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                    <title><![CDATA[ Latest from Kiplinger ]]></title>
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        <description><![CDATA[ All the latest content from the Kiplinger team ]]></description>
                                    <lastBuildDate>Wed, 29 Apr 2026 10:35:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ One Financial Detail That Can Cost You After a Divorce ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/credit-cards/divorce-credit-cards-how-to-protect-your-credit</link>
                                                                            <description>
                            <![CDATA[ Divorce does not separate credit card debt. Here is what can follow you and how to protect your credit. ]]>
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                                                                        <pubDate>Wed, 29 Apr 2026 10:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Credit Cards]]></category>
                                                    <category><![CDATA[Credit Score]]></category>
                                                    <category><![CDATA[Credit &amp; Debt]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Loans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4St3UdncdTnDJEyrM6WRAF-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Married couple shares credit cards and cash, family budget.]]></media:description>                                                            <media:text><![CDATA[Married couple shares credit cards and cash, family budget.]]></media:text>
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                                                            <title><![CDATA[ How to Open a Custodial Roth IRA: A Guide for Grandparents ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/roth-iras/how-to-open-a-custodial-roth-ira-for-grandparents</link>
                                                                            <description>
                            <![CDATA[ Time is a young investor’s greatest asset. Discover how small contributions today can evolve into a tax-free fortune by the time they retire. ]]>
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                                                                        <pubDate>Wed, 29 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/VzMuqJENfZj3otkh78eHbN-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Cheerful grandmother and her young granddaughter sitting at the breakfast table, interacting with a digital tablet. Represents family bonding, technology use, and joyful multigenerational moments.]]></media:description>                                                            <media:text><![CDATA[Cheerful grandmother and her young granddaughter sitting at the breakfast table, interacting with a digital tablet. Represents family bonding, technology use, and joyful multigenerational moments.]]></media:text>
                                <media:title type="plain"><![CDATA[Cheerful grandmother and her young granddaughter sitting at the breakfast table, interacting with a digital tablet. Represents family bonding, technology use, and joyful multigenerational moments.]]></media:title>
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                                                            <title><![CDATA[ Should You Relocate to a New State for Retirement? The Ultimate Checklist for Those With a Pension and $1 Million-Plus ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/should-you-relocate-to-a-new-state-for-retirement-a-checklist</link>
                                                                            <description>
                            <![CDATA[ The decision to move to a different state should balance financial issues with the lifestyle you want, rather than simply choosing a low-income-tax state. ]]>
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                                                                        <pubDate>Wed, 29 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                <author><![CDATA[ info@peakretirementplanning.com (Joe F. Schmitz Jr., CFP®, ChFC®, CKA®) ]]></author>                    <dc:creator><![CDATA[ Joe F. Schmitz Jr., CFP®, ChFC®, CKA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/2sxsHsuFNQyeNqXDBWbNuP-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[An older couple look around their new home while carrying moving boxes.]]></media:description>                                                            <media:text><![CDATA[An older couple look around their new home while carrying moving boxes.]]></media:text>
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                                                            <title><![CDATA[ I'm a Financial Planner: These 4 Spending Mistakes Can Derail Your Retirement Plan ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/spending-mistakes-that-can-derail-your-retirement-plan</link>
                                                                            <description>
                            <![CDATA[ Many plans focus on how much has been saved, but it's how much you spend that ultimately determines whether your plan works. ]]>
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                                                                        <pubDate>Wed, 29 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ mike.pappis@boldin.com (Michael Pappis, CFP®) ]]></author>                    <dc:creator><![CDATA[ Michael Pappis, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/hA2oJn2DYxpXHbRXgrV8jY-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Close up of boy playing with toy train]]></media:description>                                                            <media:text><![CDATA[Close up of boy playing with toy train]]></media:text>
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                                                            <title><![CDATA[ Changing Jobs and Tempted to Cash Out Your 401(k)? Read This First (Future You Will Thank You) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/401ks/cashing-out-your-401k-to-buy-a-home</link>
                                                                            <description>
                            <![CDATA[ Many workers find it easier to leave 401(k)s behind when they move to a new job, or cash out small balances that are better left invested, but you have options. ]]>
