Give the gift of greater spending power with something more fun and thoughtful than a stocking full of cash. Getty Images By the editors of Kiplinger's Personal Finance From Kiplinger's Personal Finance, December 2017 Stock-ing stuffer. Online brokerage Stockpile.com makes it easy to give shares of stock or ETFs—even fractional shares. You can mail or e-mail a gift card to the recipient, who then opens a Stockpile account (an adult must open a custodial account if the recipient is younger than age 18). The minimum investment is only $5, and you can choose from more than 1,000 stocks and ETFs. For an e-gift of stock, you’ll pay $2.99 for the first trade and 99 cents for each additional stock, plus 3% of the transaction. Account holders pay 99 cents per trade to sell shares. SEE ALSO: 18 Last-Minute Gifts That Save Money All Year Kiplinger's Best List, 2017 Best FAANG-less Stocks 3 Best International Mutual Funds to Play the Global Economic Recovery Best Ways to Make the Most of Rising Interest Rates Best Ways to Get Free Trades at Online Brokers Best Vales in Tech Best Health Savings Account Best Phone Plans for Every Type of User Best Benefits of Amazon Prime Best Ways for Investors to Play Defense Best Rewards Credit Cards The Best Bank for You Best Tax Software for You Best College Majors for Your Career Best College Savings Plan Time with a pro. Help new grads or newlyweds get started on the right financial path, or provide a money check-up for anyone else, by giving a couple of hours of a financial planner’s time. Search NAPFA.org for advisers who charge by the hour. Planners in the Garrett Planning Network typically charge a flat fee of $400 to $600 for two hours. Advisers with the XY Planning Network cater to Gen Xers and millennials and charge $150 to $250 an hour, or $100 to $200 per month for a longer-term commitment. Garrett and XY planners offer sessions in person or via video chat.