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                    <title><![CDATA[ Latest from Kiplinger in Guide ]]></title>
                <link>https://www.kiplinger.com/guide</link>
        <description><![CDATA[ All the latest guide content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Wed, 08 Apr 2026 11:05:00 +0000</lastBuildDate>
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                                <item>
                                                            <title><![CDATA[ Thinking About Using Your Home Equity in April? What to Know About Rates, Risks and Timing First ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-equity-loans/what-to-know-before-tapping-home-equity</link>
                                                                            <description>
                            <![CDATA[ With borrowing costs still elevated and economic uncertainty in play, tapping your home equity requires a clear plan, not just available equity. ]]>
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                                                                        <pubDate>Wed, 08 Apr 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Thu, 09 Apr 2026 17:31:37 +0000</updated>
                                                                                                                                            <category><![CDATA[Home Equity Loans]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Qyqgd8k6x9Ept2VG3SoGTQ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[House Model on Top of Stack of Coins ]]></media:description>                                                            <media:text><![CDATA[House Model on Top of Stack of Coins ]]></media:text>
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                                                            <title><![CDATA[ The SKI Travel Trend Is Reshaping Retirement Spending ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/ski-retirement-travel-trend</link>
                                                                            <description>
                            <![CDATA[ Here is what the SKI trend means for your retirement plan. ]]>
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                                                                        <pubDate>Fri, 03 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 07 Apr 2026 13:53:42 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yKCtRD3Tmc5AswD8H8FXz3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An active and happy family hike across a small bridge]]></media:description>                                                            <media:text><![CDATA[An active and happy family hike across a small bridge]]></media:text>
                                <media:title type="plain"><![CDATA[An active and happy family hike across a small bridge]]></media:title>
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                                                            <title><![CDATA[ You Might Already Qualify for a Second Passport but the Cost Might Surprise You ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/second-passport-cost-citizenship-by-descent</link>
                                                                            <description>
                            <![CDATA[ New rules are expanding who qualifies for citizenship by ancestry. Who qualifies and what it costs ]]>
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                                                                        <pubDate>Fri, 03 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 06 Apr 2026 20:55:19 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZwEXtdsHsoR3P7vUBGwtWX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[picture of a man holding a U.S. passport while standing on a map of the world]]></media:description>                                                            <media:text><![CDATA[picture of a man holding a U.S. passport while standing on a map of the world]]></media:text>
                                <media:title type="plain"><![CDATA[picture of a man holding a U.S. passport while standing on a map of the world]]></media:title>
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                                                            <title><![CDATA[ Zombie Mortgages Are Back: Why Old Home Loans Are Resurfacing ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/zombie-mortgages-why-old-debt-is-coming-back</link>
                                                                            <description>
                            <![CDATA[ Forgotten second mortgages from the housing crash are reappearing — sometimes with bigger balances and foreclosure risk. ]]>
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                                                                        <pubDate>Wed, 01 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/y2R3SCWfuatvQUi4i26ibY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Foreclosure, house for sale sign. Front yard of home.]]></media:description>                                                            <media:text><![CDATA[Foreclosure, house for sale sign. Front yard of home.]]></media:text>
                                <media:title type="plain"><![CDATA[Foreclosure, house for sale sign. Front yard of home.]]></media:title>
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                                                            <title><![CDATA[ When Family Phone Plans Don't Make Sense  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gadgets/leave-family-phone-plan</link>
                                                                            <description>
                            <![CDATA[ Family phone plans often start as a cost-saving strategy, but evolving data usage, travel and device preferences can make separate plans more practical. ]]>
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                                                                        <pubDate>Tue, 24 Mar 2026 10:35:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Mar 2026 18:24:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/GcJxbzZNC6LpkFPrp7Cyc3-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Happy woman laughing while watching media content on smartphone app at home. ]]></media:description>                                                            <media:text><![CDATA[Happy woman laughing while watching media content on smartphone app at home. ]]></media:text>
                                <media:title type="plain"><![CDATA[Happy woman laughing while watching media content on smartphone app at home. ]]></media:title>
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                                                            <title><![CDATA[ HELOC Rules Are Changing in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/heloc-strategy-borrow-smart</link>
                                                                            <description>
                            <![CDATA[ New lender rules and shifting rates are changing how HELOCs work. Here’s how to compare options, avoid costly terms and borrow only what you need. ]]>
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                                                                        <pubDate>Sat, 21 Mar 2026 10:50:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Mar 2026 20:30:51 +0000</updated>
                                                                                                                                            <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/u7nX32kfw4wf8Rp3AHenWE-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Dad teaching young daughter how bubble level tool works. ]]></media:description>                                                            <media:text><![CDATA[Dad teaching young daughter how bubble level tool works. ]]></media:text>
                                <media:title type="plain"><![CDATA[Dad teaching young daughter how bubble level tool works. ]]></media:title>
