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                    <title><![CDATA[ Latest from Kiplinger in Feature ]]></title>
                <link>https://www.kiplinger.com/feature</link>
        <description><![CDATA[ All the latest feature content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Tue, 28 Apr 2026 14:27:00 +0000</lastBuildDate>
                            <language>en</language>
                                <item>
                                                            <title><![CDATA[ 9 No-Capital-Gains-Tax States in 2026 Ranked by Cost of Living: Are They Really Cheaper? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/no-capital-gains-tax-states-ranked-by-cost-of-living</link>
                                                                            <description>
                            <![CDATA[ A handful of states don't tax your capital gains, but housing, groceries, and other everyday essentials can change how much those tax savings are actually worth. ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 14:27:00 +0000</pubDate>                                                                                                                                <updated>Tue, 28 Apr 2026 17:10:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gtib2bKHxq3JVUwnd3tJYm-1280-80.jpg">
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                                                            <title><![CDATA[ The Average Millennial 401(k) Balance is Not 'Superbad' ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/the-average-millennial-401-k-balance</link>
                                                                            <description>
                            <![CDATA[ Millennials may not have saved enough for retirement, but how bad can it be if your fake ID name is "McLovin"? ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Tue, 28 Apr 2026 17:57:07 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Adam Shell ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ziMJaqnucmqM7LaPt7nRbX-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Actors Christopher Mintz-Plasse, Jonah Hill and Michael Cera arrive at the premiere of &quot;Superbad&quot; at Grauman&#039;s Chinese Theatre, 2007 in Hollywood, California.]]></media:description>                                                            <media:text><![CDATA[Actors Christopher Mintz-Plasse, Jonah Hill and Michael Cera arrive at the premiere of &quot;Superbad&quot; at Grauman&#039;s Chinese Theatre, 2007 in Hollywood, California.]]></media:text>
                                <media:title type="plain"><![CDATA[Actors Christopher Mintz-Plasse, Jonah Hill and Michael Cera arrive at the premiere of &quot;Superbad&quot; at Grauman&#039;s Chinese Theatre, 2007 in Hollywood, California.]]></media:title>
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                                                            <title><![CDATA[ The 9% Solution: An Expert Guide to Retirement Tax Breaks That Could Cut Your Tax Rate Nearly in Half ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/expert-guide-to-retirement-tax-breaks-to-cut-your-tax-rate</link>
                                                                            <description>
                            <![CDATA[ Incorporating housing wealth and lifetime annuities in your retirement income plan can offer a significant tax-cost advantage over an investment-only plan. ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zdLAww4Fpbei84QqNBooHe-1280-80.jpg">
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                                                            <title><![CDATA[ Giving Gamechanger: Why Now's the Time to Use a Donor-Advised Fund ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/charity/donor-advised-fund-daf-the-giving-gamechanger</link>
                                                                            <description>
                            <![CDATA[ A donor-advised fund can help you make the biggest impact on your chosen causes while remaining tax efficient in light of market gains and OBBBA tax changes. ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Charity]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mark Froehlich, CPA, MBA ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WzXPe8WATzmjSJGAZsLbPQ-1280-80.jpg">
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                                                            <title><![CDATA[ If You're Considering Law School, This History Lesson Is for You ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/considering-law-school-impact-of-ai</link>
                                                                            <description>
                            <![CDATA[ AI is transforming the legal profession, potentially leading to an employment crisis for law school graduates. What can they do? ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Lagombeaver1@gmail.com (H. Dennis Beaver, Esq.) ]]></author>                    <dc:creator><![CDATA[ H. Dennis Beaver, Esq. ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wXXE4E9bFCkNAXfasfKt5d-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Portrait of confident blacksmith in his workshop]]></media:description>                                                            <media:text><![CDATA[Portrait of confident blacksmith in his workshop]]></media:text>
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                                                            <title><![CDATA[ 10 Things You Should Know About Oil and Prices ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/politics/10-things-you-should-know-about-oil-and-prices</link>
                                                                            <description>
                            <![CDATA[ Oil rocks the price of just about everything that touches your life, from food to investments to gas and beyond. ]]>
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                                                                        <pubDate>Mon, 27 Apr 2026 09:55:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 20:22:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Energy Stocks]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                                                                                    <dc:creator><![CDATA[ Simon Constable ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/prices-for-just-about-everything-are-rising-HR32ywdbAhpssdtNdqwj2k-1280-80.jpg">
