some other, more pressing, questions to ask first, including am I making a huge retirement mistake by helping my kid out more than I can afford? ]]>
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                                                                        <pubDate>Tue, 28 May 2019 08:58:59 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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                                                            <title><![CDATA[ 529 Plans Aren’t Just for Kids ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c001-s002-529-plans-aren-t-just-for-kids.html</link>
                                                                            <description>
                            <![CDATA[ You don’t have to be college-age to use the money tax-free, but there are stipulations. ]]>
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                                                                        <pubDate>Thu, 09 May 2019 14:39:53 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cbNCfTWvWWasJJTqmYNGQ6-1280-80.jpg">
                                                            <media:credit><![CDATA[(C)Peathegee Inc LLC ((C)Peathegee Inc LLC (Photographer) - [None]]]></media:credit>
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                                                            <title><![CDATA[ The Best College Savings Strategy to Use ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c032-s014-the-best-college-savings-strategy-to-use.html</link>
                                                                            <description>
                            <![CDATA[ A 529 college savings plan comes with many advantages, and the best way to harness its power is to start ASAP and front-load your contributions. ]]>
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                                                                        <pubDate>Fri, 05 Apr 2019 14:40:17 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paul V. Sydlansky, CFP ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ydupP6zxHhRQo4ZGz3dFhB-1280-80.jpg">
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                                                            <title><![CDATA[ Paying for Continuing Education With a 529 Plan ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c001-s003-paying-for-continuing-education-with-a-529-plan.html</link>
                                                                            <description>
                            <![CDATA[ You don’t have to pursue a college degree to be able to use tax-free money from a 529 college-savings plan to pay for classes. ]]>
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                                                                        <pubDate>Wed, 13 Mar 2019 12:21:53 +0000</pubDate>                                                                                                                                <updated>Sat, 17 Feb 2024 21:26:27 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                            <title><![CDATA[ Using a 529 Plan for High School ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/investing/t002-c001-s002-using-a-529-plan-for-high-school.html</link>
                                                                            <description>
                            <![CDATA[ You’re now able to withdraw up to $10,000 tax-free from a 529 plan each year for K-12 tuition. ]]>
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                                                                        <pubDate>Thu, 07 Mar 2019 11:56:20 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                            <title><![CDATA[ How a Move Can Change Your 529 Plan Tax Deduction ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c001-s003-how-a-move-can-change-your-529-plan-tax-deduction.html</link>
                                                                            <description>
                            <![CDATA[ The tax deduction you get for contributing to your state’s 529 plan can disappear if you move to another state. ]]>
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                                                                        <pubDate>Tue, 26 Feb 2019 13:27:56 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                            <title><![CDATA[ Using 529-Plan Money for College Overseas ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c001-s002-using-529-plan-money-for-college-overseas.html</link>
                                                                            <description>
                            <![CDATA[ If your son or daughter plans to attend college abroad, here's what you should know. ]]>
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                                                                        <pubDate>Thu, 29 Nov 2018 23:28:37 +0000</pubDate>                                                                                                                                <updated>Wed, 12 Dec 2018 18:04:25 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/35kcuHwSsKrpBMo2X4NJn7-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images/iStockphoto]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[hand putting a dollar into a 529 Plan coin jar -- college education savings concept]]></media:description>                                                            <media:text><![CDATA[hand putting a dollar into a 529 Plan coin jar -- college education savings concept]]></media:text>
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                                                            <title><![CDATA[ How a Grandparent's Help With College Tuition Affects Financial Aid ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c001-s003-how-grandparents-help-affects-financial-aid.html</link>
                                                                            <description>
                            <![CDATA[ Before cutting a check for a grandchild's college tuition, make sure you review the impact it can have on the student's financial aid. ]]>
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                                                                        <pubDate>Fri, 07 Sep 2018 17:20:29 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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                                                            <title><![CDATA[ Using a 529 Plan to Pay for Private School ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/investing/t002-c000-s002-using-a-529-plan-to-pay-for-private-school.html</link>
                                                                            <description>
                            <![CDATA[ Q. Can I use money in my daughter’s 529 college-savings plan to pay her private elementary school tuition? ]]>
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                                                                        <pubDate>Thu, 02 Aug 2018 13:30:34 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Eileen Ambrose ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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                                                            <title><![CDATA[ How to Use a 529 Plan When Your Child Wins a Scholarship ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c001-s001-use-a-529-plan-when-your-child-wins-a-scholarship.html</link>
                                                                            <description>
                            <![CDATA[ Even if your child wins a full scholarship, you can use money from a 529 college-savings plan for things other than tuition without triggering taxes or a penalty. ]]>
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                                                                        <pubDate>Tue, 31 Jul 2018 15:23:03 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8LpVmk3wHHSyKNDkp8EX6S-1280-80.jpg">
                                                            <media:credit><![CDATA[Copyright 2013 Terry Vine]]></media:credit>
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                                                            <title><![CDATA[ What to Do With a 529 Plan When a Child Doesn't Go to College ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c001-s001-529-plan-when-child-doesn-t-go-to-college.html</link>
                                                                            <description>
                            <![CDATA[ Families can avoid taxes and a penalty on a 529 college-savings plan when a child develops a disability and likely won’t be using the money for college. ]]>