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                                                            <title><![CDATA[ Retiring Near the Coast? What Waterfront Living Really Costs After 60 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/what-waterfront-living-really-costs-after-60</link>
                                                                            <description>
                            <![CDATA[ Want to retire in a beach town in the U.S. or abroad? Get to know these lifestyle and financial factors first. ]]>
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                                                                        <pubDate>Sat, 21 Mar 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Tue, 24 Mar 2026 21:44:25 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ brianoco101@gmail.com (Brian O&#039;Connell) ]]></author>                    <dc:creator><![CDATA[ Brian O&#039;Connell ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/h4itb85HdFCRRpNzFgT8aF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mexico. Quintana Roo. Cancun.Photo: ANGELO CAVALLI]]></media:description>                                                            <media:text><![CDATA[Mexico. Quintana Roo. Cancun.Photo: ANGELO CAVALLI]]></media:text>
                                <media:title type="plain"><![CDATA[Mexico. Quintana Roo. Cancun.Photo: ANGELO CAVALLI]]></media:title>
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                                                            <title><![CDATA[ What Your Tax Refund Could Earn Instead of Sitting With the IRS ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-much-your-tax-refund-could-earn</link>
                                                                            <description>
                            <![CDATA[ Many taxpayers celebrate a large refund. But that same money might have quietly earned interest or investment returns all year long. ]]>
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                                                                        <pubDate>Sat, 14 Mar 2026 10:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/EJyVKHiqCyELWB7fp7EPvW-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A tax form, calculator, cash and a pen sitting on a desk. ]]></media:description>                                                            <media:text><![CDATA[A tax form, calculator, cash and a pen sitting on a desk. ]]></media:text>
                                <media:title type="plain"><![CDATA[A tax form, calculator, cash and a pen sitting on a desk. ]]></media:title>
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                                                            <title><![CDATA[ Could Your Family Live on One Income? What It Takes in Each State ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/could-your-family-live-on-one-income</link>
                                                                            <description>
                            <![CDATA[ Raising a family on one paycheck may feel out of reach. But new data shows where a single income can still support a stay-at-home parent and where it is most difficult. ]]>
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                                                                        <pubDate>Sun, 08 Mar 2026 11:10:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/jw4jvGXxcnWWFXouMwm5BC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Mom and dad reading a book to their son]]></media:description>                                                            <media:text><![CDATA[Mom and dad reading a book to their son]]></media:text>
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                                                            <title><![CDATA[ How Much Savings Do You Actually Need to Feel Financially Secure? Start With These 3 Benchmarks ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/how-much-savings-do-you-need-to-feel-financially-secure</link>
                                                                            <description>
                            <![CDATA[ From your first $1,000 cushion to a full emergency fund, here's how to build savings in stages and why each level matters. ]]>
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                                                                        <pubDate>Sat, 28 Feb 2026 12:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TJSwRs9yrA8tsqrvXn2Dzc-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Couple saving money together for financial future]]></media:description>                                                            <media:text><![CDATA[Couple saving money together for financial future]]></media:text>
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                                                            <title><![CDATA[ The Wealth-Building Roadmap That Works at Any Age ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/wealth-building-roadmap-for-any-age</link>
                                                                            <description>
                            <![CDATA[ A phase-based approach tied to your finances — not your birth year — can help you build wealth whether you’re just starting out or catching up. ]]>
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                                                                        <pubDate>Sat, 28 Feb 2026 12:10:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CjTvDxX8VeFxWCk3YqSa56-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Wooden Block Letters Spelling PLAN Placed on Stacked Coins]]></media:description>                                                            <media:text><![CDATA[Wooden Block Letters Spelling PLAN Placed on Stacked Coins]]></media:text>
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                                                            <title><![CDATA[ Costco's Auto Program: Can Membership Pricing Really Save You Money on a Car? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/family-savings/costco-auto-program-how-it-works</link>
                                                                            <description>
                            <![CDATA[ Costco's Auto Program can simplify the car-buying process with prearranged pricing and member perks. Here's what to know before you use it. ]]>
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                                                                        <pubDate>Wed, 25 Feb 2026 11:50:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Used Cars]]></category>
                                                    <category><![CDATA[Car Loans]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/YfidRP7uxRScttwzZ7LeuJ-1280-80.jpg">
                                                            <media:credit><![CDATA[SOPA Images / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[In this photo illustration, the Costco Auto Program logo is displayed on a smartphone screen with a Costco Wholesale Corporation logo in the background. (Photo Illustration by Igor Golovniov/SOPA Images/LightRocket via Getty Images)]]></media:description>                                                            <media:text><![CDATA[In this photo illustration, the Costco Auto Program logo is displayed on a smartphone screen with a Costco Wholesale Corporation logo in the background. (Photo Illustration by Igor Golovniov/SOPA Images/LightRocket via Getty Images)]]></media:text>
                                <media:title type="plain"><![CDATA[In this photo illustration, the Costco Auto Program logo is displayed on a smartphone screen with a Costco Wholesale Corporation logo in the background. (Photo Illustration by Igor Golovniov/SOPA Images/LightRocket via Getty Images)]]></media:title>
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                                                            <title><![CDATA[ What Is an Assumable Mortgage and Could It Save You Thousands? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/what-is-an-assumable-mortgage</link>
