Retirees can still contribute to a Roth IRA when they receive any income after retirement. Getty Images By Kimberly Lankford, Contributing Editor July 6, 2018 Q I retired as a real estate agent, but I still receive a few thousand dollars a year for referrals to other agents. Can I contribute to a Roth IRA? SEE ALSO: Be Roth Smart: An Investment Guide to Roth IRAs AYes. You must use money you earn from working to contribute to a Roth, and your referrals, along with any wages, commissions, self-employment income and alimony, qualify. Got a question? Ask Kim at firstname.lastname@example.org.