                                                            <media:credit><![CDATA[NurPhoto via Getty Images]]></media:credit>
                                                                                                                                                                        <media:description><![CDATA[Prices are posted at a gas station in Downtown Brooklyn on March 18, 2026, in New York, United States. The war in the Middle East is influencing oil prices, reaching their highest level since 2023. This follows the closure of the Strait of Hormuz, a key route for the transportation of a portion of the world&#039;s crude oil. (Photo by Matthew Hoen/NurPhoto via Getty Images)]]></media:description>                                                            <media:text><![CDATA[KRR389.ten_things.MobilGetty2266776394]]></media:text>
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                                                            <title><![CDATA[ Feeling a Tax Bite? Municipal Bonds Could Be More Compelling Than You Think ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/owe-the-irs-municipal-bonds-could-help</link>
                                                                            <description>
                            <![CDATA[ If you just wrote a check to the IRS, that could be a reminder that today's municipal bond market may offer better after-tax outcomes than you might expect. ]]>
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                                                                        <pubDate>Mon, 27 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paul Malloy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Lhi9Bja5UPvKewnnDRfKbZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A stack of hundred-dollar bills with a bite taken out of it.]]></media:description>                                                            <media:text><![CDATA[A stack of hundred-dollar bills with a bite taken out of it.]]></media:text>
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                                                            <title><![CDATA[ Your Stock Portfolio Just Got Hammered: Here's a Tax-Smart Way to Recover ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/capital-gains-tax/your-portfolio-just-got-hammered-a-tax-smart-way-to-recover</link>
                                                                            <description>
                            <![CDATA[ If your stock portfolio took a beating this spring, there's a little-known tax strategy that lets you defer — and potentially eliminate — capital gains taxes. ]]>
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                                                                        <pubDate>Mon, 27 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Capital Gains Tax]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ dgoodwin@providentwealthllc.com (Daniel Goodwin) ]]></author>                    <dc:creator><![CDATA[ Daniel Goodwin ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Vs5GkaDGALBUkqxwrLuwkD-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Hammer breaking a piggy bank.]]></media:description>                                                            <media:text><![CDATA[Hammer breaking a piggy bank.]]></media:text>
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                                                            <title><![CDATA[ 2026 Changes to Student Loans You Need to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/college/2026-changes-to-student-loans-you-need-to-know</link>
                                                                            <description>
                            <![CDATA[ Changes that take effect this summer will reshape how students and parents borrow and repay their federal loans. ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 12:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Reyna Gobel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/navigate-the-new-landscape-of-student-loans-ynoPnyU2qQdqoDXfsKk2ig-1280-80.jpg">
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                                                            <title><![CDATA[ We Are 65 With $2.6 Million. One of Our Two Daughters Struggles Financially. Is It Fair if We Only Help Her? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/we-are-65-with-usd2-6-million-one-of-our-two-daughters-struggles-financially-is-it-fair-if-we-help-her-and-not-the-other</link>
                                                                            <description>
                            <![CDATA[ We want all our grandkids to have a great childhood. How do we help their mother, our needier child, without creating resentment? ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 20:10:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/5ADHvfZfAv6Aao4yCAZnFP-1280-80.jpg">
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                                                            <title><![CDATA[ I'm a Financial Planner: If You're a Wealthy Retiree Who Ignores These 3 Retirement To-Dos, You're Courting Significant Financial Risk  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/retirement-tasks-wealthy-retirees-often-overlook</link>
                                                                            <description>
                            <![CDATA[ Overlooking these three important, albeit boring, tasks could have disastrous consequences for the retirement savings you've worked so hard to accumulate. ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ EBeach@exit59advisory.com (Evan T. Beach, CFP®, AWMA®) ]]></author>                    <dc:creator><![CDATA[ Evan T. Beach, CFP®, AWMA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/824kGRc5JEgGPYtsyoF7MU-1280-80.jpg">
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                                                            <title><![CDATA[ Will Millennials' Attitude Toward Money Put the Family Wealth at Stake? A Wealth Adviser Explains How Families Can Find Common Ground ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/wealth-management/bridging-the-millennial-boomer-gap-in-financial-attitudes</link>