                                                                            <description>
                            <![CDATA[ With mortgage rates still elevated, taking over a seller’s existing home loan could lower monthly payments — if the numbers work. ]]>
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                                                                        <pubDate>Wed, 25 Feb 2026 11:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/exwTKA2rSuz7CLHWx97Tjj-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Assumable mortgage concept. Home loan that allows a buyer to take over the seller s existing mortgage, including its terms, interest rate, and remaining balance. Real estate and finance]]></media:description>                                                            <media:text><![CDATA[Assumable mortgage concept. Home loan that allows a buyer to take over the seller s existing mortgage, including its terms, interest rate, and remaining balance. Real estate and finance]]></media:text>
                                <media:title type="plain"><![CDATA[Assumable mortgage concept. Home loan that allows a buyer to take over the seller s existing mortgage, including its terms, interest rate, and remaining balance. Real estate and finance]]></media:title>
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                                                            <title><![CDATA[ How Much It Costs to Host a Super Bowl Party in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-much-it-costs-to-host-a-super-bowl-party</link>
                                                                            <description>
                            <![CDATA[ Hosting a Super Bowl party in 2026 could cost you. Here's a breakdown of food, drink and entertainment costs — plus ways to save. ]]>
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                                                                        <pubDate>Thu, 05 Feb 2026 11:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/cAqF5L5iQ9v2wRf7p4jcui-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Beverage and snacks for football game fans.]]></media:description>                                                            <media:text><![CDATA[Beverage and snacks for football game fans.]]></media:text>
                                <media:title type="plain"><![CDATA[Beverage and snacks for football game fans.]]></media:title>
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                                                            <title><![CDATA[ Why Your Home Insurance Might Not Protect You If Someone Else Lives There ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/second-home-insurance-when-someone-else-lives-there</link>
                                                                            <description>
                            <![CDATA[ Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims. ]]>
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                                                                        <pubDate>Sat, 31 Jan 2026 12:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/erbKvEeTuSPvxfcfQAr64X-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A father handing over keys to his son]]></media:description>                                                            <media:text><![CDATA[A father handing over keys to his son]]></media:text>
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                                                            <title><![CDATA[ Mortgage Protection Insurance: What It Covers and When It Makes Sense ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/mortgage-protection-insurance-explained</link>
                                                                            <description>
                            <![CDATA[ How mortgage protection insurance works, what it costs, and when it’s actually useful in a financial plan. ]]>
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                                                                        <pubDate>Wed, 14 Jan 2026 11:50:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/t5yLA2e4x7ApPCSGz6GdfX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Insurance agent clasping hands over a model home. ]]></media:description>                                                            <media:text><![CDATA[Insurance agent clasping hands over a model home. ]]></media:text>
                                <media:title type="plain"><![CDATA[Insurance agent clasping hands over a model home. ]]></media:title>
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                                                            <title><![CDATA[ Builders Are Offering Big Mortgage Incentives — What Homebuyers Should Watch For ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/builder-mortgage-incentives-what-homebuyers-should-know</link>
                                                                            <description>
                            <![CDATA[ Builder credits and below-market mortgage rates can ease affordability pressures, but the savings often come with trade-offs buyers should understand before signing. ]]>
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                                                                        <pubDate>Sat, 10 Jan 2026 11:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 12 Jan 2026 18:54:00 +0000</updated>
                                                                                                                                            <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/G6yMmfAUnwYfTQTqKAk6bG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[New home under construction]]></media:description>                                                            <media:text><![CDATA[New home under construction]]></media:text>
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                                                            <title><![CDATA[ Online Banks Still Lead on Rates, But Is Switching Worth it Now? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/online-banking/online-banks-rates-worth-switching</link>
                                                                            <description>
                            <![CDATA[ As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up. ]]>
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                                                                        <pubDate>Thu, 18 Dec 2025 14:30:45 +0000</pubDate>                                                                                                                                <updated>Thu, 05 Mar 2026 21:20:27 +0000</updated>
                                                                                                                                            <category><![CDATA[Online Banking]]></category>
                                                    <category><![CDATA[Savings Accounts]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ypG3Bgvo74pP5sQo2CufQB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Man checking his online banking account via smart phone app ]]></media:description>                                                            <media:text><![CDATA[Man checking his online banking account via smart phone app ]]></media:text>
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                                                            <title><![CDATA[ Verizon’s 4-Line Phone Promo Offers Strong Value for Families Upgrading to Premium Devices ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/deals/verizon-four-line-phone-deal</link>
                                                                            <description>
                            <![CDATA[ Families can upgrade to top-tier smartphones for $25 a line with Verizon’s newest offer. ]]>