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                                                                        <pubDate>Wed, 29 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Spencer Williams ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rZXp7j9qyNiuDpthELszvh-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Young, happy businesswoman shaking hands in an office ]]></media:description>                                                            <media:text><![CDATA[Young, happy businesswoman shaking hands in an office ]]></media:text>
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                                                            <title><![CDATA[ Nasdaq Nosedives as OpenAI Is Off Target: Stock Market Today ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/stocks/nasdaq-nosedives-as-openai-is-off-target-stock-market-today</link>
                                                                            <description>
                            <![CDATA[ With the Magnificent 7 all over the earnings calendar this week, a privately held company has a lot of publicly traded stocks under the microscope. ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 20:09:25 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ David Dittman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/iymZUVapwSPMrKDG9qdTAU-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Stylized stock chart highlighting key resistance and support levels]]></media:description>                                                            <media:text><![CDATA[Stylized stock chart highlighting key resistance and support levels]]></media:text>
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                                                            <title><![CDATA[ 9 No-Capital-Gains-Tax States in 2026 Ranked by Cost of Living: Are They Really Cheaper? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/no-capital-gains-tax-states-ranked-by-cost-of-living</link>
                                                                            <description>
                            <![CDATA[ A handful of states don't tax your capital gains, but housing, groceries, and other everyday essentials can change how much those tax savings are actually worth. ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 14:27:00 +0000</pubDate>                                                                                                                                <updated>Tue, 28 Apr 2026 17:10:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/gtib2bKHxq3JVUwnd3tJYm-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Clouds zero percent discount symbol in the blue sky]]></media:description>                                                            <media:text><![CDATA[Clouds zero percent discount symbol in the blue sky]]></media:text>
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                                                            <title><![CDATA[ April 30 Deadline: If You Live in One of These 'Late States,' Your Taxes Are Due This Week ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/april-30-tax-deadline-if-you-live-in-one-of-these-states</link>
                                                                            <description>
                            <![CDATA[ Residents in Delaware, Iowa, Virginia, and beyond must file 2025 state income taxes soon or request an extension. Don't miss the due date. ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 13:07:00 +0000</pubDate>                                                                                                                                <updated>Tue, 28 Apr 2026 14:25:59 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/bcP3CPb3WTvvMpfnTW7puE-1280-80.jpg">
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                                                            <title><![CDATA[ The Average Millennial 401(k) Balance is Not 'Superbad' ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/the-average-millennial-401-k-balance</link>
                                                                            <description>
                            <![CDATA[ Millennials may not have saved enough for retirement, but how bad can it be if your fake ID name is "McLovin"? ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Tue, 28 Apr 2026 17:57:07 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Adam Shell ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ziMJaqnucmqM7LaPt7nRbX-1280-80.jpg">
                                                            <media:credit><![CDATA[Jason Merritt/FilmMagic/Getty Images]]></media:credit>
                                                                                                                                                                                                                                    <media:description><![CDATA[Actors Christopher Mintz-Plasse, Jonah Hill and Michael Cera arrive at the premiere of &quot;Superbad&quot; at Grauman&#039;s Chinese Theatre, 2007 in Hollywood, California.]]></media:description>                                                            <media:text><![CDATA[Actors Christopher Mintz-Plasse, Jonah Hill and Michael Cera arrive at the premiere of &quot;Superbad&quot; at Grauman&#039;s Chinese Theatre, 2007 in Hollywood, California.]]></media:text>
                                <media:title type="plain"><![CDATA[Actors Christopher Mintz-Plasse, Jonah Hill and Michael Cera arrive at the premiere of &quot;Superbad&quot; at Grauman&#039;s Chinese Theatre, 2007 in Hollywood, California.]]></media:title>
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                                                            <title><![CDATA[ The 9% Solution: An Expert Guide to Retirement Tax Breaks That Could Cut Your Tax Rate Nearly in Half ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/expert-guide-to-retirement-tax-breaks-to-cut-your-tax-rate</link>
                                                                            <description>
                            <![CDATA[ Incorporating housing wealth and lifetime annuities in your retirement income plan can offer a significant tax-cost advantage over an investment-only plan. ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Reverse Mortgages]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                                    <dc:creator><![CDATA[ Jerry Golden, Investment Adviser Representative ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zdLAww4Fpbei84QqNBooHe-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Scissors cut the word &quot;taxes&quot; in half horizontally.]]></media:description>                                                            <media:text><![CDATA[Scissors cut the word &quot;taxes&quot; in half horizontally.]]></media:text>