                                                                            <description>
                            <![CDATA[ Millennials don't have the same approach to wealth as older generations. How can ultra-high-net-worth families and their advisers keep a legacy on track? ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Inheritance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Valerie Wong Fountain, CFA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4sDqBYuGtkNz8L5xmZ6n4n-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Over-the-shoulder view of a tailor fitting a suit on a man.]]></media:description>                                                            <media:text><![CDATA[Over-the-shoulder view of a tailor fitting a suit on a man.]]></media:text>
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                                                            <title><![CDATA[ Is Lifestyle Creep Delaying Your Retirement Timeline? Here's How to Enjoy Life Now Without Paying for It Later, From a Financial Planner ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/is-lifestyle-creep-delaying-your-retirement-timeline</link>
                                                                            <description>
                            <![CDATA[ Lifestyle creep can quietly influence long‑term financial security. Here's how to check in on your spending and realign with your goals. ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Deana Healy, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/EpYgFaRUDqmJK5FhLkajTa-1280-80.jpg">
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                                                            <title><![CDATA[ Buying a Home With Your 401(k)? Consider the Risk to Your Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/using-your-your-401k-to-buy-a-home-can-risk-your-retirement</link>
                                                                            <description>
                            <![CDATA[ Pulling money from a 401(k) to buy a property now means you'll lose the power of compounding — and decades of potential growth those funds could have generated. ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mike McCracken ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SpiD2p4V9F8SihTb9RqDAR-1280-80.jpg">
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                                                            <title><![CDATA[ Will You Have to Retake Your Driving Test? What Retirees Must Know About State DMV Rules ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/dmv-rules-by-state-what-retirees-need-to-know</link>
                                                                            <description>
                            <![CDATA[ See which states require older drivers to retake vision tests to keep their licenses — and the one state that makes retirees retake their road test. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 12:30:00 +0000</pubDate>                                                                                                                                <updated>Tue, 28 Apr 2026 19:38:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PhX6Efy9HZSHoYZgoPoJqi-1280-80.jpg">
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                                                            <title><![CDATA[ My Daughter is 25, Underemployed and Lives at Home. How Do I Help Her Without Sacrificing My Savings? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/spending/helping-adult-child-without-hurting-your-nest-egg</link>
                                                                            <description>
                            <![CDATA[ Here's how to help your child while setting healthy boundaries. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:55:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 19:12:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mTsvLjKYnTuYXLB7Gtbu83-1280-80.jpg">
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                                                            <title><![CDATA[ Michigan Parents Are Getting Hit with Surprise Car Insurance Rules — and Drivers Nationwide Should Pay Attention ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/car-insurance-garaging-rules</link>
                                                                            <description>
                            <![CDATA[ Where you park your car could impact your insurance and trigger fines. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:40:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 19:19:56 +0000</updated>
                                                                                                                                            <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zPh7V7EaRmn4A468bRPcYS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mother and daughter hug while packing up the car to go to college.]]></media:description>                                                            <media:text><![CDATA[A mother and daughter hug while packing up the car to go to college.]]></media:text>
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                                                            <title><![CDATA[ Are Your Retirement Savings on Track at Ages 60 to 65? Take Our Quiz  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/puzzles/quizzes/are-your-retirement-savings-on-track-at-ages-60-to-65-take-our-quiz</link>
                                                                            <description>
                            <![CDATA[ Find out if your retirement savings are on track with our quick quiz. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:10:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Quizzes]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Puzzles]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/MaSNQoaF2R9DQAEi2nL63G-1280-80.png">
                                                            <media:credit><![CDATA[Future]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Kiplinger quiz ]]></media:description>                                                            <media:text><![CDATA[Kiplinger quiz ]]></media:text>