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                                                                        <pubDate>Tue, 16 Dec 2025 12:25:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Deals]]></category>
                                                    <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mAsDYAdVBdGHgzVokNwnUH-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Young woman showing smart phone to brother and parents in the kitchen at home]]></media:description>                                                            <media:text><![CDATA[Young woman showing smart phone to brother and parents in the kitchen at home]]></media:text>
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                                                            <title><![CDATA[ How Much Would a $50,000 HELOC Cost Per Month? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-equity-loans/how-much-does-a-heloc-cost-per-month</link>
                                                                            <description>
                            <![CDATA[ Thinking about tapping your home’s equity? Here’s what a $50,000 HELOC might cost you each month based on current rates. ]]>
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                                                                        <pubDate>Sat, 06 Dec 2025 11:10:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Equity Loans]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dutS66QCXWVe5MDiE9ZXPT-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[The words &quot;Home equity line of credit&quot; displayed next to an icon of a house and money]]></media:description>                                                            <media:text><![CDATA[The words &quot;Home equity line of credit&quot; displayed next to an icon of a house and money]]></media:text>
                                <media:title type="plain"><![CDATA[The words &quot;Home equity line of credit&quot; displayed next to an icon of a house and money]]></media:title>
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                                                            <title><![CDATA[ Giving Tuesday 2025: 'Every Small Act Makes a Major Difference' ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/giving-tuesday-2025-every-small-act-makes-a-major-difference</link>
                                                                            <description>
                            <![CDATA[ GivingTuesday encourages generosity in any form, from donating to charity to helping your neighbors. ]]>
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                                                                        <pubDate>Sun, 30 Nov 2025 15:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ emma.patch@futurenet.com (Emma Patch) ]]></author>                    <dc:creator><![CDATA[ Emma Patch ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/g25V3fZdWxb9MtdF9XXibR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Cut-outs of hands with hearts on them on different colors of paper.]]></media:description>                                                            <media:text><![CDATA[Cut-outs of hands with hearts on them on different colors of paper.]]></media:text>
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                                                            <title><![CDATA[ 5 Unique Book-Inspired Trips Across America ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/book-inspired-travel-destinations</link>
                                                                            <description>
                            <![CDATA[ There are five great trips to take across America that can immerse you in the culture of your favourite books. ]]>
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                                                                        <pubDate>Sun, 23 Nov 2025 11:28:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Brittany Leitner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CqnkxJ5WKaATWsHYs7zx6d-1280-80.jpg">
                                                            <media:credit><![CDATA[Andreas Schott / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Interior view of the New York Public Library]]></media:description>                                                            <media:text><![CDATA[Interior view of the New York Public Library]]></media:text>
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                                                            <title><![CDATA[ Selling a Haunted House? What You Have to Tell Buyers (and What You Don’t) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/selling-a-home/haunted-house-selling-disclosure-requirements</link>
                                                                            <description>
                            <![CDATA[ You don’t need ghosts to spook buyers, sometimes a home’s past is enough. Here’s what sellers should know about disclosure laws, pricing and perception when a property has a haunted history. ]]>
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                                                                        <pubDate>Tue, 28 Oct 2025 17:40:28 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Oct 2025 18:30:01 +0000</updated>
                                                                                                                                            <category><![CDATA[Selling A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/kRcfBCA8AGKSu4M89PRBpA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Abandoned house with closed shutters under a moody sky]]></media:description>                                                            <media:text><![CDATA[Abandoned house with closed shutters under a moody sky]]></media:text>
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                                                            <title><![CDATA[ Pet-Friendly Hotels That Go Beyond 'Dogs Allowed' ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/pet-friendly-hotels</link>
                                                                            <description>
                            <![CDATA[ Here are some of the best destinations to take your pet on vacation. ]]>
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                                                                        <pubDate>Thu, 23 Oct 2025 10:08:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Brittany Leitner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AueLxPys7avvEoSShQMmU9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Couple walking dog by the sea]]></media:description>                                                            <media:text><![CDATA[Couple walking dog by the sea]]></media:text>
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                                                            <title><![CDATA[ A Vacation Home Sounds Dreamy, But Is It the Right Move for You? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/vacation-home-pros-cons</link>
                                                                            <description>
                            <![CDATA[ A vacation home can be a relaxing getaway or a financial burden. Learn the pros and cons of owning a second home and how to decide if it fits your goals. ]]>
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                                                                        <pubDate>Tue, 21 Oct 2025 10:22:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/FaHPBNXnaxtux9fkgCZx7G-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Businesswoman enjoying a coffee break in her office]]></media:description>                                                            <media:text><![CDATA[Businesswoman enjoying a coffee break in her office]]></media:text>
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                                                            <title><![CDATA[ No Passport? No Problem. Seven US Getaways That Feel Like an International Vacation ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/us-destinations-that-feel-international</link>
