Save money by consulting with professionals in real-time via video. By Lisa Gerstner, Contributing Editor From Kiplinger's Personal Finance, October 2015 Professionals who have traditionally met in person with clients are increasingly using videoconferencing to formulate financial plans or make medical diagnoses.See Also: 50 Ways to Cut Your Health Care Costs Younger clients are most likely to work with a planner via video, but the concept also appeals to snowbirds who would prefer a relationship with one adviser despite frequent out-of-town stays. Planners may charge the same rates regardless of how you meet with them, but people who live in high-cost regions might save by hiring an adviser in an area with a lower cost of living. Telemedicine is for non-emergency issues that doctors can quickly diagnose and prescribe treatment for on-screen—say, a rash or the flu. Your health plan or employer may provide low-cost virtual visits (see Get the Most From Your Health Plan). Or make appointments independently of your insurance plan with outfits such as MDLive and American Well (each charges $49 for a consultation). Watch for location-related snags. Some states prohibit doctors from prescribing to patients they’ve never met. Make sure that a remote planner is familiar with relevant tax laws in your state.