April 12, 2011 Symbol: PRFDX Expense ratio: 0.68% 800-225-5132 Brian Rogers, who also serves as Price's chairman, runs a conservative, dividend-oriented portfolio. He particularly likes banks such as J.P. Morgan, because of improving credit quality, and big energy outfits, including Chevron. See FUND TABLES: Kiplinger 25 at a Glance for the complete list of our favorite no-load mutual funds. Visit Kiplinger's Model Portfolios for three examples of how you can put Kiplinger 25 funds to work. The portfolios are designed for investors with differing time horizons and levels of risk tolerance. If you find them too aggressive, cut back each basket's allocation to stocks by ten percentage points. If you're investing in a taxable account, replace one or more of the bond funds with Fidelity Intermediate Municipal Income (FLTMX). And for a collection of all our Kiplinger 25 content, see KIPLINGER 25: A Guide to Our Favorite No-Load Funds.