Kimberly Lankford weighs the pros and cons of closing dormant credit-card accounts and taking a refund-anticipation loan.
Walter Gadkowski, an anesthesiologist, left his full-time job and now takes temporary physician assignments several months each year.
Looking for ways to keep more cash? Here are more than 100.
Ask yourself these five questions to determine whether you should move your money from a traditional IRA to a Roth.
Use the influx of cash to improve your financial situation.
Converting an IRA to a Roth could affect the amount of funding your child receives for school.
Making the switch to a Roth makes sense for some, and there are plenty of ways to pay the tax bill.
Kimberly Lankford helps you find a qualified tax preparer and answers your questions on Roth IRAs, 401(k) rollovers and more.
Save thousands with our easy tips to trim expenses on food, utilities, travel, entertainment, investing and more.
The type of contribution you make affects your tax bill when you withdraw the money or convert the account to a Roth.
There’s still time to make a 2009 IRA contribution and lower your tax bill.
Here's what you can do if you've discovered your income was too high to contribute to a Roth after you already put money in your account.
A parent asks Kimberly Lankford to explain the rules of funding an account for a child and how the money should be invested.
Think you made a mistake? Roth IRA conversions come with an escape hatch.
These plans may need some improvement, but they're not ready for the scrapheap.
Our five-step plan will get you there.
Use these tips and tools to create your personal retirement plan.
Get free financial advice during Kiplinger's Jump-Start Your Retirement Plan Days.
These committed savers ask how best to invest after they've fully funded their tax-deferred accounts.
Financial planners will be standing by to take your calls on Jump-Start Your Retirement Plan Days.
Here's what you need to know about switching a traditional IRA to Roth now that the income limit has disappeared.
Follow these steps to add more to your retirement account each month.
As you prepare to fill out your 2009 tax return, take note of new tax rules that will apply for 2010.
Kim Lankford responds to more questions about converting a traditional IRA to a Roth and opening an account for a child.
Roth conversions don't make sense for everyone. But with new rules in 2010, it's wise to run the numbers.
If your grandchildren have earned income, you can contribute to their retirement accounts.
Welcome to the year of the un-COLA.
Lock in tax-free retirement income with no money down and up to three years to pay.
Kimberly Lankford explains how to buy Australian bonds, how to get a better tuition tax break and more.
With a fat emergency fund, this high school teacher can also afford to start a Roth IRA.
Kim Lankford reflects on the questions she received -- and advice she gave -- throughout 2009.
You and your significant other could agree not to give each other presents and use the money to improve your finances instead.
It doesn't wrap very well, but putting your kids on the path to retirement security is a gift worth giving.
Kimberly Lankford tackles broker inactivity fees and saves one reader $430.
You can skip your distribution this year and save on taxes.
Max out your contributions while you can; limits won’t increase in 2010.
If you have money hanging out in an account with a former employer, move it into your new 401(k), IRA or Roth IRA.
Much maligned a few years ago, cash balance plans now have a chance to be a useful cost-cutting tool for pension plan sponsors.
If you're 59½ or older, follow these steps to access your money.
Learn how to better manage your money with these simple and practical lessons.
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You can find a CERTIFIED FINANCIAL PLANNER near you at Ameriprise.com. |