Super-Simple Balanced Mutual Fund Portfolio

Investment portfolio created September 2014.

This recommended investment portfolio is one of 20+ mutual fund portfolios that we've assembled for investors with different time horizons and risk-tolerance levels to consider. Visit our Portfolio Finder to see them all.

 
View Another Investment Portfolio:

 

Super-Simple Balanced Mutual Fund Portfolio

For investors who want to keep it really simple
 30% Stocks |  70% Bonds | 


 Data through August 31, 2016

FUND NAME SYMBOL % OF
PORTFOLIO
YTD
RETURN
1-YR
RETURN
3-YR
RETURN
5-YR
RETURN
10-YR
RETURN
MAX LOAD EXPENSE RATIO
BondVanguard Total Bond Market Index InvVBMFX70%5.97%6.1%4.23%3.08%4.75%none%0.16%
StockVanguard Total World Stock Index InvVTWSX306.677.667.088.59none0.25
   1006.186.575.084.743.33 0.19
** Closed to new investors. # Closed to new investors; other share classes are available.
r Maximum redemption fee charged when you sell shares. s Front-end load; redemption fee may apply.
— Fund has not existed for the specified time. Source: Morningstar, Inc..

You benefit in several ways by avoiding investment clutter. You can keep your overall allocation on track with just a few mouse clicks per year. Sticking to a couple of broad funds will prevent you from getting distracted by niche bets (such as, say, a technology fund that’s on a tear). And by investing with index funds, you’ll avoid the vain pursuit of hopping from one hit wonder to the next. This particular portfolio may be most appropriate for a 50-year-old. Rules for determining the right allocation among stocks and bonds seem to be as numerous as the stars in the sky. As a starting point, subtract your age from 120 to arrive at a stock allocation, then adjust your portfolio to fit your specific needs.