                                <media:title type="plain"><![CDATA[Scissors cut the word &quot;taxes&quot; in half horizontally.]]></media:title>
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                                                            <title><![CDATA[ Giving Gamechanger: Why Now's the Time to Use a Donor-Advised Fund ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/charity/donor-advised-fund-daf-the-giving-gamechanger</link>
                                                                            <description>
                            <![CDATA[ A donor-advised fund can help you make the biggest impact on your chosen causes while remaining tax efficient in light of market gains and OBBBA tax changes. ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Charity]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mark Froehlich, CPA, MBA ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/WzXPe8WATzmjSJGAZsLbPQ-1280-80.jpg">
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                                                            <title><![CDATA[ If You're Considering Law School, This History Lesson Is for You ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/considering-law-school-impact-of-ai</link>
                                                                            <description>
                            <![CDATA[ AI is transforming the legal profession, potentially leading to an employment crisis for law school graduates. What can they do? ]]>
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                                                                        <pubDate>Tue, 28 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Lagombeaver1@gmail.com (H. Dennis Beaver, Esq.) ]]></author>                    <dc:creator><![CDATA[ H. Dennis Beaver, Esq. ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wXXE4E9bFCkNAXfasfKt5d-1280-80.jpg">
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                                                            <title><![CDATA[ Nasdaq Notches Another New All-Time High: Stock Market Today ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/stocks/nasdaq-notches-another-new-all-time-high-stock-market-today</link>
                                                                            <description>
                            <![CDATA[ Two of the three main U.S. equity indexes hit new all-time highs at the start of a big week for earnings and interest rates. ]]>
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                                                                        <pubDate>Mon, 27 Apr 2026 20:10:11 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ David Dittman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/B6c3KcNS6EXutbksV9RwzX-1280-80.jpg">
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                                                            <title><![CDATA[ April Fed Meeting: Live Updates and Commentary ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/news/live/fed-meeting-updates-and-commentary-april-2026</link>
                                                                            <description>
                            <![CDATA[ The next Fed meeting will be Jerome Powell's last as chair of the central bank, but focus will remain on interest rates, inflation and energy prices. ]]>
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                                                                        <pubDate>Mon, 27 Apr 2026 13:32:07 +0000</pubDate>                                                                                                                                <updated>Wed, 29 Apr 2026 00:09:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ karee.venema@futurenet.com (Karee Venema) ]]></author>                    <dc:creator><![CDATA[ Karee Venema ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dFo2CdwmNVLhM3jgoVTZqd-1280-80.jpg">
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                                                            <title><![CDATA[ 10 Things You Should Know About Oil and Prices ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/politics/10-things-you-should-know-about-oil-and-prices</link>
                                                                            <description>
                            <![CDATA[ Oil rocks the price of just about everything that touches your life, from food to investments to gas and beyond. ]]>
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                                                                        <pubDate>Mon, 27 Apr 2026 09:55:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 20:22:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Energy Stocks]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                                                                                    <dc:creator><![CDATA[ Simon Constable ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/prices-for-just-about-everything-are-rising-HR32ywdbAhpssdtNdqwj2k-1280-80.jpg">
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                                                                                                                                                                        <media:description><![CDATA[Prices are posted at a gas station in Downtown Brooklyn on March 18, 2026, in New York, United States. The war in the Middle East is influencing oil prices, reaching their highest level since 2023. This follows the closure of the Strait of Hormuz, a key route for the transportation of a portion of the world&#039;s crude oil. (Photo by Matthew Hoen/NurPhoto via Getty Images)]]></media:description>                                                            <media:text><![CDATA[KRR389.ten_things.MobilGetty2266776394]]></media:text>
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                                                            <title><![CDATA[ Your Stock Portfolio Just Got Hammered: Here's a Tax-Smart Way to Recover ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/capital-gains-tax/your-portfolio-just-got-hammered-a-tax-smart-way-to-recover</link>
                                                                            <description>
                            <![CDATA[ If your stock portfolio took a beating this spring, there's a little-known tax strategy that lets you defer — and potentially eliminate — capital gains taxes. ]]>