                                                                            <description>
                            <![CDATA[ From Puerto Rico’s Caribbean flair to Santa Fe’s old world charm, these American destinations deliver a global travel experience — without the hassle of customs or currency exchange. ]]>
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                                                                        <pubDate>Sun, 19 Oct 2025 10:17:00 +0000</pubDate>                                                                                                                                <updated>Mon, 20 Oct 2025 13:31:32 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Brittany Leitner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8YJWzMpYCboGuTdGTLUHV9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Happy Couple Sailing Yacht ]]></media:description>                                                            <media:text><![CDATA[Happy Couple Sailing Yacht ]]></media:text>
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                                                            <title><![CDATA[ What Happens to National Parks During a Government Shutdown? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/what-happens-national-parks-during-a-government-shutdown</link>
                                                                            <description>
                            <![CDATA[ A guide to what stays open and what's at risk — and how to plan your park trips when federal funding stalls. ]]>
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                                                                        <pubDate>Wed, 01 Oct 2025 19:04:34 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Oct 2025 19:06:53 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/CzoifTJFy8yptokzawGZt8-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[The famous Tunnel View at Yosemite]]></media:description>                                                            <media:text><![CDATA[The famous Tunnel View at Yosemite]]></media:text>
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                                                            <title><![CDATA[ Buying Gold as an Investment: What to Watch For ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/gold/buying-gold-as-an-investment-what-to-watch-for</link>
                                                                            <description>
                            <![CDATA[ Gold is seen as a safe haven, but every investment method carries trade-offs. Here’s how to decide which is right for you. ]]>
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                                                                        <pubDate>Thu, 25 Sep 2025 16:10:25 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Gold]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Commodities]]></category>
                                                                                                                    <dc:creator><![CDATA[ Coryanne Hicks ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/EUfMR7LwEp3dAHdXU7yMoK-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Hands presenting small gold bars]]></media:description>                                                            <media:text><![CDATA[Hands presenting small gold bars]]></media:text>
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                                                            <title><![CDATA[ Mortgage Refinance in 2025? These Tax Breaks Can Boost Your Savings ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/mortgage-refinance-tax-breaks</link>
                                                                            <description>
                            <![CDATA[ Refinancing your mortgage comes with tax implications, but also opportunities to deduct certain expenses on your return. ]]>
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                                                                        <pubDate>Fri, 19 Sep 2025 14:17:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Tax Deductions]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Gabriella Cruz-Martínez ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Nf5ywaqvnzT2o4aCHDAv77-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woodgrain background with  toy house and refinance on a tag.]]></media:description>                                                            <media:text><![CDATA[Woodgrain background with  toy house and refinance on a tag.]]></media:text>
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                                                            <title><![CDATA[ Cash vs. Mortgage: How to Pay for Your Second Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/paying-for-second-home-cash-or-mortgage</link>
                                                                            <description>
                            <![CDATA[ Should you buy your second home outright or finance it with a loan? Weigh the pros, cons and tax implications before making the leap. ]]>
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                                                                        <pubDate>Wed, 17 Sep 2025 17:25:18 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/D3efMSCw86ye2C37VrmHDJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A hand holding cash in front of a new house with keys]]></media:description>                                                            <media:text><![CDATA[A hand holding cash in front of a new house with keys]]></media:text>
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                                                            <title><![CDATA[ How Digital Platforms Are Changing the Way You Invest in Gold ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/gold/digital-gold-investing-platforms</link>
                                                                            <description>
                            <![CDATA[ Investing in gold is easier than ever thanks to digital platforms. Learn how online tools are lowering costs, increasing transparency and making gold accessible to all investors. ]]>
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                                                                        <pubDate>Mon, 15 Sep 2025 20:42:32 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Gold]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Commodities]]></category>
                                                                                                                    <dc:creator><![CDATA[ Coryanne Hicks ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4hJrriT4vtfSvMLPLA87vB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Close-up image of gold bars and coins]]></media:description>                                                            <media:text><![CDATA[Close-up image of gold bars and coins]]></media:text>
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                                                            <title><![CDATA[ Lock or Float? How to Decide on Your Mortgage Rate ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/mortgages/mortgage-rate-lock-vs-float</link>
                                                                            <description>
                            <![CDATA[ Mortgage rates move daily, here’s how to know if you should lock in a rate now or let it float until closing. ]]>
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                                                                        <pubDate>Thu, 04 Sep 2025 10:08:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KqkdNHmSZWzY7aiiKkLzYd-1280-80.jpg">
                                                            <media:credit><![CDATA[Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A house floating in a bubble]]></media:description>                                                            <media:text><![CDATA[A house floating in a bubble]]></media:text>
