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The fear of running out of money during retirement has some
families held hostage. Even those with considerable wealth find
themselves forgoing nice vacations and putting off necessary major
purchases. “We want to help clients enter retirement with peace and
confidence. They deserve to live life with purpose, and don’t need to
worry about their income in retirement,” says JoePat Roop, founder
of Belmont Capital Advisors.
Roop, a 26-year veteran in the financial industry, gives a simpel
explanation of his mission: “We help families protect and grow their
life savings and reduce taxes on their wealth.” In layman’s terms
“We protect old people’s money.” That simple but truthful defintiion
reflects Roop’s personable style that tends to put investors at ease.
“That’s why we are here. We help guide
each client and give solid, unbiased and
exclusive recommendations focused
solely on their best interests.”
Roop spent years exhausting his mental energy working with banks
and Wall Street firms. During this time, he learned how the largest
and most sophisticated investors seemed to weather market swings.
Belmont Capital utilizes the Endowment Model investment strategy
that has been embraced by many colleges, universities and other
institutions across the globe as the best approach for managing
their financial assets. In addition to equities, they add alternative
assets to their portfolios, such as real estate funds, hedge funds
and private equity funds. “The stock market does not determinet he
value of these types of assets, so they insulate investors from market
volatility,” explains Roop, the host of Retire(meant)TM for Living on
WBT radio and a 2017 nominee for The Best of Gaston Awards’ “Best
When he founded Belmont Capital Advisors in 2009, Roop determined to bring these same Endowment Model advantages to families of much
more modest means. “We strike the balance based on client’s goals and objectives, risk budget, spending and liquidity needs,” he explains. Rather
than being limited only to the standard advice of building portfolios with a 60/40 mix of stocks and bonds, Belmont’s clients have more options.
Through Belmont’s relationship with Kalos Capital, Inc., clients avoid the very high minimum investment barriers, so they canb roadly diversify their
assets and add alternative investments to their portfolios.
“Our clients receive a sophisticated level of advisory service typically reserved only for very high-net-worth families, including monitoring their
portfolios and alerting them about pertinent tax information and market changes,” says Roop. “Most of these investors are livni g average lives
in middle-class neighborhoods. Some have inherited money, but most have simply worked hard, lived below their means, saved and invested
regularly. These are smart people but not savvy investors who could take a financial plan and run with it. It’s no wonder so many believe financial
freedom is out of their reach.
The professionals of Belmont Capital Advisors educate, advise and guide clients as they transition into retirement. As fiduciaries, they are required
by law to put the welfare of the client first when devising strategies, recommending purchases such as annuities, and determining the most
appropriate use of non-guaranteed (alternative) assets.
“Each prospective client walks out of the office with a complimentary one-page retirement income plan,” says Roop. “We know retirement
planning is a daunting task, so we make it as simple and realistic as possible to start your journey into meaningful retirement.”
Securities offered through Kalos Capital, Inc. member FINRA and SIPC and investment advisory services offered through Kalos Management, Inc. Belmont Capital
Advisors, Inc. is neither an affiliate nor a subsidiary of either Kalos Capital, Inc. or Kalos Management, Inc.
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