What You Can Learn From Shareholder Letters

A less-than-candid letter to shareholders could be a red flag.

Know Your Target-Date Fund's Retirement Strategy

Avoid a nasty surprise by knowing your retirement fund’s strategy.

What to Do When You're Not Quite Ready to Retire

Some retirees will work by choice, while many will work out of necessity.

New Strategies to Ease Into a Secure Retirement

New strategies to design the lifestyle you want and make sure you have the money to pay for it.

Make the Most of Social Security

Consider these moves to maximize your benefits.

Cosigning For Your Child's Credit Card Can Cost You

Your credit score and ability to get a new loan could suffer even if your child never misses a deadline.

How to Choose the Right Annuity for You

A new generation of annuities are simpler and cheaper.

Securing Retirement

We can always take a cue from the past and move in with our kids, but I hope we won't have to.

On the Home Stretch to Your Retirement

If you are facing a large gap in your savings, these steps can help keep your retirement plans on track.

Stocks Are an Investment in Your Child's Future

If your child won't need the money for 15 years, stocks are the best choice to produce solid returns.

The Great Yield Mirage

Be wary of yields that seem too good to be true.

Stock Markets Seem to Be in Lock Step

High correlation across asset classes is the norm today. But in the long-run, diversification will still be the key to a winning portfolio.

Save Thousands in 15 Minutes or Less

You'll be surprised how much you can pocket in so little time.

Proactive Strategies for Coping With Economic Chaos

Our goal here at Kiplinger's is to help you take control of your finances in a turbulent world.

The Keys to Managing Your Money for the Long Haul

Yes, creating wealth by investing in equities is important. But in old age, you can't 'eat a rate of return.' Managing downside risk matters just as much.

Avoid the Pitfalls of Self-Directed IRAs

Self-directed IRAs, which allow you to invest in most anything, are complicated vehicles.

A Prescription to Pay Retiree Health Costs

Health care is a significant line item in a retiree's budget. These strategies can help ease the pain of medical costs.

Making Roth IRA Contributions in Retirement

Without earned income, you can't contribute to a Roth IRA – but a working spouse still can.

Why You Need a Roth IRA

With this indispensable savings tool, your money grows tax-free, you can invest in almost anything and you get several cool perks.

Another Day of Free Retirement Advice

Advisers will be available all day on January 17 to answer your money and retirement questions for free.

Open Low-Minimum Roth IRAs for Kids

These three firms make it easy for kids to start small Roths.

Two Days of Free Retirement Advice

Advisers will be available all day on January 12 and 17 to answer your money and retirement questions for free.

New Rates for Social Security Benefits, Medicare Premiums in 2012

The first increase for inflation since 2009 offsets a Medicare premium hike.

Real Money: Should I Invest Retirement Savings in a Variable Annuity?

An annuity provides peace of mind, but involves trade-offs.

Where to Score the Best Interest Rates on Your Savings

You can earn up to 2% and still sleep tight. Willing to take a risk? You could snag 4%.

Earn Higher Returns with Microloans

Microfinance investments can yield 5.5% or more -- often while helping schools and nonprofits.

Consolidate Your IRAs to Reduce Maintenance Fees

Combining multiple IRAs in one account can cut down on fees and make it easier to keep track of investments.

Deadline Nears for Mandatory IRA Distributions

But you can direct up to $100,000 of your annual distribution to charity.

Get More Free Financial Advice

Advisers will be available December 14 to answer your money and retirement questions on Facebook, Twitter and Kiplinger.com for free.

Double Down on Credit Card Payments

Tap IRAs Penalty-Free

You can take money from a traditional IRA penalty-free at any age if you follow certain rules.

Picking the Best of Everything in 2011

We picked the brains of our staff experts to find out which blogs and other resources they swear by.

The Best of Everything, 2011

Our annual awards choose the standouts in stocks, funds, credit cards, travel, tech, apps, cars and more.

Trim Taxes by Boosting Retirement Savings

Max out your contributions while you can and prepare to save a bit more next year.

Prepare for the Retirement Tax Bite

When the time comes to tap your tax-deferred retirement accounts, Uncle Sam will be waiting for his share.

Your Job Should Drive Your Savings Plan

Focus on your income prospects first. That will inform your investment strategy best.

Get Free Retirement Advice

Advisers will be available November 16 to answer your money and retirement questions on Facebook and Twitter.

Protect Your Nest Egg From a Deluge of Fees

Save money by ferreting out the pesky fees that are nibbling at your nest egg.

How to Tap Your 401(k) or IRA Penalty-Free

There are exceptions to the rules that require you to keep money in retirement accounts until age 59½.

How Investing Is Like Cooking

Like a good recipe, a good portfolio is all about what you put in it. And our columnist, Kathy Kristof, is putting her money where her mouth is.