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8 Social Security Myths Debunked


Social Security provides critical benefits to more than 50 million people a year; almost 170 million workers contribute a chunk of their paycheck, to the tune of $900 billion annually, to keep those benefits flowing. You'd think with all the people and money involved that we'd all understand exactly how the program works.

Not so. The complexity of the system, its evolution and a shift in demographics that threatens its solvency have created confusion over what Social Security can and will deliver . . . and even whether it will continue to exist. Here are eight of the most common myths and misconceptions, along with explanations that set the record straight.

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