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                                                                        <pubDate>Mon, 27 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Capital Gains Tax]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate Investing]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                                                                <author><![CDATA[ dgoodwin@providentwealthllc.com (Daniel Goodwin) ]]></author>                    <dc:creator><![CDATA[ Daniel Goodwin ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Vs5GkaDGALBUkqxwrLuwkD-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Hammer breaking a piggy bank.]]></media:description>                                                            <media:text><![CDATA[Hammer breaking a piggy bank.]]></media:text>
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                                                            <title><![CDATA[ Feeling a Tax Bite? Municipal Bonds Could Be More Compelling Than You Think ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/owe-the-irs-municipal-bonds-could-help</link>
                                                                            <description>
                            <![CDATA[ If you just wrote a check to the IRS, that could be a reminder that today's municipal bond market may offer better after-tax outcomes than you might expect. ]]>
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                                                                        <pubDate>Mon, 27 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paul Malloy ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Lhi9Bja5UPvKewnnDRfKbZ-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A stack of hundred-dollar bills with a bite taken out of it.]]></media:description>                                                            <media:text><![CDATA[A stack of hundred-dollar bills with a bite taken out of it.]]></media:text>
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                                                            <title><![CDATA[ 2026 Changes to Student Loans You Need to Know ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/college/2026-changes-to-student-loans-you-need-to-know</link>
                                                                            <description>
                            <![CDATA[ Changes that take effect this summer will reshape how students and parents borrow and repay their federal loans. ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 12:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[College]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Reyna Gobel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/navigate-the-new-landscape-of-student-loans-ynoPnyU2qQdqoDXfsKk2ig-1280-80.jpg">
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                                                            <title><![CDATA[ We Are 65 With $2.6 Million. One of Our Two Daughters Struggles Financially. Is It Fair if We Only Help Her? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/we-are-65-with-usd2-6-million-one-of-our-two-daughters-struggles-financially-is-it-fair-if-we-help-her-and-not-the-other</link>
                                                                            <description>
                            <![CDATA[ We want all our grandkids to have a great childhood. How do we help their mother, our needier child, without creating resentment? ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 20:10:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/5ADHvfZfAv6Aao4yCAZnFP-1280-80.jpg">
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                                                            <title><![CDATA[ I'm a Financial Planner: If You're a Wealthy Retiree Who Ignores These 3 Retirement To-Dos, You're Courting Significant Financial Risk  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/retirement-tasks-wealthy-retirees-often-overlook</link>
                                                                            <description>
                            <![CDATA[ Overlooking these three important, albeit boring, tasks could have disastrous consequences for the retirement savings you've worked so hard to accumulate. ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ EBeach@exit59advisory.com (Evan T. Beach, CFP®, AWMA®) ]]></author>                    <dc:creator><![CDATA[ Evan T. Beach, CFP®, AWMA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/824kGRc5JEgGPYtsyoF7MU-1280-80.jpg">
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                                                            <title><![CDATA[ Is Lifestyle Creep Delaying Your Retirement Timeline? Here's How to Enjoy Life Now Without Paying for It Later, From a Financial Planner ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/is-lifestyle-creep-delaying-your-retirement-timeline</link>
                                                                            <description>
                            <![CDATA[ Lifestyle creep can quietly influence long‑term financial security. Here's how to check in on your spending and realign with your goals. ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Deana Healy, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/EpYgFaRUDqmJK5FhLkajTa-1280-80.jpg">
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                                                            <title><![CDATA[ Will Millennials' Attitude Toward Money Put the Family Wealth at Stake? A Wealth Adviser Explains How Families Can Find Common Ground ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/wealth-management/bridging-the-millennial-boomer-gap-in-financial-attitudes</link>
                                                                            <description>
                            <![CDATA[ Millennials don't have the same approach to wealth as older generations. How can ultra-high-net-worth families and their advisers keep a legacy on track? ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Inheritance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Valerie Wong Fountain, CFA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/4sDqBYuGtkNz8L5xmZ6n4n-1280-80.jpg">
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                                                            <title><![CDATA[ Buying a Home With Your 401(k)? Consider the Risk to Your Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/using-your-your-401k-to-buy-a-home-can-risk-your-retirement</link>
                                                                            <description>
                            <![CDATA[ Pulling money from a 401(k) to buy a property now means you'll lose the power of compounding — and decades of potential growth those funds could have generated. ]]>