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                                                            <title><![CDATA[ Market Fees Could Be Costing You — Here’s How to Avoid Them ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/money-market-accounts/avoid-money-market-account-fees</link>
                                                                            <description>
                            <![CDATA[ Some money market accounts charge more than they earn. Here's how to spot costly fees and choose smarter savings options. ]]>
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                                                                        <pubDate>Wed, 03 Sep 2025 17:22:44 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Money Market Accounts]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jacob Wolinsky ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/k25wCqaGuunBWt6TELZjdL-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple have an emotional discussion while looking at their laptop on the kitchen table.]]></media:description>                                                            <media:text><![CDATA[An older couple have an emotional discussion while looking at their laptop on the kitchen table.]]></media:text>
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                                                            <title><![CDATA[ The Role of a Mortgage Underwriter in Buying a Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/role-of-a-mortgage-underwriter-in-buying-a-home</link>
                                                                            <description>
                            <![CDATA[ From fast-track approvals to manual reviews, here’s what to expect (and how to avoid delays) in the underwriting process. ]]>
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                                                                        <pubDate>Wed, 03 Sep 2025 16:57:04 +0000</pubDate>                                                                                                                                <updated>Mon, 08 Sep 2025 20:03:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                                                                                    <dc:creator><![CDATA[ Dori Zinn ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XyyyvtGkkEgz9HfSKKCtkG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A couple embracing in front of their new home]]></media:description>                                                            <media:text><![CDATA[A couple embracing in front of their new home]]></media:text>
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                                                            <title><![CDATA[ 5 Home Run Hotel Packages Every Baseball Fan Will Love ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/baseball-travel-deals-hotel-packages</link>
                                                                            <description>
                            <![CDATA[ From Fenway to Yankee Stadium, these bundled hotel-and-baseball deals combine savings, perks and unforgettable fan experiences. ]]>
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                                                                        <pubDate>Sat, 30 Aug 2025 10:48:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Brittany Leitner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HLDXNYKdedSuXEnJWnACQk-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Baseball field ]]></media:description>                                                            <media:text><![CDATA[Baseball field ]]></media:text>
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                                                            <title><![CDATA[ Abu Dhabi Adventures: New Thrills, Iconic Sights and Disney’s Latest Park ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/why-abu-dhabi-belongs-on-your-travel-bucket-list</link>
                                                                            <description>
                            <![CDATA[ Discover the mix of culture, wildlife and modern marvels that make this Middle Eastern city a destination to watch. ]]>
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                                                                        <pubDate>Sat, 23 Aug 2025 11:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Brittany Leitner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Up3Y6C9a267prBHoGJRo7-1280-80.jpg">
                                                            <media:credit><![CDATA[Tom Dulat / Stringer]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Views of The Louvre Abu Dhabi Museum]]></media:description>                                                            <media:text><![CDATA[Views of The Louvre Abu Dhabi Museum]]></media:text>
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                                                            <title><![CDATA[ How Your 2025 Wedding Could Save You Money on Taxes ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/how-your-wedding-can-help-you-save-on-taxes</link>
                                                                            <description>
                            <![CDATA[ There are some wedding expenses that are tax-deductible, and you don’t want to miss out on savings. ]]>
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                                                                        <pubDate>Mon, 11 Aug 2025 14:17:00 +0000</pubDate>                                                                                                                                <updated>Tue, 02 Sep 2025 15:49:29 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Tax Deductions]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                                                                                    <dc:creator><![CDATA[ Gabriella Cruz-Martínez ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/5xtihku5Y9iPHG8ysBTrq3-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A pair of wedding rings sit on top of stacks of cash.]]></media:description>                                                            <media:text><![CDATA[A pair of wedding rings sit on top of stacks of cash.]]></media:text>
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                                                            <title><![CDATA[ The Rise of AI: A Kiplinger Special Report ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/the-rise-of-ai-kiplinger-special-report</link>
                                                                            <description>
                            <![CDATA[ Our special report looks at the opportunities and challenges of generative AI and how its rapid move into the mainstream is impacting every aspect of our lives. ]]>
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                                                                        <pubDate>Fri, 01 Aug 2025 12:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Business]]></category>
                                                                                                                    <dc:creator><![CDATA[ John Miley ]]></dc:creator>                                                                                                    <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/bH9xsX7s3mRXUF9ZEjhtEP-1280-80.png">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A neon AI sign in the middle of an electronic chip]]></media:description>                                                            <media:text><![CDATA[A neon AI sign in the middle of an electronic chip]]></media:text>
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                                                            <title><![CDATA[ Three Electronics to Buy Before Tariffs Hit (And One to Skip, for Now) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/electronics-to-buy-before-tariffs-hit</link>