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                                                                        <pubDate>Fri, 22 Jun 2018 09:39:52 +0000</pubDate>                                                                                                                                <updated>Fri, 22 Jun 2018 10:30:24 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
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                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Social Security]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Retirement]]></category>
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                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/qiY5H554Qx7cTRyr5DhuiE-1280-80.jpg">
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                                                            <title><![CDATA[ How a Grandparent's 529 Account Affects College Financial Aid ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c001-s003-grandparent-529-affects-college-financial-aid.html</link>
                                                                            <description>
                            <![CDATA[ Distributions from a grandparent-owned 529 savings plan could reduce a grandchild's financial aid. But using one of these strategies can limit the impact. ]]>
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                                                                        <pubDate>Wed, 09 May 2018 08:49:48 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
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                                                    <category><![CDATA[Student Loans]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4mSmXRKuNDUL5avUEuPoUC-1280-80.jpg">
                                                            <media:credit><![CDATA[©2007 Thomas M. Barwick INC]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[USA, Washington State, Seattle]]></media:description>                                                            <media:text><![CDATA[USA, Washington State, Seattle]]></media:text>
                                <media:title type="plain"><![CDATA[USA, Washington State, Seattle]]></media:title>
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                                                            <title><![CDATA[ Shopping for a 529 Plan for a Grandchild ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c001-s003-shopping-for-a-529-plan-for-a-grandchild.html</link>
                                                                            <description>
                            <![CDATA[ When searching for a 529 college-savings plan for a grandchild, first check whether your state offers a tax break for your contributions. ]]>
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                                                                        <pubDate>Tue, 17 Apr 2018 14:59:54 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
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                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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                                                            <title><![CDATA[ What to Do With Leftover Money in a 529 College-Savings Plan ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c001-s003-spending-leftover-money-529-college-savings-plan.html</link>
                                                                            <description>
                            <![CDATA[ There's no time limit for spending money in a 529 college-savings plan, so leftover dollars in an account can be used by other family members now or by a new generation in the future. ]]>
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                                                                        <pubDate>Fri, 02 Mar 2018 11:07:15 +0000</pubDate>                                                                                                                                <updated>Mon, 05 Dec 2022 10:36:58 +0000</updated>
                                                                                                                                            <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/iHvbAT99j7JhmEiW4VuZU7-1280-80.jpg">
                                                            <media:credit><![CDATA[jbrizendine]]></media:credit>
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                                                            <title><![CDATA[ 529 Savings Plans Have More Uses -- But States Need to Catch Up ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/taxes/t002-c001-s003-tax-reform-529-savings-plan-states-penalty.html</link>
                                                                            <description>
                            <![CDATA[ The new federal tax law allows families to use 529 college plans to pay tuition for kindergarten through high school. But doing so before state laws are revised to reflect the new rules could trigger a tax and a penalty. ]]>
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                                                                        <pubDate>Wed, 07 Feb 2018 19:17:48 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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                                                            <title><![CDATA[ 2018 Could Be Grandparents' Year to Pump $150,000 into 529 Plans ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c032-s014-grandparents-pump-150-000-into-college-529-plans.html</link>
                                                                            <description>
                            <![CDATA[ Parents can now use 529 college savings plans to pay for K-12 private school tuition. That could give grandparents added incentive to be extra generous, without triggering gift taxes. ]]>
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                                                                        <pubDate>Thu, 25 Jan 2018 09:03:51 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Lisa Brown, CFP®, CIMA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/6oYHQ9RooeRPs3Kerdt7Ym-1280-80.jpg">
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                                                            <title><![CDATA[ College-Savings Plans Make It Easy to Give a Child the Gift of Tuition ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c001-s003-college-savings-plans-give-a-child-gift-of-tuition.html</link>
                                                                            <description>
                            <![CDATA[ Relatives can contribute to a child's 529 college-savings plan, and in many cases they can get a tax deduction on their gift. ]]>
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                                                                        <pubDate>Fri, 01 Dec 2017 00:00:01 +0000</pubDate>                                                                                                                                <updated>Fri, 01 Dec 2017 16:05:28 +0000</updated>
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                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kimberly Lankford ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9sWyVgQkhzEhXqDGhbjEfZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:description>                                                            <media:text><![CDATA[A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins]]></media:text>
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                                                            <title><![CDATA[ A Deeper Dive into 529 College Plans ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/article/college/t002-c032-s014-a-deeper-dive-into-529-college-plans.html</link>
                                                                            <description>
                            <![CDATA[ If you're confused about the difference between 529 college savings plans and prepaid tuition plans and all their ins and outs, you're not alone. But here's some help. ]]>
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                                                                        <pubDate>Fri, 25 Aug 2017 00:00:01 +0000</pubDate>                                                                                                                                <updated>Fri, 25 Aug 2017 08:00:13 +0000</updated>
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                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Deborah L. Meyer, CPA/PFS, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/UZHfasyCWoqGRzAh4yogqH-1280-80.jpg">
                                                            <media:credit><![CDATA[petrelos]]></media:credit>
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