<![CDATA[ Latest from Kiplinger in 401ks ]]> https://www.kiplinger.com/retirement/retirement-plans/401ks Wed, 01 Apr 2026 14:50:50 +0000 en <![CDATA[ The Average Gen X 401(k) Balance Kind of Bites ]]> https://www.kiplinger.com/retirement/retirement-planning/the-average-gen-x-401-k-balance UU2zXt6zmXa8Ud66UhoMZj Wed, 01 Apr 2026 14:50:50 +0000 Wed, 01 Apr 2026 20:02:02 +0000 <![CDATA[ I Am 55 With a $1.5 Million 401(k). Should I Take a 401(k) Loan to Pay for a Home Improvement Project? ]]> https://www.kiplinger.com/retirement/retirement-planning/i-am-55-with-a-usd1-5-million-401-k-should-i-take-a-401-k-loan-to-pay-for-a-home-improvement-project vpvcVKxYkqtbprDun6WiEM Wed, 01 Apr 2026 10:05:00 +0000 Fri, 03 Apr 2026 16:21:54 +0000 <![CDATA[ How to Turn a $1 Million Nest Egg Into a Lifetime Income Machine ]]> https://www.kiplinger.com/retirement/retirement-plans/how-to-turn-a-usd1-million-nest-egg-into-a-lifetime-income-machine pSrn2tADh3xauJGirS5E4G Tue, 03 Mar 2026 11:05:00 +0000 <![CDATA[ Private Capital Wants In on Your Retirement Account ]]> https://www.kiplinger.com/retirement/401ks/private-capital-wants-in-on-your-retirement-account QoRi5BeDdNW93rtu1aGP6 Tue, 24 Feb 2026 11:05:00 +0000 Tue, 24 Feb 2026 20:23:22 +0000 <![CDATA[ The Little-Known Tool to Protect Your Retirement Savings in a Divorce ]]> https://www.kiplinger.com/retirement/retirement-planning/qdro-the-tool-you-need-to-avoid-a-post-divorce-nightmare sesobUDvZxhhCpvAi2ezpW Thu, 19 Feb 2026 11:15:00 +0000 Tue, 03 Mar 2026 22:58:08 +0000 <![CDATA[ What to Do If You Plan to Make Catch-Up Contributions in 2026 ]]> https://www.kiplinger.com/retirement/retirement-planning/what-to-do-if-you-plan-to-make-catch-up-contributions-in-2026 SRgYeg2NbFbaxZSjEhafym Thu, 01 Jan 2026 13:10:00 +0000 <![CDATA[ How to Max Out Your 401(k) in 2026 (New Limits are Higher) ]]> https://www.kiplinger.com/retirement/401ks/how-to-max-out-your-401k-in-2026 ySzLVWbaYAqdf65XpAUfR Thu, 01 Jan 2026 11:30:00 +0000 <![CDATA[ Vesting, Catch-Ups and Roths: The 401(k) Knowledge Quiz ]]> https://www.kiplinger.com/puzzles/quizzes/vesting-catch-ups-and-roths-the-401-k-knowledge-quiz NpTBaMfawkmNANrw85YbG Tue, 23 Dec 2025 14:15:00 +0000 <![CDATA[ The 2026 Retirement Catch-Up Curveball: What High Earners 50 and Older Need to Know Now ]]> https://www.kiplinger.com/retirement/retirement-planning/2026-retirement-catch-up-curveball-what-high-earners-over-50-need-to-know oUhHbnhLoZ6VkxtQqKQrTa Mon, 22 Dec 2025 21:00:00 +0000 Mon, 29 Dec 2025 19:59:46 +0000 <![CDATA[ Average Retirement Income by Age and State ]]> https://www.kiplinger.com/retirement/average-retirement-income-by-age-and-state MoszpqYQj7wQXVeYrSkUXX Wed, 03 Dec 2025 14:30:00 +0000 Tue, 09 Dec 2025 21:42:07 +0000 <![CDATA[ Should You Max Out Your 401(k)? We've Got Answers ]]> https://www.kiplinger.com/retirement/401ks/should-you-max-out-your-401-k-weve-got-answers rpcyaHMJcFBerGmkqaacH9 Sun, 30 Nov 2025 10:50:00 +0000 Tue, 02 Dec 2025 18:49:24 +0000 <![CDATA[ 6 Changes to IRAs, 401(k)s and HSAs in 2026 ]]> https://www.kiplinger.com/retirement/retirement-planning/changes-to-iras-401ks-hsas-in-2026 yiZWioDXeWrGScYSUChuhK Thu, 20 Nov 2025 17:28:38 +0000 Thu, 15 Jan 2026 16:10:10 +0000 <![CDATA[ I'm 57 With a Great Remote Job, but My Company Wants Me in the Office Full-Time ]]> https://www.kiplinger.com/retirement/im-57-with-a-great-remote-job-but-my-company-wants-me-in-the-office-full-time MeyAwS7SdkRexoAAfEhJpN Wed, 19 Nov 2025 11:06:00 +0000 <![CDATA[ I'm 54 with a $320,000 IRA and will soon be self-employed, earning $120,000 per year. How much should I save for retirement? ]]> https://www.kiplinger.com/retirement/retirement-planning/im-54-with-a-usd320-000-ira-and-will-soon-be-self-employed-earning-usd120-000-per-year-how-much-should-i-save-for-retirement u32p8BZkZTTqy9cLGK5Z4A Sun, 16 Nov 2025 11:06:00 +0000 <![CDATA[ I'm 61 and need $50,000 for home repairs. Should I borrow, given today's rates, or take a withdrawal from my $950,000 401(k)? ]]> https://www.kiplinger.com/retirement/401ks/im-61-and-need-usd50-000-for-home-repairs-should-i-borrow-given-todays-rates-or-take-a-withdrawal-from-my-usd950-000-401-k mFwEbD38sJH7QH9uEBrB6V Sun, 09 Nov 2025 11:06:00 +0000 Tue, 11 Nov 2025 18:41:30 +0000 <![CDATA[ I'm 52, make $210K a year and heard I may lose a 401(k) tax break in 2026. Should I max out my 401(k) anyway? ]]> https://www.kiplinger.com/retirement/401ks/im-52-make-usd210k-a-year-and-heard-i-may-lose-a-401-k-tax-break-should-i-max-out-my-401-k-anyway Qq38eCy6omZmP3JbkSzBES Wed, 22 Oct 2025 10:06:00 +0000 <![CDATA[ Use the 'Newton Rule' to Grow Your 401(k) Retirement Savings ]]> https://www.kiplinger.com/retirement/401ks/use-the-newton-rule-to-grow-your-401-k-retirement-savings md52qFwXLSNjsWpCP9TUr9 Mon, 13 Oct 2025 10:06:00 +0000 Tue, 14 Oct 2025 19:24:31 +0000 <![CDATA[ Your 401(k) Can Now Include Alternative Assets, But Should It? A Financial Adviser Weighs In ]]> https://www.kiplinger.com/retirement/401ks/should-your-401k-include-alternative-assets SetCmpQw9hGTpoKPnELT9W Sun, 12 Oct 2025 09:30:00 +0000 <![CDATA[ Will Taxes Shred Your 401(k) or IRA During Your Retirement? It's Very Likely ]]> https://www.kiplinger.com/taxes/tax-planning/will-taxes-shred-your-401k-or-ira-during-retirement 4ikTjoMBGYj2vCbyPkjVvY Sat, 11 Oct 2025 09:35:00 +0000 <![CDATA[ I'm a Financial Adviser: This Is What You're Really Losing if You Cut Back on Your 401(k) Contributions ]]> https://www.kiplinger.com/retirement/401ks/cutting-your-401k-contributions-what-you-lose oCizz2sodUJNetLSmEnUUG Thu, 09 Oct 2025 09:30:00 +0000 <![CDATA[ 6 Steps to Protect Your Retirement Savings ]]> https://www.kiplinger.com/retirement/steps-to-protect-your-retirement-savings 86jGobUgML88HrTnVHCXud Tue, 07 Oct 2025 11:02:00 +0000 Wed, 08 Oct 2025 20:49:18 +0000 <![CDATA[ FAFSA Advice for 2025 ]]> https://www.kiplinger.com/personal-finance/college/fafsa-advice-for-2025 VsK2e6dGazUM5wTYQ6KELd Mon, 29 Sep 2025 20:00:00 +0000 Mon, 06 Oct 2025 16:21:26 +0000 <![CDATA[ I'm 57 With $4.1 Million and Plan to Retire Abroad in a Few Years. Can I Stop Contributing to My 401(k)? ]]> https://www.kiplinger.com/retirement/401ks/im-57-with-usd4-1-million-and-plan-to-retire-abroad-in-a-few-years-can-i-stop-contributing-to-my-401-k fvpHvXwnhzgqhb5qZSfnaH Sun, 14 Sep 2025 10:04:00 +0000 Mon, 15 Sep 2025 18:06:39 +0000 <![CDATA[ Your 401(k) Options Just Got More Complicated: Here's What You Need to Know ]]> https://www.kiplinger.com/retirement/401ks/401k-options-just-got-more-complicated-what-to-know JA7CjkYt4aJ6z73z6HWrXS Sun, 07 Sep 2025 09:35:00 +0000 Thu, 18 Sep 2025 16:50:28 +0000 <![CDATA[ Average 401(k) Fund Fees and Expenses: Are You Overpaying? ]]> https://www.kiplinger.com/retirement/401ks/average-401-k-fund-fees-and-expenses-are-you-overpaying tEQ8gGB7TpR3umdDqgBWsQ Fri, 29 Aug 2025 10:05:00 +0000 Tue, 02 Sep 2025 20:19:44 +0000 <![CDATA[ Gen X? Challenges Lie Ahead as Retirement Nears ]]> https://www.kiplinger.com/retirement/retirement-planning/gen-x-challenges-lie-ahead-as-retirement-nears PAGSKCShFSDrD6wYzJGRXA Mon, 25 Aug 2025 13:15:00 +0000 <![CDATA[ The 401(k) Shake-Up: Private Equity's Role and Risks ]]> https://www.kiplinger.com/retirement/401ks/the-401-k-shake-up-private-equitys-role-and-risks mGb3p5PcveR8YxGaPj2rUW Mon, 18 Aug 2025 10:06:00 +0000 Mon, 18 Aug 2025 18:50:30 +0000 <![CDATA[ Already Hit Your 401(k) Limit in 2025? Here's What to Do Next ]]> https://www.kiplinger.com/retirement/401ks/already-hit-your-401-k-limit-in-2025-heres-what-to-do-next nz5UNNBeVCu4L749UEAqKM Fri, 01 Aug 2025 18:28:57 +0000 Tue, 25 Nov 2025 15:38:06 +0000 <![CDATA[ I Thought I'd Be Set, But My $3 Million Isn't Buying the Retirement I Imagined. What Should I Do? ]]> https://www.kiplinger.com/retirement/happy-retirement/thought-id-be-set-but-my-money-isnt-buying-the-retirement-i-imagined CCVi2J9kSmH3DgUx5JnFLN Wed, 30 Jul 2025 10:15:00 +0000 Fri, 01 Aug 2025 14:24:49 +0000 <![CDATA[ Five Things to Consider Before Rolling Your 401(k) into a Roth IRA ]]> https://www.kiplinger.com/retirement/roth-iras/what-to-consider-before-rolling-your-401k-into-a-roth-ira aCDcn3vTaMoztSNyvtQJyZ Tue, 29 Jul 2025 09:35:00 +0000 <![CDATA[ I'm a Retirement Specialist: This Is How to Keep Your 401(k) on Track Amid Dire News Alerts ]]> https://www.kiplinger.com/retirement/401ks/how-to-keep-your-401k-on-track-amid-dire-news-alerts p5mGmW3dJHvcDT96NRUCgf Sun, 27 Jul 2025 09:35:00 +0000 <![CDATA[ Your 401(k) is Changing: Trump Opens the Door to Private Assets, Cryptocurrency ]]> https://www.kiplinger.com/retirement/401ks/401ks-trump-moves-to-open-the-door-to-private-assets-cryptocurrency nYUFT7ZbgzPwbU7y2tfe6S Thu, 24 Jul 2025 12:30:00 +0000 Tue, 12 Aug 2025 19:54:19 +0000 <![CDATA[ A Financial Planner's Prescription for the Headache of Multiple Retirement Accounts ]]> https://www.kiplinger.com/retirement/retirement-planning/consolidating-multiple-retirement-accounts SnHWBkxwMNWCrgXfFPxqmJ Wed, 23 Jul 2025 09:40:00 +0000 <![CDATA[ Don't Let a "Clunker" Fund Drag Down Your 401(k) ]]> https://www.kiplinger.com/retirement/401ks/dont-let-a-clunker-fund-drag-down-your-401-k QGYETGwVRDsxVbZSduFrW7 Fri, 18 Jul 2025 10:07:00 +0000 <![CDATA[ Average 401(k) Match: Do You Work for a Generous Company? ]]> https://www.kiplinger.com/retirement/retirement-planning/average-401-k-match-do-you-work-for-a-generous-company K4JiDcR3Y7xp6brSsSfcBP Tue, 08 Jul 2025 10:09:00 +0000 Fri, 21 Nov 2025 15:02:35 +0000 <![CDATA[ This 401(k) Withdrawal Snafu Could Knock Your Portfolio off Course ]]> https://www.kiplinger.com/retirement/401ks/this-401-k-withdrawal-snafu-could-knock-your-portfolio-off-course 2i7eevDRsMKkrnq3Z9pzf