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                                                            <title><![CDATA[ Are You ‘Spaving’? Why Trying to Save Could Be Costing You More ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/avoid-spaving-save-money</link>
                                                                            <description>
                            <![CDATA[ It feels like a win at checkout, but these common deals can quietly drain your budget. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 20:02:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wSUST34kLWLcQMagoucWxN-1280-80.jpg">
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                                                            <title><![CDATA[ My First $1 Million: Retired Business Manager, 62, West Lakeland, Minn. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/my-first-million-50-retired-business-manager-minnesota</link>
                                                                            <description>
                            <![CDATA[ "Being in sales, you are always one quarter or two quarters away from being out of a job. For the security of my family, I always made sure I had a safety net." ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ joyce.lamb@futurenet.com (Joyce Lamb) ]]></author>                    <dc:creator><![CDATA[ Joyce Lamb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MwB5pTGWaM73zeq87FeYnb-1280-80.jpg">
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                                                            <title><![CDATA[ Combating Loneliness in Retirement: Why Strengthening Your Connections Could Lengthen Your Life  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/combating-loneliness-in-retirement-strengthening-connections</link>
                                                                            <description>
                            <![CDATA[ Loneliness is your biggest threat in old age, and a diminished social network is risky even if you're financially secure. Start building your connections now. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ drh@madronafinancial.com (Richard P. Himmer, PhD) ]]></author>                    <dc:creator><![CDATA[ Richard P. Himmer, PhD ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RDZwriWbQmhok25vbfMyKX-1280-80.jpg">
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                                                            <title><![CDATA[ I'm Retired and Hate Being a Landlord. Should I Sell My Rental Property? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/rental-property-retiree-landlord-should-i-sell</link>
                                                                            <description>
                            <![CDATA[ Owning rental properties in retirement can be a headache. If you want to work out whether it's better to sell or keep going, here's what you need to consider. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ EBeach@exit59advisory.com (Evan T. Beach, CFP®, AWMA®) ]]></author>                    <dc:creator><![CDATA[ Evan T. Beach, CFP®, AWMA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TD2J5YbLv4Z9ybT8GxS7Ee-1280-80.jpg">
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                                                            <title><![CDATA[ The 4 Money Scripts We Learn in Childhood (Which One is Silently Threatening Your Retirement?) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/are-childhood-money-scripts-silently-threatening-your-retirement</link>
                                                                            <description>
                            <![CDATA[ The four money scripts are avoidance, worship, status and vigilance. Following them can interfere with your financial plan and limit your future opportunities. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ hello@claritywd.com (Dr. Kim Hall, CFP®) ]]></author>                    <dc:creator><![CDATA[ Dr. Kim Hall, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Cmax7s6EuJk44QgzqfZzDE-1280-80.jpg">
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                                                            <title><![CDATA[ Investing When the World Feels Crazy: Expert Strategies ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/investing-when-the-world-feels-crazy-expert-strategies</link>
                                                                            <description>
                            <![CDATA[ Here's how to manage portfolio risk in uncertain times, without losing your cool. Because "a well-built plan ... should not follow the news cycle." ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 09:25:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (David Rodeck) ]]></author>                    <dc:creator><![CDATA[ David Rodeck ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/investing-when-the-world-feels-crazy-9tv3SEJb7SsmP3bbDwyiZJ-1280-80.jpg">
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                                                            <title><![CDATA[ 10 Years Until Retirement? Here Are 5 Investing Rules to Follow ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/10-years-until-retirement-here-are-5-investing-rules-to-follow</link>
                                                                            <description>
                            <![CDATA[ If you plan to retire in 10 years, it's critical to get your financial house in order. These five investing rules will help make sure you're on the right track. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 19:53:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Coryanne Hicks ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zza4NnRaCz5XgH4NPAo2hZ-1280-80.jpg">
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                                                            <title><![CDATA[ Ask the Tax Editor, April 24: How Can I Resolve My IRS Tax Debt? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/income-tax/ask-the-tax-editor-how-can-i-resolve-my-irs-tax-debt</link>
                                                                            <description>
                            <![CDATA[ In this week's Ask the Editor Q&A, Joy Taylor answers questions relating to how individuals can resolve their IRS tax debt. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 10:50:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[Tax Filing]]></category>
