How to Finance a Roth Conversion

Making the switch to a Roth makes sense for some, and there are plenty of ways to pay the tax bill.

Tax Help You Can Trust

Kimberly Lankford helps you find a qualified tax preparer and answers your questions on Roth IRAs, 401(k) rollovers and more.

The Gift of a Roth

A parent asks Kimberly Lankford to explain the rules of funding an account for a child and how the money should be invested.

A Mulligan for Roth IRA Conversions

Think you made a mistake? Roth IRA conversions come with an escape hatch.

401(k) Plans: Not Dead Yet

These plans may need some improvement, but they're not ready for the scrapheap.

Retire When You Want

Our five-step plan will get you there.

Retirement iPlan

Use these tips and tools to create your personal retirement plan.

Yes, You Can Still Retire

Get free financial advice during Kiplinger's Jump-Start Your Retirement Plan Days.

Best Ways to Invest After Maxing Out Retirement Accounts

These committed savers ask how best to invest after they've fully funded their tax-deferred accounts.

Get Free Financial Advice Friday

Financial planners will be standing by to take your calls on Jump-Start Your Retirement Plan Days.

FAQs on the New Roth Conversion Rules

Here's what you need to know about switching a traditional IRA to Roth now that the income limit has disappeared.

Ways to Cut Spending So You Can Save More

Follow these steps to add more to your retirement account each month.

Tax Changes Ring in the New Year

As you prepare to fill out your 2009 tax return, take note of new tax rules that will apply for 2010.

Roth IRA Rules

Kim Lankford responds to more questions about converting a traditional IRA to a Roth and opening an account for a child.

The Complexities of Roth Conversions

Roth conversions don't make sense for everyone. But with new rules in 2010, it's wise to run the numbers.

Fund a Roth IRA for Your Grandkid

If your grandchildren have earned income, you can contribute to their retirement accounts.

The Impact of Zero Inflation

Welcome to the year of the un-COLA.

What You Need to Know About
Roth Conversions

Lock in tax-free retirement income with no money down and up to three years to pay.

Outback Bonds

Kimberly Lankford explains how to buy Australian bonds, how to get a better tuition tax break and more.

Save for Now -- and for Later

With a fat emergency fund, this high school teacher can also afford to start a Roth IRA.

The Year in Review

Kim Lankford reflects on the questions she received -- and advice she gave -- throughout 2009.

Better Ways to Spend
Your Holiday-Gift Budget

You and your significant other could agree not to give each other presents and use the money to improve your finances instead.

Why Your Kids Need a Roth IRA

It doesn't wrap very well, but putting your kids on the path to retirement security is a gift worth giving.

Broker Fee Fiasco

Kimberly Lankford tackles broker inactivity fees and saves one reader $430.

To Tap or Not to Tap Your IRA

You can skip your distribution this year and save on taxes.

Trim Taxes by Boosting
Retirement Savings

Max out your contributions while you can; limits won’t increase in 2010.

401(k) Rollovers

If you have money hanging out in an account with a former employer, move it into your new 401(k), IRA or Roth IRA.

Employers Seek Benefits
In Cash Balance Pensions

Much maligned a few years ago, cash balance plans now have a chance to be a useful cost-cutting tool for pension plan sponsors.

How Do I Tap My IRA?

If you're 59½ or older, follow these steps to access your money.

8 Fundamental Money Lessons

Learn how to better manage your money with these simple and practical lessons.

Rate Your 401(k) Plan

See if your company's plan stacks up.

Your Retirement: Create a Plan B

Working longer and contributing more are the keys to reviving your savings.

Finding a Financial Planner Who's Right for You

One of the new paradigms is that you, the investor, should be in charge. But that doesn't mean you want a yes man.

4 Questions to Ask When Evaluating a Financial Planner

Don't leave an introductory meeting with a financial planner without learning these four things.

More Roth Rollover Answers

The questions keep rolling in about converting traditional IRAS to Roths.

The New Roth Rollover Rules Explained

Kimberly Lankford answers readers' questions about the new rules that take effect in 2010.

Switching to a Roth Makes Sense Now

Pay Uncle Sam upfront and get tax-free income in retirement.

Preserve Your Income

Stay Faithful to Stocks

Savings Rate: How Much Higher?

An increase in the U.S. savings rate is good news over the long term. But if the steep incline continues, it could jeopardize economic recovery.