Tue, 01 Jul 2025 10:35:00 +0000 <![CDATA[ Treasury Deal Kills Trump’s ‘Revenge Tax’ After G7 Agreement ]]> https://www.kiplinger.com/taxes/trumps-revenge-tax 34F6Y8suBSSa5haVmni3aJ Mon, 23 Jun 2025 13:59:00 +0000 Fri, 27 Jun 2025 22:54:17 +0000 <![CDATA[ Are Managed 401(k) Accounts Worth the Extra Cost? ]]> https://www.kiplinger.com/retirement/401ks/are-managed-401-k-accounts-worth-the-extra-cost sdsgeWsFh44Jb4C9ajbu85 Mon, 23 Jun 2025 11:00:00 +0000 Mon, 23 Jun 2025 17:43:15 +0000 <![CDATA[ Think Twice Before You Tap Your 401(k) Early ]]> https://www.kiplinger.com/retirement/think-twice-before-you-tap-your-401-k-early 2NCw4sJhU4tvFYmahNgEuf Fri, 20 Jun 2025 16:37:00 +0000 <![CDATA[ The Costly Mistake You Might Be Making With Your First 401(k) ]]> https://www.kiplinger.com/retirement/retirement-plans/your-first-401k-the-costly-mistake-you-might-be-making EnxhnyJR83vXbaTVgUH86i Fri, 20 Jun 2025 09:30:00 +0000 <![CDATA[ The Average Retirement Savings by Age ]]> https://www.kiplinger.com/retirement/retirement-planning/average-retirement-savings-by-age WDksqUGvejeB7RDmtc5Q5H Wed, 11 Jun 2025 15:56:31 +0000 Thu, 02 Apr 2026 16:36:05 +0000 <![CDATA[ The 401(k) Mistake That Could Cost You Millions in Retirement Savings ]]> https://www.kiplinger.com/retirement/401ks/the-401-k-mistake-that-could-cost-you-millions-in-retirement-savings 24AJWXscpXgZkDiksuGRp4 Fri, 06 Jun 2025 10:00:00 +0000 Tue, 03 Feb 2026 18:43:46 +0000 <![CDATA[ Will RMDs Ruin the 4% Rule for You? ]]> https://www.kiplinger.com/retirement/retirement-planning/will-rmds-ruin-the-4-percent-rule-for-you 8cJ3oZM6zWsPiQu42TazNS Mon, 02 Jun 2025 10:02:00 +0000 <![CDATA[ Cryptocurrency In Your 401(k): Should You Invest In It? ]]> https://www.kiplinger.com/retirement/retirement-planning/cryptocurrency-may-be-coming-to-your-401-k-with-rules-change CUMwfmcnzS7L2VRFwftAoF Wed, 28 May 2025 18:07:03 +0000 Thu, 12 Mar 2026 22:07:16 +0000 <![CDATA[ Target-Date Funds Aren’t for Everyone ]]> https://www.kiplinger.com/retirement/target-date-funds-arent-for-everyone e3dZBSbs8SAzEREi5GmAeW Wed, 28 May 2025 11:38:00 +0000 <![CDATA[ A 401(k) with Lifetime Income That Never Runs Out ]]> https://www.kiplinger.com/retirement/401ks/a-401-k-with-lifetime-income-that-never-runs-out eh3khwhFqL3pUWQZRzT47h Fri, 23 May 2025 10:30:00 +0000 <![CDATA[ New Bill Would Lower Age to Contribute to 401(k)s to 18 from 21. What You Need to Know ]]> https://www.kiplinger.com/retirement/401ks/new-bill-would-lower-age-to-contribute-to-401k-to-18-from-21 qr3scQV9mfRMdjSrfJFALB Fri, 16 May 2025 10:00:00 +0000 <![CDATA[ Seven 401(k) Perks You May Not Know About ]]> https://www.kiplinger.com/retirement/401ks/401-k-perks-you-may-not-know-about UKGj9EGZNF8Jd42Qn4aH69 Thu, 15 May 2025 14:02:00 +0000 Fri, 29 Aug 2025 18:29:51 +0000 <![CDATA[ The Rule of 240 Paychecks in Retirement ]]> https://www.kiplinger.com/retirement/retirement-planning/the-rule-of-240-paychecks-in-retirement RYQ22Rh7bVKuZK2KQ2i8W3 Thu, 15 May 2025 10:08:00 +0000 Wed, 28 Jan 2026 16:26:17 +0000 <![CDATA[ Tapping Your 401(k) at 55? You May Regret That ]]> https://www.kiplinger.com/retirement/401ks/tapping-your-401-k-at-55-you-may-regret-that zSUNsVL5T6CwbLdDUv4po6 Thu, 08 May 2025 14:27:15 +0000