                                                    <category><![CDATA[tax returns]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                <author><![CDATA[ joy.taylor@futurenet.com (Joy Taylor) ]]></author>                    <dc:creator><![CDATA[ Joy Taylor ]]></dc:creator>                                                                                                    <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/3ATozpWyANNSZrfCdTGggD-1280-80.png">
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                                                            <title><![CDATA[ 3 Questions That Determine if You’re Actually Ready to Retire Early ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/questions-that-determine-if-youre-ready-to-retire-early</link>
                                                                            <description>
                            <![CDATA[ Thinking of calling it quits in your late 50s or early 60s? Before you retire early, see if you can answer these three important questions. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/oHtQveMbKtPjmZh3Eu8qU9-1280-80.jpg">
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                                                            <title><![CDATA[ The Fiduciary Rule is Gone (Again): Why Your Retirement Safety Net Just Shrank ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/fiduciary-rule-and-your-retirement-safety-net</link>
                                                                            <description>
                            <![CDATA[ A court ruling means one-time IRA rollover recommendations are no longer automatically considered fiduciary advice, and savers must protect their own backs. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ mpalmer@ark-wealth.com (Mike Palmer, CFP®) ]]></author>                    <dc:creator><![CDATA[ Mike Palmer, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dvoV6AKhf6FUBWcR7vctEL-1280-80.jpg">
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                                                            <title><![CDATA[ My Top 3 Destinations for Retirees' 2026 Spring Vacations ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/my-top-destinations-for-retirees-2026-spring-vacations</link>
                                                                            <description>
                            <![CDATA[ I found that visiting the "greatest hits" from years ago made for wonderful retirement travel. These are my top spring trips in the U.S. and abroad. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Marcia DeSanctis ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/destinations-for-spring-vacations-qLxCqZuQePn3dzC5xfMKqk-1280-80.jpg">
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                                                            <title><![CDATA[ When Your Financial Life Looks Blurred, One Document Will Pull It Into Focus ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/personal-financial-statement-helps-focus-finances</link>
                                                                            <description>
                            <![CDATA[ When you need clarity on your finances, taking a look at your personal financial statement is the first step to making better, more informed decisions. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ cjarrell@linscombwealth.com (Clayton Jarrell, CFP®) ]]></author>                    <dc:creator><![CDATA[ Clayton Jarrell, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/y8CRLQbnwbCQjo9jWBRs9U-1280-80.jpg">
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                                                            <title><![CDATA[ While You're Fretting That There's an AI Bubble, You Could Be Missing a Huge Investing Opportunity ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/ai-bubble-you-could-be-missing-a-huge-investing-opportunity</link>
                                                                            <description>
                            <![CDATA[ AI is this generation's Industrial Revolution. While investors wait for things to "settle down," opportunities to get in on the ground floor are passing by. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mike Alves, MSAFP, CFP®, CEPA®, CRPC® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AAFd77Z7vYtcbB7APxkWtF-1280-80.jpg">
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                                                            <title><![CDATA[ Are You 'Broke Planning'? 10 Frugal Habits People Are Using to Save in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/broke-planning-frugal-habits-people-are-using-to-save</link>
                                                                            <description>
                            <![CDATA[ From California to New York, a new survey reveals where Americans are cutting costs. Here's how to pivot those "broke behaviors" into strategic tax advantages. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 13:37:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 11:51:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XFA5muVa8Vrs4JrhCj3zKL-1280-80.jpg">
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                                                            <title><![CDATA[ The Radical (at the Time) Concept That Led to Client-First Financial Planning ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/client-first-financial-planning-the-radical-concept</link>
                                                                            <description>
                            <![CDATA[ The earliest leaders of financial planning believed compensation structure matters to ensure objective advice that puts the client's needs first. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ david@AdvisorSmart.com (David Bromelkamp) ]]></author>                    <dc:creator><![CDATA[ David Bromelkamp ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9domYaaotXczku4k9aAc7K-1280-80.jpg">
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                                                            <title><![CDATA[ Adulting Is Hard, But These 5 Steps Can Set New College Grads on a Path to a Rich Life ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/these-steps-can-set-new-college-grads-on-a-path-to-a-rich-life</link>