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                                                                        <pubDate>Sun, 26 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[401k]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mike McCracken ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/SpiD2p4V9F8SihTb9RqDAR-1280-80.jpg">
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                                                            <title><![CDATA[ Will You Have to Retake Your Driving Test? What Retirees Must Know About State DMV Rules ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/dmv-rules-by-state-what-retirees-need-to-know</link>
                                                                            <description>
                            <![CDATA[ See which states require older drivers to retake vision tests to keep their licenses — and the one state that makes retirees retake their road test. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 12:30:00 +0000</pubDate>                                                                                                                                <updated>Tue, 28 Apr 2026 19:38:52 +0000</updated>
                                                                                                                                            <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Donna LeValley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PhX6Efy9HZSHoYZgoPoJqi-1280-80.jpg">
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                                                            <title><![CDATA[ My Daughter is 25, Underemployed and Lives at Home. How Do I Help Her Without Sacrificing My Savings? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/spending/helping-adult-child-without-hurting-your-nest-egg</link>
                                                                            <description>
                            <![CDATA[ Here's how to help your child while setting healthy boundaries. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:55:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 19:12:33 +0000</updated>
                                                                                                                                            <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/mTsvLjKYnTuYXLB7Gtbu83-1280-80.jpg">
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                                                            <title><![CDATA[ Michigan Parents Are Getting Hit with Surprise Car Insurance Rules — and Drivers Nationwide Should Pay Attention ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/car-insurance/car-insurance-garaging-rules</link>
                                                                            <description>
                            <![CDATA[ Where you park your car could impact your insurance and trigger fines. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:40:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 19:19:56 +0000</updated>
                                                                                                                                            <category><![CDATA[Car Insurance]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zPh7V7EaRmn4A468bRPcYS-1280-80.jpg">
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                                                                                                                                                                                                                                    <media:description><![CDATA[A mother and daughter hug while packing up the car to go to college.]]></media:description>                                                            <media:text><![CDATA[A mother and daughter hug while packing up the car to go to college.]]></media:text>
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                                                            <title><![CDATA[ Are Your Retirement Savings on Track at Ages 60 to 65? Take Our Quiz  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/puzzles/quizzes/are-your-retirement-savings-on-track-at-ages-60-to-65-take-our-quiz</link>
                                                                            <description>
                            <![CDATA[ Find out if your retirement savings are on track with our quick quiz. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:10:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Quizzes]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Puzzles]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/MaSNQoaF2R9DQAEi2nL63G-1280-80.png">
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                                                                                                                                                                                                                                    <media:description><![CDATA[Kiplinger quiz ]]></media:description>                                                            <media:text><![CDATA[Kiplinger quiz ]]></media:text>
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                                                            <title><![CDATA[ Are You ‘Spaving’? Why Trying to Save Could Be Costing You More ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/avoid-spaving-save-money</link>
                                                                            <description>
                            <![CDATA[ It feels like a win at checkout, but these common deals can quietly drain your budget. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 20:02:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/wSUST34kLWLcQMagoucWxN-1280-80.jpg">
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                                                            <title><![CDATA[ My First $1 Million: Retired Business Manager, 62, West Lakeland, Minn. ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/my-first-million-50-retired-business-manager-minnesota</link>
                                                                            <description>
                            <![CDATA[ "Being in sales, you are always one quarter or two quarters away from being out of a job. For the security of my family, I always made sure I had a safety net." ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ joyce.lamb@futurenet.com (Joyce Lamb) ]]></author>                    <dc:creator><![CDATA[ Joyce Lamb ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/MwB5pTGWaM73zeq87FeYnb-1280-80.jpg">