                                                                            <description>
                            <![CDATA[ With new tariffs taking effect August 1, certain electronics could soon cost more. Here's what to consider buying before prices rise. ]]>
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                                                                        <pubDate>Fri, 01 Aug 2025 10:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 05 Aug 2025 20:16:57 +0000</updated>
                                                                                                                                            <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hrzTB9fYAeMueynpf3PGi5-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Customer viewing electronics and smart phones in store]]></media:description>                                                            <media:text><![CDATA[Customer viewing electronics and smart phones in store]]></media:text>
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                                                            <title><![CDATA[ These Beach Towns Are the Safest Spots in the US This Summer ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/safest-us-beach-towns-summer</link>
                                                                            <description>
                            <![CDATA[ Low crime rates, accessible medical care and calm conditions make these coastal destinations perfect for a stress-free getaway. ]]>
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                                                                        <pubDate>Thu, 31 Jul 2025 11:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Brittany Leitner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/d5oVYoHfTsYueMLWpNNNxQ-1280-80.jpg">
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                                                            <title><![CDATA[ Back‑to‑School Tax‑Free Deals Hit Walmart & Apple This Summer: States, Dates and Limits ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/dont-miss-apple-and-walmarts-back-to-school-tax-free-holiday-this-summer</link>
                                                                            <description>
                            <![CDATA[ Select states host sales tax holidays during the summer. Here’s what you can purchase. ]]>
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                                                                        <pubDate>Fri, 25 Jul 2025 13:47:00 +0000</pubDate>                                                                                                                                <updated>Thu, 31 Jul 2025 15:41:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Tax Exemptions]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                    <category><![CDATA[ecommerce]]></category>
                                                    <category><![CDATA[Business]]></category>
                                                    <category><![CDATA[Small Business]]></category>
                                                                                                                    <dc:creator><![CDATA[ Gabriella Cruz-Martínez ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/X8UH4iuxhiipegtTNBJQh7-1280-80.jpg">
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                                                            <title><![CDATA[ These Summer 2025 Back-to-School Tax-Free Weekends Are Starting Now ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/dont-miss-these-back-to-school-tax-free-weekends</link>
                                                                            <description>
                            <![CDATA[ Over a dozen states offer back-to-school shoppers a sales tax holiday this summer. ]]>
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                                                                        <pubDate>Fri, 18 Jul 2025 14:07:00 +0000</pubDate>                                                                                                                                <updated>Sat, 09 Aug 2025 23:40:04 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                                                                                    <dc:creator><![CDATA[ Gabriella Cruz-Martínez ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/FL7Hsa8M8s8tJeSeiX6xBU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[shopping cart full of school supplies]]></media:description>                                                            <media:text><![CDATA[shopping cart full of school supplies]]></media:text>
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                                                            <title><![CDATA[ What to Know About New Medicaid Cuts: Is Your Local Hospital Closing Soon? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/medicaid-cuts-and-your-local-hospital</link>
                                                                            <description>
                            <![CDATA[ Trump’s ‘One Big Beautiful Bill’ is now law, and rural hospitals across the U.S. are on the chopping block. ]]>
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                                                                        <pubDate>Thu, 10 Jul 2025 14:31:00 +0000</pubDate>                                                                                                                                <updated>Sat, 09 Aug 2025 23:30:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Health Insurance]]></category>
                                                    <category><![CDATA[Tax Law]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Gabriella Cruz-Martínez ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Sp8AmzB7aZWf2K8dpzbzeF-1280-80.jpg">
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                                                            <title><![CDATA[ My Car Was Stolen — Here’s What I Did and How You Can Protect Yourself ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/what-to-do-if-your-car-is-stolen</link>
                                                                            <description>
                            <![CDATA[ Don’t wait until it happens to you. Learn how to prepare for auto theft, protect your vehicle, and respond quickly if your car is stolen. ]]>
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                                                                        <pubDate>Fri, 27 Jun 2025 19:01:02 +0000</pubDate>                                                                                                                                <updated>Tue, 01 Jul 2025 15:21:41 +0000</updated>
                                                                                                                                            <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jacob Wolinsky ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/FfJ7mwkxnDtAmgu6fkRatX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Thief is looking in the window of a car. ]]></media:description>                                                            <media:text><![CDATA[Thief is looking in the window of a car. ]]></media:text>
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                                                            <title><![CDATA[ What to Know Before Flying With Your Pet ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/what-to-know-before-flying-with-your-pet</link>
                                                                            <description>
                            <![CDATA[ From documentation and TSA screening to carrier rules and airport relief areas, here’s what to know before taking your pet on a flight. ]]>