                                                                            <description>
                            <![CDATA[ Adulting is hard, but a focus on three key habits — paying yourself first, paying attention to your career and paying it forward — can help get you there. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Apr 2026 14:19:32 +0000</updated>
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                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mary Ware, CFP®, CIMA®, CDFA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ftZWoUWZnSxK4UpaApR3p9-1280-80.jpg">
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                                                            <title><![CDATA[ The Caregiver Penalty: What Women Need to Know Before Hitting Pause on Their Career ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/the-caregiver-penalty-what-women-need-to-know</link>
                                                                            <description>
                            <![CDATA[ Taking a career break to care for family is natural for many women — but a pause can have lasting repercussions. Here's what to consider before stepping away. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@myannuityagents.com (Angie Welsh) ]]></author>                    <dc:creator><![CDATA[ Angie Welsh ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rFXrYVic4Da6bFcHUeBSiL-1280-80.jpg">
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                                                            <title><![CDATA[ The RMD & QCD Quiz: Master Your Retirement Timeline ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/puzzles/quizzes/quiz-managing-rmds-qcds</link>
                                                                            <description>
                            <![CDATA[ Don’t let mandatory distributions catch you off guard. Test your RMD knowledge and discover strategies to maximize your retirement income today. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 14:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Quizzes]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Puzzles]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bUhWFAdJdwuTB8r9u6PjjL-1280-80.jpg">
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                                                            <title><![CDATA[ How I Tricked Myself Into Saving More Money ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-savings/trick-to-save-more-money</link>
                                                                            <description>
                            <![CDATA[ Here's a simple way to make your money work smarter for you. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 10:25:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/JU8G6XZEBmn3tz3xgncHiJ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a person reaching their savings goals]]></media:description>                                                            <media:text><![CDATA[a person reaching their savings goals]]></media:text>
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                                                            <title><![CDATA[ How Does This Iran Oil Crisis Compare to the 1979 Iran Oil Crisis? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-does-this-iran-oil-crisis-compare-to-the-1979-iran-oil-crisis</link>
                                                                            <description>
                            <![CDATA[ Americans faced a similar oil crisis 47 years ago. Here’s how today compares. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Wed, 22 Apr 2026 19:30:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Cars]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/8gsBNW2HDiJzTxByoqeQWX-1280-80.jpg">
                                                            <media:credit><![CDATA[Smith Collection/Gado / Contributor]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[A man in a suit stands at a gas station, trying to hitchhike in the 1970s.]]></media:description>                                                            <media:text><![CDATA[A man in a suit stands at a gas station, trying to hitchhike in the 1970s.]]></media:text>
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                                                            <title><![CDATA[ We're 57 With $7 Million. We Want to Spend $800K Traveling the World for Two Years. Are We Crazy? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/were-57-with-usd7-million-we-want-to-spend-usd800k-traveling-the-world-for-two-years-are-we-crazy</link>
                                                                            <description>
                            <![CDATA[ We have saved $7 million, and our round-the-world trip will cost $800K. We both had parents who died in their 60s, so we want to travel while we are "young." ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mcVKNhqxochmwEPTwmM6pP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Portrait of a mature couple enjoying their romantic journey in Barcelona.]]></media:description>                                                            <media:text><![CDATA[Portrait of a mature couple enjoying their romantic journey in Barcelona.]]></media:text>
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                                                            <title><![CDATA[ Best Low-Risk ETFs to Replace CDs ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/etfs/best-low-risk-etfs-to-replace-cds</link>
                                                                            <description>
                            <![CDATA[ CDs aren't the only way to keep money safe while generating interest. These low-risk, cash-like ETFs are liquid and flexible potential substitutes. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 10:00:00 +0000</pubDate>                                                                                                                                <updated>Wed, 22 Apr 2026 13:56:05 +0000</updated>
