Strategies for Using Multiple FSAs

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How to Use Funds From Multiple FSAs

Couples can draw from both flexible spending accounts.

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My husband is covered under my workplace health insurance, but both of our employers offer a flexible spending account. Can we contribute to each of our FSAs, and can he use money from both accounts to pay for orthodontics? - C.K., Oceanside, Calif.

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You and your husband can each contribute up to $2,650 to your FSA accounts in 2018 to pay eligible medical expenses for yourselves and any dependents. Dependents do not have to be covered by your medical plan to use the money in the FSA, says Jody Dietel, chief compliance officer for WageWorks. That means your husband can withdraw money from both accounts for his orthodontics.

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