New college graduates can stay on their parent's health insurance plans, but they should check out a few other options before they do so. Getty Images By Kimberly Lankford, Contributing Editor July 6, 2018From Kiplinger's Personal Finance QMy daughter just graduated from college and doesn’t yet have a job that offers health insurance. She’s going to be moving to a different state. Can she stay on my insurance?SEE ALSO: Health Coverage for College Students A She can stay on your policy until age 26, but check whether your plan has in-network providers in her new state. If she goes out of network, she may pay a higher deductible and co-payments, or she may have no coverage except in emergencies. She could also buy a policy through her new state’s insurance exchange. (Healthcare.gov has links to exchanges.) If she’s not financially dependent on you, she may qualify for a government subsidy to help pay premiums. Subsidies are available to singles earning up to $48,240 in 2018. Or she could get a “catastrophic plan,” available to people younger than 30, which offers low premiums but higher deductibles and no subsidy. Catastrophic policies sold on eHealthInsurance.com last year cost an average of $201 per month, says Lisa Zamosky, of eHealthInsurance. SEE ALSO: Most-Overlooked Tax Breaks for New College Grads Got a question? Ask Kim at email@example.com.