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                                                            <title><![CDATA[ Combating Loneliness in Retirement: Why Strengthening Your Connections Could Lengthen Your Life  ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/combating-loneliness-in-retirement-strengthening-connections</link>
                                                                            <description>
                            <![CDATA[ Loneliness is your biggest threat in old age, and a diminished social network is risky even if you're financially secure. Start building your connections now. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ drh@madronafinancial.com (Richard P. Himmer, PhD) ]]></author>                    <dc:creator><![CDATA[ Richard P. Himmer, PhD ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/RDZwriWbQmhok25vbfMyKX-1280-80.jpg">
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                                                            <title><![CDATA[ I'm Retired and Hate Being a Landlord. Should I Sell My Rental Property? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/rental-property-retiree-landlord-should-i-sell</link>
                                                                            <description>
                            <![CDATA[ Owning rental properties in retirement can be a headache. If you want to work out whether it's better to sell or keep going, here's what you need to consider. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ EBeach@exit59advisory.com (Evan T. Beach, CFP®, AWMA®) ]]></author>                    <dc:creator><![CDATA[ Evan T. Beach, CFP®, AWMA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/TD2J5YbLv4Z9ybT8GxS7Ee-1280-80.jpg">
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                                                            <title><![CDATA[ The 4 Money Scripts We Learn in Childhood (Which One is Silently Threatening Your Retirement?) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/are-childhood-money-scripts-silently-threatening-your-retirement</link>
                                                                            <description>
                            <![CDATA[ The four money scripts are avoidance, worship, status and vigilance. Following them can interfere with your financial plan and limit your future opportunities. ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ hello@claritywd.com (Dr. Kim Hall, CFP®) ]]></author>                    <dc:creator><![CDATA[ Dr. Kim Hall, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/Cmax7s6EuJk44QgzqfZzDE-1280-80.jpg">
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                                                            <title><![CDATA[ Investing When the World Feels Crazy: Expert Strategies ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/investing-when-the-world-feels-crazy-expert-strategies</link>
                                                                            <description>
                            <![CDATA[ Here's how to manage portfolio risk in uncertain times, without losing your cool. Because "a well-built plan ... should not follow the news cycle." ]]>
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                                                                        <pubDate>Sat, 25 Apr 2026 09:25:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ kiplinger@futurenet.com (David Rodeck) ]]></author>                    <dc:creator><![CDATA[ David Rodeck ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/investing-when-the-world-feels-crazy-9tv3SEJb7SsmP3bbDwyiZJ-1280-80.jpg">
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                                                            <title><![CDATA[ Nasdaq, S&P 500 Reach New All-Time Highs: Stock Market Today ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/stocks/nasdaq-s-and-p-500-reach-new-all-time-highs-stock-market-today</link>
                                                                            <description>
                            <![CDATA[ The leader of the AI revolution helped carry two of the three main U.S. equity indexes to new highs heading into the weekend. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 20:14:01 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ David Dittman ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HGFTLKXp43EeFyRsXwd28M-1280-80.jpg">
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                                                            <title><![CDATA[ The Overlooked Chips Powering the AI Boom ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/business/the-overlooked-chips-powering-the-ai-boom</link>
                                                                            <description>
                            <![CDATA[ Artificial intelligence is stoking demand for power semiconductors. But Chinese competition, surprise shortages and lackluster investment are looming risks. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 12:20:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Business]]></category>
                                                    <category><![CDATA[Tech Stocks]]></category>
                                                    <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                                                                <author><![CDATA[ john.miley@futurenet.com (John Miley) ]]></author>                    <dc:creator><![CDATA[ John Miley ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/HmMbdwmn3A6TtU3GSUpuXX-1280-80.jpg">
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                                                            <title><![CDATA[ 10 Years Until Retirement? Here Are 5 Investing Rules to Follow ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/10-years-until-retirement-here-are-5-investing-rules-to-follow</link>
                                                                            <description>
                            <![CDATA[ If you plan to retire in 10 years, it's critical to get your financial house in order. These five investing rules will help make sure you're on the right track. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 11:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 19:53:03 +0000</updated>
                                                                                                                                            <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Coryanne Hicks ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/zza4NnRaCz5XgH4NPAo2hZ-1280-80.jpg">
