LANCASTER, PA.

Metro area population: 498,465
Median home price: $203,000
12-month change in home value: -0.1%
Affordability index: 3/10
Homes sold in 2008: 4,422
Home value vs. national average: +1.5%
Top employer: R.R. Donnelly & Sons publishing company

Known as an Amish cultural hub, the city is also home to a diverse group of industries, including printing and food processing. This helps keep the local market stable and unemployment low, as losses in one sector aren't devastating to the overall economy.

Locals say Lancaster is a conservative lending market, which limits foreclosures.