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                                                                        <pubDate>Tue, 17 Jun 2025 10:00:00 +0000</pubDate>                                                                                                                                <updated>Tue, 17 Jun 2025 13:58:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Brittany Leitner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/64bdadXMqYuYFMJT5sNuXC-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Woman traveling, holding her dog and travel documents]]></media:description>                                                            <media:text><![CDATA[Woman traveling, holding her dog and travel documents]]></media:text>
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                                                            <title><![CDATA[ Don't Miss These Four Tax Breaks for Americans Living Abroad in 2025 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/living-abroad-as-an-american-dont-miss-these-tax-breaks-in-2025</link>
                                                                            <description>
                            <![CDATA[ U.S. expats can reduce their tax burden by taking advantage of a handful of tax credits and deductions. ]]>
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                                                                        <pubDate>Mon, 16 Jun 2025 13:47:00 +0000</pubDate>                                                                                                                                <updated>Thu, 26 Jun 2025 12:33:35 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Tax Deductions]]></category>
                                                    <category><![CDATA[Tax Filing]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Tax Refunds]]></category>
                                                                                                                    <dc:creator><![CDATA[ Gabriella Cruz-Martínez ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rXbZqJh6LNXoUWaJe3YykA-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[image of Carnaby Street in London]]></media:description>                                                            <media:text><![CDATA[image of Carnaby Street in London]]></media:text>
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                                                            <title><![CDATA[ Summer Travel Deals for Veterans: Where to Save on Your Next Getaway ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/military-and-veteran-travel-deals</link>
                                                                            <description>
                            <![CDATA[ Honoring your service with exclusive travel deals for military members and veterans. ]]>
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                                                                        <pubDate>Wed, 11 Jun 2025 10:00:00 +0000</pubDate>                                                                                                                                <updated>Thu, 17 Jul 2025 19:24:34 +0000</updated>
                                                                                                                                            <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Deals]]></category>
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                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
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                                                                                                                    <dc:creator><![CDATA[ Brittany Leitner ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BUZTEt5ko48nXTA52iqqyL-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Family looking at a map while hiking in a National Park]]></media:description>                                                            <media:text><![CDATA[Family looking at a map while hiking in a National Park]]></media:text>
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                                                            <title><![CDATA[ Why You May Want a Postnup ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/why-you-may-want-a-postnup</link>
                                                                            <description>
                            <![CDATA[ Even after you've said "I do," you can draw up an agreement to protect your assets. ]]>
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                                                                        <pubDate>Mon, 02 Jun 2025 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                <author><![CDATA[ ella.vincent@futurenet.com (Ella Vincent) ]]></author>                    <dc:creator><![CDATA[ Ella Vincent ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/pU4PCDu2Qmzimz4g3UiFmG-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A bride crosses her fingers behind her back holding a bouquet. ]]></media:description>                                                            <media:text><![CDATA[A bride crosses her fingers behind her back holding a bouquet. ]]></media:text>
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                                                            <title><![CDATA[ What You Should Know About Assisted Living ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/assisted-living-what-you-should-know</link>
                                                                            <description>
                            <![CDATA[ If you decide that an assisted-living community is right for you or your loved one, take these steps to make sure that its fees, services and quality of care fit your needs. ]]>
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                                                                        <pubDate>Fri, 30 May 2025 11:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Robyn A. Friedman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4RwPUX8E8tzAy7zr6R7FP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A senior woman sits on a bench outside.]]></media:description>                                                            <media:text><![CDATA[A senior woman sits on a bench outside.]]></media:text>
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                                                            <title><![CDATA[ What Is AI? Artificial Intelligence 101 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/business/what-is-ai-artificial-intelligence-101</link>
                                                                            <description>
                            <![CDATA[ Artificial intelligence has sparked huge excitement among investors and businesses, but what exactly does the term mean? ]]>
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                                                                        <pubDate>Tue, 27 May 2025 12:00:00 +0000</pubDate>                                                                                                                                <updated>Fri, 01 Aug 2025 02:40:27 +0000</updated>
                                                                                                                                            <category><![CDATA[Business]]></category>
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                                                    <category><![CDATA[Online Shopping]]></category>
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                                                                                                                    <dc:creator><![CDATA[ John Miley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7BkJ689smTjxzkXVuvkRNB-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Digital generated image of AI search frame with multiple geometrical shapes flying around. ]]></media:description>                                                            <media:text><![CDATA[Digital generated image of AI search frame with multiple geometrical shapes flying around. ]]></media:text>
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