                                                                                                                                            <category><![CDATA[ETFs]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Tony Dong, MSc ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/erP6oUW6d8BiFXWJbgNRb9-1280-80.jpg">
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                                                            <title><![CDATA[ Will Your Retirement Income Trigger the IRMAA This Year? (Plus, 6 Ways to Avoid it in the Future) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/medicare/will-your-retirement-income-trigger-the-irmaa-this-year</link>
                                                                            <description>
                            <![CDATA[ Medicare costs can spike if your income triggers the income-related monthly adjustment amount. Here's what to expect in 2026 and how to avoid it in the future. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Medicare]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ philrsegal@yahoo.com (Philip Segal, CLU®, ChFC®, RICP®) ]]></author>                    <dc:creator><![CDATA[ Philip Segal, CLU®, ChFC®, RICP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LYbGXCYw2JQfEkuChW6cje-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Senior Couple Calculating Household Expenses and Reviewing Bills at Home]]></media:description>                                                            <media:text><![CDATA[Senior Couple Calculating Household Expenses and Reviewing Bills at Home]]></media:text>
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                                                            <title><![CDATA[ 3 OBBBA Tax Provisions Wealthy Families Should Act on Now, From a Financial Pro ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/obbba-tax-provisions-wealthy-families-should-act-on</link>
                                                                            <description>
                            <![CDATA[ The estate tax was repealed in 2010, meaning billionaires could pass on their wealth tax-free. OBBBA tax provisions aren't that, but high-net-worth families should still act. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ notes@octavewm.com (Eric W. Bond) ]]></author>                    <dc:creator><![CDATA[ Eric W. Bond ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WgvJqsZkBxtVEom2rzkUTm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Man taking photo of happy multi-generational family on yacht with a smartphone]]></media:description>                                                            <media:text><![CDATA[Man taking photo of happy multi-generational family on yacht with a smartphone]]></media:text>
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                                                            <title><![CDATA[ What Financial Lessons Are Your Kids Learning by Watching You? 5 Ways to Help Them Develop Healthy Money Habits ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/healthy-money-habits-what-financial-lessons-are-your-kids-learning</link>
                                                                            <description>
                            <![CDATA[ Children are constantly absorbing financial lessons from their parents, and your behaviors shape how your children will manage their money as adults. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                <updated>Wed, 22 Apr 2026 19:34:44 +0000</updated>
                                                                                                                                            <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jodi Krausman, PhD, CPA, CFP®, ChFC® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MJCMbtxmpFxbGTTWHtqaG6-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Family with two kids eating dinner in restaurant and paying with smartphone]]></media:description>                                                            <media:text><![CDATA[Family with two kids eating dinner in restaurant and paying with smartphone]]></media:text>
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                                                            <title><![CDATA[ Earth Day Thoughts: The Clean Energy Transition Hits Warp Speed Amid Geopolitical Unrest ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/clean-energy-transition-hits-warp-speed-amid-geopolitical-unrest</link>
                                                                            <description>
                            <![CDATA[ With crude oil near $100 a barrel and a global energy crisis, the financial case for clean energy has never been more actionable for everyday investors. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 09:25:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@earthequityadvisors.com (Peter Krull, CSRIC®) ]]></author>                    <dc:creator><![CDATA[ Peter Krull, CSRIC® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ZVzqVBQYhS4MKdF2x9ckBM-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Abstract light trails that look like they&#039;re in a tunnel.]]></media:description>                                                            <media:text><![CDATA[Abstract light trails that look like they&#039;re in a tunnel.]]></media:text>
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                                                            <title><![CDATA[ How Much Money You'd Make in the Stock Market Instead of Financing a New Car ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/how-much-money-youd-make-in-the-stock-market-instead-of-financing-a-new-car</link>
                                                                            <description>
                            <![CDATA[ If you can hold off buying a new car — and have the discipline to reinvest the savings — you could turbocharge your retirement savings. ]]>
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                                                                        <pubDate>Tue, 21 Apr 2026 16:51:09 +0000</pubDate>                                                                                                                                <updated>Tue, 21 Apr 2026 19:45:58 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kyle Woodley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/DGLTyCisw48WxCNxmcYN4J-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A pink piggy bank is tied to the top of a tiny blue car.]]></media:description>                                                            <media:text><![CDATA[A pink piggy bank is tied to the top of a tiny blue car.]]></media:text>