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                                                            <title><![CDATA[ Ask the Tax Editor, April 24: How Can I Resolve My IRS Tax Debt? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/income-tax/ask-the-tax-editor-how-can-i-resolve-my-irs-tax-debt</link>
                                                                            <description>
                            <![CDATA[ In this week's Ask the Editor Q&A, Joy Taylor answers questions relating to how individuals can resolve their IRS tax debt. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 10:50:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[Tax Filing]]></category>
                                                    <category><![CDATA[tax returns]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                <author><![CDATA[ joy.taylor@futurenet.com (Joy Taylor) ]]></author>                    <dc:creator><![CDATA[ Joy Taylor ]]></dc:creator>                                                                                                    <media:content type="image/png" url="https://cdn.mos.cms.futurecdn.net/3ATozpWyANNSZrfCdTGggD-1280-80.png">
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                                                            <title><![CDATA[ 3 Questions That Determine if You’re Actually Ready to Retire Early ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/questions-that-determine-if-youre-ready-to-retire-early</link>
                                                                            <description>
                            <![CDATA[ Thinking of calling it quits in your late 50s or early 60s? Before you retire early, see if you can answer these three important questions. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/oHtQveMbKtPjmZh3Eu8qU9-1280-80.jpg">
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                                                            <title><![CDATA[ The Fiduciary Rule is Gone (Again): Why Your Retirement Safety Net Just Shrank ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/fiduciary-rule-and-your-retirement-safety-net</link>
                                                                            <description>
                            <![CDATA[ A court ruling means one-time IRA rollover recommendations are no longer automatically considered fiduciary advice, and savers must protect their own backs. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ mpalmer@ark-wealth.com (Mike Palmer, CFP®) ]]></author>                    <dc:creator><![CDATA[ Mike Palmer, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/dvoV6AKhf6FUBWcR7vctEL-1280-80.jpg">
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                                                            <title><![CDATA[ My Top 3 Destinations for Retirees' 2026 Spring Vacations ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/my-top-destinations-for-retirees-2026-spring-vacations</link>
                                                                            <description>
                            <![CDATA[ I found that visiting the "greatest hits" from years ago made for wonderful retirement travel. These are my top spring trips in the U.S. and abroad. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Marcia DeSanctis ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/destinations-for-spring-vacations-qLxCqZuQePn3dzC5xfMKqk-1280-80.jpg">
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                                                            <title><![CDATA[ When Your Financial Life Looks Blurred, One Document Will Pull It Into Focus ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/personal-financial-statement-helps-focus-finances</link>
                                                                            <description>
                            <![CDATA[ When you need clarity on your finances, taking a look at your personal financial statement is the first step to making better, more informed decisions. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ cjarrell@linscombwealth.com (Clayton Jarrell, CFP®) ]]></author>                    <dc:creator><![CDATA[ Clayton Jarrell, CFP® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/y8CRLQbnwbCQjo9jWBRs9U-1280-80.jpg">
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                                                            <title><![CDATA[ While You're Fretting That There's an AI Bubble, You Could Be Missing a Huge Investing Opportunity ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/ai-bubble-you-could-be-missing-a-huge-investing-opportunity</link>
                                                                            <description>
                            <![CDATA[ AI is this generation's Industrial Revolution. While investors wait for things to "settle down," opportunities to get in on the ground floor are passing by. ]]>
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                                                                        <pubDate>Fri, 24 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mike Alves, MSAFP, CFP®, CEPA®, CRPC® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/AAFd77Z7vYtcbB7APxkWtF-1280-80.jpg">
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                                                            <title><![CDATA[ Nasdaq Sinks as Software Stocks Slump: Stock Market Today ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/stocks/nasdaq-sinks-as-software-stocks-slump-stock-market-today</link>
                                                                            <description>
                            <![CDATA[ Wall Street wasn't happy with earnings from IBM and ServiceNow, while Tesla's big spending boost weighed on the Mag 7 stock. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 20:08:55 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Apr 2026 20:19:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ karee.venema@futurenet.com (Karee Venema) ]]></author>                    <dc:creator><![CDATA[ Karee Venema ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/KGLrjhfvi8iNWgviKS3RUa-1280-80.jpg">
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                                                            <title><![CDATA[ Another State Could End Income Tax in 2026: Will More States and Higher Sales Tax Follow? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/missouri-could-soon-eliminate-income-tax</link>
                                                                            <description>
                            <![CDATA[ After eliminating its state capital gains tax last year, Missouri is now considering a larger tax shift. Could this serve as a test case for other states? ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 14:17:00 +0000</pubDate>                                                                                                                                <updated>Sun, 26 Apr 2026 12:17:15 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[State Tax]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/PYXvsNpb7FHUdv68CWUnC9-1280-80.jpg">
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                                                            <title><![CDATA[ Are You 'Broke Planning'? 10 Frugal Habits People Are Using to Save in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/broke-planning-frugal-habits-people-are-using-to-save</link>
                                                                            <description>
                            <![CDATA[ From California to New York, a new survey reveals where Americans are cutting costs. Here's how to pivot those "broke behaviors" into strategic tax advantages. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 13:37:00 +0000</pubDate>                                                                                                                                <updated>Mon, 27 Apr 2026 11:51:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/XFA5muVa8Vrs4JrhCj3zKL-1280-80.jpg">
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                                                            <title><![CDATA[ Maryland Set to Ban Surveillance Pricing at Grocery Stores: Are Other States Next? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/online-shopping/maryland-ban-surveillance-pricing-at-grocery-stores</link>
                                                                            <description>
                            <![CDATA[ Maryland is set to become the first state to ban surveillance pricing. Here's what to know about it. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 10:30:00 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Apr 2026 15:23:59 +0000</updated>
                                                                                                                                            <category><![CDATA[Online Shopping]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/LQ4bSjwnh5TxPZkWkatUmB-1280-80.jpg">
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                                                            <title><![CDATA[ The Radical (at the Time) Concept That Led to Client-First Financial Planning ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/client-first-financial-planning-the-radical-concept</link>
                                                                            <description>
                            <![CDATA[ The earliest leaders of financial planning believed compensation structure matters to ensure objective advice that puts the client's needs first. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ david@AdvisorSmart.com (David Bromelkamp) ]]></author>                    <dc:creator><![CDATA[ David Bromelkamp ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/9domYaaotXczku4k9aAc7K-1280-80.jpg">
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                                                            <title><![CDATA[ Adulting Is Hard, But These 5 Steps Can Set New College Grads on a Path to a Rich Life ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/these-steps-can-set-new-college-grads-on-a-path-to-a-rich-life</link>
                                                                            <description>
                            <![CDATA[ Adulting is hard, but a focus on three key habits — paying yourself first, paying attention to your career and paying it forward — can help get you there. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 09:35:00 +0000</pubDate>                                                                                                                                <updated>Thu, 23 Apr 2026 14:19:32 +0000</updated>
                                                                                                                                            <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mary Ware, CFP®, CIMA®, CDFA® ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/ftZWoUWZnSxK4UpaApR3p9-1280-80.jpg">
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                                                            <title><![CDATA[ The Caregiver Penalty: What Women Need to Know Before Hitting Pause on Their Career ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/the-caregiver-penalty-what-women-need-to-know</link>
                                                                            <description>
                            <![CDATA[ Taking a career break to care for family is natural for many women — but a pause can have lasting repercussions. Here's what to consider before stepping away. ]]>
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                                                                        <pubDate>Thu, 23 Apr 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@myannuityagents.com (Angie Welsh) ]]></author>                    <dc:creator><![CDATA[ Angie Welsh ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/rFXrYVic4Da6bFcHUeBSiL-1280-80.jpg">
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                                                            <title><![CDATA[ S&P 500, Nasdaq Hit New Highs on Ceasefire Extension: Stock Market Today ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/stocks/s-and-p-500-nasdaq-hit-new-highs-on-ceasefire-extension-stock-market-today</link>
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                            <![CDATA[ President Trump extended a U.S.-Iran ceasefire even as Tehran shows no desire to discuss a peace plan. ]]>
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                                                                        <pubDate>Wed, 22 Apr 2026 20:15:09 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ karee.venema@futurenet.com (Karee Venema) ]]></author>                    <dc:creator><![CDATA[ Karee Venema ]]></dc:creator>                                                                                                    <media:content type="image/jpeg" url="https://cdn.mos.cms.futurecdn.net/t8sZX5NJLvibN3x7pVXdAN-1280-80.jpg">
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                                <media:title type="plain"><![CDATA[arrows in different shades of green pointing up and to the right]]></media:title>
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