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                                                            <title><![CDATA[ 13 States With No Retirement Tax Ranked by How Much You Need to 'Retire Comfortably' ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/states-with-no-retirement-tax-ranked</link>
                                                                            <description>
                            <![CDATA[ A $0 state income tax bill doesn’t always mean a cheaper retirement. See which states stretch your dollar further. ]]>
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                                                                        <pubDate>Tue, 21 Apr 2026 13:17:00 +0000</pubDate>                                                                                                                                <updated>Sun, 26 Apr 2026 14:16:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/nKeBB7eFqpNczTy4p4yRNi-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[homes on ascending stacks of coins with a red arrow going up]]></media:description>                                                            <media:text><![CDATA[homes on ascending stacks of coins with a red arrow going up]]></media:text>
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                                                            <title><![CDATA[ 5 Ways I Honor Earth Day (That Also Save Me Tons of Money) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/ways-i-honor-earth-day-that-also-save-me-tons-of-money</link>
                                                                            <description>
                            <![CDATA[ A money expert shares the big and small ways to look out for the earth while saving money. ]]>
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                                                                        <pubDate>Tue, 21 Apr 2026 11:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                <author><![CDATA[ alexandra.svokos@futurenet.com (Alexandra Svokos) ]]></author>                    <dc:creator><![CDATA[ Alexandra Svokos ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/t9fj4rLFvzan93YE5HY8rZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[a woman watering her money tree]]></media:description>                                                            <media:text><![CDATA[a woman watering her money tree]]></media:text>
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                                                            <title><![CDATA[ I'm 74 With a Beloved Dog, But I Don't Trust My Adult Kids to Care for My 'Third Child' If I Die. What Should I Do? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/estate-planning/im-74-with-a-beloved-dog-i-dont-trust-my-adult-kids-to-care-for-my-third-child-if-i-die</link>
                                                                            <description>
                            <![CDATA[ We asked estate planners how to protect his one-year-old dog when his heirs aren't up to the task. ]]>
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                                                                        <pubDate>Tue, 21 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/yUeTnT6z2aJqgFeusU7LXR-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A small chihuahua dog runs happily ahead.]]></media:description>                                                            <media:text><![CDATA[A small chihuahua dog runs happily ahead.]]></media:text>
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                                                            <title><![CDATA[ There's No Silver Bullet for Business Success — Just 4 Basic Principles ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/business/small-business/theres-no-silver-bullet-for-business-success-just-basic-principles</link>
                                                                            <description>
                            <![CDATA[ Business trends promising success will come and go — but leaders who stick to these four tried-and-trusted principles will help their companies go the distance. ]]>
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                                                                        <pubDate>Tue, 21 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Small Business]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Business]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@wocstar.com (Gayle Jennings-O&#039;Byrne) ]]></author>                    <dc:creator><![CDATA[ Gayle Jennings-O&#039;Byrne ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/7uK2RqibYywMvMRRVbGCT-1280-80.jpg">
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                                                            <title><![CDATA[ From 'Maximizers' to 'The Last Check Should Bounce' Club: Why Finding Your Legacy Tribe Will Help You Map Out Your Estate Plan ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/estate-planning/map-out-your-estate-plan-finding-your-legacy-tribe-will-help</link>
                                                                            <description>
                            <![CDATA[ Before you confirm any estate plans, look in the mirror — your philosophy on life will inform your legacy, and that will allow a meaningful plan to unfold. ]]>
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                                                                        <pubDate>Tue, 21 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ fansari@compak.com (Feroz Ansari, CFP®) ]]></author>                    <dc:creator><![CDATA[ Feroz Ansari, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/BevTF4fTgr8E9djqCgs2P9-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Smiling elderly couple reading map while standing on sidewalk in city during vacation ]]></media:description>                                                            <media:text><![CDATA[Smiling elderly couple reading map while standing on sidewalk in city during vacation ]]></media:text>
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